Location(s): Elixir Business Park, Plot 15A, 5th - 8th Floor, Noida, Uttar Pradesh, 201301, IN Line Of Business: Insurance(INSURANCE) Job Category: ESG Analytics, Data & Research Experience Level: Experienced Hire At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Skills and Competencies: Must have 3-6 years’ experience in risk/ business/ data analytics for P&C insurance, reinsurance, or insurance linked securities. Strong analytical and problem-solving abilities. Experience in mathematical or statistical application for R&D, model development or solution design. Hands-on experience with catastrophe risk models will be an added advantage. Strong database and data mining skills - working knowledge of Excel, Access, and SQL; VBA or VB.Net is an added advantage. Excellent written and verbal communication. Desirable - Knowledge of Python and R languages Education B.E / B. Tech (preferably Civil/Mechanical Engineering) from IIT/NIT or other reputed universities OR MBA Finance/Insurance/Operations Research or master’s in mathematics/ Statistics/Operations Research/Economics from top-tier universities. Responsibilities As a Sr Risk Consulting Associate, you will be responsible for the quantification of catastrophe risk using a variety of databases and RMS models for a client portfolio. The person will be required to understand client requirements for exposure and loss analytics, configure an analytical solution, and report/ present results from the analysis to underwriting and catastrophe modeling teams at insurance/ reinsurance companies. Key Accountabilities & Deliverables Provide high quality analysis of exposures and losses to enable business decisions at the client-end. Understand the in-depth working of RMS models including database schema to conduct the appropriate analysis. On hands experience in end-to-end account modelling and Portfolio/ Cedant analysis including exposure preparation and enrichment. Assess the quality of input data and be able to highlight potential improvements. Generate relevant insights from modeled results for an analytically sophisticated stakeholder group. Support the client in understanding the analysis output and proving value-added observations and comparison summary. Independently lead projects in terms of project delivery, value-addition, process optimization and client communication Document all aspects of a project, particularly focusing on the rationale for decisions and exceptions. Drive process improvements which increase utility or efficiency of analysis. Mentor and train new risk analysts including performing need-based quality assurance of their work Interface with RMS client development and other technical teams on client engagements. About The Team Our Analytical Services team provides clients with advanced catastrophe insights and deliverables, leveraging Moody’s RMS models and programming tools. Our department Analytical service aligns with Moody’s Insurance segment object to grow by providing high quality deliverables and insights to the clients. By joining our team, you will be part of exciting work in Insurance domain specifically to the catastrophe modeling located in Noida, India. Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law. Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary. Show more Show less

Job Title: Mortgage Trainer (Unit Manager Process Training - US Mortage) Job Location : Bangalore/Pune Job Summary: We are seeking an experienced Mortgage trainer, manage multiple training requirements and its implementation and measure its impact. A successful candidate will be passionate about learning and excited about the prospect of leading by example. Mandatory Experience : Training, US Mortgage, Underwriting/ Pre Underwriting, Income Calculations, Loan Orrigination, Credit Report. Job Responsibilities: Requirements : Past Mortgage Originations experience to design, develop and deliver training with two or more years of experience Must have excellent presentation skills Evaluating individual and organizational performance to ensure training is meeting business needs and improving performance Identifying training needs by consulting with business stakeholders and using needs assessments Developing and delivering training solutions that meet business needs Optimizing training processes for efficiency Manage supply chain in terms of planning, organizing, ensuring high conversion and retention from onboarding new hires till handover to business Exhibit agility in both method and approach to accommodate planned and ad hoc requirements of the business Competency Requirement (with desired proficiency level): Communication Skills (Oral and Written) Advanced Mortgage Domain Expert Evaluating others Advanced Facilitation Skills – Advanced Instructional Design – Intermediate People Management – Advanced Employee Engagement – Advanced Stakeholder Management - Advanced Excel Skills – Intermediate Flexibility, Integrity and Accountability - Expert Additional Requirement: Graduate in any field Experience/certification in Mortgage industry with expertise to loan processing & Initial Underwriting in US Residential Mortgage Sincerely, Sonia TS

