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0 years

0 Lacs

Tamil Nadu, India

On-site

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

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10.0 - 14.0 years

0 Lacs

hyderabad, telangana

On-site

YASH Technologies is a leading technology integrator specializing in helping clients reimagine operating models, enhance competitiveness, optimize costs, foster exceptional stakeholder experiences, and drive business transformation. At YASH, you will be part of a team of bright individuals working with cutting-edge technologies. Our purpose is to bring about real positive changes in an increasingly virtual world, transcending generational gaps and disruptions of the future. We are currently seeking Banking, Financial Services, and Insurance Professionals to join us in the following areas: **Digital** - Develop Digital/Business Transformation Roadmaps - Implement Digital Products and Digital Service offerings as a Business Analyst through agile practices - Create Customer Service/Customer Delight Transformation Roadmaps - Engage in strategy development, global benchmarking, internal benchmarking, and Industry Points of View - Manage stakeholders, analyze impacts, and conduct business benefit analysis - Create Process Maps and foster cross-functional understanding - Transform processes including measurement techniques (Design thinking, SIPOC) - Perform Financial Modelling of benefits - Participate in business development efforts, including proposal development and client presentations **Domain** - Act as the primary domain expert in underwriting, claims, operations, reinsurance, actuarial, financial, and regulatory processes - Provide strategic guidance to internal teams and leadership - Lead and support digital transformation projects, incorporating automated underwriting, AI-driven claims processing, and digitalization of legacy systems - Analyze and interpret key business metrics to drive operational excellence - Collaborate with cross-functional teams to design and implement insurance solutions and workflows - Stay updated on industry trends, regulatory changes, and emerging technologies - Conduct knowledge sharing sessions and training for new joiners and stakeholders - Communicate effectively with external partners, reinsurers, and auditors - Identify and escalate opportunities for process improvement and operational efficiency **Qualifications and Education Requirements** - Bachelor's/Master's degree in Insurance, Actuarial Science, Finance, Business, or related field - 10+ years of experience in the insurance industry with expertise in underwriting, claims, reinsurance, actuarial, financial, and regulatory processes - Proven track record in supporting or leading digital transformation initiatives within insurance - Strong analytical skills and familiarity with insurance KPIs and business metrics - Excellent communication, stakeholder management, and training skills - Up-to-date knowledge of insurance regulations, products, and industry best practices - Ability to work with Tech/Digital tools, handle large data, and travel as required At YASH, you will have the opportunity to build a career in an inclusive team environment. We offer career-oriented skilling models and utilize technology for continuous learning and growth. Our workplace is grounded in flexible work arrangements, emotional positivity, transparency, open collaboration, support for business goals, and a stable employment with an ethical corporate culture.,

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8.0 years

0 Lacs

Gurugram, Haryana, India

On-site

About Payoneer Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 markets. By taking the complexity out of the financial workflows–including everything from global payments and compliance, to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence. We are seeking a highly skilled and motivated Product Director to lead the product aspects of Payoneer top growing customers’ segment. This individual contributor role is pivotal in shaping the long-term product strategy, ensuring alignment with market demands, and optimizing product-market fit What you’ll be spending your time on: Manage: Lead the team in charge of product management of card issuing, serving hundreds of thousands of businesses around the globe. Product Development & Roadmap: Define, prioritize, and execute the product roadmap, balancing innovation, customer needs, regulatory requirements, and business growth. Customer Experience & Insights: Leverage customer feedback, market research, and competitive analysis to enhance product offerings and improve user experience. Cross-Functional Leadership: Collaborate with engineering, design, risk, compliance, operations, and marketing teams to ensure seamless product delivery. Go-To-Market Strategy: Work closely with marketing and sales teams to develop positioning, messaging, and launch strategies for new card products. Financial & Performance Management: Define KPIs, monitor performance metrics, and drive continuous improvements to optimize product success and profitability. Partnership Development: Build and maintain relationships with issuers, networks, partners, and other stakeholders in the card ecosystem. Strategic Decision-Making: Make data-driven, high-impact decisions aligned with business and product strategy. Have you done this kind of stuff? Education: Engineering degree required; MBA preferred. Experience: 8+ years of experience in product management. Experience in the fintech or B2B industry, with card products or global payments, is a plus. Technical Acumen: proven experience integrating with processors, card network and third-party APIs, ensuring seamless functionality across financial services infrastructure. Technical Integration Expertise: Proven experience integrating with payment processors, card networks, and third-party APIs, ensuring seamless functionality across financial services infrastructure. Industry Knowledge: Strong understanding of card lifecycle, underwriting, risk management, rewards programs, and interchange economics. Analytical & Problem-Solving Skills: Strong data-driven mindset with the ability to translate insights into actionable strategies. Product led growth proficiency: Knowledge of PLG principles and experience in implementing PLG strategies is highly desirable Communication Skills: Excellent verbal and written communication skills, with the ability to convey complex concepts clearly. Magerial Experience: At least 3+ years of experience and experience in working with global teams and senior leadership. The Payoneer Ways of Working Act as our customer’s partner on the inside Learning what they need and creating what will help them go further. Continuously improve Always striving for a higher standard than our last. Do it. Own it. Being fearlessly accountable in everything we do. Build Each Other Up Helping each other grow, as professionals and people. If this sounds like a business, a community, and a mission you want to be part of, click now to apply. We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.

