5751 Underwriting Jobs - Page 21

As a Non-QM Underwriter, you will be responsible for underwriting and making decisions on Non-QM loans in accordance with all relevant regulations. Your role will involve underwriting various Tiers, including complex loan transactions, while ensuring compliance with company policies and guidelines. It is essential to maintain client SLA expectations by meeting individual Underwriter quality benchmarks and production goals within specified turn times. Your duties will include analyzing income calculations, debt-to-income ratios, asset statements, financial statements, as well as personal and business income tax returns to make informed decisions. You will also assess appraisal reports, collateral offered in loan applications, and title opinions to determine acceptability and appropriate loan-to-value ratios for decision-making. Documenting and effectively communicating reasons for loan approval or denial will be a crucial part of your responsibilities. To excel in this role, you are required to have a graduation degree and a minimum of 2 years of mortgage underwriting experience, including front-end and live underwriting. Prior supervisory skills would be an added advantage. Strong written and verbal communication skills are essential, along with proficiency in reading, writing, and understanding the English language. You should be able to interpret borrower documentation, company policies, procedures, guidelines, reports, and legal documents, as well as respond to inquiries or complaints from clients effectively. Additionally, you should demonstrate initiative, drive for results, and the ability to work independently. Problem-solving, decision-making, and quality acumen are key skills required for this role. You must have the capability to analyze data and reports to provide accurate assessments while working with minimal supervision. Proficiency in Microsoft Excel, Word, and Outlook, along with strong organizational skills, will contribute to your success in this position.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. This includes reviewing and assessing a wide range of complex loan applications within defined guidelines, making decisions or recommending for approval to higher authorities. You will underwrite proposals according to established policies and procedures to meet agreed service level agreements and manage business volumes in the city/area. Additionally, your role will involve conducting personal discussions with customers to evaluate their creditworthiness, ensuring completion of credit/KYC documents, and conducting verifications through telephonic, field, and collateral visits. You will need to assess income to obligation ratios, loan to value ratios, and have in-depth knowledge of the rationale behind these calculations and their impact on loan performance over long tenures. Maintaining Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster will be part of your responsibilities. You will be expected to build effective relationships with third parties to achieve the best outcomes for clients, take ownership of client queries, and leverage industry knowledge and experience to solve problems and overcome challenges. Your role will also involve critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. You will ensure collateral and other credit risk mitigation to support the approving authority in decision-making, enable quick turnaround time of credit lending proposals for mortgage business, and conduct ongoing reviews of credit exposures. Moreover, you will facilitate critical review and documentation of proposals, monitor client and collateral creditworthiness from pre-sanction to post-disbursement phases, and take steps for risk mitigation while ensuring adherence to legal and documentation norms and policies. Managing the credit underwriting function of the branch, collaborating with local credit analysts and sales team, and ensuring recovery of quick mortality cases between 12 - 18 MOV will also be part of your responsibilities. Qualifications required for this role include a Graduate or Masters/Post Graduate degree. Certifications such as CA/MBA are preferable.,

As a leading name in the Indian insurance market, recognized for our commitment to customer service and comprehensive insurance solutions, Magnum Insurance Broking has been serving a varied clientele since 2013. With an IRDA license, we provide a diverse range of general and life insurance products from esteemed providers, placing us as a trusted partner in the insurance landscape. Awarded for Best Customer Service, we pride ourselves on our customer-centric approach and strong industry expertise. Your role at Magnum Insurance Broking would involve developing and executing innovative marketing and sales strategies to grow the property insurance portfolio in Nagpur and surrounding regions. You will be responsible for leading the end-to-end sales process, building strong relationships with corporate clients, and utilizing technical underwriting knowledge to tailor insurance solutions that meet client needs while ensuring profitability. Driving brand visibility and positioning in the regional market through targeted campaigns and networking will be key aspects of your role. You will also collaborate with underwriting and product teams to develop customized insurance products and offers, analyze market trends, customer behavior, and competitor activity to identify new opportunities, and lead, motivate, and develop the sales team to meet and exceed targets. Ensuring compliance with regulatory requirements and company policies will be essential. To excel in this role, you should have 10+ years of experience in property insurance sales, marketing, or business development, with a strong background in technical underwriting and risk assessment being highly desirable. A proven track record of achieving and exceeding sales goals in a competitive environment, excellent leadership, negotiation, and communication skills, a deep understanding of the Nagpur regional market dynamics, and a bachelor's degree in Insurance, Business, Marketing, Finance, or a related field are required. Advanced degrees or certifications would be a plus. Please note that candidates must have experience in insurance broking firms or general insurance to be considered for this position.,

