354 Rbi Jobs - Page 5

Key Responsibilities:1. IT & System Implementation for CollectionsLead the implementation and enhancement of Loan Management Systems (LMS), Collection Management Systems (CMS), and CRM tools for improved operational efficiency.Develop and execute automation projects for digital collections, including AI-based predictive models, self-service payment portals, and automated follow-ups (SMS, WhatsApp, IVR, Email, App Notifications).Ensure seamless integration with digital payment solutions (UPI, Net Banking, NACH, Auto-Debit, and Payment Gateways) to facilitate smooth recoveries.Collaborate with IT teams to enhance cybersecurity and data security measures for collections platforms. 2. Business Requirement Document (BRD) Preparation & ImplementationDefine and document business requirements for collections-related IT systems in collaboration with stakeholders.Work with IT, operations, and collections teams to draft BRDs for new system developments and enhancements.Ensure UAT (User Acceptance Testing) and successful deployment of IT solutions, ensuring alignment with business goals.Monitor post-implementation system performance and recommend upgrades or optimizations. 3. Compliance & Regulatory AdherenceEnsure strict compliance with Digital and Non-Digital RBI/NBFC guidelines for collections and ethical recovery practices.Establish audit mechanisms and governance frameworks for collections to mitigate legal and reputational risks.Work closely with legal teams for regulatory filings, dispute resolution, and customer grievance management.Monitor and enforce data privacy and cybersecurity measures in accordance with regulatory standards. 4. Manpower Planning & Workforce EfficiencyDevelop an optimized manpower strategy across field collections, tele-calling, legal recovery, and digital collections.Implement AI-driven workforce allocation models to enhance productivity and reduce costs.Define KPI-based performance management frameworks to assess collection agent efficiency.Develop and conduct training programs for collection agents on compliance, digital tools, and customer negotiation techniques.Engage with third-party collection agencies to optimize external recovery support. 5. Budget Planning & Cost OptimizationDevelop and manage the annual budget for collections, IT upgrades, legal expenses, and workforce costs.Optimize cost structures by identifying cost-effective recovery methods and digital collection strategies.Track and analyze collection costs vs. recovery rates to maximize profitability.Coordinate with finance teams for effective allocation and utilization of collection funds. 6. Incentive Structure Design & Performance ManagementDevelop a performance-based incentive structure for field collection teams, tele-callers, and agency partners.Implement data-driven incentive models based on Collection Efficiency (CE), Roll-Back Performance, and Legal Resolution Metrics.Design an automated incentive tracking system integrated with the collection dashboard.Ensure that the incentive structure is aligned with compliance policies and does not encourage aggressive recovery tactics. 7. Performance Monitoring & ReportingDevelop and manage real-time dashboards for tracking collection efficiency, delinquency trends, and workforce performance.Generate and present MIS reports, KPI analysis, and trend forecasting to senior management.Provide insights on root causes of slippages and corrective actions to improve portfolio quality. Key Skills & Competencies: Expertise in IT-driven collections, system implementation, and BRD documentation Strong knowledge of RBI/NBFC collection guidelines, compliance, and risk mitigat Qualifications : MBA/PGDM in Finance, IT, Business, or a related field

POSITION: Company Secretary LOCATION: Mumbai, India HOURS: General Shift EDUCATION: CS, LLB BACKGROUND: 6-7 years of experience of working in a similar industry as Aeries, Preferably IT/ITES/BPO/KPO SHIFTS (if any): 11:00 am to 9:00 pm (candidate should be flexible to work as per the business requirement) ROLES & RESPONSIBILITIES: Primary responsibility to ensure that all group entities are compliant, and all filings are up to date. Research and implementation of latest regulation changes Conducting Board Meetings and General Meetings as required under Companies Act involving issuance of notices, drafting Agenda, recording minutes, maintaining statutory registers, and doing statutory filings as mandated by Companies Act. Managing applicable compliances, with special emphasis on NBFC compliances, through the automated compliance management system of the Company Representing the Company before Ministry of Corporate Affairs, Company Law Board, RBI, and other statutory authorities. Conducting Secretarial due diligence for the purposes of the groups M&A activities Managing procedural formalities pertaining to Merger and Acquisition of companies Attending to application for Registration of Trademarks, Copyrights and Patents Completing Annual ROC filings, director disclosures, director KYC, renewals including MSME renewals and MSME filings, RBI and FEMA compliances including FLA, APR, CPIS filing and ODI, DI, FC-TRS and FC_GPR on transaction basis for group companies Preparing Statutory registers, Board Reports, XBRL reporting, CSR compliances. Preparing transactional documents including Special resolutions for inter corporate deposits, ESOPs, share issue/transfer etc. Auditor appointment in every 5 year or on any change in auditor, Charge form on borrowings, Director appointment/resignation and their regularization in AGM, Document preparation for Bank account opening/modifications in signatories (very frequent), Incorporation of new entities, name changes, ESOPs, share transfer, right issue, private placement of shares, registered office change and all other incidental matters as and when needed. Preparing agreements for consultants, Preparing ICD agreements, Loan agreements, Share purchase agreements and all other inter company documents for compliance purposes. Arranging DSCs, Payment of stamp duties on bank portal, Bank loan Mortgage registration, liasioning with banks, MCA and RBI, Obtaining PAN and TAN, Agreement execution on behalf of signatories Interaction with Group's Corporate legal firm in ensuring compliances. Ensuring efficient administration of entities within the Group or as specified, including compliance with statutory and regulatory requirements, and ensuring that decisions of the Board of Directors are implemented. Advising Board of Directors on Corporate law provisions and interpretations. Managing various regulatory functions like incorporation of an entity; sufficing preparation and audit of business reports; filing annual returns; dealing with amended regulations on a steady basis, etc. Obtaining government approvals; complying with regulatory procedures of Acts such as FEMA; State Insurance Act; Depositories Act 1996 etc.; monitoring and complying with various legal laws like Labor laws; Competition Laws; Environmental laws, etc. QUALIFICATION, EXPERIENCE & REQUIREMENT: Approved member of Institute of Company Secretaries of India (ICSI). Should hold 6-7 years of experience within the same field. Strong communication and drafting skills Team player & should be able to drive tasks independently. The Job responsibilities of the candidate shall include but not limited to the Job Description & to perform any other tasks/functions as required by the Company.

