Senior Auditor reports to Team Leader, Originations Credit Quality Control. The team is responsible to review loans from an underwriter s perspective for Forward and Reverse Lending (Pre and Post Funding) and provide appropriate and timely feedback to the underwriter. The position requires a thorough understanding of Conventional, FHA and VA underwriting guidelines for Forward and Reverse Lending transactions. The Auditor is responsible to review a loan sample selected for prefunding quality assurance underwriting and/or post funding review due diligence underwriting, including but not limited to, ensuring the loan meets investor/insurer requirements, limited regulatory requirements and is within risk tolerance as it relates to mortgage lending. JOB FUNCTION AND RESPONSIBILITIES: The Quality Control Senior Auditor reports to Team Leader, Originations Credit Quality Control. The team is responsible to review loans from an underwriter s perspective for Forward and Reverse Lending (Pre and Post Funding) and provide appropriate and timely feedback to the underwriter with strong organizational, problem-solving, and analytical skills and acute attention to details. The position requires a thorough understanding of Conventional, FHA and VA underwriting guidelines for Forward and Reverse Lending transactions. Thorough working knowledge of US mortgage documentation, policies, compliance, and procedures along with investor guideline requirement. High level of proficiency with mortgage loan processing and underwriting systems and must have in-depth knowledge of Conforming, Non-conforming, FHA, and VA investor requirements. The Auditor is responsible to review a loan sample selected for prefunding quality assurance underwriting and/or post funding review due diligence underwriting, including but not limited to, ensuring the loan meets investor/insurer requirements, limited regulatory requirements and is within risk tolerance as it relates to mortgage lending. Complete working knowledge on 4 C s (Credit, Capacity, Capital, and Collateral). Conventional and government investor specific working knowledge on all types of income calculation, credit reviews, Assets/Capital review, Appraisal review, AUS based and Manual underwriting related guideline requirements. QUALIFICATION: bachelors degree preferred. 3-5 years minimum Quality Control OR Mortgage Underwriting experience is required. Must have in-depth knowledge of Conforming, Non-conforming, FHA, and VA underwriting requirements Must have mortgage industry experience. Thorough working knowledge of real estate documentation, policies, compliance, and procedures. High level of proficiency with mortgage loan processing and underwriting systems. Commitment to excellence and high standards. Strong organizational, problem-solving, and analytical skills. Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm. Acute attention to detail. Proficient on computer programs required for position. Good judgment with the ability to make timely and sound decisions.

The Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines/ examines all documentation for accuracy and completeness. JOB FUNCTIONS AND RESPONSIBILITIES Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans - Conventional, FHA, VA, Reverse, Correspondent lending. Know we'll about Non-Delegated Correspondent Lending Underwriting process . Appraisal review process knowledge is an added advantage. Complete assigned tasks within the defined Average Handling Time (AHT) to meet the BU required Turn Around Time (TAT) along with Quality scores. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audit s policies and practices. Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments. Other duties as assigned. EDUCATION / EXPERIENCE bachelors degree or equivalent of fifteen years of education mandatory Minimum of 2 years of experience in Mortgage Underwriting with thorough knowledge of Financial and nonfinancial supporting documentation, Income calculations, Asset/ Liabilities & Appraisal verification, Credit report review. Knowledge about risk and compliance in Lending especially the FNMA & FHLMC Underwriting standards. Knowledge about Underwriting procedures of Conventional, Correspondent Lending, Reverse mortgage, FHA, VA (Government loans) underwriting WORK SCHEDULE OR TRAVEL REQUIREMENTS Ready to do any shifts including night shift as per Business unit requirements. Ready to travel to office for training and other learning work related activities as per Business unit requirements.

The Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines/ examines all documentation for accuracy and completeness. JOB FUNCTIONS AND RESPONSIBILITIES Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans - Conventional, FHA, VA, Reverse, Correspondent lending. Know we'll about Non-Delegated Correspondent Lending Underwriting process . Appraisal review process knowledge is an added advantage. Complete assigned tasks within the defined Average Handling Time (AHT) to meet the BU required Turn Around Time (TAT) along with Quality scores. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audit s policies and practices. Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments. EDUCATION / EXPERIENCE bachelors degree or equivalent of fifteen years of education mandatory Minimum of 2 years of experience in Mortgage Underwriting with thorough knowledge of Financial and nonfinancial supporting documentation, Income calculations, Asset/ Liabilities & Appraisal verification, Credit report review. Knowledge about risk and compliance in Lending especially the FNMA & FHLMC Underwriting standards. Knowledge about Underwriting procedures of Conventional, Correspondent Lending, Reverse mortgage, FHA, VA (Government loans) underwriting WORK SCHEDULE OR TRAVEL REQUIREMENTS Ready to do any shifts including night shift as per Business unit requirements. Ready to travel to office for training and other learning work related activities as per Business unit requirements.

As an Associate Credit Operations Analyst at Bluevine you'll be responsible for gathering and analyzing data to verify the creditworthiness of the borrower. Associate Credit Operations Analysts at Bluevine should be able to multi-task and deliver accurate results within established service level timeframes. Associate Credit Operations analysts will work alongside the Credit Analysis Manager, underwriting team and are exposed to all aspects of FinTech operations in a high-growth startup environment. WHAT you'll DO: Review loan applications to verify credit qualification criteria and financial data assessment. Support the Credit Operations Manager by answering questions, providing feedback, and investigating escalated issues. Analyze bank data, public data, and conduct KYC, and KYB on all applicants. Identify gaps in automation and process improvements in the borrower application process. Assist the Loan Servicing department in the maintenance of loan files and closing requirements. Work on routine assignments and ad-hoc projects that require limited judgment. WHAT WE LOOK FOR: Minimum of 6 months+ of experience as credit analyst, consumer/business lending, personal banking, or similar. Analytical and problem-solving skills. Passion for delivering a great customer experience. Impeccable judgment and acute attention to detail. Excellent communication skills (oral & written). Track record of high-performance. Familiarity with underwriting loans, financial statements and tax documents is a plus. Banking or Fintech experience is a plus. Benefits & Perks Excellent group health coverage and life insurance Stock options Hybrid work model Meal allowance Transportation assistance (terms and conditions apply) Generous paid time off plan, Holidays Company-sponsored mental health benefits Financial advisory services for both short- and long-term goals Learning and development opportunities to support career growth Community-based volunteering opportunities

Business Systems Analyst IIIII with Majesco experience We are seeking a Business Systems Analyst IIIII to join our team primarily responsible for Production Support within the Enterprise Applications domain This role involves supporting and maintaining critical applications used for account and submission intake clearance data extraction producer management and user management across all business units The ideal candidate will perform Level 1 analysis of production issues and collaborate closely with Business Systems Analysts BSAs from Product and Sprint teams as well as the Digital Product Manager DPM and Agile Program Manager APM to ensure seamless system operations and continuous improvement 1 Production Support Incident Management Level 1 Analysis Serve as the primary contact for Level 1 analysis of production issues related to o Account Submission Intake and Clearance Systems o Data Extraction and Intake Processing o Producer Management Systems o User Management Applications Incident Management Monitor investigate and triage issues in ServiceNow ensuring proper categorization prioritization and assignment Collaboration Work closely with BSAs from Product and Sprint Teams to escalate and resolve complex technical issues Stakeholder Communication Collaborate with DPM and APM to communicate critical incidents and align with broader product goals Workarounds Provide temporary solutions for urgent business processes while awaiting permanent fixes Documentation Ensure all issues are documented in ServiceNow including root causes and resolution details OnCall Support Participate in oncall support rotation ensuring availability for critical system incidents as needed 2 System Analysis Process Optimization Root Cause Analysis Perform initial root cause analysis Level 1 for system disruptions and inefficiencies Process Improvement Identify patterns in recurring issues and recommend process improvements or system optimizations Data Analysis Analyze data flow and troubleshoot submission intake data extraction and user management issues User Feedback Work closely with business users to understand pain points and suggest potential automation or workflow enhancements 3 User Support Management User Support Provide support to users of underwriting applications addressing inquiries resolving issues and ensuring optimal user experience User Management Oversee user accounts roles and permissions within underwriting systems ensuring appropriate access levels and compliance with security policies Training Develop and deliver training materials and sessions to educate users on system functionalities and best practices 4 Incident Tag Management Reporting Tag Management Manage incident tags within ServiceNow to categorize and prioritize issues effectively Reporting Utilize incident tags to generate reports and dashboards providing insights into incident trends and areas for improvement Show more Show less

