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0 years
0 Lacs
Bengaluru, Karnataka, India
On-site
Greeting from Infosys BPM Ltd., We are hiring candidates for US Mortgage Underwriting Skill. Please walk-in for interview on 11th June 25 at Bangalore Location Note: Please carry copy of this email to the venue and make sure you register your application before attending the walk-in. Please use below link to apply and register your application. Please mention Candidate ID on top of the Resume *** Process Specialist- 1Yr to 5Yrs experience: https://career.infosys.com/jobdesc?jobReferenceCode=PROGEN-EXTERNAL- 26031 Interview details: Interview Date: 11th June 25 Interview Time: 9:30 AM till 12 PM Interview Venue: JP Nagar: Infosys BPM Limited., #785, Ground Floor Axis Sai Jyoti, 15th Cross 100 Feet Road, Sarakki, 1st Phase. J P Nagar, Bengaluru, Karnataka 560078. Landmark: Near Sindhoor Convention Centre (NOTE: No Candidate parking facility will be available Documents and things to Carry:: Carry a print out your updated resume; Carry any 2 photo Identity proof (PAN Card/Driving License/Voters ID card/Passport). All original education documents need to be available for verification. (10th, 12th, Graduation (Sem Wise Marksheet, CMM. Provisional and Original Degree) Candidates to carry mobile charger and ear/headphones to the hiring venue for in-person assessments and evaluations Job Summary The Commercial Pre-Closing Specialist position works with the Relationship Managers (RM) in the Commercial and Business Banking segments to provide sales support and coordinate all new money and renewal requests. This role must be proficient in the commercial online application system (CML), financial information required for underwriting, loan structuring guidelines, collateral requirements, due diligence items and banking processes. The Commercial Pre-Closing Specialist provides an appropriate review of entity documents, appraisals, title insurance, UCC Searches and other required supporting documentation to ensure proper signor authorities and lien position. This role must communicate effectively with other members of the Loan Fulfillment team, RMs, Banking Specialists, Credit Underwriters, in-house legal counsel, and Loan operations to resolve any issues or questions. This position requires a high level of decision-making capabilities and exception processing capability. Key Accountabilities Loan Processing: Reviews and inputs loan submissions from RMs in CML including reviewing financial information, ownership, loan structure and compliance needs; responsible for complete and accurate data entry in CML. Communicates with the RM to gather additional information necessary to deem the application as complete and ready for underwriting. Completes loan pre-closing tasks including ordering appraisals, environment reports, and title/UCC searches; performs a detailed and thorough review of entity documents, title insurance, UCC searches, flood determinations, and other supporting documentation. Collaborates with RM to ensure all conditions precedent to closing required by credit are met. Reviews existing loan documents for accuracy and compliance with loan guidelines. Finalizes post-approval in CML. Communicates with underwriting, Line of Business Executives and Credit Administration to address policy exceptions. Preparation of Loan Documents: Utilizes Loan Guidelines and commercial procedures to ensure documents are prepared in accordance with approval document. Utilizes special loan software to produce accurate and complete loan documents. Prepares template documents outside of loan software (i.e. Rate Modifications & Due Date Changes) Service: Ability to prioritize large pipelines to ensure adherence to service level expectations. Exhibits flexibility in response to the changing banking environment. Ability to work in a fast-paced environment. Provides options and solutions when issues arise. Additional position levels: In addition to the core job requirements outlined above, the Senior & Team Lead roles are also accountable for: Senior Specialist Processes specialty lending products and complex loan transactions. Completes a comprehensive review of loan documents prepared by outside legal counsel to ensure they meet serviceability requirements and terms of approval. Assists in second level reviews of critical items, as needed, to ensure accuracy prior to releasing closing documents. Acts effectively as the first step in the escalation process and exception decisions. Assists in training new team members. Assists in creating and updating processes and procedures for the department. Assists management with special projects. Key Competencies for Position Culture Leadership Communication Effectively shares information and ideas with individuals and groups; displays self-awareness and self-management, tailors the delivery to the audience, and selects suitable delivery method(s). Execution Leadership Attention to Detail Completes work thoroughly and accurately; pursues quality in accomplishing tasks. Problem Solving/Decision Making Seeks to identify what caused the issue; incorporates input from multiple sources (e.g., lines of business, subject matter experts, data, policies, procedures, etc.) to ensure effective action and shared ownership; decisions are sound based on what was known at the time and are based on a blend of analysis, wisdom, experience, and judgement. Technical Knowledge Possesses the required technical knowledge to perform the role effectively; continuous learning to adopt new trends or expertise. Client Leadership Client Focus Puts the client at the center of all decisions; takes action to create a high level of service to internal and external clients; makes and maintains long-term relationships with clients. Qualifications and Education Requirements Associate or bachelors degree preferred but not required. Knowledge of loan documents and experience with loan processing Knowledge of ONB loan policy and Commercial Guidelines preferred but not required. Highly organized with a strong attention to detail. Strong analytical and problem resolution skills. Excellent verbal and written communication skills. Must have experience working in a fast-paced office environment with service level expectations. Must be able to meet deadlines (for Team Lead) Prior supervisor experience preferred Key Measures of Success/Key Deliverables: Service Provides high level of service to RMs Speed Delivers product within service level expectations Accuracy Delivers product without errors Interview Location: JP Nagar Work Location: Bangalore Qualification: Graduates & Post graduation Designation: Senior Process Executive/ Process Specialist Job Level: 2A/3A Shifts: US Shift Experience: 1Yr to 5Yrs Pointers to note: Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions. Original Government ID card is must for Security Clearance Regards, Infosys BPM Recruitment team. Show more Show less
Posted 1 week ago
0 years
6 - 8 Lacs
Bengaluru
On-site