Job Description: Senior .Net Developer - VB.Net Job Title: Senior .Net Developer - .VB.Net Primary skills: .NET and VB.NET and C#.NET, ASP.NET Core Web API Location: Hyderabad/Pune Mode of work: 5 Days work from Office Experience: 5+ years Mandatory skills: 5+ years of Experience Technical Professional, with proven abilities in the areas of .NET development and implementation. Strong Core Java and Object-oriented concepts. Strong and proven Development Experience in .NET and VB.NET and C#.NET Strong working experience in Excel and Word File handling through C# or VB.NET. Strong Working experience with GIT. Strong Working Experience in Azure Functions. Strong problem solving, debugging and troubleshooting skills. Strong knowledge of DB concepts with SQL Server. Strong knowledge of ASP.NET web Forms Application Strong knowledge of ASP.NET Core Web API. Preferred skills: Knowledge in developing service-oriented architecture. Knowledge of REST Services Front-end development knowledge with Angular. Knowledge of insurance domain. Good communication skills. Passionate about technology, ability to adapt new skills, sharing expertise and knowledge. About ValueMomentum ValueMomentum is a leading solutions provider for the global property & casualty insurance industry, supported by deep domain and technology capabilities. We offer a comprehensive suite of advisory, development, implementation, and maintenance services across the entire P&C insurance value chain. This includes Underwriting, Claims, Distribution, and more, empowering insurers to stay ahead with sustained growth, high performance, and enhanced stakeholder value. Trusted by over 75 insurers, ValueMomentum is one of the largest standalone insurance-focused solutions providers to the US insurance industry. Our culture – Our fuel At ValueMomentum, we believe in making employees win by nurturing them from within, collaborating and looking out for each other. People first - We make employees win. Nurture leaders - We nurture from within. Enjoy wins - Celebrating wins and creating leaders. Collaboration - A culture of collaboration and people-centricity. Diversity - Committed to diversity, equity, and inclusion. Fun - Help people have fun at work. Company perks & benefits Compensation - Competitive compensation package comparable to the best in the industry. Career advancement - Career development, coaching and mentoring programs for professional and leadership skill development. Comprehensive training and certification programs. Benefits: Comprehensive health benefits, wellness, and fitness programs. **** Show more Show less

About AIR8 An LFX digital venture, Air8 is building an insight-based technology platform that capitalizes on Li & Fung’s ecosystem with more than 118 years of supply chain experience, connecting suppliers, buyers, and funders in over 50 markets. Air8’s goal is to combine supply chain insights with financing expertise and digital technologies to channel capital to vendors. Air8’s vision is to promote sustainable financing while bridging the supply chain working capital gap. See https://air8.io/ LFX is a Fung Group company, which focuses on being an incubation, investment, and operating platform providing digital solutions and digitally enabled services across the end-to-end consumer goods supply chain. See https://lfxdigital.com/ Job Description As part of the global risk, credit & compliance team, the candidate’s primary objective will be the contribution to the risk policy setup, credit underwriting competence development and data driven risk innovation to enable business growth. You will be expected to have a thorough understanding of the client’s profile, supply chain operation and funding pain points, plus deep knowledge of supply chain financing products, solid risk underwriting skills and great passion for data driven risk model innovation to provide high quality & efficiency credit decisions. Key Responsibilities Support to establish overall Air8 credit risk management framework and on-going monitor its implementation to ensure risk performance excellence. Underwrite risk of international suppliers and buyers and continually improve underwriting quality and efficiency by leveraging tech tools, alternative data, and innovative methodology. Actively manage credit risk exposure of designated portfolio by performing risk assessment and monitoring on counterparties and enabling business growth by executing risk mitigation solutions that are within the company’s risk appetite and credit policy. Actively engage with external stakeholders including funding partners, insurers to gain buy-in upon our risk framework for a smooth asset distribution. Deliver quality and monitor risk reporting upon portfolio level and country level, and complete ad hoc project in specific area or country. Collaborate with cross functional teams. Requirements Bachelor degree in accounting, statistic, math, computer science, finance or economics etc. 7+ years credit underwriting in financial institutions or fintech focusing on SMEs. Experiences of cross-border trade finance, receivable finance, factoring, credit insurance, supply chain solutions, SME coverage, or relevant domain expertise is preferred. Able to identify, analyze and solve problems in a very structured way. Independent, self-driven, matured, resilient, able to handle pressure. Fast learner, team spirit, adapt to multi-culture environment. Capability of communication in business English. Show more Show less

Exp. in US Mortgage Underwriting (Required) 4 Years+ (SME/Lead) - Upto 10 LPA 7 Years+ (AM) 14 LPA 10 Years+ (MGR) 18 LPA (Min. Team size handled - 50 FTE's+) Graduate ONLY 5 Days/Rotational Shifts/Cabs Please Call - 9999869475