We are seeking an experienced and proactive Treasury Manager Forex to lead our treasury operations, FX dealing, remittance settlements, and interbank transactions. The ideal candidate should have a strong background in forex trading (retail and wholesale), derivatives hedging, SWIFT-based settlements, and regulatory documentation. This is a critical role ensuring optimal fund utilization, accurate compliance, and efficient treasury processes Manage day-to-day FX treasury desk operations (retail & wholesale forex). Quote rates for branches and clients, and hedge open positions through interbank transactions). Circulate daily card rates and manage FX liquidity across locations. Supervise treasury settlements for retail FX, travelers cheques, and bulk cash orders. Oversee inward and outward remittance processing, including SWIFT. Perform daily reconciliation of nostro/vostro accounts and address discrepancies. Scrutinize trade/non-trade remittance documentation for regulatory compliance. Liaise with banks and partners for timely fund settlements and confirmations. Handle export/import arrangements of physical banknotes to/from global markets. Ensure regulatory compliance (FEMA, RBI) in banknote movement documentation. Coordinate with logistics partners, customs, and regulators as needed. Monitor and manage credit lines extended by various banking partners. Implement hedging strategies using derivatives to reduce FX risk exposure Regulatory & Compliance Governance Ensure effective cash flow planning and timely fund availability. Identify and mitigate operational risks within treasury processes. Maintain accurate records of all treasury transactions and ensure end-to-end documentation. Leadership & People Management Prepare process notes, SOPs, and ensure audit-readiness across treasury operations. Collaborate with compliance/legal teams to maintain KYC and AML standards. Build and maintain strong working relationships with internal departments (sales, accounts, compliance) and banking partners. Lead training sessions for junior staff and branches on treasury processes and regulatory updates. Drive a data-first culture by ensuring real-time access to operational and financial data. Supervise preparation of branch-wise, product-wise, and sales performance dashboards. Identify business trends, sales bottlenecks, and areas of risk or opportunity using data analytics. Review profitability, cost structures, revenue growth, and business unit performance Provide strategic input for pricing, margin management, and commissions support budgeting, forecasting, cost optimization, and ROI analysis Fund Management, Currency Management, Forex remittances, RBI, FEMA, Forex compliances, Treasury, retail & wholesale forex, people management, FX treasury desk operations, budgeting, planning, forex operations, forex management, trade remittance.

Brindley Technologies is looking for Company Secretary to join our dynamic team and embark on a rewarding career journey To be a designated Company secretary for Group Companies at Vidyavihar (West) officeHandle documentation with high-level of confidentiality To Manage the secretarial aspects of Board Meetings, AGMs, and other corporate activities including preparation, review and distribution of Notice, Agenda Items, Minutes of the meetings, Board Resolutions, and any other documents as applicable To ensure and vet the contracts and other documents of the company keeping company interest ahead Compliance and advisory work relating to Companies Act, ROC and other Secretarial Compliance To maintain records of all documents required for Audit and establish the right auditable procedures Prepare and present periodic compliance reports to senior managementTo assist Finance department as and when required

To ensure the overall compliance with various Corporate Laws and ensure best corporate governance practices in terms of secretarial and other procedural aspects. Preparation of Notices, Agenda and working papers for Board meetings and Annual General meeting/Extra-ordinary general meeting. Keeping minutes, filing of form and ensuring compliances under Corporate Laws as applicable. Quarterly compliances of SEBI LODR. Preparation of Power of Attorneys, Authorizations, monitoring the same interacting with external parties on revocation of POAS etc. Participate and execute the re-structuring, acquisitions, amalgamations etc. Amendment of Articles, Memorandum, Change of registered office etc. Drafting of resolutions, Notice, Agenda & Minutes & updation of statutory registers and records. Correspondence and General liasioning with ROC, Government Authorities etc.

