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2.0 - 7.0 years

1 - 3 Lacs

Karur, Madurai, Kambam

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We are looking for a highly skilled and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in managing receivables and handling cash operations. Roles and Responsibility Manage and oversee the daily operations of the branch's receivables, ensuring timely payments and minimizing bad debts. Develop and implement strategies to improve collection efficiency and reduce delinquencies. Collaborate with the sales team to identify and address potential risks associated with new customer acquisitions. Maintain accurate records of all transactions, including receipts, payments, and outstanding balances. Ensure compliance with regulatory requirements and internal policies related to receivables management. Analyze financial data to identify trends and areas for improvement in the bank's receivables portfolio. Job Strong knowledge of accounting principles, financial regulations, and banking practices. Excellent communication, interpersonal, and problem-solving skills. Ability to work effectively in a fast-paced environment with multiple priorities and deadlines. Proficiency in Microsoft Office and other relevant software applications. Strong analytical and decision-making skills with attention to detail and accuracy. Experience working in a similar role within the BFSI industry is preferred.

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2.0 - 7.0 years

1 - 2 Lacs

Chennai

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We are looking for a highly motivated and experienced Relationship Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with existing and new customers to increase business growth. Identify and pursue new business opportunities to achieve sales targets. Provide excellent customer service and support to ensure high levels of customer satisfaction. Collaborate with internal teams to develop and implement effective sales strategies. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of customer needs and preferences. Job Strong knowledge of the BFSI industry and its regulations. Excellent communication, interpersonal, and negotiation skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills with attention to detail. Experience working with financial products and services is an advantage. Ability to build and maintain strong relationships with customers and colleagues.

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2.0 - 7.0 years

1 - 5 Lacs

Pudukkottai, Tiruchirapalli

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We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Build strong relationships with customers and stakeholders. Monitor and report on credit performance metrics. Collaborate with cross-functional teams to achieve business objectives. Job Requirements Strong knowledge of credit underwriting, lending, and financial analysis. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficient in MS Office and other relevant software applications. Strong analytical and problem-solving skills. Experience in managing credit portfolios and developing credit strategies.

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1.0 - 4.0 years

1 - 5 Lacs

Kolhapur, Nagar, Akluj

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We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-4 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong knowledge of credit underwriting, risk management, and financial analysis. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong analytical and problem-solving skills. Experience in managing credit portfolios and developing credit strategies.

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8.0 years

0 Lacs

Ahmedabad, Gujarat, India

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About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About the company: Accumn - a Yubi company, is India’s most advanced AI-first credit decisioning platform, integrating machine learning (ML) and generative artificial intelligence (GenAI) to empower credit managers with precise, data-driven tools for fair and transparent lending decisions. Formed through the strategic consolidation of Corpository and FinFort, Accumn offers a comprehensive suite of solutions to support the entire credit lifecycle—from lead generation and risk management to post- disbursement monitoring. With over 1 lakh active banking and credit users, Accumn has achieved a 66% reduction in credit processing time and boasts an 85% success rate in predicting defaults. The platform has over 5 lakh entities under credit monitoring. The company has been recognized for “Best Use of AI & ML Models for Credit Default Prediction” by Banking Frontiers and “Best Use of AI in Risk Evaluation” by Dun & Bradstreet. Visit www.hello.accumn.ai and www.go-yubi.com to learn more. About the Role: We are looking for an experienced Analyst to spearhead the Analytics initiatives comprising of cutting-edge credit risk assessment models, Unstructured document reading solutions, Data Analysis and more for our banking, NBFC, and fintech customers. In this pivotal role, you will build credit underwriting and risk management strategies, champion innovation in AI/ML-powered customer journey mapping, and drive the development of transformative product solutions for our lending partners. You will leverage your expertise to deliver industry-leading, technology-enabled credit underwriting and risk assessment solutions—empowering lenders to make precise, data- driven lending decisions and mitigate financial risks effectively. Education: CA/CFA/MBA(Finance)  Credit Underwriting Expertise: Provide strategic leadership in credit underwriting and risk management practices for banks, NBFCs, and fintech companies. Implement industry best practices ensuring optimized risk assessment and compliance.  AI/ML Customer Journey Mapping: Build real-time AI/ML models for personalized customer journey mapping, leveraging transaction history, 1:1 engagement, demographics, language preferences, and behavior analytics to enhance credit decisioning.  Scorecard Innovation: Pioneer the design and implementation of cutting-edge scorecards and risk models, harnessing AI and machine learning for highly accurate and explainable risk predictions, coverages of financial performance and compliance indicators.  Exceeding Customer Expectations: Engage proactively with clients, deeply understanding their business requirements. Ensure all analytical models and scorecards not only meet but exceed customer expectations, delivering reliable, actionable insights in a timely manner. Collaborate with sales, products and engineering teams to ensure that customers’ expectations and experiences are met and delivered.  Computer Vision & NLP Applications: Lead initiatives applying ML/AI, computer vision, and natural language processing to extract data from unstructured documents (bank statements, financial statements, notes) to add new dimensions to credit analysis.  Generative AI & Advanced Risk Assessment: Spearhead the training and deployment of generative AI models, yielding sharper risk insights and enabling constructive, forward-looking data analysis.  Product Development Leadership: Collaborate with engineering and product teams to drive the integration of AI/ML into next-generation financial products and systems, ensuring solutions are tailored for the unique needs of the banking and lending industries.  Data Transformation & Reporting: Transform publicly available and internal data into actionable reports, alerts, triggers, and scorecards. Lead the development of automation tools and systems that streamline analysis and reduce manual workloads.  Business Requirements & Leadership: Drive complex, cross-functional requirements gathering, documentation (including PRDs), and project delivery. Engage in maintaining and prioritising Product backlog to accommodate business needs. Build and mentor high-performing teams, establish best-in-class processes, and foster a culture of operational excellence.  Communication & multi-tasking: Articulate complex concepts to diverse stakeholders. Expertly manage competing priorities and deliver quality results within tight deadlines, thriving in fast-paced, dynamic environments. Requirements  CFA Charter holder or equivalent advanced degree with relevant experience in financial analysis.  8+ years of experience in developing credit risk modelling, financial analysis, or related roles within banking, NBFC, or fintech organizations.  Prior experience in developing credit underwriting and risk assessment score cards/models using computer vision (CV), natural language processing (NLP), and generative AI will be preferred.  Deep knowledge of scorecard development, statistical techniques, and interpretability/significance of model outputs.  Proven hands-on expertise in AI/ML model development for credit underwriting, especially using Python, R, or similar platforms.  Track record of successful product development from prototype through launch stage, especially for credit and risk management solutions.  Strong project management, team leadership, and stakeholder engagement skills.  Excellent written and verbal communication skills.  Excellent Data analysis, data visualisation skills. 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1.0 - 3.0 years