About Perfios: Founded in 2008, Perfios is a global B2B SaaS fintech serving the Banking, Financial Services and Insurance industry in 18 countries , empowering 1000+ Financial Institutions . Through its pioneering software platforms and products, Perfios helps Financial Institutions take big leaps by shaping their origination, onboarding, decisioning, underwriting and monitoring processes at scale and speed. Perfios delivers 8.2 Billion Data Insights to Financial Institutions every year to facilitate faster decisioning, and processes 1.7 Billion Transactions a year with an AUM of 3 Trillion , significantly accelerating access to credit and financial services for their clients' customers. Headquartered in Bangalore, Perfios has offices worldwide and with 75+ products and platforms , and over 500+ APIs . In Perfios, its clients have a confidant and a robust start-to-end tech platform. Funding Perfios secured $80 Million from Teachers’ Venture Growth, the late-stage venture and growth investment arm of the Ontario Teachers’ Pension Plan in March 2024. Earlier in FY 23-24, $229 Million was raised by Perfios in their Series D round from Kedaara Capital, marking the largest fund raise among Indian B2B SaaS companies for this financial year. Prior to this, Perfios raised $70 Million in Series C round from Warburg Pincus and Bessemer Venture Partners in February 2022. The latest round of funding has taken the total funding raised by Perfios to $435.1 Million. Key Metrics 75 Million bank statements processed annually 3 Trillion in loans processed for Banks & Financial Institutions per year 1.5 Trillion API requests processed annually 200+ Infosec audits per year 0 Infosec violations since inception 99.9% Uptime with 0 SLA violations Current Employees: 1400+ Website : https://www.perfios.com 🚀 We’re Hiring: Product Analyst – GST & ITR Specialist 📊 Are you someone who loves diving deep into data, processes, and products — especially in the world of finance, taxation, and compliance? We are seeking a highly analytical, detail-oriented, and proactive Product Analyst to join our dynamic team. This pivotal role is ideal for a finance professional who possesses a strong academic background, foundational experience in accounting and taxation (specifically GST and Income Tax), and a keen aptitude for technology and process optimization. Experience: 1-2 years Location: Mumbai Key Responsibilities: Requirements Elicitation & Analysis Documentation & Specification Process Analysis & Optimization Tax & Financial Data Solutions Support Data Analysis & Reporting Project Support & Quality Assurance Show more Show less

✨ Vision: At PrishaPolicy, our vision is to make insurance accessible to all. Insurance empowers people and companies to take risks while protecting their assets and liabilities. We believe that the insurance sector in India is still in its infancy due to low penetration in Tier-III cities and rural India. We strive to raise awareness about the benefits of insurance products among clients, enhancing the scope of insurance benefits to all customers reliably. By doing so, we also aim to create self-employment opportunities for thousands of youths in rural India by enabling them to sell insurance ethically. 💭 Why Us? Technology is a nascent but crucial component of the Indian insurance industry. It will define the future and enable buyers to make better choices remotely with just a few taps. Harnessing technology will allow PrishaPolicy to serve our clients better and create an atmosphere where insurance is delivered with ease. 🕵🏻 What We Are Looking For: PrishaPolicy is seeking a motivated and experienced candidate for the position of Motor Operations and Sales Executive. The ideal candidate will have at least 1-2 years of experience in the insurance industry, specifically in motor operations and sales, and will be proficient in generating quotations and working with both private and commercial vehicles. Responsibilities : Generate and process motor insurance quotations for private and commercial vehicles. Evaluate and review insurance applications to assess risk factors and ensure compliance with company policies and regulations. Collaborate with underwriters and other team members to resolve discrepancies or issues related to motor insurance applications. Maintain accurate and up-to-date underwriting files, documents, and reports. Stay informed about insurance regulations, industry trends, and market developments. Provide exceptional customer service and support to clients and stakeholders. Assist in sales and business development activities to drive growth in the motor insurance segment. Train and mentor junior team members and support their professional development. 🧐 Qualifications & Experience: 1-2 years of experience in motor operations and sales within the insurance industry. Proficient in generating insurance quotations for both private and commercial vehicles. Strong understanding of motor insurance products and regulatory requirements. Excellent communication skills, both written and verbal. Proficient in using Microsoft Office suite, particularly Excel, Word, and Outlook. Show more Show less

Company Description SK Finance Limited, a Middle Layer NBFC, has been dedicated to financial excellence for over 30 years. The company offers vehicle and small business loans primarily to rural and semi-urban areas of North, West, and Central India. Operating in 12 states and Union territory, with 570+ branches and 11,000+ employees, SK Finance is committed to quality underwriting, innovation, and customer centricity. The company strives to serve both traditionally banked and underserved segments of society, with a mission to make a positive social impact. Backed by notable private equity funds, SK Finance stands as a symbol of trusted financial partnership and success stories. Role Description This is a full-time, on-site role for an Area Legal Manager located in Jhunjhunu. The Area Legal Manager will be responsible for managing legal affairs, preparing legal documents, providing legal consulting, and ensuring legal compliance within the company. Day-to-day tasks include working closely with other departments to support legal needs, addressing legal issues impacting the business, and maintaining up-to-date knowledge of relevant laws and regulations. Qualifications Law and Legal Affairs understanding Legal Document Preparation skills Experience in Legal Consulting Knowledge of Legal Compliance requirements Strong analytical and problem-solving abilities Excellent communication and interpersonal skills Ability to work independently and handle multiple tasks Bachelor’s degree in Law or related field Show more Show less