About Swiss Re Swiss Re is one of the world s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. We cover both Property & Casualty and Life & Health. Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000 employees across the world. Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work. About the Role We are looking for a candidate with a strong academic record and industry experience in Natural catastrophe modelling for our Underwriting Advisory Team at Bangalore. This job offers you a chance to join the dynamic and fast paced world of a highly specialized financial services organization. You get in-depth exposure to Swiss Re s proprietary natural perils model platform and costing tools and to natural catastrophe reinsurance business from Swiss Res global client base. Depending upon your inclination and skills, over time you will have the opportunity to widen your roles in multiple areas. Position Summary Provide high quality Nat cat underwriting advisory to underwriting desks at Swiss Re which will include but not limited to Europe, Middle East and Africa. Your role would involve: You will support the analysis of Property treaty business across markets. This includes the reviewing of submission data providing data analysis & risk modelling of Nat Cat loss scenarios making the best use of SRs costing techniques to model / forecast and quantify the impact of contract features relevant to costing. Support in product & process innovation using the findings from underwriting support and suggest improvements to Nat cat models, tools, and systems. Collaborating with the underwriting community abroad and other business partners on various projects to generate new valuable services for Swiss Re. Establish & maintain positive relationships with internal partners. Identify & resolve service issues with internal clients /stakeholders, prepare statistical client/region specific reports and share input/solutions with internal business partners. About You/ Qualifications An advanced degree in the field of natural science or a quantitative field (e.g., engineering, statistics, Mathematics, Econometrics) which is closely related to these subject areas Proficient in Property re/insurance underwriting, single-risk assessment, risk modelling and contract preparation, with minimum 2 to 5 years of relevant Underwriting experience Good understanding of underwriting techniques, methods, tools, and processes Ability to analyze large data sets, investigate complex connection and draw relevant conclusion. Expertise in R, Advance Excel (VBA), SQL and Power BI and inclination towards learning new technologies will be an added advantage. Strong motivation to learn about re/insurance and overseas markets Strong team-player with ability to collaborate with teams in other locations and cultures, along with strong sense of accountability and execution Excellent command of English (written and spoken). Other foreign language will be added advantage Above all: scientific and technological curiosity with the ability to bring new insights to constructively challenge the status quo. About Swiss Re If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positions that match your skills and experience. Keywords: Reference Code: 134074

Closer Digital Risk s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and loan originators. Position Overview: The Mortgage Closers will be responsible for coordinating all aspects involved in completing the loan closing process while maintaining good communications with the client, borrower, internal staff, and other associated agencies to facilitate all closing needs within time frames committed. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Prepare, review and generate closing documents according to client specifications ensure all compliance requirements are met Review and approve Final HUD; working effectively with the designated Processor to clear any issues that may arise Resolve closing issues, make system changes and expedite corrected documents to facilitate scheduled closings Accurately prepare and transmit funding information to the client to ensure loans are funded in a timely manner Ensure all closing needs are met within committed time frames Assure error free documentation prior to distribution of closing packages Provide excellent customer service to internal and external clients Ensure customer service surveys maintain the rating level designated by management Requirements: 2 + years of Loan Closing experience dealing with high volume closing Knowledge of HARP and Conventional loan closing documentation requirements Knowledge of most recent HUD/RESPA/GFE Compliance Proficient in review of title commitments, validating closing conditions, reviewing/balancing HUD Statements, and all aspects of closing document preparation Must maintain the highest standard of detail Good computer knowledge-paperless environment Excellent customer service and communication skills Candidates must be available to work outside of normal business hours when necessary About Digital Risk:

Job Profile/Designation: Process/ Senior Process Associate (Insurance - Back-Office Operations) Job Location: Chennai/ Pune Educational Qualification: Any Full Time UG with Good English Verbal/ Communication standards Work Experience: 2-7 Yrs. Job Timings: U.S Shift (Need to be Flexible for Full Night Shift) Job Description: We are looking for candidates with experience in P&C Insurance domain(Personal or Commercial). You will be required to handle processes & documents within P&C Insurance Lifecycle and are responsible for maintaining high standards of Performance, SLAs & innovative solutions. Roles and Responsibilities: • Handle/ Monitor daily Targets within SLA and ensure compliance to timeframe • Ability to work in a fast-paced, multi-skill work environment • Ability to process continual workload for extended periods in assigned area • Ability to provide a consistently high level of quality customer service • Ensure and maintain effective professional relationships with Client • Coordinate with team members and ensure achievement of all team objectives and goals • Analyse all processes and provide effective resolutions for same • Ability to meet and sustain minimum performance, attendance, and behavioural standards • Ability to work from office and FULL Night Shift / overtime as required (including weekends) • Problem Solving Skills - Positive attitude.