1 - 2 Lacs

New Delhi, Gurugram

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We are looking for a highly motivated and experienced Branch Relationship Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-3 years of experience in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base. Provide excellent customer service and resolve customer complaints professionally. Collaborate with internal teams to achieve sales targets and improve overall performance. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of customer needs and preferences. Job Requirements Strong knowledge of banking products and services, including savings accounts, loans, and credit cards. Excellent communication and interpersonal skills, with the ability to build strong relationships with customers and colleagues. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills, with attention to detail and accuracy. Proficient in Microsoft Office and other banking software applications. Ability to adapt to changing circumstances and priorities, with a flexible and proactive approach. Experience: 1-3 years.

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2.0 - 5.0 years

0 Lacs

Pali, Rajasthan, India

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Job Requirements Role/ Job Title: Credit Manager-Rural Credit-Business Banking Underwriting Function/ Department: Business Banking Underwriting Job Purpose To assess, evaluate, review, and approve proposals as a first officer for the business banking relationship which is referred to retail credit. Maintain the service level deliverables agreed with counter parts. Effective portfolio management including regular monitoring, early warning identifications, deferral tracking, renewals and working on appropriate account strategy in conjunction with business team in line with the Banks’s risk appetite Roles & Responsibilities Appraisal of proposals: Credit appraisal of loan application within defined guidelines and accordingly take decision, recommend for approval to higher authorities. To convey a clear opinion/ Highlight Critical risks along with suitable mitigates if any, regarding the acceptability of the proposed transactions/ facilities covering business model, industry risk, structure, Bank Conduct and Financials risk. Awareness of the product proposed, suitability to client requirement Conduct personal discussion with customers. Portfolio Monitoring Timely Renewal Deferral Management EWS Management Customer visits on key customers and high value relationship TAT Maintaining the defined credit and end to end TATs to timely service internal as well as external customers. Education Qualification Graduation: Any graduate Experience: 2-5 years of relevant experience. Show more Show less

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1.0 - 4.0 years

4 - 8 Lacs

Madurai, Kambam, Theni

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We are looking for a highly skilled and experienced Relationship Manager to join our team in the BFSI industry. The ideal candidate will have 1-4 years of experience in retail mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking, referrals, and market research. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement effective sales strategies to meet targets. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of retail mortgages and related products. Excellent communication, negotiation, and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Proficiency in MS Office and other relevant software applications. Experience in managing multiple priorities and deadlines in a fast-paced environment. A graduate or postgraduate degree is required. About Company Equitas Small Finance Bank Ltd is a leading player in the BFSI industry, committed to providing exceptional banking services to its customers.

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3.0 - 8.0 years

3 - 6 Lacs

Madurai

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Ready to shape the future of work? At Genpact, we don't just adapt to change we drive it. AI and digital innovation are redefining industries and were leading the charge. Genpacts AI Gigafactory, our industry-first accelerator, is an example of how were scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI, our breakthrough solutions tackle companies most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team that's shaping the future, this is your moment. Genpact (NYSE: G) is an advanced technology services and solutions company that delivers lasting value for leading enterprises globally. Through our deep business knowledge, operational excellence, and cutting-edge solutions we help companies across industries get ahead and stay ahead. Powered by curiosity, courage, and innovation , our teams implement data, technology, and AI to create tomorrow, today. Get to know us at genpact.com and on LinkedIn, X, YouTube, and Facebook Mega Walkin Drive for the role of Process Developer/Domain Trainee- Broker Technical Support Specialist|| Property & Casualty & Underwriting || Madurai Location || 7th June2025 Drive Date - 7th June 2025 Venue - Genpact Madurai, 3, 120 Feet Rd, Swami Vivekananda Nagar, K.Pudur, Madurai, Tamil Nadu 625007 Time - 10 AM to 11:30 AM Shift - US shift Your role will require you to utilize your experience in and knowledge of insurance/reinsurance and underwriting processes to process transactions for the Underwriting Support Teams and communicate with the Onsite Team. Responsibilities • Perform necessary activities to support broking teams in collaborating with account management to initiate a renewal, preparing and submitting marketing proposals to underwriters, processing endorsements and policy checking along with other requests • Identify and retrieve relevant compliance documentation necessary to process new policies and policy renewals, changes, additions, deletions and cancellations. • Calculating adjustments and premiums on policies and other insurance documents. • Ensure repository of record is accurate and current to ensure outputs and client deliverables will be produced according to guidelines and policy detail. • Communicating directly with underwriters/brokers/account executives to follow up or obtain additional information. • Monitor and attend to requests via client service platform that require action in a timely manner. • Help colleagues troubleshoot and resolve basic issues and perform other related duties as required. Qualifications we seek in you! Minimum Qualifications • Graduate with an excellent interpersonal, communication and presentation skills, both verbal and written • Relevant and meaningful years of experience of working in US P&C insurance lifecycle pre-placement, placement, and post-placement activities (such as endorsements processing, policy administration, policy checking, policy issuance, quoting, renewal prep, submissions, surplus lines, licensing, agency admin, inspections and so on. • Demonstrate and cultivate customer focus, collaboration, accountability, initiative, and innovation. • Proficient in English language- both written (Email writing) and verbal • A strong attention to detail; analytical skills and the ability to multi-task are important Preferred Qualification and Experience • Relevant years of insurance experience and domain knowledge, especially P&C insurance • Candidate having Broker (US P&C insurance) experience would be an asset • Proficient with Microsoft Office (Word, PowerPoint, Excel, OneNote) • A strong attention to detail; analytical skills and the ability to multi-task are important • Should be a team player with previous work experience in an office environment required • Client focused with proven relationship building skills • Ability to work collaboratively as a key member of a team and independently with minimum supervision • Highly organized with a proven ability to prioritize competing requirements and deadlines under pressure Why join Genpact? Be a transformation leader Work at the cutting edge of AI, automation, and digital innovation Make an impact Drive change for global enterprises and solve business challenges that matter Accelerate your career Get hands-on experience, mentorship, and continuous learning opportunities Work with the best Join 140,000+ bold thinkers and problem-solvers who push boundaries every day Thrive in a values-driven culture Our courage, curiosity, and incisiveness - built on a foundation of integrity and inclusion - allow your ideas to fuel progress Come join the tech shapers and growth makers at Genpact and take your career in the only direction that matters: Up. Lets build tomorrow together. Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training.