Date: Jun 5, 2025 Job Requisition Id: 58496 Location: Hyderabad, TG, IN Pune, MH, IN Pune, IN Hyderabad, IN Bangalore, KA, IN YASH Technologies is a leading technology integrator specializing in helping clients reimagine operating models, enhance competitiveness, optimize costs, foster exceptional stakeholder experiences, and drive business transformation. At YASH, we’re a cluster of the brightest stars working with cutting-edge technologies. Our purpose is anchored in a single truth – bringing real positive changes in an increasingly virtual world and it drives us beyond generational gaps and disruptions of the future. We are looking forward to hire Digital Transformation Professionals in the following areas : Serve as the domain expert across underwriting, claims, operations, reinsurance, actuarial, financial, and regulatory processes, providing strategic support to internal teams and leadership. Support digital transformation projects, including the adoption of Data Lineage, automated underwriting, AI-driven claims processing, Business Process and Workflow orchastration and digitalization of legacy systems. Analyze and interpret key business metrics (e.g., loss ratio, expense ratio, retention rate, policy growth) to inform decision-making and drive operational excellence. Analyze client data and operational challenges, including technology, to identify integration and improvement opportunities. Develop and share reusable assets applicable to new projects. Diagnose client problems, conduct analysis, and provide solutions. Frame clients' needs in the context of technology. Manage work according to the project plan to ensure an excellent client experience. Articulate thoughts and ideas clearly and confidently to inspire confidence in team members and clients. Gather and interpret financial information to support proposed recommendations. Interact effectively with colleagues and clients from diverse backgrounds to serve clients efficiently. Understand the client's business, stay updated on sector trends, and learn best practices. Present ideas and cases coherently, supported by relevant data and tools. Comprehend the various aspects of the sales and business development process and take appropriate actions as needed. Focus on effective communication and relationship-building skills. Embrace and embody the organization's purpose and values, seeking opportunities for impact. Demonstrate personal accountability for performance and meeting expectations. Understand how daily work contributes to team and business priorities. Display a strong commitment to personal learning and development, serving as a brand ambassador to attract top talent. Ability to create basic process models. Familiarity with standard process modeling notations and tools Ability to perform basic data analysis tasks. Familiarity with standard data analysis techniques and tools Ability to identify basic process improvement opportunities. At YASH, you are empowered to create a career that will take you to where you want to go while working in an inclusive team environment. We leverage career-oriented skilling models and optimize our collective intelligence aided with technology for continuous learning, unlearning, and relearning at a rapid pace and scale. Our Hyperlearning workplace is grounded upon four principles Flexible work arrangements, Free spirit, and emotional positivity Agile self-determination, trust, transparency, and open collaboration All Support needed for the realization of business goals, Stable employment with a great atmosphere and ethical corporate culture
Posted 1 week ago
0 years
4 - 8 Lacs
Bengaluru
Remote
About Revolut People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 55+ million customers get more from their money every day. As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution. About the role The credit department at Revolut is anything but ordinary. They design, develop, and launch credit products across the globe. The team manages our products from day one to the end — developing the back and front-end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions. It's a big job, but our people are a credit to us all. Not everything in fintech can be automated. That's where you come in. We're looking for an Underwriter who can review our customer credit applications when there's a little more digging to be done. You'll be an expert in creditworthiness, and decide if the evidence provided meets Revolut's assessment criteria. You'll also support our Collections team with forbearance applications, and get an opportunity to be involved in product and marketing management work. Up for the challenge? Let's get in touch. What you’ll be doing Verifying applicants’ income Assessing their creditworthiness and identifying risks Reviewing customer documentation and details for accuracy and authenticity Identifying potentially fraudulent applications and escalating where required Communicating with customers to either request or provide information relating to their credit application Supporting collections team with assessment of forbearance applications Helping to improve and optimise our processes What you'll need Experience underwriting personal credit applications Excellent problem-solving and analytical skills Customer communication experience High level of numeracy and attention to detail regarding documentation examination The ability to work within given deadlines/SLAs A solid understanding of lending products and practices Exceptional communication and interpersonal skills Compensation range Lithuania: €3,000 - €3,400 gross monthly* Other locations: Compensation will be discussed during the interview process Final compensation will be determined based on the candidate's qualifications, skills, and previous experience Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team. Important notice for candidates: Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles. Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment. Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain. We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately. By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy Notice
Posted 1 week ago
4.0 - 9.0 years
7 - 12 Lacs
Pune, Jaipur
Work from Office
4-5 years of experience in U.S. mortgage underwriting Strong knowledge of U.S. mortgage regulations, guidelines, and underwriting processes SME - 6-9 yrs of exp - Sal-10.5L SR analyst-4-6 yrs ctc -8-8.5L Mgr -10-12 yrs exp - ctc -15-18L Required Candidate profile Shweta - 9999309521 shwetaa.imaginators@gmail.com WFO rotational shifts
Posted 1 week ago
3.0 years
6 - 8 Lacs
Chennai
On-site