Job Description Wealth Management Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for customers to better spend, borrow, invest, and save. Across Wealth Management, our growth is driven by a relentless focus on our people, our clients and customers, and leading-edge technology, data and design. Goldman Sachs Private Bank Goldman Sachs Private Bank provides competitive borrowing and cash management solutions from Goldman Sachs Bank USA that are strategically integrated with our client’s wealth management goals. Our experienced team partners with PWAs to advise clients on new loans, refinancing and restructuring of existing loans along with overall liability management. Our lenders and mortgage specialists provide a wide range of creative borrowing solutions against asset classes ranging from marketable securities and alternative investments, residential and commercial real estate to more tailored solutions against private assets such as aviation, fine art or vineyards. All team members are employees of Goldman Sachs Bank, USA Private Lending Underwriting Private Lending Underwriting (PLU), based in Bengaluru, is primarily responsible for the underwriting of loans to GS Private Wealth Management (PWM) clients. In this capacity, PLU assesses, underwrites, documents, and monitors the credit and business risks incurred in loan transactions. The underwriting process includes a thorough analysis of the borrower’s financial condition, assessment of any collateral securing the loan, identification of risks and mitigants, among other items. Types of loans underwritten include commercial real estate, GS and third-party private equity/hedge funds (including co-invest facilities), aircraft, fine art, hobby properties, private company stock, yachts, marketable securities, etc. PLU also ensures that the underwriting standards approved by the bank are adhered to in the loan approval process, with exceptions appropriately mitigated and documented. In addition, PLU participates in various business-related initiatives, such as new product development and systems/operational enhancements. Private Lending is a part of GS Private Bank (PB), which is a business initiative of Goldman Sachs. PLU employees are employees of Goldman Sachs Bank USA. How You Will Fulfill Your Potential Evaluate all risk and economic implications of transactions, using strong analytical and technical skills Work closely with the Regional Lending Team to advise and develop solutions for clients that meet their needs and remain within acceptable risk parameters for the Bank Develop and maintain a thorough understanding of the product suite offered in Private Lending. Ensure consistency in the underwriting process and with the standards prescribed in the Product Lending Guides Document the loan structure and analysis for credit approval and file documentation purposes Ensure that loan documentation is consistent with the approved terms and that appropriate risk ratings are assigned to each loan transaction Confirm compliance with all covenant and collateral monitoring procedures Ensure that loan approvals and policy exceptions are documented appropriately and that credit files are maintained in a satisfactory manner Interact with banking regulators on an as needed basis. Provide other support of GS Bank USA’s loan portfolio as requested Foster strong communication with Regional Private Lending teams, Credit Risk Management, PWM teams, clients and GS Bank USA personnel Skills And Experience We Are Looking For MBA CPA or CFA a plus 3.5 - 5 years of work experience in a financial field (mortgage or insurance underwriting is not relevant for this role) Relevant work experience in commercial banking and/or private banking underwriting or credit roles Key skills include detailed knowledge of financial accounting, analysis, and modeling Excellent communication skills, both oral and written Strong project management, multi-tasking, and work organization skills Flexible, personable, confident, and self-motivated while focusing on being a team player Desire to be part of a dynamic and growing business No licensing required for this role About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html © The Goldman Sachs Group, Inc., 2025. All rights reserved. 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A career within Actuarial Services, will provide you with the opportunity to contribute general insurance advice and consulting services to clients such as insurers, banks, regulators, and third party administrators. You’ll provide advice covering solvency, economic capital, risk management, mergers and acquisitions, company restructuring and risk control, financial modelling, underwriting, new legislation, and the efficiency of claims or reporting processes. Simply put, you might help analyse the impact that new regulation will have on an insurance company’s balance sheet or you could be revising businesses’ projections and making sure they have adequate reserves. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. Responsibilities As an Associate, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Invite and give in the moment feedback in a constructive manner. Share and collaborate effectively with others. Identify and make suggestions for improvements when problems and/or opportunities arise. Handle, manipulate and analyse data and information responsibly. Follow risk management and compliance procedures. Keep up-to-date with developments in area of specialism. Communicate confidently in a clear, concise and articulate manner - verbally and in the materials I produce. Build and maintain an internal and external network. Seek opportunities to learn about how PwC works as a global network of firms. Uphold the firm's code of ethics and business conduct. You will play an integral role in leveraging sophisticated actuarial software to develop, test and run models that perform a variety of complex calculations for our life, annuity, and health insurance clients which includes the following but are not limited to: Supporting the audits of several of the largest insurers in the world. This includes public, private and mutual insurers. It also includes the insurance operations of several banks and private equity firms. Primarily using Axis and Prophet but also using other vendor software or work on models developed by our clients. Designing, building and testing new models for our clients. We also convert existing models to models supported by other vendors. The models are used for financial and capital reporting, testing client’s models, and mergers and acquisitions activities. Using these actuarial models, our team also performs valuation and reporting services for our clients as part of our managed service offering. Specific Responsibilities Include But Are Not Limited To Participating in a wide range of projects and collaborating across multiple work streams or teams; consistently demonstrating creative thinking, individual initiative and timely completion of assigned work. Consistently demonstrating teamwork dynamics by working as a team member: understanding personal and team roles; contributing to a positive working environment by building solid relationships with team members; proactively seek guidance, clarification and feedback. Ability to prepare deliverables within stringent deadlines. Keep up to date with local, national and international business and economic issues. Contribute to the development of your own and team’s technical acumen. Serve as participant on communications with numerous Engagement teams A career in this practice will provide you the opportunity to help organizations by providing technical actuarial services. You will have the opportunity to specialize in some of the Following Demonstrating some proven knowledge of, and/or success in managerial roles involving, technical actuarial subject matter specialization, especially in Life or Non-Life industry and regulatory developments. Demonstrating some proven knowledge of database structures and data process flows. Demonstrates some proven abilities and/or success with using actuarial software, preferably Axis or Prophet. Demonstrating some proven abilities and/or success as a team leader: creating a positive environment by monitoring workloads of the team while meeting client expectations and respecting the work-life quality of team members; providing candid, meaningful feedback in a timely manner; keeping leadership informed of progress and issues; answering questions and providing direction to less-experienced staff. Demonstrating some proven level abilities and/or success with writing, communicating, facilitating, and presenting cogently; to and/or for all levels of industry audiences, clients and internal staff and management. Bachelor’s in finance/Economics/Mathematics/Statistics (B. Com, B.A (Economics) B.Sc. with Economics / Mathematics / Statistics Hons) with focus on actuarial methods and Principals Along With Following Certifications / Degree Actively pursuing Membership / Associateship of the Institute and Faculty of Actuaries / Institute of Actuaries of India (or equivalent) with a minimum of 2 Actuarial Exams Work Experience ranges as below: Associate – 0 to 1 year for the members / associate of Actuarial Institutions Associate 2 – 1 to 2 years for the members / associate of Actuarial Institutions Work Experience from following organisations: Big 4s – similar experience Any of the 24 registered Life Insurance Companies in India like LIC, HDFC Life, ICICI Pru, etc. Financial Consultancy / Financial Advisor Companies – Willis Towers Watson, Milliman, WNS Global Services, Numerica, Accenture General Insurance Corporation of India (GIC) Foreign Reinsurance Companies – Swiss Re, Munich Re, Scor SE, Hannover Re, RGA Life, XL Insurance Company SE, General Reinsurance AG, AXA France Vie, Allianz Global Corporate & Specialist SE Advance knowledge on Microsoft Office especially Excel An additional knowledge of either of the following would be Preferred Data Analytics – Python, SQL Visualization Tools (Tableau, PowerBI, QuickSight) VBA programming Proficient written and verbal English communication skills Commitment to continuous training and to proactively learn new processes Team player – committed to providing high quality and maintaining timeliness Demonstrated self-motivation and a desire to take responsibility for personal growth and development. 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The Senior Vice President position will hold a critical role within the Structured Credit and Real Estate Underwriting (SCREU) team administering a multi-billion dollar portfolio of real estate including conventional and affordable housing as well as related real estate sectors such REITS/REOC, casino/gaming, and homebuilders. The role is a senior position responsible for leading and coordinating a team of Analysts and Associates, providing overseeing the work of the juniors, quality assurance, timely delivery, and analytical rigor, liaising with Origination, other Institutional Credit Management teams, and Independent Risk; conducting credit reviews and monitoring the portfolio to identify credit migration. Knowledge of real estate underwriting terms, industry standards and methods as well as the ability to train and develop a team of asset managers and underwriters is critical. The SVP will be responsible for all underwriting activities including memo production, transaction diligence, oversight/staffing responsibilities and quality control of a team of ~15. Responsibilities: Accountability for ensuring strong analysis of the assigned Real estate portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards. Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums Supervise analysts and associates to perform periodic monitoring of the portfolio Ensure maintenance of organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes. Perform quality control of the approval memos to ensure accuracy and completeness of input Ensures team monitors the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and makes appropriate recommendations with the aim of identifying and mitigating credit risks. Ensure ongoing and timely feedback and coaching of junior team to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution Provide support to Director and other senior team members, lead projects and initiatives in the wider team Support the ICM Real Estate Underwriting Verticals (Citi Community Capital, CRE) on strategic initiatives/projects Support VOE initiatives Keep abreast of industry and market trends and customer-specific events Qualification and Experience: 13+ years of credit, portfolio management or product experience (preferably real estate underwriting or asset management) in a financial institution, rating agency, financial guarantor, or asset management firm Experience in leading a team and in coaching and mentoring junior bankers Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment Ability to understand capital markets products and complex financing and product structures Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks Pro-active disposition with ability to work autonomously and within a team Typically deals with complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting needs. Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources. Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc. On track for internal Senior Credit Officer designation is a plus Strong Microsoft Office skills. Modeling experience is a plus Strong attention to detail – the candidate will have responsibility for reviewing Credit Agreements/ legal documents to ensure that all risk and business points are covered Oral and written communications skills enabling the candidate to effectively interact with internal and external constituents of all levels Proven track record of partnering with global peers in leveraging and implementation of best practices Proven track record on managing individuals and teams on multiple locations, driving strong Culture and Thought Leadership through groups and functions Strong awareness and adherence to the control environment including Quality Assurance and Quality Control Proven culture carrier Education: MBA or CFA or CA ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Credit Decisions ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View the " EEO is the Law " poster. View the EEO is the Law Supplement . View the EEO Policy Statement . View the Pay Transparency Posting Show more Show less