Skill required: Asset Management - Asset Data Management Designation: Capital Markets Operations Associate Qualifications: Any Graduation Years of Experience: 2 to 4 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? Applied Technology & Operations for Markets (ATOM) is a multi-client processing on-demand service platform. A trade processing service for the trading and treasury entities of our clients that they can plug onto – in parts or entirely – while focusing their efforts on what differentiates them on the market. ATOM BPaaS leverages cloud hosted architectures to deliver high quality run and change services. It integrates infrastructure and IT management services with business processes execution supported by an orchestrated layer of intelligent operations assets.You will be working as a part of Investment Banking team which specializes primarily in selling securities and underwriting the issuance of new equity shares to raise capital funds. They act as intermediaries between security issuers and investors and help new firms to public.Define and deliver asset data management solutions, to capture, validate and improve plant, equipment, bill of material and maintenance plan data and install base management. What are we looking for? Written and verbal communication Strong analytical skills Process-orientation Problem-solving skills Agility for quick learning Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts, Any Graduation

As a Mortgage Underwriter at our organization, you will be responsible for managing the mortgage business portfolio at the assigned branch/location. Your primary duties will include reviewing and assessing a variety of complex loan applications, making decisions or recommendations for approval, and ensuring compliance with established policies and procedures to meet service level agreements. You will be required to conduct personal discussions with customers to evaluate their creditworthiness, verify credit/KYC documents through telephonic, field, and collateral visits, and analyze income to obligation ratios and loan to value ratios. Maintaining Portfolio MIS, Delinquency MIS, and other operational reports for the cluster will be crucial, along with building effective relationships with third parties to achieve the best outcomes for clients. In addition, you will play a key role in the critical review of credit proposals, identifying industry, business, financial, management, and facility structure risks, and ensuring appropriate credit risk mitigation strategies are in place. Quick turnaround time on credit lending proposals, ongoing credit exposure reviews, and effective monitoring of client and collateral creditworthiness will be part of your responsibilities. You will collaborate closely with the sales team, local credit analysts, and approving authorities to facilitate the underwriting process, manage client queries, and drive continuous process improvement. Your focus will be on exceeding service quality standards, resolving challenges, and ensuring adherence to legal and documentation norms and policies. The ideal candidate for this role should have a Graduate or Masters/Post Graduate qualification, with CA/MBA certifications being preferable. Strong analytical skills, attention to detail, and the ability to manage multiple tasks efficiently will be essential for success in this position. Your dedication to maintaining high service quality standards and driving continuous improvement will be key to achieving success in this role.,

You will be responsible for underwriting and managing the portfolio in the assigned branch/location. This includes reviewing and assessing a broad range of complex loan applications within defined guidelines, making decisions or recommendations for approval to higher authorities, and underwriting proposals in accordance with laid down policies and procedures to meet agreed SLAs and manage city/area business volumes. Your duties will also involve conducting personal discussions with customers to establish creditworthiness, ensuring completion of credit/KYC documents and verification through telephonic, field, and collateral visits. You will need to assess income to obligation ratios, have in-depth knowledge of the rationale behind the calculation of ratios, and understand their impact on loan performance during the loan tenure. Maintaining Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster, and providing regular reports, will be crucial aspects of your role. You will be expected to build and leverage effective relationships with third parties to facilitate the best outcomes for clients, take ownership of client queries, and use industry knowledge and experience to overcome challenges and solve problems. Additionally, you will need to exceed service quality standards, strive for continuous process improvement, and undertake critical reviews of credit proposals to identify risks. Ensuring collateral and other credit risk mitigation, facilitating quick turnaround time of credit lending proposals, and managing the credit underwriting function of the branch will all be part of your responsibilities. Your educational qualification should be a Post Graduate/Graduate in any discipline.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch or location. Your core responsibilities will include reviewing and assessing a variety of complex loan applications within defined guidelines, making decisions or recommending them for approval to higher authorities. You will need to underwrite proposals according to the laid-down policies and procedures to meet agreed service level agreements and manage city/area business volumes effectively. Conducting personal discussions with customers to establish their creditworthiness, ensuring completion of credit/KYC documents, and conducting verifications through telephonic, field visits, and collateral inspections will be part of your role. You will also assess income to obligation ratios, loan to value ratios, and have in-depth knowledge of the rationale behind these calculations and their impact on loan performance over long tenures. Maintaining Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and providing regular reports will be essential. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients, taking ownership of client queries, and using industry knowledge and experience to overcome challenges are key aspects of your job. You will need to exceed service quality standards, strive for continuous process improvement, and undertake critical reviews of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensuring collateral and other credit risk mitigation to facilitate decision-making on credit proposals by the approving authority is crucial. Ensuring quick turnaround time for credit lending proposals for the mortgage business, including loan against property and home loan business, in collaboration with the sales team is a significant responsibility. Ongoing review of credit exposures to ensure bankability, critical review and documentation of proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking steps for risk mitigation when required are part of your duties. Managing the credit underwriting function of your branch, facilitating quick turnaround of credit lending proposals in close collaboration with local credit analysts and the sales team, as well as following up and ensuring recovery of quick mortality cases between 12-18 MOV are also key responsibilities. Qualifications required for this role include a Graduate or Masters/Post Graduate degree. Certifications like CA/MBA are preferable.,

