5751 Underwriting Jobs - Page 38

LTFinance is looking for CREDIT UNDERWRITING MANAGER to join our dynamic team and embark on a rewarding career journey. Evaluate and underwrite loan proposals for retail and SME customers across products such as personal loans, home loans, auto loans, and business finance Ensure compliance with company credit policies, regulatory guidelines, and risk frameworks during credit assessment Analyze financial statements, income documents, bank statements, credit bureau reports, and other documentation to assess creditworthiness Maintain a balanced approach to risk and business growth, ensuring optimum approval rates with controlled delinquencies Collaborate with sales teams for smooth flow of credit decisions and provide training on documentation and eligibility norms Implement fraud prevention measures and coordinate with RCU teams for field verifications when required Monitor portfolio performance, identify stress trends, and contribute to policy enhancements and automation initiatives Ensure adherence to TATs (Turnaround Time), audit compliance, and quality control in underwriting processes Provide feedback and data-driven insights to senior management for continuous improvement in underwriting models

1.JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

1.JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience5-10 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience5-10 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

About the Team The Credit Strategy team at Navi is responsible for developing and optimizing underwriting strategies across our key lending products. The team owns and drives key underwriting metrics, asset quality indicators and portfolio monitoring while ensuring that credit decisions align with business objectives and risk tolerance of the Company. This team focuses on continually enhancing underwriting quality and portfolio health to support sustainable growth. About the Role You’ll be responsible for supporting the collateral risk function for Navi’s Home Loans business by executing day-to-day operations across collateral approvals, property valuation, legal scrutiny and collateral audits. This role requires an understanding of the real estate market, strong process discipline, attention to detail, and the ability to build strong working relationships with external legal and valuation partners and internal teams to ensure timely, accurate, and risk-aligned collateral assessments. What We Expect From You ● Manage day-to-day collateral assessment processes, ensuring adherence to Navi’s collateral policies and risk guidelines. ● Initiate, review and validate valuation and legal reports, and escalate red flags in line with internal risk thresholds. ● Maintain and enhance the collateral risk database to enable early warning systems, audit trails, and MIS reporting. ● Drive implementation of fraud detection protocols, including pattern recognition and exception reporting. ● Collaborate with product and tech teams to streamline processes and digitize approval workflows. ● Monitor market-level developments and provide inputs for dynamic calibration of exposure norms and risk flags. Must Haves ● Strong first principles thinking combined with awareness of current industry practices ● Educational background in Civil Engineering or Architecture – preferably B.E. Civil, B. Tech Civil, or B. Arch ● Familiarity with real estate norms and practices across geographies like Bangalore, Hyderabad, Chennai, and MMR ● Understanding of legal scrutiny related to property and compliance requirements in the mortgage and collateral business ● Proficient in Excel, Google Sheets, and other basic tools to drive operational and analytical efficiency Inside Navi We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold — we’re building tech-first solutions that work at scale, with a strong customer-first approach. Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India’s fastest-growing financial services organisations. But we’re just getting started! Our Culture The Navi DNA Ambition. Perseverance. Self-awareness. Ownership. Integrity. We’re looking for people who dream big when it comes to innovation. At Navi, you’ll be empowered with the right mechanisms to work in a dynamic team that builds and improves innovative solutions. If you’re driven to deliver real value to customers, no matter the challenge, this is the place for you. We chase excellence by uplifting each other—and that starts with every one of us. Why You'll Thrive at Navi At Navi, it’s about how you think, build, and grow. You’ll thrive here if: ● You’re impact-driven : You take ownership, build boldly, and care about making a real difference. ● You strive for excellence : Good isn’t good enough. You bring focus, precision, and a passion for quality. ● You embrace change : You adapt quickly, move fast, and always put the customer first.

Drive and own the business targets (disbursals, productivity, market share) for the DSA channel in the zone. Formulate and execute zonal sales strategies aligned with company objectives. Ensure consistent growth across all cities/regions within the zone. 2. DSA Channel Development & Management Identify and develop high-potential DSAs and sourcing partners across the zone. Build long-term relationships with key DSA partners to ensure sustained business flow. Ensure proper onboarding, training, and performance tracking of DSAs. 3. Team Leadership Lead and manage a team of Regional Sales Managers (RSMs) and Area Sales Managers (ASMs). Set clear KPIs for the sales team and monitor performance regularly. Mentor and motivate team members to enhance productivity and drive results. 4. Compliance, Risk & Portfolio Quality Ensure adherence to company policies, underwriting norms, and regulatory requirements across all sourcing points. Maintain healthy portfolio quality with minimal delinquencies. Liaise with risk, credit, and collections teams to ensure end-to-end management of the loan lifecycle. 5. Operational Excellence Drive TAT adherence and streamline the file processing and approval mechanism. Optimize cost of acquisition and improve process efficiency across DSAs. Leverage analytics and dashboards to monitor performance and take corrective actions. 6. Stakeholder Management Collaborate with cross-functional teams including Credit, Risk, Collections, and Operations. Provide regular business updates to senior leadership. Share market intelligence and competitor insights to guide product and policy changes. Education: Graduate (MBA/PGDM preferred)