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10.0 - 14.0 years

0 Lacs

coimbatore, tamil nadu

On-site

As a Mortgage Operations Manager at New American Funding (NAF) - India, you will play a crucial role in overseeing the daily operations of mortgage origination, processing, underwriting, closing, and servicing. Your primary responsibility will be to lead and mentor the operations team leads to ensure productivity, accuracy, and quality standards are met consistently. You will be tasked with analyzing operational metrics and preparing performance reports for senior management, providing strategic solutions to operational challenges, and contributing towards process improvement initiatives. It will be essential to ensure that the processes are executed according to Standard Operating Procedures and that daily work is managed within specified timelines. In this role, you will align team members with the needs of the onshore team, allocate targets, and facilitate tool usage to support task performance effectively. Monitoring workflow, tracking team performance, deploying resources, and planning capacity will be part of your regular responsibilities. Additionally, you will review key process metrics, conduct Root Cause Analysis (RCA) to enhance quality parameters, and manage shift operations and leave planning efficiently. To qualify for this position, you should have a minimum of 10+ years of experience, with 5 to 7 years of team handling experience. Strong knowledge of US mortgage regulations and guidelines will be considered an added advantage. Proficiency in English, both spoken and written, is essential, along with expertise in using MS Office applications such as Word, Excel, and PowerPoint. You should possess excellent analysis and problem-solving skills, a strong control awareness, and the ability to build and motivate teams effectively. If you are looking to join a dynamic team at NAF - India that values technology, process efficiency, and exceptional support for homeowners and homebuyers, this opportunity is ideal for you. Bring your expertise in mortgage operations management and leadership skills to drive success in a fast-paced and innovative environment.,

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2.0 - 6.0 years

0 Lacs

chennai, tamil nadu

On-site

As an Underwriter at Digital Risks, your primary responsibility will involve reviewing mortgage files submitted for Underwriting. This role requires you to meticulously calculate income, analyze debt and assets, and conduct a thorough evaluation of the completed appraisal and title. Moreover, you will be tasked with entering data into the client's loan operating system, utilizing automated underwriting systems to determine approval, and clearing conditions for Final Approval. It is imperative that you possess a strong sense of urgency, excel in a team environment, and maintain exceptional organizational, communication, and PC skills. Your essential job functions will include performing comprehensive reviews of mortgage loan files encompassing income, assets, credit, and collateral. Utilizing the client's loan operating system accurately and adhering to client guidelines for underwriting, whether through automated underwriting systems or manual processes. You will evaluate loan documents for accuracy, completeness, and compliance, identify and address red flags, issue loan decisions, and ensure file conditions are met. Providing outstanding customer service to both internal and external clients, staying updated on client and investor requirements, resolving underwriting-related issues, and supporting Processors/Loan Officers in interpreting underwriting decisions and conditions will also be part of your responsibilities. To excel in this role, you must have a minimum of 2+ years of current conventional mortgage loan underwriting experience. A strong understanding of income calculations, tax returns, credit report analysis, and red flag identification is essential. Basic knowledge of appraisals and the ability to spot ineligible properties and red flags is required. Proficiency in GSE underwriting guidelines, automated underwriting engines (DU/LP), and strong analytical, interpersonal, verbal, and written communication skills are also necessary. Being detail-oriented, adept at time management, flexible, and able to work efficiently in a production-oriented environment is crucial. Moreover, you should be comfortable working in a paperless environment, possess the willingness to work in a strict security setting, and ideally hold an NMLS-MLO Licensure. Availability to work beyond normal business hours when required is a must for this role.,

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1.0 - 31.0 years

1 - 2 Lacs

Sector 47, Chandigarh Region

On-site

About Company: Profitvision is a trusted financial consultancy firm based in Chandigarh from last 20 years. It is committed to providing personalized and reliable loan solutions to individuals and families. We simplify the borrowing process and help you make informed decisions with confidence. No target job Assured fixed salary: Rs 14000/- and incentives (as per performance) Basic knowledge of computer Responsibilities Assist clients in understanding and applying for various loan products. Conduct telephonic outreach to potential and existing clients to offer loan services. Evaluate and verify loan applications and supporting documents. Maintain detailed records of client interactions and loan processing activities. Achieve daily, weekly, and monthly tele-calling and loan processing targets. Provide exceptional customer service by answering queries and resolving issues promptly. Collaborate with the sales and underwriting teams to streamline the loan approval process. Keep abreast of industry trends and new loan products.