A career within Actuarial Services, will provide you with the opportunity to contribute general insurance advice and consulting services to clients such as insurers, banks, regulators, and third party administrators. You’ll provide advice covering solvency, economic capital, risk management, mergers and acquisitions, company restructuring and risk control, financial modelling, underwriting, new legislation, and the efficiency of claims or reporting processes. Simply put, you might help analyse the impact that new regulation will have on an insurance company’s balance sheet or you could be revising businesses’ projections and making sure they have adequate reserves. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. Responsibilities As an Associate, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Invite and give in the moment feedback in a constructive manner. Share and collaborate effectively with others. Identify and make suggestions for improvements when problems and/or opportunities arise. Handle, manipulate and analyse data and information responsibly. Follow risk management and compliance procedures. Keep up-to-date with developments in area of specialism. Communicate confidently in a clear, concise and articulate manner - verbally and in the materials I produce. Build and maintain an internal and external network. Seek opportunities to learn about how PwC works as a global network of firms. Uphold the firm's code of ethics and business conduct. You will play an integral role in supporting our large P&C clients as well as a variety of cross-industry clients who either self-insure or offer loyalty programs in a variety of ways which includes the Following But Are Not Limited To Supporting the audits of several of the largest insurers in the world. This includes public, private and mutual insurers. It also includes dozens of large firms across multiple industries. Performing a variety of consulting projects that include financial reporting, capital reporting, product pricing. We also perform operational and organizational consulting for our clients. Supporting buyers and sellers in merger and acquisition activities. This includes analysis of the underlying products and services as well as potential risks and other elements that affect the price of the deal. Help them design, develop and value warrantee programs across multiple industries. Specific Responsibilities Include But Are Not Limited To Participating in a wide range of projects and collaborating across multiple work streams or teams; consistently demonstrating creative thinking, individual initiative and timely completion of assigned work. Consistently demonstrating teamwork dynamics by working as a team member: understanding personal and team roles; contributing to a positive working environment by building solid relationships with team members; proactively seek guidance, clarification and feedback. Ability to prepare deliverables within stringent deadlines. Keep up to date with local, national and international business and economic issues. Contribute to the development of your own and team’s technical acumen. Serve as participant on communications with numerous Engagement teams A career in this practice will provide you the opportunity to help organizations by providing core actuarial and insurance services. You will have the opportunity to specialize in some of The Following Participating in providing clients advice and counsel in the areas of process improvement, risk and capital management, value analyses and actuarial and quantitative modeling; Participating in a wide range of projects; consistently demonstrating creative thinking and individual initiative; Demonstrating teamwork dynamics through working as a team member; Identifying and addressing client needs; and, Demonstrating flexibility in prioritizing and completing tasks while exercising professional scepticism. Demonstrating ability to research and analyse pertinent client, industry, and technical matters; Experience demonstrating strong problem-solving skills and the ability to prioritize and manage multiple tasks; Ability to interact with various levels of client and firm management through both written and verbal communications; and, Ability to self-motivate and take responsibility for personal growth and development. Bachelor’s in finance/Economics/Mathematics/Statistics (B. Com, B.A (Economics) B.Sc. with Economics / Mathematics / Statistics Hons) with focus on actuarial methods and Principals Along With Following Certifications / Degree Actively pursuing Membership / Associateship of the Institute and Faculty of Actuaries / Institute of Actuaries of India (or equivalent) with a minimum of 2 Actuarial Exams Certification requirement may be waived if the candidate has more experience in the relevant field Work Experience ranges as below: Associate – 0 to 1years for the members / associate of Actuarial Institutions Associate 2 – 1 to 2 years for the members / associate of Actuarial Institutions Work Experience from following organisations: Big 4s – similar experience Any of the 24 registered Life Insurance Companies in India like LIC, HDFC Life, ICICI Pru, etc. Financial Consultancy / Financial Advisor Companies – Willis Towers Watson, Milliman, WNS Global Services, Numerica, Accenture General Insurance Corporation of India (GIC) Foreign Reinsurance Companies – Swiss Re, Munich Re, Scor SE, Hannover Re, RGA Life, XL Insurance Company SE, General Reinsurance AG, AXA France Vie, Allianz Global Corporate & Specialist SE Advance knowledge on Microsoft Office especially Excel An additional knowledge of either of the following would be Preferred Data Analytics – Python, SQL Visualization Tools (Tableau, PowerBI, QuickSight) VBA programming Proficient written and verbal English communication skills Commitment to continuous training and to proactively learn new processes Team player – committed to providing high quality and maintaining timeliness Demonstrated self-motivation and a desire to take responsibility for personal growth and development. 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Job Purpose Job Purpose Description Job Purpose: Write the purpose for which the job exists (in 2-3 lines) ( Max 1325 Characters) The Purpose Of This Job Is To set business objectives for the branch & geographic region covered by the branch in line with the mortgage business unit objectives of book size, profitability, MIS & portfolio management, team building etc. To own the P&L for the branch in terms of % contribution, NII, campaign/ marketing activity spends, fees, direct sourcing, distribution payments and risk- return parameters To devise business strategy for area wise achievement of business objectives in terms of product mix [LAP/ LRD/ HL] and channel/distribution mix. To ensure end to end management of sales operations transactions by driving superior product delivery and enhancing financial knowledge of RMs/ SRMs To monitor and control credit quality of new acquisitions by driving strong due diligence mechanisms and emphasizing post sanction surveillance through strong customer/ distributor relationship management To hire, develop, motivate and retain RMs/ SRMs and support them in conversion of complex cases, distributor rate negotiations etc To act as a point of escalation for early warning signals for potential NPAs and probable fraudulent cases Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job. Function Dept. Section Remarks (As applicable) Manpower (Nos.) A Management B Staff C Worker D Contract Total Other Relevant Parameters (Capacity/Volumes /Budget) NII [Net Interest Income] 1.5- 2.0 Cr Book Size 50-85 Cr PF 0.75 -1.25 Cr Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ( (Max 3975 Characters) As the debt arm of Aditya Birla Financial Services Group (ABFSG), Aditya Birla Finance Limited (ABFL) offers specialized lending and financing solutions in the areas of Capital Markets, Corporate/ Trade Finance, Commercial Real Estate and Mortgages. Currently ranked within the top 25 NBFCs of India, we have made significant progress and our balance sheet at INR 15,000 Cr plus exceeds that of several mid-sized Banks and NBFCs. A well established brand and top 3 player in the Capital Markets space, today our product suite comprises of a well-diversified look, with equal weightage and focus given to the 3 lines of business. Having seen a y.o.y cumulative growth of 50% in both top-line and bottom line, sustainable profitability continues to be the key management agenda. The company has a well-defined vision of being one of the most reputed and material financiers within the lending space – spread across both retail HNI and corporate clientele. We have made significant investments in our process and system infrastructure towards preparing for the next level of growth and are one of the only financial entities certified for ISO 9001:2008 across all our business processes. Spread across 18 cities, we plan on further diversifying our risk and revenue mix through expansion into new geographies and new product segments allowing our customers a one-window shop for all their financing needs. Mortgage lending encompasses a wide variety of financing solutions for clients, ranging from vanilla Home Loans and Loan against property, to more complex Lease Rental discounting, Commercial Purchase and Construction Finance lending. Financing solutions are provided to Self-Employed [professionals/ non-professionals/ salaried] against a wide array of lending programs, each of which aims to estimate the client’s repayment capability accurately before the company to take an exposure. The lending program requires assessing clients on various dimensions, including income, repayment behaviour, stability of income/ residence, profile, collateral [valuation, marketability], ownership structure of business and the property and many others. Loan approvals entail a good mix of profile checks, balance sheet lending and collateral assessment. An in-depth understanding of the customer’s business model, customers & suppliers, success factors and dependencies needs to be taken into account given these are long term exposures [ranging upto 15 – 20 years]. The financials are assessed to understand the repayment capability in the near and long term. Collateral assessment is another complex part of the underwriting process involving checking the structural stability, marketability, valuation, regulatory / local body compliance and legal veracity – all to ensure the property can be liquidated to repay the loan if required in case of customer default. Lending is often structured to meet the client needs by deriving comfort through the hard collateral [can be a ready or under-construction property / project] and cash flows [in form of rentals, or project cash-flows – both against sold/ unsold receivables]. In construction finance, underwriting focuses not on the balance sheet but significantly on the project and the promoter group. Assessment here involves understanding the previous track record of the builder in terms of quality and timeliness of completion, saleability of projects, track record with other lenders and no. of projects delivered in the past. Project monitoring and end use of funds disbursed are critical here given risks around funds being used elsewhere, sale receivables not coming to the lender as a repayment and so on. Prudent customer selection is critical and is highly dependent on a relationship manager’s market awareness and client background information. Being one of the most preferred asset classes in the lending space today lends this business the immense challenge of competing with all FIs / banks in a highly price sensitive target segment. In construction finance, underwriting focuses not on the balance sheet but significantly on the project and the promoter group. Assessment here involves understanding the previous track record of the builder in terms of quality and timeliness of completion, saleability of projects, track record with other lenders and no. of projects delivered in the past. Project monitoring and end use of funds disbursed are critical here given risks around funds being used elsewhere, sale receivables not coming to the lender as a repayment and so on. Prudent customer selection is critical and is highly dependent on a relationship manager’s market awareness and client background information. Being one of the most preferred asset classes in the lending space today lends this business the immense challenge of competing with all FIs / banks in a highly price sensitive target segment. Job Context Key Aspects Mortgage function added as most recent line of business to ABFL in 2011, caters to the short term and long term funding needs of the Institutional as well as retail clients across the country. The product portfolio includes Loan against property, Lease rental discounting, home loans disbursements, etc Late entry into a highly competitive and commoditized market While unit of sizing up the business is its loan book size, the mortgage function has been tasked with profitability and zero delinquency as key objectives Market has displayed a high dependence on distributors historically for sales. Distributors not tied agents. Target customers largely from the self employed category, making regional/ local variables central to customer’s decision making Business cycles follow real estate market fluctuations, although Tier 1 cities are least impacted as a result Product associated with high emotional value [property]. Relationship management key to procuring business and post sanction surveillance of loans. Strong understanding of business finance, loan structuring methods and credit administration key to building credibility with customers and gaining competitive advantage Understanding of local regional market characteristics such as region specific occupations/trade, local financial and investment preferences and practices important to gain competitive advantage while structuring loans. Key Challenges To ensure a branch strategy that is differentiated and innovative and that can withstand competitive pressures To maintain a healthy P&L for the branch To constantly upgrade financial know how of self, team members and channel partners on loan structuring methods and business financials in order to build credibility with customers To keep abreast with the latest market trends and local market preferences and needs To ensure conversion percentages are high despite a highly competitive and commoditized market To ensure credit quality through strong due diligence and tight controls Recruitment of mortgage sales specialists across levels in the team and getting them oriented for corporate mortgage lending. To enable RMs/ SRMs to build meaningful and long term partnerships [ Customer/ Channel Partner] To enable DSAs to increase product sales while simultaneously maintaining control of the sales distribution outcomes with self To ensure compliant sales operations despite sales pressures and market cycles Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)- Maximum 10 KRAs can be updated Key Result Areas ( Max 1325 Characters) Supporting Actions ( Max 1325 Characters) Branch Sales & Market Penetration Management Defines the branch strategy to drives sales and achievement of targets in terms of product mix, customer segments, channel/ distributor mix and budgets for marketing/ lead generation initiatives. Sets business targets for self and RMs/ SRMs in the team and works towards achievement of the same Identifies business growth opportunities in the region in terms of channel partners and key customer segments and directs RMs/ SRMs towards tapping these opportunities Engages with Channel partners, DSAs and other distributors to understand the proposals submitted and extract critical supporting documentation. Increases branch revenues through strong focus on cross-selling initiatives & innovative product mixes. Enables and drives contests/marketing campaigns to spread brand and product awareness and expand business volumes for the branch Monitors and achieves target book size through the above activities Branch Profitability Management Ensures achievement of branch book size, revenues, NII & PF targets from direct / channel sales by aligning sales actions with branch business strategy Maximizes profits by ensuring targeted fee income & effective cost management Ensures branch budgets are adhered to and optimally utilized for maximum returns Distribution Expansion Operations Monitors local market trends and competitive offerings & identifies opportunities for distribution expansion for the branch Engages regularly with key channel partners & develops consistent touch points with them to enable quicker and better customer connectivity Devises a strategy to enable branch channel partners through knowledge sharing via engagement programs & sales training, in order to build long term partnerships and capabilities Monitors SLAs & sales efficiencies of channels & ROI of channels Effectively deploys schemes & prioritize sales of high revenue products/ structures through distribution network Branch Customer Servicing & Relationship Management Monitors client servicing metrics for the branch and sets standards for the same. Mentors and develops RMs/ SRMs to achieve client centricity in their interactions Supports RMs/ SRMs in moving exception cases through the credit risk team within regulatory and compliance guidelines Identifies and implements market best practices for enhancing operational efficiency, productivity and customer satisfaction across branch operations Enables RMs/ SRMs to develop strong client relationships in order to carry out pre sanction due diligence/ post sanction surveillance from a de-risking perspective Branch Sales Operations & Internal Compliance Drives faster TATs on deal closures, tighter due diligence & compliant operations to improve branch operations metrics Shares policy inputs and updates based on market intelligence of the region/ market dynamics with relevant internal stakeholders Recommends process changes/improvements to enhance operational efficiencies and strengthen process controls Supports branch audit activities and addresses observations , if any, with appropriate levels of urgency Acts as a point of escalation on delinquent cases/ potential NPAs and closely monitors these through the team for collection dues. Branch Sales MIS & Reporting Ensures all branch sales metrics are shared and reported in a timely, accurate and compliant manner to the RSM/ ARSM and Business Analyst- Mortgages Monitors discrepancies/ variances in reporting and ensures they are corrected and reconciled with actual target achievement numbers Leverages sales MIS to track branch progress against targets on Book size, NII and PF and overall P&L People Management Evaluates Branch manpower plans & ensure effective retention through developing performance linked incentive structures Oversees sourcing, recruitment, on-boarding and capability development of team members to drive productivity Guides RMs/ SRMs for better customer acquisition, retention & helps them achieve superior outcomes by setting performance standards Trains RMs/ SRMs on product structuring and business finance to enable greater customer connect and increase the perception of their credibility as financial advisors/ representatives Ensures optimal work allocation within the branch team and drives accountability for results Job Purpose of Direct Reports: Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report) RM To effectively contribute towards building the asset of the Mortgages Division by marketing/ selling targeted Home Loan products and solutions to potential and existing customers at targeted yields. Ensure client and channel acquisition through effective networking, organizing local area programs, direct builder network and cross selling through group systems (ABMM/ABG group companies). SRM To effectively contribute towards building the Mortgages line of business and loan book by marketing/ selling all products (LAP/LRD/HL) and solutions to potential and existing customers at targeted yields and fee through a strong distribution network To strengthen the distribution network through the identification, empanelment and activation of able DSAs through knowledge sharing and capability building To ensure client and channel acquisition through effective networking, organizing local area programs, direct builder network, cross-selling through group (ABG group companies) To establish and nurture strong customer relationships through effective customer management and relationships building measures and techniques To leverage an understanding of local markets and preferences and facilitate structuring of loans in accordance To ensure all necessary due diligence is conducted to prevent fraudulent loans and ensure all sales processes are carried out in keeping with internal and regulatory guidelines, Relationships: Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives Relationship Type ( Max 80 Characters) Frequency Nature ( Max 1325 Characters) Internal RSM/ ARSM Credit Risk team Operations Team Business Analyst- Mortgages Daily Daily Daily Daily New client development, deal closures, market trend analysis, new market potential Loan proposals, documentation execution, loan sanctions Timely disbursements, monitoring for any deviations Monitoring Targets/ Sales MIS External Group & Non-group clients Key Channel Partners Daily Daily Customer relationship management (CRM), lead generation Lead generation, referrals, market & competitive intelligence Organizational Relationships: Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position. SIGN-OFF: Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record. Job Holder Reports to – Manager Name Signature (needed for the hard copy) Show more Show less

