Branch Credit Manager

As a Branch Credit Manager at RBL Bank in Hyderabad, your role involves evaluating and assessing loan applications, managing credit-related decision-making processes, and ensuring compliance with credit policies and standards. You will be responsible for performing credit risk assessments, monitoring loan portfolios, and collaborating closely with internal and external stakeholders. Your analytical skills will be crucial in analyzing financial data and providing effective solutions to address credit-related challenges. Key Responsibilities: - Evaluate and assess loan applications - Manage credit-related decision-making processes - Ensure compliance with credit policies and standards - Perform credit risk assessments - Monitor loan portfolios - Collaborate with internal and external stakeholders - Analyze financial data - Provide solutions to address credit-related challenges Qualifications Required: - Proven experience in Credit Management, including evaluating loan applications and maintaining standards - Strong proficiency in Credit Risk Management and knowledge of assessing risk profiles - Demonstrated Analytical Skills to evaluate financial data and identify potential risks - Background in Finance and ability to understand financial metrics, reports, and trends - Proficiency in managing credit-related decisions and ensuring compliance with internal and regulatory policies - Masters degree in Finance, Accounting, Business Administration, or a related field - Minimum three years of experience in affordable housing finance- credit management - Strong communication and interpersonal skills to liaise effectively with clients and stakeholders - Certifications in finance or credit management are an advantage As a Branch Credit Manager at RBL Bank in Hyderabad, your role involves evaluating and assessing loan applications, managing credit-related decision-making processes, and ensuring compliance with credit policies and standards. You will be responsible for performing credit risk assessments, monitoring loan portfolios, and collaborating closely with internal and external stakeholders. Your analytical skills will be crucial in analyzing financial data and providing effective solutions to address credit-related challenges. Key Responsibilities: - Evaluate and assess loan applications - Manage credit-related decision-making processes - Ensure compliance with credit policies and standards - Perform credit risk assessments - Monitor loan portfolios - Collaborate with internal and external stakeholders - Analyze financial data - Provide solutions to address credit-related challenges Qualifications Required: - Proven experience in Credit Management, including evaluating loan applications and maintaining standards - Strong proficiency in Credit Risk Management and knowledge of assessing risk profiles - Demonstrated Analytical Skills to evaluate financial data and identify potential risks - Background in Finance and ability to understand financial metrics, reports, and trends - Proficiency in managing credit-related decisions and ensuring compliance with internal and regulatory policies - Masters degree in Finance, Accounting, Business Administration, or a related field - Minimum three years of experience in affordable housing finance- credit management - Strong communication and interpersonal skills to liaise effectively with clients and stakeholders - Certifications in finance or credit management are an advantage