About Chubb Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com . About Chubb India At Chubb India, we are on an exciting journey of digital transformation driven by a commitment to engineering excellence and analytics. We are proud to share that we have been officially certified as a Great Place to Work® for the third consecutive year, a reflection of the culture at Chubb where we believe in fostering an environment where everyone can thrive, innovate, and grow With a team of over 2500 talented professionals, we encourage a start-up mindset that promotes collaboration, diverse perspectives, and a solution-driven attitude. We are dedicated to building expertise in engineering, analytics, and automation, empowering our teams to excel in a dynamic digital landscape. We offer an environment where you will be part of an organization that is dedicated to solving real-world challenges in the insurance industry. Together, we will work to shape the future through innovation and continuous learning. Job Title: Senior Software Engineer – Workers Compensation Location: Chubb India About Chubb: Chubb is the world's largest publicly traded property and casualty insurer. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. Chubb serves multinational corporations, mid-size and small businesses, individuals, and affluent individuals. Role Overview: Chubb is seeking a highly skilled and experienced Senior Software Engineer for the development of insurance web application and APIs. This role requires a deep understanding of insurance business and the ability to effectively communicate with both onshore and offshore resources in the development of high-quality software solutions. The Senior Software Engineer will collaborate with cross-functional teams to design, develop, deploy web-based applications and APIs that ensure Chubb's compliance with industry regulations. Key Responsibilities: Design and develop web-based applications and APIs using Microsoft .NET components, C# technologies. Develop and maintain integrations between web based applications/APIs and other systems using APIs and Service Oriented Architecture. Collaborate with business stakeholders and subject matter experts to understand compliance requirements and translate them into functional software specifications. Conduct code reviews, perform unit testing, and ensure adherence to software development best practices and quality standards. Troubleshoot and resolve complex technical issues related to the compliance reporting tools, providing efficient and effective solutions. Stay up-to-date with the latest industry trends, tools, and technologies related to insurance compliance reporting and propose improvements to existing processes and systems. Provide technical leadership and mentorship to junior members of the software development team. Requirements: Bachelor's degree in Computer Science, Software Engineering, or a related field (or equivalent practical experience). Minimum of 5 years of hands-on experience in software development, with a focus on Microsoft .NET technologies. Strong technical skills in Microsoft .NET component, and C#. Familiarity with SQL Server, SSIS, JavaScript, Angular, or other web development frameworks is a plus. Proven experience working with APIs and developing integrations using Service Oriented Architecture. Knowledge of insurance business and industry best practices is highly desirable. Excellent problem-solving and analytical skills, with the ability to effectively troubleshoot and resolve complex technical issues. Strong communication and collaboration skills, with the ability to work effectively in cross-functional teams and interact with stakeholders at all levels. Proven track record of delivering high-quality software solutions on time and within budget. Join Chubb and contribute to the development of innovative insurance compliance reporting tools that help ensure Chubb's continued success in the global insurance market. Apply today to be part of a dynamic team that values technical excellence, collaboration, and innovation. Why Chubb? Join Chubb to be part of a leading global insurance company! Our constant focus on employee experience along with a start-up-like culture empowers you to achieve impactful results. Industry leader: Chubb is a world leader in the insurance industry, powered by underwriting and engineering excellence A Great Place to work: Chubb India has been recognized as a Great Place to Work® for the years 2023-2024, 2024-2025 and 2025-2026 Laser focus on excellence: At Chubb we pride ourselves on our culture of greatness where excellence is a mindset and a way of being. We constantly seek new and innovative ways to excel at work and deliver outstanding results Start-Up Culture: Embracing the spirit of a start-up, our focus on speed and agility enables us to respond swiftly to market requirements, while a culture of ownership empowers employees to drive results that matter Growth and success: As we continue to grow, we are steadfast in our commitment to provide our employees with the best work experience, enabling them to advance their careers in a conducive environment Employee Benefits Our company offers a comprehensive benefits package designed to support our employees’ health, well-being, and professional growth. Employees enjoy flexible work options, generous paid time off, and robust health coverage, including treatment for dental and vision related requirements. We invest in the future of our employees through continuous learning opportunities and career advancement programs, while fostering a supportive and inclusive work environment. Our benefits include: Savings and Investment plans: We provide specialized benefits like Corporate NPS (National Pension Scheme), Employee Stock Purchase Plan (ESPP), Long-Term Incentive Plan (LTIP), Retiral Benefits and Car Lease that help employees optimally plan their finances Upskilling and career growth opportunities: With a focus on continuous learning, we offer customized programs that support upskilling like Education Reimbursement Programs, Certification programs and access to global learning programs. Health and Welfare Benefits: We care about our employees’ well-being in and out of work and have benefits like Employee Assistance Program (EAP), Yearly Free Health campaigns and comprehensive Insurance benefits. Application Process Our recruitment process is designed to be transparent, and inclusive. Step 1: Submit your application via the Chubb Careers Portal. Step 2: Engage with our recruitment team for an initial discussion. Step 3: Participate in HackerRank assessments/technical/functional interviews and assessments (if applicable). Step 4: Final interaction with Chubb leadership. Join Us With you Chubb is better. Whether you are solving challenges on a global stage or creating innovative solutions for local markets, your contributions will help shape the future. If you value integrity, innovation, and inclusion, and are ready to make a difference, we invite you to be part of Chubb India’s journey. Apply Now: Chubb External Careers