Job Title: Business Analyst Domain: Insurance Experience Required: 3 – 5 Years Shift : General shift Working Days: 5 days Location: Chennai Mode of Interview: Virtual Interview Notice Period: 0 to 15 days Key Responsibilities: Business Analyst with deep expertise in the insurance domain to join our growing team. The ideal candidate will have hands-on experience with wholesale insurance processes, Vertafore products (such as AIM and AMS), and document management workflows. You will play a critical role in gathering, analyzing, and validating business requirements and supporting technology implementations across insurance platforms. Key Responsibilities: · Elicit, analyze, and document business and functional requirements from stakeholders across underwriting, claims, and policy servicing areas. · Map end-to-end processes related to submissions, policy issuance, endorsements, renewals, and binders. · Collaborate with business users and technical teams to translate requirements into system functionalities, user stories, or specifications. · Work closely with clients or internal stakeholders to understand regulatory needs, brokercarrier workflows, and E&S market dynamics. · Participate in system implementations, particularly involving Vertafore AIM, AMS, and Image Right. · Optimize document and workflow automation systems while ensuring regulatory compliance. · Support UAT planning and execution, prepare process documentation, and contribute to training and rollout plans. Qualifications: · Bachelor's degree in business, Insurance, or related field. Master’s degree or certifications (CBAP, AINS, etc.) preferred. · 3–7+ years of experience as a Business Analyst within the insurance industry (E&S or Wholesale preferred). · Hands-on experience with Vertafore products (AIM, AMS) and ImageRight is highly desirable. · Strong understanding of E&S workflows, regulatory nuances, and broker-carrier relationships. · Excellent analytical, communication, and stakeholder engagement skills. · Experience in both Agile and Waterfall delivery models Job Type: Full-time Pay: ₹600,000.00 - ₹800,000.00 per year Schedule: Day shift Work Location: In person
Posted 1 week ago
10.0 years
0 Lacs
Coimbatore
On-site
Job Description Title/Skill: Senior Management - Risk Management Organization: Siemens Financial Services Pvt Ltd What are my responsibilities? To perform high quality and timely credit underwriting of new business transactions of Small, Mid and Large Corporates within delegated authority levels, understanding levels of risk and appropriate returns. Preparation of credit reports as per specified formats and ensure compliance with risk policies and processes while working with sales team and provide timely support in closure of transactions. Presentation of proposals to the approval authorities Portfolio monitoring. Portfolio reviews and record keeping for audit and regulatory requirements. To liaise through structured meetings, with Sales and other members of the Risk Management team to ensure continuous improvement of business process. To participate in customer meetings when needed to fully understand the risks and opportunities involved in a transaction. Manage entire portfolio of SFPL and guide and train the team. What else do I need to know? Knowledge and Experience About 10 years of experience in risk or credit in a bank or a reputed NBFC in underwriting Knowledge of Equipment Finance is preferred. Experience in commercial finance is mandatory. Ability to take credit decisions. Quick learning ability. Experience in LOS / LMS in a Bank or NBFC. CA or MBA from an institution of repute. We are looking forward to receiving your online application. Please ensure you complete all areas of the application form to the best of your ability as we will use the data to review your suitability for the role.
Posted 1 week ago
3.0 - 8.0 years
1 - 5 Lacs
Hyderabad
Work from Office
We are looking for a skilled Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3-12 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong knowledge of credit underwriting, risk management, and financial analysis. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong analytical and problem-solving skills. Experience in managing credit teams and driving business growth.
Posted 1 week ago
5.0 - 8.0 years
5 - 14 Lacs
Ahmedabad
On-site
Job Description Position : Area Sales Manager – LAP Location : Ahmedabad Department : Sales Reporting To : Regional Sales Manager Channel : DSA (Direct Selling Agent) Product : Loan Against Property (LAP) Ticket Size : ₹1 Crore to ₹10 Crores Role Overview We are looking for a motivated and experienced Area Sales Manager (ASM) to drive Loan Against Property (LAP) business in Ahmedabad through the DSA channel . This role includes managing a team, scaling the DSA network, and achieving business targets with a focus on high-ticket LAP loans. Key Responsibilities Drive LAP business in the range of ₹1 Cr to ₹10 Cr through DSAs in the Ahmedabad region. Identify, onboard, and activate quality DSA partners to enhance sourcing capabilities. Lead and manage a team of sales executives or managers to achieve regional sales targets. Maintain portfolio quality in line with credit and risk norms. Conduct regular performance reviews and provide training to improve team productivity. Liaise with internal stakeholders such as credit, operations, and collections to ensure end-to-end process efficiency. Monitor market dynamics, competition, and pricing trends to stay ahead in the market. Candidate Requirements Experience : 5–8 years of relevant experience in LAP sales via DSA channel. Market Knowledge : Strong understanding of Ahmedabad and surrounding markets. Skills : Proven leadership and team management ability. Strong network of DSAs and ability to scale channel partnerships. Good understanding of LAP underwriting and credit assessment norms. Goal-oriented, self-motivated, and a strong team player. What We Offer Opportunity to lead and scale business in a key regional market. Growth-oriented and performance-driven work culture. Job Type: Full-time Pay: ₹515,630.32 - ₹1,460,213.53 per year Schedule: Day shift Experience: five: 5 years (Preferred) Work Location: In person
Posted 1 week ago
6.0 - 10.0 years
8 - 12 Lacs
Visakhapatnam
Work from Office
Seeking an Assistant Manager - Process Training (US Residential Mortgage Underwriting) to lead and enhance our training initiatives within the given accounts. In this role, you will oversee the development and execution of comprehensive domain training programs, designed to improve training efficiency and support process goals. You will collaborate with various departments to ensure training programs align with business needs and drive continuous improvement Training Development and Management: Design and implement domain training programs tailored to organizational needs, ensuring effective delivery and measurable outcomes. Domain: US Residential Mortgage Underwriting Needs Assessment: Partner with respective training leaders to assess domain training needs, identify process gaps, and propose solutions. Program Evaluation: Analyse training program effectiveness using feedback, assessments, and performance data to drive improvements. Content Creation: Develop and refine training materials, including manuals, e-learning modules, and interactive sessions. Produce customized training resources, including manuals, case studies, simulations, and role-playing scenarios, to equip employees with the tools they need to effectively upskill themselves in domain. Stakeholder Engagement: Engage with senior management and key stakeholders to ensure alignment of training programs with business objectives. Vendor Management: Engage with various vendors providing training to gauge and leverage niche domain expertise that may be required time to time Process Improvement: Identify and integrate best practices into training programs to enhance process efficiency and effectiveness. Reporting: Prepare and present detailed reports on training activities, outcomes, and areas for development.