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

YASH Technologies is a leading technology integrator specializing in helping clients reimagine operating models, enhance competitiveness, optimize costs, foster exceptional stakeholder experiences, and drive business transformation. At YASH, you will be part of a team of bright individuals working with cutting-edge technologies. Our purpose is to bring about real positive changes in an increasingly virtual world, transcending generational gaps and disruptions of the future. We are currently seeking Banking, Financial Services, and Insurance Professionals to join us in the following areas: **Digital** - Develop Digital/Business Transformation Roadmaps - Implement Digital Products and Digital Service offerings as a Business Analyst through agile practices - Create Customer Service/Customer Delight Transformation Roadmaps - Engage in strategy development, global benchmarking, internal benchmarking, and Industry Points of View - Manage stakeholders, analyze impacts, and conduct business benefit analysis - Create Process Maps and foster cross-functional understanding - Transform processes including measurement techniques (Design thinking, SIPOC) - Perform Financial Modelling of benefits - Participate in business development efforts, including proposal development and client presentations **Domain** - Act as the primary domain expert in underwriting, claims, operations, reinsurance, actuarial, financial, and regulatory processes - Provide strategic guidance to internal teams and leadership - Lead and support digital transformation projects, incorporating automated underwriting, AI-driven claims processing, and digitalization of legacy systems - Analyze and interpret key business metrics to drive operational excellence - Collaborate with cross-functional teams to design and implement insurance solutions and workflows - Stay updated on industry trends, regulatory changes, and emerging technologies - Conduct knowledge sharing sessions and training for new joiners and stakeholders - Communicate effectively with external partners, reinsurers, and auditors - Identify and escalate opportunities for process improvement and operational efficiency **Qualifications and Education Requirements** - Bachelor's/Master's degree in Insurance, Actuarial Science, Finance, Business, or related field - 10+ years of experience in the insurance industry with expertise in underwriting, claims, reinsurance, actuarial, financial, and regulatory processes - Proven track record in supporting or leading digital transformation initiatives within insurance - Strong analytical skills and familiarity with insurance KPIs and business metrics - Excellent communication, stakeholder management, and training skills - Up-to-date knowledge of insurance regulations, products, and industry best practices - Ability to work with Tech/Digital tools, handle large data, and travel as required At YASH, you will have the opportunity to build a career in an inclusive team environment. We offer career-oriented skilling models and utilize technology for continuous learning and growth. Our workplace is grounded in flexible work arrangements, emotional positivity, transparency, open collaboration, support for business goals, and a stable employment with an ethical corporate culture.,