About Chubb Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com . About Chubb India At Chubb India, we are on an exciting journey of digital transformation driven by a commitment to engineering excellence and analytics. We are proud to share that we have been officially certified as a Great Place to Work® for the third consecutive year, a reflection of the culture at Chubb where we believe in fostering an environment where everyone can thrive, innovate, and grow With a team of over 2500 talented professionals, we encourage a start-up mindset that promotes collaboration, diverse perspectives, and a solution-driven attitude. We are dedicated to building expertise in engineering, analytics, and automation, empowering our teams to excel in a dynamic digital landscape. We offer an environment where you will be part of an organization that is dedicated to solving real-world challenges in the insurance industry. Together, we will work to shape the future through innovation and continuous learning. Role : ML Engineer (Associate / Senior) Experience : 2-3 Years (Associate) 4-5 Years (Senior) Mandatory Skill: Python/MLOps/Docker and Kubernetes/FastAPI or Flask/CICD/Jenkins/Spark/SQL/RDB/Cosmos/Kafka/ADLS/API/Databricks Location: Bangalore Notice Period: less than 60 Days Job Description: Other Skills: Azure/LLMOps/ADF/ETL We are seeking a talented and passionate Machine Learning Engineer to join our team and play a pivotal role in developing and deploying cutting-edge machine learning solutions. You will work closely with other engineers and data scientists to bring machine learning models from proof-of-concept to production, ensuring they deliver real-world impact and solve critical business challenges. Collaborate with data scientists, model developers, software engineers, and other stakeholders to translate business needs into technical solutions. Experience of having deployed ML models to production Create high performance real-time inferencing APIs and batch inferencing pipelines to serve ML models to stakeholders. Integrate machine learning models seamlessly into existing production systems. Continuously monitor and evaluate model performance and retrain the models automatically or periodically Streamline existing ML pipelines to increase throughput. Identify and address security vulnerabilities in existing applications proactively. Design, develop, and implement machine learning models for preferably insurance related applications. Well versed with Azure ecosystem Knowledge of NLP and Generative AI techniques. Relevant experience will be a plus. Knowledge of machine learning algorithms and libraries (e.g., TensorFlow, PyTorch) will be a plus. Stay up-to-date on the latest advancements in machine learning and contribute to ongoing innovation within the team. Why Chubb? Join Chubb to be part of a leading global insurance company! Our constant focus on employee experience along with a start-up-like culture empowers you to achieve impactful results. Industry leader: Chubb is a world leader in the insurance industry, powered by underwriting and engineering excellence A Great Place to work: Chubb India has been recognized as a Great Place to Work® for the years 2023-2024, 2024-2025 and 2025-2026 Laser focus on excellence: At Chubb we pride ourselves on our culture of greatness where excellence is a mindset and a way of being. We constantly seek new and innovative ways to excel at work and deliver outstanding results Start-Up Culture: Embracing the spirit of a start-up, our focus on speed and agility enables us to respond swiftly to market requirements, while a culture of ownership empowers employees to drive results that matter Growth and success: As we continue to grow, we are steadfast in our commitment to provide our employees with the best work experience, enabling them to advance their careers in a conducive environment Employee Benefits Our company offers a comprehensive benefits package designed to support our employees’ health, well-being, and professional growth. Employees enjoy flexible work options, generous paid time off, and robust health coverage, including treatment for dental and vision related requirements. We invest in the future of our employees through continuous learning opportunities and career advancement programs, while fostering a supportive and inclusive work environment. Our benefits include: Savings and Investment plans: We provide specialized benefits like Corporate NPS (National Pension Scheme), Employee Stock Purchase Plan (ESPP), Long-Term Incentive Plan (LTIP), Retiral Benefits and Car Lease that help employees optimally plan their finances Upskilling and career growth opportunities: With a focus on continuous learning, we offer customized programs that support upskilling like Education Reimbursement Programs, Certification programs and access to global learning programs. Health and Welfare Benefits: We care about our employees’ well-being in and out of work and have benefits like Employee Assistance Program (EAP), Yearly Free Health campaigns and comprehensive Insurance benefits. Application Process Our recruitment process is designed to be transparent, and inclusive. Step 1: Submit your application via the Chubb Careers Portal. Step 2: Engage with our recruitment team for an initial discussion. Step 3: Participate in HackerRank assessments/technical/functional interviews and assessments (if applicable). Step 4: Final interaction with Chubb leadership. Join Us With you Chubb is better. Whether you are solving challenges on a global stage or creating innovative solutions for local markets, your contributions will help shape the future. If you value integrity, innovation, and inclusion, and are ready to make a difference, we invite you to be part of Chubb India’s journey. Apply Now: Chubb External Careers

About Chubb Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com . About Chubb India At Chubb India, we are on an exciting journey of digital transformation driven by a commitment to engineering excellence and analytics. We are proud to share that we have been officially certified as a Great Place to Work® for the third consecutive year, a reflection of the culture at Chubb where we believe in fostering an environment where everyone can thrive, innovate, and grow With a team of over 2500 talented professionals, we encourage a start-up mindset that promotes collaboration, diverse perspectives, and a solution-driven attitude. We are dedicated to building expertise in engineering, analytics, and automation, empowering our teams to excel in a dynamic digital landscape. We offer an environment where you will be part of an organization that is dedicated to solving real-world challenges in the insurance industry. Together, we will work to shape the future through innovation and continuous learning. Role : java Developer Hiring location: Hyderabad Experience: 6 to 10 years Mandatory skills: Java, JSP, Servlet, WebSpehere , Spring Boot, RDBMS Good to have skills, if any: Angular, NoSql Database specially Mongo Preferred notice period: 0-60 days Why Chubb? Join Chubb to be part of a leading global insurance company! Our constant focus on employee experience along with a start-up-like culture empowers you to achieve impactful results. Industry leader: Chubb is a world leader in the insurance industry, powered by underwriting and engineering excellence A Great Place to work: Chubb India has been recognized as a Great Place to Work® for the years 2023-2024, 2024-2025 and 2025-2026 Laser focus on excellence: At Chubb we pride ourselves on our culture of greatness where excellence is a mindset and a way of being. We constantly seek new and innovative ways to excel at work and deliver outstanding results Start-Up Culture: Embracing the spirit of a start-up, our focus on speed and agility enables us to respond swiftly to market requirements, while a culture of ownership empowers employees to drive results that matter Growth and success: As we continue to grow, we are steadfast in our commitment to provide our employees with the best work experience, enabling them to advance their careers in a conducive environment Employee Benefits Our company offers a comprehensive benefits package designed to support our employees’ health, well-being, and professional growth. Employees enjoy flexible work options, generous paid time off, and robust health coverage, including treatment for dental and vision related requirements. We invest in the future of our employees through continuous learning opportunities and career advancement programs, while fostering a supportive and inclusive work environment. Our benefits include: Savings and Investment plans: We provide specialized benefits like Corporate NPS (National Pension Scheme), Employee Stock Purchase Plan (ESPP), Long-Term Incentive Plan (LTIP), Retiral Benefits and Car Lease that help employees optimally plan their finances Upskilling and career growth opportunities: With a focus on continuous learning, we offer customized programs that support upskilling like Education Reimbursement Programs, Certification programs and access to global learning programs. Health and Welfare Benefits: We care about our employees’ well-being in and out of work and have benefits like Employee Assistance Program (EAP), Yearly Free Health campaigns and comprehensive Insurance benefits. Application Process Our recruitment process is designed to be transparent, and inclusive. Step 1: Submit your application via the Chubb Careers Portal. Step 2: Engage with our recruitment team for an initial discussion. Step 3: Participate in HackerRank assessments/technical/functional interviews and assessments (if applicable). Step 4: Final interaction with Chubb leadership. Join Us With you Chubb is better. Whether you are solving challenges on a global stage or creating innovative solutions for local markets, your contributions will help shape the future. If you value integrity, innovation, and inclusion, and are ready to make a difference, we invite you to be part of Chubb India’s journey. Apply Now: Chubb External Careers