Posted 1 week ago
4.0 - 8.0 years
6 - 10 Lacs
Lalgudi
Work from Office
LTFinance is looking for BRANCH CREDIT MANAGER - LAP to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities
Posted 1 week ago
5.0 years
0 Lacs
Raipur, Chhattisgarh, India
On-site
Location Name: Raipur Job Purpose “This position is open with Bajaj Finance ltd.” Manage Professional Loan Risk function, maintaining a healthy portfolio, managing losses and bounces within defined threshold, and taking proactive actions to minimize losses for Professional Loan business and increase business volumes by identifying new Product and Business segments Duties And Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Risk Policy development & Assessment Define customer profile and attributes in terms of Degree, Experience, business stability, Age, Bureau Behaviors, Banking Behavior, etc. to develop criteria required to assess the customer to approve/reject loan sanction request Monthly assessment of various controls charts and KPI’s at Segments / Degree / Geography/ Leverage/ Deviations and take appropriate actions to maintain healthy portfolio Define smart TTD Triggers, automate on system and ensure strong hind sighting of new acquisition. Process Design Define and periodically review the master process administered alongside the master policy, including aspects of various touch points (such as API integration) Plan projects by leveraging analytics, technology, databases to build automated and rule-based decision making in operations with a view to minimize risk in business transactions, and improve predictability of risk Conduct detailed internal checks and due diligence prior to decision making on the master process and policy for approval/non-approval of loans Report and review loss rate as per predefined format and regulatory requirements on monthly basis and take corrective actions for maintaining loss rate targets post customer onboarding and ensure changes are reflected in master policy and process Offer Efficiency management Review offer waterfall from BIU / COE Teams on monthly/ quarterly basis to identify the gaps and obtain insights on where offers are targeted to increase offer efficiency Monitor offers in compliance with risk rules on a continuous basis Review and analyze 30-40 rules leading to offer pool generation, propose suggestions to CRO to enhance their efficiency, and put up to business stakeholders for review Stakeholders management/ interaction Conduct discussions with BIU teams to understand issues faced and resolve the same Interact with credit underwriting team to ensure compliance of policies to be rolled out with underwriting/ regulatory guidelines Engage with product teams at HO, business teams, sales teams and zonal managers to understand challenges, seek clarity on cases of delinquencies, resolve those and obtain feedback on location specific requirements Visit collection branches for reviewing performance in terms of offers efficiency and understand issues faced, if any Portfolio management Analyze customer segments to identify good & bad customers and take necessary actions for managing bounces frequency within threshold, making sure losses are within limit Track and manage risk metrices (such as current buck bounces, loss to AR, 12 months on books etc.) and provide overview of risk status to CRO on monthly basis Anticipate future problems / issues with portfolio and take actions to mitigate problems and drive a healthy portfolio|MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Score Card and Rule Based Paper Less underwriting process, pose high Fraud Risk and maintaining and managing sharper and agile controls is one of the Key Requirement for this role Significant geographical spread across 600 locations in both Urban and Rural expanse and need for policy and process differentiation for these locations DECISIONS (Key decisions taken by job holder at his/her end) Following Decisions Are Taken By The Role Recommendations on offer efficiency Offer Management policies Recommending changes in policies and obtain buy in of business stakeholders INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work Credit Underwriting team: To ensure understanding of policies to be rolled out are consistent with UW guidelines Sales: To resolve delinquencies, obtain feedback on location specific requirements Collection branches: To visit for reviewing performance in terms of offers efficiency External Clients Roles you need to interact with outside the organization to enable success in your day to day work Feedback from Channel Partners on Market Trend DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) Loan Loss: less than 1.8% of loss to AR Other Dimensions (Significant volume dimensions associated with the job) Total Team Size: 4 Number of Direct Reports: 0 Number of Indirect Reports: 0 Number of Professional Loan locations: 600 Number Of Products Required Qualifications and Experience Skills And Knowledge (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications Qualifications CA/Postgraduate Work Experience 5 years of experience Experience of team management and stake-holders management Knowledge of finance industry and experience in risk function Show more Show less
Posted 1 week ago
3.0 - 5.0 years
14 - 24 Lacs
Ahmedabad
Work from Office
Should have the knowledge of Underwriting risk cover by analyzing the risk profile of client,terms & conditions with insurance companies and submitting the competitive quotes to client Experience in business procurement, and underwriting the risk.
Posted 1 week ago
2.0 - 6.0 years
3 - 8 Lacs
Bengaluru
Work from Office
Job Summary: As a Lender Review Analyst at Rexera, you will assess lender performance, ensure regulatory compliance, and manage financial risk. This role requires a solid background in underwriting US mortgages, knowledge of borrowers income and assets, and experience in reviewing escrow or condo documents. Key Responsibilities: 1. Conduct comprehensive reviews of condo project documentation, including financials, legal records, and insurance policies, to ensure regulatory compliance and assess project viability. 2. Identify and evaluate risks in lender-related projects, recommending appropriate mitigation strategies. 3. Prepare detailed reports, maintain accurate records, and communicate key findings to underwriting and management teams. 4. Ensure adherence to current guidelines and industry best practices through continuous compliance monitoring. 5. Collaborate with internal teams (underwriting, loan processing, risk) and liaise with external stakeholders such as condo associations, developers, and legal advisors. 6. Provide training and support to junior analysts and internal teams on compliance standards and review processes. Required Qualifications: Bachelors degree in Finance, Economics, Business Administration, or a related field. 2+ years of experience in risk management, US Mortgage, or Underwriting. Background in underwriting US mortgages with knowledge of borrowers income, assets, and appraisal. Experience in reviewing escrow or condo documents, including balance sheets, CC&Rs, and budget statements. Proficient in Microsoft Excel and financial modeling. Strong analytical skills, attention to detail, and problem-solving abilities. Skills & Competencies: Excellent verbal and written communication skills. Ability to work independently and manage multiple tasks effectively. Strong teamwork and interpersonal skills. High level of integrity and ethical standards.
