Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Location: Type United States (California Preferred, Remote OK) Full-Time | Senior Executive | Competitive Salary + Equity About COVU COVU is on the mission of reimagining insurance through building the AI-native infrastructure for the insurance industry—transforming how agencies, carriers, and customers interact with risk. With $30M+ raised and six agencies already acquired, we are rolling out a new operating system for insurance distribution, combining intelligent customer management, embedded product access, and scalable partnerships. We’re scaling fast—and we need a proven insurance operator and strategic builder to help us expand our external ecosystem of carriers, aggregators, brokerages, and agency partners. The Role We’re seeking a Head of Strategic Relations—a senior insurance leader who knows how to build, not just manage. You’ll lead our national partnership efforts, launching and scaling initiatives that sit at the heart of COVU’s growth: from carrier alliances and aggregator plays to embedded agency clusters and multi-state rollups. This is not a BD role. It’s a foundational operating role for someone who has built, scaled, or sold brokerages, agencies, or platforms—and is ready to do it again inside a high-growth tech company. You’ll report directly to the CEO and work closely with the executive team to drive outcomes that grow revenue, expand influence, and cement COVU’s market leadership. What You’ll Do Build & Lead Strategic Partnerships: Design, structure, and scale COVU’s relationships with carriers, MGAs, aggregators, franchise networks, and agency groups. Stand Up Market Access Functionality: Launch our agency-facing market access and product distribution ecosystem. Own Partner Strategy: Develop strategic relationships with decision-makers at carriers and large brokerages—helping COVU secure appointments, programs, and joint ventures. Launch Growth Channels: Identify and own strategic GTM initiatives that create leverage—e.g., white-label partnerships, MGA launches, cluster integrations, etc. Act Like a CEO: Operate independently, make strategic calls, and build your function from the ground up—while staying hands-on with deals, operations, and execution. Represent COVU: Externally as a trusted, respected partner and internally as a key leader helping shape our business model. You Might Be a Fit If You Have 10–20+ years of insurance leadership experience with P&L responsibility Were a CEO, President, or Founder of a successful brokerage, agency group, cluster, or insurtech Know how to build a business from scratch, create structure out of chaos, and lead by example Have a deep network of carrier, MGA, and aggregator relationships across the U.S. Have a track record of closing complex strategic deals and delivering results Are just as comfortable in a boardroom with a CEO as you are in the field with producers Bonus: Have experience in insurtech, AI, embedded distribution, or underwriting modernization You want to build something that redefines how insurance works Cultural Traits We’re Looking For Entrepreneurial Operator – You don’t wait for permission. You identify what’s needed and make it happen. Low Ego, High Output – You’re about results, not status. Builder, Not Bureaucrat – You’d rather build a revenue engine than write a deck about it. Industry Credibility with a Modern Mindset – You know the old way, but you’re building the new way. Compensation & Structure Competitive base salary Substantial equity package Benefits + performance incentives Title flexibility (SVP, Head of, or C-level depending on background) Location & Travel California-based preferred (LA or SF access ideal), but remote for the right candidate Some travel expected for carrier and partner meetings, events, and leadership offsites Why Join Us? COVU is not just another insurtech. We’re building a vertically integrated, AI-native risk platform—and we’re serious about doing it the right way: with execution, industry grounding, and visionary leadership. If you’re a legacy builder looking to help shape the next great platform in insurance, let’s talk. Show more Show less

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. JD for L&A Business Consultant Working as part of the Consulting team, you will take part in engagements related to a wide range of topics. Some examples of domains in which you will support our clients include the following: Proficient in Individual and Group Life Insurance concepts, different type of Annuity products etc. Proficient in different insurance plans - Qualified/Non-Qualified Plans, IRA, Roth IRA, CRA, SEP Solid knowledge on the Policy Life cycle Illustrations/Quote/Rating New Business & Underwriting Policy Servicing and Administration Billing & Payment Claims Processing Disbursement (Systematic withdrawals, RMD, Surrenders) Regulatory Changes & Taxation Understanding of business rules of Pay-out Demonstrated ability of Insurance Company Operations like Nonforfeiture option/ Face amount increase, decrease/ CVAT or GPT calculations /Dollar cost averaging and perform their respective transactions. Understanding on upstream and downstream interfaces for policy lifecycle Consulting Skills – Experience in creating business process map for future state architecture, creating WBS for overall conversion strategy, requirement refinement process in multi-vendor engagement. Worked on multiple Business transformation and modernization programs. Conducted multiple Due-Diligence and Assessment projects as part of Transformation roadmaps to evaluate current state maturity, gaps in functionalities and COTs solution features. Requirements Gathering, Elicitation –writing BRDs, FSDs. Conducting JAD sessions and Workshops to capture requirements and working close with Product Owner. Work with the client to define the most optimal future state operational process and related product configuration. Define scope by providing innovative solutions and challenging all new client requirements and change requests but simultaneously ensuring that client gets the required business value. Elaborate and deliver clearly defined requirement documents with relevant dataflow and process flow diagrams. Work closely with product design development team to analyse and extract functional enhancements. Provide product consultancy and assist the client with acceptance criteria gathering and support throughout the project life cycle. Technology Skills - Proficient in technology solution architecture, with a focus on designing innovative and effective solutions. Experienced in data migration projects, ensuring seamless transfer of data between systems while maintaining data integrity and security. Skilled in data analytics, utilizing various tools and techniques to extract insights and drive informed decision-making. Strong understanding of data governance principles and best practices, ensuring data quality and compliance. Collaborative team player, able to work closely with stakeholders and technical teams to define requirements and implement effective solutions. Industry certifications (AAPA/LOMA) will be added advantage. Experience on these COTS product is preferrable. FAST ALIP OIPA wmA We expect you to work effectively as a team member and build good relationships with the client. You will have the opportunity to expand your domain knowledge and skills and will be able to collaborate frequently with other EY professionals with a wide variety of expertise. EY | Building a better working world EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets. Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate. Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today. Show more Show less

