Lender Review Analyst

Job Description

About Us Rexera is on a mission to transform the $36.2 trillion residential real estate industry. We're building innovative AI Agents that are streamlining real estate transactions, and we're proud to be working with some of the leading Title & Escrow companies, Lenders, and Investors in the field. Powered by recent advancements in AI, our proprietary data, and our team's extensive real estate experience, we help our customers increase operational efficiency, decrease risks and costs, close more files, spend more time with their customers, and increase revenue through referrals. We're passionate about redefining how real estate transactions are conducted, creating more efficient and effective processes for all stakeholders. If you're excited about the potential of AI in real estate and want to be part of this innovative journey, we invite you to join our team. Discover more about our mission and our impactful work at https://www.rexera.com/ and connect with us on LinkedIn at https://www.linkedin.com/company/rexera/mycompany/. Be part of the team that's building the future of real estate, one AI-powered transaction at a time! Rexera was founded in 2020 and raised over $6 million in seed money from investors such as Inventus Capital, SVQuad, Dheeraj Pandey, and more. It is led by its co-founders Vishrut Malhotra (ex-BlackRock and AQR), Anton Tonev (ex-Morgan Stanley and AQR), and Atin Hindocha (ex-NetApp and BlackBerry). Rexera is headquartered in California and has offices in India and Bulgaria. Your Goal As a Lender Review Analyst at Rexera, you will assess lender performance, ensure regulatory compliance, and manage financial risk. This role requires a solid background in underwriting US mortgages, knowledge of borrower’s income and assets, and experience in reviewing escrow or condo documents. Principal Responsibilities Project Review and Analysis: Conduct thorough reviews of condo project documentation to ensure compliance with relevant guidelines. Analyze project financials, legal documents, insurance policies, and other pertinent materials. Evaluate the financial stability, governance structure, and overall condition of condo associations. Risk Assessment: Identify and assess risks associated with lender projects. Provide recommendations to mitigate identified risks and ensure regulatory compliance. Documentation and Reporting: Prepare detailed reports and summaries of findings. Maintain accurate and organized records of all reviewed projects. Communicate findings and recommendations to internal stakeholders, including underwriting and management teams. Compliance and Guidelines: Stay current with relevant guidelines, updates, and industry best practices. Ensure all project reviews adhere to current standards and regulatory requirements. Collaboration: Work closely with underwriting, loan processing, and risk management teams. Liaise with external stakeholders, including condo association representatives, project developers, and legal advisors. Training and Support: Assist in training junior analysts and team members on compliance guidelines and review processes. Provide support and expertise to internal teams as needed. Essential Skills Proficient in Microsoft Excel and financial modeling. Strong analytical skills with attention to detail. Solid problem-solving abilities. Desired Skills Experience in the mortgage, banking, or financial services industry. Knowledge of regulatory requirements (e.g., Basel III, Dodd-Frank Act). Certification in risk management or credit analysis (e.g., FRM, CFA). Excellent verbal and written communication skills. Ability to work independently and manage multiple tasks. Strong teamwork and interpersonal skills. High level of integrity and ethical standards. Education and Experience Bachelor’s degree in Finance, Economics, Business Administration, or a related field. 1- 2+ years of experience in risk management, US Mortgage, or Underwriting. Background in underwriting US mortgages, including understanding borrower’s income, assets, and appraisal. Experience reviewing escrow or condo documents, such as balance sheets, CC&Rs, and budget statements. Shift Timings: US Shift Location: HSR Layout, Bangalore Mandatory requirement: Must have a laptop that is WiFi-enabled. Apart from a competitive compensation package with bonus opportunities, We Offer An intellectually stimulating environment where you'll collaborate with colleagues across the US, Bulgaria, and India. Robust career development with pathways for internal mobility and professional growth. Comprehensive paid time off, including vacation, sick time, and holidays. Why Join Rexera? At Rexera, we celebrate diversity and embrace uniqueness. We believe in channeling your skills to bring out the best in you, and we recognize and value each employee's efforts. We are committed to maintaining a workplace free from discrimination of any kind. Join us as a Lender Review Analyst, and embark on a career journey that could lead to positions such as Senior Lender Review Analyst, Risk Assessment Manager, or even Director of Financial Audits. Your potential is boundless! Skills: teamwork,attention to detail in data entry,underwriting,communication skills,attention to detail,interpersonal skills,microsoft excel,financial modeling,real estate,analytical skills,problem-solving Show more Show less