About Payoneer Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 markets. By taking the complexity out of the financial workflows–including everything from global payments and compliance, to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence. We are seeking a highly skilled and motivated Product Director to lead the product aspects of Payoneer top growing customers’ segment. This individual contributor role is pivotal in shaping the long-term product strategy, ensuring alignment with market demands, and optimizing product-market fit What you’ll be spending your time on: Manage: Lead the team in charge of product management of card issuing, serving hundreds of thousands of businesses around the globe. Product Development & Roadmap: Define, prioritize, and execute the product roadmap, balancing innovation, customer needs, regulatory requirements, and business growth. Customer Experience & Insights: Leverage customer feedback, market research, and competitive analysis to enhance product offerings and improve user experience. Cross-Functional Leadership: Collaborate with engineering, design, risk, compliance, operations, and marketing teams to ensure seamless product delivery. Go-To-Market Strategy: Work closely with marketing and sales teams to develop positioning, messaging, and launch strategies for new card products. Financial & Performance Management: Define KPIs, monitor performance metrics, and drive continuous improvements to optimize product success and profitability. Partnership Development: Build and maintain relationships with issuers, networks, partners, and other stakeholders in the card ecosystem. Strategic Decision-Making: Make data-driven, high-impact decisions aligned with business and product strategy. Have you done this kind of stuff? Education: Engineering degree required; MBA preferred. Experience: 8+ years of experience in product management. Experience in the fintech or B2B industry, with card products or global payments, is a plus. Technical Acumen: proven experience integrating with processors, card network and third-party APIs, ensuring seamless functionality across financial services infrastructure. Technical Integration Expertise: Proven experience integrating with payment processors, card networks, and third-party APIs, ensuring seamless functionality across financial services infrastructure. Industry Knowledge: Strong understanding of card lifecycle, underwriting, risk management, rewards programs, and interchange economics. Analytical & Problem-Solving Skills: Strong data-driven mindset with the ability to translate insights into actionable strategies. Product led growth proficiency: Knowledge of PLG principles and experience in implementing PLG strategies is highly desirable Communication Skills: Excellent verbal and written communication skills, with the ability to convey complex concepts clearly. Magerial Experience: At least 3+ years of experience and experience in working with global teams and senior leadership. The Payoneer Ways of Working Act as our customer’s partner on the inside Learning what they need and creating what will help them go further. Continuously improve Always striving for a higher standard than our last. Do it. Own it. Being fearlessly accountable in everything we do. Build Each Other Up Helping each other grow, as professionals and people. If this sounds like a business, a community, and a mission you want to be part of, click now to apply. We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.

As a Mortgage Operations Manager at New American Funding (NAF) - India, you will play a crucial role in overseeing the daily operations of mortgage origination, processing, underwriting, closing, and servicing. Your primary responsibility will be to lead and mentor the operations team leads to ensure productivity, accuracy, and quality standards are met consistently. You will be tasked with analyzing operational metrics and preparing performance reports for senior management, providing strategic solutions to operational challenges, and contributing towards process improvement initiatives. It will be essential to ensure that the processes are executed according to Standard Operating Procedures and that daily work is managed within specified timelines. In this role, you will align team members with the needs of the onshore team, allocate targets, and facilitate tool usage to support task performance effectively. Monitoring workflow, tracking team performance, deploying resources, and planning capacity will be part of your regular responsibilities. Additionally, you will review key process metrics, conduct Root Cause Analysis (RCA) to enhance quality parameters, and manage shift operations and leave planning efficiently. To qualify for this position, you should have a minimum of 10+ years of experience, with 5 to 7 years of team handling experience. Strong knowledge of US mortgage regulations and guidelines will be considered an added advantage. Proficiency in English, both spoken and written, is essential, along with expertise in using MS Office applications such as Word, Excel, and PowerPoint. You should possess excellent analysis and problem-solving skills, a strong control awareness, and the ability to build and motivate teams effectively. If you are looking to join a dynamic team at NAF - India that values technology, process efficiency, and exceptional support for homeowners and homebuyers, this opportunity is ideal for you. Bring your expertise in mortgage operations management and leadership skills to drive success in a fast-paced and innovative environment.,

As an Underwriter at Digital Risks, your primary responsibility will involve reviewing mortgage files submitted for Underwriting. This role requires you to meticulously calculate income, analyze debt and assets, and conduct a thorough evaluation of the completed appraisal and title. Moreover, you will be tasked with entering data into the client's loan operating system, utilizing automated underwriting systems to determine approval, and clearing conditions for Final Approval. It is imperative that you possess a strong sense of urgency, excel in a team environment, and maintain exceptional organizational, communication, and PC skills. Your essential job functions will include performing comprehensive reviews of mortgage loan files encompassing income, assets, credit, and collateral. Utilizing the client's loan operating system accurately and adhering to client guidelines for underwriting, whether through automated underwriting systems or manual processes. You will evaluate loan documents for accuracy, completeness, and compliance, identify and address red flags, issue loan decisions, and ensure file conditions are met. Providing outstanding customer service to both internal and external clients, staying updated on client and investor requirements, resolving underwriting-related issues, and supporting Processors/Loan Officers in interpreting underwriting decisions and conditions will also be part of your responsibilities. To excel in this role, you must have a minimum of 2+ years of current conventional mortgage loan underwriting experience. A strong understanding of income calculations, tax returns, credit report analysis, and red flag identification is essential. Basic knowledge of appraisals and the ability to spot ineligible properties and red flags is required. Proficiency in GSE underwriting guidelines, automated underwriting engines (DU/LP), and strong analytical, interpersonal, verbal, and written communication skills are also necessary. Being detail-oriented, adept at time management, flexible, and able to work efficiently in a production-oriented environment is crucial. Moreover, you should be comfortable working in a paperless environment, possess the willingness to work in a strict security setting, and ideally hold an NMLS-MLO Licensure. Availability to work beyond normal business hours when required is a must for this role.,