About COVU COVU is building the AI-native infrastructure for insurance and risk management. We’re reinventing how insurance is distributed, embedded, and managed—starting with agency roll-ups and expanding into a vertically integrated platform that spans customer engagement, underwriting intelligence, and product distribution. We’ve raised over $30M, acquired multiple agencies, and are building the operating system for risk. Now we’re looking for a technical co-architect and executive builder to take the reins of our platform and lead us into the next phase of intelligent insurance. The Role As CTO, you will be responsible for driving the technical vision, architecture, and execution strategy behind our core infrastructure. You will lead and grow a team of engineers and technical leaders, and play a critical role in aligning product, AI, and operational strategy. We’re looking for a visionary and pragmatic builder—someone who has scaled systems before, thrives in early-stage chaos, and wants to help define the future of regulated, high-stakes digital infrastructure. This is not a figurehead role. We want someone who’s been in the trenches, knows what it takes to ship, scale, and secure complex systems, and is excited to lead from the front. Key Responsibilities Own and evolve the technical vision, system architecture, and infrastructure roadmap Build a scalable and modular core platform that supports quoting, servicing, data intelligence, and agency tools Lead, hire, and mentor a growing engineering team and future VPs/directors Oversee AI/ML integration with structured customer and product data Ensure best practices in data security, compliance, performance, and availability Act as a cross-functional leader with Product, Ops, and Growth to deliver on business goals Represent COVU in strategic technical conversations with partners, carriers, and investors Ideal Profile 15+ yrs building cloud platforms (≥ 10 yrs in leadership); prior CTO or Chief Architect in a high‑growth SaaS (or insurtech) Fluency in modern architecture: event-driven systems, microservices, AI/ML pipelines, modular APIs Deep AWS expertise (serverless, IAM, networking, cost governance) & strong security mindset (SOC 2, HIPAA, PCI or similar). Has shipped scalable, secure systems in regulated or data-sensitive industries (insurance, fintech, healthtech) Hands‑on polyglot engineer; can still whiteboard elegant system designs. Inspiring storyteller & board‑ready communicator. Bonus: experience working with insurance carriers, MGAs, or compliance requirements Traits That Matter Builder’s Mindset – You get excited about designing and shipping. You don’t just whiteboard—you roll up your sleeves. Strategic & Tactical – You can lead the technical roadmap and dive into edge cases with engineers. Talent Magnet – You’ve built high-performing engineering teams and can attract top-tier talent. Bias Toward Clarity & Speed – You value rapid learning, continuous improvement, and clear direction. Cross-Functional Leader – You’re comfortable aligning technical teams with product, ops, and GTM. Compensation Competitive executive salary Substantial equity package (foundational leadership tier) Health, wellness, and performance incentives Opportunity to grow with the company into a long-term C-suite leader Location Ideally based in San Francisco or Los Angeles Remote OK for exceptional candidates with proven track records Some travel expected for executive planning, offsites, and strategy sessions Why Join Now? This is a rare opportunity to define and lead the technology layer of a high-growth, high-impact platform from the ground up. You’ll have the ownership, capital, and vision to build something that redefines how the insurance industry works—and a leadership team deeply committed to doing it right. Show more Show less

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. JD for L&A Business Consultant Working as part of the Consulting team, you will take part in engagements related to a wide range of topics. Some examples of domains in which you will support our clients include the following: Proficient in Individual and Group Life Insurance concepts, different type of Annuity products etc. Proficient in different insurance plans - Qualified/Non-Qualified Plans, IRA, Roth IRA, CRA, SEP Solid knowledge on the Policy Life cycle Illustrations/Quote/Rating New Business & Underwriting Policy Servicing and Administration Billing & Payment Claims Processing Disbursement (Systematic withdrawals, RMD, Surrenders) Regulatory Changes & Taxation Understanding of business rules of Pay-out Demonstrated ability of Insurance Company Operations like Nonforfeiture option/ Face amount increase, decrease/ CVAT or GPT calculations /Dollar cost averaging and perform their respective transactions. Understanding on upstream and downstream interfaces for policy lifecycle Consulting Skills – Experience in creating business process map for future state architecture, creating WBS for overall conversion strategy, requirement refinement process in multi-vendor engagement. Worked on multiple Business transformation and modernization programs. Conducted multiple Due-Diligence and Assessment projects as part of Transformation roadmaps to evaluate current state maturity, gaps in functionalities and COTs solution features. Requirements Gathering, Elicitation –writing BRDs, FSDs. Conducting JAD sessions and Workshops to capture requirements and working close with Product Owner. Work with the client to define the most optimal future state operational process and related product configuration. Define scope by providing innovative solutions and challenging all new client requirements and change requests but simultaneously ensuring that client gets the required business value. Elaborate and deliver clearly defined requirement documents with relevant dataflow and process flow diagrams. Work closely with product design development team to analyse and extract functional enhancements. Provide product consultancy and assist the client with acceptance criteria gathering and support throughout the project life cycle. Technology Skills - Proficient in technology solution architecture, with a focus on designing innovative and effective solutions. Experienced in data migration projects, ensuring seamless transfer of data between systems while maintaining data integrity and security. Skilled in data analytics, utilizing various tools and techniques to extract insights and drive informed decision-making. Strong understanding of data governance principles and best practices, ensuring data quality and compliance. Collaborative team player, able to work closely with stakeholders and technical teams to define requirements and implement effective solutions. Industry certifications (AAPA/LOMA) will be added advantage. Experience on these COTS product is preferrable. FAST ALIP OIPA wmA We expect you to work effectively as a team member and build good relationships with the client. You will have the opportunity to expand your domain knowledge and skills and will be able to collaborate frequently with other EY professionals with a wide variety of expertise. EY | Building a better working world EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets. Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate. Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today. Show more Show less

