5764 Underwriting Jobs - Page 40

Job Description POSITION SUMMARY The Senior Auditor reports to Team Leader, Originations Credit Quality Control. The team is responsible to review loans from an underwriter’s perspective for Forward and Reverse Lending (Pre and Post Funding) and provide appropriate and timely feedback to the underwriter. The position requires a thorough understanding of Conventional, FHA and VA underwriting guidelines for Forward and Reverse Lending transactions. The Auditor is responsible to review a loan sample selected for prefunding quality assurance underwriting and/or post funding review due diligence underwriting, including but not limited to, ensuring the loan meets investor/insurer requirements, limited regulatory requirements and is within risk tolerance as it relates to mortgage lending. Job Function And Responsibilities The Quality Control Senior Auditor reports to Team Leader, Originations Credit Quality Control. The team is responsible to review loans from an underwriter’s perspective for Forward and Reverse Lending (Pre and Post Funding) and provide appropriate and timely feedback to the underwriter with strong organizational, problem-solving, and analytical skills and acute attention to details. The position requires a thorough understanding of Conventional, FHA and VA underwriting guidelines for Forward and Reverse Lending transactions. Thorough working knowledge of US mortgage documentation, policies, compliance, and procedures along with investor guideline requirement. High level of proficiency with mortgage loan processing and underwriting systems and must have in-depth knowledge of Conforming, Non-conforming, FHA, and VA investor requirements. The Auditor is responsible to review a loan sample selected for prefunding quality assurance underwriting and/or post funding review due diligence underwriting, including but not limited to, ensuring the loan meets investor/insurer requirements, limited regulatory requirements and is within risk tolerance as it relates to mortgage lending. Complete working knowledge on 4 C’s (Credit, Capacity, Capital, and Collateral). Conventional and government investor specific working knowledge on all types of income calculation, credit reviews, Assets/Capital review, Appraisal review, AUS based and Manual underwriting related guideline requirements. Qualification Bachelor’s degree preferred. 3-5 years minimum Quality Control OR Mortgage Underwriting experience is required. Must have in-depth knowledge of Conforming, Non-conforming, FHA, and VA underwriting requirements Must have mortgage industry experience. Thorough working knowledge of real estate documentation, policies, compliance, and procedures. High level of proficiency with mortgage loan processing and underwriting systems. Commitment to excellence and high standards. Strong organizational, problem-solving, and analytical skills. Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm. Acute attention to detail. Proficient on computer programs required for position. Good judgment with the ability to make timely and sound decisions. WORK SCHEDULE OR TRAVEL REQUIREMENTS: Mid-Shift

Position Summary JOB DESCRIPTION Associate Will Be Responsible For Reviewing loan and validating fees before closing Collaborating with vendors, loan processors and closers to resolve any missing conditions Job Functions And Responsibilities Understand Loan Origination process. Review mortgage-related documents for completion and accuracy. Ensure documents meet Investor requirements and guidelines. Update required data accurately in PHH system. Highlight and escalate in case of compliance or guidelines violation. Work in excel spreadsheets that are used for tracking and reporting. Education / Experience Should be a graduate. Understanding of the Mortgage Servicing Industry. Effective communication and analytical skills required. Proficient in MS Office (Excel, Word and PowerPoint). No documented disciplinary action in the past 12 months. Should have an Appraisal rating of ‘Fully Meets Expectations’ or above in the last completed performance cycle. Should have completed 12 months in the organization and 9 months in the current role. Work Schedule Or Travel Requirements Night shift and should report to office for training purpose.

This job is provided by apna.co Roles & Responsibilities Direct Channel (Health Insurance Sales) Client Acquisition & Lead Conversion Identify potential customers and conduct daily sales calls to schedule financial planning sessions. Effectively convert company-generated leads into successful sales closures. Acquire new customers and generate the targeted health insurance premium. Product Presentation & Consultation Deliver complete and accurate product information to customers. Address client queries and recommend suitable insurance plans based on their needs. Lead Management & Business Development Monitor and pursue prospect and customer leads shared by the company for both new business and cross-sell opportunities. Continuously build a strong sales pipeline through proactive follow-ups and referrals. Customer Relationship Management Manage and nurture customer relationships to ensure policy persistency and timely renewals. Provide post-sales service and support to enhance customer satisfaction and retention. Compliance & Process Adherence Ensure strict adherence to all sales systems, underwriting norms, operational procedures, and compliance requirements. Maintain accurate and updated records in the company’s systems, ensuring all data entries are complete and correct. Performance Metrics Achieve all defined Sales & Distribution (S&D) and Financial KPIs (Key Performance Indicators) assigned for the role. Consistently meet or exceed targets related to sales volume, policy issuance, and customer engagement. Regulatory & Ethical Conduct Follow the defined sales process, Anti-Money Laundering (AML) & Know Your Customer (KYC) guidelines. Uphold the company's code of conduct and ensure ethical selling practices at all times.

MIS Executive – Insurance Operations Key Responsibilities: Collect, validate, and enter financial and operational data from various internal sources (policies, claims, renewals, commissions, etc.) Maintain and update MIS reports related to premium collections, policy issuance, renewals, TATs, claims status, and agent performance Prepare daily, weekly, and monthly dashboards for various departments and management Analyze large data sets to identify trends, variances, and anomalies Generate customized reports for internal departments like Sales, Operations, Underwriting, and Claims Support finance team in commission payout reports, reconciliations, and audit trail documentation Create PowerPoint presentations for internal reviews and external stakeholder meetings Automate repetitive reporting tasks using Excel tools such as pivot tables, macros, and advanced formulas Coordinate with other teams to ensure timely data collection and resolve data discrepancies Always maintain confidentiality and data integrity.

Key Responsibilities: Evaluate and assess insurance proposals as per IRDA underwriting guidelines and documentation for Health insurance proposals- Group Mediclaim; Group Personal Accident; Workmen Compesastion; Group Term Insurance.Recommend suitable products, terms, and comparitive premiums to internal sales team/customers.Coordinate with insurers for quote procurement, premium negotiations and policy issuance within TAT.Ensure accuracy in documentation like proposal forms and endorsements.Coordinate with internal teams – sales, operations, and claims – forsmooth service delivery.Maintain accurate underwriting records and reports.Maintaining claim documentation for Group Mediclaim; Group Personal Accident; Workmen Compesastion; Group Term Insurance etc. Key Skills & Competencies- Sound knowledge of underwriting practices across Health Lines products (including Group Mediclaim; Group Personal Accident; Workmen Compesastion;(Group Term Insurance). Excellent verbal & written communication skills. Excellent MS Office skills like advanced Excel, PowerPoint presentations. Familiarity with IRDAI regulations and insurance systems. Qualifications: Preferably engineering or any Graduate & Insurance certifications like Licentiate / Associate from III will be preferred. 2–5 years of underwriting experience in General & Life Insurance company or Insurrance Broking Company . freshers also can apply salary freshers -15000 in training period/probation.experienced based on last salary and range is 25000-35000 based on skill set