About this role: Wells Fargo is seeking a Senior Business Execution Administrator. In this role, you will: Support in implementation of initiatives related to operations and Business Execution across multiple lines of business Identify opportunities to improve processes and provide support to a variety of diverse support functions or operations Perform moderately complex cross organizational administrative, transactional, and operational tasks including policy or process changes, process improvements, and technology enhancement tasks Receive direction from supervisors Assist with the administration of Strategy and Execution programs, projects, or processes specific to the business Interact with colleagues of a specific line of business for the purpose of executing a variety of programs, services, and initiatives. Required Qualifications: 4+ years of Administrative Support, or, Business Support experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Graduate in B.Com/BBA/B.Sc 6+ years of US Residential mortgage experience, pre-underwriting or post-closing reviews experience. Administrative Support, or Business Support experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Overall Experience of 6-7 years, with experience of 2+ years in Compliance discipline of a multinational financial institution or BPO supporting multinational financial institution. Experience in Compliance discipline should involve full time engagement with International Regulations of major markets Demonstrate collaboration, negotiation, communication and influencing skills Experience in Compliance discipline should involve engagement with International Regulations of major markets Being able to work as individual contributor and work effectively under management direction Support a team of risk professionals located in multiple cities providing support to WFI&P teams and other Wells Fargo business units also located in multiple cities Job Expectations: Support Home lending line of business on day today operational requirement Perform: Review Us Residential Mortgage documents Monitoring, Reporting and Analysis While working with business, or other WFI&P/Onshore partners as necessary Participate in delivery of functional training to new/junior team members Perform periodic compliance risk reporting and analysis to business partners for effective tracking and reporting of risk items and issues Partner and work closely with other teams/team members (including onshore partners) having interdependencies to ensure seamless delivery of the responsibilities Posting End Date: 24 Jul 2025 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Job ID: 31722 Location: Bangalore, IN Area of interest: Corporate & Commercial Banking Job type: Regular Employee Work style: Office Working Opening date: 21 Jul 2025 Job Summary The role is within the Wholesale model development team and focusses on Credit Risk models used in calculating ECL and RWA for regulatory purposes. The individual should have knowledge and experience in risk model regulations, model development, statistics and mathematics to support the development of such models. Key Responsibilities Strategy Develop credit risk IRB, IFRS9 and Pillar 2 Stress Testing models for the measurement of PD, EAD and LGD for the wholesale portfolio. Support continuous improvement efforts through research on techniques, process and domain. Execute end to end model development steps. The responsibility will also include efforts on data preparation, documentation, presentation and maintaining minutes of key decisions made during the development lifecycle. Adopting best coding standards and automation to help create coding repositories for various methods used across modelling team. Business Ensure that models are fit for purposes not only for regulatory estimates but also for daily business usage, underwriting decisions, risk appetite decisions and strategy design. Processes Participate in relevant model implementation and its user acceptance test to ensure models are appropriately implemented not only within the direct system environment but also its relevant downstream environments. People and Talent Lead through example and demonstrate the bank’s culture and values. Skills and Experience Our Ideal Candidate Master's degree in Quantitative Discipline (e.g. Mathematics, Statistics, Economics, Financial Engineering, Engineering). 3- 5 years of relevant work experience in a (Bank or Big 4 Consulting- preferred) Knowledge of Regulatory and Risk management (e.g. Basel, IFRS9, Stress Testing, ECL, etc) Experience of working in Wholesale Lending Risk Analytics will be an advantage. Strong communication skills. Software Skills SAS, Python, R Role Specific Technical Competencies Statistics Proficiency in SAS / R / Python or other statistical package Knowledge of Basel / CRR / EBA and IFRS 9 regulations Machine learning techniques Analytical Competencies Action Oriented Collaborates Customer Focus Gives Clarity & Guidance Manages Ambiguity Develops Talent Drives Vision & Purpose Nimble Learning Decision Quality Courage Instills Trust Strategic Mindset Technical Competencies: This is a generic competency to evaluate candidate on role-specific technical skills and requirements About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment Assessments Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website www.sc.com/careers www.sc.com/careers

Role Summary: Responsible for handling and resolving customer complaints related to credit reports, RBI complaints, and internal escalations in a timely and compliant manner. Key Responsibilities: Acknowledge, analyze, and resolve customer complaints received via CICs (CIBIL, Experian, CRIF), RBI CMS, and NGRO. Coordinate with internal teams (operations, collections, underwriting) to gather necessary information. Prepare and submit formal responses to CICs and RBI portals. Maintain detailed logs and case histories as per audit and regulatory standards. Track timelines and ensure compliance with turnaround time (TAT) guidelines. Skills Required: Good knowledge of RBI regulations and credit bureau functioning. Proficient in Excel and ticketing tools (Freshdesk, Zoho, etc.). Excellent written communication. Analytical mindset with a problem-solving approach. Job Type: Full-time Pay: ₹18,000.00 - ₹25,000.00 per month Benefits: Paid time off Work Location: In person

Ready to shape the future of work? At Genpact, we don’t just adapt to change—we drive it. AI and digital innovation are redefining industries, and we’re leading the charge. Genpact’s AI Gigafactory, our industry-first accelerator, is an example of how we’re scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI, our breakthrough solutions tackle companies’ most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team that’s shaping the future, this is your moment. Genpact (NYSE: G) is an advanced technology services and solutions company that delivers lasting value for leading enterprises globally. Through our deep business knowledge, operational excellence, and cutting-edge solutions – we help companies across industries get ahead and stay ahead. Powered by curiosity, courage, and innovation, our teams implement data, technology, and AI to create tomorrow, today. Get to know us at genpact.com and on LinkedIn, X, YouTube, and Facebook. Inviting applications for the role of Assistant Manager, Manager, Senior Manager - Knowledge Management In this role we are seeking you as a training leader in the London Insurance Market should have a mix of technical expertise , industry knowledge, and strong facilitation skills to effectively lead and enhance our knowledge management initiatives. This role is pivotal in ensuring that our teams have access to the right information at the right time, driving efficiency and innovation across the organization Responsibilities Develop and implement comprehensive knowledge management strategies aligned with organizational goals Lead initiatives to capture, organize, and share knowledge across the organization Collaborate with cross-functional teams to identify knowledge gaps and develop solutions Oversee the creation and maintenance of knowledge repositories, ensuring they are up-to-date and accessible Promote a culture of knowledge sharing and continuous learning through training and awareness programs Monitor and evaluate the effectiveness of knowledge management initiatives, making adjustments as needed Stay current with industry trends and best practices in knowledge management Qualifications we seek in you! Minimum qualifications /Skills Industry Knowledge & Technical Expertise Understanding of London Market Processes (Underwriting, Claims, Policy Administration, Delegated Authority) Knowledge of Lloyd’s & Company Market Operations Familiarity with Regulatory & Compliance Requirements (FCA, PRA, Lloyd’s Minimum Standards) Experience with Insurance Market Systems (PPL, LIMOSS, DXC’s Bureau Services, ECF, IMR) Reinsurance & Broker Interaction Knowledge Training & Facilitation Skills Instructional Design & Curriculum Development Ability to Simplify Complex Topics Engaging Presentation & Communication Skills Virtual & In-Person Training Delivery Coaching & Mentoring Capabilities Analytical & Problem-Solving Skills Ability to Assess Skill Gaps & Training Needs Data-Driven Approach to Learning Effectiveness Customizing Training for Different Audiences (Underwriters, Claims Handlers, Brokers, Operations) Technology & Digital Training Skills Proficiency in Learning Management Systems (LMS) Use of Digital Training Tools & E-Learning Platforms Familiarity with AI & Automation in Insurance Training Stakeholder Management & Collaboration Engaging with Senior Leaders & SMEs Working with Underwriters, Brokers, and Claims Teams Cross-Functional Collaboration with Compliance & IT Teams Preferred Q ualifications/Skills Collaborative approach towards resolving the issues with stakeholders & peers/sub-process areas Why join Genpact? Be a transformation leader – Work at the cutting edge of AI, automation, and digital innovation Make an impact – Drive change for global enterprises and solve business challenges that matter Accelerate your career — Get hands-on experience, mentorship, and continuous learning opportunities Work with the best – Join 140,000+ bold thinkers and problem-solvers who push boundaries every day Thrive in a values-driven culture – Our courage, curiosity, and incisiveness - built on a foundation of integrity and inclusion - allow your ideas to fuel progress Come join the tech shapers and growth makers at Genpact and take your career in the only direction that matters: Up. Let’s build tomorrow together. Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training. Job Senior Manager Primary Location India-Noida Schedule Full-time Education Level Bachelor's / Graduation / Equivalent Job Posting Jul 21, 2025, 2:15:50 AM Unposting Date Ongoing Master Skills List Domain Job Category Full Time