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. JD for L&A Business Consultant Working as part of the Consulting team, you will take part in engagements related to a wide range of topics. Some examples of domains in which you will support our clients include the following: Proficient in Individual and Group Life Insurance concepts, different type of Annuity products etc. Proficient in different insurance plans - Qualified/Non-Qualified Plans, IRA, Roth IRA, CRA, SEP Solid knowledge on the Policy Life cycle Illustrations/Quote/Rating New Business & Underwriting Policy Servicing and Administration Billing & Payment Claims Processing Disbursement (Systematic withdrawals, RMD, Surrenders) Regulatory Changes & Taxation Understanding of business rules of Pay-out Demonstrated ability of Insurance Company Operations like Nonforfeiture option/ Face amount increase, decrease/ CVAT or GPT calculations /Dollar cost averaging and perform their respective transactions. Understanding on upstream and downstream interfaces for policy lifecycle Consulting Skills – Experience in creating business process map for future state architecture, creating WBS for overall conversion strategy, requirement refinement process in multi-vendor engagement. Worked on multiple Business transformation and modernization programs. Conducted multiple Due-Diligence and Assessment projects as part of Transformation roadmaps to evaluate current state maturity, gaps in functionalities and COTs solution features. Requirements Gathering, Elicitation –writing BRDs, FSDs. Conducting JAD sessions and Workshops to capture requirements and working close with Product Owner. Work with the client to define the most optimal future state operational process and related product configuration. Define scope by providing innovative solutions and challenging all new client requirements and change requests but simultaneously ensuring that client gets the required business value. Elaborate and deliver clearly defined requirement documents with relevant dataflow and process flow diagrams. Work closely with product design development team to analyse and extract functional enhancements. Provide product consultancy and assist the client with acceptance criteria gathering and support throughout the project life cycle. Technology Skills - Proficient in technology solution architecture, with a focus on designing innovative and effective solutions. Experienced in data migration projects, ensuring seamless transfer of data between systems while maintaining data integrity and security. Skilled in data analytics, utilizing various tools and techniques to extract insights and drive informed decision-making. Strong understanding of data governance principles and best practices, ensuring data quality and compliance. Collaborative team player, able to work closely with stakeholders and technical teams to define requirements and implement effective solutions. Industry certifications (AAPA/LOMA) will be added advantage. Experience on these COTS product is preferrable. FAST ALIP OIPA wmA We expect you to work effectively as a team member and build good relationships with the client. You will have the opportunity to expand your domain knowledge and skills and will be able to collaborate frequently with other EY professionals with a wide variety of expertise. EY | Building a better working world EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets. Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate. Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today. Show more Show less

• Identify and motivate potential candidates to enrol for becoming agents • Activate certified agents through mobilization of minimum premium in stipulated time • Ensure familiarization of the company’s products, policies and sales processes to the agents • Identify, communicate and agree on the premium targets with agents on various class of business & geographical segment • Ensure lower dormancy ratio of active vs total agents. • Maximize mobilization through regular follow-ups & strengthening of relationships with agents • Ensure constant updating of agent’s knowledge on new products and underwriting policiesTroubleshooting with a) Underwriting team for policy approval b) Branch operations team for policy issuance c) claims team for claims settlement d) Finance team for timely disbursement of agent’s commission Compliance & Adherence • Adherence to 100% compliance

Commercial Lines Senior Underwriter – Healthcare & Life Science Home » Careers » Commercial Lines Senior Underwriter – Healthcare and Life Science INTRODUCTION Specialty Program Group Canada (SPGC) is a fast-paced insurance Managing General Agency (MGA) that provides innovative underwriting solutions for our network of brokers across Canada through our trade brands: Cansure, Beacon, i3 Underwriting, Totten Group, Anderson McTague & Associates, and Specialty Claims Canada. Our success as Canada’s largest MGA is based on our innovation, hospitality-level service, and living our values every day. We are a thriving, growing organization, providing stable and fulfilling careers for over 300 people across Canada. We are leading supplier of property and casualty insurance in Canada, providing innovative underwriting solutions to licensed brokers across Canada. We offer a broad range of products servicing business in one of our core segments: Hospitality, Recreation & Resorts, Construction (COC), Contractors, Professional Insurance, Real Estate, Transportation and more. Our underwriting expertise and facilities let us write even the toughest risks or solve that small wrinkle in what might otherwise be a standard risk. We are seeking a Senior Underwriter to join our growing department. SPGCanada.ca | Cansure.com | TottenGroup.com Overview We’re looking for a dynamic and experienced Senior Underwriter to bolster our Healthcare and Life Sciences Practice. This role is tailor-made for a professional with a robust background in professional medical malpractice liability. As a key member of our team, you will underwrite complex new and renewal business, demonstrating strong technical and commercial underwriting acumen. This is a golden opportunity for someone to join a fast-paced exciting team ready to build and manage a significant book of business in a vibrant and growing company. This is a hybrid/remote position based on team needs , with a preference for candidates based in Ontario. Responsibilities This position will: Perform risk analysis using internal and external data resources for quoting, negotiating, and authorizing renewals and new business, with a focus on moderate to complex risks in specialized healthcare and life sciences sectors; Develop and support professional business partnerships with brokers by providing prompt service, presenting quotations, negotiating coverage, and resolving issues with a solution-oriented approach; Pursue and achieve production targets by soliciting new business, identifying opportunities for growth, and maintaining strong broker and carrier relationships; Maintain strong relationships with internal teams and external stakeholders by providing in-person support through broker visits, industry events, and conferences; Ensure compliance with internal underwriting guidelines, delegated authority parameters, and the terms of various domestic and Lloyd’s carrier agreements; Prepare and submit formal referral documentation to carriers, including Lloyd’s markets, ensuring clarity, completeness, and alignment with underwriting strategy; Contribute to product knowledge and development by identifying market opportunities and collaborating with management to enhance offerings and deliver tailored solutions; Mentor and support junior underwriters, sharing expertise and promoting team development and knowledge transfer; Think strategically, set actionable objectives, and implement plans that support long-term business goals and underwriting profitability; Complete loss reports and post-claim underwriting reviews to inform future risk selection and contribute to portfolio performance. Qualifications You’re a good fit if you have: Have at least 5 years of relevant experience in commercial lines underwriting with a focus in healthcare and life sciences sector. Have experience underwriting or broking mid-level to complex risks in healthcare and life sciences. Hold a Chartered Insurance Professional (CIP) or Canadian Risk Management (CRM) designation (or are actively pursuing); Hold a Level 2 broker license or can qualify for a RIBO and/or BC, AB, SK license within 90 days; Are familiar with insurance regulatory and compliance frameworks and have a solid understanding of the industry landscape; Are proficient with Microsoft Outlook and Word, and ideally have experience with broker systems such as TAM or Policy Works; Have existing relationships within the industry you can leverage to grow your portfolio; Have attended industry events such as broker conventions, seminars, or networking functions; Are comfortable leading meetings with brokers to strengthen relationships and prospect for new opportunities; Are a clear and effective communicator with strong negotiation skills and a commitment to high service standards; Have strong analytical and decision-making skills, and can exercise sound judgment in evaluating complex risks; Have leadership qualities with a desire to mentor and contribute to team development; Are organized, self-motivated, and collaborative, with a strong work ethic and the ability to thrive in a team environment; Are open to occasional travel (up to 25%) for broker meetings and events. Benefits By joining Specialty Program Group Canada, you’ll become part of a rapidly growing company focused on providing innovative insurance solutions to support independent brokers in Canada. As a member of our team, you’ll benefit from: Dental care Extended health care Paid time-off RRSP match Vision care Salary Range The expected salary range for this position is from $75,000 and above and will be impacted by factors such as the successful candidate’s skills, experience and working location, as well as the specific position’s business line, scope and level. Specialty Program Group Canada and affiliated brands are proud to offer comprehensive benefit and total compensation packages which include extended health and dental benefits, disability insurance, RRSP matching, paid time off benefits, and a variety of potential bonus opportunities. Apply Today Interested applicants are asked to send your cover letter and resume to careers@spgcanada.ca . Please note that only those chosen for an interview will be contacted. I’M INTERESTED IN THIS POSITION Show more Show less

