3035 Underwriting Jobs - Page 48

Introduction We believe that every candidate brings something special to the table, including you! So, even if you feel that you’re close but not an exact match, we encourage you to apply. We’d be thrilled to receive applications from exceptional individuals like yourself. Gallagher, a global industry leader in insurance, risk management, and consulting services, boasts a team of over 50,000 professionals worldwide. Our culture, known as "The Gallagher Way," is driven by shared values and a passion for excellence. At the heart of our global operations, the Gallagher Center of Excellence (GCoE) in India, founded in 2006, upholds the values of quality, innovation, and teamwork. With 10,000+ professionals across five India locations, GCoE is where knowledge-driven individuals make a significant impact and build rewarding, long-term careers. Overview Pre qualifying the prospective customer by out calling or emailing them and understanding their coverage requirement and connecting them to the right producer How You'll Make An Impact Lead Generation: Identify potential clients through various channels such as cold calling, emailing , referrals, networking, and online research. Sales Support: Collaborate with the producers to provide ongoing support during the sales process, including answering client queries, addressing objections, and negotiating terms. Documentation: Prepare accurate and detailed documentation of client interactions, proposals, and sales activities in the CRM system Reporting & MIS About You Experience: Prior experience in insurance sales, pre-sales, or related roles is highly desirable. Familiarity with insurance products & basic of underwriting processes Communication Skills: Excellent verbal and written communication skills to effectively present insurance solutions, negotiate terms, and build relationships with clients and stakeholders. Sales Acumen: A proven track record of achieving sales targets, building client relationships, and closing deals is beneficial. Interpersonal Skills: Ability to work collaboratively in a team environment, build rapport with clients, and adapt to changing market dynamics. Time Management: Strong organizational and time management skills to prioritize tasks, meet deadlines, and manage multiple client engagements simultaneously Any under/Graduate or Post Graduate Minimum 2 year experience in B2B sales / lead generation in international process Additional Information We value inclusion and diversity Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work. Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest. Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as “protected characteristics”) by applicable federal, state, or local laws. Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business. Show more Show less

JPMorgan Chase & Co. , one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world s most prominent corporate, institutional and government clients under the J. P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants and employees religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation Job Description The Valuation Services Group (VSG) provides real estate valuations support services to the firm s Commercial & Investment Banking (CIB) lines of businesses. The firm s Valuation Services Group (VSG) has been established to procure and review (or prepare in-house) Valuation or evaluation reports for use in conjunction with real estate transactions. Job responsibilities Perform valuation specific research using Borrower provided financial documents & prior Appraisal Reports. Analyze subject property data from county websites and other public domains. Compare & validate data to address any discrepancies. Perform data entry and analysis of Appraisal reports for credit comparable. Ensure adherence to operating procedures and quality control standards set for the process. Key Skills sets include familiarity with various loan documents, financial statements and reports. Strong knowledge/analytical skills about Financial / Appraisal Reports and key terms is desired. Eligibility requirements Bachelor s degree in Commerce/Accounting, Master in Finance preferred. 1 years-5 years of experience experiences preferably in Banking/Mortgage/Appraisal Support/Pre-underwriting preferred Candidate must be open to work in India evening / USA shifts. Strong verbal & written communication to effectively communicate with various stake-holders and across levels. Ability to escalate / clarify queries, work with limited supervision, receiving minimum instructions on assignments. Strong knowledge of MS-office suite of applications. Location Bengaluru

This position is for a Manager with an advanced degree in a quantitative discipline; requires experience and proficiency in areas of statistics, applied mathematics, SAS programming language and a good understanding of retail banking / small business lending businesses. The individual will use these skills in the development of risk models (IRB, IFRS9, Custom Scorecards and others) and other risk analytics in retail banking / small business lending portfolios. Responsibilities include developing statistically derived predictive models, perform decision tree-based customer segmentation & profiling analyses, assist business implementation of sophisticated Regulatory and Scoring models and providing analytic support to Standard Chartered businesses across the globe. Key Responsibilities Competencies: Analytical / Strategic / Conceptual thinking Attention to detail Problem solving Verbal/Written communication Presentation skills Highly motivated, organized and methodical Regulatory & Business Conduct Display exemplary conduct and live by the Group s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead the [country / business unit / function/XXX [team] to achieve the outcomes set out in the Bank s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment. ] * Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. [Insert local regulator e. g. PRA/FCA prescribed responsibilities and Rationale for allocation]. [Where relevant - Additionally, for subsidiaries or relevant non -subsidiaries] Serve as a Director of the Board of [insert name of entities] Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent) Other Responsibilities Embed Here for good and Group s brand and values in XXXX [country / business unit / team]; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats); [List all responsibilities associated with the role] Skills and Experience Credit Risk Modelling Qualifications Bachelors / Advanced (Masters or higher) Degree in Statistics, Applied Mathematics, Operations Research, Economics, Engineering or other quantitative discipline Good understanding of retail banking / small business / consumer finance products and business life-cycles (e. g. sales, underwriting, portfolio management, marketing, collections) 1-4 in-depth years experience in hands-on Statistical Modeling in credit risk for retail banking / small business / consumer finance portfolios Proficient statistical programming skills in SAS (preferred) or similar, strong analytical skills and understanding of quantitative and statistical analysis Hands-on experience in mining data and understanding data patterns Experience in directly interacting with Business and exposure to International markets will be a plus About Standard Chartered Were an international bank, nimble enough to act, big enough for impact. For more than 170 years, weve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If youre looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we cant wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, youll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. www. sc. com/careers 30346

Business strategy and planning Understanding the market within the region to identify potential partners and creating new business opportunities by pitching and liaising with them. Monitoring loss ratios and recommending counter measures for profitable growth. Supporting the team by providing inputs and monitoring team productivity on a regular basis to ensure maximum revenue from targeted partners Analyzing trends and identifying loss making areas to devise a plan of action for conscious reduction in business and recommend closure in those areas. Monitoring Direct/ Indirect expenses such as commissions, incentive parameters, administrative expenses, and applying control measures to curb them. 2. Relationship management Managing relationship with existing partners and building tie-ups with new partners to increase opportunities to generate business and expand the intermediary network Tapping into the existing network of intermediaries to generate maximum business within the region Engaging with the key accounts team for support in managing and servicing the tie-up partners effectively Engaging with the cross functional teams such as Underwriting, Operations and Finance to ensure seamless execution of work. 3. Regional review Monitoring the key metrics to evaluate performance of the team and conduct regular reviews against defined metrics Engaging with team to discuss issues/ challenges faced and provide solutions to address/ resolve them Conducting periodic reviews with partners to drive business numbers and address any concerns which may be hampering business. Identify system/ process improvement required to support team in smooth delivery of their responsibilities Continuously interact with the underwriting team especially for review of proposals/ risk assessment of tie-ups