This is a professional entry level operations position within Everest’s Property and Casualty Division. The Underwriting Assistant I is responsible for the management and processing of an assigned portfolio of business. Major Responsibilities Review incoming transactions and related information for completeness accuracy and quality. Multi-line new business submissions, renewal submissions and endorsements processing including rating, policy construction and assembly in a timely and accurate manner Regularly reviews and adheres to department processing guidelines and procedures to ensure accuracy. Manage underwriting relationships with timely responses relative to service inquiries. Maintain all correspondence activity with internal and external customers including daily diaries on pending transactions. Compliance with ODEN state rules and regulations relative to cancellations and reinstatements. Gathering underwriting information including experience reports, final audits, loss control reports, financial reports, loss runs, MVRs, and FEINs. Special projects as needed. Competencies Strong desk management, written and verbal communication skills Ability to multi task and to independently organize work and prioritize competing demands and requests to complete work within required time constraints. Demonstrate strong analytical skills and mathematical aptitude. Knowledge of underwriting principles, product specific coverage, policy forms, pricing tools, regulatory compliance and insurance systems Demonstrate proficiency in using on line reference manuals and ability to effective and regularly use multiple electronic systems The ability to work in a team environment and handle multiple deadlines

Key Responsibilities: Evaluate creditworthiness of loan proposals submitted by the retail sales team. Analyze financial documents including income statements, bank statements, ITRs, and CIBIL reports. Perform risk assessment on customers applying for personal loans, business loans, or other retail financial products. Prepare detailed credit appraisal memos and present findings to the credit committee. Ensure compliance with internal credit policy and RBI/NBFC regulatory norms. Monitor portfolio performance and recommend actions for delinquent accounts. Coordinate with sales, operations, and legal teams for smooth credit evaluation process. Desired Candidate Profile: Graduate/Postgraduate in Finance, Commerce, Economics, or related field. 2–5 years of experience in credit analysis, preferably in the retail segment (personal loan, business loan, consumer finance, etc.) within an NBFC or financial institution. Strong understanding of retail lending products, credit underwriting, and risk analysis.

Company Description 3 Dimensional Insurance Brokers India Pvt. Ltd. (3Di India) is a joint venture of Indian partners and Lloyd of London Broker, 3 Dimensional Insurance Ltd. We have received a Composite Broker license from IRDAI and are actively engaged in Direct and Reinsurance broking operations in India and overseas. Our unique risk simulation modeling technology provides innovative insurance solutions with exceptional personal service and professionalism. By utilizing animation, we present risks to underwriters in an exciting new way, improving the speed and accuracy of the underwriting process. Role Description This is a full-time, on-site role for a Head of Information Technology located in New Delhi. The Head of IT will oversee the daily operations of the IT department, manage IT strategies, ensure the smooth functioning of IT infrastructure, and align IT goals with business objectives. Responsibilities include overseeing technology implementations, managing IT teams, developing and maintaining IT policies, and ensuring the security and integrity of company data. Qualifications Expertise in Information Technology and IT Strategy Experience in IT Management and IT Operations Ability to manage and maintain IT Infrastructure Strong leadership and team management skills Excellent problem-solving and decision-making abilities Bachelor's degree in Information Technology, Computer Science, or a related field (Master's degree preferred) Experience in the insurance industry is a plus

Role & responsibilities : This position would include the mentioned set of responsibilities but not limited to: Underwrite corporate card applications which includes interpreting and analyzing financial statements, understanding and having an informed view of the borrowers credit facilities, interpreting the CIBIL and CMR reports amongst others Should have good understanding on legal aspects of documentation requirements w.r.t application form, board resolution, undertakings, auto-debit mandates etc. Should be able to decision correctly and properly in terms of assigning corporate card limits balancing risk management norms along-with facilitating adequate corporate spends. Should be able to mentor and coach team-members to help improve the quality of approval notes and the teams ability to correctly analyze financial information Should be able to effectively and with clarity address queries from sales Teams and should work towards minimizing the same Underwrite corporate card applications through a holistic approach involving taking a 360-degree view of the corporate including the industry in which it operates, news & updates related to the corporate and any information which is discernible through social media Should working towards clearing pendency's without compromising on quality Should also be able to contribute in improving and further building of MIS and dashboarding pertaining to corporate card underwriting. Job specific skills: Applicants should possess the following attributes: Experience in underwriting at a manager level position in unsecured lending (cards/PL) in corporate underwriting. Good understanding of interpreting / analysis of financial statements and treatment of various line items appearing in the balance sheet and P&L and supporting schedules Has worked extensively in the corporate lending space and has the ability to read the fine print in financial statements. Would be an added advantage if has awareness of third-party credible and reliable sources for retrieving key corporate financial data. Has knowledge for essential risk related norms pertaining to underwriting especially in the corporate card/corporate lending space Brings with him an understanding and awareness of best practices in unsecured underwriting, corporate lending and has an informed view on competition benchmarking including acceptable industry level TAT for underwriting corporate proposals.