Underwriting / Appraisal of credit proposals in line with the policy within laid down TATs. Analyzing the Financial statements, Cash flow / Bank statements, and Ratio analysis for assessment of working capital/ Term Loan/ other funding requirements of the SME. Key Responsibilities Evaluate and underwrite loan applications post credit processing. Conduct Quantitative & Qualitative Analysis including Personal Discussions (PD) to assess creditworthiness. Perform Financial Analysis: assess balance sheets, profitability, and net worth. Conduct Banking and Statutory Analysis: evaluate bank statements, EMI patterns, tax filings, and GST compliance. Carry out Legal Checks: identify any existing complaints or legal red flags. Recommend loan decisions (Approve/Reject) as per credit policy. Collaborate with Sales and Operations Teams to support disbursements and business targets. Monitor portfolio performance and suggest policy updates based on risk insights.

ROLE PURPOSE & OBJECTIVE This role is responsible to manage credit policies and processes are followed for GL unsecured loans in the region and Manage that the processes/policies are effectively managed on the field. The role incumbent will maintain processing / underwriting of the GL loans in line with regulatory guidelines and internal policies with zero errors and facilitate Prudent Credit Decisions on exceptional cases based on data points Size of role FINANCIAL SIZE NON-FINANCIAL SIZE Monitors portfolio and ensure good portfolio quality of around Rs. 200 to 300 Cr (both GL and IL) IL Disbursement of Rs. 12-15 Cr in a month through team Handles team of 6-8 members directly or indirectly Support business of 10-12 Branches in the region KEY DUTIES & RESPONSIBILITIES OF THE ROLE Business: Manage if the Policies and Processes are effectively followed in the field by Distribution and Credit Train and Certify HV and GRT Person on Policy and Process revision Provide feedback about the Policy and Process based on the Field Understanding Conduct Area Surveys and Cross check as and when required Review the Negative areas regularly Rollout of new technology across all the branches Conduct GRTs/HV on sample basis to understand the ground realities. Identify and highlight issues / deviations in the field for necessary action Escalate field issues with respect to customers, field issues and competition Take necessary steps to Manage Good Portfolio quality while underwriting the loans Manage the data and reports are effectively used for managing team and Risk in the field Visit Overdue cases, understand the issues and prepare reports or case studies Follow up for collections in the early bucket Prepare action plan for critical Overdue cases for collections Initiate write-off of non-recoverable accounts as per the defined policy and process Supervise 6-8 Credit Officers in the field. Manage Internal and External Risk assessment is being done for all the branches Co-ordinate with Distribution team for effective utilization of the resources Provide Audit compliances timely for the internal and external audits Recommend credit policy changes based on field insights to the senior management Involve in Areas Surveys, Area Cross check and review of Negative areas Train Distribution and Credit on the policy and processes, new technology changes etc. Engage with Audit and Risk team to monitor credit risk and participate in audit closure meeting Escalate field issues and Manage actions are taken as per defined Penalty Matrix Manage healthy branch portfolio through regular follow-ups and visits with delinquent / critical clients Visit FTODs, Non-starters, and prepare action for collection Execute action plan for high risk / poor scoring branches along with Distribution team Co-ordinate with other departments for effective risk management Supervise a team of 6-8 Team Lead and / or Credit Officers-IL at field Recruit good Officers and build strong Credit team in the field Customers: Work with CRM and Branch Head for effective implementation of Credit Policies and utilization of resources in the field Engage with Branch Head and State HR for trainings and refresher trainings Work with Auditors, Audit Officers and Vigilance Officers for identification of deviations in the field and to take necessary actions Discuss with Customer and staff to Understand the Customer and Field staff requirements while framing the policies and processes Engage with customer and staff to understand the customer and field staff requirements while suggesting for changes in policies and processes Co-ordinate with Branch Head & Collections Officer for effective collections management Manage credit team provides good service to customers through efficient processing of applications Recommend the right product and loan amount to the right customer Internal process : Manage adherence to all regulatory norms with respect to KYC & Documentation and Customer Selection Manage adherence to all internal policies & processes with respect to Credit Manage approvals in field are within defined Credit TAT of Group Loans Manage that the Issues and deviations are escalated appropriately to the concerned department and supervisors Highlight system risks associated with branches / areas Report/ Escalate critical issues at field in IDM / Risk Review Manage appropriate action against non-starter loan originators Manage timely & accurate submission of daily, weekly & monthly reports Learning & Performance: Train and handhold Credit Officers, CRMs and Branch Head. Monitor daily performance of the Credit Officers Monitor performance of staff against defined goals/metrics and take corrective action Manage goal-setting, midyear review and annual appraisal process happens within specified timelines for self and reportees Manage adherence to training man-days/ mandatory training programs for self and reportees Manage overall staff satisfaction as per Great Place to Work Survey Manage timeliness & discipline among team & cordial relationship with IL Team Identify training needs to support the business and Provide the training with good resources Manage necessary feedback is given to team on regular basis. Educational Qualifications Degree or Post Graduate in Commerce, Business Administration, Economics, Science or MBA/PGDM Experience (Years and Core Experience Type) 3-4 Years in Field Credit or Sales, Preferably with Team Handling Experience Certifications Not Applicable Functional Skills Proficient in observing / interpreting Financial statements Process of Compliance and Orientation Understanding CIBIL/Equifax / Highmark Reports Customer and Risk Assessment Strong Analytical and Interpretation skill Strong computer skills - Word, Excel, PowerPoint Knowledge on the areas / locality and competitor information Behavioral Skills Strong credit decision making Strong Interpersonal skills, Ability to manage relationships both internally and externally Interested in doing field work and flexible with movement / travel Training skills and Co-ordination skills Patience, Good personal discipline and planning Ownership, Leadership and team handling Accuracy, and attention to detail Pro-activeness and initiative taking Competencies Strategic Influence Coaching and Developing others Driving Execution Leading Change Operational Decision Making KEY INTERACTIONS INTERNAL EXTERNAL Branch Head, CRM, CRSs CCR, Cashier Vigilance Manager / Vigilance Officer / Collection Manager/ Collection Officer/ Audit Manager / Auditor, Risk Manager State HR, HR Officer Product Manager / Accounts officers Operations Officer, IT Officer, Admin Officer Staffs - MFIs / Banks Local / State Level Bodies / Forums Community Forums Customers