Role: Credit Underwriter Experience: 1-4 Years Location : Saket (Delhi) About the Company: At WeCredit, we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of funds. About The Role: We are looking for a detail-oriented and analytical Credit Underwriter to join our Credit & Risk team. The ideal candidate will assess loan applications, evaluate creditworthiness, and make informed decisions that align with the company’s risk appetite and business goals. Key Responsibilities: Review and analyze loan applications, financial documents, and credit reports Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity Make clear, data-driven underwriting decisions within defined turnaround times Ensure compliance with internal policies, regulatory norms, and credit risk standards Collaborate with sales, collections, and operations teams to ensure seamless customer journeys Continuously refine underwriting criteria based on performance and market trends Document decisions and maintain accurate underwriting records Qualifications: Bachelor’s degree in Finance, Economics, Business, or related field 1–3 years of experience in credit underwriting, preferably in NBFCs or fintech companies Strong understanding of credit risk, financial ratios, and lending practices Proficiency in MS Excel and credit scoring tools High attention to detail and strong analytical skills Ability to work independently and make sound judgments Experience in underwriting unsecured loans or digital lending platforms (Preferred) If you're someone who enjoys working with data, has a sharp eye for risk, and thrives in a dynamic environment—we’d love to hear from you! Job Type: Full-time Pay: ₹300,000.00 - ₹500,000.00 per year Benefits: Flexible schedule Schedule: Day shift Work Location: In person Speak with the employer +91 9105453268

Job Description Designation: Expert-Insurance Operations Experience: 4 to 8 years Location: Pune Shift Time: Night Shift Notice Period: Immediate Joiners or 30 days Skills Required: Workers Compensation , Underwriting, Insurance claims, Policy Administration Relevant work experience in Insurance domain Review and process Workers Compensation policies, including new business, renewals, and endorsements. Review policy applications and submissions for accuracy, completeness, and compliance Analyze underwriter critiques (Crits) and provide timely responses or corrections as needed. Process and issue endorsements and policy changes as per client and underwriter instructions. Validate payroll and classification data to ensure proper rating and premium calculations. Communicate with brokers/agents to gather or clarify required information. Monitor claims-related updates and adjust coverage information accordingly. Ensure adherence to regulatory and internal standards during endorsement processing. Practical knowledge on usage of MS Office tool. Must hold a graduation in any streams. 74248 | Underwriting | Professional | PG07 | Allianz Technology | Full-Time | Permanent Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us. We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love or what you believe in. We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability or sexual orientation. Join us. Let's care for tomorrow. Show more Show less

About Chubb Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com . About Chubb India At Chubb India, we are on an exciting journey of digital transformation driven by a commitment to engineering excellence and analytics. With a team of over 2500 talented professionals, we foster a startup mindset that promotes collaboration, diverse perspectives, and a solution-driven attitude. We are dedicated to building expertise in engineering, analytics, and automation, empowering our teams to excel in a dynamic digital landscape. We offer an environment where you will be part of an organization that is dedicated to solving real-world challenges in the insurance industry. Together, we will work to shape the future through innovation and continuous learning. Position Details: Job Title : Software Engineer Function/Department : Technology Location : Hyderabad Employment Type : Full-time Reports To : Naresh Mudragada Role Overview Key Responsibilities: As a .NET Software Engineer, you will be responsible to build and maintain scalable API applications, collaborate with cross-functional teams, and contribute to the full software development lifecycle. You will work on coding, documenting, debugging, and testing throughout the application development process. In this role, you will be expected to have a strong understanding of software development principles and be able to apply them to create high-quality software. You will work closely with other team members to ensure that our software meets the needs of our users and is delivered on time and within budget. Design, develop, and maintain API applications using C# and the .NET framework Write clean, maintainable, and efficient code following best practices and coding standards Collaborate with team members on code reviews and architectural decisions Debug production issues and implement solutions to prevent future occurrences Work closely with product managers to understand requirements and translate them into technical solutions Participate in agile ceremonies including daily stand-ups, sprint planning, and retrospectives Write and maintain technical documentation Contribute to continuous improvement of development processes and practices Skills and Qualifications: Required qualifications 1 to 3 years of experience in software development. Bachelor’s degree in computer science, Information Technology, or related STEM fields, or equivalent experience. Strong proficiency in C# and .NET Core/Framework Solid understanding of object-oriented programming principles Experience with SQL Server and writing efficient queries or document databases Familiarity with version control systems (Git) Strong problem-solving skills and attention to detail Preferred qualifications Experience with Entity Framework Knowledge of Azure cloud services Experience with Agile/Scrum methodologies Understanding of CI/CD principles Experience with containerization technologies (Docker) Why Chubb? Join Chubb to be part of a leading global insurance company! Our constant focus on employee experience along with a start-up-like culture empowers you to achieve impactful results. Industry leader: Chubb is a world leader in the insurance industry, powered by underwriting and engineering excellence A Great Place to work: Chubb India has been recognized as a Great Place to Work® for the years 2023-2024 and 2024-2025 Laser focus on excellence : At Chubb we pride ourselves on our culture of greatness where excellence is a mindset and a way of being. We constantly seek new and innovative ways to excel at work and deliver outstanding results Start-Up Culture : Embracing the spirit of a start-up, our focus on speed and agility enables us to respond swiftly to market requirements, while a culture of ownership empowers employees to drive results that matter Growth and success : As we continue to grow, we are steadfast in our commitment to provide our employees with the best work experience, enabling them to advance their careers in a conducive environment Employee Benefits Our company offers a comprehensive benefits package designed to support our employees’ health, well-being, and professional growth. Employees enjoy flexible work options, generous paid time off, and robust health coverage, including treatment for dental and vision related requirements. future of our employees through continuous learning opportunities and career advancement programs, while fostering a supportive and inclusive work environment. Our benefits include: Savings and Investment plans: We provide specialized benefits like Corporate NPS (National Pension Scheme), Employee Stock Purchase Plan (ESPP), Long-Term Incentive Plan (LTIP), Retiral Benefits and Car Lease that help employees optimally plan their finances Upskilling and career growth opportunities: With a focus on continuous learning, we offer customized programs that support upskilling like Education Reimbursement Programs, Certification programs and access to global learning programs. Health and Welfare Benefits: We care about our employees’ well-being in and out of work and have benefits like Employee Assistance Program (EAP), Yearly Free Health campaigns and comprehensive Insurance benefits. Application Process: Our recruitment process is designed to be transparent, and inclusive. Step 1 : Submit your application via the Chubb Careers Portal. Step 2 : Engage with our recruitment team for an initial discussion. Step 3 : Participate in HackerRank assessments/technical/functional interviews and assessments (if applicable). Step 4 : Final interaction with Chubb leadership. Join Us With you Chubb is better. Whether you are solving challenges on a global stage or creating innovative solutions for local markets, your contributions will help shape the future. If you value integrity, innovation, and inclusion , and are ready to make a difference, we invite you to be part of Chubb India’s journey . Apply Now : Search Jobs - Chubb Careers

Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose – the relentless pursuit of a world that works better for people – we serve and transform leading enterprises, including the Fortune Global 500, with our deep business and industry knowledge, digital operations services, and expertise in data, technology, and AI. We are inviting applications for the role of AM, Underwriting In this role, you will work as and assist underwriters in end-to-end underwriting of US Commercial Real Estate loans across all property types including office, retail, hotel, multi-family, self-storage, student housing, industrial and mixed-use. Responsibilities Assist underwriters in end-to-end underwriting of US Commercial Real Estate loans across all property types including office, retail, hotel, multi-family, self-storage, student housing, industrial and mixed-use Majority of the loans will be large, sophisticated bridge loans on stabilized and transitional assets Engagements include financial and cash flow modeling, market information research, borrower level analysis, real estate documents analysis, and preparing investment committee memorandums Review and evaluate third party reports including real estate appraisals, environmental reports, property condition reports, zoning analysis etc. Ability to understand the deal dynamics from the legal documentation provided and decode capital structure Abstracting critical and key information from leases and other contract documentation Build and update Argus models on specific Commercial Real Estate assets Support asset managers in their specific needs for ad-hoc analytics, portfolio monitoring, surveillance, reporting, and preparing asset summary reports Review construction draw requests for completeness and tracking to proposed construction budget Qualifications we seek in you Minimum qualifications Academic background with bachelor's degree from an accredited institution in finance, economics, real estate, accounting, mathematics, or statistics Relevant experience in US Commercial Real Estate experience in a KPO or financial services company Understanding of valuation methodologies (income, market, and cost approaches) Good attention to detail and a logical thought process to analyse large amounts of qualitative and quantitative data Preferred qualifications Argus property/portfolio modeling software Command in using research databases such as Co Star, REIS, and RCA Sophisticated knowledge of MS Office (specifically, MS Excel, MS Word, and MS PowerPoint) Ability to write VBA code is a plus Excellent project management, communication, interpersonal, and teaming skills Aptitude for self-learning Creativity, Curiosity, and Results-oriented spirit Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation. Get to know us at genpact.com and on LinkedIn , X , YouTube , and Facebook . Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training. Job Assistant Manager Primary Location India-Gurugram Schedule Full-time Education Level Bachelor's / Graduation / Equivalent Job Posting Jun 2, 2025, 2:34:24 AM Unposting Date Aug 1, 2025, 1:29:00 PM Master Skills List Operations Job Category Full Time

Summary Who We Are, What We Believe, & What We Build At Guidewire, we are proud to be able to support our customers’ mission to help protect the world’s most important investments. All of us benefit from having insurance to protect our homes, businesses, and other assets. Our customers are focused on being able to provide help when people need it the most, whether it is due to a natural catastrophe or an accident. Our mission is to be the platform that allows P&C insurers to provide the products and services that their customers need to recover from some of life’s most challenging events. We are looking for a product management professional to join our Analytics and Data Services (ADS) team, which is responsible for defining and designing new capabilities for the insurance market through our industry-leading software. In this role, you will collaborate with 50 engineers, data scientists, and risk modelers to develop a dynamic cyber insurance data and analytics product suite that integrates data and machine learning to address a growing range of use cases. These use cases include cyber risk underwriting, pricing, enterprise risk management, and cyber threat assessment—the #1 risk to US national security. You will report into the Cyence Product Management team and be a key motivator in this entrepreneurial culture. Most importantly, you will thrive in an organization that truly lives our values of Integrity, Rationality, and Collegiality daily. Who You Are You possess experience in software, data & analytics, and working in a fast-paced environment with several teams in different locations. You are a problem-solver who is passionate about building world-class products and overcoming market challenges. You motivate others with your enthusiasm, have strong attention to detail, and maintain development momentum. You excel at collaborating with diverse teams and personalities, ensuring that the Platform, UX, modeling, ML, Data Science, Quality Assurance, and GTM teams have the necessary support from product management. Responsibilities Job Description Vision: Envision innovative solutions, evangelize our cyber vision, and drive breakthroughs that simplify complexity. Technical Mastery: Collaborate with software and data teams, implement best practices in product management across various domains, and own the end-to-end requirements documentation process. Product Leadership: Foster a culture of curiosity and craftsmanship, inspire and develop R&D teams, and set product goals that motivate. Execution: Deliver business outcomes with forward-thinking products, assist in creating and communicating roadmaps, and build trust through transparency and consistent delivery. What are we looking for? 3+ years' experience as a product manager, with a proven track record of delivering complex team projects on-time and with top quality 3+ years experience with technical data management and integration architecture of cloud solutions and security Desire to solve complex insurance problems using a B2B SaaS product model Strong detail orientation and superb communication Driven, focused, and quick to take ownership Familiarity with Aha, Atlassian suite, databases, prototyping tools, and technical knowledge of big data and cloud technologies preferred Conceptual understanding of microservices, distributed systems, AWS, and Big Data ecosystem Comfortable with data ingestion, cataloging, integration, and enrichment concepts Experience with B2B SaaS companies and software engineering is preferred. Bachelor's or Master's degree in engineering, analytics, mathematics, or software development Ability to provide at least 2 hours of overlap with US time zones 3-4 days a week About Guidewire Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. We combine digital, core, analytics, and AI to deliver our platform as a cloud service. More than 540+ insurers in 40 countries, from new ventures to the largest and most complex in the world, run on Guidewire. As a partner to our customers, we continually evolve to enable their success. We are proud of our unparalleled implementation track record with 1600+ successful projects, supported by the largest R&D team and partner ecosystem in the industry. Our Marketplace provides hundreds of applications that accelerate integration, localization, and innovation. For more information, please visit www.guidewire.com and follow us on Twitter: @Guidewire_PandC. Guidewire Software, Inc. is proud to be an equal opportunity and affirmative action employer. We are committed to an inclusive workplace, and believe that a diversity of perspectives, abilities, and cultures is a key to our success. Qualified applicants will receive consideration without regard to race, color, ancestry, religion, sex, national origin, citizenship, marital status, age, sexual orientation, gender identity, gender expression, veteran status, or disability. All offers are contingent upon passing a criminal history and other background checks where it's applicable to the position. Show more Show less

Underwriting & making proposals of commercial credit card & LAS. Ensuring discipline in adherence to processes involved in credit underwriting. Good understanding of financials & ratio analysis to arrive at a decision on lending and recoverability of loans granted. Ensure systematic verification processes and coordinate with sales, service, verification agencies. Be up to date on industries we lend and business environment in general. Review the portfolio sourced to prevent early delinquency. Understand and interpret the portfolio quality. Have good communication skills to interact with various stakeholders within/outside the bank.

