2388 Underwriting Jobs - Page 25

Team/Role Overview Citi Markets provide world-class solutions that are as diverse as the needs of the corporates, institutions, governments, and individual investors we serve in 160 countries and territories. The breadth, depth, and strength of our underwriting, sales and trading, and distribution capabilities span asset classes and currencies, sectors and industries, covering a vast array of products. The Markets Program Execution and Transformation team works with all Markets businesses and Citi functions, including Legal, Compliance, Finance, Risk and O&T to identify, mobilize and execute responses to regulatory and cross-business transformational projects. The primary focus of this role is working on the remediation related to the 2020 Consent Order. Key responsibilities: Assist with the PMO delivery of programs and projects across a number of Markets Programs Assist PMs with application of Citi’s Enterprise Program and Project Management Policy and Standards across the Markets book of work Prepare and maintain project plans, track tasks and commitments Contribute to the design and delivery of Markets specific project and PMO guidelines and provide subject matter expertise for internal queries relating to project management Assist with the identification, prioritization and tracking of risks, issues and dependencies Effectively communicate with key stakeholders and project teams Track documents, schedule meetings, document minutes of meetings Assist in submitting updates as needed to meet reporting requirements Experience, Skills And Competencies 6 + years experience in a Project Management role within Financial Services Experience of structured project management & PMO methodologies, processes and tools (Citi Project Tracking System (PTS), JIRA and SharePoint desirable) Advanced MS Excel experience including ability to manipulate and analyze large data sets Proficient in Word, Excel, PowerPoint, Microsoft Project Proficient in Tableau, dashboard creation and reporting Strong analytical and problem-solving skills, with high attention to detail Ability to drive outcomes independently and escalate issues where appropriate Strong interpersonal, influencing and organizational skills to mobilize and motivate delivery in a co-operative and collaborative working environment Clear and concise written and verbal communication skills, to effectively produce procedural documentation Experience on regulatory programs a plus Qualifications and Education: Bachelor’s/University degree or equivalent experience Recognized project management qualification preferred (e.g. PMP, PRINCE2, MSP) ------------------------------------------------------ Job Family Group: Project and Program Management ------------------------------------------------------ Job Family: Program Management ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. Show more Show less

About FinAGG Technologies FinAGG Technologies Private Limited is a dynamic fintech company revolutionizing credit access for India's Distributor and Retailer ecosystem. Founded and led by industry veterans with a track record of successful exits to global firms, FinAGG is at the forefront of digital lending innovation. Trusted by 20+ leading corporate houses, we are transforming SME/MSME financing and driving the vision of Atmanirbhar Bharat by empowering businesses with seamless working capital solutions. Role: Senior Manager/AVP - Credit & Risk 📍 Location: Noida (On-site) | 🏢 Full-time As a Senior Manager/AVP - Credit & Risk , you will play a key role in shaping FinAGG’s risk strategy and credit policies. You will be responsible for assessing and mitigating credit risks, developing robust underwriting frameworks, and driving financial risk management strategies to support our growing portfolio. Key Responsibilities: ✅ Oversee credit risk management frameworks and policies ✅ Conduct in-depth financial assessments and underwriting activities ✅ Implement risk management strategies to optimize portfolio performance ✅ Utilize analytical tools to evaluate creditworthiness and risk exposure ✅ Collaborate with cross-functional teams to enhance credit models and decision-making Qualifications & Skills: ✔ Proven experience in Credit Risk Management & Underwriting ✔ Strong analytical skills with expertise in financial modeling ✔ Deep understanding of credit assessment, finance, and risk management ✔ Background in financial services, fintech, or banking ✔ Ability to thrive in a fast-paced, high-growth environment ✔ Bachelor's or Master’s degree in Finance, Economics, Business , or a related field 🚀 Join us in redefining MSME financing and driving India’s economic growth! 📩 Interested? Apply now or reach out to learn more. Show more Show less

Role & responsibilities Ticket Size 15 lacs -30 lacs. Work closely with sales and relationship teams to ensure credit proposals align with business objectives. Oversee the credit approval process, ensuring adherence to company policies and risk guidelines. Prepare and present credit reports to senior management and recommend actions to improve credit performance. Preferred candidate profile - experience Min 3+years in Business loan credit underwriting mandatory Interested candidates may share their CV at Nagapurnaiah.madugula@piramal.com / dinesh.boga@piramal.com Immediate Joiners will be preferred.