This job is provided by apna.co Hiring is for Aditya Birla Health Insurance in Direct Sales Channel for Nehru Place and Gurgaon Location. Designation: Assistant Direct Sales Manager / Direct Sales Manager Education: Any Graduates Experience: Min. 1 Year in any Domain Sales with current company CTC: Starting from 3 Lakh / Annum + Incentive Roles & Responsibilities Identify & conduct daily sales calls for financial planning sessions with clients Acquire customers and generate the targeted amount of premium Deliver Complete Product Information to Customers Monitor & fulfill prospect and customer leads provided by the company for new business or cross sell opportunity Cross sell and upsell products to existing customers & build portfolios Manage the relationship with customers to ensure persistency & renewals Ensure adherence to all sales systems, operational, underwriting, compliance guidelines & ensure accurate data capture Ensure the delivery of all S&D and financial KPI defined for the role Ensure adhere to the defined sales process, AML & KYC guidelines, code of conduct & rules of the company

Job Description Manager- Merchant Risk Mangement Manager - Merchant Risk Management Location: Mumbai About Worldline At Worldline, we are pioneers in payments technology, committed to creating innovative solutions that make financial transactions secure, accessible, and seamless worldwide. Our diverse team of professionals collaborates across cultures and disciplines, driving progress that benefits society and businesses of all sizes. We believe that diverse perspectives fuel innovation. We are dedicated to fostering an inclusive environment where all individuals, regardless of background, identity, or experience, can thrive and contribute meaningfully to our shared vision. The Opportunity The Manager for Merchant Risk Management will serve as a dual-role Merchant Underwriter and AML Specialist, responsible for evaluating merchant risks and ensuring compliance with payment gateway standards and AML regulations. This position focuses on preventing financial crimes while managing e-commerce merchant portfolios within the Indian regulatory framework. Key Responsibilities Conduct comprehensive reviews of customer accounts and transactions to identify suspicious behavior per Indian AML regulations and FIU guidelines Develop AML transaction monitoring strategies for all payment methods (credit/debit cards, UPI, net-banking, wallets) Implement FIU guidelines and prepare/submit STRs to FIU-IND and regulatory bodies Ensure timely action on all AML transaction monitoring alerts and system-generated investigations Conduct thorough merchant underwriting at pre-onboarding level, evaluating business models and fraud exposure Monitor existing merchant performance and implement risk mitigation strategies Make approval/decline decisions for merchant applications or escalate to senior management Collaborate with sales, compliance, and fraud prevention teams for seamless onboarding Generate regular reports on underwriting activities, risk trends, and merchant risk analysis Develop and refine underwriting policies, procedures, and SOPs Review merchant websites for prohibited products and compliance with regulatory guidelines Technical Skills & Qualifications Bachelor's degree in Finance, Business, Economics, or Risk Management (Master's preferred) 5-10 years of experience in AML transaction monitoring & Merchant Credit Risk in acquiring, banking, or payments industry Strong knowledge of Indian FIU guidelines, AML regulations, and reporting requirements Expertise in merchant acquiring business and payment products (cards, UPI, wallets) Proficiency in fraud concepts, process flows, and analytical tools Experience with MS Office tools (Excel, PowerPoint) and query development Location: Mumbai Why Join Us? At Worldline, we believe that embracing diversity and promoting inclusion drive innovation and success. We foster a workplace where everyone feels valued and empowered to bring their authentic selves. Through extensive training, mentorship, and development programs, we support your growth and help you make a meaningful impact. Join a global team of passionate professionals shaping the future of payments technology—where your ideas, experiences, and perspectives are appreciated and celebrated. We are an Equal Opportunity Employer. We do not discriminate based on race, ethnicity, religion, color, national origin, sex (including pregnancy and childbirth), sexual orientation, gender identity or expression, age, disability, or any other legally protected characteristics. We are committed to creating a diverse and inclusive environment for all employees. Learn more about life at Worldline at Jobs.worldline.com

About us JSW One Platforms is a venture founded by the world-renowned JSW group. JSW One is our integrated technology platform that seeks to transform India through increased transparency, trust, and ease-of-business.The JSW One Platforms are home to JSW One MSME and JSW One Homes. JSW One MSME, is a one-stop, multi-product digital marketplace, for MSMEs planning on taking their business to the next level. We connect manufacturers to resources, by leveraging JSW One’s collective access and expertise in the field. JSW One MSME is a consistent, flexible, and trusted steel solution partner supporting the raw material needs for MSMEs of all sizes. We help MSMEs streamline their steel supply and demand, thereby delivering a useful digital experience for steel buyers.To learn more about JSW One MSME : https://youtu.be/pWJ_04EBxbg JSW One Finance Limited (JOFL) is a wholly owned subsidiary of JSW One Platforms Limited. As a leading NBFC we aim to transform small business lending by making it convenient for MSME’s and retailers to access credit through our digital underwriting process. Our platform will facilitate hassle free lending through a smooth online application process. Role : We are seeking a seasoned Technology Leader to drive strategic technology planning, enterprise architecture, and governance across our financial services arm. The ideal candidate will bring deep expertise in lending systems (LMS, LOS, etc), CRM platforms, and compliance frameworks, with a strong track record of leading end-to-end platform architecture and secure technology delivery in the NBFC. Responsibility : Define and lead the overall technology strategy aligned with business goals. Establish robust IT governance frameworks ensuring adherence to regulatory and compliance requirements. Support information security, IT risk management, and cybersecurity strategy. Architect scalable, secure, and future-ready platforms for lending and customer engagement. Design, develop, launch and manage Loan Origination System / Loan Management System / etc Drive end-to-end ownership of LMS, LOS, CRM, etc– design, integration, and optimization. Build API-driven platforms and successful integrations with third-party systems Build, lead, develop and coach teams of top technical talent. Collaborate with product team and build a commercially successful product. Be responsible to recruit & lead a team of highly skilled software engineers and provide strong hands on engineering leadership. In addition, architect and lead the engineering design and development for building in-house products. Drive agility in execution, create a strong team culture of responsiveness by leading by example and own decision making around prioritization for better predictability. Requirement : B.E/B.Tech or any other similar qualification with experience as a tech leader and people manager for at least 10+ years Experience of managing teams and delivering high-quality projects on time Experience with building, developing and coaching teams of best technical talent in the Industry Experience with managing diverse teams and delivering high-quality projects on time Deep understanding of technology and architecture in a highly scalable and available setup We should create Ideal candidate (something similar) and frame this statement there