About Company: Profitvision is a trusted financial consultancy firm based in Chandigarh from last 20 years. It is committed to providing personalized and reliable loan solutions to individuals and families. We simplify the borrowing process and help you make informed decisions with confidence. No target job Assured fixed salary: Rs 14000/- and incentives (as per performance) Basic knowledge of computer Responsibilities Assist clients in understanding and applying for various loan products. Conduct telephonic outreach to potential and existing clients to offer loan services. Evaluate and verify loan applications and supporting documents. Maintain detailed records of client interactions and loan processing activities. Achieve daily, weekly, and monthly tele-calling and loan processing targets. Provide exceptional customer service by answering queries and resolving issues promptly. Collaborate with the sales and underwriting teams to streamline the loan approval process. Keep abreast of industry trends and new loan products.

Job Description • Responsible for ensuring the achievement of sales targets(LAP). • Responsible for generating prospective sales lead. • Responsible for generating direct lead (No DSA sourcing, only direct). • Responsible for making cold calls & generating leads from database. • Responsible for achieving monthly business target of Rs 10 lacs. • Coordinating with underwriting team for processing of application. Skill & Experience Required: • Thorough understanding of Secured loan, Lap. • The candidate should have a minimum experience of 6 months. • The candidate should have ability to handle sales call independently. • The candidate must have experience into cold calling. • The candidate must have good Interpersonal Skills and Personality. • Ability to effectively Understand & communicate the product. • Good interpersonal, relationship management, customer service, and rapport building skills. • Ability to prioritize, multi-task, delegate, and proactively resolve problems. • Good knowledge of local language.

The role of Head Underwriting & Placement involves managing underwriting activities for high-value clients with a focus on risk assessment and profitable outcomes. Your responsibilities will include identifying policy gaps, managing RFQs, securing competitive quotes, business development, and delivering accurate policies. Collaboration with internal teams and insurers is essential to drive growth, maintain relationships, and ensure timely turnaround while complying with IRDAI regulations. You will also be responsible for optimizing processes and providing regular MIS reporting to management. In terms of Quote Procurement, you will manage all client requisitions with high value by analyzing existing policies, coordinating physical inspections of client assets, highlighting policy gaps, preparing RFQs, submitting them to insurance companies, and presenting detailed comparisons to clients for maximum conversion rates. Underwriting Strategy and Quality Control will involve monitoring operations to ensure accurate policy reviews, implementing risk assessment strategies, analyzing business performance, verifying policies against RFQs, managing endorsements, and coordinating policy cancellations if necessary. You will also play a crucial role in Business Development alongside the Sales Team by building relationships with key corporate clients, insurers, and stakeholders, leading pitches and negotiations, developing a robust sales pipeline, and overseeing the design and delivery of tailored insurance programs for corporate clients. Maintaining strong relationships with internal departments and external stakeholders is imperative for Business Hygiene & Relationship Management. Regular visits to insurance companies, record-keeping of interactions, engagement in meetings and discussions, and participation in client meetings are part of this aspect. Product Development & Innovation will involve creating innovative and customized insurance products as per clients" requirements, while ensuring MIS & Compliance through timely submission of reports, daily updates of the RFQ tracker, and transparent record-keeping of QC activities. Process Optimization and Compliance are crucial for overseeing underwriting processes, ensuring compliance with regulations and audit requirements, identifying areas for optimization, and achieving Gross Written Premium annually across all insurance segments. If this challenging and dynamic role excites you, kindly share your resume on diptigoldenjobs@gmail.com or call 9137659426.,