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4.0 - 5.0 years

1 - 4 Lacs

Amritsar

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We are looking for a skilled Business Development Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 4-5 years of experience in the BFSI industry. Roles and Responsibility Develop and implement effective business strategies to achieve sales targets. Build and maintain strong relationships with clients and stakeholders. Identify new business opportunities and expand existing customer relationships. Collaborate with cross-functional teams to drive business growth. Analyze market trends and competitor activity to stay ahead in the market. Provide excellent customer service and support to ensure high levels of customer satisfaction. Job Requirements Strong understanding of the BFSI industry and its regulations. Excellent communication, interpersonal, and negotiation skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills with attention to detail. Experience in developing and implementing business development plans. Ability to build and maintain strong relationships with clients and stakeholders.

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10.0 years

2 - 5 Lacs

Hyderābād

Remote

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MAIN RESPONSIBILITIES Strategic Leadership: In coordination with FBS strategy, develop and execute the vision and operational strategy for the India site, ensuring alignment with Farmers Operations and Business objectives. Operations Management: Oversee and promote actions to optimize business functions including underwriting, claims processing, policy servicing, finance, analytics, and IT services, emphasizing efficiency, compliance, and cost-effectiveness. Service Delivery Excellence: Implement best practices, process automation, and technology-driven solutions to enhance productivity, service quality, and customer experience. Financial & Performance Management: Drive cost efficiencies and operational KPIs, ensuring high-value delivery. Stakeholder Management: Partner with FBS Head, business units, and technology teams to align offshore operations with Farmers priorities. Talent & Leadership Development: Build, mentor, and retain a high-performing team, fostering a culture of high performance and continuous improvement. Governance & Compliance : Ensure adherence to regulatory, risk, and compliance standards, maintaining strong controls and operational resilience. Requirements KEY QUALIFICATIONS & EXPERIENCE The ideal candidate will bring deep expertise in managing operations, leading large teams, and collaborating with global stakeholders to enhance efficiency, innovation, and value creation. Industry Expertise: Strong background in general insurance, financial services and understanding of underwriting, claims, policy administration, and digital transformation Experience: 10+ years in leadership roles and knowledge in global business services, operations, technology and/or shared services. People Management & Operations: Understanding key Farmers HR processes from talent sourcing and acquisition to talent and performance management, along with continuous learning and development, to foster a great Employee Experience. Leadership & Strategy: Proven experience in setting up, scaling, and managing large teams (500+ FTEs) in a captive or offshore shared services model. Operational Excellence: Expertise in Lean, Six Sigma, automation, and process improvements to enhance efficiency and customer experience. Technology & Innovation: Exposure to digital transformation initiatives, including cloud, AI, RPA, and advanced analytics in an insurance or financial services setting. Global Collaboration: Ability to work across geographies, managing stakeholders in the US, India, and other global locations. Regulatory & Compliance: Strong understanding of US insurance regulations, data security, and compliance frameworks for offshore operations. Benefits This position comes with competitive compensation and benefits package: Competitive salary and performance-based bonuses Comprehensive benefits package Home Office model Career development and training opportunities Flexible work arrangements (remote and/or office-based) Dynamic and inclusive work culture within a globally known group Private Health Insurance Pension Plan Paid Time Off Training & Development Note: Benefits differ based on employee level About Capgemini Capgemini is a global leader in partnering with companies to transform and manage their business by harnessing the power of technology. The Group is guided everyday by its purpose of unleashing human energy through technology for an inclusive and sustainable future. It is a responsible and diverse organization of over 340,000 team members in more than 50 countries. With its strong 55-year heritage and deep industry expertise, Capgemini is trusted by its clients to address the entire breadth of their business needs, from strategy and design to operations, fueled by the fast evolving and innovative world of cloud, data, AI, connectivity, software, digital engineering and platforms. The Group €22.5 billion in revenues in 2023.