Posted 1 week ago
2.0 - 3.0 years
0 Lacs
Mahbubabad, Telangana, India
On-site
Location Name: Mahabubabad Tl Job Purpose “This position is open with Bajaj Finance ltd.” Duties And Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications And Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player Show more Show less
Posted 1 week ago
2.0 - 3.0 years
0 Lacs
Karimnagar, Telangana, India
On-site
Location Name: Karimnagar Job Purpose “This position is open with Bajaj Finance ltd.” Duties And Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications And Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player Show more Show less
Posted 1 week ago
2.0 - 3.0 years
0 Lacs
Amravati, Maharashtra, India
On-site
Location Name: Amravati Job Purpose “This position is open with Bajaj Finance ltd.” Duties And Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications And Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player Show more Show less
Posted 1 week ago
1.0 - 5.0 years
0 Lacs
Pune, Maharashtra, India
On-site
Location Name: Pune Corporate Office - Fountainhead Job Purpose “This position is open with Bajaj Finance ltd.” Risk Management is core to Bajaj Finance. Most of the decisions in Risk Management are policy based, data driven and analytical. Position involves managing monthly update of product policies for BFL business and ensuring maintenance of policy database on the product program portal. Engaging with risk spocs and relevant stakeholders to ensure policy documents updates and SMT signoff is completed within timelines. Also work cross-functionally into areas such as data reconciliation, financial analysis etc. Engaging with IT team to continuously upgrade to product program portal to improve user experience. Assist in horizontal risk projects. Duties And Responsibilities ORGANISATIONAL CHART (First level reporting chart for the job. Sample chart below) PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Track and ensure the policy documents for all the BFL businesses are updated monthly. Ensure the updated policy document is uploaded on the product program portal and signoff is obtained from all stakeholders across departments including but not limited to Business, IT, Credit Operations, Underwriting, Collections, Finance, Legal & Compliance. Undertaking additional activities such as data reconciliation, business planning etc Publish monthly reports and dashboards to SMT. Act as a central contact between risk and IT teams for resolution of issues being faced in the usage of product program portal. Engage with IT team for implementation of new functionalities to improve user experience for the product program portal. Conduct discussions, raise user stories, perform UAT and deliver implementation of new functionalities within TAT in co-ordination with IT team. Prepare presentations for SMT reviews. Coordination within internal/external team to close all actionable items. Any other risk activity as warranted. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Ensuring Sign-offs from stakeholders Liasing with IT and other teams for implementing functionalities DECISIONS (Key decisions taken by job holder at his/her end) Updates on Product Program Portal Ideation to make the portal interactive and user friendly INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work Portfolio Risk Managers, Information Technology (IT), Portfolio Business heads, Chief Risk Officer, Risk Analytics Head. External Clients Roles you might need to interact with outside the organization to enable success in your day to day work NA DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) NA Other Dimensions (Significant volume dimensions associated with the job) Individual contributor Required Qualifications And Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications Qualifications CA/MBA Finance / Postgraduate with 1-5 years in Finance/Regulation/Compliance Work Experience Experience in Risk assessment / operations function of lending business. Deep understanding of Data, loss calculation, business planning etc 4-5 years of overall experience. Should have experience in handling inter department projects. Excellent Communication and Interpersonal Skills. Experience in data analysis and report drafting. Excellent Excel & Power Point proficiency, MS-Office Positive attitude and team player. Experience of establishing and maintaining relationships with business units / managers for managing day-to-day business. Show more Show less
Posted 1 week ago
2.0 years
0 Lacs
Pune, Maharashtra, India
On-site
Location Name: Pune Corporate Office - Fountainhead Job Purpose “This position is open with Bajaj Finance ltd.” Duties And Responsibilities Responsible for risk management of exposure across Sales finance (SF) dealer partners within dealer banker framework Manage proposal for underwriting for SF dealer partners including good understanding of valuations, legal, technical, PD, Financial analysis, collateral management etc. of property collaterals as security Travel to locations to understand market and refine and upgrade policy as per market requirement and risk assessment Managing distribution risk by ensuring adequate controls and checks on exposure risk. Portfolio risk monitoring & management Ensure continuous improvement/enhancement to systems (SFDC & Finn one) platforms by identifying gaps proactively. Support product team in developing systems, IT development and improvement of the same and is line with business requirements. Own offer generation and validation activity for Dealer Banker. Building framework to continuously assess and evaluate system capabilities to eliminate operational loss Monthly interaction & feedback mechanism with collection/sales team to get ground level feedback on market/portfolio Support business in various initiatives by enabling business growth and maintaining portfolio quality Managing activity of bouncing analysis, PDD framework. Own the activity of business performance presentation in terms of preparation of Risk Deck & Operating Deck. Monitoring the Dealer Performance with the help of Dealer Performance Monitoring Activity. Analysis of various Dealer banker proposals in terms of PO generation, underwriting & eligibility analysis Will be responsible for providing support for Working Capital of Retailer Finance & Trade Advance. Required Qualifications And Experience Preferably a CA or MBA finance by qualification Mandatory to have minimum 2 years of experience in Mortgage underwriting/Risk and overall experience of 4 years. Experience in risk management is preferable. Understands distribution management Should have excellent interpersonal and communication skills along with strong presentation and data analytics skills. Comfortable on working in MS Power Point & MS excel and handle large data set. Should be a go getter and willing to travel Show more Show less
Posted 1 week ago
2.0 - 4.0 years
0 Lacs
Saharanpur, Uttar Pradesh, India
On-site
Location Name: Saharanpur Job Purpose “This position is open with Bajaj Finance ltd.” Duties And Responsibilities Designing processes and program for Mortgage portfolio Central Technical Monitoring and review framework for RM/D2C business. Conducting invisible monitoring too creating audit reports, and reporting to senior management. Understanding the complexities of Panchayat properties, its bye laws and acceptability of Panchayat properties. Analyzing location level collateral practices, bye-laws and property norms and deriving the location collateral policies. Risk management for property portfolio for Mortgages Portfolio. Technical audits/Mystery valuation to be conducted every months across branches to ensure the valuation process is in line with the best standards and practices Interaction with various internal and external vendors like FCU agency, CIBIL, panel advocates/valuers, FI agency etc on regular basis to get feedback and market information to establish possible risk points, default trends and gaps in current policy and processes. Conducting audits at central operations shop to check if the branch credit and sales team are fully complaint on current processes and policies. Required Qualifications And Experience " Work Experience: Minimum 2-4 years Person with Technical and legal knowledge of property and various property transactions. Qualifications of BE civil/Bachelor of architecture. Construction management / MBA in Finance will be an added advantage. Exposure to property and project assessments / valuation: Candidates having work experience with reputed banks / HFCs will be an added advantage. Analytical skills Understanding of mortgage process and system" Show more Show less
