5764 Underwriting Jobs - Page 42

AB Housing Finance Limited Credit Manager - Vellore Location: Madurai, Tamil Nadu Job Purpose The purpose of this job is to execute risk and credit operations on the basic transactions assigned, as per established frameworks and processes, ensuring sound portfolio quality management. Further, this role coordinates with Sales, Operations and ABFL Risk colleagues to ensure efficient and effective risk management operations Job Context & Major Challenges Organizational Context Key Aspects: Part of the Aditya Birla Financial Service Group (ABFSG), Aditya Birla Housing Finance Limited (ABHFL) is registered with the National Housing Bank as a housing finance company under the National Housing Bank Act, 1987. The company offers a complete range of housing finance solutions such as home loans, home improvement and home construction loans, balance transfer and top-up loans, loans against property and construction finance. The company acquired its license on 9th July 2014 and has aggressive growth plans ABHFL operates in the Rs. 11.4 trillion Indian Housing Finance market, which has grown at a steady rate of 17% CAGR over the last 3 years while reporting good asset quality despite challenges in the operating environment. While the industry is dominated by five large groups, there has been an emergence of newer entrants in niche segments like affordable housing and self-employed borrowers, given the high potential in these segments. Despite increased focus by banks, HFCs have been able to maintain their share in the mortgage market and has remained stable at ~37% as on December 2015 The nature of the HFC business (dealing largely with retail customers in the potentially sensitive area of housing/ mortgages), along with the additional regulatory and control mechanisms imposed as a result, means it is imperative that all functions and processes align and comply with sound risk management guidelines and applicable regulations/ controls proactively and judiciously. This is vital for managing risk and protecting interests of both the business as well as the customer Job Context Key Aspects: The Risk team provides core underwriting services fundamental to the ABHFL business health, risk management and sustainability. Structured as a dual to the Sales/ Sourcing team, with positions mapped against corresponding Sales roles across the organization, the Risk team is responsible for necessary controls and process checks to ensure business performance and health Key Challenges While the ABFL Mortgages team also works with retail customers in the property space, the ABHFL business is exposed to the additional Construction Risk, i.e. risk from under construction projects not getting completed as planned. The Risk Team must factor for this when designing and implementing control mechanisms, and evaluating business proposals ABHFL is in its inception phase as a company and in the midst of rapid growth. The Risk function must therefore be able to balance priorities of risk management and business growth efficiently, without increasing sub-prime exposures or impacting business health and sustainability The housing space is characterized by state-wise norms and business practices, as well as varied interpretations of regulatory guidelines by different stakeholders. It is therefore essential for Risk function team members to remain up to date on business practices/ norms in their respective states/ locations and work within regulatory guidelines in a manner that minimizes business risk and also supports growth objectives Enabling Skill Sets & Qualifications Critical skill sets required to meet these challenges include business and commercial acumen, analytical skills, interpersonal and presentation skills, and execution capabilities Education & experience required to fulfil this profile are a CA/ MBA Finance with minimum 0 3 yrs of experience in a bank/ NBFC/ HFC Key Result Areas KRA (Accountabilities) (Max 1325 Characters) Supporting Actions (Max 1325 Characters) KRA1 Underwriting and Portfolio Quality Management Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases Liaise with relevant ABFL Risk team members for clarifications on Legal-Technical evaluations, as required KRA2 Process Efficiency Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs escalate to RCM as required KRA3 Risk Compliance & Control Ensure compliance with established risk management principles and norms compile periodic and need based MIS, reports, escalation case documents, etc. Conduct local risk operations in line with defined Maker Checker mechanism with Sales and Operations teams in a systematic manner, across key aspects such as exception approvals, collateral valuation, PDD completion, cheque bounce collections, etc. KRA4 Collection Efficiency Work in alignment with process-driven mechanisms for coordination with the Collections/ Operations team on tracking delinquency cases and driving collections efficiently and effectively Escalate specific/ complex cases, as required, to RCM for recovery and delinquency/ NPA avoidance Minimum Experience Level 4 - 8 years Job Qualifications Other Degree

Job Description Are you passionate about data engineering in Cloud technologies in most effective way and does creating innovative data management and reporting solutions excite you? Are you looking for an opportunity where you can both practice your technical trade while adding to your leadership, consulting, and delivery experience to turn a career corner? If you've got technical chops, consulting skills and are a passionate data architect, please read on... Responsibilities Accountable for delivery of data deliveries for top insurance and financial services clients world-wide Implement data warehousing solutions in AWS cloud, analytics data stores in advanced analytics platforms Work closely with BI technology vendors for any need arising due to production support, product upgrades, or development. Document data sources on client project and perform gap analysis and identify inflow of bad data into Cloud data warehouse and develop recommendations Development of database solutions by designing proposed system; defining database physical structure and functional capabilities, security, back-up, and recovery specifications to internal and external stakeholders Work closely with ETL/ ELT team for implementing data transformation requirements into the cloud data warehouse. Qualifications 3+ years of experience in Python programming, specifically in complex data loading using Python. 3+ years of hands on (strong) ETL is a must and prior experience in any RDMS experience is a must (Postgres is preferable) 2+ years of mandatoryhands on experience in AWS cloud technologies, CI/CD(GIT/ BitBucket) and managing data in AWS 2+ years of hands-on experience in Snowflake or AWS Redshift is required. Data Mapping expertise, ability to understand business requirements and derive data dictionary and data assets requirement for ETL/ ELT and DBA groups. Excellent communication skills, both written and verbal and attention to detail Analytical skills is must to understand the requirement and work on the tasks as an individual contributor. Ability to collaborate with peers and develop good working relationships. Knowledge of data warehousing on the AWS platform is required. AWS Certification especially Cloud Practitioner completion is desired . Hands on experience with Snowflake will be an asset. Hands on experience on Linux shell scripting is preferable. About Us For over 50 years, Verisk has been the leading data analytics and technology partner to the global insurance industry by delivering value to our clients through expertise and scale. We empower communities and businesses to make better decisions on risk, faster. At Verisk, you'll have the chance to use your voice and build a rewarding career that's as unique as you are, with work flexibility and the support, coaching, and training you need to succeed. For the eighth consecutive year, Verisk is proudly recognized as a Great Place to Work® for outstanding workplace culture in the US, fourth consecutive year in the UK, Spain, and India, and second consecutive year in Poland. We value learning, caring and results and make inclusivity and diversity a top priority. In addition to our Great Place to Work® Certification, we’ve been recognized by The Wall Street Journal as one of the Best-Managed Companies and by Forbes as a World’s Best Employer and Best Employer for Women, testaments to the value we place on workplace culture. We’re 7,000 people strong. We relentlessly and ethically pursue innovation. And we are looking for people like you to help us translate big data into big ideas. Join us and create an exceptional experience for yourself and a better tomorrow for future generations. Verisk Businesses Underwriting Solutions — provides underwriting and rating solutions for auto and property, general liability, and excess and surplus to assess and price risk with speed and precision Claims Solutions — supports end-to-end claims handling with analytic and automation tools that streamline workflow, improve claims management, and support better customer experiences Property Estimating Solutions — offers property estimation software and tools for professionals in estimating all phases of building and repair to make day-to-day workflows the most efficient Extreme Event Solutions — provides risk modeling solutions to help individuals, businesses, and society become more resilient to extreme events. Specialty Business Solutions — provides an integrated suite of software for full end-to-end management of insurance and reinsurance business, helping companies manage their businesses through efficiency, flexibility, and data governance Marketing Solutions — delivers data and insights to improve the reach, timing, relevance, and compliance of every consumer engagement Life Insurance Solutions – offers end-to-end, data insight-driven core capabilities for carriers, distribution, and direct customers across the entire policy lifecycle of life and annuities for both individual and group. Verisk Maplecroft — provides intelligence on sustainability, resilience, and ESG, helping people, business, and societies become stronger Verisk Analytics is an equal opportunity employer. All members of the Verisk Analytics family of companies are equal opportunity employers. We consider all qualified applicants for employment without regard to race, religion, color, national origin, citizenship, sex, gender identity and/or expression, sexual orientation, veteran's status, age or disability. Verisk’s minimum hiring age is 18 except in countries with a higher age limit subject to applicable law. https://www.verisk.com/company/careers/ Unsolicited resumes sent to Verisk, including unsolicited resumes sent to a Verisk business mailing address, fax machine or email address, or directly to Verisk employees, will be considered Verisk property. Verisk will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Verisk Employee Privacy Notice