Regulatory Reporting- Team Member, Mumbai Department Credit Monitoring Team Location Mumbai Number of Positions 1 Role & Responsibility Policies / Process / Board note formation and Celling / Exposure monitoring Position Grade M6 / M7 Policy formation & implementation In charge of Pan Bank Board policy of credit department. Shall be responsible for drafting Board Policy for wholesale and retail credit. Shall also be responsible for drafting processes for implementation of such policy which get placed in Board level committees and other senior management committee. Should ensure that policy and processes are modified on timely basis in adherence to changes in RBI regulations and circulars. Analysing the market trends / practices and benchmarking of policies with the market. Interacting with cross functional teams, understanding the current practice and accordingly recommending the policy / process changes. Monitoring the implementation of signed off policies/ process, identifying gaps and taking corrective action. Limits/ Celling Monitoring Monitoring of NBFC exposure celling, Environmental, Social & Governance (ESG) celling and Group consolidation CAP of large exposure of the bank at frequent interval. Setting up the process for automating the process of celling / CAP monitoring and ensuring that output is as per requirement. Highlighting the derivation/ red alert in case any deviation or higher utilization of actual limit. Releasing frequent MIS to senior management. RBI indent / Audit requirement: Understanding RBI requirement and ensuring revert submission within timeline. Identifying department/ division of the bank for RBI revert and co-ordinating with team for revert submission. Providing data / information / explanation to RBI auditor, Statutory / internal and concurrent auditor as per requirement and within timeline. Tracking and implementing all the changes suggested by Regulator / Auditor. Master’s degree (CA /CS/ MBA) in Finance, Accounting, Business Administration, or related field. At least 8 - 10 years of experience in credit underwriting or as a lead in policy / process team. Knowledge of Policy drafting, Credit Appraisal, Credit Monitoring or regulatory requirements. Experience in automation of manual process and monitoring the change. Analytical skills, proficiency in trend analysis and understanding of data flow in banking system. Written and verbal communication skill with the ability to present information clearly and concisely.

Underwrite new business applications against an established set criteria for Consumer finance applications Assess all new applications in line with Retail Lending Standards and Policy Work in conjunction with our sales teams to identify and resolve any challenges in relation to decisions and appeals Be responsible for dealing with the more complex enquiries from both staff and external sources to provide an informed response which results in a TCF outcome for those concerned. Apply Consumer Duty principles, and aim to deliver fair outcomes in all of our day-to-day activities. Share and maintain best practice in lending appropriately and fairly, achieving compliance with all applicable internal and external standards including but not limited to Regulation, Group Internal Audit, Group Credit Risk Policy and Lending Standards, in addition to operating within stated levels of risk appetite/mandate Maintain a comprehensive and up to date knowledge and understanding of MotoNovo Finance products and services, providing accurate information and proactively promoting them where appropriate. Work collaboratively and assist and support with the Training and Competence of new underwriters ensuring this is appropriately and suitably evidenced, both initially throughout the induction process, and subsequently on an ongoing basis at all mandate levels. Maintain an up-to-date knowledge of regulatory and legislative information related to MotoNovo Finance products and services (e.g. ICOB, CONC, FCA Rules, Money Laundering, Data Protection, CDD, KYC etc.) Maintain an excellent knowledge and understanding of all relevant policies and procedures relevant to the role, being compliant with these policies and procedures at all times. Job Description Area: Mortgage Application Processing Role: Analyst Band: B1 Required Experience: 2-4 Years of overall experience, 1 year of Mortgage UW experience Must have: Worked in a UK Mortgage process Good to have: UK Underwriting experience/ US mortgage underwriting / loan processor Essential Hiring Skills: Good understanding of the UK mortgage market with experience of handling mortgage applications Experience in the validation of customer data and documentation with history of correctly identifying AML, CDD and fraud concerns Experience of working within a high paced environment, managing high volumes with prioritisation skills ensuring KPIs and SLAs are adhered to Ability to work collaboratively with the onshore teams through effective communication skills Strong attention to detail, utilising your knowledge and support tools to progress mortgage applications correctly Strong verbal and written communication skills to ensure a smooth experience for Brokers and customers Have a proactive and professional approach to drive a right first-time outcome for the customer Ability to support and develop team colleagues by training and collaboration across the team Compliance with monthly quality checks ensuring accuracy on cases worked Understanding of UK legislation Very strong interpretation and articulation skills Excellent Keyboard skills and should be familiar with working on a laptop Strong typing skills with a minimum of 45 words per minute 100% shift adherence and demonstrate flexibility to work in shifts Underwrite new business applications against an established set criteria for Consumer finance applications Assess all new applications in line with Retail Lending Standards and Policy Work in conjunction with our sales teams to identify and resolve any challenges in relation to decisions and appeals Be responsible for dealing with the more complex enquiries from both staff and external sources to provide an informed response which results in a TCF outcome for those concerned. Apply Consumer Duty principles, and aim to deliver fair outcomes in all of our day-to-day activities. Share and maintain best practice in lending appropriately and fairly, achieving compliance with all applicable internal and external standards including but not limited to Regulation, Group Internal Audit, Group Credit Risk Policy and Lending Standards, in addition to operating within stated levels of risk appetite/mandate Maintain a comprehensive and up to date knowledge and understanding of MotoNovo Finance products and services, providing accurate information and proactively promoting them where appropriate. Work collaboratively and assist and support with the Training and Competence of new underwriters ensuring this is appropriately and suitably evidenced, both initially throughout the induction process, and subsequently on an ongoing basis at all mandate levels. Maintain an up-to-date knowledge of regulatory and legislative information related to MotoNovo Finance products and services (e.g. ICOB, CONC, FCA Rules, Money Laundering, Data Protection, CDD, KYC etc.) Maintain an excellent knowledge and understanding of all relevant policies and procedures relevant to the role, being compliant with these policies and procedures at all times.