Job purpose To manage the end-to-end claims reimbursement process efficiently and accuratelyensuring timely claim submission, verification, adjudication, and resolution—while maintaining compliance, improving customer satisfaction, and contributing to the organization’s operational excellence. Duties and responsibilities 1. Claim Submission Initiation : The insured individual or the service provider submits a claim to the insurance company for reimbursement. Required Documentation : Policy details (policy number, coverage specifics). Proof of service or expense (invoices, bills, or receipts). Supporting documents (e.g., medical reports, repair estimates, or loss reports). Submission Channels : Claims can be submitted via online portals, email, fax, or physical mail, depending on the insurer's requirements. 2. Claim Verification and Validation Eligibility Check : Determine if the claim is within the policy coverage limits and terms. Verify that the claim type (medical, property damage, etc.) is covered under the insured's policy. Document Review : Confirm all necessary documents have been provided. Ensure the claim is free from errors, fraud, or inconsistencies. Request for Additional Information : If documents are missing or unclear, the insurer requests clarification or additional evidence. 3. Claim Adjudication Assessment of Claim : Evaluate the claim amount against the policy terms and coverage limits. Check deductibles, co-pays, and exclusions outlined in the policy. Reimbursement Calculation : Determine the payable amount after accounting for policy conditions like sub-limits, deductibles, or co-insurance clauses. Approval or Denial : Approve valid claims for reimbursement. Deny claims with proper reasoning if they fall outside policy coverage. 4. Reimbursement Processing Payment Authorization : Approved claims move to the payment stage after final authorization by the claims manager or automated systems. Payment Methods : Payments are issued via direct deposit, checks, or transfers to the insured or service provider, depending on the arrangement. Notification : The claimant receives a notification detailing the reimbursement amount, processing timelines, and any deductions applied. 5. Dispute Resolution (if applicable) Denial Appeals : If a claim is denied, the insured can appeal the decision with additional documentation or clarification. Resolution of Discrepancies : Address issues such as underpayments or errors in processing through negotiation or review. Customer Support : Insured parties can work with claims specialists to resolve questions about their claim or reimbursement status. 6. Final Documentation and Archiving Record Keeping : All claim-related documents and correspondence are archived for compliance and future reference. Regulatory Reporting : Ensure claims are processed in compliance with local, state, or federal regulations and report as needed.