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1.0 - 31.0 years

3 - 5 Lacs

Egmore, Chennai

On-site

Job Description • Responsible for ensuring the achievement of sales targets(LAP). • Responsible for generating prospective sales lead. • Responsible for generating direct lead (No DSA sourcing, only direct). • Responsible for making cold calls & generating leads from database. • Responsible for achieving monthly business target of Rs 10 lacs. • Coordinating with underwriting team for processing of application. Skill & Experience Required: • Thorough understanding of Secured loan, Lap. • The candidate should have a minimum experience of 6 months. • The candidate should have ability to handle sales call independently. • The candidate must have experience into cold calling. • The candidate must have good Interpersonal Skills and Personality. • Ability to effectively Understand & communicate the product. • Good interpersonal, relationship management, customer service, and rapport building skills. • Ability to prioritize, multi-task, delegate, and proactively resolve problems. • Good knowledge of local language.

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5.0 - 9.0 years

0 Lacs

maharashtra

On-site

The role of Head Underwriting & Placement involves managing underwriting activities for high-value clients with a focus on risk assessment and profitable outcomes. Your responsibilities will include identifying policy gaps, managing RFQs, securing competitive quotes, business development, and delivering accurate policies. Collaboration with internal teams and insurers is essential to drive growth, maintain relationships, and ensure timely turnaround while complying with IRDAI regulations. You will also be responsible for optimizing processes and providing regular MIS reporting to management. In terms of Quote Procurement, you will manage all client requisitions with high value by analyzing existing policies, coordinating physical inspections of client assets, highlighting policy gaps, preparing RFQs, submitting them to insurance companies, and presenting detailed comparisons to clients for maximum conversion rates. Underwriting Strategy and Quality Control will involve monitoring operations to ensure accurate policy reviews, implementing risk assessment strategies, analyzing business performance, verifying policies against RFQs, managing endorsements, and coordinating policy cancellations if necessary. You will also play a crucial role in Business Development alongside the Sales Team by building relationships with key corporate clients, insurers, and stakeholders, leading pitches and negotiations, developing a robust sales pipeline, and overseeing the design and delivery of tailored insurance programs for corporate clients. Maintaining strong relationships with internal departments and external stakeholders is imperative for Business Hygiene & Relationship Management. Regular visits to insurance companies, record-keeping of interactions, engagement in meetings and discussions, and participation in client meetings are part of this aspect. Product Development & Innovation will involve creating innovative and customized insurance products as per clients" requirements, while ensuring MIS & Compliance through timely submission of reports, daily updates of the RFQ tracker, and transparent record-keeping of QC activities. Process Optimization and Compliance are crucial for overseeing underwriting processes, ensuring compliance with regulations and audit requirements, identifying areas for optimization, and achieving Gross Written Premium annually across all insurance segments. If this challenging and dynamic role excites you, kindly share your resume on diptigoldenjobs@gmail.com or call 9137659426.,

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2.0 - 6.0 years

0 Lacs

maharashtra

On-site

As a qualified professional with 2 to 3 years of experience, you will be responsible for underwriting loans and preparing reports and presentations. Working under the supervision of senior underwriters, you will analyze credit applications, utilize provided software for scoring, and collaborate with the credit administrator on policies and procedures. Your role will involve evaluating and underwriting proposed credit facilities, identifying key risks, and structuring alternatives in coordination with relationship managers and credit officers. In this position, you will conduct in-depth credit studies, research on borrowers and industries, and make decisions in the best interest of the customer and the Bank. You will provide support to account officers, measure covenants within loan agreements, and communicate compliance to the relevant stakeholders. Additionally, you will handle annual reviews, modifications, extensions, renewals, and new loan requests with minimal changes from credit approvers, analyzing complex credits with assistance from senior staff. Ideally, you should possess a Chartered Accountant or equivalent qualification and have knowledge of underwriting, loan documents, financial statements, collateral documents, financial and accounting software applications, and ledger analysis. Strong communication skills, ability to work under pressure, meet deadlines, and multitask are essential for success in this role. Prior experience in financial reporting, general ledger, and bank audits is advantageous. If you are a self-motivated individual with expertise in finance, accounting, and lending cycles, and have the ability to comprehend complex commercial credits, this opportunity in a Chartered Accounting firm, Bank, or NBFC might be the right fit for you.,