Posted 1 week ago
7.0 years
0 Lacs
Bengaluru, Karnataka, India
On-site
Job Title: Credit Analysis – Assistant Manager/Manager Location: Bengaluru, Gurgaon, Mumbai, and Pune Note: Initial 6 months for training at Bengaluru is Mandatory Job Description: Candidate with 7+ years of overall experience. Strong experience with Credit Underwriting 4 to 8 years of relevant experience in Credit analysis for Corporate Banking, FIG, and Commercial Banking Strong in Credit Underwriting, Credit Risk Management and understanding of financial statement, Credit Review. Credit Risk Analysis / Underwriting is must; Quality Focused and has performed quality and data analytics function. Relevant experience within a financial institution (analyzing corporate client's risk, insights and credit) Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis. Knowledge of internal rating rationale, projections and credit recommendations Knowledge of any one Financial Spreading tools: Moody's Risk Analyst, FIS Optimist, Credit lens or allied spreading tools. Flexible to work in any shift as per client requirement Show more Show less
Posted 1 week ago
10.0 years
0 Lacs
Hyderabad, Telangana, India
On-site
Job Title Quality Engineer III About The Team Magnum is an automated underwriting solution built by Swiss Re and helps 70+ insurers across the globe to automate the riskassessment in their Life and Health insurance transactions. Magnum is a market-leading software for automated underwritingworldwide, recognized by The Forrester Wave™ as a leader in Automated Life Insurance Underwriting Engines. Magnum is cateringto a fast-growing base of installed clients with dedicated teams across the world, from the US to Europe and Asia. Our ambition is tobest serve our clients and achieve balanced growth of Magnum products. About Role To maintain ground-breaking propositions for Magnum and support the next wave of innovations, we are looking for a QualityEngineer III – Product Engineering who passionate about software architecture and is driven to pursue excellence in deliveringpremier InsurTech solutions. Key Responsibilities Provide technical leadership to develop QA automation, Agile Implementation Strategy for Magnum quality. Evaluate test tools for automation including build verification and IDE plugins and lint programs. Come up with high-level or low-level design of Automation FW that covers the test strategy. Hands-on with products across the product portfolio, ability to participate in customer-facing activities like demos, feedback meetingsetc. Write test automation scripts following the defined internal standards. Understand the current QA strategy, test plan, tools and technologies for existing Magnum products. Manage and groom teams for a high-performance culture and be a champion of Swiss Re's core values. Provide early visibility and mitigation to technical challenges through the journey. Confidently represents product and portfolio, including vision and functional and quality roadmaps, within the company and, whennecessary, to strategic. Code reviews to make sure quality code is delivered. R&D /POCs of new age requirements. Your Qualifications 10+ years of experience in Software Development, Testing Automation and DevOps. Bachelor's degree level or equivalent in computer science or related field, Master's is a plus. Strong programming/QA experience and background in Enterprise Java. Proficient in Java/J2EE, REST, Junit/TestNG and other test automation frameworks. Experience with Front-end web application test automation (Selenium, Web driver, Grid, Cucumber, TestNG, Junit, JMeter, Blazemeter), REST API testing, data validation testing and integration testing. Experience working on UI technologies - Angular, ReactJS/DHTML, Karma, cypress, Jest, Mocha, enzyme and Jasmine Working experience in DevOps environment building CI/CD pipelines through Jenkins. Experience in Performance Testing, Penetration Testing & Security Testing Agile methodology, Git and JIRA. Hands-on experience in automation tools and frameworks (WDIO, Coded UI, SoapUI, Postman, Protractor, Rest Assured, TestComplete and Py-test). Strong experience with performance/scalability testing, compatibility testing Strong knowledge of any SQL or No-SQL databases and Queries. Proven record of execution of QA strategy and unification of QA process. Experience of designing automation solution for complex architecture covering UI, services, files and DB's. Must be able to work in front end and back-end QA environments. Experience in leading/managing automation team and providing technical solution to the automation delivery team Good knowledge with Azure DevOps (Repo, Pipeline, CICD), Azure Data Factory. Domain knowledge of underwriting process or Life insurance business is a plus Job Description About Swiss Re Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, workingto make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change tocybercrime. We cover both Property & Casualty and Life & Health. Combining experience with creative thinking and cutting-edgeexpertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000employees across the world. Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embracea workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race,ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. Inour inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability. If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positionsthat match your skills and experience. About Swiss Re Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. We cover both Property & Casualty and Life & Health. Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000 employees across the world. Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability. If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positions that match your skills and experience. Keywords Reference Code: 134164 Show more Show less
Posted 1 week ago
5.0 years
0 Lacs
Hyderabad, Telangana, India
On-site
Job Title: Quality Engineer II About The Team Magnum is an automated underwriting solution built by Swiss Re and helps 70+ insurers across the globe to automate the riskassessment in their Life and Health insurance transactions. Magnum is a market-leading software for automated underwritingworldwide, recognized by The Forrester Wave™ as a leader in Automated Life Insurance Underwriting Engines. Magnum is cateringto a fast-growing base of installed clients with dedicated teams across the world, from the US to Europe and Asia. Our ambition is tobest serve our clients and achieve balanced growth of Magnum products. About Role To maintain ground-breaking propositions for Magnum and support the next wave of innovations, we are looking for a QualityEngineer II – Product Engineering who is enthusiastic about test automation & Cloud Infra test validation. As Sr QA Engineer you will be responsible for designing test scenario, maintaining automation test suite, and continuously improvingthe automation process. Key Responsibilities Responsible to create, update, execute automation tests. Responsible to understand and debug deployment issue on cloud Responsible to understand the application functionality delivered within sprint and able to create test scenario andautomation. Responsible to create test scripts from uses cases/requirement. Responsible to analyse the defects, communicate and follow them to