Job Description We are seeking a Senior Web Engineer to join the Extreme Event Solutions (EES) team at Verisk, with a focus on our Reinsurance Solutions. EES develops innovative, cloud-based pricing, risk management, and decision-support software for the insurance, reinsurance, and capital markets. Our risk assessment and management tools support multi-million-dollar decisions, so we place high value on attention to detail, accuracy, and reliability. We are looking for a talented individual with a strong background in web application development. Our team emphasizes clear communication and fosters a collaborative work environment to maximize our collective capabilities. Responsibilities Collaborate with team members to advance the architecture, design, and implementation of a data rich web application Following an agile development methodology. Participate in product planning, requirements analysis, and documentation efforts. Work with our Software Architect and Scrum Master to ensure that features are delivered on time, and in a manner consistent with our existing platform. Actively participate in improving our platform and processes. Continuously strive to improve your knowledge and skillset. Qualifications Bachelor’s degree in computer science, Software Engineering, or related technical discipline (Master’s degree preferred). Minimum of 5 years' professional experience in developing robust, scalable web applications. Experience in developing data-rich web applications. Strong knowledge of modern JavaScript practices. Extensive experience with Angular. Experience with Python and its ecosystem, including API frameworks(Django, FastAPI, Flask, or others) Solid understanding of object-oriented programming and design patterns, particularly in the context of web applications. Familiarity with data visualization and UX design principles. Exposure to cloud infrastructure, particularly within the AWS ecosystem. Experience working within Agile methodologies. About Us For over 50 years, Verisk has been the leading data analytics and technology partner to the global insurance industry by delivering value to our clients through expertise and scale. We empower communities and businesses to make better decisions on risk, faster. At Verisk, you'll have the chance to use your voice and build a rewarding career that's as unique as you are, with work flexibility and the support, coaching, and training you need to succeed. For the eighth consecutive year, Verisk is proudly recognized as a Great Place to Work® for outstanding workplace culture in the US, fourth consecutive year in the UK, Spain, and India, and second consecutive year in Poland. We value learning, caring and results and make inclusivity and diversity a top priority. In addition to our Great Place to Work® Certification, we’ve been recognized by The Wall Street Journal as one of the Best-Managed Companies and by Forbes as a World’s Best Employer and Best Employer for Women, testaments to the value we place on workplace culture. We’re 7,000 people strong. We relentlessly and ethically pursue innovation. And we are looking for people like you to help us translate big data into big ideas. Join us and create an exceptional experience for yourself and a better tomorrow for future generations. Verisk Businesses Underwriting Solutions — provides underwriting and rating solutions for auto and property, general liability, and excess and surplus to assess and price risk with speed and precision Claims Solutions — supports end-to-end claims handling with analytic and automation tools that streamline workflow, improve claims management, and support better customer experiences Property Estimating Solutions — offers property estimation software and tools for professionals in estimating all phases of building and repair to make day-to-day workflows the most efficient Extreme Event Solutions — provides risk modeling solutions to help individuals, businesses, and society become more resilient to extreme events. Specialty Business Solutions — provides an integrated suite of software for full end-to-end management of insurance and reinsurance business, helping companies manage their businesses through efficiency, flexibility, and data governance Marketing Solutions — delivers data and insights to improve the reach, timing, relevance, and compliance of every consumer engagement Life Insurance Solutions – offers end-to-end, data insight-driven core capabilities for carriers, distribution, and direct customers across the entire policy lifecycle of life and annuities for both individual and group. Verisk Maplecroft — provides intelligence on sustainability, resilience, and ESG, helping people, business, and societies become stronger Verisk Analytics is an equal opportunity employer. All members of the Verisk Analytics family of companies are equal opportunity employers. We consider all qualified applicants for employment without regard to race, religion, color, national origin, citizenship, sex, gender identity and/or expression, sexual orientation, veteran's status, age or disability. Verisk’s minimum hiring age is 18 except in countries with a higher age limit subject to applicable law. https://www.verisk.com/company/careers/ Unsolicited resumes sent to Verisk, including unsolicited resumes sent to a Verisk business mailing address, fax machine or email address, or directly to Verisk employees, will be considered Verisk property. Verisk will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Verisk Employee Privacy Notice

Ready to shape the future of work? At Genpact, we don’t just adapt to change—we drive it. AI and digital innovation are redefining industries, and we’re leading the charge. Genpact’s AI Gigafactory, our industry-first accelerator, is an example of how we’re scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI, our breakthrough solutions tackle companies most complex challenges . If you thrive in a fast-moving, tech-driven environment, love solving real-world problems , and want to be part of a team that’s shaping the future, this is your moment Genpact (NYSE: G) is an advanced technology services and solutions company that delivers lasting value for leading enterprises globally. Through our deep business knowledge, operational excellence, and cutting-edge solutions – we help companies across industries get ahead and stay ahead. Powered by curiosity, courage, and innovation, our teams implement data, technology, and AI to create tomorrow, today. Get to know us at genpact.com and on LinkedIn, X, YouTube, and Facebook We are inviting applications for the role of Process Associate – Underwriting / Broker Technical Support Specialist Your role will require you to utilize your skills to process transactions for the Underwriting / Broker Support Teams . You will require to the processing with expected accuracy and within the expe cted timelines as per the business requirement. Responsibilities Transaction processing for Broker support team (Wholesale ops) Monitor and attend to requests via service platform s that require action in a timely manner Responsible to comprehend , good customer service attitude to clearly articulate the resolution. Responsible to balance dynamic volumes of workloads and to reach targets and deadlines on a timely basis. Ensure repository of record is accurate and current to ensure outputs and client deliverables will be produced according to guidelines and policy detail . Operational support with multiple activities for client service teams Perform necessary activities to support broking teams in collaborating with account management to initiate a renewal, preparing and submitting marketing proposals to underwriters, processing endorsements and Policy Checking requests Qualifications we seek in you ! Minimum Qualifications Graduate with an excellent interpersonal, communication and presentation skills, both verbal and written Should understand Basic s of Insurance ( if experienced) Demonstrate and cultivate customer focus, collaboration, accountability, initiative, and innovation. Proficient with Microsoft Office (Word, PowerPoint, Excel, OneNote) Proficient in English language- both written (Email writing) and verbal A strong attention to detail; analytical skills and the ability to multi-task are important Preferred Q ualification and Experience Candidate having Broker (US P & C insurance) experience would be an asset A strong attention to detail; analytical skills and the ability to multi-task are important Ability to work collaboratively as a key member of a team and independently with minimum supervision Highly organized with a proven ability to prioritize competing requirements and deadlines under pressure Why join Genpact? Be a transformation leader – Work at the cutting edge of AI, automation, and digital innovation Make an impact – Drive change for global enterprises and solve business challenges that matter Accelerate your career — Get hands-on experience, mentorship, and continuous learning opportunities Work with the best – Join 140,000+ bold thinkers and problem-solvers who push boundaries every day Thrive in a values-driven culture – Our courage, curiosity, and incisiveness - built on a foundation of integrity and inclusion - allow your ideas to fuel progress Come join the tech shapers and growth makers at Genpact and take your career in the only direction that matters: Up. Let’s build tomorrow together. Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training. Job Process Associate Primary Location India-Noida Schedule Full-time Education Level Bachelor's / Graduation / Equivalent Job Posting Jul 18, 2025, 8:11:09 AM Unposting Date Ongoing Master Skills List Operations Job Category Full Time

Essential Services: Role & Location fungibility: While the role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team . To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service . About the role: As a Credit Manager, you will be responsible for credit underwriting of various loan products for customers across Retail, Agri, Business Banking, and Small and Medium Enterprises (SME). In this process of credit evaluation, you will get an opportunity to capture the diverse 360-degree banking needs of the customers and recommend suitable products and services in line with customer needs. The credit team is responsible for credit evaluation of loan products such as personal, mortgage, vehicle, credit card, working capital, enterprise credit, and business loans. ICICI Bank follows the principle of “Fair to Customer and Fair to Bank.” In this process, you and your team will work closely with the relationship teams responsible for customer engagements. ICICI Bank follows a single-point credit evaluation covering all credit requirements of the customers to offer superior service. Mentoring the team of Credit Managers in capturing the 360-degree needs of the customer and driving service standards in all their engagements is a crucial responsibility. The Credit and Policy team offers a unique experience to Credit Managers for evaluating and underwriting across the spectrum of loan products and managing a portfolio Key Responsibilities: 360° Credit Assessme nt: Drive the 360-degree assessment of the customers through the Credit Managers in the defined micro-markets to holistically capture the customer's banking needs over and beyond credit requirements. Service Delivery : Ensure best-in-class customer experience in all the engagements of Credit Managers. Constantly mentor and guide the Credit Managers on the service delivery. Process Complian ce: Make sure the underwriting process is within established guardrails. Keep monitoring loan utilisation, repayment capacity, loan covenants, and compliance. Approve credit appraisal notes within your financial limit in line with the Bank’s framework. Portfolio Manageme nt: Management of the assigned portfolio through improved disbursement with a key focus on quality. Collaboratio n: Work closely with relationship teams, legal teams, technical valuation teams, field investigation and risk teams, and other internal teams. Ground Sensin g: Regularly track market factors, indices, policies, and regulations. Identify their impact on the credit portfolio. Key Qualifications & Skills: Educational Qualificati on: MBA/chartered accountants/ Graduates. Graduates with 3-6 years of work experience or MBA/CAs with 0/-3 years of work experience in the area of credit management across industries. Communication skil ls: Ability to tailor conversations (both verbal & written) around the needs of the customer with the utmost focus on service delivery. Financial Understandi ng: An understanding of the balance sheet, cash-flow statements profit & loss accounts and other financial parameters of the clients. Regulation Awarene ss: The ability to gauge the impact of policies, rules, and regulations on the portfolio. Risk Mitigati on: Conceptual understanding of risk and risk mitigation strategies. Hands-on Credit Knowledg e: Credit underwriting, credit appraisal, finance, risk, and audit-related experience will be preferred. About the Business Group: The Credit and Policy Group (CPG) is responsible for credit evaluation and underwriting of customers being served by the Retail Banking Group. CPG also formulates policies for various loan products and continuously looks for opportunities to simplify processes in order to serve customers seamlessly. Credit and Policy Group caters to the unified structure of Small and Medium Enterprises (SME), Mid Corporate Group (MCG), Business Loan Group (BLG), Rural Business Credit and credit evaluation of loan products such as personal, mortgage, vehicle, credit card. Location: Bengaluru, Mysuru, Mangalore, Hubli