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2.0 - 6.0 years

0 Lacs

maharashtra

On-site

You have the opportunity to join Liberis as a Senior to Lead-level Credit Risk Analyst within the Decision Analytics team, where the focus is on driving intelligent decision-making by utilizing advanced statistical analytics to manage a wealth of data. As part of the Risk team, your role will involve delivering high-quality instant decisions for customers globally, contributing to the growth of Liberis as a leading embedded business finance provider. Your key responsibilities will include leading the development and optimization of global decisioning strategies, ensuring positive outcomes for customers while maintaining an acceptable risk level, exploring new data sources to enhance decisioning policy, collaborating with risk stakeholders, and working closely with the Machine Learning team on predictive model life cycles. To excel in this role, you should possess 2-4 years of analytical experience, a strong analytical mindset, effective communication skills, a proactive approach to driving initiatives, attention to detail, autonomy, and the ability to collaborate with various teams. Proficiency in SQL and MS Excel is essential, while experience with GCP, Python, and data visualization tools like PowerBI and Looker would be advantageous. A solid background in STEM is beneficial, although aptitude is valued over formal education. If you are passionate about addressing complex challenges, seeking autonomy, and eager to make a positive impact on small businesses through innovative finance solutions, this role offers the perfect opportunity for you to contribute meaningfully to Liberis" mission and growth.,

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3.0 - 7.0 years

0 Lacs

maharashtra

On-site

As a key member of the Kataria Business Insurance team located in Marine Lines, your primary responsibilities will involve assessing and analyzing fire and property insurance risks that are submitted by clients or brokers. You will be tasked with evaluating risk exposure by utilizing underwriting guidelines, past claims history, conducting site inspections, and analyzing other relevant data. Based on your assessments, you will determine the most suitable coverage terms, conditions, premiums, and necessary endorsements. In addition, a crucial aspect of your role will involve establishing and maintaining effective communication channels with various insurance companies. You will be responsible for negotiating and liaising with these companies to secure competitive quotes and appropriate coverage options for our clients. Your ability to navigate these negotiations successfully will directly impact the level of service and protection we are able to offer to our clientele.,

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5.0 - 9.0 years

0 Lacs

karnataka

On-site

As a Real Estate Acquisition Assistant Vice President/ Vice President at hBits, you will play a pivotal role in identifying potential real estate investment opportunities, carrying out market research, and conducting due diligence. Your responsibilities will include sourcing new investment prospects through a wide network of funds, brokers, international property consultants, asset owners, and other intermediaries. You will be tasked with evaluating various real estate assets such as offices, warehouses, data centers, schools, and hospitals in prime southern cities like Bangalore, Chennai, and Hyderabad. This involves conducting thorough site visits, analyzing investment risks, assessing asset quality, lease terms, growth opportunities, and underwriting, diligence, executing/closing, and monitoring acquired commercial real estate assets. Collaboration with internal teams such as Investments, Operations, and Technology will be essential to prepare detailed Investment Memos (IM), coordinate investment listings, funding, and asset management. Additionally, you will assist in increasing the firm's Assets Under Management (AUM) by identifying investment opportunities totaling over INR 500 crore monthly. To excel in this role, you should hold a Bachelor's degree in finance, Real Estate, or a related field, with a preference for a Master's degree. A comprehensive understanding of the Commercial Real Estate Market or Investments Market is required, along with a robust network of local brokers and International Property Consultants (IPCs). Your ability to thrive in a startup environment, coupled with a strong business acumen, real estate industry knowledge, and familiarity with real estate investment principles, will be crucial. Strong communication, teamwork, attention to detail, and deadline-oriented skills are essential for success in this role. If you are a dedicated professional seeking a challenging opportunity in the real estate acquisition field, we invite you to join our dynamic team at hBits.,