1. Claims Administration and Management Coordinate with branches in resolving the claims within the set SLAs / TATs; resolve any issue / concern Review the claim settlement status daily; guide team in addressing claims which exceed TAT; seek clarifications and resolve issues to ensure that the claims are processed at the earliest Conduct reviews (OFR / CFR) to identify problems within claims settlement and propose solutions; discuss the same with the superior and seek feedback / assistance in the same 2. TPA Management Connect with the TPA vendors and invite quotes; assess information like loss ratio/ service expectations, etc. ; Negotiate with the TPAs on different aspects; assess loss ratio and drive action to arrest the same by seeking assistance from underwriting team on premium / risk assessment, etc. Share policy details, benefits and nuances; train them on the specifics of the policy and how to administer the payment / claim processing 3. Report Generation (MIS) Generate MIS on set frequency and apprise relevant stakeholder of the claim status within the team Provide clarifications / reasons in case of delayed claim settlement 4. Team Training Lead training efforts for upskilling of team to better deliver in terms of claims administration, settlement, issue resolution, etc. Provide directions in planning and coordination of training efforts for team Motivate and retain key talent in the team 5. Process Improvement Collaborate with technology teams internally to drive implementation of tech-based platforms for claims processing, etc. Support different internal teams to come up with innovations / process improvement and drive its implementation for effective claims management 6. Team Development and Engagement Establish location wise performance expectations and evaluation metrics, and regularly review location wise performance Share information regarding business and key developments with the team proactively; guide them in utilizing their skills in the best possible manner Understand team grievances and guide for their effective resolution Identify and create development opportunities for team members to enhance functional knowledge