Job Description Objectives of this role Provide guidance to junior and mid-level engineers, helping them develop their technical skills, career growth, and problem-solving abilities Identify skill gaps within the team and provide or recommend training resources to ensure engineers are up to date with the latest technologies and industry trends Promote a collaborative and open team culture, ensuring smooth communication and cooperation between team members, and with other departments like product management and design Work across the full stack, building highly scalable distributed solutions that enable positive user experiences and measurable business growth Develop new features and infrastructure in support of rapidly emerging business and project requirements Ensure application performance, uptime, and scale, and maintain high standards for code quality and application design Work with agile development methodologies, adhering to best practices and pursuing continued learning opportunities Responsibilities Serve as the primary point of contact for technical discussions with senior management, other engineering teams, and business units. Translate complex technical topics into clear, understandable language for non-technical stakeholders Encourage and implement process improvements to increase team productivity, code quality, and project delivery efficiency. Advocate for Agile or other development methodologies as necessary Anticipate potential technical risks and bottlenecks, and develop mitigation strategies to minimize impact on project timelines and quality Advocate for and implement test automation, CI/CD pipelines, and other tools to improve the speed and quality of releases Participate in all aspects of agile software development, including design, implementation, and deployment Design and provide guidance on building end-to-end systems optimized for speed and scale Work primarily in technologies like .NET, Angular/REACT, Java Script, SQL Server, Postgres, etc. Engage with inspiring designers and front-end engineers, and collaborate with leading back-end engineers to create reliable APIs Evaluate team performance, providing constructive feedback and recognition to maintain high levels of motivation and productivity Required Skills And Qualifications At least 5-7 years of Industry experience in working and building large-scale software applications Experience in building web applications Experience in designing and integrating RESTful APIs Knowledge of Angular/REACT and Java Script Excellent debugging and optimization skills Experience in unit/integration testing Preferred Skills And Qualifications Bachelor’s degree (or equivalent) in computer science, information technology, or engineering Interest in learning new tools, languages, workflows, and philosophies Professional certifications About Us For over 50 years, Verisk has been the leading data analytics and technology partner to the global insurance industry by delivering value to our clients through expertise and scale. We empower communities and businesses to make better decisions on risk, faster. At Verisk, you'll have the chance to use your voice and build a rewarding career that's as unique as you are, with work flexibility and the support, coaching, and training you need to succeed. For the eighth consecutive year, Verisk is proudly recognized as a Great Place to Work® for outstanding workplace culture in the US, fourth consecutive year in the UK, Spain, and India, and second consecutive year in Poland. We value learning, caring and results and make inclusivity and diversity a top priority. In addition to our Great Place to Work® Certification, we’ve been recognized by The Wall Street Journal as one of the Best-Managed Companies and by Forbes as a World’s Best Employer and Best Employer for Women, testaments to the value we place on workplace culture. We’re 7,000 people strong. We relentlessly and ethically pursue innovation. And we are looking for people like you to help us translate big data into big ideas. Join us and create an exceptional experience for yourself and a better tomorrow for future generations. Verisk Businesses Underwriting Solutions — provides underwriting and rating solutions for auto and property, general liability, and excess and surplus to assess and price risk with speed and precision Claims Solutions — supports end-to-end claims handling with analytic and automation tools that streamline workflow, improve claims management, and support better customer experiences Property Estimating Solutions — offers property estimation software and tools for professionals in estimating all phases of building and repair to make day-to-day workflows the most efficient Extreme Event Solutions — provides risk modeling solutions to help individuals, businesses, and society become more resilient to extreme events. Specialty Business Solutions — provides an integrated suite of software for full end-to-end management of insurance and reinsurance business, helping companies manage their businesses through efficiency, flexibility, and data governance Marketing Solutions — delivers data and insights to improve the reach, timing, relevance, and compliance of every consumer engagement Life Insurance Solutions – offers end-to-end, data insight-driven core capabilities for carriers, distribution, and direct customers across the entire policy lifecycle of life and annuities for both individual and group. Verisk Maplecroft — provides intelligence on sustainability, resilience, and ESG, helping people, business, and societies become stronger Verisk Analytics is an equal opportunity employer. All members of the Verisk Analytics family of companies are equal opportunity employers. We consider all qualified applicants for employment without regard to race, religion, color, national origin, citizenship, sex, gender identity and/or expression, sexual orientation, veteran's status, age or disability. Verisk’s minimum hiring age is 18 except in countries with a higher age limit subject to applicable law. https://www.verisk.com/company/careers/ Unsolicited resumes sent to Verisk, including unsolicited resumes sent to a Verisk business mailing address, fax machine or email address, or directly to Verisk employees, will be considered Verisk property. Verisk will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Verisk Employee Privacy Notice

Company Description FAB, the UAE's largest bank and one of the world's most secure financial institutions, is dedicated to creating value for its employees, customers, shareholders, and communities. Through innovation, agility, and differentiation, FAB is committed to fostering growth. FAB GBS India is looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting and dynamic industry. Job Description Job Purpose: The job role forms key part of Group Credit by recommending new credit and extensions of credit facilities through analysis of financial documents and provides support to the UAE branches and DSF, key accountabilities include credit review of mortgage loans. Key Accountabilities Core responsibilities Develops Proposal Related to Credit Transactions and Risks based on Clients Financial information reviewed through related documents Evaluates Clients Credit Data and information and financial statement in order to determine the degree of risk associated with the account and facilitate the decision-making process based on credit worthiness Ensure that the credit documentation is complete for the purpose of facilitating the application process and ensures approvals on the same are obtained from delegated authority. Manages the exception level (insufficient/deferred security documents, and exception reports) efficiently and within the specified standards and timelines. Ensure timely and accurate Productivity reports are maintained and forwarded on timely basis to reporting Manager. Policies, Systems, Processes, & Procedures Ensures to comply with audit requirements, internal and external reporting obligations in line with the policy guidelines, to ensure high standards of uniformity and consistency across FAB. Adherence to policies, processes and procedures of FAB along with Central Bank Regulations Self- Management Responsibilities Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are achieved during the course of the year. Identifies training and development requirements for self and agrees on them with the reporting manager to ensure that the required trainings are arranged and attended. Strives to achieve the highest levels of proficiency on all the competencies and skills required to perform the role. Keeps abreast of professional developments, new techniques and current issues through related trainings. People Maintain professionalism and effective communication with colleagues within the Unit and all other Departments Adhere to your individual duties and responsibilities at all times Job Context Specific Accountability Analyse client’s financial statements – Bank Statements & or / Audited Statements and review client’s credit history to meet bank’s lending standards. Ensure completeness and correctness of documentation in order to avoid fraud. Minimize risk by maintaining underwriting quality and ensure that proposed amount is in line with the Bank policy. Highlight credit risks / mitigants and ensure deviations are captured as per policy while recommending proposals for approval to the Line Manager. Ensure all system checks are performed correctly and reviewed as per process. Ensure information is correctly reflected in CAS before changing the stage to the next level for approval. Ensure to process applications within agreed timelines. Perform EV, CPV where applicable. Execute any other responsibilities entrusted by the Line Manager. Qualifications Minimum Qualification Bachelor’s degree in business administration, Management, Banking or any related discipline. Minimum Experience 3 years’ relevant experience, including 1 year in similar role

The individual will work be responsible for Business Analysis in credit risk solutions portfolio. The job will include, but not be limited to, requirement gathering, feature documentation, user acceptance testing, functional approach documentation and market research. Representative Product Set: Domain: Credit Risk related processes - Corporates Solutions: Corporate Loan Origination System, financial spreading and Rating system Functional Responsibility  Responsible for gathering and translation of business and technical requirements into business requirement documents for Business and Technical documents for the development team  Responsible for stakeholder management, working as a mediator between Technical IT partner and Business partners.  Responsible for project management, planning project delivery timelines and achieving it.  Responsible for providing technical solution to business problems  Responsible to design Data Model, Insightful Dashboards and reports through wireframes.  Responsible for managing escalations.  Ensure testing of the new developments/ new products are planned and executed as per the SLA agreed with the client Process Adherence  Prepare and retain project documentation like BRD, FSD, Project Plan, signoff emails etc. for audit requirement. Educational Qualifications PGDMS / MBA / CA will be preferred Experience 5-7 years, preferably in credit risk or analytical or client-facing roles Strong domain knowledge in corporate credit lifecycle and credit rating is a plus Skills Good understanding of Credit risk, Credit underwriting process and Analytics Self-motivated individual with agile mindset who can learn quickly, support in market research, identify gaps in the existing system and help create product road map. Excellent oral and written communication, and basic project management skills are a must Ability to articulate complex concepts in a clear manner, execute in a fast paced environment while balancing multiple priorities and delivering on timelines Ability to negotiate, influence, and collaborate to build successful relationships Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important Strong analytical skills with high attention to detail and accuracy