Key Responsibilities: Effectively manage and administer insurance policies, including renewals, updates, and endorsements. Ensure accuracy and compliance with regulatory requirements. Process and manage insurance claims efficiently, including liaising with clients, adjusters, and underwriters to ensure a fair and timely resolution. Provide excellent customer service to clients, addressing their insurance-related inquiries, concerns, and providing expert advice. Evaluate insurance applications, assess risk factors, and determine appropriate coverage options. Maintain an up-to-date knowledge of insurance products and services, including policy features, pricing, and market trends. Stay informed about industry regulations, ensuring compliance with all applicable laws and regulations in the Australian insurance market. Maintain accurate and organized records of policies, claims, and client interactions. Collaborate with the sales and marketing teams to develop and promote insurance products to potential clients. Generate reports on policy performance, claims, and other relevant data to support decision-making and business development. Qualifications: Bachelor's degree in a related field, or equivalent industry-specific certifications. Australian insurance industry experience, demonstrating a solid understanding of insurance principles, products, and regulations. Strong knowledge of Australian insurance laws and regulations. Excellent communication and interpersonal skills, with the ability to build and maintain positive client relationships. Detail-oriented with exceptional organizational and analytical skills. Proficiency in insurance software and tools for policy management and claims processing. Problem-solving skills and the ability to handle complex insurance-related situations. Proven ability to work both independently and collaboratively within a team. Professional demeanour and a commitment to upholding the highest ethical standards in the insurance industry.

Location Name: Warangal Job Purpose “This position is open with Bajaj Finance ltd.” Duties And Responsibilities Collateral Query resolution (technical and legal) Vendor audit Document vetting Vendor management Deviation approvals Qualitative inputs on collateral Branch visits Required Qualifications And Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications Qualifications:- Bachelor of Civil Engineering/Bachelor of Architecture Work Experience 3 to 4 years in same industry Show more Show less

Location Name: Nanded Job Purpose “This position is open with Bajaj Finance ltd.” Duties And Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications And Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player Show more Show less

Job Summary - We are seeking a highly motivated and detail-oriented Program Manager – ECO to lead and manage compliance-related operational programs for both Partners and Drivers . This role is responsible for overseeing end-to-end execution of onboarding workflows, regulatory compliance, risk assessment, and process optimization. The ideal candidate will have a proven track record in operations leadership, regulatory programs, team management, and automation-driven transformation in regulated or fast-growing industries. Key Responsibilities - Program Leadership & Governance Lead and execute operational programs focused on onboarding and compliance for Partners and Drivers. Define program goals, project timelines, and resource allocation to ensure seamless execution of initiatives. Prepare status reports, dashboards, and risk summaries for senior leadership and regulatory stakeholders. Compliance & Risk Operations Develop and enforce underwriting policies and eligibility criteria for both Partners and Drivers. Design and implement compliance-centric operational processes, including monitoring, training, reporting, and audits. Lead internal and external audits and ensure timely closure of any compliance findings. Enforce robust KYC/KYV protocols through both automated systems and manual checks. Onboarding Oversight Conduct background verification and audits prior to activation of Partners and Drivers. Monitor onboarding workflows and track resolution of issues within defined SLAs. Leverage AI tools for automated document verification and quality control (QC) checks. Implement continuous feedback loops to refine onboarding policies and mitigate emerging risks. Process Optimization & Automation Identify operational inefficiencies and risk areas across Partner and Driver onboarding journeys. Drive cross-functional initiatives to enhance efficiency, quality, and compliance readiness. Lead the adoption of digital tools and automation to streamline onboarding and validation processes. Training & Stakeholder Engagement Promote a strong compliance culture across the organization through targeted training and awareness campaigns. Work closely with legal, tech, operations, and business stakeholders to align on compliance goals and implementation. Qualifications - Bachelor’s degree from a Tier 1 institute. MBA Preferred Min 5 years of experience in program/project management, especially in compliance, audit, risk, or operational governance. Exposure to working in regulated industries such as financial services, logistics, mobility. Strong knowledge of compliance frameworks, KYC/KYV processes, and onboarding risk controls. Proven leadership in managing diverse teams and cross-functional stakeholders. Strong analytical, organizational, and communication skills—both verbal and written. Show more Show less