Processor Level Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and loan originators. Position Overview The LPA Order Out process job includes the conducting of the initial Loan Setup post-Underwriting. The LPA Order Out Associate will request and obtain third party documents based on the loan conditions in the file. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions  Process loans from application to UW including but not limited to: Order Payoffs Validating Property Profiles Pull & Upload Purchase Agreement from Salesforce Insurance Order Pull Insurance Quote Label documents from Blend to eFolder Order Payoff Order Translations Order Credit Supplements MI Orders Collecting and analyzing documents to submit to Underwriting for final approval Communicating expectations, requirements and program details though established communication standards Maintain daily workflow prioritization to ensure pipeline management meets required closing dates Order all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being met Verify conditions of approval which may include customer income/assets documentation, resolves routine title issues including vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens and reconveyances  Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm  Ensure customer service surveys maintain the rating level designated by management  Communicate with all parties involved in the transaction to keep them informed of file status  Review and analyze all necessary documentation, including borrower docs and third-party docs  Interpret policies while analyzing applicant information, property and documentation  Comprehensive understanding of credit underwriting guidelines  Must be flexible and able to work in a fast paced, potentially stressful environment  As 100% of the work opportunities are onsite, in person attendance is required Requirements  2+ years of current experience in Financial Services with Loan Processing experience preferred  Knowledge of processing, underwriting and closing procedures  Excellent customer service and communication skills  Detail oriented and excellent organizational skills  Able to prioritize multiple competing tasks and manage time effective in a fast paced environment  Problem-solver with strong analytical skills  Adheres to directives, procedures and standards  Ability to work in a paperless environment  Candidates must be available to work outside of normal business hours when necessary

Primary Skills: ReactJs, Jutro, Guidewire Secondary skills: Redux , JavaScript, Responsive Design, and UI/UX Principles. Mode of Work: Work from Office Experience: 12+ Years About the job: We are seeking a highly skilled and experienced React JS Architect to join our App & Cloud Technology Solutions Center team. In this pivotal role, you will be responsible for designing, developing, and implementing robust and scalable front-end solutions using React JS. This is an exciting opportunity to not only leverage your deep expertise in modern web development but also to expand your skillset into the rapidly evolving Guidewire ecosystem through comprehensive cross-training on the Jutro Digital Platform, including its Enterprise Engage applications. You will play a key role in shaping our digital future, contributing to innovative solutions within the insurance domain. Know your team: At ValueMomentum’s Engineering Cente r, we are a team of passionate engineers who thrive on tackling complex business challenges with innovative solutions while transforming the P&C insurance value chain. We achieve this through a strong engineering foundation and by continuously refining our processes, methodologies, tools, agile delivery teams, and core engineering archetypes. Our core expertise lies in six key areas: Cloud Engineering, Application Engineering, Data Engineering, Core Engineering, Quality Engineering, and Domain expertise. Join a team that invests in your growth. Our Infinity Program empowers you to build your career with role-specific skill development, leveraging immersive learning platforms. You'll have the opportunity to showcase your talents by contributing to impactful projects. Job Summary: We are looking for a highly skilled Frontend Architect with extensive experience in designing and implementing enterprise-grade applications using Guidewire Jutro framework. The ideal candidate will have a strong foundation in frontend architecture, micro frontend design, JSON-driven UI development, and insurance domain knowledge. You will lead frontend initiatives, drive reusable UI component strategies, and work closely with cross-functional teams to deliver scalable, maintainable, and modern web applications. Key Responsibilities: Architect and design UI applications using the Jutro framework in Guidewire digital platforms (e.g., PolicyCenter, BillingCenter, ClaimCenter portals). Define frontend architecture patterns and enforce best practices for modular, reusable, and composable UI. Lead technical design discussions and ensure alignment with enterprise architecture standards. Collaborate with UX/UI designers to integrate Figma-based design tokens and component standards. Work with JSON configuration-driven UI development including layout, validations, workflows, and persona-based behavior. Optimize performance, accessibility, and responsiveness across devices and browsers. Implement and guide developers on Micro Frontends (MFE) and domain-based component segregation. Design and maintain custom widgets/components for forms, dashboards, claims views, etc. Integrate Guidewire Edge APIs, REST services, and third-party systems with frontend apps. Ensure alignment of frontend testing strategy using Jest, RTL, Cypress or similar tools. Mentor developers on Jutro capabilities, coding standards, and GenAI tools usage (e.g., GitHub Copilot). Coordinate with backend, DevOps, and Guidewire teams for seamless delivery. Required Skills & Experience: 12+ years of experience in web development, with at least 5+ years in frontend architecture roles. Minimum 2–3 full-cycle Jutro implementations. Strong expertise in React.js, JSON-driven UI, and Jutro framework. In-depth understanding of Guidewire Digital Portals and underlying configurations. Hands-on with Design Systems, Component Libraries, and Theming approaches. Familiarity with tools like GitHub Copilot, LLM-assisted coding, or AI-integrated development pipelines. Proficient in unit and integration testing, build pipelines, and code linting (ESLint, Prettier). Knowledge of CI/CD pipelines, observability tools, and application monitoring (APM). Excellent communication and stakeholder management skills. About ValueMomentum ValueMomentum is a leading solutions provider for the global property & casualty insurance industry, supported by deep domain and technology capabilities. We offer a comprehensive suite of advisory, development, implementation, and maintenance services across the entire P&C insurance value chain. This includes Underwriting, Claims, Distribution, and more, empowering insurers to stay ahead with sustained growth, high performance, and enhanced stakeholder value. Trusted by over 75 insurers, ValueMomentum is one of the largest standalone insurance-focused solutions providers to the US insurance industry. Our culture – Our fuel At ValueMomentum, we believe in making employees win by nurturing them from within, collaborating and looking out for each other. People first - Empower employees to succeed. Nurture leaders - Nurture from within. Enjoy wins – Recognize and celebrate wins. Collaboration – Foster a culture of collaboration and people-centricity. Diversity – Committed to diversity, equity, and inclusion. Fun – Create a fun and engaging work environment. Warm welcome – Provide a personalized onboarding experience. Company Benefits Compensation - Competitive compensation package comparable to the best in the industry. Career Growth - Career development, comprehensive training & certification programs, and fast track growth for high potential associates. Benefits: Comprehensive health benefits and life insurance. ****