A career within Actuarial Services, will provide you with the opportunity to contribute general insurance advice and consulting services to clients such as insurers, banks, regulators, and third party administrators. You’ll provide advice covering solvency, economic capital, risk management, mergers and acquisitions, company restructuring and risk control, financial modelling, underwriting, new legislation, and the efficiency of claims or reporting processes. Simply put, you might help analyse the impact that new regulation will have on an insurance company’s balance sheet or you could be revising businesses’ projections and making sure they have adequate reserves. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. Responsibilities As a Senior Associate, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Use feedback and reflection to develop self awareness, personal strengths and address development areas. Delegate to others to provide stretch opportunities, coaching them to deliver results. Demonstrate critical thinking and the ability to bring order to unstructured problems. Use a broad range of tools and techniques to extract insights from current industry or sector trends. Review your work and that of others for quality, accuracy and relevance. Know how and when to use tools available for a given situation and can explain the reasons for this choice. Seek and embrace opportunities which give exposure to different situations, environments and perspectives. Use straightforward communication, in a structured way, when influencing and connecting with others. Able to read situations and modify behavior to build quality relationships. Uphold the firm's code of ethics and business conduct. Additional Job Description We are looking for a highly motivated and experienced insurance underwriting business analyst to join our team. You will play an integral role in supporting our large Property & Casualty (P&C) clients, primarily located in the United States. Additional clients may be large corporations who self-insure or who offer loyalty programs. Your primary role will be preparing insurance underwriting and pricing business requirements for conversion to modern cloud-based technology. You will meet with clients and review their existing rating and underwriting processes and rules. You will review insurance rule manuals from standards organizations such as Insurance Services Office (ISO) and National Council of Compensation Insurance (NCCI). You will apply your knowledge of insurance products and rating formulas to document the new underwriting and rating rules. The results of your work will be provided to a developer for coding into the new system. You will later be involved in quality assurance of the results, checking the calculated premiums from the new system vs. expectations and identifying and quantifying the source of any differences. In addition, you may be involved in other consulting projects that include financial reporting, capital reporting, product pricing, merger and acquisition activities, and operational and organizational consulting. Characteristics of the role include but are not limited to: Preparing deliverables within stringent deadlines Participating actively in team and client discussions and meetings; Keeping leadership informed of progress and issues; Consistently demonstrating creative thinking, individual initiative and timely completion of assigned work. Contribute to the development of your own and team’s technical acumen. Consistently demonstrating teamwork dynamics by working as a team member: understanding personal and team roles; contributing to a positive working environment by building solid relationships with team members; proactively seek guidance, clarification and feedback. Continuous training and proactively learning new processes Requirements Bachelor’s in finance/Economics/Mathematics/Statistics (B. Com, B.A (Economics) B.Sc. with Economics / Mathematics / Statistics Hons) or any other relevant degree 1 to 6 years work experience Demonstrated ability and/or a proven record of success with advisory agencies (ISO/NCCI/AAIS), personal, commercial, and specialty product offerings, the insurance contract, product model details, policy administration processes, regulatory and compliance agencies and related business functions. Demonstrates thorough abilities and/or a proven record of success in project activities such as: Writing and designing process maps; Preparing business requirements, documenting ‘As Is’ and ‘To Be’ processes and delivering process flows; Coordinating project input; Demonstrating ability to formally documenting functions; Writing process documentation; Demonstrating experience of making prompt and practical business decisions. Demonstrates thorough abilities and/or a proven record of success in insurance business applications such as: Policy administration; Enterprise data warehouse; and, Document management systems (production, imaging, storage) - as a functional user or as a business system analyst. Required certification or progress towards one of AICPCU Certifications - Chartered Property & Casualty Underwriter (CPCU), Associate in Risk Management (ARM), Associate in Claims (AIC), Associate in Underwriting (AU), Associate in Reinsurance (ARe), Associate in Insurance (AINS) Preferred Certifications or experience in one of vendor business applications - E.g. Guidewire (strongly preferred), Duck Creek, MajescoMastek, EIS, Exigen; CSC or One Shield, and Certified Business Analyst (CBAP) or Certification of Competency in Business Analysis (CCBA) Preference for pursuing Membership / Associateship of the Institute and Faculty of Actuaries / Institute of Actuaries of India (or equivalent) Advance knowledge on Microsoft Office especially Excel Preferred knowledge of Data Analytics – Python, SQL Fluent written and verbal English communication skills Strong preference for working schedule from 2:00pm to 10:00pm IST. Show more Show less