Job Title: Salesforce Developer – LOS Domain Experience: 4+ Years (Minimum 2 Years in Loan Origination System domain) Location: Noida (On-Site) Job Type: Full-Time Job Summary: We are seeking a highly skilled Salesforce Developer with proven experience in developing and customizing solutions within Salesforce and at least 2 years of domain expertise in Loan Origination Systems (LOS) . The ideal candidate will have deep knowledge of workflow automation, compliance-driven document management, and integration with third-party systems relevant to the lending lifecycle. Key Responsibilities: Design, develop, and maintain customized Salesforce solutions for Loan Origination workflows. Implement and enhance LOS features such as: Application intake automation Credit scoring and underwriting logic Approval workflows and funding triggers Document and compliance management Integrate Salesforce with external systems (e.g., credit bureaus, KYC providers, identity verification, and payment gateways). Ensure end-to-end regulatory compliance , audit tracking, and secure audit trails. Collaborate with business stakeholders, analysts, and QA teams to gather requirements and translate them into technical specifications. Optimize performance and improve the user experience for borrowers and internal teams . Participate in code reviews, testing, and deployment activities following Agile methodologies. Required Skills: 4+ years of hands-on experience in Salesforce development Strong command of Apex, Visualforce, Lightning Web Components (LWC) , and Salesforce configuration (flows, process builders, validation rules) At least 2 years of experience working on Loan Origination Systems Experience with Salesforce integrations using REST/SOAP APIs Good understanding of financial services workflows , regulatory requirements, and compliance in lending systems Proficient in workflow automation , role-based access, and secure document handling Familiarity with credit scoring models, underwriting logic , and KYC/AML processes Experience working with version control , CI/CD , and Agile/Scrum methodologies Preferred Qualifications: Salesforce Platform Developer I/II certification Experience with Salesforce Financial Services Cloud (FSC) Prior experience integrating with third-party financial APIs Knowledge of data modeling, security architecture , and Salesforce Shield for audit/compliance Soft Skills: Strong analytical and problem-solving abilities Effective communication and stakeholder management Proactive and self-driven with a focus on delivering quality solutions Ability to work in a fast-paced, regulated financial environment

As an Investments & Portfolio Manager you will Live, Win & Thrive on: LIVE - What You'll Be Doing As An Investment Manager, You Will Own end-to-end underwriting for structured SME financing - from due diligence to deal structuring Evaluate borrower health using financial, operational, and legal filters, and recommend lending decisions Work closely with Product and Engineering teams to automate and refine credit workflows Lead internal reporting and MIS for credit and investment decisions Engage with cross-functional stakeholders (Sales, Legal, Customer Success) to ensure end-to-end credit hygiene and risk mitigation WIN - Who We're Looking For 4-6 years of experience in credit underwriting for SME loans at an NBFC/Bank/Digital lender Strong understanding of business cash flows, credit risk, financial metrics, and legal documentation Exposure to unsecured/structured lending products Analytical mindset and hands-on approach to problem-solving Familiarity with credit tools, dashboards, and systems like CRIF, CIBIL, Perfios, etc. Bachelor's degree in Finance, Commerce, or Economics/Chartered Accountant Self-starter with strong ownership and comfort working in a fast-paced, high-autonomy environment We want you to feel like an owner & that will reflect in your salary and equity Resources: The best in class equipment for you to excel at work A good work-life balance: we do our best work when we're balanced Flexible vacation and work hours: We don't adopt conventional work practices that are meaningless for the type of work we do Great colleagues: We value a culture of authenticity, humility, and excellence. We want you to make a footprint on our culture (ref:iimjobs.com)

You will be responsible for underwriting mortgage business and managing the portfolio in your assigned branch/location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications, conducting personal discussions with customers to establish creditworthiness, assessing income to obligation ratios, maintaining portfolio MIS, and ensuring compliance with policies and procedures to meet agreed SLAs. Additionally, you will be expected to build effective relationships with third parties, take ownership of client queries, strive for continuous process improvement, and facilitate quick turnaround of credit lending proposals for mortgage business. You will also be responsible for reviewing credit exposures, ensuring risk mitigation, and managing the credit underwriting function of your branch. To excel in this role, you should have a Graduate or Masters/Post Graduate qualification and preferably hold certifications such as CA or MBA. Your ability to critically review credit proposals, manage credit risk, and ensure adherence to legal and documentation norms will be crucial in this position. Moreover, your role will involve monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phase and undertaking necessary steps for risk mitigation. Finally, you will be required to follow up and ensure recovery of quick mortality cases within specified timelines.,

A career within Actuarial Services, will provide you with the opportunity to contribute general insurance advice and consulting services to clients such as insurers, banks, regulators, and third party administrators. You’ll provide advice covering solvency, economic capital, risk management, mergers and acquisitions, company restructuring and risk control, financial modelling, underwriting, new legislation, and the efficiency of claims or reporting processes. Simply put, you might help analyse the impact that new regulation will have on an insurance company’s balance sheet or you could be revising businesses’ projections and making sure they have adequate reserves. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. Responsibilities As a Manager, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Develop new skills outside of comfort zone. Act to resolve issues which prevent the team working effectively. Coach others, recognise their strengths, and encourage them to take ownership of their personal development. Analyse complex ideas or proposals and build a range of meaningful recommendations. Use multiple sources of information including broader stakeholder views to develop solutions and recommendations. Address sub-standard work or work that does not meet firm's/client's expectations. Use data and insights to inform conclusions and support decision-making. Develop a point of view on key global trends, and how they impact clients. Manage a variety of viewpoints to build consensus and create positive outcomes for all parties. Simplify complex messages, highlighting and summarising key points. Uphold the firm's code of ethics and business conduct. You will play an integral role in leveraging sophisticated actuarial software to develop, test and run models that perform a variety of complex calculations for our life, annuity, and health insurance clients which includes the following but are not limited to: Supporting the audits of several of the largest insurers in the world. This includes public, private and mutual insurers. It also includes the insurance operations of several banks and private equity firms. Primarily using Axis and Prophet but also using other vendor software or work on models developed by our clients. Designing, building and testing new models for our clients. We also convert existing models to models supported by other vendors. The models are used for financial and capital reporting, testing client’s models, and mergers and acquisitions activities. Using these actuarial models, our team also performs valuation and reporting services for our clients as part of our managed service offering. Specific Responsibilities Include But Are Not Limited To Participating in a wide range of projects and collaborating across multiple work streams or teams; consistently demonstrating creative thinking, individual initiative and timely completion of assigned work. Consistently demonstrating teamwork dynamics by working as a team member: understanding personal and team roles; contributing to a positive working environment by building solid relationships with team members; proactively seek guidance, clarification and feedback. Ability to prepare deliverables within stringent deadlines. Keep up to date with local, national and international business and economic issues. Contribute to the development of your own and team’s technical acumen. Serve as participant on communications with numerous Engagement teams A career in this practice will provide you the opportunity to help organizations by providing technical actuarial services. You will have the opportunity to specialize in some of the Following Demonstrating extensive thorough knowledge of, and/or success in managerial roles involving, technical actuarial subject matter specialization, especially in Life or Non- Life industry and regulatory developments. Demonstrating some proven knowledge of database structures and data process flows. Demonstrates some proven abilities and/or success with using actuarial software, preferably Axis or Prophet. Demonstrating some proven abilities and/or success as a team leader: creating a positive environment by monitoring workloads of the team while meeting client expectations and respecting the work-life quality of team members; providing candid, meaningful feedback in a timely manner; keeping leadership informed of progress and issues; answering questions and providing direction to less-experienced staff. Demonstrating some proven level abilities and/or success with writing, communicating, facilitating, and presenting cogently; to and/or for all levels of industry audiences, clients and internal staff and management. Qualification - Minimum Educational Qualifications :Bachelor's degree in any of the following areas of study; Actuarial Science, Statistics, Mathematical Statistics, Applied Mathematics, Mathematics, Economics, Other related fields of Study may be considered" Relevant Qualification - Associate of the IAI / IFoA (or equivalent) required Fellow of the IAI / IFoA (or equivalent) Preferred or Actively pursuing the Fellowship of the IAI / IFoA (or equivalent) Certification requirement may be waived if the candidate has more experience in the relevant field" Experience - 5+ years