Great opportunity for freshers to work alongside Industry veterans and have a steep learning curve across Companies Act and ROC compliances besides RBI compliances for NBFCs. Expected good English writing skills and hunger to grow up the ranks. Annual bonus Health insurance Provident fund Life insurance Flexi working Travel allowance Accidental insurance Maternity policy Performance bonus

Role & responsibilities: Supervising dissemination of actionable emanating from new guidelines and ensuring implementation by the respective Business units of the Bank Strict monitoring through the systems/ tools available in the department of various issues relating to Digital Journeys Approval of any new/ review of existing Policy/ Internal circulars/ processes upon ensuring all regulatory/internal guidelines have been complied with. Handling of Advisory related to Compliance with Regulatory Guidelines on Digital Lending and other related guidelines. Connecting with regulators/ peer banks to seek clarification/ benchmark process followed in the bank (wherever required) Testing of regulations / processes/ controls when required. Providing relevant inputs for preparation of presentations / dashboards for senior management Co-ordinate with the respective stakeholder and ensure that proper controls are put in place to mitigate the compliance risk, Vetting of Bank's Policies, internal circulars, manuals, validation of forms from the compliance perspective, validating internal controls with various Codes (BCSBI, etc) Vetting of responses / compliance to be submitted to regulators /agencies provided by the business departments / stakeholders. Monitoring compliance risk using various tools (e.g. Key Compliance indicators, etc.) Testing Processes related to Observations/Regulatory line items of RBI and closure of Testing reports. Monitoring and tracking of Regulatory observations emanating from IAD/ CTG/ other sources, Approval and review of PMC/CMC notes in line with relevant applicable regulations /internal policies. Assisting RBI Compliance Team for onsite inspection (wherever required) Preferred candidate profile Understanding of basic processes involved in Digital Lending and product journeys, Ability to apply basic concepts to practical scenarios/ issues, Understanding of regulations/ guidelines Experience in handling Compliance related to Digital Lending and products Good Interpersonal and communication skills Excellent spoken & written (Drafting) English skills Proficiency & command in Excel, Word & PPT etc.

Position: Company Secretary Company: OCL Iron & Steels Limited Location: Kolkata Qualification: CS Qualified Experience: 0 to 1 Yrs CTC: Upto 5L PA Job description: Company Secretarial activities - Notice, Agenda, Minutes of meeting & various filings with MCA. Ensuring timely compliances with all the applicable Statutes [Companies Act, Secretarial Standards. Comply with the rules of Companies Act 2013, Stamp Act, Income Tax Act 1961 etc. Fulfilment of related compliance including the filing of forms, as required. Preparation, validation and filing of resolutions, agreements, document, notices and various returns. Should be well versed with company's law, compliances, filing of various forms under the companies Act etc. Appointment and Resignation of Director, Whole-time Director and KMP as per Companies Act 2013. Appointment, Resignation and Removal of Auditors as per Companies Act 2013 and All related Compliances. Drafting of Notice, Agenda, Resolution and Explanatory statement, various MIS reports. Preparation of Minutes of Board meetings and General meetings Drafting of Articles of Association and Memorandum of Association, Filing of Annual Statutory Compliances with respect to Companies. Please share your resume at suvadip.bhattacharya@oclsteel.com

Thorough knowledge of Companies Act, 2013, Knowledge of SEBI(ICDR) , SEBI (LODR) regulations

To ensure compliance to activities related to Securities laws, listing agreement, depository bye-laws and other applicable SEBI regulations and provide effective governance and assistance to the Board of Directors in execution of their tasks. Formulate and implement Corporate Governance practices Build strong relations with investors / JV Partners Report corporate (statutory) compliances to the Board Manage compliance with the rules and regulations and be responsible for reporting Convene statutory meetings and shareholders meetings, manage proceedings and draft minutes Draft model terms of reference for the Board/Board committees Keep board members up to date with strategic issues and economical changes affecting the company and the market in which it operates Address shareholder grievances and concerns Manage filing of documents and returns with the Registrar of Companies. Maintain statutory registers and records and manage compliance Co-ordinate with RBI and other such forums Coordinate with the Directors and members of the management committee Manage implementation of Secretarial Standard s Manage secretarial audit and monitor liaison with statutory auditors, internal auditors to facilitate audit of Corporate Governance and Certification of Annual Returns. Coordinate with solicitors and corporate consultants. Minimize cost escalations due to fines/penalties levied due to non-adherence to Governance norms Provide inputs in formulation of departmental budget and ensure adherence to the same. Technical Skills Knowledge of various regulatory and Corporate Governance framework Knowledge of Company Law and other company specific regulations Understanding of the compliances required to be adhered to by the firm with respect to the various authorities/acts/guidelines governing it like Company Act, SEBI guidelines/procedures etc

Well-versed in IndAS and NBFC financial reporting (Division III, Schedule III of Companies Act 2013). Should have experience in MIS reporting for DA/securitisation transactions and Liquidity Coverage Ratio (LCR) monitoring and analysis.