Job Title: Security and IT Engineer Experience: 10+ years Location: Noida Department: Information Technology About Mulberri: Mulberri is an InsurTech startup transforming the business insurance landscape with AI, LLM, and Agentic AI solutions. Our products, such as CertBerri (AI-powered certificate of insurance automation) and IngestBerri (intelligent data ingestion for underwriting and compliance), are redefining efficiency for brokers, insurers, and businesses. Job Overview: We are seeking an experienced and proactive Security and IT Engineer to lead our IT security operations and support functions. This role is pivotal in safeguarding our digital assets, ensuring compliance, and providing reliable IT support across the organization. The ideal candidate will have a strong background in security frameworks, IT infrastructure, and user support. Key Responsibilities: Security Operations: • Support compliance initiatives (SOC 2, GDPR, etc.) through secure access control, encryption, and logging practices. • Monitor and respond vulnerabilities, and incidents. • Set up, maintain, and monitor intrusion detection and prevention systems. Network & IT Security: • Monitor and maintain VPN, firewall rules, and zero trust access configurations. • Administer and support MDM platforms like JAMF (for macOS) and Microsoft Intune (for Windows). • Ensure device compliance policies, patch management, encryption, and remote wipe capabilities are in place. IT Support: • Assist with user provisioning, hardware troubleshooting, and system access requests. • Handle secure onboarding/offboarding, SSO, and IAM tooling integrations (good to have) Qualifications: • Proven experience in IT operations and cybersecurity. • Strong knowledge of compliance standards (e.g., SOC 2, GDPR). • Hands-on experience with VPNs, firewalls, MDM solutions, and zero trust architecture. • Familiarity with JAMF, Microsoft Intune, SSO, and IAM platforms. • Excellent problem-solving, communication, and organizational skills. Preferred Certifications: • CISSP, CISM, CompTIA Security+, or equivalent certifications are advantageous Why Join Mulberri? • Be part of a fast-growing InsurTech startup revolutionizing the industry with AI & LLM. • Work on cutting-edge AI-driven insurance products with a direct impact on the market. • Collaborate with global teams and gain hands-on experience in the US insurance ecosystem. • Work from our Delhi/NCR office and be part of a dynamic and innovative team. • Drop your resume at radhika@mulberri.io. Show more Show less

Mandatory skill - Salesforce FSC - Insurance * 7+ years of experience in a functional consulting role within the Insurance industry, with a significant focus on pre-sales activities. * Proven experience with configuring Salesforce FSC components such as Action Plans, Interaction Summaries, and Relationship Groups, specifically tailored to insurance workflows. * Salesforce FSC Configuration: Deep understanding of FSC data models and features (e.g., Action Plans, Relationship Groups, Interaction Summaries). * Proficiency in using Flows, Process Builder, Validation Rules, and Custom Objects to build solutions without code. * Ability to customize and extend standard FSC objects to align with insurance-specific entities like policies, claims, and agents. * Familiarity with APIs and integration tools (e.g., Mulesoft, Dell Boomi) to connect Salesforce with core insurance systems. * Expertise in building real-time analytics and dashboards for insurance KPIs (e.g., policy volume, claims cycle time). * Familiarity with APIs and middleware platforms like Mulesoft, Dell Boomi, or Informatica to integrate Salesforce with insurance core systems. * Salesforce Financial Services Cloud Consultant Certification is preferred. Scope of work - * Lead discovery sessions with insurance business stakeholders to understand their key challenges, processes, and objectives across underwriting, claims, servicing, and other relevant areas. * Gather and document detailed business requirements, translating them into functional specifications for Salesforce FSC solutions. * Design and configure Salesforce FSC solutions leveraging declarative tools, specifically tailored to address the unique needs of insurance processes. * Collaborate closely with cross-functional teams (including technical architects and sales teams) to ensure alignment between business needs and technical feasibility. * Support testing efforts, user training, and drive user adoption, including participation in User Acceptance Testing (UAT) and issue resolution. * Provide on-demand consulting and solution recommendations to prospective clients based on insurance industry best practices and your deep knowledge of Salesforce FSC capabilities. Show more Show less

Hiring for a Manager/ Assistant Manager- US Mortagage The Incumbent will support daily operations by mentoring team members, ensuring productivity and quality targets, and driving adherence to processes and compliance. This role also acts as a key communication link and escalation point for client satisfaction and operational issues. Job Location - Bangalore Work from Office opportunity Key Responsibilities: Guide and coach Unit Managers and Team Leads to meet performance and quality goals. Oversee daily team operations, provide regular feedback, and manage performance. Maintain strong client relationships, manage SLAs, and ensure staffing efficiency. Drive process improvements, generate insights through reporting and data analysis. Ensure compliance with all regulatory and audit requirements. Support financial planning, including payroll, invoicing, and budgeting. Requirements: 5 to 8 years of U.S. mortgage origination experience (processing & initial underwriting). Proven leadership experience in a supervisory role - Atleast for 3 to 6 Years. Proficiency in FNMA/FHLMC guidelines and automated underwriting tools. Strong communication, problem-solving, and project management skills. Ability to multitask, manage teams, and deliver results under pressure. Interested candidates may reach out to siroja on email at siroja@livecjobs.com or Whatsapp on 7207927380. Show more Show less