A career within Actuarial Services, will provide you with the opportunity to contribute general insurance advice and consulting services to clients such as insurers, banks, regulators, and third party administrators. You’ll provide advice covering solvency, economic capital, risk management, mergers and acquisitions, company restructuring and risk control, financial modelling, underwriting, new legislation, and the efficiency of claims or reporting processes. Simply put, you might help analyse the impact that new regulation will have on an insurance company’s balance sheet or you could be revising businesses’ projections and making sure they have adequate reserves. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. Responsibilities As an Associate, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Invite and give in the moment feedback in a constructive manner. Share and collaborate effectively with others. Identify and make suggestions for improvements when problems and/or opportunities arise. Handle, manipulate and analyse data and information responsibly. Follow risk management and compliance procedures. Keep up-to-date with developments in area of specialism. Communicate confidently in a clear, concise and articulate manner - verbally and in the materials I produce. Build and maintain an internal and external network. Seek opportunities to learn about how PwC works as a global network of firms. Uphold the firm's code of ethics and business conduct. You will play an integral role in supporting our large P&C clients as well as a variety of cross-industry clients who either self-insure or offer loyalty programs in a variety of ways which includes the Following But Are Not Limited To Supporting the audits of several of the largest insurers in the world. This includes public, private and mutual insurers. It also includes dozens of large firms across multiple industries. Performing a variety of consulting projects that include financial reporting, capital reporting, product pricing. We also perform operational and organizational consulting for our clients. Supporting buyers and sellers in merger and acquisition activities. This includes analysis of the underlying products and services as well as potential risks and other elements that affect the price of the deal. Help them design, develop and value warrantee programs across multiple industries. Specific Responsibilities Include But Are Not Limited To Participating in a wide range of projects and collaborating across multiple work streams or teams; consistently demonstrating creative thinking, individual initiative and timely completion of assigned work. Consistently demonstrating teamwork dynamics by working as a team member: understanding personal and team roles; contributing to a positive working environment by building solid relationships with team members; proactively seek guidance, clarification and feedback. Ability to prepare deliverables within stringent deadlines. Keep up to date with local, national and international business and economic issues. Contribute to the development of your own and team’s technical acumen. Serve as participant on communications with numerous Engagement teams A career in this practice will provide you the opportunity to help organizations by providing core actuarial and insurance services. You will have the opportunity to specialize in some of The Following Participating in providing clients advice and counsel in the areas of process improvement, risk and capital management, value analyses and actuarial and quantitative modeling; Participating in a wide range of projects; consistently demonstrating creative thinking and individual initiative; Demonstrating teamwork dynamics through working as a team member; Identifying and addressing client needs; and, Demonstrating flexibility in prioritizing and completing tasks while exercising professional scepticism. Demonstrating ability to research and analyse pertinent client, industry, and technical matters; Experience demonstrating strong problem-solving skills and the ability to prioritize and manage multiple tasks; Ability to interact with various levels of client and firm management through both written and verbal communications; and, Ability to self-motivate and take responsibility for personal growth and development. Bachelor’s in finance/Economics/Mathematics/Statistics (B. Com, B.A (Economics) B.Sc. with Economics / Mathematics / Statistics Hons) with focus on actuarial methods and Principals Along With Following Certifications / Degree Actively pursuing Membership / Associateship of the Institute and Faculty of Actuaries / Institute of Actuaries of India (or equivalent) with a minimum of 2 Actuarial Exams Certification requirement may be waived if the candidate has more experience in the relevant field Work Experience ranges as below: Associate – 0 to 1years for the members / associate of Actuarial Institutions Associate 2 – 1 to 2 years for the members / associate of Actuarial Institutions Work Experience from following organisations: Big 4s – similar experience Any of the 24 registered Life Insurance Companies in India like LIC, HDFC Life, ICICI Pru, etc. Financial Consultancy / Financial Advisor Companies – Willis Towers Watson, Milliman, WNS Global Services, Numerica, Accenture General Insurance Corporation of India (GIC) Foreign Reinsurance Companies – Swiss Re, Munich Re, Scor SE, Hannover Re, RGA Life, XL Insurance Company SE, General Reinsurance AG, AXA France Vie, Allianz Global Corporate & Specialist SE Advance knowledge on Microsoft Office especially Excel An additional knowledge of either of the following would be Preferred Data Analytics – Python, SQL Visualization Tools (Tableau, PowerBI, QuickSight) VBA programming Proficient written and verbal English communication skills Commitment to continuous training and to proactively learn new processes Team player – committed to providing high quality and maintaining timeliness Demonstrated self-motivation and a desire to take responsibility for personal growth and development.