Essential Services: Role & Location fungibility: While the role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team . To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service . About the role: As a Credit Manager, you will be responsible for credit underwriting of various loan products for customers across Retail, Agri, Business Banking, and Small and Medium Enterprises (SME). In this process of credit evaluation, you will get an opportunity to capture the diverse 360-degree banking needs of the customers and recommend suitable products and services in line with customer needs. The credit team is responsible for credit evaluation of loan products such as personal, mortgage, vehicle, credit card, working capital, enterprise credit, and business loans. ICICI Bank follows the principle of “Fair to Customer and Fair to Bank.” In this process, you and your team will work closely with the relationship teams responsible for customer engagements. ICICI Bank follows a single-point credit evaluation covering all credit requirements of the customers to offer superior service. Mentoring the team of Credit Managers in capturing the 360-degree needs of the customer and driving service standards in all their engagements is a crucial responsibility. The Credit and Policy team offers a unique experience to Credit Managers for evaluating and underwriting across the spectrum of loan products and managing a portfolio Key Responsibilities: 360° Credit Assessme nt: Drive the 360-degree assessment of the customers through the Credit Managers in the defined micro-markets to holistically capture the customer's banking needs over and beyond credit requirements. Service Delivery : Ensure best-in-class customer experience in all the engagements of Credit Managers. Constantly mentor and guide the Credit Managers on the service delivery. Process Complian ce: Make sure the underwriting process is within established guardrails. Keep monitoring loan utilisation, repayment capacity, loan covenants, and compliance. Approve credit appraisal notes within your financial limit in line with the Bank’s framework. Portfolio Manageme nt: Management of the assigned portfolio through improved disbursement with a key focus on quality. Collaboratio n: Work closely with relationship teams, legal teams, technical valuation teams, field investigation and risk teams, and other internal teams. Ground Sensin g: Regularly track market factors, indices, policies, and regulations. Identify their impact on the credit portfolio. Key Qualifications & Skills: Educational Qualificati on: MBA/chartered accountants/ Graduates. Graduates with 3-6 years of work experience or MBA/CAs with 0/-3 years of work experience in the area of credit management across industries. Communication skil ls: Ability to tailor conversations (both verbal & written) around the needs of the customer with the utmost focus on service delivery. Financial Understandi ng: An understanding of the balance sheet, cash-flow statements profit & loss accounts and other financial parameters of the clients. Regulation Awarene ss: The ability to gauge the impact of policies, rules, and regulations on the portfolio. Risk Mitigati on: Conceptual understanding of risk and risk mitigation strategies. Hands-on Credit Knowledg e: Credit underwriting, credit appraisal, finance, risk, and audit-related experience will be preferred. About the Business Group: The Credit and Policy Group (CPG) is responsible for credit evaluation and underwriting of customers being served by the Retail Banking Group. CPG also formulates policies for various loan products and continuously looks for opportunities to simplify processes in order to serve customers seamlessly. Credit and Policy Group caters to the unified structure of Small and Medium Enterprises (SME), Mid Corporate Group (MCG), Business Loan Group (BLG), Rural Business Credit and credit evaluation of loan products such as personal, mortgage, vehicle, credit card. Location: Hyderabad, Rajahmundry

hackajob is collaborating with Verisk to connect them with exceptional tech professionals for this role. Objectives of this role Stakeholder Engagement: Foster strong relationships with stakeholders to understand their needs and align business objectives with technology solutions. Requirements Gathering: Lead the requirements gathering process to identify business needs and document functional and non-functional requirements accurately. Data Analysis and Reporting: Utilize data analysis tools to generate insights that inform business decisions and track project performance metrics. Process Improvement: Identify opportunities for process optimization and recommend solutions to enhance operational efficiency and effectiveness. Documentation Standards: Establish and maintain documentation standards to ensure clarity and consistency in project deliverables Change Management: Assist in change management initiatives to ensure smooth transitions for stakeholders and users when implementing new systems or processes. Responsibilities Requirements Elicitation: Engage with stakeholders to gather and document detailed business requirements, ensuring a clear understanding of their needs. Data Analysis: Analyse data trends and metrics to provide insights that inform business strategies and decision-making. Process Mapping: Create and analyse process maps to identify inefficiencies and areas for improvement, recommending solutions to optimize workflows. Project Leadership: Lead cross-functional teams in project initiatives, ensuring alignment between business objectives and technical implementation. Documentation: Develop and maintain comprehensive documentation, including business requirements documents, use cases, process flows, and user manuals. Stakeholder Communication: Act as a liaison between business stakeholders and technical teams, facilitating clear communication and understanding of project goals. Testing and Validation: Oversee the testing process to ensure that solutions meet business requirements, including user acceptance testing (UAT) and validation of deliverables. Change Management: Support change management efforts by preparing stakeholders for new systems and processes, providing training, and addressing any concerns. Strategic Planning: Contribute to strategic planning sessions, providing insights and recommendations based on data analysis and market trends. Risk Management: Identify potential risks associated with projects and propose mitigation strategies to ensure successful outcomes. Qualifications Educational Background Bachelor’s Degree: Typically, in Business Administration, Finance, Information Technology, or a related field. Master’s Degree (Optional): An MBA or relevant master’s degree can be advantageous. Professional Experience Usually, 3+ years in business analysis in Life Insurance implementations, with demonstrated experience in leading projects. Industry Knowledge: Familiarity with the specific industry (e.g., finance, healthcare, technology) relevant to the role. Technical Skills Data Analysis Tools: Proficiency in tools such as Excel, SQL, or data visualization software (optional) (e.g., Tableau, Power BI). Requirements Management Tools: Experience with tools like JIRA, Confluence, or similar platforms for tracking requirements and project management. Process Mapping: Knowledge of process modeling techniques and tools (e.g., BPMN, Visio). Certifications (Optional but Beneficial) Soft Skills Communication Skills: Excellent verbal and written communication skills to convey complex information clearly to various stakeholders. Problem-Solving: Strong analytical and critical thinking abilities to identify issues and propose effective solutions. Leadership: Ability to lead teams and influence stakeholders effectively. Interpersonal Skills: Strong relationship-building skills to foster collaboration across departments. About Us For over 50 years, Verisk has been the leading data analytics and technology partner to the global insurance industry by delivering value to our clients through expertise and scale. We empower communities and businesses to make better decisions on risk, faster. At Verisk, you'll have the chance to use your voice and build a rewarding career that's as unique as you are, with work flexibility and the support, coaching, and training you need to succeed. For the eighth consecutive year, Verisk is proudly recognized as a Great Place to Work® for outstanding workplace culture in the US, fourth consecutive year in the UK, Spain, and India, and second consecutive year in Poland. We value learning, caring and results and make inclusivity and diversity a top priority. In addition to our Great Place to Work® Certification, we’ve been recognized by The Wall Street Journal as one of the Best-Managed Companies and by Forbes as a World’s Best Employer and Best Employer for Women, testaments to the value we place on workplace culture. We’re 7,000 people strong. We relentlessly and ethically pursue innovation. And we are looking for people like you to help us translate big data into big ideas. Join us and create an exceptional experience for yourself and a better tomorrow for future generations. Verisk Businesses Underwriting Solutions — provides underwriting and rating solutions for auto and property, general liability, and excess and surplus to assess and price risk with speed and precision Claims Solutions — supports end-to-end claims handling with analytic and automation tools that streamline workflow, improve claims management, and support better customer experiences Property Estimating Solutions — offers property estimation software and tools for professionals in estimating all phases of building and repair to make day-to-day workflows the most efficient Extreme Event Solutions — provides risk modeling solutions to help individuals, businesses, and society become more resilient to extreme events. Specialty Business Solutions — provides an integrated suite of software for full end-to-end management of insurance and reinsurance business, helping companies manage their businesses through efficiency, flexibility, and data governance Marketing Solutions — delivers data and insights to improve the reach, timing, relevance, and compliance of every consumer engagement Life Insurance Solutions - offers end-to-end, data insight-driven core capabilities for carriers, distribution, and direct customers across the entire policy lifecycle of life and annuities for both individual and group. Verisk Maplecroft — provides intelligence on sustainability, resilience, and ESG, helping people, business, and societies become stronger Verisk Analytics is an equal opportunity employer. All members of the Verisk Analytics family of companies are equal opportunity employers. We consider all qualified applicants for employment without regard to race, religion, color, national origin, citizenship, sex, gender identity and/or expression, sexual orientation, veteran's status, age or disability. Verisk’s minimum hiring age is 18 except in countries with a higher age limit subject to applicable law. Unsolicited resumes sent to Verisk, including unsolicited resumes sent to a Verisk business mailing address, fax machine or email address, or directly to Verisk employees, will be considered Verisk property. Verisk will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume.

