Credit Analyst

As a Credit Analyst in Mumbai, your role involves conducting comprehensive credit evaluations of new and existing clients in the high yield private credit space. You will need to identify potential risks and provide recommendations to mitigate them. Your responsibilities also include finalizing transaction structures, negotiating term sheets, and handling legal documentation for end-to-end deal closure. Additionally, you will be responsible for monitoring the existing portfolio investments, interacting with company management regularly, and preparing internal/external notes, updates, and presentations. It is crucial for you to collaborate closely with internal and external stakeholders to support business goals. Key Responsibilities: - Conduct thorough credit evaluations for new and existing clients - Identify risks and provide mitigation recommendations - Finalize transaction structures, negotiate term sheets, and handle legal documentation - Monitor portfolio investments and interact with company management - Prepare internal/external notes, updates, and presentations - Collaborate with stakeholders to support business goals In terms of behavioral competencies, you should be able to take responsibility for end-to-end transaction turnaround and manage tight timelines without compromising the rigor of analysis. Role Specific Competencies: - Evaluate various businesses, managements, and transaction structures - Demonstrate attention to detail in business and financial evaluations - Stay updated on various business models, industry dynamics, and transaction structures - Handle complex transaction structures effectively - Bring new perspectives and knowledge into discussions Qualifications and Experience: - Strong experience in structured/high yield transactions, including opco/hold co structures - Minimum 1-2 years of relevant experience in domains such as NBFCs/Credit AIFs - Qualifications in finance such as CA/CFA/PGDM (Finance) would be an added advantage.,