Hiring for a full time role of " Credit Manager -Housing Finance" in a leading Bank. Location - West Bengal (Malda, Burdwan,, Siliguri, Assam, Krishna Nagar) Job Purpose / Summary: The role bearer has the responsibility to manage sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. Duties and Responsibilities: • Ensuring compliance with the Credit Policy and processes within TAT Responsible for Credit underwriting and Credit Appraising of Home Loans. • Review all customer proposals in the area to ensure all documentation is done properly and entire legal and customer evaluation process has been followed. • Ensure adherence to credit Process & Policies • Maintaining quality of credit information, underwriting standards and presentation • Should have ability to do due diligence. • Coordinate with Legal Team and Technical Team on regular basis to ensure fast disbursement process. • Monitor customers loan payments • Negotiate loan terms with new customers • Customer visit and discussions to assess the loan requirement. Experience / Skillset / Certifications Required: • Educational Qualification- Chartered Accountant/ MBA (Finance) from reputed institutes • Relevant Job Experience- Minimum 3-5 years of relevant experience in handling High Value Housing Finance. If interested , share resume -Bhumika@peoplemint.in Show more Show less

Role Description Data Entry of eligible applicant in system Generating CIBIL and analysing the profile Reviewing the credit worthiness of customer and decision files accordingly Prepare credit appraisal memorandum for approval. Maintain productivity and TAT as per prescribed norms. Minimum 1-2 years of experience in credit underwriting of LAP or Home loans in an NBFC/HFC Fluency in Hindi is mandatory Attributes we are looking for: • Home loan/LAP relevant CPA experience • Knowledge about CIBIL Show more Show less

About Ethos Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. We leverage deep technology and data science to streamline the life insurance process, making it more accessible and convenient. Using predictive analytics, we are able to transform a traditionally multi-week process into a modern digital experience for our users that can take just minutes! We’ve issued billions in coverage each month and eliminated the traditional barriers, ushering the industry into the modern age. Our full-stack technology platform is the backbone of family financial health. We make getting life insurance easier, faster and better for everyone. Our investors include General Catalyst, Sequoia Capital, Accel Partners, Google Ventures, SoftBank, and the investment vehicles of Jay-Z, Kevin Durant, Robert Downey Jr and others. This year, we were named on CB Insights' Global Insurtech 50 list and BuiltIn's Top 100 Midsize Companies in San Francisco. We are scaling quickly and looking for passionate people to protect the next million families! About The Role The role seeks an experienced professional in the underwriting audit and quality control space. Your primary focus will be on reviewing risk assessment completed by our group of highly technical underwriters with the goal of maintaining world class underwriting for our carrier partners and customers. Additionally, you will contribute to the underwriting training efforts for our underwriters, in conjunction with underwriting management. Considering the experience gained through the audit and quality control process, the information gleaned will help to ensure that the underwriting team can continue to deliver to the highest standards. Duties And Responsibilities Conduct regular monthly audits of cases that are referred to manual underwriting Conduct regular monthly audits of cases that are chosen for Post Issue Audit Provide meaningful, constructive feedback for underwriting staff Provide unbiased assessment of quality to underwriting management team Identify trends and areas of opportunity for underwriter education Work with Head of Underwriting Strategies to assess business risk for changes to underwriting guidelines Maintain the Underwriting Audit Scoring process Act as a subject matter expert for underwriting audit, especially with regard to underwriting workbench functionality Maintain appropriate documentation for underwriting criteria, guidelines and workflows Serve as an underwriting quality expert for the Underwriting team Foster and encourage an environment of psychological safety Qualifications And Skills 3-5+ years of life new business underwriting experience Extensive experience with underwriting rules engines and rules processing The ability to communicate (both written and verbal) quality results and needs among multiple parties A record of identifying opportunities and quickly delivering solutions Desire to be a team player in a dynamic environment An obsession with the customer and ability to challenge the status quo Experience in ownership of end-to-end audit process Knowledge of compliance and US governmental regulations is a plus Strong analytical skills/ability to interpret complex data to draw decisions Ability to provide productive, meaningful constructive feedback to the underwriting team Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace. We are an equal opportunity employer who values diversity and inclusion and look for applicants who understand, embrace and thrive in a multicultural world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records. To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice. Show more Show less

Job Title: Architect - Guidewire Digital Job ID: POS-14254 Primary Skill: Guidewire Location: Hyderabad Experience: 10.00 Job Description: - UX Architect Job Title : UX Architect Primary skills: #Guidewire,#InsuranceSuite,#Jutro UX Location : Hyderabad/Pune Mode of work : Work from Office Experience : 10+ years About The Job We are seeking a User Experience (UX) Architect to design intuitive, engaging, and scalable digital experiences. You will play a strategic role in shaping the overall UX vision, aligning it with business goals, user needs, and technical feasibility. As a bridge between design, development, and product teams, you will lead the creation of UX strategies, design systems, and architecture for web, mobile, and enterprise applications. Know your team (“ Legacy Rewired, Engineering the Future” ) At ValueMomentum’s Engineering Center , we are a team of passionate engineers who thrive on tackling complex business challenges with innovative solutions while transforming the P&C insurance value chain. We achieve this through strong engineering foundation and continuously refining our processes, methodologies, tools, agile delivery teams, and core engineering archetypes. Our core expertise lies in six key areas: Cloud Engineering, Application Engineering, Data Engineering, Core Engineering, Quality Engineering, and Domain expertise. Join a team that invests in your growth. Our Infinity Program empowers you to build your career with role-specific skill development leveraging immersive learning platforms. You'll have the opportunity to showcase your talents by contributing to impactful projects. Responsibilities Define and maintain the UX architecture strategy, aligning it with business and product roadmaps. Actively participate in a structured cross-training program to gain proficiency in the Guidewire Jutro Digital Platform. Collaborate with Guidewire developers and business analysts to understand requirements and translate them into Jutro-based applications. Create and maintain wireframes, user flows, sitemaps, and interaction models. Collaborate with stakeholders to understand business goals, user behaviour, and technical constraints. Evaluate existing products and recommend UX improvements and redesigns where necessary. Lead UX research efforts including user interviews, usability testing, and competitive analysis. Develop design systems and pattern libraries to promote consistency across products. Work closely with UI designers, developers, and product owners to translate concepts into high-fidelity designs. Ensure accessibility (WCAG) and responsive design best practices are embedded in the UX process. Act as a user advocate, ensuring that customer insights are represented in every decision. Stay current with emerging technologies, design trends, and tools. Conduct code reviews, enforce coding standards, and promote best practices within the team. Troubleshoot and resolve technical issues, ensuring timely resolution and minimal impact on end users. Contribute to the continuous improvement of development processes and tools. Requirements 10+ years of experience in UX design or architecture roles Proficiency in UX tools such as Figma, Sketch, Axure, Adobe XD, or similar Strong understanding of information architecture, interaction design, and usability principles Experience working with cross-functional teams in Agile/Scrum environments Familiarity with frontend technologies (HTML, CSS, JavaScript frameworks) is a plus Experience designing for both web and mobile platforms Excellent communication, presentation, and documentation skills Knowledge of accessibility standards and inclusive design Knowledge of the Guidewire Digital Platform, including Enterprise Engage applications (e.g., CustomerEngage, ProducerEngage, etc) would be a bonus. About ValueMomentum ValueMomentum is a leading solutions provider for the global property & casualty insurance industry, supported by deep domain and technology capabilities. We offer a comprehensive suite of advisory, development, implementation, and maintenance services across the entire P&C insurance value chain. This includes Underwriting, Claims, Distribution, and more, empowering insurers to stay ahead with sustained growth, high performance, and enhanced stakeholder value. Trusted by over 75 insurers, ValueMomentum is one of the largest standalone insurance-focused solutions providers to the US insurance industry. Our culture – Our fuel At ValueMomentum, we believe in making employees win by nurturing them from within, collaborating and looking out for each other. People first - We make employees win. Nurture leaders - We nurture from within. Enjoy wins - Celebrating wins and creating leaders. Collaboration - A culture of collaboration and people-centricity. Diversity - Committed to diversity, equity, and inclusion. Fun - Help people have fun at work. Company Perks & Benefits Compensation - Competitive compensation package comparable to the best in the industry. Career advancement - Career development, coaching and mentoring programs for professional and leadership skill development. Comprehensive training and certification programs. Benefits: Comprehensive health benefits, wellness, and fitness programs. About The Company Headquartered in New Jersey, US, ValueMomentum is the largest standalone provider of IT Services and Solutions to Insurers. Our industry focus, expertise in technology backed by R&D, and our customer-first approach uniquely position us to deliver the value we promise and drive momentum to our customers’ initiatives. ValueMomentum is amongst the top 10 insurance-focused IT services firms in North America by number of customers. Leading Insurance firms trust ValueMomentum with their Digital, Data, Core, and IT Transformation initiatives. Benefits We at ValueMomentum offer you a congenial environment to work and grow in the company of experienced professionals. Some benefits that are available to you are: Competitive compensation package. Career Advancement: Individual Career Development, coaching and mentoring programs for professional and leadership skill development. Comprehensive training and certification programs. Performance Management: Goal Setting, continuous feedback and year-end appraisal. Reward & recognition for the extraordinary performers. Show more Show less

