UnderwritingNalgonda Posted On 24 Oct 2024 End Date 24 Oct 2025 Required Experience 2 - 3 Years BASIC SECTION Job Level GB02 Job Title Deputy Manager - Underwriting, Affordable Housing, Credit Job Location Country India State TELANGANA Region South City Nalgonda Location Name Nalgonda Tier Tier 3 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player

FinacPlus provides virtual business process services to various types of overseas clients and this position is to be part of the team which provides support to USA client from Mortgage Finance industry and looking to hire Finance Graduates / Postgraduates as Mortgage Analysts. RESPONSIBILITIES Should be able to read and analyze all deal related documentation, due diligence, and third-party reports. Manage the overall deal process and completion of all necessary tasks proactively, always within deadlines, being insightful, accurate and consistent. Should be able to understand the sizer template and basic UW guidelines. Ensure all completed work is saved and available to the entire deal team. Concisely and comprehensively communicate daily progress on work prioritized, work completed and items outstanding and necessary to move the deal forward to the deal team at least once, if not twice daily Be ready to consistently upgrade their technical knowledge and skills and change behaviors to improve performance. Work with your local manager and colleagues in a positive, constructive, professional, and open way, being prepared to listen, accept, and act on feedback. Support and assist the team. Acting as a Technical Coach and helping in developing others on the team. Understand key performance indicators and continuously work to exceed expectations. Perform any other tasks or projects as assigned. QUALIFICATIONS AND EXPERIENCE B. Com / BBA Post Graduate Degree in Finance, M.com, MBA etc., A range of 1.5 – 3 years of experience within a banking institution managing and underwriting a portfolio of commercial real estate loans with a focus on Freddie/Fannie/Bridge Lending Business relationship management skills and the ability to understand and anticipate the needs of respective business stakeholders. Demonstrate the ability to review contingencies. Strong knowledge of underwriting philosophy. SKILLS Strong Finance and Accounting skills, Loan Interest calculations, application of financial policies of the company. Excellent oral and written communication skills Ability to work independently and as part of a team. Strong Knowledge of MS Office applications. Strong Knowledge in using internet and web applications. QUALITIES Strong commitment to support overseas client with utmost care. Good team player with greater level of integrity Excellent communication skills to interact with customers and business partners of the client. Good team player with greater level of integrity, Maintains Strict confidentiality of Client’s Data and information. Self-Motivated and Tough task master. Quick learner and continuous learner of new technologies. LOCATION: Hi-Tech City, Hyderabad, TIMINGS: 1:00PM to 10:00PM IST SALARY RANGE: AS PER INDUSTRY STANDARD

UnderwritingDelhi - Pitampura Posted On 05 Jan 2025 End Date 05 Jan 2026 Required Experience 8 - 9 Years BASIC SECTION Job Level GB06 Job Title Regional Manager - Underwriting, Salaried Loans, Salaried Loans - Prime Job Location Country India State DELHI Region North City New Delhi Location Name Delhi - Pitampura Tier Megapolis Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Deputy National Manager Underwriting will be responsible to Monitor the day to day sanctions across all branches in Region, Review the underwriting process and team management. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) 1. Ensuring compliance of the Credit Policy and processes within TAT 2. Checking client’s eligibility for the loan and his/her credit worthiness by looking at the other loans advances taken and payment history. 3. Drive the Productivity on the Floor and help Business to achieve the targets on monthly basis 4. Processing of file and checking the customer profile and categorizing it into low, medium and high risk. 5. Monitor portfolio on regular basis. 6. Training of Credit Managers on regular basis. 7. Liaison with RCU /L&D and to Conducting workshops along with on misses on policy and Fraud Triggers 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Centralized Shop Workshop PAN INDIA volumes gets processed 5. DECISIONS (Key decisions taken by job holder at his/her end) 1. Decide on the approval/rejection of logins. 2. Maintain quality of Portfolio and Decisioning of Files 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work 1. Business stakeholders, OPS, Collections, COE teams & HR Partners: To understand & drive business, drive training coverage to team members and provide feedback for system development. 2. Risk team: Understand changes in policies 3. Business teams: To understand & drive business External Clients Roles you need to interact with outside the organization to enable success in your day to day work NA 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) NA Other Dimensions (Significant volume dimensions associated with the job) Productivity of the Floor to be maintained at desired levels as per Management expectation, For Ex: today Productivity has to be at 16 Files on Floor per underwriter, 8. SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Required Qualifications and Experience Educational Qualifications a) Qualifications 1. MBA – Finance & B.com 2. Knowledge of Underwriting – SAL PL and experience of team handling b) Work Experience 1. Minimum 5 years of experience if internal candidate; 8 years if external. Should ideally come from a business background.

