Branch Credit Manager

Company Description

SK Finance Ltd., a Middle Layer NBFC with over 31 years of financial excellence, empowers individuals and businesses through vehicle loans, small business loans, and other financial services. Predominantly serving rural and semi-urban areas across 12 states and union territories, SK Finance operates through a vast network of over 675 branches and a team of 12,500+ employees. Known for its commitment to quality underwriting, customer-centric innovation, and supporting underserved communities, SK Finance has built a reputation for creating positive societal impact. The company is backed by marquee private equity funds such as Norwest Venture Partners, TPG Capital, and Baring India, contributing to its growth and financial milestones.

Role Description

This is a full-time, on-site role as a Branch Credit Manager located in Mysore. The Branch Credit Manager will oversee and manage credit operations, assess credit risks, analyze financial data, and ensure compliance with internal policies and regulatory standards. The role involves evaluating loan applications, conducting credit assessments, implementing credit policies, and facilitating efficient and effective credit decision-making processes. Responsibilities also include collaborating with branch teams to manage portfolios and maintain the quality of assets.

Qualifications

• Experience in Credit Management and Credit Risk Management
• Strong skills in Finance and understanding of credit processes
• Proven Analytical Skills with an ability to analyze and interpret financial data
• Sound knowledge of regulatory compliance and risk assessment processes
• Excellent problem-solving abilities and attention to detail
• Bachelor's or Master's degree in Finance, Accounting, Economics, or a related field
• Experience in a financial services or NBFC institution is an advantage