About the Role: We are seeking an experienced US Mortgage Specialist to join our dynamic team in Hyderabad. This role offers a hybrid work model, allowing for a balance of in-office collaboration and remote work. The ideal candidate will have a deep understanding of US mortgage underwriting processes, regulations, and guidelines, and will be responsible for ensuring the accuracy and completeness of mortgage loan applications. Key Responsibilities: Analyze and verify loan applications to ensure eligibility, creditworthiness, and compliance with US mortgage lending regulations and guidelines. Review financial statements, credit reports, and applicable ratios (i.e., Debt ratios, loan-to-value) to make loan eligibility decisions. Evaluate mortgage loan requests and assess risks based on credit, capacity, and collateral considerations. Ensure all required documentation is collected, reviewed, and accurately processed. Work closely with loan processors and officers to provide guidance and clarification on underwriting standards and requirements. Stay updated with changes in underwriting procedures, criteria, and regulatory requirements. Provide timely and constructive feedback to agents and clients regarding loan decisions, conditions, and additional requirements. Maintain a high level of customer service by being proactive in communication with clients and stakeholders. Qualifications: Bachelor’s degree in Finance, Business Administration, or a related field. Minimum of 5 years of experience in US mortgage underwriting. Strong understanding of current US mortgage lending laws, regulations, and guidelines. Familiarity with underwriting tools and software used in the US mortgage industry. Excellent analytical and decision-making skills. Strong attention to detail and accuracy. Effective communication skills, both written and verbal. Ability to work independently and collaboratively in a hybrid work environment. Preferred Skills: Experience with FHA, VA, and conventional loan underwriting. Certification in mortgage underwriting from a recognized institution. Proficiency in risk analysis and mitigation. Show more Show less

Summary Guidewire is searching for a unique individual who is ambitious, curious, and hungry for a rare chance to transform a 500-year-old industry from the inside out. Through our data listening capabilities, we collect more data (and more important data) than any other company in our market. We seek ways to make sense of it, showcase it, and transform it into insight that feeds billions of decision points every year across pricing, portfolio management, underwriting, claims management, and risk transfer. At Guidewire, we offer a combination of good working conditions, an excellent market opportunity, a rational and meritocratic company culture, quality software products, and a long history of careful hiring have allowed us to create an enviable work environment. Guidewire Analytics helps insurers and other financial institutions to model new and evolving risks such as cyber. By combining internet-scale data listening, adaptive machine learning, and insurance risk modeling, Guidewire Analytics insights help P&C customers face new risks, take advantage of new opportunities and develop new products. Job Description Responsibilities : Design and Development: Architect, design, and develop robust, scalable, and efficient data pipelines. Design and manage platform solutions to support data engineering needs to ensure seamless integration and performance. Write clean, efficient, and maintainable code. Leadership and Collaboration: Lead and mentor a team of Data engineers, providing technical guidance and fostering a collaborative environment. Collaborate with cross-functional teams including data scientists, analysts, and business stakeholders to understand data requirements and deliver solutions that meet business needs. Drive the adoption of best practices in software development lifecycle (SDLC), including code reviews, testing, and continuous integration/continuous deployment (CI/CD). Data Management and Optimization: Ensure data quality, integrity, and security across all data pipelines. Optimize data processing workflows for performance and cost-efficiency. Develop and maintain comprehensive documentation for data pipelines and related processes. Innovation and Continuous Improvement: Stay current with emerging technologies and industry trends in big data and cloud computing. Propose and implement innovative solutions to improve data processing and analytics capabilities. Continuously evaluate and improve existing data infrastructure and processes. Qualifications: Bachelor s or Master s degree in Computer Science, Engineering, or a related field. 8+ years of experience in software engineering with a focus on data engineering and building data platform Strong programming experience using Python or Java . Proven experience with Big data technologies like Apache Spark , Amazon EMR , Apache Iceberg , Amazon Redshift, etc or Similar technologies Proven experience in RDBMS (Postgres, MySql, etc) and NoSQL (MongoDB, DynamoDB, etc) database Proficient in AWS cloud services (e.g., Lambda , S3 , Athena , Glue ) or comparable cloud technologies. Demonstrated leadership experience, with a track record of leading and mentoring engineering teams. In-depth understanding of SDLC best practices, including Agile methodologies , code reviews, and CI/CD . Experience working in Event driven and Serverless Architecture Experience with platform solutions and containerization technologies (e.g., Docker , Kubernetes). Excellent problem-solving skills and the ability to work in a fast-paced, dynamic environment. Strong communication skills, both written and verbal.