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2.0 - 6.0 years

0 Lacs

chennai, tamil nadu

On-site

A Commercial Real Estate (CRE) Underwriter plays a crucial role in underwriting commercial portfolios at an advanced level of complexity. You will provide guidance on structuring, servicing, and analysis for new and renewal credits. It is your responsibility to identify, gather, and review financial information to determine borrower risk ratings and appropriate loan structuring. You will assess and communicate risks to assist in department risk mitigation strategies, covering products such as lines of credit, term loans, real estate loans, and syndicated loans. Your key responsibilities include underwriting commercial credit actions in compliance with applicable regulations, procedures, and guidelines. This involves reviewing financial statements, communicating with clients or prospects, and conducting analysis to recommend borrower risk ratings and suitable loan structuring. You will ensure all involved parties are kept updated on underwriting progress and outcomes. In terms of analysis, you will conduct thorough due diligence by reviewing financial statements, property appraisals, rent rolls, and market studies. Utilizing various financial models and software, you will assess cash flow, debt service coverage ratios, loan-to-value ratios, and other key financial metrics. Conducting cash flow analysis, sensitivity testing, and calculating DSCR/LTV/Debt Yield are also part of your responsibilities. You should be well-versed in real estate valuation methods such as Gross rent multiplier (GRM), Value per door, and Cost per rentable square foot. Risk management is an essential aspect of your role, requiring you to evaluate borrower financials, guarantor liquidity, lease terms, and market conditions using third-party reports like appraisals and environmental assessments. Your duties also include reviewing industry information, key risks, mitigants, and collateral to form a general business overview of the borrower. You will collaborate closely with Bank associates and partners to resolve risk issues, communicating review schedules and potential changes in the commercial portfolio. Moreover, you will analyze loan agreements, covenants, and securitization documents for CMBS deals to ensure compliance. Preparation of detailed credit memos and underwriting reports that summarize findings and provide recommendations for credit approval or denial is part of your responsibilities. It is crucial to ensure compliance with internal policies, regulatory guidelines, and industry standards throughout the underwriting process. Building and maintaining strong relationships with clients, industry professionals, and internal teams is essential. You will work closely with loan officers, brokers, and clients to gather necessary information and address concerns during the underwriting process. Providing exceptional customer service through clear and effective communication with all stakeholders is key to facilitating smooth transactions. To qualify for this role, you should hold a Bachelor's or Master's degree in commerce, Finance & Accounting, along with a minimum of 2 to 4 years of relevant experience in CRE underwriting. The designation of a Team Leader is mandatory for this position. If you believe you have the passion for this role, you can reach out via email at jinal@careerguideline.net or by phone at 7758825565.,

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15.0 - 19.0 years

0 Lacs

chennai, tamil nadu

On-site

The role of Head of Credit for Corporate Finance at our client, a leading NBFC organization, involves leading the credit strategy and ensuring robust credit risk management for business units including SME, Supply Chain, and Leasing. Your responsibilities will include developing and implementing credit strategies tailored to specific business segments, collaborating with the executive team to align credit objectives with the company's strategy, and ensuring compliance with regulatory requirements. You will be responsible for designing and maintaining a comprehensive credit risk framework, overseeing the assessment and approval of credit proposals, and monitoring portfolio performance to identify potential risks and take corrective actions. Operational excellence will be a key focus, including establishing streamlined credit evaluation processes, implementing robust credit scoring models, and collaborating with the collections team for effective recovery strategies. As a leader, you will build and lead a high-performing credit team, foster a culture of accountability and innovation, and provide continuous training on emerging trends in credit risk management and financial technologies. Stakeholder engagement is also essential, involving close collaboration with sales, product, and finance teams to develop risk-adjusted products, as well as liaising with regulators, auditors, and other stakeholders on credit-related matters. The ideal candidate will possess professional qualifications such as CA/CMA/MBA&PGDM from a premium college or equivalent, along with a minimum of 15+ years of experience in credit risk management, preferably in SME/WC/MTL, Supply Chain Finance, and leasing domains.,

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3.0 - 7.0 years

0 Lacs

hyderabad, telangana

On-site

The senior level incumbent in this role will be responsible for handling large face amount cases and interacting with field personnel, as well as providing guidance to more junior underwriters. Your primary focus will involve accurately and promptly assessing and evaluating life applications, renewals, or cancellations in accordance with the Company's underwriting policies, guidelines, and relevant insurance laws and regulations. Key Responsibilities: - Underwrite and assess large face amount cases - Review and approve work of less experienced underwriters - Conduct underwriting audits when necessary - Participate in underwriting projects as assigned - Engage with field personnel through calls or visits - Contribute to fostering and sustaining strong relationships within the organization - Stay informed about evolving practices and regulations - Act as Subject Matter Expert (SME) to offer insights on departmental procedures or practices - Potentially mentor less experienced underwriters Requirements: - Bachelor's degree preferred - Over 10 years of experience in a production-focused environment - At least 3 years of direct life insurance experience is preferable - Proficiency in Microsoft Office Suite - Prior experience in brokerage or reinsurance is advantageous - Desired experience in investigating contestable claims - Thorough understanding of regulatory and policy discrepancies across states where business is conducted - Willingness to travel to the home office in Montpelier, VT as required (expected quarterly) - Successful completion of a background check This position requires a seasoned professional with extensive experience in life insurance underwriting, a strong attention to detail, excellent communication skills, and the ability to work effectively with a diverse team. If you meet these qualifications and are ready to take on a challenging yet rewarding role, we encourage you to apply for this senior underwriter position.,