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5.0 years

0 Lacs

Telangana

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About Chubb Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com. About Chubb India At Chubb India, we are on an exciting journey of digital transformation driven by a commitment to engineering excellence and analytics. We are proud to share that we have been officially certified as a Great Place to Work® for the third consecutive year, a reflection of the culture at Chubb where we believe in fostering an environment where everyone can thrive, innovate, and grow With a team of over 2500 talented professionals, we encourage a start-up mindset that promotes collaboration, diverse perspectives, and a solution-driven attitude. We are dedicated to building expertise in engineering, analytics, and automation, empowering our teams to excel in a dynamic digital landscape. We offer an environment where you will be part of an organization that is dedicated to solving real-world challenges in the insurance industry. Together, we will work to shape the future through innovation and continuous learning. Position Details Key Responsibilities: Design, develop, and optimize data pipelines and workflows using Databricks and other ETL tools. Collaborate with data scientists, analysts, and other stakeholders to understand data requirements and deliver solutions that meet business needs. Implement and manage data storage solutions using Snowflake, ensuring data is organized, accessible, and secure. Write efficient, reusable, and reliable Python code to process and analyze large datasets. Develop complex SQL queries to extract, transform, and load data from various sources. Monitor and troubleshoot data pipeline performance, ensuring data quality and integrity. Stay up-to-date with the latest industry trends and technologies in data engineering and analytics. Mentor junior data engineers and provide technical guidance to the team. Qualifications: Bachelor’s or Master’s degree in Computer Science, Information Technology, or a related field. 5+ years of experience in data engineering or a related field. Proficiency in Databricks for data processing and analytics. Strong programming skills in Python, with experience in data manipulation libraries such as Pandas and NumPy. Extensive experience with Snowflake, including data modeling, performance tuning, and security best practices. Advanced SQL skills, with the ability to write complex queries and optimize them for performance. Experience with cloud platforms such as AWS, Azure, or Google Cloud is a plus. Strong problem-solving skills and attention to detail. Excellent communication and collaboration skills. Preferred Qualifications: Experience with additional data processing tools and frameworks such as Apache Spark. Familiarity with data visualization tools like Tableau or Power BI. Knowledge of data governance and data security best practices. Why Chubb? Join Chubb to be part of a leading global insurance company! Our constant focus on employee experience along with a start-up-like culture empowers you to achieve impactful results. Industry leader: Chubb is a world leader in the insurance industry, powered by underwriting and engineering excellence A Great Place to work: Chubb India has been recognized as a Great Place to Work® for the years 2023-2024, 2024-2025 and 2025-2026 Laser focus on excellence: At Chubb we pride ourselves on our culture of greatness where excellence is a mindset and a way of being. We constantly seek new and innovative ways to excel at work and deliver outstanding results Start-Up Culture: Embracing the spirit of a start-up, our focus on speed and agility enables us to respond swiftly to market requirements, while a culture of ownership empowers employees to drive results that matter Growth and success: As we continue to grow, we are steadfast in our commitment to provide our employees with the best work experience, enabling them to advance their careers in a conducive environment Employee Benefits Our company offers a comprehensive benefits package designed to support our employees’ health, well-being, and professional growth. Employees enjoy flexible work options, generous paid time off, and robust health coverage, including treatment for dental and vision related requirements. We invest in the future of our employees through continuous learning opportunities and career advancement programs, while fostering a supportive and inclusive work environment. Our benefits include: Savings and Investment plans: We provide specialized benefits like Corporate NPS (National Pension Scheme), Employee Stock Purchase Plan (ESPP), Long-Term Incentive Plan (LTIP), Retiral Benefits and Car Lease that help employees optimally plan their finances Upskilling and career growth opportunities: With a focus on continuous learning, we offer customized programs that support upskilling like Education Reimbursement Programs, Certification programs and access to global learning programs. Health and Welfare Benefits: We care about our employees’ well-being in and out of work and have benefits like Employee Assistance Program (EAP), Yearly Free Health campaigns and comprehensive Insurance benefits. Application Process Our recruitment process is designed to be transparent, and inclusive. Step 1: Submit your application via the Chubb Careers Portal. Step 2: Engage with our recruitment team for an initial discussion. Step 3: Participate in HackerRank assessments/technical/functional interviews and assessments (if applicable). Step 4: Final interaction with Chubb leadership. Join Us With you Chubb is better. Whether you are solving challenges on a global stage or creating innovative solutions for local markets, your contributions will help shape the future. If you value integrity, innovation, and inclusion, and are ready to make a difference, we invite you to be part of Chubb India’s journey. Apply Now: Chubb External Careers TBD