Company Secretary --> --> Location, Designation --> LocationMumbai DesignationCompany Secretary Experience1 PQE SECRETARIAL ROLE Be responsible and manage the secretarial functions of the Company and therefore, a thorough understanding of Companies Act and the rules thereunder is the key. Ensuring half yearly, yearly and event based compliances applicable to the Company. Schedule, plan and organize Ad hoc/quarterly Board and Board Committee meetings. Prepare agenda and draft minutes of Board/Board Committee Meetings and Directors Report. Drafting resolutions as per the business requirements of the Company. Prepare and undertake all statutory and other filings including to the Registrar of Companies and the Ministry of Corporate Affairs. To maintain and record Statutory Registers as required under the Companies Act & Rules thereunder. Assist in the preparation of Annual Report and organizing the AGM/EGM. Work with other departments/team to ensure smooth conduct of Companys affairs. Keeping the team updated with amendments and laws. Other day to day secretarial work such as managing requirements of statutory & secretarial auditors etc. Feel Free To Contact Us...!!! Submit

Reporting to: Company Secretary Compliance Officer Desired Qualification: CS Targeted industry: Any (Logistics preferred) Job Purpose: To carry out Secretarial compliances of the companies within the group. Key Areas: Secretarial Functions Ensure timely filing of all returns documents with relevant authorities Manage JV compliances and Board Meeting requirements of subsidiaries Managing and assisting in compliances related to foreign subsidiaries Handling restructuring, demergers, MA, striking off and dissolutions, etc. Coordinating and conducting timely board and committee meetings, general meetings and ensuring compliances related thereto Maintenance of Minute Books and statutory registers for Group Companies Keeping up to date with statutory changes General Ensuring Proper and timely filing of Documents / Agreements / Registers. To coordinate with internal stakeholders and external advisors, auditors, etc. To liaise with regulatory authorities and ensure prompt responses to enquiries To carry out such jobs and other connected or incidental jobs, which are necessary due to the exigencies of companies work and business requirements. Desired Profile: Should be Company Secretary with a total of 8-10 years of experience. Candidate from logistics/Shipping industry would be preferred Should have strong experience in compliance to Listing Agreement with Stock Exchanges, strict adherence to Corporate Governance and practices adopted by the Company Must have handled board meetings other committee meetings including shareholders meetings as per requirements, timely preparation filing of all statutory documents with ROC, SEBI, Registrar other authorities.

Responsible to Control & Monitor Accounting in SAP & File al returns/Forms in compliance of Income Tax and GST Laws. Balance Sheet Finalization, MIS Finalize reply of Notices & discuss the reply with Concern Person/Seniors/Assessing Officer. Finalization of Financials & its consolidation as per Ind AS/Other applicable standards. Lead in FEMA & RBI Compliances & International Taxation. Sound Knowledge of GST Law, Income Tax Laws, International Taxation, FEMA & RBI & Working Knowledge of other applicable laws. Chartered Accounts have core industry experience of EPC Project organization. Ability to lead & motivate the team and support other functionals of the group.