About Biz2Credit -https://www.biz2credit.com/about About Biz2X- https://www.biz2x.com/india/ Overview: We are looking for a highly strategic and results-oriented Director of Product to lead the development and evolution of our SBA Lending and Line of Credit (LOC) products. This role demands deep domain expertise in lending, underwriting, and regulatory compliance, along with strong leadership and product management skills. The ideal candidate will blend business acumen, technical understanding, and a deep appreciation of underwriting practices to build innovative, risk-aware, and customer-centric financial products. You will be responsible for the full product lifecycle—from vision and strategy to execution and optimization—while ensuring compliance and operational efficiency. Job Responsibilities:- Product Strategy & Roadmap: Define and drive strategy for SBA Lending and LOC products. Integrate underwriting insights to balance customer experience and compliance. Collaborate with stakeholders to align initiatives with business goals. Use market trends and feedback to inform roadmap decisions. End-to-End Product Ownership: Lead product lifecycle from ideation to launch. Manage backlog and prioritize features based on data and needs. Ensure features meet customer and underwriting criteria. Compliance & Customer Experience: Ensure compliance with SBA, FDIC, and regulations. Stay ahead of regulatory changes and integrate them into products. Represent customer and underwriter needs in product discussions. Team Leadership: Lead and mentor product managers. Foster a collaborative, data-driven culture. Experience & Skills: 12+ years in product management, 7-10 years in SBA Lending/underwriting. Experience with complex lending products and compliance. Strong knowledge of SBA guidelines and FDIC regulations. Education & Skills: Bachelor’s in Business, Finance, or related field; MBA preferred. Proficient in JIRA, Confluence, Aha!, SQL, and Excel. Familiar with underwriting systems and Agile methodologies. Apply on link - https://app.intalent.ai/biz2credit/recruitment/candidate/new/247 Show more Show less

Company Description SSS Risk Management and Insurance Brokers Pvt Ltd is a reputable insurance brokerage firm operating in the Life & General insurance sectors. Our company holds the necessary licenses and certifications to provide authentic and reliable insurance products to our customers. Open Positions: Corporate Relationship Manager Agency Relationship Manager Insurance Underwriting Manager Area Sales Manager Senior Sales Manager Location: Ahmedabad Show more Show less

Job Description :1. Tele callers to generate sales leads for Home loans, LAP, Balance Transfer & Top up. This would include domain training, Call monitoring & advising customers about right banking products. 2. Preparation of Mortgage files before submitting to respective banks. This would include documents coordination with RMs, reviewing the same for completion against checklist & submitting to the respective bank for logins. 3. Coordinating with all the banking RMs for logins, legal & technical initiation, personal discussion with bankers, post login queries from credit and underwriting team and ensuring timely disbursements. 4. Assigning new leads from the telecalling team to the respective Loan Bazaar RMs after discussing the case with the business head for bank selection and organising client meetings. 5. Updating daily MIS for case monitoring and progress. Lead daily review calls with business heads and RMs for strong follow ups with respective clients or bankers. Location - Goregaon, Mumbai, Maharashtra Experience - 3 to 4 Years from DSA or NBFC Job Type: Full-time Pay: ₹25,000.00 - ₹28,000.00 per month Benefits: Health insurance Schedule: Day shift Language: Hindi (Preferred) English (Preferred) Work Location: In person

Job Description : tele callers to generate sales leads for Home loans, LAP, Balance Transfer & Top up. This would include domain training, Call monitoring & advising customers about right banking products. 2. Preparation of Mortgage files before submitting to respective banks. This would include documents coordination with RMs, reviewing the same for completion against checklist & submitting to the respective bank for logins. 3. Coordinating with all the banking RMs for logins, legal & technical initiation, personal discussion with bankers, post login queries from credit and underwriting team and ensuring timely disbursements. 4. Assigning new leads from the telecalling team to the respective Loan Bazaar RMs after discussing the case with the business head for bank selection and organising client meetings. 5. Updating daily MIS for case monitoring and progress. Lead daily review calls with business heads and RMs for strong follow ups with respective clients or bankers. Location - Goregaon, Mumbai, Maharashtra Experience - 10 + Years from DSA or NBFC Salary Range - 50- 60k Per month plus incentive. Job Type: Full-time Pay: ₹25,000.00 - ₹28,000.00 per month Benefits: Health insurance Schedule: Day shift Experience: total work: 1 year (Preferred) Work Location: In person

Underwriting Pondicherry - Easwaran Koil Street Posted On 24 Oct 2024 End Date 24 Oct 2025 Required Experience 2 - 3 Years BASIC SECTION Job Level GB02 Job Title Deputy Manager - Underwriting, Affordable Housing, Credit Job Location Country India State PUDUCHERRY Region South City Pondicherry Location Name Pondicherry - Easwaran Koil Street Tier Tier 2 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player

UnderwritingWarangal Posted On 24 Oct 2024 End Date 24 Oct 2025 Required Experience 2 - 3 Years BASIC SECTION Job Level GB04 Job Title Senior Area Manager - Underwriting, Affordable Housing, Credit Job Location Country India State TELANGANA Region South City Warangal Location Name Warangal Tier Tier 2 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player

About Chubb Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com. About Chubb India At Chubb India, we are on an exciting journey of digital transformation driven by a commitment to engineering excellence and analytics. We are proud to share that we have been officially certified as a Great Place to Work® for the third consecutive year, a reflection of the culture at Chubb where we believe in fostering an environment where everyone can thrive, innovate, and grow With a team of over 2500 talented professionals, we encourage a start-up mindset that promotes collaboration, diverse perspectives, and a solution-driven attitude. We are dedicated to building expertise in engineering, analytics, and automation, empowering our teams to excel in a dynamic digital landscape. We offer an environment where you will be part of an organization that is dedicated to solving real-world challenges in the insurance industry. Together, we will work to shape the future through innovation and continuous learning. Position Details Key Responsibilities: Design, develop, and implement ETL processes using IICS to extract, transform, and load data from various sources into our data warehouse. Collaborate with data architects and business stakeholders to understand data requirements and translate them into technical specifications. Optimize and maintain existing data pipelines to ensure high performance and reliability. Work with Informatica Data Management Cloud (IDMC) to manage and integrate data across cloud and on-premise environments. Monitor data quality and implement data validation and cleansing processes to ensure data accuracy and integrity. Troubleshoot and resolve data-related issues and provide support for data integration processes. Document data engineering processes, technical specifications, and workflows. Stay updated with the latest trends and best practices in data engineering and cloud data management. Qualifications: Bachelor’s degree in Computer Science, Information Technology, or a related field. Proven experience as a Data Engineer or in a similar role. Strong proficiency in Informatica Intelligent Cloud Services (IICS) and ETL tools. Experience with Informatica Data Management Cloud (IDMC) is highly desirable. Solid understanding of data warehousing concepts and data modeling. Proficiency in SQL and experience with relational databases. Familiarity with cloud platforms such as AWS, Azure, or Google Cloud is a plus. Excellent problem-solving skills and attention to detail. Strong communication and collaboration skills. Why Chubb? Join Chubb to be part of a leading global insurance company! Our constant focus on employee experience along with a start-up-like culture empowers you to achieve impactful results. Industry leader: Chubb is a world leader in the insurance industry, powered by underwriting and engineering excellence A Great Place to work: Chubb India has been recognized as a Great Place to Work® for the years 2023-2024, 2024-2025 and 2025-2026 Laser focus on excellence: At Chubb we pride ourselves on our culture of greatness where excellence is a mindset and a way of being. We constantly seek new and innovative ways to excel at work and deliver outstanding results Start-Up Culture: Embracing the spirit of a start-up, our focus on speed and agility enables us to respond swiftly to market requirements, while a culture of ownership empowers employees to drive results that matter Growth and success: As we continue to grow, we are steadfast in our commitment to provide our employees with the best work experience, enabling them to advance their careers in a conducive environment Employee Benefits Our company offers a comprehensive benefits package designed to support our employees’ health, well-being, and professional growth. Employees enjoy flexible work options, generous paid time off, and robust health coverage, including treatment for dental and vision related requirements. We invest in the future of our employees through continuous learning opportunities and career advancement programs, while fostering a supportive and inclusive work environment. Our benefits include: Savings and Investment plans: We provide specialized benefits like Corporate NPS (National Pension Scheme), Employee Stock Purchase Plan (ESPP), Long-Term Incentive Plan (LTIP), Retiral Benefits and Car Lease that help employees optimally plan their finances Upskilling and career growth opportunities: With a focus on continuous learning, we offer customized programs that support upskilling like Education Reimbursement Programs, Certification programs and access to global learning programs. Health and Welfare Benefits: We care about our employees’ well-being in and out of work and have benefits like Employee Assistance Program (EAP), Yearly Free Health campaigns and comprehensive Insurance benefits. Application Process Our recruitment process is designed to be transparent, and inclusive. Step 1: Submit your application via the Chubb Careers Portal. Step 2: Engage with our recruitment team for an initial discussion. Step 3: Participate in HackerRank assessments/technical/functional interviews and assessments (if applicable). Step 4: Final interaction with Chubb leadership. Join Us With you Chubb is better. Whether you are solving challenges on a global stage or creating innovative solutions for local markets, your contributions will help shape the future. If you value integrity, innovation, and inclusion, and are ready to make a difference, we invite you to be part of Chubb India’s journey. Apply Now: Chubb External Careers TBD