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2.0 years

4 - 8 Lacs

Hyderābād

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About this role: Wells Fargo is seeking a Lending Operations Associate Manager In this role, you will: Supervise the daily activities of a Loan Production or Loan Servicing team to ensure timely completion, quality, and compliance in Lending Operations functional area Provide quality customer service to internal and external customers Identify opportunities for process improvement and risk control development in loan production or loan servicing activities Make day to day supervisory or tactical decisions related to Lending Operations functional area Resolve issues related to loan processing, documentation, pre-closing tasks, loan servicing activities, or underwriting under the direction of management Ensure compliance with Wells Fargo investor, legal, regulatory, or business policies Collaborate and consult with bank departments, vendors, merchants, clients, or investors Manage allocation of people and financial resources for Lending Operations Mentor and guide talent development of direct reports and assist in hiring talent Required Qualifications: 2+ years of Transactions and Processing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education 1+ years of Leadership experience Desired Qualifications: MBA Finance (mandatory) and Bachelor's Degree (Commerce mandatory), equivalent Experience of more than 2+ years in Credit Analysis, KYC and Credit Admin activities in Commercial Lending domain. Sound knowledge of credit agreements, pre and post funding activities, Quality assurance processes, and transaction processing activities Should have experience in financial and non-financial due diligence of corporate entities Should have an experience in assessing credit worthiness of the corporate borrowers based on qualitative and quantitative factors Strong knowledge on GAAP Accounting / International Financial Reporting Standards Sound knowledge of ratio analysis, cash flow, and trend analysis Proficient and advanced ability with US business writing skills Excellent interpersonal, communication & organizational skills with proven abilities in customer relationship management Strong analytical skills Job Expectations: Manager of commercial capital document management compliance related processes across locations; includes process related to preparation of credit agreements, processing post activation activities, verification of data consistency across platforms, client onboarding activities, transaction processing, KYC etc. Responsible for leading the transition and seamlessly setting up the business Interact and/or negotiate with senior level business partners in WF US and EGS Should be working in Night shifts Take a lead role in developing and implementing best practices Increase effectiveness of staff and tools by recognizing opportunities for development and proactively creating new systems and structures Manages operations of various shared service functions supporting multiple lines of businesses ensuring transitions progress smoothly and process meets its agreed metrics Responsible for creating and monitoring business goals for team that align to Enterprise goals (including LOB expectations) and I&P goals Foster strong relationship with LOB leaders through regular communication Ensure Wells Fargo people strategy is implemented with focus on growth and development needs of team members Plan, Execute and Responsible for People, Process, Risk, Operational Excellence Process improvement and redesign - proactively identify, analyze and improve existing processes / process reengineering. Supports policy and procedure administration, rating agency reviews, Regulatory requirements, Compliance, Risk Management, Enterprise Information Technology and Legal Responsible to handle escalation and provide speedy resolution Posting End Date: 11 Jun 2025 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

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7.0 years

0 Lacs

Hyderābād

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Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve healtach outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together. This position will report to the head of the Actuarial Date Warehouse Business Intelligence. The ADW is a cloud data and analytics environment where client data are ingested, conformed, cleansed, and then enriched to support advanced actuarial and data science analytics. This BI environment includes Databricks, DBT, MS Fabrics and Power BI. This position will design, develop, implement, test, deploy, monitor, and maintain the delivery of data enrichments and reporting models to support actuarial reporting and analytics. Primary Responsibilities: Work with BI team to build and deploy healthcare data enrichments Design high performance reporting models using DBT that will be deployed in Power BI Design and develop Azure Databricks jobs using Python and Spark Develop and maintain CI/CD processes using Jenkins, GitHub, Maven Support monthly and quarterly production activities Maintain high quality documentation of data definitions, transformations, and processes to ensure data governance and security Identifies solutions to non-standard requests and problems Support and maintain the self-service BI warehouse Work with business owners to add new enrichments and to design and implement new reporting models Comply with the terms and conditions of the employment contract, company policies and procedures, and any and all directives (such as, but not limited to, transfer and/or re-assignment to different work locations, change in teams and/or work shifts, policies in regards to flexibility of work benefits and/or work environment, alternative work arrangements, and other decisions that may arise due to the changing business environment). The Company may adopt, vary or rescind these policies and directives in its absolute discretion and without any limitation (implied or otherwise) on its ability to do so Required Qualifications: Undergraduate degree or equivalent experience 7+ years of overall experience in Data and Analytics engineering 5+ years of experience writing code in developing Big Data solutions using Spark and Python 5+ years of experience working with Azure, Databricks, and DBT 4+ years of experience working with medical and RX claims, eligibility tables and provider data Experience working with MS Fabric and Power BI Solid experience with CICD tools such as Jenkins, GitHub, Maven etc Experience designing and deploying reporting data models In-depth understanding of Azure architecture and ability to come up with efficient design and solutions Proven highly proficient in Python and SQL Proven excellent communication skills Preferred Qualifications: Undergraduate degree in STEM field Snowflake experience Power BI development experience Experience working as an actuary or with actuaries Knowledge of health care concepts - benefits, pricing, underwriting, stop loss reinsurance, reserves etc. #GEN At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission.

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1.0 - 2.0 years

1 - 2 Lacs

Tirupathur, Tiruppur, Vellore

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Looking for a motivated Branch Relationship Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base. Provide excellent customer service and resolve customer complaints promptly. Collaborate with internal teams to achieve sales targets and improve overall performance. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of customer needs and preferences. Job Requirements Strong knowledge of banking products and services, including savings accounts, loans, and credit cards. Excellent communication and interpersonal skills are required to build strong relationships with customers and colleagues. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Proficiency in using computer software applications and technology to manage customer data and transactions. Ability to work collaboratively as part of a team to achieve common goals.

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8.0 - 11.0 years

5 - 8 Lacs

Cumbum

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LTFinance is looking for BRANCH MANAGER to join our dynamic team and embark on a rewarding career journey. Direct all operational aspects including distribution operations, customer service, human resources, administration and sales Assess local market conditions and identify current and prospective sales opportunities Develop forecasts, financial objectives and business plans Meet goals and metrics Manage budget and allocate funds appropriately Bring out the best of branch€™s personnel by providing training, coaching, development and motivation Locate areas of improvement and propose corrective actions that meet challenges and leverage growth opportunities Share knowledge with other branches and headquarters on effective practices, competitive intelligence, business opportunities and needs Address customer and employee satisfaction issues promptly Adhere to high ethical standards, and comply with all regulations/applicable laws Network to improve the presence and reputation of the branch and company Stay abreast of competing markets and provide reports on market movement and penetration

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1.0 - 4.0 years

5 - 8 Lacs

Thiruvananthapuram

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Duties and responsibilities Sourcing of business a. Identification of customers through dealership networksb. Filling up of the application formc. KYC verificationd. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Criteria:Enclosed our requirements & Eligibility for ref.Request to provide a proper & suitable candidate who can join immediately. Sales experienced candidates will be preferred.