Role: Credit Underwriter Experience: 1-4 Years Location : Saket (Delhi) About the Company: At WeCredit, we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of funds. About The Role: We are looking for a detail-oriented and analytical Credit Underwriter to join our Credit & Risk team. The ideal candidate will assess loan applications, evaluate creditworthiness, and make informed decisions that align with the company’s risk appetite and business goals. Key Responsibilities: Review and analyze loan applications, financial documents, and credit reports Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity Make clear, data-driven underwriting decisions within defined turnaround times Ensure compliance with internal policies, regulatory norms, and credit risk standards Collaborate with sales, collections, and operations teams to ensure seamless customer journeys Continuously refine underwriting criteria based on performance and market trends Document decisions and maintain accurate underwriting records Qualifications: Bachelor’s degree in Finance, Economics, Business, or related field 1–3 years of experience in credit underwriting, preferably in NBFCs or fintech companies Strong understanding of credit risk, financial ratios, and lending practices Proficiency in MS Excel and credit scoring tools High attention to detail and strong analytical skills Ability to work independently and make sound judgments Experience in underwriting unsecured loans or digital lending platforms (Preferred) If you're someone who enjoys working with data, has a sharp eye for risk, and thrives in a dynamic environment—we’d love to hear from you! Job Type: Full-time Pay: ₹300,000.00 - ₹500,000.00 per year Benefits: Flexible schedule Schedule: Day shift Work Location: In person Speak with the employer +91 9105453268

Role & responsibilities: Good Personality with Interpersonal and sales skill Good knowledge of Motor's Insurance Team handling experience Building relationships with Motor agents. Coordinating with other departments such as Underwriting, Claims, & Operations To meet Agents, Lead providers, intermediaries on regular basis and maintaining records in a planned manner. Regular visit on field for sale of health policies with agents or individual. Preferred candidate profile : At least 3 years of on field sales experience in Insurance product. Graduation is mandatory. Candidates with operation background will not be fit for this job profile Need to work on 100% on-field for sales of Motor policies. If interested, kindly share your update resume at Shipra@exclusiveinsurance.in Job Type: Full-time Pay: ₹15,000.00 - ₹35,000.00 per month Schedule: Monday to Friday Experience: total work: 3 years (Preferred) Work Location: In person