. Risk Assessment and Underwriting - Underwriting decisions based on underwriting authority and specified individual policies/programs - Provide technical inputs and advisory to the market on emerging risks and changing scenarios -Review technical and complex proposal to offer effective solutions -Evaluate proposal thoroughly considering past claims/cases and assess conformance with underwriting guidelines -Conduct 360 degree review of risks along with any associated loss ratio; decide on standard terms and conditions for the proposal -Arrive at the quotes to covert accounts in our favor Premium Growth and Renewal retention - Develop relationships with broking RMs and IMDs - Negotiate terms & Ensure presence on accounts especially the high volume SME business - Advise clients and IMDs on products and covers -Visit the clients and IMDs; understand problem areas and issues / concerns -Provide guidance, if required and resolve any issues / concerns - analyze data to draw conclusions on performance and areas of opportunity Projects / Special Initiatives -Take up special projects / initiatives aimed at premium growth or strengthening the organizational processes & systems Product Training -Drive implementation of various training efforts in case of new / existing product launch in terms of premium calculation; product nuances, etc.; clarify doubts and resolve concerns, if any -Assess areas of improvement amongst the IMDs and provide effective training to them; address development issues / concerns and enable them to drive sales for the organization in an effective manner -Training Content Development for various training programs to be conducted . Manage centrally led underwriting and aid in central activities - BFL, Policy Bazaar and other web sales policies and partners - high volume and quick TAT - Manage and build pipeline for bundling business through various partners - Consolidate RI bordereaux for accurate cession and RI closings - Support in Audits - Support the global accounts team and take underwriting and cession decisions for global accounts- book size