Experience - 1-15 Years Job Location - Mumbai and Hyderabad Position – SPE Location – Mumbai Open roles – 12 Process – Escrow Description – Looking for candidates with good experience in US mortgage worked in escrow/default servicing process Shifts – US shifts / WFO Notice period – Immediate/ 1 month only Position – SPE Location – Hyderabad Open roles – 5 Process – Escrow Description – Looking for candidates with good experience in US mortgage worked in escrow/default servicing process Shifts – US shifts / WFO Notice period – Immediate/ 1 month only Position – SME Location – Mumbai Open roles – 12 Process – Loss mitigation Description – Looking for candidates with good experience in US mortgage and loss mitigation Shifts – US shifts / WFO Notice period – Immediate/ 1 month only Position – SME Location – Hyderabad Open roles – 5 Process – Loss mitigation Description – Looking for candidates with good experience in US mortgage and loss mitigation Shifts – US shifts / WFO Notice period – Immediate/ 1 month only Position – TL Location – Mumbai / Hyderabad Open roles – 4 Process – Loss mitigation and escrow Description – Looking for candidates with good experience in US mortgage worked in escrow process / loss mitigation and has 2+ years of team handling experience Shifts – US shifts / WFO Notice period – 30-45 days Position – SME Location – Chennai / Mumbai Open roles – 4 Process – CRE Underwriting Description – Looking for candidates with good experience in commercial underwriting / CRE underwriting/ financial spreading Shifts – US shifts/WFO Notice period – Immediate/ 1 month only Position – SME/SPE Location – Mumbai Open roles – 10 Process – Complaint resolution Description – Looking for candidates with good experience in any loan servicing with excellent communication skills Shifts – US shifts/WFO Notice period – Immediate / 1 month Position – TL Location – Hyderabad Open roles – 3 Process – Foreclosure/Bankruptcy Description – Looking for candidates with Foreclosure/ Bankruptcy experience and team handling experience (Project Management) Shifts – US shifts / WFO Notice period – Immediate/ 1 month only Position – TL Location – Hyderabad Open roles – 2 Process – Default Servicing/ Default Claims Description – Looking for candidates with Default experience and team handling experience (Project Management) Shifts – US shifts / WFO Notice period – Immediate/ 1 month only

Appraise loan applications within guidelines and recommend approvals. Assess risks and product suitability; conduct customer discussions. Monitor portfolio: renewals, deferrals, and Early Warning Signals. Visit key customers and maintain service TATs Required Candidate profile Coordinate with internal teams and submit timely MIS reports Location: Chilakaluripet, Nellore, pune Exp: 3-4 years in Banking Credit SME Age: 30 years CTC: Up to 7 Lakh call 9022157571

Job Description Job Summary – Call Center Representative Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and loan originators. Position Overview The Call Center Representative assists applicants with different stages of the loan application process. This will include customer change in circumstances such as rate or product changes. The idea candidate would deliver the best quality customer experience while enthusiastically engaging the Home Equity customer. This position requires the employee to become licensed as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry (‘Registry’) and obtain a unique identifier from the Registry before engaging in mortgage loan origination activities, to maintain and renew licensing on an annual basis, to update licensing information with the Registry on a timely basis, and to provide that unique identifier to consumers as required by applicable SAFE Act regulations and company policies and procedures. Years of experience needed – 0-3 Essential Job Functions  Drive Customer Delight  Conduct outbound and inbound mortgage customer service calls from a call center environment.  Via phone, process residential loan applications according to established company and regulatory guidelines with specific attention to compliance and loan quality  Send, receive and review application and disclosure packages from borrowers.  Meet Service Level Agreements  Utilize systems for registering high quality loans.  Understand and articulate financial calculations and current rate/pricing.  Use excellent follow-up skills.  Partner with operations teams to ensure the seamless transfers. Requirements  Must be self- motivated with high energy & a positive attitude.  Must have excellent phone etiquette with articulate use of the English language. Bilingual or multi-lingual preferred  Must be detail oriented & results driven with a focus on customer service.  Must have excellent interpersonal, follow-up & relationship building skills.  Must have excellent written and communication skills as well as the ability to use different computer software programs related to loan origination and customer relationship management. Certifications Needed  Call center or telemarketing experience preferred.  New hires must successfully apply for and pass the national and five (5) state mortgage licensing exams per federal and state loan origination regulations during the initial (90) day probationary period unless already licensed. Pre licensing and continuing education will need to be completed where applicable. About Mphasis Mphasis applies next-generation technology to help enterprises transform businesses globally. Customer centricity is foundational to Mphasis and is reflected in the Mphasis’ Front2Back™ Transformation approach. Front2Back™ uses the exponential power of cloud and cognitive to provide hyper-personalized (C=X2C2TM=1) digital experience to clients and their end customers. Mphasis’ Service Transformation approach helps ‘shrink the core’ through the application of digital technologies across legacy environments within an enterprise, enabling businesses to stay ahead in a changing world. Mphasis’ core reference architectures and tools, speed and innovation with domain expertise and specialization are key to building strong relationships with marquee clients.