As a qualified professional with 2 to 3 years of experience, you will be responsible for underwriting loans and preparing reports and presentations. Working under the supervision of senior underwriters, you will analyze credit applications, utilize provided software for scoring, and collaborate with the credit administrator on policies and procedures. Your role will involve evaluating and underwriting proposed credit facilities, identifying key risks, and structuring alternatives in coordination with relationship managers and credit officers. In this position, you will conduct in-depth credit studies, research on borrowers and industries, and make decisions in the best interest of the customer and the Bank. You will provide support to account officers, measure covenants within loan agreements, and communicate compliance to the relevant stakeholders. Additionally, you will handle annual reviews, modifications, extensions, renewals, and new loan requests with minimal changes from credit approvers, analyzing complex credits with assistance from senior staff. Ideally, you should possess a Chartered Accountant or equivalent qualification and have knowledge of underwriting, loan documents, financial statements, collateral documents, financial and accounting software applications, and ledger analysis. Strong communication skills, ability to work under pressure, meet deadlines, and multitask are essential for success in this role. Prior experience in financial reporting, general ledger, and bank audits is advantageous. If you are a self-motivated individual with expertise in finance, accounting, and lending cycles, and have the ability to comprehend complex commercial credits, this opportunity in a Chartered Accounting firm, Bank, or NBFC might be the right fit for you.,

You have the opportunity to join Liberis as a Senior to Lead-level Credit Risk Analyst within the Decision Analytics team, where the focus is on driving intelligent decision-making by utilizing advanced statistical analytics to manage a wealth of data. As part of the Risk team, your role will involve delivering high-quality instant decisions for customers globally, contributing to the growth of Liberis as a leading embedded business finance provider. Your key responsibilities will include leading the development and optimization of global decisioning strategies, ensuring positive outcomes for customers while maintaining an acceptable risk level, exploring new data sources to enhance decisioning policy, collaborating with risk stakeholders, and working closely with the Machine Learning team on predictive model life cycles. To excel in this role, you should possess 2-4 years of analytical experience, a strong analytical mindset, effective communication skills, a proactive approach to driving initiatives, attention to detail, autonomy, and the ability to collaborate with various teams. Proficiency in SQL and MS Excel is essential, while experience with GCP, Python, and data visualization tools like PowerBI and Looker would be advantageous. A solid background in STEM is beneficial, although aptitude is valued over formal education. If you are passionate about addressing complex challenges, seeking autonomy, and eager to make a positive impact on small businesses through innovative finance solutions, this role offers the perfect opportunity for you to contribute meaningfully to Liberis" mission and growth.,

As a key member of the Kataria Business Insurance team located in Marine Lines, your primary responsibilities will involve assessing and analyzing fire and property insurance risks that are submitted by clients or brokers. You will be tasked with evaluating risk exposure by utilizing underwriting guidelines, past claims history, conducting site inspections, and analyzing other relevant data. Based on your assessments, you will determine the most suitable coverage terms, conditions, premiums, and necessary endorsements. In addition, a crucial aspect of your role will involve establishing and maintaining effective communication channels with various insurance companies. You will be responsible for negotiating and liaising with these companies to secure competitive quotes and appropriate coverage options for our clients. Your ability to navigate these negotiations successfully will directly impact the level of service and protection we are able to offer to our clientele.,

As a Real Estate Acquisition Assistant Vice President/ Vice President at hBits, you will play a pivotal role in identifying potential real estate investment opportunities, carrying out market research, and conducting due diligence. Your responsibilities will include sourcing new investment prospects through a wide network of funds, brokers, international property consultants, asset owners, and other intermediaries. You will be tasked with evaluating various real estate assets such as offices, warehouses, data centers, schools, and hospitals in prime southern cities like Bangalore, Chennai, and Hyderabad. This involves conducting thorough site visits, analyzing investment risks, assessing asset quality, lease terms, growth opportunities, and underwriting, diligence, executing/closing, and monitoring acquired commercial real estate assets. Collaboration with internal teams such as Investments, Operations, and Technology will be essential to prepare detailed Investment Memos (IM), coordinate investment listings, funding, and asset management. Additionally, you will assist in increasing the firm's Assets Under Management (AUM) by identifying investment opportunities totaling over INR 500 crore monthly. To excel in this role, you should hold a Bachelor's degree in finance, Real Estate, or a related field, with a preference for a Master's degree. A comprehensive understanding of the Commercial Real Estate Market or Investments Market is required, along with a robust network of local brokers and International Property Consultants (IPCs). Your ability to thrive in a startup environment, coupled with a strong business acumen, real estate industry knowledge, and familiarity with real estate investment principles, will be crucial. Strong communication, teamwork, attention to detail, and deadline-oriented skills are essential for success in this role. If you are a dedicated professional seeking a challenging opportunity in the real estate acquisition field, we invite you to join our dynamic team at hBits.,