Associate Scientist - Data Sourcing & Solutions Gurgaon/Bangalore, India AXA XL recognises data and information as critical business assets, both in terms of managing risk and enabling new business opportunities This data should not only be high quality, but also actionable - enabling AXA XLs executive leadership team to maximise benefits and facilitate sustained enterprise advantage Our Innovation, Data, and Analytics Office (IDA) is focused on driving innovation by optimizing how we leverage data to drive strategy and create a new business model - disrupting the insurance market As we develop an enterprise-wide data and digital strategy that moves us toward a greater focus on the use of data and data-driven insights, we are seeking an Associate Scientist for our Data Sourcing & Solutions team The role sits across the IDA Department to make sure customer requirements are properly captured and transformed into actionable data specifications Success in the role will require a focus on proactive management of the sourcing and management of data from source through usage What you ll be DOING What will your essential responsibilities include? Accountable for documenting data requirements (Business and Function Requirements) and assessing the reusability of Axiom assets Build processes to simplify and expedite data sourcing to focus on delivering data to AXA XL business stakeholders frequently Develops and operationalizes strategic data products, and answers and proactively manages the sourcing and management of data from source through usage (reusable Policy and Claim Domain data assets) Data Validation Testing of the data products in partnership with the AXA XL business to ensure the accuracy of the data and validation of the requirements Assesses all data required as part of the Data Ecosystem to make sure data has a single version of the truth Respond to ad-hoc data requests to support AXA XLs business Instill a customer-first attitude, prioritizing service for our business stakeholders above all else Internalize and execute IDA and company-wide goals to become a data-driven organization Contribute to best practices and standards to make sure there is a consistent and efficient approach to capturing business requirements and translating them into functional, non-functional, and semantic specifications Develop a comprehensive understanding of the data and our customers Drive root cause analysis for identified data deficiencies within reusable data assets delivered via IDA Identify solution options to improve the consistency, accuracy, and quality of data when captured at its source You will report to the Team Lead - Data Sourcing & Solutions What you will BRING We re looking for someone who has these abilities and skills: Required Skills and Abilities: Experience in a data role (business analyst, data analyst, analytics) preferably in the Insurance industry and within a data division A minimum of a bachelor s or masters degree (preferred) in a relevant discipline Robust SQL knowledge and technical ability to query AXA XL data sources to understand our data Excellent presentation, communication (oral & written), and relationship-building skills, across all levels of management and customer interaction Insurance experience in data, underwriting, claims, and/or operations, including influencing, collaborating, and leading efforts in complex, disparate, and interrelated teams with competing priorities Passion for data and experience working within a data-driven organization Work together internal data with external industry data to deliver holistic answers Work with unstructured data to unlock information needed by the business to create unique products for the insurance industry Possesses robust exploratory analysis skills and high intellectual curiosity Displays exceptional organizational skills and is detail-oriented The robust conceptual thinker who connects dots, and has critical thinking, and analytical skills Desired Skills and Abilities: Ability to work with team members across the globe and departments Ability to take ownership, work under pressure, and meet deadlines Builds trust and rapport within and across groups Applies in-depth knowledge of business and specialized areas to solve business problems and understand integration challenges and long-term impact creatively and strategically Ability to manage data needs of an individual project(s) while being able to understand the broader enterprise data perspective Expected to recommend innovation and improvement to policies, and procedures, deploying resources, and performing core activities Experience with SQL Server, Azure Databricks Notebook, Qlikview, PowerBI, and Jira/Confluence a plus

Associate Specialist - Data Delivery & Operations Gurgaon/Bangalore, India AXA XL recognizes data and information as critical business assets, both in terms of managing risk and enabling new business opportunities This data should not only be high quality, but also actionable - enabling AXA XLs executive leadership team to maximize benefits and facilitate sustained enterprise advantage Our Innovation, Data, and Analytics Office (IDA) is focused on driving innovation by optimizing how we leverage data to drive strategy and create a new business model - disrupting the insurance market As we develop an enterprise-wide data and digital strategy that moves us toward a greater focus on the use of data and data-driven insights, we are seeking an Associate Scientist for our Data Sourcing & Solutions team The role sits across the IDA Department to make sure customer requirements are properly captured and transformed into actionable data specifications Success in the role will require a focus on proactive management of the sourcing and management of data from source through usage What you ll be DOING What will your essential responsibilities include? Accountable for documenting data requirements (Business and Function Requirements) and assessing the reusability of Axiom assets Build processes to simplify and expedite data sourcing to focus on delivering data to AXA XL business stakeholders frequently Develops and operationalizes strategic data products and answers and proactively manages the sourcing and management of data from source through usage (reusable Policy and Claim Domain data assets) Data Validation Testing of the data products in partnership with the AXA XL business to ensure the accuracy of the data and validation of the requirements Assesses all data required as part of the Data Ecosystem to make sure data has a single version of the truth Respond to ad-hoc data requests to support AXA XLs business Instill a customer-first attitude, prioritizing service for our business stakeholders above all else Internalize and execute IDA and company-wide goals to become a data-driven organization Contribute to best practices and standards to make sure there is a consistent and efficient approach to capturing business requirements and translating them into functional, non-functional, and semantic specifications Develop a comprehensive understanding of the data and our customers Drive root cause analysis for identified data deficiencies within reusable data assets delivered via IDA Identify solution options to improve the consistency, accuracy, and quality of data when captured at its source You will report to the Senior Scientist- Data Sourcing & Delivery & Operations What you will BRING We re looking for someone who has these abilities and skills: Required Skills and Abilities: A minimum of a bachelor s or masters degree (preferred) in a relevant discipline Experience in a data role (business analyst, data analyst, analytics) preferably in the Insurance industry and within a data division Robust SQL knowledge and technical ability to query AXA XL data sources to understand our data Excellent presentation, communication (oral & written), and relationship-building skills, across all levels of management and customer interaction Insurance experience in data, underwriting, claims, and/or operations, including influencing, collaborating, and leading efforts in complex, disparate, and interrelated teams with competing priorities Passion for data and experience working within a data-driven organization Work together internal data with external industry data to deliver holistic answers Work with unstructured data to unlock information needed by the business to create unique products for the insurance industry Possesses robust exploratory analysis skills and high intellectual curiosity Displays exceptional organizational skills and is detail oriented The robust conceptual thinker who connects dots, and has critical thinking, and analytical skills Desired Skills and Abilities: Ability to work with team members across the globe and departments Ability to take ownership, work under pressure, and meet deadlines Builds trust and rapport within and across groups Applies in-depth knowledge of business and specialized areas to solve business problems and understand integration challenges and long-term impact creatively and strategically Ability to manage data needs of an individual project(s) while being able to understand the broader enterprise data perspective Expected to recommend innovation and improvement to policies, and procedures, deploying resources, and performing core activities Experience with SQL Server, Azure Databricks Notebook, QlikView, Power BI, and Jira/Confluence a plus