Hyderabad, Telangana, India Category: Engineering Hire Type: Employee Job ID 8993 Date posted 02/24/2025 Alternate Job Titles: Senior Infrastructure Engineer Senior Systems Engineer Senior Storage Engineer We Are: At Synopsys, we drive the innovations that shape the way we live and connect. Our technology is central to the Era of Pervasive Intelligence, from self-driving cars to learning machines. We lead in chip design, verification, and IP integration, empowering the creation of high-performance silicon chips and software content. Join us to transform the future through continuous technological innovation. You Are: You are a skilled and motivated Infrastructure Engineer with a passion for optimizing and managing complex systems. You thrive in a collaborative environment and are adept at working with cross-functional teams to understand and meet their infrastructure needs. Your deep understanding of Linux-based environments and storage technologies, coupled with your hands-on experience with IBM LSF, makes you an invaluable asset to any team. Your proficiency in Python programming allows you to develop efficient scripts for automation and system optimization, ensuring that our infrastructure runs smoothly and efficiently. You are a problem-solver at heart, with strong analytical and troubleshooting skills that enable you to navigate and resolve issues in complex, distributed environments. With a Bachelor's degree in Computer Science, Information Technology, or a related field, and 3-5 years of relevant experience, you are ready to take on new challenges and contribute to our team's success. What You’ll Be Doing: Optimize Linux-based systems to support critical operations. Oversee the design, implementation, and management of storage solutions. Monitor cluster performance and ensure efficient resource utilization using IBM LSF. Develop, test, and maintain Python scripts for automation, system monitoring, and infrastructure optimization. Collaborate with underwriting teams to understand and support their infrastructure requirements. Participate in capacity planning and disaster recovery exercises. The Impact You Will Have: Ensure the reliability and efficiency of our Linux-based systems, supporting critical operations. Design and manage robust storage solutions that meet the needs of our growing infrastructure. Optimize resource utilization and cluster performance, contributing to overall system efficiency. Automate routine tasks and system monitoring, enhancing operational efficiency. Provide vital support to underwriting teams, ensuring their infrastructure needs are met effectively. Contribute to strategic capacity planning and disaster recovery efforts, ensuring business continuity. What You’ll Need: Deep understanding of Linux-based environments. Expertise in storage technologies (SAN, NAS, Object Storage, etc.). Hands-on experience with IBM LSF for workload management and troubleshooting. Proficiency in Python, with experience writing scripts for automation and system management. Strong analytical and troubleshooting skills in a complex, distributed environment. Who You Are: You are a collaborative team player with excellent communication skills. You are proactive, detail-oriented, and capable of managing multiple tasks simultaneously. Your ability to adapt to new technologies and environments, along with your commitment to continuous learning, sets you apart. You bring a positive attitude and a problem-solving mindset to every challenge you face. The Team You’ll Be A Part Of: You will join a dynamic team of engineers focused on optimizing and managing our infrastructure. Our team is dedicated to supporting the computational requirements of various departments, ensuring that our systems are robust, efficient, and scalable. We value innovation, collaboration, and continuous improvement, and we are committed to fostering a supportive and inclusive work environment. Rewards and Benefits: We offer a comprehensive range of health, wellness, and financial benefits to cater to your needs. Our total rewards include both monetary and non-monetary offerings. Your recruiter will provide more details about the salary range and benefits during the hiring process At Synopsys, we want talented people of every background to feel valued and supported to do their best work. Synopsys considers all applicants for employment without regard to race, color, religion, national origin, gender, sexual orientation, age, military veteran status, or disability.

UnderwritingWarangal Posted On 24 Oct 2024 End Date 24 Oct 2025 Required Experience 3 - 4 Years BASIC SECTION Job Level GB03 Job Title Deputy Area Manager - Underwriting, Affordable Housing, Collateral Job Location Country India State TELANGANA Region South City Warangal Location Name Warangal Tier Tier 2 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities 1) Collateral Query resolution (technical and legal) 2) Vendor audit 3) Document vetting 4) Vendor management 5) Deviation approvals 6) Qualitative inputs on collateral 7) Branch visits Required Qualifications and Experience 8. SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a) Qualifications:- Bachelor of Civil Engineering/Bachelor of Architecture b) Work Experience 3 to 4 years in same industry

About this role: Wells Fargo is seeking a... In this role, you will: Participate in monitoring, documenting, underwriting, and reacting to the credit quality of an assigned portfolio of loans within Corporate Banking Portfolio Management functional area and contribute to large scale planning related to functional area deliverables Review and research moderately complex business challenges that require an in-depth evaluation of multiple factors Resolve moderately complex issues and lead a Corporate Banking Portfolio Management team to meet project deliverables while leveraging solid understanding of the functional area, policies, procedures, and compliance requirements Collaborate and consult with peers, colleagues, and mid level managers to resolve issues and achieve goals Lead projects, teams, or serve as a mentor for less experienced staff Required Qualifications: 4+ years of Experience in CIB Portfolio Management, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Required Qualifications for Europe, Middle East & Africa only: Experience in CIB Portfolio Management, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: At least a B. Com/M. Com or an equivalent qualification. MBA, CA, CFA / FRM or an equivalent qualification would be a plus. 1 to 2 years of Securitization and / or CDF markets related experience and exposure is desirable. In-depth understanding of financial statements and accounting policies (IFRS/ GAAP etc.) of large corporates and/or financial institutions with ability to comprehend key risks. Proficiency in MS Office (Word, Excel & PowerPoint): Advanced knowledge of excel, VBA, python, macros, etc. would be a plus. Exposure in transformation projects, process efficiency, etc. would be an added advantage. Strong communication skills - both verbal and written. Ability to speak articulately and strong business writing skills. High level of personal motivation, strong interpersonal skills, and ability to multitask across contents in an evolving environment. Proven track record in training and developing junior team members. Must be comfortable working independently and as part of a team, leading projects and taking initiatives. Must be flexible to work in EMEA/partial US shift as per business requirements. Job Expectations: Reviewing monthly servicer/collateral reports received from clients for completeness & accuracy of information and monitor underlying collateral performance including adherence to borrowing base, covenants, deal triggers, tracking & reporting financial trends of servicer/borrowers and ensuring the facility continue to perform in accordance with the terms of the credit agreement. Credit analysis of the clients with detailed credit write-up of both public and non-public companies. The credit write-up includes business (operating), industry, and financial analysis (including forward-looking liquidity, debt schedule and performance to plan analysis) to assess the creditworthiness of borrower/servicer/parent while keeping track of the latest developments in the assigned asset classes. Performing Basel submissions for all the covered deals by capturing the data against the required Basel variables in an in-house portal on a quarterly basis. Training & mentoring junior team members and taking ownership of reviewing, checking & oversight responsibilities. Collaborating and consulting with colleagues and managers to achieve team goals. Posting End Date: 10 Jun 2025 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.