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2.0 years

0 Lacs

Madhya Pradesh, India

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Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Responsibilities Roles & Responsibilities: Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes. Conduct personal discussion with customers to establish credit worthiness. Control and contain front-end delinquencies by calling up customer on first presentation. Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Coordinate with sales to achieve targets and ensure SLAs are met. Ensuring credit policy adherence to the accepted standards. Collaborate with Collections to drive down the net credit loss and delinquency metrics by ensuring that trends on delinquent customers are identified and communicated to the Collections team in order to take corrective action through new sourcing. Review and approve credit proposals given the discretionary authority and escalate others to those with the appropriate approval authority while ensuring compliance with the bank’s credit policy. Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc. Recommend process changes in order to improve service efficiency and quality across the assigned area. Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service. Educational Qualifications Graduation: Any Graduation Experience 2+ years of experience in credit. Show more Show less

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2.0 - 7.0 years

1 - 5 Lacs

Beawar, Jodhpur

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We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including origination, underwriting, and portfolio management. Develop and implement effective credit strategies to achieve business objectives. Collaborate with cross-functional teams to ensure seamless credit delivery. Conduct thorough credit assessments and risk analyses. Maintain accurate records and reports of credit transactions. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, problem-solving, and communication skills. Ability to work effectively in a fast-paced environment and meet deadlines. Proficient in credit software and systems. Strong leadership and team management skills. Ability to build strong relationships with stakeholders and customers.

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0 years

0 Lacs

Gurgaon

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Job Description Job Summary We are seeking a highly motivated Investment Management Analyst to join our Asset Based Finance (ABF) team within the Structured Finance Group. As an integral part of our team, you will gain exposure to a diverse portfolio of Asset-Backed Securities (ABS) investments and play a pivotal role in underwriting, monitoring, and managing these deals for our institutional clients. Responsibilities: Deal Management: Collaborate closely with ABF Deal Analysts to assist in investment management and monitoring activities for structured finance deals. IC Memos: Support the deal team in updating Investment Committee approval memos, ensuring a comprehensive understanding of each deal's intricacies. Term sheets: Analyze closing documents such as credit agreements, indentures and note purchase agreements and set up processes for analyzing and monitoring the deal post-closing. Due Diligence: Perform pre-deal due diligence and stratify the collateral pool using Python to assess risk and investment potential. Surveillance and Reporting: Update surveillance data and create one-pagers for presentations to senior management for both Public and Private deals. Cashflow Modeling: Develop and update cashflow models for structured finance deals. Monitor key metrics to assess risk and expected returns. Conduct stress case scenarios and analyze their impact on repayments. Collateral Analysis: Create and update asset-level one-pagers for collateral analysis, assisting in underwriting and post-deal monitoring. Asset Valuation: Track and review revaluation events for underlying assets, ensuring accurate pricing of collateral. Sector-Level Analysis: Update monthly sector-level presentations and pro-actively highlight potential issues to senior management. Covenant Monitoring: Continuously monitor covenants and key performance indicators (KPIs) at the deal level, thereby assist the Business Analytics team to run portfolio-level analysis. Ad Hoc Projects: Undertake multiple ad hoc projects as requested by senior management to assess the impact of macro events. Client request/ Compliances: Ensure compliance with investor requirements from an investment management perspective. Data and Tools: Leverage advanced tools such as Intex and Python for in-depth analysis. Utilize Tableau, Street Diligence and Sigma for enhanced data visualization. Skills Required: MBA in Finance, CFA, or CA qualification. Experience in analyzing Asset Backed Finance deal structures and collateral is a plus. Strong analytical and quantitative skills. Proficiency in Microsoft Office tools (MS Excel, MS PowerPoint, and MS Word). Ability to summarize complex information succinctly and efficiently. Excellent written and verbal communication skills. Ability to manage multiple projects in a fast-paced environment. Detail-oriented with a commitment to accuracy and precision. Ability to work independently and collaboratively while demonstrating high sense of ownership and accountability. Thorough understanding of basic financial concepts and the ability to critically implement them. ͏ Deliver No Performance Parameter Measure 1 Process No. of cases resolved per day, compliance to process and quality standards, meeting process level SLAs, Pulse score, Customer feedback 2 Self- Management Productivity, efficiency, absenteeism, Training Hours, No of technical training completed