A career within Actuarial Services, will provide you with the opportunity to contribute general insurance advice and consulting services to clients such as insurers, banks, regulators, and third party administrators. You’ll provide advice covering solvency, economic capital, risk management, mergers and acquisitions, company restructuring and risk control, financial modelling, underwriting, new legislation, and the efficiency of claims or reporting processes. Simply put, you might help analyse the impact that new regulation will have on an insurance company’s balance sheet or you could be revising businesses’ projections and making sure they have adequate reserves. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. Responsibilities As an Associate, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Invite and give in the moment feedback in a constructive manner. Share and collaborate effectively with others. Identify and make suggestions for improvements when problems and/or opportunities arise. Handle, manipulate and analyse data and information responsibly. Follow risk management and compliance procedures. Keep up-to-date with developments in area of specialism. Communicate confidently in a clear, concise and articulate manner - verbally and in the materials I produce. Build and maintain an internal and external network. Seek opportunities to learn about how PwC works as a global network of firms. Uphold the firm's code of ethics and business conduct. You will play an integral role in supporting our large P&C clients as well as a variety of cross-industry clients who either self-insure or offer loyalty programs in a variety of ways which includes the Following But Are Not Limited To Supporting the audits of several of the largest insurers in the world. This includes public, private and mutual insurers. It also includes dozens of large firms across multiple industries. Performing a variety of consulting projects that include financial reporting, capital reporting, product pricing. We also perform operational and organizational consulting for our clients. Supporting buyers and sellers in merger and acquisition activities. This includes analysis of the underlying products and services as well as potential risks and other elements that affect the price of the deal. Help them design, develop and value warrantee programs across multiple industries. Specific Responsibilities Include But Are Not Limited To Participating in a wide range of projects and collaborating across multiple work streams or teams; consistently demonstrating creative thinking, individual initiative and timely completion of assigned work. Consistently demonstrating teamwork dynamics by working as a team member: understanding personal and team roles; contributing to a positive working environment by building solid relationships with team members; proactively seek guidance, clarification and feedback. Ability to prepare deliverables within stringent deadlines. Keep up to date with local, national and international business and economic issues. Contribute to the development of your own and team’s technical acumen. Serve as participant on communications with numerous Engagement teams A career in this practice will provide you the opportunity to help organizations by providing core actuarial and insurance services. You will have the opportunity to specialize in some of The Following Participating in providing clients advice and counsel in the areas of process improvement, risk and capital management, value analyses and actuarial and quantitative modeling; Participating in a wide range of projects; consistently demonstrating creative thinking and individual initiative; Demonstrating teamwork dynamics through working as a team member; Identifying and addressing client needs; and, Demonstrating flexibility in prioritizing and completing tasks while exercising professional scepticism. Demonstrating ability to research and analyse pertinent client, industry, and technical matters; Experience demonstrating strong problem-solving skills and the ability to prioritize and manage multiple tasks; Ability to interact with various levels of client and firm management through both written and verbal communications; and, Ability to self-motivate and take responsibility for personal growth and development. Bachelor’s in finance/Economics/Mathematics/Statistics (B. Com, B.A (Economics) B.Sc. with Economics / Mathematics / Statistics Hons) with focus on actuarial methods and Principals Along With Following Certifications / Degree Actively pursuing Membership / Associateship of the Institute and Faculty of Actuaries / Institute of Actuaries of India (or equivalent) with a minimum of 2 Actuarial Exams Certification requirement may be waived if the candidate has more experience in the relevant field Work Experience ranges as below: Associate – 0 to 1years for the members / associate of Actuarial Institutions Associate 2 – 1 to 2 years for the members / associate of Actuarial Institutions Work Experience from following organisations: Big 4s – similar experience Any of the 24 registered Life Insurance Companies in India like LIC, HDFC Life, ICICI Pru, etc. Financial Consultancy / Financial Advisor Companies – Willis Towers Watson, Milliman, WNS Global Services, Numerica, Accenture General Insurance Corporation of India (GIC) Foreign Reinsurance Companies – Swiss Re, Munich Re, Scor SE, Hannover Re, RGA Life, XL Insurance Company SE, General Reinsurance AG, AXA France Vie, Allianz Global Corporate & Specialist SE Advance knowledge on Microsoft Office especially Excel An additional knowledge of either of the following would be Preferred Data Analytics – Python, SQL Visualization Tools (Tableau, PowerBI, QuickSight) VBA programming Proficient written and verbal English communication skills Commitment to continuous training and to proactively learn new processes Team player – committed to providing high quality and maintaining timeliness Demonstrated self-motivation and a desire to take responsibility for personal growth and development.

A career within Actuarial Services, will provide you with the opportunity to contribute general insurance advice and consulting services to clients such as insurers, banks, regulators, and third party administrators. You’ll provide advice covering solvency, economic capital, risk management, mergers and acquisitions, company restructuring and risk control, financial modelling, underwriting, new legislation, and the efficiency of claims or reporting processes. Simply put, you might help analyse the impact that new regulation will have on an insurance company’s balance sheet or you could be revising businesses’ projections and making sure they have adequate reserves. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. Responsibilities As a Manager, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Develop new skills outside of comfort zone. Act to resolve issues which prevent the team working effectively. Coach others, recognise their strengths, and encourage them to take ownership of their personal development. Analyse complex ideas or proposals and build a range of meaningful recommendations. Use multiple sources of information including broader stakeholder views to develop solutions and recommendations. Address sub-standard work or work that does not meet firm's/client's expectations. Use data and insights to inform conclusions and support decision-making. Develop a point of view on key global trends, and how they impact clients. Manage a variety of viewpoints to build consensus and create positive outcomes for all parties. Simplify complex messages, highlighting and summarising key points. Uphold the firm's code of ethics and business conduct. You will play an integral role in leveraging sophisticated actuarial software to develop, test and run models that perform a variety of complex calculations for our life, annuity, and health insurance clients which includes the following but are not limited to: Supporting the audits of several of the largest insurers in the world. This includes public, private and mutual insurers. It also includes the insurance operations of several banks and private equity firms. Primarily using Axis and Prophet but also using other vendor software or work on models developed by our clients. Designing, building and testing new models for our clients. We also convert existing models to models supported by other vendors. The models are used for financial and capital reporting, testing client’s models, and mergers and acquisitions activities. Using these actuarial models, our team also performs valuation and reporting services for our clients as part of our managed service offering. Specific Responsibilities Include But Are Not Limited To Participating in a wide range of projects and collaborating across multiple work streams or teams; consistently demonstrating creative thinking, individual initiative and timely completion of assigned work. Consistently demonstrating teamwork dynamics by working as a team member: understanding personal and team roles; contributing to a positive working environment by building solid relationships with team members; proactively seek guidance, clarification and feedback. Ability to prepare deliverables within stringent deadlines. Keep up to date with local, national and international business and economic issues. Contribute to the development of your own and team’s technical acumen. Serve as participant on communications with numerous Engagement teams A career in this practice will provide you the opportunity to help organizations by providing technical actuarial services. You will have the opportunity to specialize in some of the Following Demonstrating extensive thorough knowledge of, and/or success in managerial roles involving, technical actuarial subject matter specialization, especially in Life or Non- Life industry and regulatory developments. Demonstrating some proven knowledge of database structures and data process flows. Demonstrates some proven abilities and/or success with using actuarial software, preferably Axis or Prophet. Demonstrating some proven abilities and/or success as a team leader: creating a positive environment by monitoring workloads of the team while meeting client expectations and respecting the work-life quality of team members; providing candid, meaningful feedback in a timely manner; keeping leadership informed of progress and issues; answering questions and providing direction to less-experienced staff. Demonstrating some proven level abilities and/or success with writing, communicating, facilitating, and presenting cogently; to and/or for all levels of industry audiences, clients and internal staff and management. Qualification - Minimum Educational Qualifications :Bachelor's degree in any of the following areas of study; Actuarial Science, Statistics, Mathematical Statistics, Applied Mathematics, Mathematics, Economics, Other related fields of Study may be considered" Relevant Qualification - Associate of the IAI / IFoA (or equivalent) required Fellow of the IAI / IFoA (or equivalent) Preferred or Actively pursuing the Fellowship of the IAI / IFoA (or equivalent) Certification requirement may be waived if the candidate has more experience in the relevant field" Experience - 5+ years