Assist Head-ORM in implementing ORM framework across all/ assigned Businesses and Support functions and monitoring their adherence to ORM policy and procedures for identification, measurement, monitoring and reporting of operational risks. In particular, the role will be responsible for managing following - 1. Key ORM processes - a. Incident analysis, reporting, remediation and loss data management; b. Risk and Control Self-Assessment; c. KRI identification; and d. Support ORM governance and oversight. 2. Maintaining governance and oversight over outsourcing of financial services activities. 3. Working closely with BORMs for respective Business and Support functions to support Businesses/ Support Functions in identification of risks (through risk reviews of new processes/ systems including changes thereto, thematic risk reviews, ad-hoc projects), assessment of control design gaps and operating effectiveness to strengthen controls, ORM reporting, risk culture building using online/offline channels for risk training and awareness, etc. Role & responsibilities Key Result Areas Supporting Actions Manage operational risk incidents to minimize impact &/or losses from them. Implement Incident Reporting, Analysis and Loss Event Data Management Process by ensuring following: Detailed qualitative Root Cause Analysis and impact analysis by involved stakeholders for all reported incidents to minimize their impact and identify controls that help prevent re-occurrence or facilitate early detection of similar incidents in future. Timely and correct updation of incidents database for all reported incidents. Timely and correct booking of Operational Loss or Provision for Operational Loss. Tracking of Open actions for closure &/or escalation, settlement of insurance claims for insured risks and updation of relevant SOP &/or RCMs, wherever required. Timely and correct preparation of incident report for review by Head-ORM for onward reporting. Facilitate comprehensive risk reviews to pro-actively identify and minimize operational risks. 1. Risk review of SOPs and changes thereto as assigned from time to time. 2. Risk review of new systems and changes thereto as assigned from time to time. 3. Execution &/or facilitation of ad-hoc projects impacting entity level ORM like Process Deep Dives, Thematic risk reviews basis Management request or suo moto, identification of potential control automation opportunities, remediation of critical audit issues etc. Assist in independent assessment of controls for both Design Efficiency’ and ‘Operating Effectiveness’ for continuous control enhancement to minimize operational risks &/ losses. 1. Strengthen RCSA process governance to ensure following: Timely revision of RCMs by respective Business and Support functions (basis updated SOPs) including ensuring that all processes are adequately documented. Review of revised RCMs prior to submission to Internal Audit. Timely completion of RCSA by BORMs/Process owners and sharing of test results with ORM. Quality of testing performed by Process owners by undertaking independent validation of samples and RCSA test results. Sharing final test results with stakeholders. Tracking of open actions for closure &/or escalation, as appropriate. Training process owners for using automated testing procedures, wherever feasible 2. Assist Head-ORM in roll out of ‘Continuous Control Enhancement’ Program followed by development of specific tests and help build requisite capabilities to facilitate independent evaluation of identified controls for 'Design Efficiency' and 'Operating Effectiveness' on a continuous basis using automation and data analytics. e.g. building predictive risk management capabilities though automated/manual exception reports, online continuous checks in LOS/ LMS systems, audit CCM reports universe, KRI monitoring, incident root cause analysis, independent sampling, etc. Identify Key Risk Indicators (KRIs) and support KRI monitoring process for monitoring risk levels and direction. 1. Facilitate identification of appropriate 'Key Risk Indicators' and ‘Thresholds’ in consultation with process owners and their continued refinement from time to time. 2. Support KRI data collection, analysis and reporting of KRI breaches. Support ORM governance and oversight. 1. Assist conduct of periodic ORMC meetings including preparation of presentation material, finalization of meeting minutes and follow-up on actions, etc. 2. Timely follow-up and escalation of Critical Open Risks/ control issues emanating from various sources. 3. Collation and preparation of periodic/ adhoc ORM reports for Senior Management, ORMC, RMC and Board. 4. Annual Review of ORM Policy and procedures. 5. Aggregation of ORM inputs for Risk Based Internal Audit planning on an ongoing basis (going forward). Support risk culture building for effective ORM. 1. Provide inputs for developing ORM training material and co-ordinate with Marketing team for its development for finalization. 2. Co-ordinate with Learning & Development team and Business/Support functions for execution of training strategies through online/ offline channels. Support automation of ORM processes and record management to ensure timely availability of ORM data for reporting to all stakeholders 1. Define ORM process workflows in consultation with Head-ORM and other stakeholders, perform UAT and coordinate resolution of UAT issues. 2. Training various user groups and preparation of System User manual. 3. On-going updation and review of masters and ORM data (RCM updation, RCSA results, risk incidents, KRI, issues and actions, reporting module, etc.) 4. On-going system change management w.r.t. workflows, functionality, report generation, escalations, etc.