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2.0 years

0 Lacs

Bengaluru, Karnataka, India

On-site

We are looking for Business/Commercial Underwriters to join our growing fintech team. This role will support our commercial finance operations with a focus on scalable growth, data-driven risk evaluation. The ideal candidate will have a strong underwriting foundation, adaptability to new industry verticals, and a collaborative mindset for working with internal teams. Responsibilities Review and underwrite business and commercial finance applications with accuracy and adherence to regulatory and company standards. Assess applicant risk by analyzing financial statements, operational data, market trends, and credit reports. Leverage digital underwriting tools and methodologies unique to the fintech sector. Provide clear, well-justified underwriting recommendations and communicate decisions to stakeholders. Identify, escalate, and mitigate potential fraud or irregularities in applications. Stay informed on US and AU market dynamics and fintech industry regulatory changes. Qualifications Bachelor's degree in business, finance, risk management, or a related field. Demonstrated experience (2+ years) in business or commercial underwriting. Strong analytical, critical-thinking, and problem-solving capabilities. Effective verbal and written communication skills, with the ability to explain risk decisions and partner with cross-functional teams. Eagerness to learn, adapt, and apply new fintech industry practices, processes, and technologies. Preferred Attributes Prior exposure to the US / AU business market, banking practices, or regulatory framework. Willingness to challenge previous assumptions and embrace change; open to continuous learning and upskilling in a fintech environment. Role-Specific Expectations Candidates with an underwriting background focused solely on the US / Australian market are encouraged to apply, especially if interested in leveraging this experience as we expand. Applicants with only bank underwriting experience should demonstrate openness to transitioning into fintech underwriting, including readiness to learn, challenge conventional approaches, and rapidly adapt to sector-specific workflows and risks. Successful candidates will receive targeted training, mentorship, and ongoing support from senior team members to ensure a smooth transition and skill development in fintech underwriting. Send over relevant resumes to Arun.raj@startek.com

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1.0 - 3.0 years

0 Lacs

Chennai, Tamil Nadu, India

On-site

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. Conduct detailed research on the financial history of businesses to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans. What are we looking for? Looking candidate for Banking process Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts, BCom

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7.0 years

0 Lacs

Mumbai, Maharashtra, India

On-site

Dvara Solutions is a fast-growing TechFin company transforming how NBFCs and MFIs lend, scale, and serve customers. Our SaaS platform powers everything from digital onboarding and underwriting to disbursals and collections—used by the country’s most forward-thinking lenders. Now, we’re looking for a Customer Success Specialists who’s passionate about fintech, loves solving real-world problems, and thrives on building relationships that last. What You'' Do Own the Customer Journey – From onboarding to renewal, you’ll be the face of the platform for our NBFC/MFI clients. Drive Adoption & Impact – Guide clients through the platform’s full potential—from loan origination workflows to real-time portfolio insights. Collaborate Cross-Functionally – Work with product, tech, and support teams to solve challenges and deliver business outcomes. Be a Strategic Partner – Build strong relationships with decision-makers in credit, risk, and operations. Help them scale. Spot Opportunities – Identify new use cases, upsell opportunities, and turn clients into product evangelists. What Makes You a Fit 5–7 years of experience in Customer Success / Account Management / Implementation in B2B SaaS preferably in lending background. You understanding of the domain. Comfortable talking APIs, integrations, and data flows. You excel at managing details, driving outcomes, and fostering long-term relationships. You love solving problems and turning feedback into features. Location - Mumbai Apply here if you are ready to join us!