A career within Actuarial Services, will provide you with the opportunity to contribute general insurance advice and consulting services to clients such as insurers, banks, regulators, and third party administrators. You’ll provide advice covering solvency, economic capital, risk management, mergers and acquisitions, company restructuring and risk control, financial modelling, underwriting, new legislation, and the efficiency of claims or reporting processes. Simply put, you might help analyse the impact that new regulation will have on an insurance company’s balance sheet or you could be revising businesses’ projections and making sure they have adequate reserves. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. Responsibilities As a Manager, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Develop new skills outside of comfort zone. Act to resolve issues which prevent the team working effectively. Coach others, recognise their strengths, and encourage them to take ownership of their personal development. Analyse complex ideas or proposals and build a range of meaningful recommendations. Use multiple sources of information including broader stakeholder views to develop solutions and recommendations. Address sub-standard work or work that does not meet firm's/client's expectations. Use data and insights to inform conclusions and support decision-making. Develop a point of view on key global trends, and how they impact clients. Manage a variety of viewpoints to build consensus and create positive outcomes for all parties. Simplify complex messages, highlighting and summarising key points. Uphold the firm's code of ethics and business conduct. You will play an integral role in leveraging sophisticated actuarial software to develop, test and run models that perform a variety of complex calculations for our life, annuity, and health insurance clients which includes the following but are not limited to: Supporting the audits of several of the largest insurers in the world. This includes public, private and mutual insurers. It also includes the insurance operations of several banks and private equity firms. Primarily using Axis and Prophet but also using other vendor software or work on models developed by our clients. Designing, building and testing new models for our clients. We also convert existing models to models supported by other vendors. The models are used for financial and capital reporting, testing client’s models, and mergers and acquisitions activities. Using these actuarial models, our team also performs valuation and reporting services for our clients as part of our managed service offering. Specific Responsibilities Include But Are Not Limited To Participating in a wide range of projects and collaborating across multiple work streams or teams; consistently demonstrating creative thinking, individual initiative and timely completion of assigned work. Consistently demonstrating teamwork dynamics by working as a team member: understanding personal and team roles; contributing to a positive working environment by building solid relationships with team members; proactively seek guidance, clarification and feedback. Ability to prepare deliverables within stringent deadlines. Keep up to date with local, national and international business and economic issues. Contribute to the development of your own and team’s technical acumen. Serve as participant on communications with numerous Engagement teams A career in this practice will provide you the opportunity to help organizations by providing technical actuarial services. You will have the opportunity to specialize in some of the Following Demonstrating extensive thorough knowledge of, and/or success in managerial roles involving, technical actuarial subject matter specialization, especially in Life or Non- Life industry and regulatory developments. Demonstrating some proven knowledge of database structures and data process flows. Demonstrates some proven abilities and/or success with using actuarial software, preferably Axis or Prophet. Demonstrating some proven abilities and/or success as a team leader: creating a positive environment by monitoring workloads of the team while meeting client expectations and respecting the work-life quality of team members; providing candid, meaningful feedback in a timely manner; keeping leadership informed of progress and issues; answering questions and providing direction to less-experienced staff. Demonstrating some proven level abilities and/or success with writing, communicating, facilitating, and presenting cogently; to and/or for all levels of industry audiences, clients and internal staff and management. Qualification - Minimum Educational Qualifications :Bachelor's degree in any of the following areas of study; Actuarial Science, Statistics, Mathematical Statistics, Applied Mathematics, Mathematics, Economics, Other related fields of Study may be considered" Relevant Qualification - Associate of the IAI / IFoA (or equivalent) required Fellow of the IAI / IFoA (or equivalent) Preferred or Actively pursuing the Fellowship of the IAI / IFoA (or equivalent) Certification requirement may be waived if the candidate has more experience in the relevant field" Experience - 5+ years

A career within Actuarial Services, will provide you with the opportunity to contribute general insurance advice and consulting services to clients such as insurers, banks, regulators, and third party administrators. You’ll provide advice covering solvency, economic capital, risk management, mergers and acquisitions, company restructuring and risk control, financial modelling, underwriting, new legislation, and the efficiency of claims or reporting processes. Simply put, you might help analyse the impact that new regulation will have on an insurance company’s balance sheet or you could be revising businesses’ projections and making sure they have adequate reserves. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. Responsibilities As an Associate, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Invite and give in the moment feedback in a constructive manner. Share and collaborate effectively with others. Identify and make suggestions for improvements when problems and/or opportunities arise. Handle, manipulate and analyse data and information responsibly. Follow risk management and compliance procedures. Keep up-to-date with developments in area of specialism. Communicate confidently in a clear, concise and articulate manner - verbally and in the materials I produce. Build and maintain an internal and external network. Seek opportunities to learn about how PwC works as a global network of firms. Uphold the firm's code of ethics and business conduct. You will play an integral role in supporting our large P&C clients as well as a variety of cross-industry clients who either self-insure or offer loyalty programs in a variety of ways which includes the Following But Are Not Limited To Supporting the audits of several of the largest insurers in the world. This includes public, private and mutual insurers. It also includes dozens of large firms across multiple industries. Performing a variety of consulting projects that include financial reporting, capital reporting, product pricing. We also perform operational and organizational consulting for our clients. Supporting buyers and sellers in merger and acquisition activities. This includes analysis of the underlying products and services as well as potential risks and other elements that affect the price of the deal. Help them design, develop and value warrantee programs across multiple industries. Specific Responsibilities Include But Are Not Limited To Participating in a wide range of projects and collaborating across multiple work streams or teams; consistently demonstrating creative thinking, individual initiative and timely completion of assigned work. Consistently demonstrating teamwork dynamics by working as a team member: understanding personal and team roles; contributing to a positive working environment by building solid relationships with team members; proactively seek guidance, clarification and feedback. Ability to prepare deliverables within stringent deadlines. Keep up to date with local, national and international business and economic issues. Contribute to the development of your own and team’s technical acumen. Serve as participant on communications with numerous Engagement teams A career in this practice will provide you the opportunity to help organizations by providing core actuarial and insurance services. You will have the opportunity to specialize in some of The Following Participating in providing clients advice and counsel in the areas of process improvement, risk and capital management, value analyses and actuarial and quantitative modeling; Participating in a wide range of projects; consistently demonstrating creative thinking and individual initiative; Demonstrating teamwork dynamics through working as a team member; Identifying and addressing client needs; and, Demonstrating flexibility in prioritizing and completing tasks while exercising professional scepticism. Demonstrating ability to research and analyse pertinent client, industry, and technical matters; Experience demonstrating strong problem-solving skills and the ability to prioritize and manage multiple tasks; Ability to interact with various levels of client and firm management through both written and verbal communications; and, Ability to self-motivate and take responsibility for personal growth and development. Bachelor’s in finance/Economics/Mathematics/Statistics (B. Com, B.A (Economics) B.Sc. with Economics / Mathematics / Statistics Hons) with focus on actuarial methods and Principals Along With Following Certifications / Degree Actively pursuing Membership / Associateship of the Institute and Faculty of Actuaries / Institute of Actuaries of India (or equivalent) with a minimum of 2 Actuarial Exams Certification requirement may be waived if the candidate has more experience in the relevant field Work Experience ranges as below: Associate – 0 to 1years for the members / associate of Actuarial Institutions Associate 2 – 1 to 2 years for the members / associate of Actuarial Institutions Work Experience from following organisations: Big 4s – similar experience Any of the 24 registered Life Insurance Companies in India like LIC, HDFC Life, ICICI Pru, etc. Financial Consultancy / Financial Advisor Companies – Willis Towers Watson, Milliman, WNS Global Services, Numerica, Accenture General Insurance Corporation of India (GIC) Foreign Reinsurance Companies – Swiss Re, Munich Re, Scor SE, Hannover Re, RGA Life, XL Insurance Company SE, General Reinsurance AG, AXA France Vie, Allianz Global Corporate & Specialist SE Advance knowledge on Microsoft Office especially Excel An additional knowledge of either of the following would be Preferred Data Analytics – Python, SQL Visualization Tools (Tableau, PowerBI, QuickSight) VBA programming Proficient written and verbal English communication skills Commitment to continuous training and to proactively learn new processes Team player – committed to providing high quality and maintaining timeliness Demonstrated self-motivation and a desire to take responsibility for personal growth and development.