Role & responsibilities 1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) Assist Team Lead-ORM in implementing ORM framework across all/assigned Businesses and Support functions and monitoring their adherence to ORM policy and procedures for identification, measurement, monitoring and reporting of operational risks. In particular, the role will be responsible for executing various activities involved in following: 1. Key ORM processes - a. Risk review of assigned Policies, Products and SOPs. b. Incident analysis, reporting, remediation and loss data management; c. Risk and Control Self-Assessment; d. Collection, analysis and KRI breach reporting; and e. Management of open issues and actions from various sources for closure &/ or timely escalation of overdue items. f. ORM training and awareness drives. g. Other ad-hoc assignments from time to time. 2. Monitoring and oversight over outsourcing of financial services activities. 2) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section Job Context - Operational risk (OR) is one of the major risks faced by organizations globally. With increase in product complexity, automated transaction processing, rapid technological changes, ever changing regulatory landscape, customer expectations and a series of failures / frauds in financial services industry, the importance of ORM has only increased over time. As OR is integral to financial services activities and is all pervasive in nature, ORM cuts across businesses and support functions, products, systems, management levels and geographies. Further, ORM is an extremely critical component of Enterprise Risk Management. Major challenges - While ORM function is guided by Board approved ORM Policy and Framework, Operational risk itself is a very unique and complicated subject in many ways (vis--vis market or credit risk), thus a challenging task. Key challenges involved in implementing an effective ORM include (though not limited to): Diverse and complex products, multiple systems (with inadequate/ missing functionalities due to technical/budget) due to leading to manual &/or semi-automated/ fragmented processes; Speed of technological advancements and its adoption by entities leading to newer risk and controls issues; Ever changing regulatory landscape that requires constant re-alignment of products, processes and systems to ensure compliance with newer regulations; Time and effort involved in building a risk culture within Business and Support Functions to ensure timely reporting and escalation of known risks/ control gaps / issues; Integrated nature of risks whereby one/ multiple Operational risks may lead to other risk/(s) and vice versa and resultant cascading impact; Lack of coordinated effort by diverse stakeholders sometimes leading to delay in remediating issues; Involvement of multiple diverse set of stakeholders sometimes with conflicting interests require strong negotiation skills to arrive at consensus which is mutually acceptable to all; and Constant struggle to achieve the right balance between risks and controls due to financial and non-financial considerations. Rigorous follow-ups with stakeholders and escalations. Key Result Areas Supporting Actions Identify potential risks/ control issues from various available records/ sources for timely remediation and strengthening internal controls. 1. Co-ordinate with BORMs/Process owners to ensure independent validation of RCMs and RCSA results shared by Business and Support Functions. 2. Review various available sources like GLs, System generated/ ad hoc operational reports, IT incidents log, Info Sec security logs, Customer Complaint data, Operations error log, etc. using analytics/ or manual review procedures to identify potential risk/ control issues. 3. Discuss identified potential risks/ control issues with Team Lead-ORM and Head-ORM for further investigation, reporting and remediation, as appropriate. Support KRI monitoring process for monitoring risk levels and direction. 1. Collect, analyze and prepare KRI breach report along with root cause, actions, action owners and timelines for review of Team Lead -ORM and Head-ORM. 2. Ensure timely publishing of correct KRI breach report to all stakeholders. Manage open issues and actions from various sources for closure &/ or timely escalation of overdue items to strengthen ORM governance and oversight. Implement Issue and Action Management process by ensuring following - Build a comprehensive tracker for issues and actions emanating from various source like approved Product notes/ revisions, review of SOPs, RCM reviews, RCSA results, KRI monitoring, Incident reporting including insurance claims, ORMC, RMC, etc. Ensure periodic follow-up for timely and correct updation of tracker to facilitate availability of relevant data to various stakeholders. Ensure timely reporting &/or escalation of overdue open issues &/or actions. Assist in strengthening governance over outsourcing of financial service activities. 1. Implement approved Outsourcing Policy and various aspects of Outsourcing SOP. 2. Annual review of Outsourcing Policy and SOP for changes, if any. 3. Assist Head- ORM in ensuring adequate governance over outsourcing of financial service activities by Business and Support functions including co-ordination with Business/Support functions to facilitate pre-assessment of risks prior to outsourcing of new financial services activities. 4. Ensure timely completion of periodic Outsourcing reviews by Business & Support functions as per regulations. Review submitted reports and prepare summary report for Board reporting. 5. Independent validation of Service Provider review reports submitted by Business and Support Functions. Assist &/ participate in various ORM initiatives to further strengthen ORM governance and oversight. 1. Review adequacy of risks covered in Insurance Policies and publish relevant information for reference and use by LOBs and Support Functions. 2. Assist in independent assessment of controls and remediation of gaps (including process control automation initiatives) 3. Execute &/or facilitate other ORM initiatives including detailed risk reviews/ process deep dives/ thematic reviews/ ad-hoc projects, etc. 4. Assist in collation and preparation of periodic/ ad hoc ORM reports for Senior Management, ORMC, RMC and Board. 5. Co-ordinate with Learning & Development team and Business/Support functions for execution of training strategies through online/ offline channels. 6. Support automation of ORM processes by participating in system implementation, performance of UAT and resolution of UAT issues, on-going master maintenance, updation of ORM data (RCM updation, RCSA results, risk incidents, KRI, issues and actions, reporting module, etc.) and on-going change management activities. 7. Any other project/ responsibility assigned from time to time.