We have urgent job opportunity with us. C# Developer with XML Expertise Location : Pune Overview: We are seeking a talented and motivated C# Developer with a strong background in XML technologies to join our dynamic team in the life insurance sector. The ideal candidate will have 14-16 years of experience in software development, with a robust understanding of C# programming, XML handling, and the nuances of the US life insurance domain. You will play a key role in developing and maintaining software solutions that support our business operations and enhance our customer experience. Key Responsibilities: - Design, develop, and implement software applications using C# that meet business requirements in the life insurance sector. - Work with XML data formats for data interchange and processing within our applications. - Collaborate with cross-functional teams including business analysts, quality assurance, and project management to gather and refine requirements. - Perform code reviews, unit testing, and debugging to ensure high-quality software delivery. - Maintain and enhance existing applications to improve performance and functionality. - Document software designs, processes, and technical specifications to facilitate knowledge sharing and compliance. - Stay current with industry trends and technologies related to life insurance and software development. Qualifications: - 14-16 years of professional experience in software development using C#, .NET framework, and related technologies. - Strong understanding of XML and experience in parsing, transforming, and validating XML data. - Knowledge of life insurance industry practices, products, and regulatory requirements. - Experience with SQL Server or other database technologies for data management. - Proficiency in working with RESTful and SOAP web services. - Familiarity with Agile development methodologies and tools. - Excellent problem-solving skills and attention to detail. - Strong communication skills and ability to work collaboratively in a team-oriented environment. Preferred Qualifications: - Experience with related technologies such as ASP.NET, MVC frameworks, and cloud services (e.g., Azure). - Knowledge of life insurance policy administration systems or underwriting processes. - Certifications in C#, XML technologies, or Agile methodologies are a plus. Show more Show less

Job Title / Role: Duckcreek Policy Developer Key Skills: DuckCreek Policy, Author, Product Studio, Express, Server, User Admin, Policy Administration System, Anywhere API, Native API, Manuscript Coding & Integration Experience: 3-12 years Location: Greater Noida & Pune Mode: Hybrid We at Coforge are hiring DuckCreek Policy Developer with the following skillset: Key Responsibilities: Candidate should have strong experience on Duck creek. Candidate should have strong experience on Policy. Candidate should strong experience on Duck creek Example Platform 6X & 7X. Good understanding of underwriting, rating, insurance Rules, Forms, Example Author, Server, Express, Forms, Rating, Batch Processing, Task Creation, Transact, Address Validation. Good Knowledge of Policy life cycle and various Policy Transactions. Good Knowledge of Duck Creek Policy System and workflows. Experience in P&C insurance domain. Good Knowledge of Manuscripts, data model and Inheritance model. Good Understanding of business, functional requirements and policy workflow of the total application and project. Understanding the client’s requirement properly then going for the development in the core areas of DCT. Must have excellent Communication Skills. Show more Show less

Job Requirements Role/ Job Title: Branch Credit Manager Function/ Department : Micro Finance Loans Job Purpose The incumbent will be required to manage a team as well as coordinate with sales team to achieve target. You will be in direct contact with the consumers in order to establish their credit worthiness. You also need to ensure completion of credit or know your customer documents and verifications through telephonic, field and collateral visits while complying with the guidelines set forth in the in the company credit policy. The execution of this these tasks must be accomplished in such manner which is both sales supportive and risk averse. Roles & Responsibilities The incumbent will be responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies and procedure to honour the agreed service level agreements and manage city or area business volumes. To conduct personal discussion with customers to establish credit worthiness. The incumbent will ensure completion of credit or know your customer documents and verification - telephonic, field and collateral visits. To coordinate with sales to achieve targets and ensure turnaround time or service level agreements are met. To ensure credit policy adherence to the accepted standards. To control and contain front-end delinquencies by calling up customer on first presentation. To manage and supervise a team of credit underwriters and provide guidelines. Education Qualification: Graduation: Any Graduate Experience: 2 to 5 years of experience in credit. Show more Show less