Job description: Job Responsibilities & Requirements As a member of Indian onshore team in IADAP, you will provide general credit assurance by examining the credit processes, the quality of credit risk evaluation and compliance of applicable policies, laws, and regulations (both Indian local and Japanese as home country of SMBC). Working papers also need to be circulated to the IADAP located in Singapore. The scope of credit reviews is primary in the exposure booked in Indian branches, but it covers all SMBC business units in the Asia Pacific region. Credit assets to be reviewed include (but not limited to) exposures to Corporates, Banks / Non-Banks Financial Institutions, Structured Real Estate finance, Project Finance, Securitization, and Leveraged Buyout (‘LBO’) as part of the third line of defence function. As Regional Credit Reviewer, IADAP would add value and improve the bank’s credit evaluation by bringing a disciplined approach to the effectiveness of risk management, control and governance processes. You may have to travel and work closely with IADAP members, the other Credit Review Departments or other credit departments. Key Responsibilities Conduct continuous credit reviews of individual borrowers on an ongoing basis, to assess the appropriateness of risk ratings of Obligor Grade and classification of Borrower’s Category for the Bank’s credit assets booked in primary India branches and other Asia Pacific branches, ensuring adherence to internal grading policies. To participate as a team member (‘Person in charge’) for assigned On-site credit reviews/audits and / or Thematic review assignments. Focuses of these reviews/audits are to assess appropriateness of risk ratings of Obligor Grade assigned including Japanese regulatory credit classification, adequacy of credit underwriting quality including financial projections, and robustness of credit risk management and processes in line with internal policy requirements. Provide value-added recommendations to Business Units (BUs) based on potential issues identified in all credit reviews. Follow-up on open issues identified and conduct validation review on remediation actions taken by auditee, in accordance with IADAP recommendations and address BUs’ concerns accordingly. Continuously monitor and update IADAP and Indian branches management on regulatory changes or market conditions for new and emerging risks in India. Continuously review and propose improvement to IADAP’s review process to ensure adequacy and efficiency of the controls in place against market practice. Participate in department-wide initiatives and perform other duties as assigned by Department Head or Head of India Audit. Travel within India and APAC region, if required Profile description: Requirements Chartered Accountant or Management degree in finance / Banking / Business Studies / Administration / Management or equivalent is preferred. 5-7 years’ experience in the areas of credit risk analysis, credit approval, and / or credit review function. Audit experience would be an added advantage. Strong background in credit risk analysis, financial analysis / projections, and experienced with credit rating models for Large Corporate customers. Experience / knowledge in Structured Real Estate finance, Project Finance, Securitization, LBO, Banks / Non-Banks Financial Institutions, natural resources, Islamic Finance would be an added advantage. Experience in Microsoft Excel, Word, Access, and Powerpoint. Added advantage for knowledge / experience in Power BI, Power Apps, and programming applications Good writing and communication skills, with ability to identify and articulate issues / observations Strong interpersonal and stakeholder management skills Ability to work well in a team as well as contribute individually within stipulated timelines. Show more Show less

Product Manager – Underwriting About the Role We are looking for a Product Manager who is passionate about solving the underwriting problems that modern day fin-techs face. You will lead integrations with external third party data sources, management of in-house underwriting platform and coordination with LoS to ensure that our underwriting process is in line with overall user experience. If you are someone who enjoys designing sophisticated tech systems and problem solving within business and user facing constraints to achieve simple solutions to complex problems, then this role is for you. Job Description: The Product Manager will be working directly with our data science team to help implement underwriting decisions. You will be responsible for building a robust underwriting platform that can support decisions while being scalable, responsive and flexible. You will be working horizontally with tech teams of different product verticals and vertically across functions. You will be a key contributor to support data science team in moving critical volume and risk metrics. Key Responsibilities: Problem solving at highest levels Work out solutions to achieve underwriting objectives with minimal user flow disruption Brainstorm closely with tech leads and risk team to arrive at best platform approach and take design calls, wherever needed, within the product constraints. Product Strategy & Vision Define and evolve the product vision for the underwriting platform, in line with overall company objectives. Manage the product roadmap for underwriting automation, rule engines, risk scoring models, and decision support tools. Take prioritization calls, wherever needed, after discussion with business spocs. Oversee end-to-end product development from concept (0) to launch (1). Team management Support individual PM's in effective running of pods within the underwriting team Work closely with engineers to validate tech feasibility, resolve blockers, and ensure timely delivery. Skills & Qualifications 4–5 years of product management experience in building underwriting platforms for fintech, lending, or neobanking players. Strong technical understanding — able to discuss APIs, integration approaches, and take design calls with engineering leads. A system-first approach, but with strong regard for overall user experience. Excellent communication and stakeholder management skills — you will be interacting with our data science head on a daily basis to move key deliveries. Good to Have Experience in using workflow management tools or rule engines Experience in using AI led tools in underwriting domain Show more Show less