closure. Responsible to maintain the test suites based on various product releases. Responsible to research and constantly improve the Automation frameworks. Responsible to follow automation best practices. Your Qualifications 5-8 years of experience in Test Automation and DevOps. Bachelor's degree level or equivalent in computer science or related field. Strong programming/QA experience and proficient in core java. Experience in testing applications deployed in containerized environments using Docker & Kubernetes. Hands-on experience with YAML/Helm Charts for configuring Kubernetes deployments and managing test environments. Understanding of Azure API management policies. Experience with Failover & Failback testing in cloud-based applications. Knowledge of API gateways, load balancers, DNS and networking concepts in cloud setup. Familiar with authorization servers such as OKTA, azure AD or other Oauth2 supported servers for authentication and access control. Experience testing applications integrated with OAuth2.0, OIDC and JWT-Based authentication flows. Good knowledge in designing test automation frameworks based on java programming language. Working experience in DevOps environment building CI/CD pipelines. Experience in Performance Testing(Jmeter). Agile methodology, Git and JIRA. Strong knowledge of any SQL or No-SQL databases and Queries. Good knowledge with Azure DevOps (Repo, Pipeline, CICD). About Swiss Re Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, workingto make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. We cover both Property & Casualty and Life & Health. Combining experience with creative thinking and cutting-edgeexpertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000employees across the world. Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embracea workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race,ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. Inour inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability. If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positionsthat match your skills and experience. About Swiss Re Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. We cover both Property & Casualty and Life & Health. Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000 employees across the world. Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability. If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positions that match your skills and experience. Keywords: Reference Code: 134167 Show more Show less
Posted 1 week ago
12.0 years
0 Lacs
Pune, Maharashtra, India
On-site
Job Reference # 311734BR Job Type Full Time Your role Do you want to design and build the next generation of digital lending products? Do you want to play a key role in transforming our firm into an agile organization? At UBS, we re-imagine the way we work, the way we connect with each other – our colleagues, clients and partners – and the way we deliver value. Being agile will make us more responsive, more adaptable, and ultimately more innovative. We’re looking for a Java Software Engineer to: design, develop, and improve the digital products and technology services we provide to our clients and employees apply a broad range of software engineering practices, from analyzing user needs and developing new features to automated testing and deployment ensure the quality, security, reliability, and compliance of our solutions by applying our digital principles and implementing both functional and non-functional requirements build observability into our solutions, monitor production health, help to resolve incidents, and remediate the root cause of risks and issues understand, represent, and advocate for client needs share knowledge and expertise with colleagues , help with hiring, and contribute regularly to our engineering culture and internal communities. Your team In our agile operating model, crews are aligned to larger products and services fulfilling client needs and encompass multiple autonomous pods. You’ll be working in the Manage My Liquidity stream in Pune, India, helping to build a new lending platform for our diversified business lines and credit risk functions. Your expertise ideally 12+ years of experience building enterprise grade back-end services and APIs using Java lead software engineer for distributed systems, focused on multi-level lending platform for origination, underwriting, and credit decisioning workflows ability and desire to take technical leadership, mentor and supervise employees, ability to understand and produce business and functional requirements specification proficient with Java, Spring Framework, Kafka, and various data stores. Experience with additional programming languages is a plus! familiarity with RESTful APIs and microservices architecture. experience with cloud technologies (Azure, AWS), containerization and orchestration tools, and security best practices interested in learning new technologies and practices, reuse strategic platforms and standards, evaluate options, and make decisions with long-term sustainability in mind strong communicator, technical writer, and ability to explain technical concepts to non-technical stakeholders know-how to apply standards, methods, techniques and templates as defined by our SDLC for example, code repository handling, code inspection, penetration-avoidance and code reviews design, plan and deliver solutions in a large-scale enterprise environment About Us UBS is the world’s largest and the only truly global wealth manager. We operate through four business divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management and the Investment Bank. Our global reach and the breadth of our expertise set us apart from our competitors.. We have a presence in all major financial centers in more than 50 countries. How We Hire We may request you to complete one or more assessments during the application process. Learn more Join us At UBS, we embrace flexible ways of working when the role permits. We offer different working arrangements like part-time, job-sharing and hybrid (office and home) working. Our purpose-led culture and global infrastructure help us connect, collaborate, and work together in agile ways to meet all our business needs. From gaining new experiences in different roles to acquiring fresh knowledge and skills, we know that great work is never done alone. We know that it's our people, with their unique backgrounds, skills, experience levels and interests, who drive our ongoing success. Together we’re more than ourselves. Ready to be part of #teamUBS and make an impact? Disclaimer / Policy Statements UBS is an Equal Opportunity Employer. We respect and seek to empower each individual and support the diverse cultures, perspectives, skills and experiences within our workforce. Your Career Comeback We are open to applications from career returners. Find out more about our program on ubs.com/careercomeback. Show more Show less
Posted 1 week ago
5.0 years
0 Lacs
Pune/Pimpri-Chinchwad Area
On-site
