US residential Mortgage Underwriter

This role is for one of the Weekday's clients

Due Diligence Mortgage Underwriter

Requirements

Key Responsibilities

• Review residential mortgage loan files to ensure all required documentation is complete, accurate, and compliant with underwriting standards
• Perform detailed credit reviews, including assessment of income calculations, asset verification, and adherence to underwriting guidelines
• Identify potential fraud risks by reviewing borrower information, background checks, and supporting credit documentation
• Evaluate property appraisals and alternative valuation products to confirm accuracy and compliance with specified requirements
• Examine legal documents to ensure proper execution, enforceability, and adequacy for title perfection
• Capture and validate regulatory compliance data elements from loan files within due diligence systems
• Analyze servicing histories by reviewing payment records and servicing notes in line with defined client standards
• Assign credit risk grades using established grading criteria and due diligence tools, aligned with client and rating agency requirements
  

What Makes You a Great Fit

• You bring hands-on experience in residential mortgage underwriting, with a solid grasp of underwriting guidelines, credit decisioning, and regulatory compliance
• You have a strong analytical mindset and attention to detail, enabling you to identify risks, discrepancies, and improvement areas within loan files
• You are comfortable working with mortgage loan systems and standard office tools, and can efficiently navigate digital documentation and review platforms
• Your understanding of credit quality, fraud indicators, property valuation, and servicing history allows you to assess loans holistically
• You demonstrate strong written communication skills, supporting clear documentation of findings and risk assessments
• You manage time effectively, handle multiple files simultaneously, and maintain consistency under tight timelines
• A bachelor's or master's degree, along with exposure to servicing reviews or credit rating agency standards, strengthens your ability to succeed in this role