Summary: The role has a broad range of responsibilities across an array of compliance (including KYC/AML/AFC related topics) for IBU which entails providing guidance on applicable regulations, managing risk assessments, providing compliance advisory, designing compliance programs/frameworks, monitoring, executing on compliance strategies, finalizing policies and procedures and implementation of global projects. You will gain exposure to the variety of corporate bank businesses (Trade, Cash, Trust, Custody) and other business as and when offered in IBU. Compliance, as an independent and robust second level control function, manages Compliance risk and deepens the Culture of Compliance at Deutsche Bank through the development and management of strategies that are sustainable and increase the trust of our clients. The Compliance Department protects the Bank by advising on ethical conduct, identifying regulatory solutions, safeguarding integrity and reputation, and promoting in partnership with the Business, a culture of Compliance. Anti-Financial Crime (AFC) function performs a crucial role in keeping Deutsche Banks business operations and global financial services clean from financial crime while serving the interests of the Bank and society. In order to combat financial crime effectively and respond to challenges in a flexible manner, AFC has a matrix structure combining regional, business line, and global functional coverage in our core areas of Anti-Money Laundering, Sanctions & Embargoes, Anti-Fraud, Bribery & Corruption, Investigations & Intelligence, Monitoring & Screening, and Risk Assessment. What well offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy: Job Description: Key Roles Responsibilities: Advise and support the coverage of IBU Business on applicable laws and regulations, including the provision of impact analyses, and the development of responses to, and implementation of, new regulations. Provide local coverage for KYC/AML/Anti Financial Crime (AFC). Implement policies and regulations with respect to Anti Money Laundering Combating Terrorist Financing and Sanctions. Act as a MLRO AFC officer and Principal Officer for all AML-CFT-KYC related matters Advise on the application of rules and policies to specific transactions/deals, general business activities, new business initiatives and new product based for consistency with regulatory requirements and reviewing marketing material against minimum standards. Ensure proactive and positive communication and enhance relationships with key regulators like IFSCA, Financial Intelligence Unit ( FIU ), SEZ authorities, RBI, CERSAI and other regulators dealing with the IBU etc. Co-ordinate regulatory audits with IBU team and other stakeholders. Identify and advise senior management and other related departments of key regulatory risks facing IBU. Escalate issues to senior management as appropriate. Provide Compliance training to new hires and refreshers on key regulatory requirements to existing staff Be actively involved in local and regional initiatives and projects as required. Assist in the execution of ad-hoc and key Compliance project work, and the timely resolution of regulatory or internal investigations and enquiries, communicating the results to our regulators in conjunction with relevant stakeholders, as necessary. Conduct regular compliance and AFC risk assessments, considering an array of contextual data including regulation, policies, procedures, controls, training and governance structures, escalating and assisting in the remediation of any identified gaps. Work with the relevant Business Management to assist in the implementation of agreed remedial actions. Your skills and experience: Required skills and competencies In-depth knowledge of IFSCA regulations governing Banking and familiarity with FEMA regulations preferred Good working knowledge of banking generally. Experience in IFSCA bankingoperations compliance preferred Excellent communication skills in English Conversant with MS Office applications and proficient in technology platforms. Able to handle stressful situations with internal clients and regulators whilst maintaining a professional approach to problem solving Behavioral Skills Control focused and proven ability to prioritize deliverables. Good analytical and problem-solving skills. Ability to deliver under challenging conditions. Committed and reliable with a strong sense of teamwork. Decision making skills Excellent interpersonal skills Demonstrate integrity and discretion Experience/ Exposure Minimum 8-12 years experience in Banking and Finance out of which over 5-7 years experience working in Compliance and AFC in a local or international financial institution Education/ Qualifications CACS/ MBA or equivalent with prior IFSCA RBI/ SEBI compliance experience preferred Additional qualification/s in Compliance and/or Financial Crime Prevention from CAIIB or Certified Anti Money Laundering Specialists (ACAMS) will be an advantage It may be noted that Compliance officer of IBU will require an authorization from IFSC Authority to carry on the role. Such authorization will be granted if the Authority is satisfied that the individual is fit and proper to be an Approved Individual and while making this assessment, the Authority will have regard to: (a) the individuals adherence to moral and ethical principles, as demonstrated by his/her actions as an employee of the Banking company and in his/her previous employment for which information is available to the Authority (b) the individuals competence and capability to carry out the function proposed in the IBU as demonstrated by his/her educational and professional qualifications and relevant experience. (c) the individuals financial soundness as demonstrated by his/her assets and liabilities. (d) the individuals proposed role within the IBU; and (e) any other matters that the Authority considers to be relevant to the application.

Role & responsibilities Maintaining oversight of the developments in the MFD, RIA, NBFC, digital lending, and account aggregator, to proactively manage the potential regulatory risk exposure of affected divisions/departments and ensure compliance with the statutory requirements and regulations prescribed by SEBI / AMFI / RBI / FIU-IND and all other applicable legislations. Develop, implement, and maintain regulatory policies/procedures/processes under the Compliance Program, including review mechanisms & processing, to ensure its continuous effectiveness in ensuring all applicable compliances by the company. Identifying and assessing Compliance risks in business & operation functions, and their mitigation measures including checks. Collaborate with cross-functional teams to facilitate the implementation of compliance requirements at all levels/processes of the organization. Work closely with internal teams to ensure the relevant legal and regulatory requirements are well understood and reflected in the relevant documentation and internal procedures and processes. Develop solutions to address specific challenges faced by the business units in regulatory compliance matters including impact assessments. Being the face of the Compliance unit, in discussion with the Product team to ensure all regulatory gaps are addressed and executed as per regulatory requirements. Review new products/ features on the platform and provide sign-off on the control testing reports. Responsible for the preparation of reports related to compliance with internal & external stakeholders/parties and submitting updates to senior management on critical compliance issues for immediate attention and escalation. Assisting with evaluating telecalls, conducting internal compliance reviews/audits, analysing investment patterns and preparation of Suspicious Transaction Report (STR), and monitoring activities, of the departments involved. Obtaining data from various departments & review the same before submission for audits/inspection. Coordination for Politically Exposed Person (PEP) related customers checks/onboarding and monitoring of PEP customers. Specific responsibilities may include trade monitoring; review of marketing materials and electronic correspondence; employee training; responding to third-party due diligence requests; oversight of service providers; GIPS reporting; risk assessment, preparation for regulatory examinations; etc Preferred candidate profile Preferred Industry: NBFC, Banking and MFIs Perks and benefits Be a part of a well-funded, high growth insurtech startup. Opportunity to create large scale impact. Competitive market salary. Health insurance Flexible and fun work environment.