Job Title: Credit Analyst Location: Pune Employment Type: Full-Time Role Overview We are seeking a dynamic and analytical Credit Analyst to join our credit risk team. The ideal candidate will be responsible for preparing robust credit models, conducting credit scoring, and drafting detailed credit memos that support sound, rapid lending decisions. This role demands strong financial acumen, a deep understanding of SME and corporate credit risk, and the ability to operate in a fast-paced, high-impact environment. Key Responsibilities • Credit Modeling: Develop and maintain quantitative credit risk models to assess borrower creditworthiness and design cash-flow projection models tailored to seasonal, sector-specific SME cycles. • Credit Scoring: Apply proprietary and industry-standard credit scoring techniques to MSMEs and corporate clients. • Credit Memos: Draft detailed and concise credit memos to support loan approval decisions, integrating financial analysis, industry outlook, and risk assessment. • Financial Analysis: Analyze financial statements, cash flows, business plans, and operational metrics to assess credit risk. Experience evaluating thin-file borrowers using alternative/behavioral data. • Due Diligence: Perform background checks and validation of submitted documents for credit assessment. • Portfolio Monitoring: Continuously monitor existing clients’ financial health and flag early warning signs for deteriorating credit quality. • Collaboration: Work closely with Business Development, Risk, and Legal teams to structure funding solutions aligned with risk appetite and customer needs. • Automation & Tools: Contribute to the development and refinement of automated underwriting tools and credit scoring models, participate in training data pipelines and validating ML-based underwriting engines. Requirements • CA/CFA level 3 cleared. Bachelor’s degree in Finance, Accounting, Economics, or a related field. • 2–5 years of experience in credit analysis, preferably in NBFCs, fintechs, or banks. • Strong understanding of SME and corporate credit dynamics, especially in emerging markets. • Experience in cash-flow-based lending and forward-looking risk assessments is highly desirable. • Proficiency in financial modeling and analysis tools (Excel, Python/R/PowerBi is a plus). • Excellent written and verbal communication skills; ability to write concise, data-backed credit memos. • Comfortable working in a dynamic, fast-paced lending environment with quick turnaround expectations. • Strong attention to detail and risk-oriented mindset. Preferred Qualifications • Experience with credit scoring frameworks. • Exposure to lending to sectors like manufacturing, trading, or logistics. • Familiarity with alternative data and digital underwriting methods. About us RCK Analytics Private Limited provides world-class custom equity research, investment research, PE/VE research support, Investment Banking support, analytics, and assurance services to global clients. We work with financial and investment companies, private equity, asset management and hedge funds, investment banks and broking houses, market research firms, consulting firms, and various sector corporates. The environment at RCK Analytics encourages not only best performance, hard work and commitment but also have fun and work life balance. We promote an open, transparent and performance-based culture in our organization. We provide regular training and feedback to people to ensure consistent performance, skill-set enhancement and systematic growth. Show more Show less
Posted 1 week ago
5.0 years
0 Lacs
Gurugram, Haryana, India
On-site
Good-day, We have immediate opportunity for GCP Data Engineer role. Job Role: GCP Data Engineer Job Location: Gurugram Experience : 5 to 9 years Notice Period : Immediate joiners are preferred About Company: At Synechron, we believe in the power of digital to transform businesses for the better. Our global consulting firm combines creativity and innovative technology to deliver industry-leading digital solutions. Synechron’s progressive technologies and optimization strategies span end-to-end Artificial Intelligence, Consulting, Digital, Cloud & DevOps, Data, and Software Engineering, servicing an array of noteworthy financial services and technology firms. Through research and development initiatives in our FinLabs we develop solutions for modernization, from Artificial Intelligence and Blockchain to Data Science models, Digital Underwriting, mobile-first applications and more. Over the last 24+ years, our company has been honoured with multiple employer awards, recognizing our commitment to our talented teams. With top clients to boast about, Synechron has a global workforce of 13,900+, and has 52 offices in 22 countries within key global markets. For more information on the company, please visit our website or LinkedIn community. Diversity, Equity, and Inclusion Diversity & Inclusion are fundamental to our culture, and Synechron is proud to be an equal opportunity workplace and an affirmative-action employer. Our Diversity, Equity, and Inclusion (DEI) initiative ‘Same Difference’ is committed to fostering an inclusive culture – promoting equality, diversity and an environment that is respectful to all. We strongly believe that a diverse workforce helps build stronger, successful businesses as a global company. We encourage applicants from across diverse backgrounds, race, ethnicities, religion, age, marital status, gender, sexual orientations, or disabilities to apply. We empower our global workforce by offering flexible workplace arrangements, mentoring, internal mobility, learning and development programs, and more. All employment decisions at Synechron are based on business needs, job requirements and individual qualifications, without regard to the applicant’s gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. Job Description : GCP Data Engineer We are on the lookout for a GCP Data Engineer with a strong background in hands-on experience using GCP,Python,Spark,Pyspark,Hive. If you are a seasoned professional with a passion for crafting high-quality Data Engineer activities and a knack for configuration, we want to hear from you. Software Requirements: Data Engineer GCP Overall Responsibilities: 5+ years of hands-on experience in Data Engineering. Should have fundamental understanding and development experience in Hive/SPARK/Python. Familiar with GCP offerings, experience building data pipelines on GCP Should have good communication skill, being proactive. Skills: Data Engineer GCP Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Ability to take initiative, prioritize tasks, and manage time effectively. Experience: Minimum of 5+ years of experience in software development, with a focus on other technologies. Experience with software development methodologies and tools such as Agile, Scrum, Git, JIRA, and Confluence. Experience working with cross-functional teams and participating in code reviews. If you find this this opportunity interesting kindly share your updated profile on Muhammed.shan@synechron.com With below details (Mandatory) Total Experience - Current CTC- Expected CTC- Notice period- Current Location- If you had gone through any interviews in Synechron before? If Yes when Regards, Muhammed Shan Show more Show less
Posted 1 week ago
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The underwriting job market in India is thriving, with a growing demand for skilled professionals in this field. Underwriting involves assessing and managing risk for insurance companies, financial institutions, and other organizations. If you are considering a career in underwriting, there are several opportunities available across various industries in India.
The average salary range for underwriting professionals in India varies based on experience and expertise. Entry-level underwriters can expect to earn between INR 3-5 lakhs per annum, while experienced professionals with advanced certifications and skills can earn upwards of INR 10 lakhs per annum.
In the underwriting field, career progression typically involves starting as an Underwriting Assistant or Analyst, then moving on to roles such as Underwriter, Senior Underwriter, and Chief Underwriting Officer. With experience and additional certifications, professionals can advance to roles such as Underwriting Manager or Director.
In addition to strong analytical and risk assessment skills, underwriters are expected to have knowledge of finance, insurance principles, and regulatory compliance. Proficiency in data analysis, decision-making, and communication skills are also essential for success in this field.
As you explore underwriting jobs in India, remember to showcase your expertise, skills, and experience during the job search and interview process. By preparing thoroughly and demonstrating your knowledge and capabilities, you can confidently pursue exciting opportunities in the underwriting field. Good luck!
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