Essential Services: Role & Location fungibility: While the role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team . To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service . About the role: As a Credit Manager, you will be responsible for credit underwriting of various loan products for customers across Retail, Agri, Business Banking, and Small and Medium Enterprises (SME). In this process of credit evaluation, you will get an opportunity to capture the diverse 360-degree banking needs of the customers and recommend suitable products and services in line with customer needs. The credit team is responsible for credit evaluation of loan products such as personal, mortgage, vehicle, credit card, working capital, enterprise credit, and business loans. ICICI Bank follows the principle of “Fair to Customer and Fair to Bank.” In this process, you and your team will work closely with the relationship teams responsible for customer engagements. ICICI Bank follows a single-point credit evaluation covering all credit requirements of the customers to offer superior service. Mentoring the team of Credit Managers in capturing the 360-degree needs of the customer and driving service standards in all their engagements is a crucial responsibility. The Credit and Policy team offers a unique experience to Credit Managers for evaluating and underwriting across the spectrum of loan products and managing a portfolio Key Responsibilities: 360° Credit Assessme nt: Drive the 360-degree assessment of the customers through the Credit Managers in the defined micro-markets to holistically capture the customer's banking needs over and beyond credit requirements. Service Delivery : Ensure best-in-class customer experience in all the engagements of Credit Managers. Constantly mentor and guide the Credit Managers on the service delivery. Process Complian ce: Make sure the underwriting process is within established guardrails. Keep monitoring loan utilisation, repayment capacity, loan covenants, and compliance. Approve credit appraisal notes within your financial limit in line with the Bank’s framework. Portfolio Manageme nt: Management of the assigned portfolio through improved disbursement with a key focus on quality. Collaboratio n: Work closely with relationship teams, legal teams, technical valuation teams, field investigation and risk teams, and other internal teams. Ground Sensin g: Regularly track market factors, indices, policies, and regulations. Identify their impact on the credit portfolio. Key Qualifications & Skills: Educational Qualificati on: MBA/chartered accountants/ Graduates. Graduates with 3-6 years of work experience or MBA/CAs with 0/-3 years of work experience in the area of credit management across industries. Communication skil ls: Ability to tailor conversations (both verbal & written) around the needs of the customer with the utmost focus on service delivery. Financial Understandi ng: An understanding of the balance sheet, cash-flow statements profit & loss accounts and other financial parameters of the clients. Regulation Awarene ss: The ability to gauge the impact of policies, rules, and regulations on the portfolio. Risk Mitigati on: Conceptual understanding of risk and risk mitigation strategies. Hands-on Credit Knowledg e: Credit underwriting, credit appraisal, finance, risk, and audit-related experience will be preferred. About the Business Group: The Credit and Policy Group (CPG) is responsible for credit evaluation and underwriting of customers being served by the Retail Banking Group. CPG also formulates policies for various loan products and continuously looks for opportunities to simplify processes in order to serve customers seamlessly. Credit and Policy Group caters to the unified structure of Small and Medium Enterprises (SME), Mid Corporate Group (MCG), Business Loan Group (BLG), Rural Business Credit and credit evaluation of loan products such as personal, mortgage, vehicle, credit card. Location: Bhopal, Indore

Essential Services: Role & Location fungibility: While the role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team . To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service . About the role: As a Credit Manager, you will be responsible for credit underwriting of various loan products for customers across Retail, Agri, Business Banking, and Small and Medium Enterprises (SME). In this process of credit evaluation, you will get an opportunity to capture the diverse 360-degree banking needs of the customers and recommend suitable products and services in line with customer needs. The credit team is responsible for credit evaluation of loan products such as personal, mortgage, vehicle, credit card, working capital, enterprise credit, and business loans. ICICI Bank follows the principle of “Fair to Customer and Fair to Bank.” In this process, you and your team will work closely with the relationship teams responsible for customer engagements. ICICI Bank follows a single-point credit evaluation covering all credit requirements of the customers to offer superior service. Mentoring the team of Credit Managers in capturing the 360-degree needs of the customer and driving service standards in all their engagements is a crucial responsibility. The Credit and Policy team offers a unique experience to Credit Managers for evaluating and underwriting across the spectrum of loan products and managing a portfolio Key Responsibilities: 360° Credit Assessme nt: Drive the 360-degree assessment of the customers through the Credit Managers in the defined micro-markets to holistically capture the customer's banking needs over and beyond credit requirements. Service Delivery : Ensure best-in-class customer experience in all the engagements of Credit Managers. Constantly mentor and guide the Credit Managers on the service delivery. Process Complian ce: Make sure the underwriting process is within established guardrails. Keep monitoring loan utilisation, repayment capacity, loan covenants, and compliance. Approve credit appraisal notes within your financial limit in line with the Bank’s framework. Portfolio Manageme nt: Management of the assigned portfolio through improved disbursement with a key focus on quality. Collaboratio n: Work closely with relationship teams, legal teams, technical valuation teams, field investigation and risk teams, and other internal teams. Ground Sensin g: Regularly track market factors, indices, policies, and regulations. Identify their impact on the credit portfolio. Key Qualifications & Skills: Educational Qualificati on: MBA/chartered accountants/ Graduates. Graduates with 3-6 years of work experience or MBA/CAs with 0/-3 years of work experience in the area of credit management across industries. Communication skil ls: Ability to tailor conversations (both verbal & written) around the needs of the customer with the utmost focus on service delivery. Financial Understandi ng: An understanding of the balance sheet, cash-flow statements profit & loss accounts and other financial parameters of the clients. Regulation Awarene ss: The ability to gauge the impact of policies, rules, and regulations on the portfolio. Risk Mitigati on: Conceptual understanding of risk and risk mitigation strategies. Hands-on Credit Knowledg e: Credit underwriting, credit appraisal, finance, risk, and audit-related experience will be preferred. About the Business Group: The Credit and Policy Group (CPG) is responsible for credit evaluation and underwriting of customers being served by the Retail Banking Group. CPG also formulates policies for various loan products and continuously looks for opportunities to simplify processes in order to serve customers seamlessly. Credit and Policy Group caters to the unified structure of Small and Medium Enterprises (SME), Mid Corporate Group (MCG), Business Loan Group (BLG), Rural Business Credit and credit evaluation of loan products such as personal, mortgage, vehicle, credit card. Location: Kozhikode, Cochin, Trivandrum

Essential Services: Role & Location fungibility: While the role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team . To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service . About the role: As a Credit Manager, you will be responsible for credit underwriting of various loan products for customers across Retail, Agri, Business Banking, and Small and Medium Enterprises (SME). In this process of credit evaluation, you will get an opportunity to capture the diverse 360-degree banking needs of the customers and recommend suitable products and services in line with customer needs. The credit team is responsible for credit evaluation of loan products such as personal, mortgage, vehicle, credit card, working capital, enterprise credit, and business loans. ICICI Bank follows the principle of “Fair to Customer and Fair to Bank.” In this process, you and your team will work closely with the relationship teams responsible for customer engagements. ICICI Bank follows a single-point credit evaluation covering all credit requirements of the customers to offer superior service. Mentoring the team of Credit Managers in capturing the 360-degree needs of the customer and driving service standards in all their engagements is a crucial responsibility. The Credit and Policy team offers a unique experience to Credit Managers for evaluating and underwriting across the spectrum of loan products and managing a portfolio Key Responsibilities: 360° Credit Assessme nt: Drive the 360-degree assessment of the customers through the Credit Managers in the defined micro-markets to holistically capture the customer's banking needs over and beyond credit requirements. Service Delivery : Ensure best-in-class customer experience in all the engagements of Credit Managers. Constantly mentor and guide the Credit Managers on the service delivery. Process Complian ce: Make sure the underwriting process is within established guardrails. Keep monitoring loan utilisation, repayment capacity, loan covenants, and compliance. Approve credit appraisal notes within your financial limit in line with the Bank’s framework. Portfolio Manageme nt: Management of the assigned portfolio through improved disbursement with a key focus on quality. Collaboratio n: Work closely with relationship teams, legal teams, technical valuation teams, field investigation and risk teams, and other internal teams. Ground Sensin g: Regularly track market factors, indices, policies, and regulations. Identify their impact on the credit portfolio. Key Qualifications & Skills: Educational Qualificati on: MBA/chartered accountants/ Graduates. Graduates with 3-6 years of work experience or MBA/CAs with 0/-3 years of work experience in the area of credit management across industries. Communication skil ls: Ability to tailor conversations (both verbal & written) around the needs of the customer with the utmost focus on service delivery. Financial Understandi ng: An understanding of the balance sheet, cash-flow statements profit & loss accounts and other financial parameters of the clients. Regulation Awarene ss: The ability to gauge the impact of policies, rules, and regulations on the portfolio. Risk Mitigati on: Conceptual understanding of risk and risk mitigation strategies. Hands-on Credit Knowledg e: Credit underwriting, credit appraisal, finance, risk, and audit-related experience will be preferred. About the Business Group: The Credit and Policy Group (CPG) is responsible for credit evaluation and underwriting of customers being served by the Retail Banking Group. CPG also formulates policies for various loan products and continuously looks for opportunities to simplify processes in order to serve customers seamlessly. Credit and Policy Group caters to the unified structure of Small and Medium Enterprises (SME), Mid Corporate Group (MCG), Business Loan Group (BLG), Rural Business Credit and credit evaluation of loan products such as personal, mortgage, vehicle, credit card. Location: Mumbai, Pune, Nagpur, Nashik