Consultant-Premium Accounting & Credit Control To ensure timely collection and allocation of premiums and cash hence preventing building up Bad Debt and reducing outstanding unallocated cash in order to ensure adequate corporate liquidity Role holder supports managers by providing functional insights to teams that provide services to a variety of stakeholders by acting as the primary point of contact from an operational perspective The role is meant to be completely self-directed What you ll be DOING What will your essential responsibilities include? Acting as SME and a role model on process and tools used Managing the workflow of multiple tasks and maintaining a detailed understanding of the status of various tasks owned by Underwriters, Brokers, Reinsurers, AXA XL internal network, and Network Partners around the world Performing tasks that require advanced knowledge, ideally in direct contact with UWs and/or external clients Proactive problem-solving to balance and manage client/broke/UW expectations with internal service standards Building effective relations with MO/UW to timely resolve escalated queries and supporting performance improvement Performing quality control on complex tasks completed by senior analysts and associate consultants, whenever required Might be supporting more than one team, offering support across various products, countries, regions, departments and/or functions Working in conjunction with managers in creating & overseeing training & development/performance improvement plans for band A roles Constantly elaborating existing processes, looking for improvement opportunities and leading comprehensive projects between ESS and MO/UW based on knowledge and experience Adhering to Service Level Agreements and quality targets set by Global Operations in agreement with Middle Office / Credit Control Using workflow and time-tracking tools to ensure proper work organization and reporting Creating & overseeing training & development/performance improvement plans for band A roles Actively supporting transition planning & execution You will report to the Manager-Premium Accounting & Credit Control What you will BRING We re looking for someone who has these abilities and skills: Required Skills and Abilities: Candidate with relevant years of experience Majority of experience in Debt management is preferrable Graduate in any discipline, preferably in Insurance, Commerce or Finance & Accounting Outstanding knowledge of debt & cash management tools Excellent knowledge of Insurance/Credit Control/Underwriting Ability to read and comprehend insurance industry related correspondence and memos Desired Skills and Abilities: Excellent presentation & written and verbal communication skills Confidence to speak up in team meetings as well as with senior colleagues and stakeholders Deadline driven with ability to work under pressure Problem-solving attitude, great work organization skills Ability to manage the processes with zero supervision Understanding business needs in order to proactively identify transition opportunities and drive their business line/region without manager support Nice to have knowledge of BFSI (Banking, Financial, Service Industry) Who WE are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks For mid-sized companies, multinationals and even some inspirational individuals we don t just provide re/insurance, we reinvent it How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty With an innovative and flexible approach to risk solutions, we partner with those who move the world forward Learn more at axaxl com What we OFFER Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success That s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential It s about helping one another and our business to move forward and succeed Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at axaxl com / about-us / inclusion-and-diversity AXA XL is an Equal Opportunity Employer Total Rewards AXA XL s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security It provides competitive compensation and personalized, inclusive benefits that evolve as you do We re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence Sustainability At AXA XL, Sustainability is integral to our business strategy In an ever-changing world, AXA XL protects what matters most for our clients and communities We know that sustainability is at the root of a more resilient future Our 2023-26 Sustainability strategy, called Roots of resilience , focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations Our Pillars: Valuing nature: How we impact nature affects how nature impacts us Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future We re committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans Addressing climate change: The effects of a changing climate are far-reaching and significant Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption Were building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions Integrating ESG: All companies have a role to play in building a more resilient future Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business We re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL s Hearts in Action programs These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving For more information, please see axaxl com/sustainability