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10.0 years

0 Lacs

Mumbai, Maharashtra, India

On-site

Job Description: Head - Underwriting Location: Powai, Mumbai Budget: Up to 16 LPA Experience: 10-15 years in underwriting, with at least 5+ years of experience in Life Insurance Role Overview: We are looking for a dynamic and experienced Head of Underwriting to lead our underwriting function. The ideal candidate will have a strong background in underwriting, particularly in Life Insurance , and a deep understanding of risk assessment, regulatory compliance, and business strategy. This role requires a strategic leader who can enhance underwriting processes, implement best practices, and collaborate with multiple teams to drive profitable growth. Key Responsibilities: Strategic Underwriting Leadership: Develop and lead the underwriting strategy , ensuring alignment with the company’s risk appetite and business goals. Oversee the end-to-end underwriting process , ensuring efficiency, accuracy, and compliance. Work closely with senior management to identify emerging risks and adapt underwriting policies accordingly. Collaborate with actuarial, claims, sales, and product teams to develop competitive and profitable insurance products . Risk Assessment & Decision-Making: Review, assess, and approve complex and high-value insurance proposals, ensuring sound risk assessment and adherence to underwriting policies. Utilize data analytics and predictive modeling to improve underwriting accuracy and efficiency. Implement a tiered risk assessment approach to optimize underwriting time while maintaining rigorous risk controls. Regulatory Compliance & Governance: Ensure strict compliance with IRDAI regulations , internal policies, and industry best practices. Regularly review underwriting policies and procedures to keep them updated with regulatory changes. Liaise with auditors, regulatory bodies, and risk teams to ensure smooth audits and compliance checks . Team Development & Leadership: Manage, mentor, and upskill a team of underwriters to enhance their expertise and performance. Foster a culture of continuous learning and improvement , driving excellence in underwriting standards. Conduct regular training programs and knowledge-sharing sessions to keep the team updated with industry trends and regulatory changes. Process Optimization & Automation: Leverage technology, automation, and AI-driven underwriting tools to improve efficiency and reduce manual errors. Identify areas for process enhancement and work with IT and digital transformation teams to implement underwriting automation solutions . Optimize turnaround times for underwriting decisions without compromising on risk assessment quality. Stakeholder Collaboration: Work closely with sales and distribution teams to ensure a smooth underwriting experience for customers. Provide expert insights to product development teams to create innovative insurance solutions. Engage with reinsurers and external partners to ensure effective risk-sharing arrangements. Key Requirements: Experience: 10-15 years of underwriting experience, with a minimum of 5+ years in Life Insurance . Industry Knowledge: Strong understanding of life insurance underwriting, risk assessment, and policy structuring. Regulatory Expertise: In-depth knowledge of IRDAI guidelines, compliance requirements, and underwriting best practices . Leadership Skills: Proven ability to lead teams, manage stakeholders, and drive performance . Analytical Mindset: Experience in data-driven decision-making , predictive modeling, and risk evaluation. Technology Adaptation: Familiarity with underwriting automation, AI-driven risk assessment, and digital tools . C ommunication Skills: Strong ability to interact with cross-functional teams, senior leadership, and external partners. Preferred Qualifications: Education: Bachelor's degree in Finance, Insurance, Business Administration, or related field. An MBA would be an added advantage. Certifications: Fellowship or certifications in insurance underwriting (e.g., LOMA, ALU, FALU, CII ) preferred. Tech Proficiency: Exposure to underwriting software and automation tools like RGA AURA, Munich Re ALLFINANZ, or similar platforms .

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0.0 - 1.0 years

8 - 9 Lacs

Mumbai

Work from Office

Underwriting / Appraisal of credit proposals in line with the policy within the laid down TATs. Analyzing the Financial statements, Cash flow / Bank statements, and Ratio analysis for assessment of working capital/ Term Loan/ other funding requirements of the SME. Key Responsibilities Evaluate and underwrite loan applications post credit processing. Conduct Quantitative & Qualitative Analysis including Personal Discussions (PD) to assess creditworthiness. Perform Financial Analysis: assess balance sheets, profitability, and net worth. Conduct Banking and Statutory Analysis: evaluate bank statements, EMI patterns, tax filings, and GST compliance. Carry out Legal Checks: identify any existing complaints or legal red flags. Recommend loan decisions (Approve/Reject) as per credit policy. Collaborate with Sales and Operations Teams to support disbursements and business targets. Monitor portfolio performance and suggest policy updates based on risk insights

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2.0 - 6.0 years

2 - 6 Lacs

Noida, Gurugram

Hybrid

About the Opportunity: Provide you the exposure of London Market which includes reading out the slips, carriers participations in market. Different tools that are used specifically for UK Exposure. Exposure of LPAN Submission, DMS, Extraction of reports from different platforms. Knowledge of different Line of Businesses Handling for different Line of Businesses. UAT testing. What youll be doing: The individual will be expected to Understand the UK business end to end. Work on exceptions for different Line of Business. Analyze and insert data into systems/databases. Process requests based on various rules (both subjective and objective judgement involved) Work on exceptions raised in system Understand London Slips Operate process and ensure complete adherence to defined Service Level Agreements Analyze and input data into systems / databases. Productivity Turn-around-time Accuracy Timely maintenance of the various work trackers What youll bring to the Team: Graduates or post-graduates Good written and verbal communication Strong analytical skills Insurance Knowledge preferred Demonstrates behaviors consistent with the organizations values Keeps the team informed about work-related activities Attention to details Proficient of MS-Excel, MS-Word and Microsoft Vision If interested, kindly share your updated CV on riya@beanhr.com Thanks & Regards, Riya Choudhary Bean HR Consulting-"Ahead Your Search" https://beanhr.com Locations:- Ghaziabad (Delhi-NCR) / Dehradun

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1.0 - 2.0 years

2 - 4 Lacs

Gurugram

Work from Office

We are looking for an experienced Insurance Trainer The ideal candidate will have a strong background in both General Insurance and Life Insurance, along with excellent communication and teaching skills.