Job Summary: CRM interacts with Sales Person/customer to obtain required information. He interacts with Quotation Team to get Quotation Comparison Chart. Most important Role of The CRM is to interact, and convince the customer and procure Firm Order and payment commitment. Then he has to interact with Underwriting team to get policy documents and send to the customer. He is Face of Omega for the customer. Motor Insurance is responsible for managing and coordinating customer relationship activities within the Motor Insurance Department. The CRM Motor Insurance ensures timely communication, document processing, and payment confirmation. Key Responsibilities and Accountabilities: 1.Client Coordination & Communication: Collect and document client requirements from the sales team to initiate the motor insurance process. Act as the primary point of contact between the client and the internal teams, ensuring smooth coordination. Provide regular updates to clients regarding the status of their insurance policies, quotations, and payments. 2.Quotation & Policy Management: Forward collected client requirements to the Motor Insurance Quotation Team for processing. Receive insurance quotations and share them with clients. Assist clients in understanding the quote and obtain firm order and payment commitment. 3.Policy Issuance & Documentation: Collect relevant information/Documents from clients and forward it to underwriters for Policy issuance. Coordinate with clients to confirm payment mode and required documentation for policy issuance. Arrange and forward all necessary documents to the Motor Policy Shared Pool for processing. Share final policy documents with clients and confirm receipt. 4.Financial & Payment Processing: Collect premium payments and ensure receipts are properly issued. Forward collected receipts to the Accounts Department for processing. Ensure that Receipt Vouchers (RV) are correctly raised and recorded in the system. Maintain accurate payment records and track pending payments from clients. 5.Administrative & Reporting Duties: Ensure proper documentation of all client interactions and transactions in the CRM system. Maintain updated records of issued policies, quotations, and receipts. Collaborate with the Motor Insurance Policy Issuance and Quotation Teams to improve workflow efficiency. Generate periodic reports on motor insurance operations, including policy issuance timelines, pending payments, and client queries Skills & Competencies: Strong understanding of motor insurance Covers and various factors affecting Rates. Thorough Knowledge of FAQ’s Excellent communication and negotiation skills and Objection handling to manage interactions with clients and internal teams. He has to be very efficient in organizational and multitasking skills as for each query he has to deal with multiple teams. Proficiency in CRM software, insurance policy management systems, and MS Office applications (Excel, Word, Outlook). Strong problem-solving skills and the ability to handle customer inquiries effectively. Knowledge of insurance regulations and compliance requirements is an advantage. Show more Show less

Job Title: Credit Analyst Location: Pune Employment Type: Full-Time Role Overview We are seeking a dynamic and analytical Credit Analyst to join our credit risk team. The ideal candidate will be responsible for preparing robust credit models, conducting credit scoring, and drafting detailed credit memos that support sound, rapid lending decisions. This role demands strong financial acumen, a deep understanding of SME and corporate credit risk, and the ability to operate in a fast-paced, high-impact environment. Key Responsibilities Credit Modeling: Develop and maintain quantitative credit risk models to assess borrower creditworthiness and design cash-flow projection models tailored to seasonal, sector-specific SME cycles. Credit Scoring: Apply proprietary and industry-standard credit scoring techniques to MSMEs and corporate clients. Credit Memos: Draft detailed and concise credit memos to support loan approval decisions, integrating financial analysis, industry outlook, and risk assessment. Financial Analysis: Analyze financial statements, cash flows, business plans, and operational metrics to assess credit risk. Experience evaluating thin-file borrowers using alternative/behavioral data. Due Diligence: Perform background checks and validation of submitted documents for credit assessment. Portfolio Monitoring: Continuously monitor existing clients’ financial health and flag early warning signs for deteriorating credit quality. Collaboration: Work closely with Business Development, Risk, and Legal teams to structure funding solutions aligned with risk appetite and customer needs. Automation & Tools: Contribute to the development and refinement of automated underwriting tools and credit scoring models, participate in training data pipelines and validating ML-based underwriting engines. Requirements CA/CFA level 3 cleared. Bachelor’s degree in Finance, Accounting, Economics, or a related field. 2–5 years of experience in credit analysis, preferably in NBFCs, fintechs, or banks. Strong understanding of SME and corporate credit dynamics, especially in emerging markets. Experience in cash-flow-based lending and forward-looking risk assessments is highly desirable. Proficiency in financial modeling and analysis tools (Excel, Python/R/PowerBi is a plus). Excellent written and verbal communication skills; ability to write concise, data-backed credit memos. Comfortable working in a dynamic, fast-paced lending environment with quick turnaround expectations. Strong attention to detail and risk-oriented mindset. Preferred Qualifications Experience with credit scoring frameworks. Exposure to lending to sectors like manufacturing, trading, or logistics. Familiarity with alternative data and digital underwriting methods. About us RCK Analytics Private Limited provides world-class custom equity research, investment research, PE/VE research support, Investment Banking support, analytics, and assurance services to global clients. We work with financial and investment companies, private equity, asset management and hedge funds, investment banks and broking houses, market research firms, consulting firms, and various sector corporates. The environment at RCK Analytics encourages not only best performance, hard work and commitment but also have fun and work life balance. We promote an open, transparent and performance-based culture in our organization. We provide regular training and feedback to people to ensure consistent performance, skill-set enhancement and systematic growth. Show more Show less

DuckCreek Policy Developer Work Experience - 3 to 10 Yrs. Work Location - Greater Noida Notice Period - Immediate-15 Days Mandate Skill- .Net, Duckcreek Policy / PAS / Policy Center, Example, Author, Pages, Rating, Forms, Insurance-P&C Responsibilities:- Candidate should have strong experience on Duck creek. Candidate should have strong experience on Policy. Candidate should strong experience on Duck creek Example Platform 6X & 7X. Good understanding of underwriting, rating, insurance Rules, Forms, Example Author, Server, Express, Forms, Rating, Batch Processing, Task Creation, Transact, Address Validation. Good Knowledge of Policy life cycle and various Policy Transactions. Good Knowledge of Duck Creek Policy System and workflows. Experience in P&C insurance domain. Good Knowledge of Manuscripts, data model and Inheritance model. Good Understanding of business, functional requirements and policy workflow of the total application and project. Understanding the client’s requirement properly then going for the development in the core areas of DCT. Must have excellent Communication Skills. Education / Qualification - BE/ B.Tech / BCA / B.Sc. / M.CA / M. TECH / Any Graduate Show more Show less