Essential Services: Role & Location fungibility: While the role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team . To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service . About the role: As a Credit Manager, you will be responsible for credit underwriting of various loan products for customers across Retail, Agri, Business Banking, and Small and Medium Enterprises (SME). In this process of credit evaluation, you will get an opportunity to capture the diverse 360-degree banking needs of the customers and recommend suitable products and services in line with customer needs. The credit team is responsible for credit evaluation of loan products such as personal, mortgage, vehicle, credit card, working capital, enterprise credit, and business loans. ICICI Bank follows the principle of “Fair to Customer and Fair to Bank.” In this process, you and your team will work closely with the relationship teams responsible for customer engagements. ICICI Bank follows a single-point credit evaluation covering all credit requirements of the customers to offer superior service. Mentoring the team of Credit Managers in capturing the 360-degree needs of the customer and driving service standards in all their engagements is a crucial responsibility. The Credit and Policy team offers a unique experience to Credit Managers for evaluating and underwriting across the spectrum of loan products and managing a portfolio Key Responsibilities: 360° Credit Assessme nt: Drive the 360-degree assessment of the customers through the Credit Managers in the defined micro-markets to holistically capture the customer's banking needs over and beyond credit requirements. Service Delivery : Ensure best-in-class customer experience in all the engagements of Credit Managers. Constantly mentor and guide the Credit Managers on the service delivery. Process Complian ce: Make sure the underwriting process is within established guardrails. Keep monitoring loan utilisation, repayment capacity, loan covenants, and compliance. Approve credit appraisal notes within your financial limit in line with the Bank’s framework. Portfolio Manageme nt: Management of the assigned portfolio through improved disbursement with a key focus on quality. Collaboratio n: Work closely with relationship teams, legal teams, technical valuation teams, field investigation and risk teams, and other internal teams. Ground Sensin g: Regularly track market factors, indices, policies, and regulations. Identify their impact on the credit portfolio. Key Qualifications & Skills: Educational Qualificati on: MBA/chartered accountants/ Graduates. Graduates with 3-6 years of work experience or MBA/CAs with 0/-3 years of work experience in the area of credit management across industries. Communication skil ls: Ability to tailor conversations (both verbal & written) around the needs of the customer with the utmost focus on service delivery. Financial Understandi ng: An understanding of the balance sheet, cash-flow statements profit & loss accounts and other financial parameters of the clients. Regulation Awarene ss: The ability to gauge the impact of policies, rules, and regulations on the portfolio. Risk Mitigati on: Conceptual understanding of risk and risk mitigation strategies. Hands-on Credit Knowledg e: Credit underwriting, credit appraisal, finance, risk, and audit-related experience will be preferred. About the Business Group: The Credit and Policy Group (CPG) is responsible for credit evaluation and underwriting of customers being served by the Retail Banking Group. CPG also formulates policies for various loan products and continuously looks for opportunities to simplify processes in order to serve customers seamlessly. Credit and Policy Group caters to the unified structure of Small and Medium Enterprises (SME), Mid Corporate Group (MCG), Business Loan Group (BLG), Rural Business Credit and credit evaluation of loan products such as personal, mortgage, vehicle, credit card. Location: New Delhi, Gurgaon, Noida

Essential Services: Role & Location fungibility: While the role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team . To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service . About the role: As a Credit Manager, you will be responsible for credit underwriting of various loan products for customers across Retail, Agri, Business Banking, and Small and Medium Enterprises (SME). In this process of credit evaluation, you will get an opportunity to capture the diverse 360-degree banking needs of the customers and recommend suitable products and services in line with customer needs. The credit team is responsible for credit evaluation of loan products such as personal, mortgage, vehicle, credit card, working capital, enterprise credit, and business loans. ICICI Bank follows the principle of “Fair to Customer and Fair to Bank.” In this process, you and your team will work closely with the relationship teams responsible for customer engagements. ICICI Bank follows a single-point credit evaluation covering all credit requirements of the customers to offer superior service. Mentoring the team of Credit Managers in capturing the 360-degree needs of the customer and driving service standards in all their engagements is a crucial responsibility. The Credit and Policy team offers a unique experience to Credit Managers for evaluating and underwriting across the spectrum of loan products and managing a portfolio Key Responsibilities: 360° Credit Assessme nt: Drive the 360-degree assessment of the customers through the Credit Managers in the defined micro-markets to holistically capture the customer's banking needs over and beyond credit requirements. Service Delivery : Ensure best-in-class customer experience in all the engagements of Credit Managers. Constantly mentor and guide the Credit Managers on the service delivery. Process Complian ce: Make sure the underwriting process is within established guardrails. Keep monitoring loan utilisation, repayment capacity, loan covenants, and compliance. Approve credit appraisal notes within your financial limit in line with the Bank’s framework. Portfolio Manageme nt: Management of the assigned portfolio through improved disbursement with a key focus on quality. Collaboratio n: Work closely with relationship teams, legal teams, technical valuation teams, field investigation and risk teams, and other internal teams. Ground Sensin g: Regularly track market factors, indices, policies, and regulations. Identify their impact on the credit portfolio. Key Qualifications & Skills: Educational Qualificati on: MBA/chartered accountants/ Graduates. Graduates with 3-6 years of work experience or MBA/CAs with 0/-3 years of work experience in the area of credit management across industries. Communication skil ls: Ability to tailor conversations (both verbal & written) around the needs of the customer with the utmost focus on service delivery. Financial Understandi ng: An understanding of the balance sheet, cash-flow statements profit & loss accounts and other financial parameters of the clients. Regulation Awarene ss: The ability to gauge the impact of policies, rules, and regulations on the portfolio. Risk Mitigati on: Conceptual understanding of risk and risk mitigation strategies. Hands-on Credit Knowledg e: Credit underwriting, credit appraisal, finance, risk, and audit-related experience will be preferred. About the Business Group: The Credit and Policy Group (CPG) is responsible for credit evaluation and underwriting of customers being served by the Retail Banking Group. CPG also formulates policies for various loan products and continuously looks for opportunities to simplify processes in order to serve customers seamlessly. Credit and Policy Group caters to the unified structure of Small and Medium Enterprises (SME), Mid Corporate Group (MCG), Business Loan Group (BLG), Rural Business Credit and credit evaluation of loan products such as personal, mortgage, vehicle, credit card. Location: Jaipur, Udaipur, Jodhpur, Pali

Essential Services: Role & Location fungibility: While the role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team . To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service . About the role: As a Credit Manager, you will be responsible for credit underwriting of various loan products for customers across Retail, Agri, Business Banking, and Small and Medium Enterprises (SME). In this process of credit evaluation, you will get an opportunity to capture the diverse 360-degree banking needs of the customers and recommend suitable products and services in line with customer needs. The credit team is responsible for credit evaluation of loan products such as personal, mortgage, vehicle, credit card, working capital, enterprise credit, and business loans. ICICI Bank follows the principle of “Fair to Customer and Fair to Bank.” In this process, you and your team will work closely with the relationship teams responsible for customer engagements. ICICI Bank follows a single-point credit evaluation covering all credit requirements of the customers to offer superior service. Mentoring the team of Credit Managers in capturing the 360-degree needs of the customer and driving service standards in all their engagements is a crucial responsibility. The Credit and Policy team offers a unique experience to Credit Managers for evaluating and underwriting across the spectrum of loan products and managing a portfolio Key Responsibilities: 360° Credit Assessme nt: Drive the 360-degree assessment of the customers through the Credit Managers in the defined micro-markets to holistically capture the customer's banking needs over and beyond credit requirements. Service Delivery : Ensure best-in-class customer experience in all the engagements of Credit Managers. Constantly mentor and guide the Credit Managers on the service delivery. Process Complian ce: Make sure the underwriting process is within established guardrails. Keep monitoring loan utilisation, repayment capacity, loan covenants, and compliance. Approve credit appraisal notes within your financial limit in line with the Bank’s framework. Portfolio Manageme nt: Management of the assigned portfolio through improved disbursement with a key focus on quality. Collaboratio n: Work closely with relationship teams, legal teams, technical valuation teams, field investigation and risk teams, and other internal teams. Ground Sensin g: Regularly track market factors, indices, policies, and regulations. Identify their impact on the credit portfolio. Key Qualifications & Skills: Educational Qualificati on: MBA/chartered accountants/ Graduates. Graduates with 3-6 years of work experience or MBA/CAs with 0/-3 years of work experience in the area of credit management across industries. Communication skil ls: Ability to tailor conversations (both verbal & written) around the needs of the customer with the utmost focus on service delivery. Financial Understandi ng: An understanding of the balance sheet, cash-flow statements profit & loss accounts and other financial parameters of the clients. Regulation Awarene ss: The ability to gauge the impact of policies, rules, and regulations on the portfolio. Risk Mitigati on: Conceptual understanding of risk and risk mitigation strategies. Hands-on Credit Knowledg e: Credit underwriting, credit appraisal, finance, risk, and audit-related experience will be preferred. About the Business Group: The Credit and Policy Group (CPG) is responsible for credit evaluation and underwriting of customers being served by the Retail Banking Group. CPG also formulates policies for various loan products and continuously looks for opportunities to simplify processes in order to serve customers seamlessly. Credit and Policy Group caters to the unified structure of Small and Medium Enterprises (SME), Mid Corporate Group (MCG), Business Loan Group (BLG), Rural Business Credit and credit evaluation of loan products such as personal, mortgage, vehicle, credit card. Location: Ahmedabad, Vadodara, Rajkot, Surat