Bangalore/ Gurgaon, India AXA XL recognizes data and information as critical business assets, both in terms of managing risk and enabling new business opportunities. This data should not only be high quality, but also actionable - enabling AXA XL's executive leadership team to maximize benefits and facilitate sustained enterprise advantage. Our Innovation, Data, and Analytics Office (IDA) is focused on driving innovation by optimizing how we leverage data to drive strategy and create a new business model - disrupting the insurance market. As we develop an enterprise-wide data and digital strategy that moves us toward a greater focus on the use of data and data-driven insights, we are seeking an Associate Specialist for our Data Sourcing & Solutions team. The role sits across the IDA Department to make sure customer requirements are captured and transformed into actionable data specifications. Success in the role will require a focus on initiative-taking management of the sourcing and management of data from source through usage. What You’ll Be DOING What will your essential responsibilities include? Responsible for documenting data requirements (Business and Function Requirements), assessing the reusability of Axiom assets, and developing streamlined processes to expedite data sourcing to deliver data to AXA XL business stakeholders regularly. Develop and operationalize strategic data products, managing the end-to-end sourcing and utilization of data assets, with a specific focus on reusable Policy and Claim Domain data assets. Conduct data validation testing in partnership with AXA XL business to make sure data accuracy and requirement validation. that all data required as part of the Data Ecosystem has a single version of the truth. Respond to ad-hoc data requests to support AXA XL's business. Foster a customer-first attitude, prioritize service for business stakeholders, and drive the internalization and execution of IDA and company-wide data-driven goals. Contribute to best practices and standards for capturing business requirements and translating them into functional, non-functional, and semantic specifications, and develop a comprehensive understanding of the data and customers. Drive root cause analysis for identified data deficiencies, identify options to improve data consistency, accuracy, and quality at the source, and collaborate with technical teams to translate business requirements into AI/Gen AI solutions. Collaborate with cross-functional teams to work together AI/Gen AI solutions into existing business processes and systems, stay updated with the latest AI technology developments and best practices, and provide recommendations for continuous improvement of AI/Gen AI projects. You will report to Division Lead- Data Sourcing & Solutions. What You Will BRING We’re looking for someone who has these abilities and skills: Required Skills And Abilities A minimum of a bachelor’s or master's degree (preferred) in a relevant discipline. Prior experience in a data role (such as business analyst, data analyst, or analytics), preferably within the Insurance industry and specifically within a data division. Excellent proficiency in SQL and the technical ability to query AXA XL data sources to gain comprehensive insights into our data. Exceptional presentation, communication (both oral and written), and relationship-building skills, capable of engaging with individuals at all levels of management and customer interaction. Previous experience in the Insurance industry, particularly in data, underwriting, claims, and/or operations, with a track record of influencing, collaborating, and leading efforts within complex, disparate, and interrelated teams with competing priorities. A genuine passion for data and a proven history of working within a data-driven organization. Ability to collaborate with internal data and external industry data to provide comprehensive solutions. Proficiency in working with unstructured data to extract essential information required by the business to develop innovative products for the insurance industry. Excellent exploratory analysis skills coupled with a high level of intellectual curiosity. Exceptional organizational skills and a keen attention to detail. A conceptual thinker who excels at 'connecting the dots’ and possesses critical thinking and analytical skills. Proven experience as a Business Analyst or in a similar role with a focus on AI or Gen AI projects. An understanding of AI technologies, machine learning, natural language processing, and other relevant AI concepts. Solid understanding of Agile methodologies and prior experience working in Agile environments. Desired Skills And Abilities Ability to take ownership, work under pressure, and meet deadlines. Ability to collaborate with team members across the globe and departments. Builds trust and rapport within and across groups. Applies in-depth knowledge of business and specialized areas to solve business problems and understand integration challenges and long-term impact creatively and strategically. Ability to manage data needs of an individual project(s) while being able to understand the broader enterprise data perspective. Expected to recommend innovation and improvement to policies, and procedures, deploying resources, and performing core activities. Experience with SQL Server, Azure Databricks Notebook, Power BI, and Jira/Confluence. An added advantage would be having a certification/training in AI, machine learning, or data science. And prior experience in managing AI/Gen AI projects, understanding of industry-specific AI applications. Who WE are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it. How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty. With an innovative and flexible approach to risk solutions, we partner with those who move the world forward. Learn more at axaxl.com What we OFFER Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and a diverse workforce enable business growth and are critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most diverse workforce possible, and create an inclusive culture where everyone can bring their full selves to work and can reach their highest potential. It’s about helping one another — and our business — to move forward and succeed. Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe Robust support for Flexible Working Arrangements Enhanced family friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at axaxl.com/about-us/inclusion-and-diversity. AXA XL is an Equal Opportunity Employer. Total Rewards AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides dynamic compensation and personalized, inclusive benefits that evolve as you do. We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence. Sustainability At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations. Our Pillars Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future. We’re committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans. Addressing climate change: The effects of a changing climate are far reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions. Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting. AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving. For more information, please see axaxl.com/sustainability. Show more Show less

Requirements Description and Requirements The Team You Will Join New Business Rate Generation associates are responsible for: Data scrubbing & analysis - Review, interpret & extract information Review plan design, RFP summary, Benefits summary & underwriting guidelines Co-ordinate with onshore SMEs, obtain information and verify Rate requirements Populate information in relevant systems Run manual rate calculations Perform basic risk assessment Rate generation for Any other essential function that may occur from time to time as directed by the Supervisors & MetLife US underwriters & consultants About MetLife Recognized on Fortune magazine's list of the 2025 "World's Most Admired Companies" and Fortune World’s 25 Best Workplaces™ for 2024, MetLife , through its subsidiaries and affiliates, is one of the world’s leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East. Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by empathy, we’re inspired to transform the next century in financial services. At MetLife, it’s #AllTogetherPossible . Join us! Show more Show less

About this role: Wells Fargo is seeking a Principal Engineer In this role, you will: Act as an advisor to leadership to develop or influence applications, network, information security, database, operating systems, or web technologies for highly complex business and technical needs across multiple groups Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership Required Qualifications: 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: 7+ years of experience in programming using COBOL, JCL, IMS, DB2, VSAM & Z/OS Connect 4+ years of experience in HOGAN, preferably in IDS Good working experience on mainframe utilities like sort, REXX, fileaid, endeavor/changeman easytrieve Good working experience on debugging tools like Xpediter, abend aid. Experience working with Agile/Scrum method and exposure to latest tools like zUnit, Git, SonarQube, Checkmarx etc. is preferred Good experience in leading small to medium project by providing technical leadership. Job Expectations: Technical Strategy & Delivery Oversight Drive the end-to-end execution of modernization journeysbreaking monoliths into microservices, migrating databases, and re-architecting for the cloud. Shape the platform engineering roadmap in collaboration with enterprise architecture, product, and infrastructure teams. Lead adoption of AI, GenAI, and intelligent automation to accelerate platform discovery, design, development, and testing. Team Leadership & Talent Development Manage and mentor a team of engineers, staff/principal engineers, and tech leads to foster technical mastery and engineering excellence. Build a high-performing team culture focused on continuous learning, innovation, and outcome-driven delivery. Align resourcing and skill development strategies with platform goals and evolving technology trends. Resiliency & Reliability Leadership Embed SRE principles across engineering teams with a focus on platform observability, operational readiness, and resiliency by design. Partner with site reliability engineering, infrastructure, and cyber teams to define and enforce SLAs/SLOs and conduct failure mode analysis. Stakeholder Partnership & Governance Act as the key technology partner for product, business, and architecture stakeholders. Translate business needs into scalable, modern technical solutions while balancing risk, compliance, and security requirements. Report modernization progress, engineering KPIs, and platform readiness to senior technology leadership.

About this role: Wells Fargo is seeking a Operations Processor In this role, you will: Perform moderately complex operations duties in support of either a service center or department environment Require considerable knowledge of company personnel policies and practices Collect data and prepare related operational reports Prepare input forms for automated data processing system Utilize the company's internal operations to perform duties Coordinate projects Furnish information to authorized persons Provide guidance to all levels of employees regarding personnel policies and procedures requiring some policy interpretation Required Qualifications: 2+ years of operations support experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Experience in operations support, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

About this role: Wells Fargo is seeking a Associate Operations Processor-2. In this role, you will: Evaluate moderately complex financial performance of collateral and borrower including review of financial statement and loan related documents (for example, rent roll, historical operating statements, appraisal reports collections and budget) Interpret Rent Rolls, Lease agreements and Third-Party reports (Appraisal, Property Condition Report, Phase I) and summarizing the same Demonstrate command on real estate domain and commercial real estate underwriting guidelines Perform cash flows trend analysis quarter on quarter and provide observations to asset manager Act in an independent manner to understand asset manager specific instructions and work accordingly Manage inventory with efficiency and desired quality even during high volume and crisis times Take up new assignments; process and collaborate with team to meet Service level Agreements Adapt to dynamic work environment and work seamlessly beyond work hours based on business need Required Qualifications: 2+ years of real estate commercial mortgage domain underwriting or asset management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Good communication skills.