SALPL - GrowthRaipur Posted On 06 Nov 2024 End Date 06 Nov 2025 Required Experience 3 - 4 Years BASIC SECTION Job Level GB02 Job Title Deputy Manager - SALPL - Growth, SALPL - Growth, Sales Job Location Country India State CHHATTISGARH Region East City Raipur Location Name Raipur Tier Tier 2 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Manage Professional Loan Risk function, maintaining a healthy portfolio, managing losses and bounces within defined threshold, and taking proactive actions to minimize losses for Professional Loan business and increase business volumes by identifying new Product and Business segments Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) 1. Risk Policy development & Assessment  Define customer profile and attributes in terms of Degree, Experience, business stability, Age, Bureau Behaviors, Banking Behavior, etc. to develop criteria required to assess the customer to approve/reject loan sanction request  Monthly assessment of various controls charts and KPI’s at Segments / Degree / Geography/ Leverage/ Deviations and take appropriate actions to maintain healthy portfolio  Define smart TTD Triggers, automate on system and ensure strong hind sighting of new acquisition. 2. Process Design  Define and periodically review the master process administered alongside the master policy, including aspects of various touch points (such as API integration)  Plan projects by leveraging analytics, technology, databases to build automated and rule-based decision making in operations with a view to minimize risk in business transactions, and improve predictability of risk  Conduct detailed internal checks and due diligence prior to decision making on the master process and policy for approval/non-approval of loans  Report and review loss rate as per predefined format and regulatory requirements on monthly basis and take corrective actions for maintaining loss rate targets post customer onboarding and ensure changes are reflected in master policy and process 3. Offer Efficiency management  Review offer waterfall from BIU / COE Teams on monthly/ quarterly basis to identify the gaps and obtain insights on where offers are targeted to increase offer efficiency  Monitor offers in compliance with risk rules on a continuous basis  Review and analyze 30-40 rules leading to offer pool generation, propose suggestions to CRO to enhance their efficiency, and put up to business stakeholders for review 4. Stakeholders management/ interaction  Conduct discussions with BIU teams to understand issues faced and resolve the same  Interact with credit underwriting team to ensure compliance of policies to be rolled out with underwriting/ regulatory guidelines  Engage with product teams at HO, business teams, sales teams and zonal managers to understand challenges, seek clarity on cases of delinquencies, resolve those and obtain feedback on location specific requirements  Visit collection branches for reviewing performance in terms of offers efficiency and understand issues faced, if any 5. Portfolio management  Analyze customer segments to identify good & bad customers and take necessary actions for managing bounces frequency within threshold, making sure losses are within limit  Track and manage risk metrices (such as current buck bounces, loss to AR, 12 months on books etc.) and provide overview of risk status to CRO on monthly basis  Anticipate future problems / issues with portfolio and take actions to mitigate problems and drive a healthy portfolio|MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job)  Score Card and Rule Based Paper Less underwriting process, pose high Fraud Risk and maintaining and managing sharper and agile controls is one of the Key Requirement for this role  Significant geographical spread across 600 locations in both Urban and Rural expanse and need for policy and process differentiation for these locations 5. DECISIONS (Key decisions taken by job holder at his/her end) Following decisions are taken by the role: Recommendations on offer efficiency Offer Management policies  Recommending changes in policies and obtain buy in of business stakeholders 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work Credit Underwriting team: To ensure understanding of policies to be rolled out are consistent with UW guidelines Sales: To resolve delinquencies, obtain feedback on location specific requirements Collection branches: To visit for reviewing performance in terms of offers efficiency External Clients Roles you need to interact with outside the organization to enable success in your day to day work Feedback from Channel Partners on Market Trend 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) Loan Loss: less than 1.8% of loss to AR Other Dimensions (Significant volume dimensions associated with the job)  Total Team Size: 4  Number of Direct Reports: 0  Number of Indirect Reports: 0  Number of Professional Loan locations: 600  Number of products: Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a) Qualifications CA/Postgraduate Work Experience 1. 5 years of experience 2. Experience of team management and stake-holders management 3. Knowledge of finance industry and experience in risk function

UnderwritingGuwahati Posted On 09 Aug 2024 End Date 09 Aug 2025 Required Experience 3 - 4 Years BASIC SECTION Job Level GB03 Job Title Manager - Underwriting, Business Loans, Legal & Collateral Job Location Country India State ASSAM Region East City Guwahati Location Name Guwahati Tier Tier 2 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities 1) Collateral Query resolution (technical and legal) 2) Vendor audit 3) Document vetting 4) Vendor management 5) Deviation approvals 6) Qualitative inputs on collateral 7) Branch visits Required Qualifications and Experience 8. SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a) Qualifications:- Bachelor of Civil Engineering/Bachelor of Architecture b) Work Experience 3 to 4 years in same industry