Essential Services: Role & Location fungibility: While the role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team . To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service . About the role: As a Credit Manager, you will be responsible for credit underwriting of various loan products for customers across Retail, Agri, Business Banking, and Small and Medium Enterprises (SME). In this process of credit evaluation, you will get an opportunity to capture the diverse 360-degree banking needs of the customers and recommend suitable products and services in line with customer needs. The credit team is responsible for credit evaluation of loan products such as personal, mortgage, vehicle, credit card, working capital, enterprise credit, and business loans. ICICI Bank follows the principle of “Fair to Customer and Fair to Bank.” In this process, you and your team will work closely with the relationship teams responsible for customer engagements. ICICI Bank follows a single-point credit evaluation covering all credit requirements of the customers to offer superior service. Mentoring the team of Credit Managers in capturing the 360-degree needs of the customer and driving service standards in all their engagements is a crucial responsibility. The Credit and Policy team offers a unique experience to Credit Managers for evaluating and underwriting across the spectrum of loan products and managing a portfolio Key Responsibilities: 360° Credit Assessme nt: Drive the 360-degree assessment of the customers through the Credit Managers in the defined micro-markets to holistically capture the customer's banking needs over and beyond credit requirements. Service Delivery : Ensure best-in-class customer experience in all the engagements of Credit Managers. Constantly mentor and guide the Credit Managers on the service delivery. Process Complian ce: Make sure the underwriting process is within established guardrails. Keep monitoring loan utilisation, repayment capacity, loan covenants, and compliance. Approve credit appraisal notes within your financial limit in line with the Bank’s framework. Portfolio Manageme nt: Management of the assigned portfolio through improved disbursement with a key focus on quality. Collaboratio n: Work closely with relationship teams, legal teams, technical valuation teams, field investigation and risk teams, and other internal teams. Ground Sensin g: Regularly track market factors, indices, policies, and regulations. Identify their impact on the credit portfolio. Key Qualifications & Skills: Educational Qualificati on: MBA/chartered accountants/ Graduates. Graduates with 3-6 years of work experience or MBA/CAs with 0/-3 years of work experience in the area of credit management across industries. Communication skil ls: Ability to tailor conversations (both verbal & written) around the needs of the customer with the utmost focus on service delivery. Financial Understandi ng: An understanding of the balance sheet, cash-flow statements profit & loss accounts and other financial parameters of the clients. Regulation Awarene ss: The ability to gauge the impact of policies, rules, and regulations on the portfolio. Risk Mitigati on: Conceptual understanding of risk and risk mitigation strategies. Hands-on Credit Knowledg e: Credit underwriting, credit appraisal, finance, risk, and audit-related experience will be preferred. About the Business Group: The Credit and Policy Group (CPG) is responsible for credit evaluation and underwriting of customers being served by the Retail Banking Group. CPG also formulates policies for various loan products and continuously looks for opportunities to simplify processes in order to serve customers seamlessly. Credit and Policy Group caters to the unified structure of Small and Medium Enterprises (SME), Mid Corporate Group (MCG), Business Loan Group (BLG), Rural Business Credit and credit evaluation of loan products such as personal, mortgage, vehicle, credit card. Location: L ucknow, Kanpur, Moradabad, Aligarh, Jhansi, Ayodhya, Aligarh, Agra

Key Responsibilities: 1. Lead Generation Department:  Audit tele-caller productivity and lead conversion effectiveness.  Evaluate quality of customer interaction, adherence to fair practice, and compliance with communication protocols.  Identify training needs and recommend process improvements based on findings. 2. Credit Department:  Perform daily audits of new loan disbursals – both manually and system-approved.  Review manually approved repeat loans and sample declined loans to assess credit decision quality.  Monitor adherence to credit underwriting norms and documentation policies. 3. Collection Department:  Monitor collection executives’ performance, call logs, and follow-ups, especially on PTP commitments.  Check real-time connectivity.  Review agency collections, incentives, and audit collection efforts against delinquency trends. 4. Customer Service Team:  Evaluate resolution timelines, communication quality, and query closure processes.  Audit interactions across email, call, and chat channels for service consistency and compliance.  Track escalations and identify areas of recurring customer dissatisfaction. 5. Grievance Redressal and Legal:  Audit grievance redressal logs and track TAT for resolution.  Review allocation and progress of legal cases, including proper documentation and timely follow-ups.  Ensure proper tagging and closure of customer grievances in line with regulatory expectations. 6. Accounts and Finance:  Review incentive calculation and disbursement processes for accuracy.  Validate documentation of accounting entries related to customer refunds, penalties, and reconciliations.  Assist in cross-checking financial reporting inputs from an operational accuracy standpoint. 7. Human Resources (HR):  Audit onboarding, attendance, and process adherence as per SOP.  Support audit of training programs and measure their effectiveness via operational audit outcomes. Skills & Competencies:  Keen attention to detail with a strong analytical approach.  Clear understanding of our company’s operations across customer lifecycle.  Effective report writing and presentation skills.  Proficiency in MS Excel, audit tools, and CRM systems.  Strong interpersonal skills to coordinate across departments.

Location Name: Kolar Job Purpose “This position is open with Bajaj Finance ltd.” Duties And Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications And Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player

Location Name: Jalgaon Job Purpose “This position is open with Bajaj Finance ltd.” Duties And Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications And Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player

Job Purpose To provide Level 2 application support for the Loan Origination System (LOS) used in Supply Chain Finance operations, ensuring uninterrupted onboarding, credit approval workflows, underwriting, and sanction processes. The role supports loan journey tracking from lead to disbursement in coordination with LMS and other upstream/downstream systems. Key Responsibilities Loan Origination Workflow Monitoring Monitor the end-to-end SCF LOS workflow: lead creation, credit scoring, document collection, sanctioning, and handover to LMS. Ensure seamless functioning of automated steps like KYC validation, anchor onboarding, and vendor/dealer linkages. Validate credit scoring rules, approval matrix, and turnaround times (TAT). Incident Resolution & User Support Investigate and resolve issues related to LOS forms, drop-downs, rule failures, or user access. Provide L2 support to credit analysts, sales, and operations teams for loan initiation glitches or missing data flows. Perform root cause analysis and create workarounds where feasible. System Integration & Data Flow Support data exchange between LOS – LMS – CBS – Credit Bureaus – including document uploads and decisioning APIs. Monitor and validate third-party integrations for eSign, bureau pulls, GSTN validation, or PAN/Aadhaar checks. Coordinate with L3/vendor team for data mapping, master sync, and onboarding rule engine tuning. Configuration & Product Setup Support product team in setting up new SCF programs, eligibility rules, and risk models in LOS. Validate UI/UX updates and perform post-deployment sanity testing for workflows. Maintain and update master data like anchors, locations, credit limits, and document templates. Reporting & Audit Support Generate ad hoc and scheduled reports for LOS funnel tracking, TAT reports, and approval status. Assist in data gathering for compliance, regulatory audits, and MIS validation. Maintain SOPs, user manuals, and RCA documentation. Technical Skills Area Tools/Technologies LOS Platform Custom LOS, Credo LOS, Newgen, Finflux Database Oracle, PostgreSQL, SQL Server Workflow & Rules Engine BPM tools, Java-based rule engines Integration APIs (REST/SOAP), XML/JSON, MQ Monitoring Logs, APM tools, browser developer tools ITSM ServiceNow, Jira, Zoho Desk Soft Skills & Functional Knowledge Strong understanding of SCF workflows, credit appraisal, dealer/vendor programs, and credit committee approval flows. Analytical mindset to trace and resolve loan lifecycle issues. Ability to coordinate across product, tech, business, and vendor teams. Effective communication and documentation for issue handling and knowledge transfer. Preferred Certifications ITIL Foundation Certifications in Credit/Trade Finance (e.g., IIBF, SCF Practitioner) – optional Work Schedule General business hours with on-call support during product launches, month-end peaks, or regulatory reporting windows.

🚗 Job Title: General Motor Operations Executive 📍 Location: Noida 🗂️ Department: Motor Insurance Operations 📄 Employment Type: Full-time 🔍 Job Summary: We are seeking a detail-oriented and proactive General Motor Operations Executive to oversee end-to-end operations in the motor insurance domain. The role involves handling policy issuance, endorsements, claims coordination, and delivering excellent customer service. Ideal candidates will bring strong coordination skills, operational discipline, and a solid understanding of motor insurance processes. 🛠️ Key Responsibilities: Process motor insurance policies, renewals, endorsements, and cancellations Coordinate with insurance companies for policy issuance and documentation Track and respond to customer service queries and requests Assist the claims team with documentation and follow-up for motor claims Maintain accurate records and data in internal systems Generate and manage daily/weekly MIS reports for motor operations Liaise with sales and support teams to ensure smooth operational flow Ensure strict compliance with IRDA and internal process guidelines 🎓 Required Skills & Qualifications: Graduate in any discipline ( insurance certifications preferred ) 1–3 years of experience in motor insurance operations Proficient in motor policy issuance, endorsements, and claims handling Strong command over MS Office (Excel, Word) and insurance software/platforms Good communication and interpersonal coordination skills High attention to detail with ability to manage multiple tasks under deadlines ⭐ Preferred Attributes: Experience with insurance brokers, intermediaries, or TPAs Familiarity with insurer portals and motor underwriting procedures Ability to adapt in a fast-paced, process-oriented environment