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2.0 years

3 - 9 Lacs

Gurgaon

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Who we are : Money. A subject that’s always on our mind. We go through a rollercoaster of emotions when it comes to money. That’s why at Jupiter, our mission is to enable people to improve their relationship with money. We are a financial services platform that leverages technology to offer our customers seamless and user-friendly products related to banking, loans, and investments. So whether it’s a savings account, credit cards, investment and payments, it's all on Jupiter. We also help users cut through the banking jargons, offer smart insights based on spending and provide users with a range of new age features to enable and make sense of their finances. Our journey so far: Jupiter was founded in 2019 by Jitendra Gupta. Best known as Citrus Pay’s founder, Jiten found himself wondering why personal finance experiences were not customer-centric when everything else like food ordering and entertainment were. That’s how our journey began in 2019, with a simple, powerful idea : to create a modern, customer-centric experience that empowers individuals when it comes to their money. From our humble beginnings, we've strived relentlessly to make managing money easier. In 2021 when we launched we had a waitlist with over 100,000 people eager to experience the world of Jupiter - and within 10 months we crossed 1 million users. Today, we have 2.7 million + happy users on Jupiter. Our Insights feature today tells how much and where you’ve been spending automatically, even on your other savings accounts! Our Edge CSB Bank RuPay credit card is getting a lot of love for it’s head-turning transparent design, not to mention it being a rewarding experience. Our No-Penalty SIP and Daily SIP at Rs 10/- has helped scale our investments business and we have over 100,000 users investing on our platform to fulfill their money aspirations. We've embraced cutting-edge technology, harnessed the power of data analytics, and assembled a diverse team of creative thinkers and industry experts who share our vision for a more accessible, transparent, and inclusive financial ecosystem. We’re now looking for like-minded folks to join the crew. Who we're looking for : You are passionate about using data to solve complex problems and enjoy building models that drive real-time decisions. You think like a data scientist and a risk strategist—comfortable testing hypotheses, uncovering patterns, and translating insights into actionable strategies. You enjoy working with large, messy datasets and can extract meaning through strong visualization and storytelling skills. You are excited by the opportunity to help shape the risk framework of a digital-first financial platform using modern data tools and machine learning techniques. Roles and Responsibilities:. Design, develop, and deploy machine learning models to assess credit and fraud risk across multiple products including savings accounts, lending, and credit cards. Build and enhance risk scoring systems leveraging structured and unstructured data from internal and alternative sources. Collaborate with strategy and product teams to implement model-driven strategies across the customer lifecycle—acquisition, underwriting, transaction monitoring, limit management, and collections. Continuously monitor model performance, recalibrate as needed, and generate insights to refine decision-making processes. Lead deep dives into complex datasets to identify fraud patterns, emerging credit risk segments, and opportunities for credit expansion. Develop robust validation frameworks and champion model governance best practices in compliance with internal and regulatory standards. Partner with engineering teams to integrate risk models into production systems, ensuring scalability and real-time decisioning. What is needed for this role: 2+ years of hands-on experience in data science and machine learning, preferably in credit or fraud risk within retail financial services. Proven ability to build and deploy predictive models using Python (e.g., scikit-learn, XGBoost) and strong data manipulation skills using SQL. Exposure to risk analytics across credit cards, personal loans, or savings products is a strong plus. Solid understanding of statistical modeling, supervised/unsupervised learning techniques, and model performance evaluation. Bachelor’s or Master’s degree in a quantitative field such as Computer Science, Statistics, Mathematics, Engineering, Economics, or related disciplines. Strong problem-solving mindset with the ability to translate business challenges into scalable data solutions. Why you should work with us: We are the ideal workplace for individuals with a founders mentality, and we place a high regard on those who take ownership and see projects through to completion. We take pleasure in tackling meaningful problems by understanding pain points and developing intuitive experiences that delight customers. Emphasizing consent over consensus, we appreciate those who can participate in healthy conflict and are able to commit to every decision as if it were their own. In our relentless pursuit of excellence, we consistently set higher standards. If you crave continuous learning, growth, and improvement in a dynamic environment, choosing Jupiter is the right move. Our Process: We raise the bar with each hire - and evaluate our candidates to build a team of like-minded, passionate, ambitious owners. Once you apply you’re most likely to go through the following hiring process, certain roles may require more rounds. But here’s the gist - The Intro: Our recruitment team goes through all the applications we receive to find the best fit. We look for skills that would be the perfect addition to our team, and past work that can vouch for it. Two Way Street: An interview with the hiring manager. Do you like the role? What are your expectations? These are the answers we seek. Pro-tip: Ask lots of questions. Assignments may be given. Culture Matters: We don’t just value the skills we bring, we value the people we bring. This round is to see if you fit our culture & for you to find out if it works for you too. If yes, then we’re in business. If not, until next time! The Offer: The most crucial step - as far as we’re concerned. We roll out offers if we find a candidate has met all our expectations and can be a part of our crew! Want to know more about us? Hop onto the links below: Our values Our Team Our Journey What people are saying about us: - Funding Rupay Card Feature launch- Magic Spends Jupiter Money gets RBI nod for issuing PPI Sounds like you’d fit right in? Apply to our job!

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1.0 - 6.0 years

3 - 8 Lacs

Bengaluru

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Openings for Underwriter Looking for an experience with Underwriter or Mortgage minimum 1 year of BPO Experience into underwriting or mortgage HR Aditi@ 7795311459 ruth@9590520040 immediate joiner Available Positions:-Underwriter location:manayatha tech park Need min 1 year experience in mortgage or underwriter salary upto 8.5lks

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70.0 years

2 - 7 Lacs

Bengaluru

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About Credit Saison India Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people. Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Based in Singapore, over 1,000 employees work across Saison’s global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Roles & Responsibilities: Conduct Portfolio Analysis and Monitor Portfolio delinquencies at a micro level, identification of segments, programs, locations, and profiles which are delinquent or working well. Helps to develop credit strategies across the customer lifecycle (acquisitions, management, fraud, collections, etc.) Identify trends by performing necessary analytics at various cuts for the Portfolio Provide analytical support to various internal reviews of the portfolio and help identify the opportunity to further increase the quality of the portfolio Work with Product team and engineering team to help implements the Risk strategies Work with Data science team to effectively provide inputs on the key model variables and optimise the cut off for various risk models Create a deep level understanding of the various data sources (Traditional as well as alternate) and optimum use of the same in underwriting Should have good understanding about various unsecured credit products Should be able to understand the business problems and helps convert them into the analytical solutions Required skills & Qualifications: Bachelor's degree in Computer Science, Engineering or related field from top tier (IIT/IIIT/NIT/BITS) 4-6 years of experience working in Data science/Risk Analytics/Risk Management with experience in building the models/Risk strategies or generating risk insights Proficiency in SQL and other analytical tools/scripting languages such as Python or R Deep understanding of statistical concepts including descriptive analysis, experimental design and measurement, Bayesian statistics, confidence intervals, Probability distributions Proficiency with statistical and data mining techniques Proficiency with machine learning techniques such as decision tree learning etc. Should have an experience working with both structured and unstructured data Fintech or consumer lending experience is preferred

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4.0 - 5.0 years

1 - 5 Lacs

Ambattur, Ponneri, Chennai

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We are looking for a skilled Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 4-5 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Build strong relationships with customers and stakeholders. Monitor and control credit costs to ensure profitability. Collaborate with cross-functional teams to achieve business objectives. Job Requirements Strong knowledge of credit underwriting, risk management, and compliance. Excellent communication, interpersonal, and analytical skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong problem-solving and decision-making skills. Experience in managing and leading a team of credit professionals.