SALPL - GrowthErode Posted On 08 Feb 2025 End Date 08 Feb 2026 Required Experience 3 - 4 Years BASIC SECTION Job Level GB02 Job Title Deputy Manager - SALPL - Growth, Salaried Loan - Growth, Sales Job Location Country India State TAMIL NADU Region South City Erode Location Name Erode Tier Tier 2 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Manage Professional Loan Risk function, maintaining a healthy portfolio, managing losses and bounces within defined threshold, and taking proactive actions to minimize losses for Professional Loan business and increase business volumes by identifying new Product and Business segments Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) 1. Risk Policy development & Assessment  Define customer profile and attributes in terms of Degree, Experience, business stability, Age, Bureau Behaviors, Banking Behavior, etc. to develop criteria required to assess the customer to approve/reject loan sanction request  Monthly assessment of various controls charts and KPI’s at Segments / Degree / Geography/ Leverage/ Deviations and take appropriate actions to maintain healthy portfolio  Define smart TTD Triggers, automate on system and ensure strong hind sighting of new acquisition. 2. Process Design  Define and periodically review the master process administered alongside the master policy, including aspects of various touch points (such as API integration)  Plan projects by leveraging analytics, technology, databases to build automated and rule-based decision making in operations with a view to minimize risk in business transactions, and improve predictability of risk  Conduct detailed internal checks and due diligence prior to decision making on the master process and policy for approval/non-approval of loans  Report and review loss rate as per predefined format and regulatory requirements on monthly basis and take corrective actions for maintaining loss rate targets post customer onboarding and ensure changes are reflected in master policy and process 3. Offer Efficiency management  Review offer waterfall from BIU / COE Teams on monthly/ quarterly basis to identify the gaps and obtain insights on where offers are targeted to increase offer efficiency  Monitor offers in compliance with risk rules on a continuous basis  Review and analyze 30-40 rules leading to offer pool generation, propose suggestions to CRO to enhance their efficiency, and put up to business stakeholders for review 4. Stakeholders management/ interaction  Conduct discussions with BIU teams to understand issues faced and resolve the same  Interact with credit underwriting team to ensure compliance of policies to be rolled out with underwriting/ regulatory guidelines  Engage with product teams at HO, business teams, sales teams and zonal managers to understand challenges, seek clarity on cases of delinquencies, resolve those and obtain feedback on location specific requirements  Visit collection branches for reviewing performance in terms of offers efficiency and understand issues faced, if any 5. Portfolio management  Analyze customer segments to identify good & bad customers and take necessary actions for managing bounces frequency within threshold, making sure losses are within limit  Track and manage risk metrices (such as current buck bounces, loss to AR, 12 months on books etc.) and provide overview of risk status to CRO on monthly basis  Anticipate future problems / issues with portfolio and take actions to mitigate problems and drive a healthy portfolio|MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job)  Score Card and Rule Based Paper Less underwriting process, pose high Fraud Risk and maintaining and managing sharper and agile controls is one of the Key Requirement for this role  Significant geographical spread across 600 locations in both Urban and Rural expanse and need for policy and process differentiation for these locations 5. DECISIONS (Key decisions taken by job holder at his/her end) Following decisions are taken by the role: Recommendations on offer efficiency Offer Management policies  Recommending changes in policies and obtain buy in of business stakeholders 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work Credit Underwriting team: To ensure understanding of policies to be rolled out are consistent with UW guidelines Sales: To resolve delinquencies, obtain feedback on location specific requirements Collection branches: To visit for reviewing performance in terms of offers efficiency External Clients Roles you need to interact with outside the organization to enable success in your day to day work Feedback from Channel Partners on Market Trend 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) Loan Loss: less than 1.8% of loss to AR Other Dimensions (Significant volume dimensions associated with the job)  Total Team Size: 4  Number of Direct Reports: 0  Number of Indirect Reports: 0  Number of Professional Loan locations: 600  Number of products: Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a) Qualifications CA/Postgraduate Work Experience 1. 5 years of experience 2. Experience of team management and stake-holders management 3. Knowledge of finance industry and experience in risk function