Role & responsibilities • Play a central role in the area of identifying the level of compliance risk in each business line, products and processes and issue instructions to operational functionaries /formulate proposals for mitigation of such risk. Implement and manage an effective compliance program. Develop and review company guidelines on policies / process / products. Incorporate a robust mechanism to ensure that regulatory guidelines / instructions are promptly issued / disseminated within the organization, monitor compliance with the regulatory guidelines / instructions and highlight instances of compliance failures. Monitor and test compliance by performing sufficient and representative compliance testing and the results of such compliance testing would be reported to the Senior Management. Consider ways to measure compliance risk (e.g., by using performance indicators) and use such measurements to enhance compliance risk assessment. Create and manage effective action plans in response to audit discoveries and compliance violations. Co-ordinate for comprehensive review and reporting on compliance issues and actions at yearly / quarterly / monthly basis as may be decided by the Board / Audit Committee /CEO. Must be proficient in e-filings and handling the website of RBI and the Ministry of Corporate Affairs. Ensure employees are educated on the latest regulations and processes. Assist in conducting of Board, general and other committee meetings. Drafting of minutes of Board, general and other committee meetings and follow up actions there of. Preferred candidate profile • MBA Finance from a reputed college. • Be a qualified member of the Institute of Company Secretaries of India (ICSI). • The person will be responsible for assisting and managing the compliance, operations, and secretarial activities. • Skilled in Legal Compliance, Company Law, Communication, Microsoft Office, and Patent Law. Perks and benefits Career Growth Work Life balance Hybrid Work Module

We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Hubli. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of auditing and RBI regulations is an added advantage. Any graduate degree is required. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced Associate - Internal Audit to join our team in Mumbai. The ideal candidate will have 2-4 years of experience in internal auditing or a related field. Roles and Responsibility Assist in preparing the Risk Based Internal Audit Plan and conduct comprehensive audits, including management, system, financial, compliance, and operational audits. Ensure overall performance of audit procedures, identifying and defining issues, developing criteria, reviewing and analyzing evidence, and documenting client processes and procedures. Conduct interviews, review documents, develop and administer surveys, compose summary memos, and prepare working papers. Identify, document audit issues and recommendations, and draft internal audit reports. Develop and maintain productive relationships with clients, staff, and management through individual contacts and group meetings. Pursue professional development opportunities, including internal and external training and professional association memberships, and share information with co-workers. Assist in completing internal audits according to the defined process/ methodology and provide audit administration/helpdesk support. Adhere to quality initiatives within the department, maintaining a solid Quality Assurance and Improvement Program (QAIP) and ensure compliance with International Professional Practice framework & standards (IPPF). Ensure a thorough understanding of GAAP, RBI Regulations, and IIA Standards for the Professional Practice of Internal Auditing. Demonstrate effective use of financial systems and controls to facilitate risk-based audits and ensure appropriate documentation in audit working papers. Job Post Graduate in any discipline. Strong knowledge of accounting principles, auditing standards, and regulatory requirements. Excellent communication, interpersonal, and analytical skills. Ability to work independently and as part of a team. Strong attention to detail and organizational skills. Familiarity with financial software and systems. Experience in conducting interviews, reviewing documents, and developing surveys. Knowledge of QAIP and IPFF frameworks. Understanding of GAAP, RBI regulations, and IIA standards for internal auditing. Proficiency in using financial systems and controls for risk-based audits. Ensuring proper documentation in audit working papers.

We are looking for a highly skilled and experienced Regional Audit Manager to join our team in Chennai. The ideal candidate will have 5-8 years of experience in internal audit, preferably in project/term loan lending segments. Roles and Responsibility Conduct comprehensive audits, including management, system, financial, compliance, and operational audits. Develop and implement risk-based internal audit plans to ensure timely completion of branch and vault audits. Identify, develop, and document audit issues and recommendations. Draft internal audit reports and communicate effectively with management. Maintain productive client, staff, and management relationships through individual contacts and group meetings. Pursue professional development opportunities and share information with co-workers. Assist in the preparation of pre-audit committee and audit committee meetings. Adhere to quality initiatives within the department, maintaining a solid Quality Assurance and Improvement Program (QAIP). Ensure compliance with International Professional Practice framework & standards. Provide audit administration support and assist in timely completion of internal audits as per the defined process / methodology. Demonstrate leadership and credibility, capable of generating a high degree of respect and trust, building relationships rapidly with various operating units and corporate staff. Job Chartered Accountant with a minimum of 5 years of experience in internal audit, preferably in project/term loan lending segments. Strong knowledge of CAATs, data analytic techniques, and proficiency in Excel, Idea, ACL, and SAP. Highly refined analytical skills to quickly review and analyze business processes. Thorough understanding of GAAP, RBI Regulations, and IIA Standards for the Professional Practice of Internal Auditing. Ability to develop and demonstrate effective use of financial systems and controls. Willingness to extensive travel, strong interpersonal, communication, and team skills. High personal standards and professional ethics with a commitment to excellence. Smart, quick, people-oriented, energetic, professionally assertive, and having a strong work ethic and culture orientation. Desired CertificationsCISA. Desired Age (Range)30-35 years.

We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Jhansi. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Identify potential customers for business growth under the guidance of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the process for disbursement. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them with the help of the Manager/Supervisor. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong knowledge of audit and RBI regulations. Ability to work under pressure and meet targets. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Familiarity with two-wheeler loans and other financial products is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Tiruvannamalai. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Identify potential business customers with the guidance of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations with the guidance of the Manager/Supervisor. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Knowledge of auditing and RBI regulations is an added advantage. Any graduate degree is required. Experience in two-wheeler loans is preferred. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Mumbai. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of audit and RBI regulations. Ability to empanel new vendors and develop relationships with them. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.