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5.0 - 8.0 years

1 - 1 Lacs

Bengaluru

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About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! About the Role We're looking for an experienced and dynamic professional to join our Insurance Business Operations team as Manager – Business Operations, Motor & OGI . This role is ideal for someone with strong operational expertise, a tech-first mindset, and the ability to lead large teams. You’ll work closely with internal stakeholders and external partners to streamline processes, drive automation, and ensure seamless issuance of insurance products with high service standards. Key Responsibilities Partner Management & Collaboration Act as the key interface with external insurance partners for Motor and Other General Insurance (OGI) products. Lead negotiations to improve underwriting guidelines and ensure inclusive offerings for all customer segments. Regularly visit partner locations to strengthen relationships and streamline partner-led processes. Business Operations & Process Excellence Manage day-to-day operations and drive initiatives to reduce friction in issuance, claims, and servicing workflows. Ensure regulatory compliance, partner SLAs, and internal process adherence. Drive structural improvements to enhance customer journeys across touchpoints. Automation & Tech Enablement Collaborate with product and tech teams to drive API-led integrations and automation across issuance and servicing. Champion the adoption of tools and MIS systems to improve visibility, accuracy, and turnaround times. Team Leadership Lead a team of ~15 members, setting clear objectives and driving high performance. Foster a service-oriented culture, enabling the team to manage high-impact, high-volume ops environments. Data-Driven Decision Making Analyze operational data to identify process bottlenecks and propose solutions. Monitor key metrics to evaluate performance and identify improvement areas. What We’re Looking For Experience: 5–8 years in insurance operations, business operations, or relevant functions in insurance, e-commerce, or fintech. Technical Fluency: Understanding of API-driven processes, automation tools, and system-level thinking. People Leadership: Proven ability to manage teams, drive performance, and lead change. Stakeholder Management: Strong communication and negotiation skills to manage both internal and external partners. Mindset: Customer-first attitude, strong ownership, and a problem-solving approach. Location: Must be based out of or open to relocating to Pune. Willingness to travel to partner locations regularly. Good to Have Experience in managing Motor/OGI verticals. Exposure to tech-driven process transformations. Prior experience in scaling service operations. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog .

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Exploring Underwriting Jobs in India

The underwriting job market in India is thriving, with a growing demand for skilled professionals in this field. Underwriting involves assessing and managing risk for insurance companies, financial institutions, and other organizations. If you are considering a career in underwriting, there are several opportunities available across various industries in India.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Pune

Average Salary Range

The average salary range for underwriting professionals in India varies based on experience and expertise. Entry-level underwriters can expect to earn between INR 3-5 lakhs per annum, while experienced professionals with advanced certifications and skills can earn upwards of INR 10 lakhs per annum.

Career Path

In the underwriting field, career progression typically involves starting as an Underwriting Assistant or Analyst, then moving on to roles such as Underwriter, Senior Underwriter, and Chief Underwriting Officer. With experience and additional certifications, professionals can advance to roles such as Underwriting Manager or Director.

Related Skills

In addition to strong analytical and risk assessment skills, underwriters are expected to have knowledge of finance, insurance principles, and regulatory compliance. Proficiency in data analysis, decision-making, and communication skills are also essential for success in this field.

Interview Questions

  • What is underwriting, and why is it important for insurance companies? (basic)
  • How do you assess risk in underwriting? (medium)
  • Can you explain the difference between underwriting and claims? (medium)
  • How do you stay updated on industry trends and regulations related to underwriting? (medium)
  • Can you walk us through a recent underwriting project you worked on and the outcome? (medium)
  • How do you handle conflicting priorities in underwriting decisions? (medium)
  • What risk assessment tools or software are you familiar with? (medium)
  • How do you ensure compliance with underwriting guidelines and policies? (medium)
  • What steps do you take to verify information provided by applicants during the underwriting process? (medium)
  • How do you communicate underwriting decisions to stakeholders? (medium)
  • Can you provide an example of a challenging underwriting scenario you faced and how you resolved it? (medium)
  • How do you handle underwriting for complex or high-value insurance policies? (advanced)
  • What strategies do you use to mitigate risks in underwriting large portfolios? (advanced)
  • How do you incorporate data analytics and technology in underwriting processes? (advanced)
  • Can you explain the impact of macroeconomic factors on underwriting decisions? (advanced)
  • How do you assess the financial stability of an applicant in underwriting? (advanced)
  • What are some key metrics you use to evaluate the effectiveness of underwriting strategies? (advanced)
  • How do you handle underwriting for specialized insurance products or industries? (advanced)
  • Can you provide an example of a time when you had to make a difficult underwriting decision and how you justified it? (advanced)
  • How do you collaborate with other departments, such as sales or claims, to ensure successful underwriting outcomes? (advanced)
  • How do you handle underwriting for international clients or policies? (advanced)
  • What are some emerging trends in underwriting that you are keeping an eye on? (advanced)

Closing Remark

As you explore underwriting jobs in India, remember to showcase your expertise, skills, and experience during the job search and interview process. By preparing thoroughly and demonstrating your knowledge and capabilities, you can confidently pursue exciting opportunities in the underwriting field. Good luck!

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