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0.0 years

0 Lacs

Gurugram, Haryana, India

On-site

Ready to shape the future of work At Genpact, we don&rsquot just adapt to change&mdashwe drive it. AI and digital innovation are redefining industries, and we&rsquore leading the charge. Genpact&rsquos AI Gigafactory, our industry-first accelerator, is an example of how we&rsquore scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI, our breakthrough solutions tackle companies most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team that&rsquos shaping the future, this is your moment. Genpact (NYSE: G) is an advanced technology services and solutions company that delivers lasting value for leading enterprises globally. Through our deep business knowledge, operational excellence, and cutting-edge solutions - we help companies across industries get ahead and stay ahead. Powered by curiosity, courage, and innovation, our teams implement data, technology, and AI to create tomorrow, today. Get to know us at genpact.com and on LinkedIn, X, YouTube, and Facebook. Inviting applications for the role of Domain Trainee - Underwriting Your role will require you to utilize your experience in and knowledge of insurance/reinsurance and underwriting processes to process transactions for the Underwriting Support Teams and communicate with the Onsite Team. Responsibilities Transaction processing for Underwriting Teams Communicating with the Onsite Team Responsible for Risk Clearance, Bind & Issue, Endorsement Processing, Renewal Processing Responsible to comprehend , good customer service attitude to clearly articulate the resolution Responsible to handle varied volumes of workloads and to reach targets and deadlines on a timely basis Process different types of system transactions within the established authority level i.e., data modification via rewrite transactions. Support Conversion activities post and pre as allocated . Perform other support / admin tasks as assigned. Responsible to handle time bound cases Qualifications we seek in you! Minimum Qualifications / Skills Graduate (in any discipline) Good understanding of P&C products Should have wing to wing knowledge of the Underwriting lifecycle Must demonstrate and foster customer focus, teamwork, accountability, initiative, and innovation. Fluent in English language- both written and oral Relevant work Experience Preferred Qualifications/ Skills Insurance domain awareness. Good knowledge of MS Office. Preferred with certification on one of the streams i.e. , IIA, or Cert CII or equivalent or AINS, CPCU certification etc. Knowledge of P&C insurance Good understanding of US Underwriting , Policy binding and Issuance Knowledge of Premium bearing & n on premium bearing endorsement Knowledge of Renewal & Non - Renewal Why join Genpact . Be a transformation leader - Work at the cutting edge of AI, automation, and digital innovation . Make an impact - Drive change for global enterprises and solve business challenges that matter . Accelerate your career Get hands-on experience, mentorship, and continuous learning opportunities . Work with the best - Join 140,000+ bold thinkers and problem-solvers who push boundaries every day . Thrive in a values-driven culture - Our courage, curiosity, and incisiveness - built on a foundation of integrity and inclusion - allow your ideas to fuel progress Come join the tech shapers and growth makers at Genpact and take your career in the only direction that matters: Up. Let&rsquos build tomorrow together. Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a %27starter kit,%27 paying to apply, or purchasing equipment or training .

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10.0 - 20.0 years

30 - 32 Lacs

Mumbai

Work from Office

Candidates with 10+ years of experience in Marine Underwriting. Handling Corporate Underwriting of Marine Cargo - Large Risk, Loss ratio tracking and management. Interested candidates Ms. Melissa at melissa@rightmatch.co.in

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10.0 - 19.0 years

0 - 0 Lacs

mumbai city

On-site

The details of the position are: Company: Leading General Insurance Company. Designation: AVP Marine Underwriter Reporting to: VP - Underwriting Location: Mumbai Job Responsibilities: Underwrite marine insurance proposals of various Corporate clients as per underwriting guidelines. Loss ratio tracking and management- to achieve budgeted targets. Owning and driving a particular group of cargo. Introduce and implement required Risk Management in collusion with a separate risk management team. Manage marine hull/port package claims of various clients. Analyze past claim experience to incorporate the results in underwriting the policies. Monitor the claim and work towards loss minimization of the same. For any further queries, contact Ms. Melissa Farro melissa@rightmatch.co.in

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