A Commercial Real Estate (CRE) Underwriter plays a crucial role in underwriting commercial portfolios at an advanced level of complexity. You will provide guidance on structuring, servicing, and analysis for new and renewal credits. It is your responsibility to identify, gather, and review financial information to determine borrower risk ratings and appropriate loan structuring. You will assess and communicate risks to assist in department risk mitigation strategies, covering products such as lines of credit, term loans, real estate loans, and syndicated loans. Your key responsibilities include underwriting commercial credit actions in compliance with applicable regulations, procedures, and guidelines. This involves reviewing financial statements, communicating with clients or prospects, and conducting analysis to recommend borrower risk ratings and suitable loan structuring. You will ensure all involved parties are kept updated on underwriting progress and outcomes. In terms of analysis, you will conduct thorough due diligence by reviewing financial statements, property appraisals, rent rolls, and market studies. Utilizing various financial models and software, you will assess cash flow, debt service coverage ratios, loan-to-value ratios, and other key financial metrics. Conducting cash flow analysis, sensitivity testing, and calculating DSCR/LTV/Debt Yield are also part of your responsibilities. You should be well-versed in real estate valuation methods such as Gross rent multiplier (GRM), Value per door, and Cost per rentable square foot. Risk management is an essential aspect of your role, requiring you to evaluate borrower financials, guarantor liquidity, lease terms, and market conditions using third-party reports like appraisals and environmental assessments. Your duties also include reviewing industry information, key risks, mitigants, and collateral to form a general business overview of the borrower. You will collaborate closely with Bank associates and partners to resolve risk issues, communicating review schedules and potential changes in the commercial portfolio. Moreover, you will analyze loan agreements, covenants, and securitization documents for CMBS deals to ensure compliance. Preparation of detailed credit memos and underwriting reports that summarize findings and provide recommendations for credit approval or denial is part of your responsibilities. It is crucial to ensure compliance with internal policies, regulatory guidelines, and industry standards throughout the underwriting process. Building and maintaining strong relationships with clients, industry professionals, and internal teams is essential. You will work closely with loan officers, brokers, and clients to gather necessary information and address concerns during the underwriting process. Providing exceptional customer service through clear and effective communication with all stakeholders is key to facilitating smooth transactions. To qualify for this role, you should hold a Bachelor's or Master's degree in commerce, Finance & Accounting, along with a minimum of 2 to 4 years of relevant experience in CRE underwriting. The designation of a Team Leader is mandatory for this position. If you believe you have the passion for this role, you can reach out via email at jinal@careerguideline.net or by phone at 7758825565.,

The role of Head of Credit for Corporate Finance at our client, a leading NBFC organization, involves leading the credit strategy and ensuring robust credit risk management for business units including SME, Supply Chain, and Leasing. Your responsibilities will include developing and implementing credit strategies tailored to specific business segments, collaborating with the executive team to align credit objectives with the company's strategy, and ensuring compliance with regulatory requirements. You will be responsible for designing and maintaining a comprehensive credit risk framework, overseeing the assessment and approval of credit proposals, and monitoring portfolio performance to identify potential risks and take corrective actions. Operational excellence will be a key focus, including establishing streamlined credit evaluation processes, implementing robust credit scoring models, and collaborating with the collections team for effective recovery strategies. As a leader, you will build and lead a high-performing credit team, foster a culture of accountability and innovation, and provide continuous training on emerging trends in credit risk management and financial technologies. Stakeholder engagement is also essential, involving close collaboration with sales, product, and finance teams to develop risk-adjusted products, as well as liaising with regulators, auditors, and other stakeholders on credit-related matters. The ideal candidate will possess professional qualifications such as CA/CMA/MBA&PGDM from a premium college or equivalent, along with a minimum of 15+ years of experience in credit risk management, preferably in SME/WC/MTL, Supply Chain Finance, and leasing domains.,