Role: SDE2 Location: Bangalore, Karnataka, India Experience: 3 - 7 Years Product companies Skills & Expertise: Python, AWS, Fastapi, System Design, LLD, HLD, API Integration Work mode: WFO, Normal shift Onsite Opportunity (No Remote work available) About us: We are a Y Combinator-backed, insurtech startup co-founded by IIT Roorkee alumni, focused on transforming the underwriting landscape with Generative AI. Our SaaS offering helps insurance companies in the US make smarter, faster decisions by leveraging advanced AI to optimize underwriting processes, reduce risk, and improve premiums. As we continue to expand. About role: We’re looking for an ambitious, results-driven Senior Software Engineer to join our Engineering team. Key Responsibilities Code Quality and Development: Develop and maintain high-quality, scalable, and maintainable codebases. Establish and enforce coding standards, perform code reviews, and ensure adherence to best practices. Troubleshoot and resolve production bugs efficiently. System Design: Lead and contribute to Low-Level Design (LLD) and High-Level Design (HLD) for complex system architectures. Drive technical discussions to define the technical roadmap for the product. API Integration: Design, develop, and integrate APIs to ensure seamless functionality with third-party systems. Ensure security, scalability, and performance in API implementations. AWS Expertise: Manage and optimize cloud infrastructure on AWS. Implement robust CI/CD pipelines and monitor systems using AWS services. Mentorship and Team Collaboration: Mentor interns and freshers to build their technical capabilities and confidence. Ownership and Management: Take full ownership of the product lifecycle, from ideation to deployment. Collaborate with cross-functional teams to ensure alignment of business goals with technical deliverables. Exhibit a proactive, managerial ownership attitude in delivering results. Startup Journey: Be an integral part of scaling products from 1 to 10, contributing to product-market fit and growth strategies. Adapt and thrive in fast-paced, dynamic startup environments. Must-Have What We’re Looking For: Strong proficiency in Python with hands-on experience of 3+yrs in building SaaS applications. In-depth knowledge of AWS services and cloud infrastructure with hands-on experience of 2+yrs. Expertise in LLD and HLD for designing scalable and reliable systems with hands-on experience of 2+yrs. Proven track record of API integration and troubleshooting production bugs. Experience in managing code quality, performing reviews, and adhering to development best practices with hands-on experience of 1+yrs. Understanding of frontend-backend integration for delivering seamless user experiences. Good-to-Have Familiarity with containerization (Docker, Kubernetes) and microservices architecture. Exposure to observability tools for performance monitoring and debugging. Basic to intermediate knowledge of frontend development, with experience in JavaScript frameworks like React. Attitude Self-enabled: Demonstrates autonomy in problem-solving and decision-making. Proactive: Takes initiative to resolve challenges without supervision. Collaborative: Works effectively with cross-functional teams and fosters a team-oriented environment. Resilient: Thrives in a startup setting embracing agility and adaptability. Perks & Benefit Competitive base salary. Career growth opportunities in a fast-growing, YC-backed startup. Work with a passionate, forward-thinking team who work hard & party hard. Skills: kubernetes,fastapi,javascript,hld,low-level design (lld),system design,high-level design (hld),code quality,lld,aws,containerization,python,api integration,ci/cd,docker,cloud infrastructure,react,microservices

Job Title: Director of Marketing (Founding Team) Location: Bangalore, Karnataka, India (Remote-Friendly) Experience Required: 8–10 Years Compensation: ₹30 – ₹50 LPA + Generous ESOPs Employment Type: Full-Time, Leadership Role About the Company:- Our client is a fast-growing, Y Combinator-backed SaaS startup that is transforming commercial underwriting through AI-powered automation. They work with over 40+ insurance carriers and MGAs in the U.S., using AI to convert messy, unstructured documents and web data into real-time insights for underwriting teams. After achieving strong product-market fit with their initial solution, the company is now expanding into a full-stack underwriting platform — including submission intake, web enrichment, and appetite automation. To fuel this next phase of growth, they’re looking for a Director of Marketing to join the founding team and build out a scalable, high-impact marketing function. Why This Role Stands Out:- This is a founding leadership opportunity — not just a marketing management role. You’ll help define the company’s voice, shape its GTM strategy, and build a team from the ground up. You'll work closely with the CEO, product, and sales to drive narrative, pipeline, and market positioning. Key Responsibilities:- Strategy & Positioning:- Develop and lead product positioning and messaging across multiple segments (MGAs, carriers, mutuals) Evolve the company narrative as it transitions from a single-point solution to a multi-product platform Conduct competitive research and category development to drive differentiation Go-to-Market Execution:- Oversee multi-channel GTM campaigns across LinkedIn, email, events, and web Manage ABM programs, nurture sequences, and top-of-funnel campaigns with performance and product marketing approaches Plan and lead product launches in collaboration with cross-functional teams Sales Enablement & Field Marketing:- Build and maintain sales collateral, pitch decks, battlecards, and positioning guides Collaborate with sales and event marketing to strengthen field engagement and conversions Refine messaging for SDRs and AEs to ensure alignment across the buyer journey Team Building & Ops:- Build and manage a cross-functional marketing team, including: Product Marketer Performance Marketer Marketing Ops Event Marketer Content Writer Freelance Designer Set and track OKRs, performance metrics, and campaign ROI Drive structured processes for content production, reviews, and asset management Lead team planning, hiring, onboarding, training, and performance management Ideal Candidate Profile:- Must-Haves:- 8–10 years of B2B SaaS marketing experience, ideally in a high-growth or startup environment Proven ability to own messaging/positioning in a complex, evolving product ecosystem Experience managing 3 – 5+ direct reports across various marketing functions A true player-coach who can think strategically and execute tactically High comfort in zero-to-one environments with minimal structure Strong collaboration skills, especially with product and sales teams Excellent written, verbal, and storytelling skills Bonus Points:- Experience in insurance, fintech, or regulated B2B industries Familiarity with tools like HubSpot, Notion, Airtable, ClickUp Exposure to performance tracking, budgeting, and OKR systems Perks & Culture Competitive salary + Generous ESOPs High autonomy and a fast-paced startup culture Full remote flexibility Direct collaboration with the founding team Opportunity to create meaningful impact in a high-ownership role Visibility across the organization in a mission-critical leadership position Skills: performance marketing,content production,product positioning,multi-channel marketing,okrs,performance tracking,go-to-market strategy,b2b saas marketing,collaboration,multi-channel campaigns,digital marketing tools (hubspot, notion, airtable, clickup),messaging development,team building,event marketing,hubspot, notion, airtable, clickup,messaging,director of marketing (founding team),sales enablement,okr management,abm programs,competitive research,director of marketing,budgeting,multi-channel gtm campaigns,okr systems,marketing operations,storytelling skills,storytelling

🏢 About the Role: We are seeking a dynamic and highly skilled Risk & Credit Manager to lead our credit risk strategy, adjudication processes, and decision models. This role demands a professional who combines deep domain expertise in credit policy and underwriting with hands-on experience in advanced risk analytics , machine learning algorithms , and global best practices in consumer lending. You will play a critical role in strengthening our risk management framework, driving data-driven decision-making, and implementing scalable credit strategies that balance growth with robust portfolio quality. 🎯 Key Responsibilities: ✅ 1️⃣ Credit Risk Adjudication: Oversee and continuously improve credit adjudication policies for both new and repeat customers. Define credit risk acceptance criteria, segment strategies, and scorecards for multiple products. Review high-value or exception cases and guide underwriters on complex decisions. ✅ 2️⃣ Advanced Risk Modeling: Design, implement, and monitor machine learning-based credit risk models , including scorecards, fraud models, and early warning systems. Evaluate and benchmark internal models with leading industry models used in India and globally (e.g., bureau-based, alternate data models, social scoring, behavioral risk models). Collaborate with Data Science teams to test and validate predictive algorithms, ensuring regulatory compliance and interpretability. ✅ 3️⃣ Portfolio Monitoring & Process Improvement: Build and enhance portfolio monitoring dashboards to track risk KPIs — delinquency, vintage curves, segment performance, and early default triggers. Identify process bottlenecks and design control mechanisms to minimize fraud and operational risk. Drive continuous process improvements to reduce TAT and error rates in credit operations. ✅ 4️⃣ Data-Driven Decisioning: Use actionable insights from credit performance data to refine policy, product features, and sourcing strategies. Partner with Product & Tech teams to embed automated decision engines and real-time rule engines. Explore new data partnerships (e.g., alternate bureau, account aggregator, digital footprint data) to enhance risk prediction. ✅ 5️⃣ Cross-Functional Collaboration & Compliance: Work closely with Operations, Collections, Product, Tech, and Regulatory teams to ensure end-to-end risk controls. Ensure adherence to internal risk policies and external regulatory guidelines (RBI, NBFC norms, AML, KYC). Prepare and present risk MIS and portfolio insights for leadership, board, and investors. 🧩 Key Requirements: ✔️ 5–10 years of strong experience in Credit Risk, Underwriting, or Credit Policy roles within NBFCs, Banks, or Fintechs . ✔️ Hands-on experience designing and implementing credit adjudication frameworks and risk scoring models. ✔️ Good understanding of machine learning algorithms , model validation, and usage of advanced data analytics. ✔️ Exposure to global best practices in credit risk — experience with scorecards, bureau data, alternate data, and open banking is a plus. ✔️ Proven track record of process improvement initiatives , automation, or digitization of credit processes. ✔️ Strong analytical mindset with expertise in SQL, Python/R, or other data tools preferred. ✔️ Excellent stakeholder management and communication skills — comfortable presenting to senior management. ✔️ Graduate/Postgraduate in Finance, Statistics, Economics, or relevant quantitative field. 🚀 Why Join Us? Opportunity to work with an innovative team shaping cutting-edge credit products. Hands-on ownership to build next-generation risk management frameworks . Freedom to experiment with new data sources, tools, and algorithms. Collaborative, merit-driven work culture with clear growth opportunities.