About FPL Technologies Credit cards haven't changed much for over half a century so our team of seasoned bankers, technologists, and designers set out to redefine the credit card for you - the consumer. The result is OneCard - a credit card reimagined for the mobile generation. OneCard is India's best metal credit card built with full-stack tech. It is backed by the principles of simplicity, transparency, and giving back control to the user. The Engineering Challenge “Re-imaging credit and payments from First Principles” Payments is an interesting engineering challenge in itself with requirements of low latency, transactional guarantees, security, and high scalability. When we add credit and engagement into the mix, the challenge becomes even more interesting with underwriting and recommendation algorithms working on large data sets. We have eliminated the current call center, sales agent, and SMS-based processes with a mobile app that puts the customers in complete control. To stay agile, the entire stack is built on the cloud with modern technologies. Job Title: Team Lead - Python Chatbot Developer Opportunity: This role is ideal for a highly motivated professional who thrives in leadership roles while staying technically engaged. If you’re passionate about building and leading teams to create cutting-edge conversational AI solutions, we’d love to hear from you. What you will do: Lead, mentor, and manage a team of chatbot developers to deliver robust and scalable conversational AI solutions. Stay hands-on with development, contributing to architecture design, coding, and troubleshooting as required. Collaborate with stakeholders to define project requirements, timelines, and deliverables. Oversee the development of chatbots using frameworks like Rasa, Dialogflow, Hugging Face, and machine learning models. Ensure the quality, performance, and scalability of chatbot solutions by performing regular code reviews and system evaluations. Facilitate team skill development in technologies such as Python, Flask, REST APIs, SQL, TensorFlow, and PyTorch. Optimize chatbot models by fine-tuning pre-trained models and integrating NLP best practices. Foster collaboration within the team to encourage knowledge-sharing and innovation. Monitor project progress, manage risks, and ensure timely delivery of deliverables. Stay updated on industry trends in AI/ML, NLP, and chatbot development and introduce innovative solutions. Experience Range : 6+ years of experience in chatbot development and conversational AI technologies, of which last 2-4 years has been as a Team Lead of a Rasa project Technical Expertise: Strong expertise in Python, Tensorflow, Rasa, Flask, RESTful APIs, and SQL. Hands-on experience with Rasa, Dialogflow, and fine-tuning models using Hugging Face, TensorFlow, or PyTorch. Solid understanding of NLP concepts and their application in chatbot systems. Proven leadership skills with experience managing a team of developers. Excellent problem-solving, communication, and collaboration skills. Ability to drive projects from concept to completion with minimal supervision. Experience in scaling, detecting bottlenecks in tensorflow training, deployment and production issues. Knowledge of distributed systems and caching technologies Experience with benchmarking models Experience in multi-modal models FPL Technologies is an Equal Employment Opportunity employer. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, gender ,disability. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving students' queries Manage the process from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving students' queries Manage the process from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

This job is provided by apna.co Identify & conduct daily sales calls for financial planning sessions with clients Acquire customers and generate the targeted amount of premium Deliver Complete Product Information to Customers Monitor & fulfill prospect and customer leads provided by the company for new business or cross sell opportunity Cross sell and upsell products to existing customers & build portfolios Manage the relationship with customers to ensure persistency & renewals Ensure adherence to all sales systems, operational, underwriting, compliance guidelines & ensure accurate data capture Ensure the delivery of all S&D and financial KPI defined for the role Ensure adhere to the defined sales process, AML & KYC guidelines, code of conduct & rules of the company Interested can connect me at 9888736687 & share cv at Pardeep.rana@adityabirlacapital.com Regard/s Pardeep Rana Show more Show less

Hiring is for Aditya Birla Health Insurance in Direct Sales Channel for Nehru Place and Gurgaon Location. Designation: Assistant Direct Sales Manager / Direct Sales Manager Education: Any Graduates Experience: Min. 1 Year in any Domain Sales with current company CTC: Starting from 3 Lakh / Annum + Incentive Roles & Responsibilities: · Identify & conduct daily sales calls for financial planning sessions with clients · Acquire customers and generate the targeted amount of premium · Deliver Complete Product Information to Customers · Monitor & fulfill prospect and customer leads provided by the company for new business or cross sell opportunity · Cross sell and upsell products to existing customers & build portfolios · Manage the relationship with customers to ensure persistency & renewals · Ensure adherence to all sales systems, operational, underwriting, compliance guidelines & ensure accurate data capture · Ensure the delivery of all S&D and financial KPI defined for the role · Ensure adhere to the defined sales process, AML & KYC guidelines, code of conduct & rules of the company