Job satellite Overview: The Business Head being a P&L owner will play a vital role in building and scaling the insurance business through our set of captive customer base, overseeing all aspects of strategy, technology integration, business operations, distribution and compliances with the regulator. The individual will work closely with cross-functional teams to integrate our lending services with insurance offerings, driving penetration and customer satisfaction scores. Key Responsibilities: 1. Strategic Planning and Execution: · Develop and execute strategy for launching Insurance for Auto, Health and Credit Shield covering the entire end to end cycle of touch points and distribution with internal as well as captive customers. · Build and manage a portfolio offering Auto Insurance, Health Insurance, and Credit Shield products. Identify market trends, customer needs, and competitive landscapes to position the agency effectively in the market. · Drive the creation of product offerings, pricing strategies, and coverage options tailored to customer needs with a competitive advantage. 2. Sales and Business Development: · Lead the sales strategy and execution to ensure the achievement of revenue and growth targets. · Develop and maintain strong relationships with key insurance providers and underwriters. · Identify new business opportunities, partnerships, and distribution channels. · Oversee marketing strategies to promote insurance products and enhance customer acquisition. 3. Innovation and Product Development: · Lead the development and introduction of new insurance products to meet evolving customer needs. · Identify opportunities for bundling insurance products with lending services to enhance customer value. 4. Team Leadership and Management: · Build, mentor, and lead a high-performing team across sales, operations, customer service, and claims management. · Set clear performance goals and ensure the team is aligned with the overall business objectives. · Establish a strong organizational culture focused on high standards of customer service and operational excellence. 5. Operations and Compliance: · Oversee the setup of internal processes, technology infrastructure, and workflows to ensure smooth operations. · Ensure compliance with all regulatory requirements and insurance industry standards. · Manage risk by ensuring proper claims handling, underwriting processes, and dispute resolution protocols are in place. 6. Customer Experience and Retention: · Focus on providing exceptional customer service, resolving issues, and ensuring customer satisfaction. · Develop retention strategies to drive long-term customer loyalty, particularly with bundled services (e.g., lending + insurance products). 7. Financial Management and Reporting: · Develop financial plans, budgets, and forecasts to achieve revenue and profitability targets. · Track business performance metrics, including sales, claims, and customer retention, to evaluate growth and make data-driven decisions. · Provide regular reports to senior leadership on business performance, market trends, and team progress. MBA in Marketing from premium Institute preferred Show more Show less

Location Name: Hyderabad Job Purpose “This position is open with Bajaj Finance ltd.” Oversees a company’s process of retrieving money owed to customers, manages the employees & vendor who are responsible for collections of dues. Makes sure employees comply with company policies when dealing with customers and vendors. Responsible for end to end employee’s monthly target achievements, their growth and skill set. Duties And Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Planning  Detailed allocation planning at location level basis new volume booking considering high volume increment in mind  Create adequate capacity on field collections by setting up Collections Agencies doing tele-calling and Field collections through the team in respective locations & drive them for the achieving the targeted numbers. Ensuring proper planning of local level strategies & and effective implementation and execution of the centralized calling unit strategies  To keep an eye on vendor selection who comply compliance policies as well accomplishing required numbers  Set up HUB con, call center to minimize the collection cost  Making detailed collection plans, delegating the targets and developing overall and market specific strategies to recover money  Identifies area of collection process that need improvement and implements an enhanced process that will help ground field more effective. Role & Responsibilities  Formulate collection targets in way of daily, weekly and monthly for each Branch and, employee and drive their implementation  Take daily updates from the collection personnel in all branches in his control, giving daily location wise update to NCM  To manage the delinquent accounts through a team of Regional managers, Cluster Managers and Area managers driving Collections through the Collection agencies and Collection managers.  Engage in development, implementation, review and monitoring of various collection programs and providing training and coaching to continuously upgrade the competency of the team members across levels.  Oversee and manage the functioning of the recovery officers, ACM in the Branches with the support of RCM.  Collaborate with the Call Centre teams, field collection agencies, Sales Teams, Credit Teams, Operation Teams, RCU for various day to day activities in portfolio management; improvement of existing processes, customer disputes redressal  Identification of irregularities in the field. Ensuring analyzing and reporting of identified lapses/ frauds / skips / tough cases and referring to the concerned teams for preventive / curative actions. Giving triggers to the management in terms of risk / skip analysis of various business segments / regions etc through analysis of specific portfolio.  Visiting the assigned geographies and ensuring Portfolio reviews with the collection team, collection Agencies. Analyzing the monthly performance of all the Regional managers, cluster managers and collections managers, their collections agencies on the various parameters critical for achieving the desired set targets.  Co- ordinate with the underwriting team and offer insights for fraud mitigation and underwriting policies  Through the day, track achievement against the plan. Follow up on commitments and speak to concerned team members to double down the efforts and ensure that targets are met. Required Qualifications And Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications Qualifications  Educational Qualifications: Graduation/ Post-graduation in any field Work Experience  Work Experience 7 -12 years of experience maximum  Significant experience in retail lending collections management  People management skills  Target oriented approach  To anticipate & handle challenging circumstances.  Innovative approach Show more Show less

Job Title: Credit & Risk Head – Unsecured Personal Loans (PL) Location: Andheri, Mumbai Department: Credit, Risk & Analytics Reports To: Chief Risk Officer / Founding Team / CEO Experience Required: 6–10 years, with strong exposure to credit risk in Fintech or NBFCs Employment Type: Full-time About the Role: We are seeking a dynamic and strategic Credit & Risk Head to lead our unsecured personal loan portfolio. This is a critical leadership role that blends traditional credit underwriting with data-driven innovation, leveraging AI/ML, alternative data, and digital journeys to build scalable, agile, and robust credit and risk practices. Key Responsibilities: Credit Strategy & Policy Define credit policies, scorecards, and rule engines for digital unsecured loans. Use traditional and alternative data (banking, bureau, mobile, utility, behavioral) for risk assessment. Work with product, tech, and analytics teams to build automated decision engines (rule-based and ML-based). Underwriting & Approval Processes Set up real-time underwriting models for instant loan decisioning. Develop layered risk frameworks for various borrower segments (new to credit, salaried, self-employed). Define policy exceptions and governance processes for manual underwrites (if any). Risk Management & Monitoring Own portfolio performance (approval rates, delinquency, vintage curves, loss rates, LGD). Build and monitor early warning systems, fraud detection models, and collections triggers. Create dynamic risk segmentation to adjust strategies in real time. Analytics & Reporting Partner with data science teams to enhance credit decision models. Regularly review cohort-level performance and revise strategies accordingly. Present portfolio risk metrics to leadership, board, and investors. Regulatory & Compliance Ensure compliance with RBI guidelines, data privacy, KYC norms, and digital lending frameworks. Liaise with auditors and regulatory bodies as required. Preferred Qualifications: 6–10 years of credit & risk experience, including 3–5 years in a Fintech/NBFC environment focused on unsecured lending. Strong understanding of digital lending ecosystems, APIs, alternate data sources, and credit bureaus. Exposure to credit model development, risk analytics, and portfolio monitoring. Knowledge of tools like SQL, Python, SAS, or BI tools is a plus. Excellent leadership, communication, and stakeholder management skills. Why Join Us: Be part of a fast-scaling fintech disrupting the credit landscape. Lead a high-impact portfolio from the front. Work with a young, tech-driven, and entrepreneurial team. Show more Show less