The senior level incumbent in this role will be responsible for handling large face amount cases and interacting with field personnel, as well as providing guidance to more junior underwriters. Your primary focus will involve accurately and promptly assessing and evaluating life applications, renewals, or cancellations in accordance with the Company's underwriting policies, guidelines, and relevant insurance laws and regulations. Key Responsibilities: - Underwrite and assess large face amount cases - Review and approve work of less experienced underwriters - Conduct underwriting audits when necessary - Participate in underwriting projects as assigned - Engage with field personnel through calls or visits - Contribute to fostering and sustaining strong relationships within the organization - Stay informed about evolving practices and regulations - Act as Subject Matter Expert (SME) to offer insights on departmental procedures or practices - Potentially mentor less experienced underwriters Requirements: - Bachelor's degree preferred - Over 10 years of experience in a production-focused environment - At least 3 years of direct life insurance experience is preferable - Proficiency in Microsoft Office Suite - Prior experience in brokerage or reinsurance is advantageous - Desired experience in investigating contestable claims - Thorough understanding of regulatory and policy discrepancies across states where business is conducted - Willingness to travel to the home office in Montpelier, VT as required (expected quarterly) - Successful completion of a background check This position requires a seasoned professional with extensive experience in life insurance underwriting, a strong attention to detail, excellent communication skills, and the ability to work effectively with a diverse team. If you meet these qualifications and are ready to take on a challenging yet rewarding role, we encourage you to apply for this senior underwriter position.,

We are looking for Business/Commercial Underwriters to join our growing fintech team. This role will support our commercial finance operations with a focus on scalable growth, data-driven risk evaluation. The ideal candidate will have a strong underwriting foundation, adaptability to new industry verticals, and a collaborative mindset for working with internal teams. Responsibilities Review and underwrite business and commercial finance applications with accuracy and adherence to regulatory and company standards. Assess applicant risk by analyzing financial statements, operational data, market trends, and credit reports. Leverage digital underwriting tools and methodologies unique to the fintech sector. Provide clear, well-justified underwriting recommendations and communicate decisions to stakeholders. Identify, escalate, and mitigate potential fraud or irregularities in applications. Stay informed on US and AU market dynamics and fintech industry regulatory changes. Qualifications Bachelor's degree in business, finance, risk management, or a related field. Demonstrated experience (2+ years) in business or commercial underwriting. Strong analytical, critical-thinking, and problem-solving capabilities. Effective verbal and written communication skills, with the ability to explain risk decisions and partner with cross-functional teams. Eagerness to learn, adapt, and apply new fintech industry practices, processes, and technologies. Preferred Attributes Prior exposure to the US / AU business market, banking practices, or regulatory framework. Willingness to challenge previous assumptions and embrace change; open to continuous learning and upskilling in a fintech environment. Role-Specific Expectations Candidates with an underwriting background focused solely on the US / Australian market are encouraged to apply, especially if interested in leveraging this experience as we expand. Applicants with only bank underwriting experience should demonstrate openness to transitioning into fintech underwriting, including readiness to learn, challenge conventional approaches, and rapidly adapt to sector-specific workflows and risks. Successful candidates will receive targeted training, mentorship, and ongoing support from senior team members to ensure a smooth transition and skill development in fintech underwriting. Send over relevant resumes to Arun.raj@startek.com

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. Conduct detailed research on the financial history of businesses to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans. What are we looking for? Looking candidate for Banking process Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts, BCom

Dvara Solutions is a fast-growing TechFin company transforming how NBFCs and MFIs lend, scale, and serve customers. Our SaaS platform powers everything from digital onboarding and underwriting to disbursals and collections—used by the country’s most forward-thinking lenders. Now, we’re looking for a Customer Success Specialists who’s passionate about fintech, loves solving real-world problems, and thrives on building relationships that last. What You'' Do Own the Customer Journey – From onboarding to renewal, you’ll be the face of the platform for our NBFC/MFI clients. Drive Adoption & Impact – Guide clients through the platform’s full potential—from loan origination workflows to real-time portfolio insights. Collaborate Cross-Functionally – Work with product, tech, and support teams to solve challenges and deliver business outcomes. Be a Strategic Partner – Build strong relationships with decision-makers in credit, risk, and operations. Help them scale. Spot Opportunities – Identify new use cases, upsell opportunities, and turn clients into product evangelists. What Makes You a Fit 5–7 years of experience in Customer Success / Account Management / Implementation in B2B SaaS preferably in lending background. You understanding of the domain. Comfortable talking APIs, integrations, and data flows. You excel at managing details, driving outcomes, and fostering long-term relationships. You love solving problems and turning feedback into features. Location - Mumbai Apply here if you are ready to join us!