Affordable HousingVadodara Posted On 25 Jan 2025 End Date 25 Jan 2026 Required Experience 3 - 5 Years BASIC SECTION Job Level GB02 Job Title Deputy Manager - Affordable Housing, Underwriting, Underwriting Job Location Country India State GUJARAT Region West City Vadodara Location Name Vadodara Tier Tier 2 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” To handle and provide solution for a transactional activities of field team and making sure the implementation of projects are end to end satisfying the requirement. Duties and Responsibilities 1. Resolving SFDC functions related issues 2. Resolving BRE level issues 3. Educating internal and field teams on issues due to training requirements 4. Constant observations on the issues raised by the field team 5. Raising regular IT request to resolve issues 6. Constant communication between IT and Product teams to identify the changes 7. Attending bi-weekly meetings with IT to find the bigger solution 8. Find solutions to the repetitive problems and submit BRD 9. Interacting with field teams to identify the exact issues Required Qualifications and Experience ducational Qualifications a) Graduate or equivalent b) 1+ years of experience Finance industry support of system c) Well versed in MS Office d) Agile ability on the work timings

UnderwritingRajkot Posted On 06 Dec 2024 End Date 06 Dec 2025 Required Experience 2 - 3 Years BASIC SECTION Job Level GB03 Job Title Manager - Underwriting, Business Loans, Business Loans - Emerging Job Location Country India State GUJARAT Region West City Rajkot Location Name Rajkot Tier Tier 2 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player

UnderwritingBhavnagar Posted On 10 Aug 2024 End Date 10 Aug 2025 Required Experience 2 - 3 Years BASIC SECTION Job Level GB02 Job Title Deputy Manager - Underwriting, Bharat Mortgage, Affordable Housing Job Location Country India State GUJARAT Region West City Bhavnagar Location Name Bhavnagar Tier Tier 2 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player

UnderwritingSurat Posted On 18 Sep 2024 End Date 18 Sep 2025 Required Experience 2 - 3 Years BASIC SECTION Job Level GB03 Job Title Manager - Underwriting, Business Loans, Secured & Secured Specialist Job Location Country India State GUJARAT Region West City Surat Location Name Surat Tier Tier 1 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player

UnderwritingSurat Posted On 25 Sep 2024 End Date 25 Sep 2025 Required Experience 5 - 6 Years BASIC SECTION Job Level GB04 Job Title Area Manager - Underwriting, UW - UCF, UW - UCF Job Location Country India State GUJARAT Region West City Surat Location Name Surat Tier Tier 1 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities 1. Underwriting of used car loans business 2. Incorporate industry best practices with respect to processing turn-around, risk metrics and policy 3. To provide an inside perspective on under-writing as managed by the leading financiers in the industry 4. Drive ownership of internal processes & compliance with underwriting policies 5. Support Business, Risk & Operations in meeting the long term goals of the respective businesses Required Qualifications and Experience "1. Chartered Accountant / MBA with atleast 8 years of experience in financial services under-writing 2. Atleast 6 years under-writing experience in used car loans with a reputed bank/NBFC 3. Role might encompass 8-10 days of travel in order to understand pan India markets Skills 1. High process orientation 2. Good analytical skills 3. Positive attitude. 4. Good communication skills, with proficiency in English. 5. Ability to interact and build common ground with various stake-holders in the business"

Business Loans - IndirectAhmedabad Posted On 28 Jan 2025 End Date 28 Jan 2026 Required Experience 2 - 3 Years BASIC SECTION Job Level GB02 Job Title Assistant Manager - Business Loans - Underwriting, West, Underwriting Job Location Country India State GUJARAT Region West City Ahmedabad Location Name Ahmedabad Tier Tier 1 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player