A career within Actuarial Services, will provide you with the opportunity to contribute general insurance advice and consulting services to clients such as insurers, banks, regulators, and third party administrators. You’ll provide advice covering solvency, economic capital, risk management, mergers and acquisitions, company restructuring and risk control, financial modelling, underwriting, new legislation, and the efficiency of claims or reporting processes. Simply put, you might help analyse the impact that new regulation will have on an insurance company’s balance sheet or you could be revising businesses’ projections and making sure they have adequate reserves. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. Responsibilities As an Associate, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Invite and give in the moment feedback in a constructive manner. Share and collaborate effectively with others. Identify and make suggestions for improvements when problems and/or opportunities arise. Handle, manipulate and analyse data and information responsibly. Follow risk management and compliance procedures. Keep up-to-date with developments in area of specialism. Communicate confidently in a clear, concise and articulate manner - verbally and in the materials I produce. Build and maintain an internal and external network. Seek opportunities to learn about how PwC works as a global network of firms. Uphold the firm's code of ethics and business conduct. You will play an integral role in leveraging sophisticated actuarial software to develop, test and run models that perform a variety of complex calculations for our life, annuity, and health insurance clients which includes the following but are not limited to: Supporting the audits of several of the largest insurers in the world. This includes public, private and mutual insurers. It also includes the insurance operations of several banks and private equity firms. Primarily using Axis and Prophet but also using other vendor software or work on models developed by our clients. Designing, building and testing new models for our clients. We also convert existing models to models supported by other vendors. The models are used for financial and capital reporting, testing client’s models, and mergers and acquisitions activities. Using these actuarial models, our team also performs valuation and reporting services for our clients as part of our managed service offering. Specific Responsibilities Include But Are Not Limited To Participating in a wide range of projects and collaborating across multiple work streams or teams; consistently demonstrating creative thinking, individual initiative and timely completion of assigned work. Consistently demonstrating teamwork dynamics by working as a team member: understanding personal and team roles; contributing to a positive working environment by building solid relationships with team members; proactively seek guidance, clarification and feedback. Ability to prepare deliverables within stringent deadlines. Keep up to date with local, national and international business and economic issues. Contribute to the development of your own and team’s technical acumen. Serve as participant on communications with numerous Engagement teams A career in this practice will provide you the opportunity to help organizations by providing technical actuarial services. You will have the opportunity to specialize in some of the Following Demonstrating some proven knowledge of, and/or success in managerial roles involving, technical actuarial subject matter specialization, especially in Life or Non-Life industry and regulatory developments. Demonstrating some proven knowledge of database structures and data process flows. Demonstrates some proven abilities and/or success with using actuarial software, preferably Axis or Prophet. Demonstrating some proven abilities and/or success as a team leader: creating a positive environment by monitoring workloads of the team while meeting client expectations and respecting the work-life quality of team members; providing candid, meaningful feedback in a timely manner; keeping leadership informed of progress and issues; answering questions and providing direction to less-experienced staff. Demonstrating some proven level abilities and/or success with writing, communicating, facilitating, and presenting cogently; to and/or for all levels of industry audiences, clients and internal staff and management. Bachelor’s in finance/Economics/Mathematics/Statistics (B. Com, B.A (Economics) B.Sc. with Economics / Mathematics / Statistics Hons) with focus on actuarial methods and Principals Along With Following Certifications / Degree Actively pursuing Membership / Associateship of the Institute and Faculty of Actuaries / Institute of Actuaries of India (or equivalent) with a minimum of 2 Actuarial Exams Work Experience ranges as below: Associate – 0 to 1 year for the members / associate of Actuarial Institutions Associate 2 – 1 to 2 years for the members / associate of Actuarial Institutions Work Experience from following organisations: Big 4s – similar experience Any of the 24 registered Life Insurance Companies in India like LIC, HDFC Life, ICICI Pru, etc. Financial Consultancy / Financial Advisor Companies – Willis Towers Watson, Milliman, WNS Global Services, Numerica, Accenture General Insurance Corporation of India (GIC) Foreign Reinsurance Companies – Swiss Re, Munich Re, Scor SE, Hannover Re, RGA Life, XL Insurance Company SE, General Reinsurance AG, AXA France Vie, Allianz Global Corporate & Specialist SE Advance knowledge on Microsoft Office especially Excel An additional knowledge of either of the following would be Preferred Data Analytics – Python, SQL Visualization Tools (Tableau, PowerBI, QuickSight) VBA programming Proficient written and verbal English communication skills Commitment to continuous training and to proactively learn new processes Team player – committed to providing high quality and maintaining timeliness Demonstrated self-motivation and a desire to take responsibility for personal growth and development.

About the Team The Credit Strategy team at Navi is responsible for developing and optimizing underwriting strategies across our key lending products. The team owns and drives key underwriting metrics, asset quality indicators and portfolio monitoring while ensuring that credit decisions align with business objectives and risk tolerance of the Company. This team focuses on continually enhancing underwriting quality and portfolio health to support sustainable growth. About the Role You will play a key role in the dynamic credit strategy function for Navi’s Home Loans vertical with a primary focus on customer assessment, preparing and reviewing sanction letters in line with Navi’s approved credit policies. The role demands strong attention to detail, understanding of home loan underwriting, and the ability to work closely with stakeholders across business, operations, product, legal, and sales teams to ensure accurate and timely loan approvals. What We Expect From You ● Create, approve and issue sanction letters based on approved credit decisions, ensuring alignment with Navi’s risk policies and regulatory norms. ● Ensure all key credit, customer, sanction conditions and collateral details and are accurately captured and aligned with approved loan terms. ● Coordinate with the collateral, operations, business and legal teams to resolve discrepancies or pending conditions prior to sanction. ● Ensure timely issuance of sanction letters to meet TAT expectations and improve internal processes to reduce TATs. ● Build an expertise in risks associated with specific loan types, markets, and collaterals. ● Contribute to credit policies by sharing relevant observations, risks and opportunities. ● Support the digitization and automation of the sanction letter generation process in collaboration with the product teams. ● Stay updated on policy changes, documentation standards, and regulatory guidelines impacting Home loans vertical and credit approvals. Must Haves ● Strong first principles thinking combined with awareness of current industry practices ● Familiarity with real estate norms and practices across geographies like Bangalore, Hyderabad, Chennai, and MMR ● Understanding of legal scrutiny related to property and compliance requirements in the mortgage and collateral business ● Proficient in Excel, Google Sheets, and other basic tools to drive operational and analytical efficiency Inside Navi We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold — we’re building tech-first solutions that work at scale, with a strong customer first approach. Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India’s fastest-growing financial services organisations. But we’re just getting started! Our Culture The Navi DNA Ambition. Perseverance. Self-awareness. Ownership. Integrity. We’re looking for people who dream big when it comes to innovation. At Navi, you’ll be empowered with the right mechanisms to work in a dynamic team that builds and improves innovative solutions. If you’re driven to deliver real value to customers, no matter the challenge, this is the place for you. We chase excellence by uplifting each other—and that starts with every one of us. Why You'll Thrive at Navi At Navi, it’s about how you think, build, and grow. You’ll thrive here if: ● You’re impact-driven : You take ownership, build boldly, and care about making a real difference. ● You strive for excellence : Good isn’t good enough. You bring focus, precision, and a passion for quality. ● You embrace change : You adapt quickly, move fast, and always put the customer first.