Director - Fraud Risk & Strategy

one of India’s largest and most trusted Payment Aggregators

• Scale: Processing multi-billion dollar transaction volumes annually.
• Backing: Funded by top-tier Silicon Valley investors and leading Indian Institutional Banks.
• Status: A fully regulated entity holding key licenses (PA-PG, PA-CB, PPI), setting the standard for compliance and innovation in the sector.
  

The Role

Director of Fraud Risk Strategy

strategic architecture

Key Responsibilities

• Strategy & Policy Governance
• Architect and implement comprehensive Financial Crime Risk Management policies, specifically targeting Anti-Money Laundering (AML), Counter-Terrorist Financing (CFT), and digital fraud.
• Design product-level risk interventions that prevent fraud without choking business growth.
• Regulatory & Network Relations
• Serve as the primary liaison for Banking Partners regarding Risk & Compliance.
• Govern adherence to guidelines set by RBI, NPCI, and Card Networks (Visa/Mastercard).
• Ensure the organization remains ahead of the curve on regulatory changes in the PA-PG space.
• Operational Leadership
• Lead and mentor a high-performing team of Risk Analysts and Managers.
• Oversee Transaction Monitoring, Merchant Reviews (Underwriting), and escalation matrices.
• Manage the response mechanism for Law Enforcement Agencies (LEAs), ensuring timely and compliant data handling for summons and notices.
• Data-Driven Defense
• Utilize advanced analytics to detect emerging fraud patterns.
• Enhance "detective frameworks" to flag suspicious activities in real-time.
  

Ideal Candidate Profile

• Education: Bachelor’s or Master’s degree in Law, Finance, Business, or Risk Management.
• Experience: 10+ years of experience in Risk Management, with at least 4+ years in a leadership role within a Fintech, Payment Gateway, or Bank.
• Regulatory Mastery: Deep understanding of Indian regulatory frameworks (PMLA, RBI Guidelines for PAs/PGs).
• Stakeholder Management: Proven ability to negotiate and collaborate with external regulators and internal Product/Tech leadership.
• Crisis Management: Experience handling high-pressure situations involving financial fraud and LEA interactions.
  

Why Apply?

• Impact: You will be the guardian of a platform used by nearly a million businesses.
• Culture: Work with a tech-first, fast-paced team that values rapid decision-making.
• Growth: This is a key leadership position with significant visibility to the C-Suite.