Role & responsibilities Responsible for assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions. Handling credit underwriting of secured/unsecured in the mapped region including visiting the customers. Analyse delinquencies vs market trends specific to the location and provide related feedback to the sales /credit managers, including taking corrective action. Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy. Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Monitor productivity of branch credit manager and conduct periodic branch visits for supervision and better oversight. Training to Credit & Branch distribution team on monthly basis on Credit policy, latest amendments, improvement areas & collecting constructive feedback. Preferred candidate profile CA or MBA with experience. 8-10 years of prior experience in LAP and Business Loans credit in NBFC/Bank in Mumbai. Experience in handling big ticket size cases.

Skill required: Asset Management - Asset Data Management Designation: Capital Markets Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? Applied Technology & Operations for Markets (ATOM) is a multi-client processing on-demand service platform. A trade processing service for the trading and treasury entities of our clients that they can plug onto – in parts or entirely – while focusing their efforts on what differentiates them on the market. ATOM BPaaS leverages cloud hosted architectures to deliver high quality run and change services. It integrates infrastructure and IT management services with business processes execution supported by an orchestrated layer of intelligent operations assets. You will be working as a part of Investment Banking team which specializes primarily in selling securities and underwriting the issuance of new equity shares to raise capital funds. They act as intermediaries between security issuers and investors and help new firms to public. Define and deliver asset data management solutions, to capture, validate and improve plant, equipment, bill of material and maintenance plan data and install base management. What are we looking for? Agility for quick learning Problem-solving skills Written and verbal communication Strong analytical skills Commitment to quality Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised You will be an individual contributor as a part of a team with a predetermined, narrow scope of work Please note that this role may require you to work in rotational shifts Any Graduation Show more Show less

locationsBengaluru, India posted onPosted 5 Days Ago job requisition idR-454513 About this role: Wells Fargo is seeking a Analytics Consultant In this role, you will: Consult with business line and enterprise functions on less complex research Use functional knowledge to assist in non-model quantitative tools that support strategic decision making Perform analysis of findings and trends using statistical analysis and document process Present recommendations to increase revenue, reduce expense, maximize operational efficiency, quality, and compliance Identify and define business requirements and translate data and business needs into research and recommendations to improve efficiency Participate in all group technology efforts including design and implementation of database structures, analytics software, storage, and processing Develop customized reports and ad hoc analyses to make recommendations and provide guidance to less experienced staff Understand compliance and risk management requirements for supported area Ensure adherence to data management or data governance regulations and policies Participate in company initiatives or processes to assist in meeting risk and capital objectives and other strategic goals Collaborate and consult with more experienced consultants and with partners in technology and other business groups Required Qualifications: 2+ years of Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Bachelors degree or higher in a quantitative field such as computer sciences, engineering, applied math, accounting, finance, economics, econometrics with a quantitative emphasis. Experience in one or a combination of the following: Data quality, reporting, analytics. Prior experience in an internal/external consultative role and/or investment banking/corporate banking support experience is preferred. Prior experience in handling small or medium complexity projects individually, complex or large-scale project participation, experience with matrix managed teams is a plus Candidates should have a solid mastery of Advanced SQL, Advanced Excel, Power BI, knowledge in performing ETL tasks using SQL / Python, Microsoft PowerPoint skills The successful candidate will have a very strong interest in developing both business and technical skills while navigating a dynamic business environment. Excellent verbal, written, and interpersonal communication skills Strong analytical skills with high attention to detail and accuracy Experience with and knowledge of relational databases and concepts Ability to interact and build relationships with senior leaders, peers and key support partners. Ability to work creatively, analytically and independently in a dynamic environment. Exceptional oral and written communication skills and ability to communicate effectively with both business unit (non-technical) and development (technical) personnel. Experience documenting processes and reporting workflows Job Expectations: Strong Individual contributor with excellent communication skills for a variety of audiences (other technical staff and senior management) both verbally and in writing Experience in problem analysis, solution implementation, and change management Must make timely and independent judgment decisions while working in a fast-paced and results-driven environment Ability to articulate issues, risks and proposed solutions to various levels of staff and management Capability to multi-task and finish work within strict timelines and provide timely requests for information and follow-up questions Skill in managing relationships with key stakeholders Eagerness to contribute collaboratively on projects and discussions Perpetual interest in learning something new, but being comfortable with not knowing all the answers Attention to detail in both analytics and documentation Connects with customers to understand and document business processes workflow. Develop understanding of business processes and recommend efficiency based on technical and architectural knowledge Provide both technical consulting to business leaders at an appropriate level of information encapsulation Apply critical thinking skills and perform advanced analytics with the goal of solving complex and multi-faceted business problems. Develop reports using Power BI, SQL, Tableau, Python, Excel or various other tools Having SSRS knowledge will be added advantage Verify accuracy of reports, reconciling data and producing data/information within established timelines Generate deep insights through the analysis of data and understanding of operational processes and turn them into actionable recommendations Work with technology partners to managing tables, views and other database structures to adapt to changing business needs and in compliance with embedded IT policies. Answer ad hoc questions from customers including confirming data, populating templates provided to the group or creating new reports/extracts as requested by customers Collaborate with team members to operate at higher level of dimensionality to innovate and bring in game changing ideas to fruition Partner with business stakeholders in the development of key business reporting (e.g. Portfolio level dashboard, Productivity, regulatory reporting etc.) and optimal delivery channels for the distribution of the reporting solutions