B2C Underwriting RuralBhuj Posted On 22 Jan 2025 End Date 22 Jan 2026 Required Experience 1 - 3 Years BASIC SECTION Job Level GB02 Job Title Assistant Manager - B2C Underwriting Rural, Rural Consumer Credit, RL Credit Job Location Country India State GUJARAT Region West City Bhuj Location Name Bhuj Tier Tier 3 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose Risk Management is core to Bajaj Finance. Most of the decisions in Risk Management are data driven and analytical. Statistical models are required to look at multi-variate dimensions from a risk perspective including calculating the expected credit loss, scenario analysis, forecasting, Stress Testing etc. Statistical models are built and scorecards are prepared which assesses parameters like PD (probability of default), EAD and LGD which are critical from a regulatory perspective and forms important aspect of regulatory reporting purpose. This role gives an opportunity of going beyond the above and gives deeper insights on the Regulatory norms on Credit Risk. The role allows candidate work on areas such as Stress Testing, Expected Credit Loss, Macro Economic stress, Macro stress models/forecasting etc. Duties and Responsibilities Build Stress Testing Framework and execute the same Develop, validate, and execute Stress Testing Tools and Stress Testing Engine Build, monitor, validate and track PD, LGD, EAD models for Stress Testing as per RBI guidelines Provide analytical solutions through statistical modeling, credit policy and strategy, reporting and data analysis for the BFL businesses Support any adhoc deep dive data analysis on portfolio metrices Support in Data analysis and segmentations. Ongoing liaising with IT, Credit and BIU teams to ensure all policies, processes, data flow are working efficiently, and all required changes are build and implemented suitably Key Decisions / Dimensions Model build design Algorithms that should be used in model building Business interpretation of statistical models Model Monitoring results and it’s interpretation Major Challenges Updated on new statistical modeling methods Writing efficient SQL and Python queries Incorporate the regulatory changes, as and when announced Liasing with IT and other teams to get models implemented in the systems Required Qualifications and Experience Qualifications B-Tech/MBA Finance / Postgraduate with 1-3 years in quantitative subjects (Statistics/Data Science) Work Experience 1-3 years relevant analytical experience in Model development, ML modelling, Forecasting, Segmentation and Clustering. Preferred Coding languages: SAS, SQL, R, Python. Classical statistical techniques: Regression, Logistic regression, Clustering, Dimensionality reduction techniques, Hypothesis testing. Experience in handling huge data base and the ability to do root cause analysis. Individual contributor with the capability to deliver projects within timeline Effective verbal and written communication skills

UnderwritingSaharanpur Posted On 05 Dec 2024 End Date 05 Dec 2025 Required Experience 2 - 4 Years BASIC SECTION Job Level GB04 Job Title Senior Area Manager - Underwriting, Business Loans, Business Loans - Growth Job Location Country India State UTTAR PRADESH Region North City Saharanpur Location Name Saharanpur Tier Tier 2 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities Designing processes and program for Mortgage portfolio Central Technical Monitoring and review framework for RM/D2C business. Conducting invisible monitoring too creating audit reports, and reporting to senior management. Understanding the complexities of Panchayat properties, its bye laws and acceptability of Panchayat properties. Analyzing location level collateral practices, bye-laws and property norms and deriving the location collateral policies. Risk management for property portfolio for Mortgages Portfolio. Technical audits/Mystery valuation to be conducted every months across branches to ensure the valuation process is in line with the best standards and practices Interaction with various internal and external vendors like FCU agency, CIBIL, panel advocates/valuers, FI agency etc on regular basis to get feedback and market information to establish possible risk points, default trends and gaps in current policy and processes. Conducting audits at central operations shop to check if the branch credit and sales team are fully complaint on current processes and policies. Required Qualifications and Experience "• Work Experience: Minimum 2-4 years Person with Technical and legal knowledge of property and various property transactions. Qualifications of BE civil/Bachelor of architecture. Construction management / MBA in Finance will be an added advantage. Exposure to property and project assessments / valuation: Candidates having work experience with reputed banks / HFCs will be an added advantage. Analytical skills Understanding of mortgage process and system"

Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose - the relentless pursuit of a world that works better for people - we serve and transform leading enterprises, including the Fortune Global 500, with our deep business and industry knowledge, digital operations services, and expertise in data, technology, and AI. Inviting applications for the role of Assistant Manager/Manager, Principal Consultant, Software Development, Product Development Genpact Commercial Banking GRADE is an industry-leading, top-notch engineering-driven software solution for financial institutions looking to streamline their current commercial lending and leasing processes. We work closely with our clients to re-engineer outdated, inefficient business processes and utilize GRADE, our Enterprise Credit Underwriting and Management Platform, to allow straight-through processing. Our clients benefit from configurable screens, workflows, rules that reflect their business processes, and built-in compliance features such as Reg B and Know Your Customer. GRADE is built on a core platform called Codify, the primary purpose of which is to enable the application teams to focus on understanding client requirements, building models, rules, and workflow to meet the requirements. The platform does all the heaving lifting from persistence, workflow orchestration, to delivering the user interface, calling a variety of integration services, and the ability for the application teams to deliver a high-quality, consistent product. We are looking for a very strong Java developer to work on the core Codify platform, to expand its use to build a variety of new and exciting digital applications. The candidate must be able to understand development and product requirements, to design and implement solutions on the platform. He will be responsible for transforming the core platform, to support microservices architecture. Responsibilities Effectively communicate with Business Analysts to analyze requirements. Synthesize and model business requirements with existing and new application functionality for changing business requirements. Develop Enhancements to the platform to meet the requirements. Facilitate meetings with other members of the engineering (internal and external) teams Work with Infosec teams to deliver a secure platform. Work with Cloud Operations to effectively communicate the requirements of the various services to be used. Debug application deployed in a cloud environment. Develop and support Sales Team with product Demos when needed Qualifications Minimum qualifications B.Tech / MCA or equivalent Background and Handson experience with Java development. Working experience using Spring (Spring Boot) and/or hibernate. Working on MVC framework (JSF experience is highly desirable) Broad familiarity with existing standards-based open-source projects Experience in building microservices Very Good understanding of Cloud Technologies (Azure, GCP, AWS), and experience working with AWS Environments. Tomcat (or similar Web server) Experiences working with GIT for source control is required. Relevant experience in Software Development Preferred Qualifications Postgres SQL Experience. Working with Drools Rules Management System and JBPM or Flowable - highly desirable Experience/Knowledge of working with React/Angular JS is highly desired. Experience/Knowledge of working with Maven Builds. Working with building Docker containers and deploying them to Kubernetes is highly desirable. Experience/Knowledge with RESTful service architecture. Experience in SCRUM or other Agile methodologies. Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation. Get to know us at www.genpact.com and on X , Facebook, LinkedIn, and YouTube. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training. Job Manager Primary Location India-Noida Schedule Full-time Education Level Bachelor's / Graduation / Equivalent Job Posting Jun 3, 2025, 4:02:21 AM Unposting Date Ongoing Master Skills List Operations Job Category Full Time

Company Description WNS (Holdings) Limited (NYSE: WNS), is a leading Business Process Management (BPM) company. We combine our deep industry knowledge with technology and analytics expertise to co-create innovative, digital-led transformational solutions with clients across 10 industries. We enable businesses in Travel, Insurance, Banking and Financial Services, Manufacturing, Retail and Consumer Packaged Goods, Shipping and Logistics, Healthcare, and Utilities to re-imagine their digital future and transform their outcomes with operational excellence.We deliver an entire spectrum of BPM services in finance and accounting, procurement, customer interaction services and human resources leveraging collaborative models that are tailored to address the unique business challenges of each client. We co-create and execute the future vision of 400+ clients with the help of our 44,000+ employees. Job Description Candidate should have experience into AML, KYC, Transaction Monitoring, CDD & EDD, Fraud, Disputes, Insurance, Underwriting, Secondary Research, Financial Research, PPT, Banking Knowledge, Mortgage, Loan Processing, Trade Finance, Payments, Editorial Services, Market Research. Perform all duties within team and personal targets. Meet or exceed performance targets, including quality assurance scores, customer satisfaction ratings, and response times. Monitor and action assigned queue. Perform all duties within team and personal targets. Candidate should be able to work under pressure. Must be comfortable with 24*7 work environment especially night shifts. Qualifications Graduate and Under Graduate Additional Information Nigh Shifts/Rotational Shifts Show more Show less

