RC&WC - CBG:Credit Manager SEG

Role description

• Review the credit proposals by providing quick insight as a part of the sanctioning authority and by ensuring adherence to the standard process, Turn Around Time and decision consistency


• Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality.


• Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions


• Monitor the accounts to ensure maintenance of a healthy portfolio.


• Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives


• Ensure timely completion of key deliverables, audit queries and adherence to the corporate credit policy/ scheme

Optimal qualification for success on the job is:

�         Graduation/ Post- Graduation (MBA/ CA preferred) from a recognized institute

�         Experience in assessing credit of Corporate clients

For successful execution of the job, the candidate should possess:

�         Knowledge of credit, industry and product trends

�         Knowledge of regulatory guidelines and norms

�         Good communication (both verbal and written) skill in both English and the local language

�         Ability to handle pressure and meet deadlines