Banking Executive

Job Description – Banking Operations (Loan Processing – Back-End) Position: Loan Processing Executive – Back-End Department: Banking Operations / Credit Operations Location: Vashi, Maharashtra. Employment Type: Full-Time Role Overview We are looking for a highly detail-oriented Loan Processing Executive to support backend banking operations. The role involves validating customer documents, entering application data into banking systems, coordinating with internal credit teams, and ensuring compliance with loan processing policies. The ideal candidate will have strong attention to detail, excellent typing/data entry skills, and knowledge of banking/loan workflows. Key Responsibilities 1. Loan Application Processing (Back-End) Handle backend processing of Home Loans, Personal Loans, Business Loans, or Auto Loans. Enter customer details, KYC information, and financial data into the bank’s loan management system. Validate application forms, supporting documents, and mandatory fields. Create and maintain accurate digital loan files. 2. Document Verification & Compliance Checks Verify customer KYC documents (PAN, Aadhaar, Address Proof, Bank Statements, etc.). Check income documents (ITR, Salary Slips, Form-16, GST Returns, Balance Sheets). Validate customer credit bureau reports (CIBIL). Ensure documentation complies with RBI norms and bank policies. 3. Coordination with Internal Teams Collaborate with Credit Analysts, Risk Teams, and Sales Teams for missing documents or clarifications. Update application status and communicate pending/deficiency reports. Assist credit managers in tracking file movement until approval. 4. Data Entry & System Updating Upload scanned customer documents into DMS/CRM systems. Update loan status from login → underwriting → approval → disbursement stages. Maintain accurate loan logs, tracker sheets, and daily MIS. 5. Loan File Preparation & Quality Control Prepare loan files for underwriting and pre-disbursal documentation (PDD) checklists. Check for discrepancies in customer data and flag risk indicators. Ensure 100% completeness before file submission for disbursement. 6. Reporting & Reconciliation Maintain daily MIS reports for loan applications processed. Track pending files, rejected cases, and discrepancies. Support audit teams with verification logs and documentation. Required Skills & Competencies Strong knowledge of Banking Operations, Loan Workflow, and Credit Processing. Good understanding of KYC norms, CIBIL reports, financial statements (preferred). Excellent typing speed, accuracy, and data entry skills. Proficiency in MS Excel (VLOOKUP, Pivot, MIS reporting). Ability to work under timelines and manage high-volume data. Strong communication skills for internal coordination. Qualifications Graduate (B.Com / BBA / Any Stream). Experience: 0–3 years in banking backend operations / DSA operations / credit processing. Preferred Attributes High attention to detail and accuracy. Strong follow-up and documentation skills. Process-oriented and able to work independently. Team player with strong work ethics.