UnderwritingVizag Posted On 24 Oct 2024 End Date 24 Oct 2025 Required Experience 2 - 3 Years BASIC SECTION Job Level GB04 Job Title Senior Area Manager - Underwriting, Affordable Housing, Credit Job Location Country India State ANDHRA PRADESH Region South City Visakhapatnam Location Name Vizag Tier Tier 1 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player

UnderwritingVijayawada Posted On 11 Feb 2025 End Date 11 Feb 2026 Required Experience 3 - 4 Years BASIC SECTION Job Level GB04 Job Title Area Manager - Underwriting, Business Loans, Secured & Secured Specialist Job Location Country India State ANDHRA PRADESH Region South City Vijayawada Location Name Vijayawada Tier Tier 1 Skills SKILL SKILLS AS PER JD Minimum Qualification M.B.A. JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications and Experience "? Chartered Accountant /MBA Finance with 2-3 years of relevant experience.? Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans? Positive attitude and team player"

UnderwritingAnantapur - Kalyandurg Road Posted On 24 Oct 2024 End Date 24 Oct 2025 Required Experience 2 - 3 Years BASIC SECTION Job Level GB02 Job Title Deputy Manager - Underwriting, Affordable Housing, Credit Job Location Country India State ANDHRA PRADESH Region South City Anantapur Location Name Anantapur - Kalyandurg Road Tier Tier 3 Skills SKILL SKILLS AS PER JD Minimum Qualification OTHERS JOB DESCRIPTION Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player

Role & responsibilities: Good Personality with Interpersonal and sales skill Sound knowledge of Motor's Insurance Building relationships with Motor agents. Coordinating with other departments such as Underwriting, Claims, & Operations To meet Agents, Lead providers, intermediaries on regular basis and maintaining records in a planned manner. Regular visit on field for sale of health policies with agents or individual. Preferred candidate profile : At least 2 years of experience in field sales in Insurance product. Graduation is mandatory, candidates holding Diploma or Part Time degree certificate will not fit in criteria. Candidates with operation background will not be fit for this job profile Need to work on 100% on-field for sales of Motor policies. If interested, kindly share your update resume at Shipra@exclusiveinsurance.in Job Type: Full-time Pay: ₹15,000.00 - ₹35,000.00 per month Schedule: Monday to Friday Experience: total work: 3 years (Preferred) Work Location: In person

Job description The ideal candidate will be responsible for using their analytical mindset to analyse and interpret financial data, business setup, income records then relating it to potential business trends and issues. The candidate has to do loan underwriting for secured vertical for various bank and NBFC's. He has to prepare PD sheets. Must have good English writing skills. Responsibilities Analyse current and past financial data and performance for loan underwriting Consistently analyse financial information based on data collected Interpret financial data to recognize changing trends, patterns, and their meaning related to key performance indicators Communicate financial insights suggesting business issues to management Qualifications Bachelor's degree in Accounting, Economics, or Finance or equivalent experience CA Inter/CS Inter /MBA/ Experienced preferred 0 - 3 years' financial analysis experience Basic knowledge of Excel Job Types: Full-time, Permanent Pay: From ₹240,000.00 per year Schedule: Day shift Work Location: In person

Role & responsibilities: Good Personality with Interpersonal and sales skill Sound knowledge of Motor's Insurance Building relationships with Motor agents. Coordinating with other departments such as Underwriting, Claims, & Operations To meet Agents, Lead providers, intermediaries on regular basis and maintaining records in a planned manner. Regular visit on field for sale of health policies with agents or individual. Preferred candidate profile : At least 2 years of experience in field sales in Insurance product. Graduation is mandatory, candidates holding Diploma or Part Time degree certificate will not fit in criteria. Candidates with operation background will not be fit for this job profile Need to work on 100% on-field for sales of Motor policies. If interested, kindly share your update resume at Shipra@exclusiveinsurance.in Job Type: Full-time Pay: ₹15,000.00 - ₹35,000.00 per month Schedule: Monday to Friday Experience: total work: 3 years (Preferred) Work Location: In person