At BNY, our culture allows us to run our company better and enables employees’ growth and success. As a leading global financial services company at the heart of the global financial system, we influence nearly 20% of the world’s investible assets. Every day, our teams harness cutting-edge AI and breakthrough technologies to collaborate with clients, driving transformative solutions that redefine industries and uplift communities worldwide.Recognized as a top destination for innovators and champions of inclusion, BNY is where bold ideas meet advanced technology and exceptional talent. Together, we power the future of finance – and this is what is all about. Join us and be part of something extraordinary.We’re seeking a future team member for the role of Senior Vice President, POM Technical Product Management, to join our BNY Payments Enablement Enterprise Platform team. This role is located in Pune, MH.
In this role, you’ll make an impact in the following ways:
The Product Owner will lead one of the pods in the Enrichment and Qualification Group, which is one of the groups within the BNY Payments Enablement Enterprise Platform with the mission to ensure accurate, timely, and standardized enrichment and qualification of payment instructions across all channels and rails, enabling high STP (Straight Through Processing) and seamless downstream execution.Key responsibilities of the Product Owner would be to manage one of the pods within the Enrichment and Qualification group, including
- Own and manage the product backlog for the pod, ensuring alignment with platform OKRs and strategic priorities.
- Collaborate with stakeholders across various Business, Operations, Technology, Compliance, and Client Services to define and refine business problems and expected outcomes.
- Translate complex business needs into clear, actionable user stories and acceptance criteria.
- Prioritize backlog items to balance new feature delivery, technical debt, and platform resiliency.
- Lead sprint planning, reviews, and retrospectives in partnership with the Scrum Leads and development team.
- Ensure solution designs align with long-term architecture and platform vision.
- Monitor and measure pod’s performance, using data to inform decisions and continuous improvement.
Domain Expertise
- Strong knowledge of payment rails: wires, ACH, instant payments, and emerging networks.
- Understanding of end-to-end payment lifecycle, including initiation, enrichment, routing, posting, reconciliation, and settlement.
- Strong knowledge of enrichment and qualifications functions: Transaction classification, Payment’s parties’ validations, determination and enrichment, Cut-off and Value Date Validations, Method of Payment Determination, FX Determination, Instruction Permission Logic, Cancellation Validation
- Experience defining requirements for exception handling and cancellation workflows.
- Deep understanding of cross-border payments, correspondent banking, and global payment schemes (e.g., SWIFT, SEPA, Fedwire, CHAPS).
- Familiarity with ISO 20022 and legacy messaging standards (MT messages).
- Awareness of regulatory requirements (e.g., AML, sanctions screening, FATF, PSD2, Travel Rule, etc.)
- Deep understanding of the end-to-end lifecycle of charges evaluation, charges rules configuration, and execution outcomes, ensuring accurate fee application across diverse payment types.
- Deep understanding of charging methods: deductions, hard charges, end of month billing, senders and receiver prepaid charges, surcharges, etc.
Product Ownership & Agile Skills
- Experience as a Product Owner in Agile/Scrum environments, with a solid grasp of Agile principles, ceremonies and backlog prioritization/management.
- Ability to write clear and actionable user stories, define acceptance criteria, and manage a product backlog.
- Strong stakeholder management skills — capable of balancing the needs of operations, compliance, IT, and clients.
- Experience collaborating with development teams, testers, and business SMEs to deliver high-quality solutions.
Technical & Analytical Skills
- Strong analytical and problem-solving skills, with ability to work cross-functionally across business and technical teams.
- Ability to analyze trends and use data to inform product decisions and drive operational efficiency.
- Proficiency with tools like JIRA, Confluence, Excel, and data visualization tools.
Soft Skills & Other Qualities
- Strong communication and documentation skills — able to translate complex payment processes into business and technical requirements.
- High attention to detail, especially in compliance- and risk-sensitive environments.
- Strong problem-solving mindset and ability to work independently in a fast-paced, high-pressure setting.
- Comfortable working in a global, cross-functional team and across different time zones
To be successful in this role, we’re seeking the following:
Education & Experience
- Bachelor’s degree or work experience equivalent
- 10+ years of experience in transaction banking, with at least 5-7 years in a Product Owner, Product Manager, or Business Analyst role.
- Proven experience working on payment processing.
At BNY, our culture speaks for itself, check out the latest BNY news at:BNY NewsroomBNY LinkedIn
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- America’s Most Innovative Companies, Fortune, 2025
- World’s Most Admired Companies, Fortune 2025
- “Most Just Companies”, Just Capital and CNBC, 2025
Our Benefits And Rewards
BNY offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy. We provide access to flexible global resources and tools for your life’s journey. Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter.BNY is an Equal Employment Opportunity/Affirmative Action Employer - Underrepresented racial and ethnic groups/Females/Individuals with Disabilities/Protected Veterans.