About This Role Wells Fargo is seeking a Business Execution Associate. In This Role, You Will Participate in planning and executing a variety of programs, services, and initiatives, and monitor key indicators to ensure effective performance and control management of assigned operations or business groups Review basic initiatives including policy or process changes, process improvements, technology enhancements, and conduct regular reviews to identify efficiencies and cost savings opportunities Receive direction from leaders and exercise independent judgement while developing an understanding of policies and procedures, best practices, and initiatives Collaborate and consult with mid-level managers or cross-functional business partners Provide work directions to less experienced Strategy and Execution staff Required Qualifications: 6+ months of Business Execution, Implementation, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Work closely with both internal stakeholders and users to meet their service needs Apply technical knowledge and expertise to perform work and action requests Strong MS Office knowledge to manage and structure the available data and to clean and transform the data to use it further Overall experience in reading and interpreting various loan documents and financial statements. Credit background; strong familiarity with legal documents related to credit facilities - Credit agreements, security agreements, W-9s and Tax Documents, Underwriting Memos, Guarantor Documents, Credit Memos etc. Understanding of different elements of a Loan Agreement Understanding of different credit facilities - Revolving Line of Credit, Term Loan, Swinglines, Letter of Credits, Standby Letter of Credits Understanding of the Loan Lifecycle Experience with Loan SORs and SOOs - Loan IQ, Delta, CORS, Credit View, AFS Detailed understanding of an underwriting memo Demonstrates awareness and understanding of the financial regulatory environment in which Wells Fargo operates Synthesizes complex or varied sources of information to create reports Provides summaries and supporting information to build effective narratives and enhance report utility Effective organizational, multi-tasking, and prioritizing skills Excellent verbal, written and interpersonal communication skills Solid problem solving and decision-making skills Proficient in Microsoft Outlook and Excel with ability to develop and comprehend complex functions and macros. Willing to work in mid-shift working hours - 1:30 PM to 10:30 PM IST Posting End Date: 20 Jul 2025 Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants With Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment And Hiring Requirements Third-Party recordings are prohibited unless authorized by Wells Fargo. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. Reference Number R-473354

You will be responsible for personally reviewing cases in accordance with established policies and procedures, ensuring strict adherence to quality standards. It is essential to comply with agreed Service Level Agreements (SLAs) and timelines for timely completion of assigned tasks. Your role will involve utilizing a skill set encompassing underwriting, disbursements, collateral evaluation, and coordination with various sales and operational functions. Protecting company assets will be a key aspect of your responsibilities by thoroughly evaluating credit requests, setting appropriate credit limits, and ensuring all granted loans are well-documented and secured by suitable collateral. Effective communication of credit decisions to stakeholders is crucial. You will also be tasked with enhancing underwriting efficiencies while maintaining sound risk management practices. Additionally, you will handle Loan Account Verification, conduct Cross Verifications such as Member House Visits, perform KYC checks, review bank passbooks and other documents, assess income and expenses, verify the influence of intermediaries, conduct inspections in negative areas, verify CPCChecklists, check loan cards from other lending institutions, monitor loan buckets, verify death cases, ensure branch compliances, and complete ICQ observations.,

As a part of a fintech start-up with a vision to revolutionize the lending industry in India, your role will be crucial in building a strong brand that offers easy and fast credit solutions to all salaried employees. You will be responsible for managing a team of Credit Verification Officers, ensuring their training, supervision, and performance evaluation to maintain productivity and adherence to timelines. Your main tasks will include leading the team in conducting thorough RV/OV Verification of applications to detect any fraudulent activities, collaborating with stakeholders to enhance credit verification processes, and providing guidance to handle complex credit verification cases effectively. It will be essential for you to stay updated with industry regulations and best practices in credit management to ensure compliance and efficiency. Additionally, you will be required to prepare regular reports on team performance, identify areas for process improvement, and work towards implementing strategies for better credit verification outcomes. Your skills in performance monitoring, reporting, credit verification, team management, process improvement, regulatory compliance, fraud detection, strategy development, credit management, and underwriting will play a significant role in achieving the company's objectives. Overall, your contribution will be instrumental in establishing a trusted and efficient credit verification system that aligns with the company's vision and values.,

As an Underwriting Associate at Accenture, you will be responsible for supporting the regional UA Manager in overseeing all daily business activities related to Property & Casualty Underwriting or Policy Servicing. With 1 to 3 years of experience in the field, you will act as the first point of contact for all UAs in the region, triage submissions for missing information, and follow up with brokers for outstanding items. Your role will involve issuing policies, endorsements, and cancellations, preparing policy writing instructions, premium billings, and processing individual policy filings. You will assist underwriters in preparing business and metric reports, reviewing procedures to resolve issues, and performing quality control of premium audit statements before underwriting review. Additionally, having experience in Re-Insurance Fac and Treaty business would be considered a plus. Accenture is a global professional services company with expertise in digital, cloud, and security solutions. With a workforce of 699,000 people serving clients in over 120 countries, we strive to create value and shared success for our clients, people, shareholders, partners, and communities through the power of technology and human ingenuity. If you have 6-8 years of experience in Property & Casualty Underwriting or Policy Servicing, across shared services or Third-Party BPO service providers, and possess a degree in any graduation, we encourage you to explore this opportunity to be part of our team. Visit us at www.accenture.com for more information.,

The primary responsibility of an Underwriter is to review mortgage files submitted for underwriting. This role involves tasks such as calculating income, analyzing debt and assets, and conducting a thorough review of appraisals and titles. Additionally, you will be required to input data into the client's loan operating system, use automated underwriting systems for approvals, and clear conditions for Final Approval. It is crucial for candidates to exhibit a strong sense of urgency, work effectively in a team setting, and possess excellent organizational, communication, and PC skills. Your essential job functions will include conducting comprehensive reviews of mortgage loan files, ensuring accurate data entry into the loan operating system, underwriting loans based on client guidelines, evaluating loan documents for accuracy and compliance, identifying and addressing any red flags, issuing loan decisions, approving conditions, delivering exceptional customer service, staying updated on client and investor requirements, resolving underwriting-related issues, and assisting Processors/Loan Officers in understanding underwriting decisions and conditions. You must be capable of managing a high-stress environment while maintaining a high level of customer service and be willing to work beyond regular hours when needed. To qualify for this role, you must have a minimum of 2+ years of current conventional mortgage loan underwriting experience, a strong understanding of income calculations, tax returns, credit reports, and red flag identification, basic knowledge of appraisals and property eligibility, familiarity with GSE underwriting guidelines and automated underwriting engines, strong analytical and communication skills, attention to detail, effective time management skills, adaptability to a production-oriented environment, willingness to collaborate in a team, proficiency in working across multiple systems in a paperless setup, readiness to work in a secure environment, and preference for NMLS-MLO Licensure. Candidates should also be prepared to work outside of regular business hours as required.,