Senior Manager - Risk & Policy - Commercial Vehicles/Cars Loans | Jaipur | Budget - 10 - 12 Lakhs | 3-7 Years Experience

Senior Manager - Risk & Policy - Commercial vehicles and Cars Loans JD: Policy Formulation and Compliance: Lead the formulation, review, and periodic updates of Policies and risk guidelines - Ensure the Policies align with regulatory requirements, market trends, and internal risk appetite. - System integration/enhancements for implementation of policies - Work closely with audit, and compliance teams to ensure adherence to regulatory guidelines. - Standardize risk assessment procedures across products and business lines. - Ensure periodic reviews and updates based on risk events, business changes, or regulatory updates. - Collaborate with business teams to embed policies into lending workflows and ensure compliance at all levels. Risk Analytics and Risk Systems Management: - Lead data-driven analysis of portfolio risk trends and potential exposures. - Co-ordinate with analytics for preparation of various management dashboards and tools for portfolio monitoring - Support implementation and maintenance of risk assessment and monitoring tools (e.g., credit scoring models, portfolio monitoring tools) - Ability to analyze trends using risk metrics (DPD, buckets, NPA levels, write offs etc.) Specification & Key Requirements: Includes: - Education Graduate/Postgraduate in Finance, or related fields. MBA/CA/FRM preferred. - Specialized Knowledge Exposure to retail credit products like Vehicle finance, SME finance. - Skill Set (Must) Strong understanding of RBI NBFC regulations, especially around credit and operational risk. - Excellent communication and documentation skills - Proficient in MS Office (especially in Excel & PowerPoint), data analytics, knowledge of LOS/LMS systems is a plus. Skill Set (Desired): - Experience in product policy formulation and working with risk systems or Business Intelligence tools - Technical Skill Data Analysis & Reporting (Advanced Excel, SQL) - Risk Management Tools & Platforms - System integration awareness Professional Certificate (If Any): Experience Range 3-7 years of experience in Risk Management or Policy Roles in NBFC/Banks. Abilities: - Policy Drafting & Documentation - Analytical & Decision Making - Regulatory Interpretation - Risk System & Data Orientation - Strategic & Process Thinking Preferred Industry: NBFC/Banks Language proficiency: English (written & verbal) Show more Show less