Senior Manager

Overview:

We are seeking a highly skilled and experienced Credit Risk Strategy Manager to join our dynamic team. The ideal candidate will be responsible for developing and implementing credit risk valuation framework to optimize the risk-reward balance, ensuring the stability and profitability of client portfolio.

Responsibilities:

• Analyze credit data and financial statements to identify trends, patterns, and potential risks.
• Develop and implement comprehensive credit risk strategies to manage and mitigate risk across various credit products.
• Conduct stress testing and scenario analysis to assess the impact of economic changes on the credit portfolio.
• Monitor and report on the performance of credit risk strategies, making adjustments as necessary to achieve desired outcomes.
• Collaborate with cross-functional teams to design and enhance credit risk forecast and Profit/loss statements
• Optimize existing models to improve performance and accuracy.
• Create reports and visualizations to communicate findings to stakeholders. Utilize PowerBI to create interactive and visually compelling dashboards that communicate complex data insights in an easily understandable manner.
• Provide insights and recommendations to senior management on credit risk issues and strategic initiatives.
• Lead and mentor a team of credit risk analysts, fostering a culture of continuous improvement and professional development.

Qualifications:

• Educational Background: A degree in Statistics, Mathematics, Computer Science, or a related field. (IIT/NIT preferred)
• Industry Experience: Minimum of 5 years of experience in credit risk management, with a focus on strategy development. Previous experience of analytics consulting in Banking Domain.
• Technical Skills: Strong proficiency in SAS, SQL and Python is essential. Hands-on experience with AWS SageMaker, Snowflake, PowerBI.
• Analytical Skills: Strong analytical and problem-solving skills. Past experience in statistical analysis and financial modeling.
• Excellent understanding of credit risk principles, regulatory requirements, and industry best practices.
• Proven ability to develop and implement effective credit risk strategies.
• Communication Skills: Strong communication and interpersonal skills, with the ability to collaborate effectively with stakeholders at all levels. Leadership experience with a track record of managing and developing high-performing teams.