Branch Credit Manager

Company Description

AU SMALL FINANCE BANK, pioneered by Mr. Sanjay Agarwal and a skilled team, began over two decades ago as AU Financiers, one of the fastest-growing NBFCs. Focused on delivering customer-centric solutions, the bank has evolved significantly, becoming a leading small finance bank in the industry. Known for innovation and community-focused initiatives, AU SMALL FINANCE BANK continues to enrich lives and provide progressive financial services. Guided by a vision of excellence, the bank values long-term progress and community well-being.

Role Description

We are seeking a Branch Credit Manager for a full-time on-site position at our Belda location. The role involves overseeing credit management processes, evaluating loan applications, assessing credit risks, and making decisions in line with organizational policies. Responsibilities also include analyzing financial data, ensuring compliance with regulatory guidelines, and working closely with internal teams to ensure efficient credit operations.

Qualifications

• Proven experience in Credit Management, Credit Risk Management, and Credit evaluation
• Strong Analytical Skills and the ability to make data-driven decisions
• Knowledge and understanding of Finance and Credit principles
• Attention to detail, problem-solving skills, and a results-oriented mindset
• Bachelor's degree in any stream
• Prior experience in car loan and scv and pickup loan approval is must.
• Strong communication and interpersonal skills for stakeholder engagement
• Local candidate from kharagpur, Belda is must.
• Should have credit approval limit of min 10 lakhs in present organisation
• Should have portfolio management experience