You are a strategic thinker passionate about driving project management. You have found the right team. As a Project Manager within our firm, you will be passionate about promoting project management. Your daily tasks will include defining, refining, and delivering set goals, interpreting and understanding legal documents, reviewing complex approval packages, and managing team performance to exceed business expectations. Additionally, you will mentor team members, manage resources across multiple projects, and ensure compliance with procedures and policies. Effective communication and stakeholder management, preparing KPIs and KRIs, and maintaining quality control of processes will also be key aspects of your role. Interpret and understand legal documents related to underwriting, ensuring compliance with regulatory requirements. Review complex approval packages and underwriting documents for annual client reviews. Exceed turnaround time and accuracy rate targets with a keen eye for detail. Manage individual and team performance to achieve and surpass business expectations. Mentor and coach team members to help them reach their career goals. Oversee resources and capacity across multiple projects simultaneously, ensuring optimal utilization without impacting business operations. Maintain compliance with procedures, policies, and contractual obligations. Communicate effectively verbally and in writing, demonstrating strong stakeholder management skills. Identify situations requiring escalation and take swift action in high-risk, complex environments. Prepare and publish KPIs and KRIs regularly for senior leaders, presenting data to management. Take overall responsibility for process quality control, analyzing risks, and proactively identifying root causes of issues. Required qualifications, capabilities, and skills: - Minimum 7 years of post-qualification work experience in a financial institution or project management. - Strong working knowledge of banking products such as Client Onboarding, KYC, AML, Credit, Loan operations, Underwriting, or Investment Banking. - Experience working with Risk, Audit, and Compliance to meet organizational objectives. - Manage a team of 8+ members, provide coaching sessions, feedback, and support their career progression. - Leadership skills to adapt to a changing environment, monitor progress, and deliver results timely. - Accountability in supporting execution of deliverables/projects, seeking efficiency, and taking personal responsibility. - Good communication skills, ability to communicate clearly, lead by initiative, and address complex business issues. - Proficient in Time Management, prioritizing tasks, and working under pressure in a deadline-oriented environment. - Strong organization, attention to detail, time management, planning skills, and handling multiple priorities. - Demonstrated ability to communicate effectively at all management levels, written and verbal. - Foster a positive approach to process assessment, identify trends, and improve processes for customers and the business. - Resolve client service issues quickly, provide world-class service internally and externally. - Project management experience, including identifying project steps, executing milestones, summarizing findings, and presenting to senior management.,

The role of a Location Manager in the Risk Control Unit involves evaluating credit requirements for potential customers, both strategic and retail. This includes underwriting and preparing credit assessment notes that involve a detailed analysis of the business, management, and financials. The manager is responsible for analyzing balance sheets and other financial statements to identify risk factors. Market, competitor, and dealer visits are essential as per requirements for keeping updated on market changes. This information helps in acting proactively. Timely processing of proposals is crucial to ensure a better time to market. The Location Manager is also responsible for ensuring compliance with the terms and conditions of sanctions by liaising with Relationship Managers and the company involved. Adherence to credit policies and RBI guidelines is a key responsibility of the Location Manager. Continuous monitoring of infant delinquencies is also part of the role to maintain a healthy credit portfolio.,

At PwC, our people in legal services offer comprehensive legal solutions and advice to internal stakeholders and clients, maintaining compliance with regulations and minimising legal risks. These individuals provide strategic guidance and support across various industries. Those in NewLaw at PwC will focus on innovative approaches, methodologies, and tools to deliver legal services in a more efficient and effective manner. Your work will involve utilising technology, process improvement, and data analysis to streamline legal processes, enhance client service, and drive value. Focused on relationships, you are building meaningful client connections, and learning how to manage and inspire others. Navigating increasingly complex situations, you are growing your personal brand, deepening technical expertise and awareness of your strengths. You are expected to anticipate the needs of your teams and clients, and to deliver quality. Embracing increased ambiguity, you are comfortable when the path forward isn’t clear, you ask questions, and you use these moments as opportunities to grow. Skills Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to: Respond effectively to the diverse perspectives, needs, and feelings of others. Use a broad range of tools, methodologies and techniques to generate new ideas and solve problems. Use critical thinking to break down complex concepts. Understand the broader objectives of your project or role and how your work fits into the overall strategy. Develop a deeper understanding of the business context and how it is changing. Use reflection to develop self awareness, enhance strengths and address development areas. Interpret data to inform insights and recommendations. Uphold and reinforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance), the Firm's code of conduct, and independence requirements. Most Desired Skills Bolded A career in our Balance Sheet Management practice, within Financial Risk and Regulatory services, will provide you with the opportunity to help business leaders embed a proactive and dynamic risk management capability and mind set into their corporate business practices. From strategy through to implementation, we help put in place people, processes and technology so they can leverage financial risk management to identify new opportunities and pursue success as smoothly, systematically and sustainably as possible in the face of changing markets, technologies and competition. Our team provides our clients with gap assessments as well as design and implement processes to facilitate asset and liability management, funding and liquidity planning and stress testing, and capital management. You’ll help build tools that enable our clients to efficiently utilize capital and liquidity resources, consistent with regulatory expectations. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. As a Senior Associate, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Use feedback and reflection to develop self awareness, personal strengths and address development areas. Delegate to others to provide stretch opportunities, coaching them to deliver results. Demonstrate critical thinking and the ability to bring order to unstructured problems. Use a broad range of tools and techniques to extract insights from current industry or sector trends. Review your work and that of others for quality, accuracy and relevance. Know how and when to use tools available for a given situation and can explain the reasons for this choice. Seek and embrace opportunities which give exposure to different situations, environments and perspectives. Use straightforward communication, in a structured way, when influencing and connecting with others. Able to read situations and modify behavior to build quality relationships. Uphold the firm's code of ethics and business conduct. As a member of the Risk & Regulatory Advisory team, you will advise financial institutions on a broad range of credit risk management topics including, organization and governance; credit process optimization; risk rating model design, build and implementation; and Current Expected Credit Losses (CECL) process and tools. You will work on a team evaluating, designing, and implementing credit risk strategies to support our clients in addressing key market challenges focused on credit risk. Job Requirements and Preferences: Basic Qualifications: Minimum Degree Required: Bachelor Degree Minimum Years of Experience: 3 year(s) Preferred Qualifications: Degree Preferred: Master Degree Preferred Fields of Study: Business Administration/Management, Mathematics, Statistics, Finance, Accounting, Economics Demonstrates a thorough level of abilities and/or a proven record of success in how to lead or facilitate relevant project management or client consultations in the areas of credit-related activities and credit risk management, preferably in some combination of the following areas: Collaborating and/or playing a significant role in commercial and retail lending and credit process redesign initiatives, such as streamlining credit approval processes (including artificial intelligence), better aligning deal team execution and delivery to client segmentation schemes, implementing credit process redesign initiatives (e.g., target operating model for credit lifecycle), redesigning risk management organization or functional responsibilities, enhancing loan review processes, and/or enhancing loss mitigation/recovery processes; Familiarity with conducting credit risk processes, performing underwriting, credit analysis and assigning risk ratings (e.g., single, and dual risk rating frameworks), writing and reviewing risk management policies and procedures, 1st and 2nd line of defense experience; Developing, applying, and validating commercial and retail credit risk methodologies including obligor and facility risk rating (e.g., PD, LGD, EAD) models, pricing models, etc.; Creating and executing design and application of commercial and retail credit risk reporting and analytics in a financial services organization; Selecting, implementing and/or using commercial and retail credit risk workflow, analytic tools - e.g., Moody's, S&P, nCino, and/or, reporting technologies. Possessing familiarity with commercial and retail credit regulatory guidance covering CECL, credit risk review systems, underwriting/annual reviews; and, Possessing completion of a formal credit training program. Demonstrates a thorough level of abilities and/or a proven record of success with designing and implementing process improvement solutions, leveraging PC applications including MS Office (Word, Excel, Access, PowerPoint), where applicable, including: Leveraging know-how of a wide range of commercial and retail loan types, including C&I, CRE, ABL, Leasing, Project Finance, Leveraged Lending, fund financing, etc.; Operating successfully as both an individual contributor and team member, identifying and addressing client needs. Preparing, coordinating, and delivering complex written and verbal materials to clients and senior management (e.g., PPT presentations, summary reports/ memos, oral presentations); Collaborating with teams to create a proven atmosphere of trust, seeking diverse views to encourage improvement and innovation, and coaching staff, including providing timely meaningful written and verbal feedback; Identifying and addressing client needs by building and maintaining trust (e.g., client relationship management); Considering cross-cultural differences, seeking diverse views to encourage improvement and innovation, and fostering a global mindset for the team; Demonstrating experience in working with and managing on-shore and off-shore teams; Demonstrating thorough ability to communicate project goals and objectives, project status and deliverables, building consensus and presenting standard industry practices/point of view effectively; and, Keeping leadership informed of progress and issues.