A Personal Loan Executive, also known as a Loan Officer or Loan Specialist, is responsible for processing loan applications, assessing customer needs, and providing financial advice. They also play a role in underwriting, which involves evaluating the risk associated with a loan. A Personal Loan Executive's duties include building client relationships, conducting outbound calls to promote loan products, and meeting sales targets.

Job Title: Technical Architect (AI) Experience Range: 12-15 Years Location: Noida Job Summary/ Job Opportunity We seek a hands-on Technical Architect (AI) to design and implement AI-driven architectures for our insurance ecosystem. You will lead by example, combining deep coding expertise in Python, .NET Core, Angular, and Azure with architectural vision to modernize systems, reduce costs, and integrate AI/ML solutions. This role demands active contribution to code, PoCs, and system design while guiding teams and clients. If you possess a passion for what you do, we await your innovation at Xceedance. Hands-On Development Key Objectives and Major Responsibilities: Design, code, and optimize AI models (e.g., predictive underwriting, claims automation) using Python, Azure AI Services, and LLMs. Build .NET Core Web APIs, Angular/React UIs, and Azure-native applications (Functions, Logic Apps, Azure SQL). Develop AI accelerators (e.g., Agentic AI workflows, RAG pipelines) and PoCs for insurance use cases. Architecture & Delivery Help in designing, imagining, and building the roadmap for the Organisation in AI in SDLC and emerging technologies in this space. Lead end-to-end implementation of AI use cases using cloud native (Azure) technologies Architect event-driven systems using Kafka, Azure Event Grid, or similar tools. Enforce code quality via SonarQube, security via Guiderails, and CI/CD best practices. Client & Team Collaboration Work with Chief architect and other architecture team members for this initiative Partner with stakeholders to translate insurance workflows (e.g., policy administration) into technical solutions. Conduct hands-on code reviews, troubleshoot performance bottlenecks, and mentor teams in Python, .NET Core, and Angular. Present technical solutions in customer ARBs, including AI/ML ROI demonstrations. Key Capabilities and Competencies Technical Expertise (Hands-On Required) Show more Show less

The Senior Vice President position will hold a critical role within the Structured Credit and Real Estate Underwriting (SCREU) team administering a multi-billion dollar portfolio of asset securitization transactions primarily across the ABS and CLO asset classes (including auto, credit card, unsecured consumer loans, middle market, private credit and broadly syndicated loans). The role is a senior position responsible for leading and coordinating a team of Analysts and Associates, providing overseeing the work of the juniors, quality assurance, timely delivery, and analytical rigor, liaising with Origination, other Institutional Credit Management teams, and Independent Risk; conducting credit reviews and monitoring the portfolio to identify credit migration. Developed communication and diplomacy skills are required in order to guide and train juniors and ensure a quality work product. Responsibilities: Accountability for ensuring strong analysis of the assigned SCREU portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards. Supervise analysts and associates to perform periodic monitoring of the portfolio Ensure maintenance of organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes. Perform quality control of the approval memos to ensure accuracy and completeness of input Ensures team monitors the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and makes appropriate recommendations with the aim of identifying and mitigating credit risks. Ensure ongoing and timely feedback and coaching of junior team to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution Provide support to Director and other senior team members, lead projects and initiatives in the wider team Keep abreast of industry and market trends and customer-specific events Qualification and Experience: 13+ years of credit, portfolio management or product experience (preferably in structured finance/securitization) in a financial institution, rating agency, financial guarantor, or asset management firm Experience in leading a team and in coaching and mentoring junior bankers Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment Pro-active disposition with ability to work autonomously and within a team Typically deals with complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting needs. Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources. Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc. On track for internal Senior Credit Officer designation is a plus Strong Microsoft Office skills. Modeling experience is a plus Strong attention to detail – the candidate will have responsibility for reviewing Credit Agreements/ legal documents to ensure that all risk and business points are covered Oral and written communications skills enabling the candidate to effectively interact with internal and external constituents of all levels Strong awareness and adherence to the control environment including Quality Assurance and Quality Control Proven culture carrier Education: MBA or CFA or CA ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Credit Decisions ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View the " EEO is the Law " poster. View the EEO is the Law Supplement . View the EEO Policy Statement . View the Pay Transparency Posting Show more Show less