Credit Manager-2 Wheeler Loan

0 - 4 years

0 Lacs

Posted:4 days ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Role Overview: As a Credit Manager at TW, your main responsibility will be to manage a team and collaborate with the sales team to achieve targets in the assigned area. You will directly interact with customers to assess their creditworthiness, ensure verification processes are completed, and comply with the company's credit policies. Your execution of tasks should support sales efforts while minimizing risks to contribute to the overall objectives of the bank. Key Responsibilities: - Underwrite secured and unsecured loan proposals based on policies and procedures to meet SLAs and manage business volumes in the area - Supervise a team of credit underwriters and provide necessary guidelines - Conduct personal discussions with customers to evaluate their creditworthiness - Address front-end delinquencies by contacting customers upon first presentation - Ensure completion of credit and KYC documents through telephonic, field, and collateral visits - Collaborate with the sales team to achieve targets and maintain SLAs - Ensure adherence to credit policies according to accepted standards Qualification Required: - Graduation in any field (Full Time) Additional Details: No additional details provided in the job description. Role Overview: As a Credit Manager at TW, your main responsibility will be to manage a team and collaborate with the sales team to achieve targets in the assigned area. You will directly interact with customers to assess their creditworthiness, ensure verification processes are completed, and comply with the company's credit policies. Your execution of tasks should support sales efforts while minimizing risks to contribute to the overall objectives of the bank. Key Responsibilities: - Underwrite secured and unsecured loan proposals based on policies and procedures to meet SLAs and manage business volumes in the area - Supervise a team of credit underwriters and provide necessary guidelines - Conduct personal discussions with customers to evaluate their creditworthiness - Address front-end delinquencies by contacting customers upon first presentation - Ensure completion of credit and KYC documents through telephonic, field, and collateral visits - Collaborate with the sales team to achieve targets and maintain SLAs - Ensure adherence to credit policies according to accepted standards Qualification Required: - Graduation in any field (Full Time) Additional Details: No additional details provided in the job description.

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IDFC FIRST Bank logo
IDFC FIRST Bank

Banking and Financial Services

Chennai

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