About this role: Wells Fargo is seeking a CIB Portfolio Manager. In this role, you will: Participate in monitoring, documenting, underwriting, and reacting to the credit quality of an assigned portfolio of loans within CIB Portfolio Management functional area and contribute to large scale planning related to functional area Identify opportunity for process improvements within scope of responsibilities Review and analyze less complex business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives Exercise independent judgment to guide medium risk deliverables Present recommendations for resolving more complex situations and exercise independent judgment while developing expertise in the functions, policies, procedures and compliance requirements Collaborate and consult with functional colleagues, internal partners and stakeholders. Responsibilities includes, but not limited to - Reviewing monthly servicer/collateral reports received from clients for completeness & accuracy of information and monitor underlying collateral performance including adherence to borrowing base, covenants, deal triggers, tracking & reporting financial trends of servicer/borrowers and ensuring the facility continue to perform in accordance with the terms of the credit agreement. Preparing quarterly surveillance decks summarizing above key information and terms for the entire ABS portfolio. Financial spreading and performing quarterly credit analysis of the clients with detailed credit write-up of both public and non-public companies. The credit write-up includes business (operating), industry, and financial analysis (including forward-looking liquidity, debt schedule and performance to plan analysis) to assess the creditworthiness of borrower/servicer/parent while keeping track of the latest developments in the assigned asset classes. Assisting US-based partners in preparing and drafting of annual credit reviews, as well as providing need-based support in conducting financial analysis for pipeline deals. Preparing tear sheets to evaluate financial performance of the lessees (counterparties to WF borrowers) based on top exposure concentration within the aircraft and shipping/ container portfolio. Performing Basel submissions for all the covered deals by capturing the data against the required Basel variables in an in-house portal on a quarterly basis. Training & mentoring junior team members and taking ownership of reviewing, & oversight responsibilities. Collaborating and consulting with colleagues and managers to achieve team goals. Contributing to transformation/efficiency/process improvement projects, including those with broader impact. Required Qualifications: 2+ years of CIB Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: At least a B.Com/M.Com or an equivalent qualification. MBA, CA, CFA / FRM or an equivalent qualification would be a plus. 2+ years of experience in credit analysis/underwriting of corporates/FIG clients, structured finance, or debt capital markets. Securitization and / or ABS markets related experience, and exposure would be an added advantage. In-depth understanding of financial statements and accounting policies (IFRS/ GAAP etc.) of large corporates and/or financial institutions with ability to comprehend key risks. Proficiency in MS Office (Word, Excel & PowerPoint): Advanced knowledge of excel, VBA, python, macros, etc. would be a plus. Experience in transformation projects, process efficiency, etc. would be an added advantage. Strong communication skills both verbal and written. Ability to speak articulately and strong business writing skills. High level of personal motivation, strong interpersonal skills, and ability to multitask across contents in an evolving environment. Must be comfortable working independently and as part of a team. Must be flexible to work in EMEA/partial US shift as per business requirements.

In this role, you will: Perform moderately complex operations duties in support of either a service center or department environment Require considerable knowledge of company personnel policies and practices Collect data and prepare related operational reports Prepare input forms for automated data processing system Utilize the company's internal operations to perform duties Coordinate projects Furnish information to authorized persons Provide guidance to all levels of employees regarding personnel policies and procedures requiring some policy interpretation Required Qualifications: 2+ years of operations support experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education. Desired Qualifications: 2+ years of operations support experience, or equivalent demonstrated through one or a combination of the following: work experience. Basic understanding of AML, KYC, or the BSA act is preferred. Fraud related intelligence; Operational maintenance.

POSITION SUMMARY: The Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. JOB FUNCTIONS AND RESPONSIBILITIES Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans - Conventional, Correspondent, FHA, VA, Reverse. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. Sign off conditions in a timely manner set by management. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audit s policies and practices. Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments. Other duties as assigned EDUCATION / EXPERIENCE Bachelor s degree or equivalent of fifteen years of education mandatory Minimum of 1 years of experience in Mortgage Underwriting with thorough knowledge of Financial and nonfinancial supporting documentation, Income calculations, Asset/ Liabilities Appraisal verification, Credit report review. Knowledge about risk and compliance in Lending especially the FNMA FHLMC Underwriting standards. Knowledge about Underwriting procedures of Conventional, Correspondent Lending, Reverse mortgage, FHA, VA (Government loans) underwriting WORK SCHEDULE OR TRAVEL REQUIREMENTS Ready to do any shifts including night shift as per Business unit requirements. Ready to travel to office for training and other learning work related activities as per Business unit requirements.

The Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. JOB FUNCTIONS AND RESPONSIBILITIES Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans - Conventional, Correspondent, FHA, VA, Reverse. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. Sign off conditions in a timely manner set by management. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audit s policies and practices. Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments. Other duties as assigned EDUCATION / EXPERIENCE bachelors degree or equivalent of fifteen years of education mandatory Minimum of 1 years of experience in Mortgage Underwriting with thorough knowledge of Financial and nonfinancial supporting documentation, Income calculations, Asset/ Liabilities & Appraisal verification, Credit report review. Knowledge about risk and compliance in Lending especially the FNMA & FHLMC Underwriting standards. Knowledge about Underwriting procedures of Conventional, Correspondent Lending, Reverse mortgage, FHA, VA (Government loans) underwriting WORK SCHEDULE OR TRAVEL REQUIREMENTS Ready to do any shifts including night shift as per Business unit requirements. Ready to travel to office for training and other learning work related activities as per Business unit requirements.

The Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. JOB FUNCTIONS AND RESPONSIBILITIES Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans - Conventional, Correspondent, FHA, VA, Reverse. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. Sign off conditions in a timely manner set by management. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audit s policies and practices. Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments. Other duties as assigned. EDUCATION / EXPERIENCE bachelors degree or equivalent of fifteen years of education mandatory Minimum of 1 years of experience in Mortgage Underwriting with thorough knowledge of Financial and nonfinancial supporting documentation, Income calculations, Asset/ Liabilities & Appraisal verification, Credit report review. Knowledge about risk and compliance in Lending especially the FNMA & FHLMC Underwriting standards. Knowledge about Underwriting procedures of Conventional, Correspondent Lending, Reverse mortgage, FHA, VA (Government loans) underwriting WORK SCHEDULE OR TRAVEL REQUIREMENTS Ready to do any shifts including night shift as per Business unit requirements. Ready to travel to office for training and other learning work related activities as per Business unit requirements.