ob Title: Assistant Manager / Manager (Credit & Risk) Job Level: Mid-Level Report to: Chief Business Officer Department: Lending Organization: airpay money pvt ltd ( http://www.airpay.money) Location: Gurgaon Job Summary: The Assistant Manager / Manager (Credit & Risk) is responsible for developing and implementing credit risk assessment models, monitoring credit portfolios, ensuring compliance with credit policies, and optimizing lending strategies. This role involves data-driven risk management, policy refinement, and collaboration with key stakeholders to enhance Airpay s lending portfolio while maintaining regulatory compliance. Key Responsibilities: Credit Risk Assessment: Develop and implement credit risk assessment models and methodologies to evaluate the creditworthiness of potential borrowers. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Monitor and review credit portfolios regularly to identify potential risks and make recommendations for risk mitigation strategies. Collaborate with other departments such as underwriting, collections, and compliance to ensure adherence to credit policies and regulatory requirements. Analytics and Data Management: Utilize advanced analytics and statistical techniques for credit risk assessment. Develop predictive models for default probabilities and loan performance. Ensure data accuracy by extracting, cleaning, and managing datasets from multiple sources. Implement data governance practices for consistency and integrity. Stay updated on credit risk analytics trends and incorporate best practices. Portfolio Management: Monitor and optimize the lending portfolio s performance. Conduct stress testing and scenario analysis to assess economic impact. Develop risk-return strategies while ensuring compliance with regulatory guidelines. Provide recommendations for portfolio diversification and capital allocation. Credit Policy Development: Assist in refining credit policies based on risk assessments and data insights. Evaluate and enhance credit policies to mitigate emerging risks. Ensure alignment between credit policies, business objectives, and risk strategies. Conduct periodic reviews and audits to maintain compliance. Reporting and Communication: Prepare and present reports on credit risk metrics and portfolio performance. Effectively communicate risk findings to stakeholders and decision-makers. Develop reports and dashboards for real-time insights into credit risk trends. Continuous Improvement: Identify opportunities to enhance efficiency through process automation. Participate in cross-functional projects to strengthen risk management frameworks. Foster a culture of continuous learning and development within the credit risk team. Required Qualifications: Inter CA/CA or Master s degree in Finance, Business, Economics, or a related field. 2+ years of experience in credit risk assessment, portfolio management, or financial analytics. Strong understanding of credit risk modeling, financial analysis, and data analytics. Knowledge of regulatory frameworks related to lending and risk management. Excellent communication and stakeholder management skills. Certification in risk management (FRM, CFA, or equivalent) is a plus.

Senior Specialist, BA/DA Gurgaon/Bangalore, India AXA XL recognizes data and information as critical business assets, both in terms of managing risk and enabling new business opportunities This data should not only be high quality, but also actionable - enabling AXA XL s executive leadership team to maximize benefits and facilitate sustained dynamic advantage Our Innovation, Data & Analytics function is focused on driving innovation through optimizing how we leverage data to drive strategy and differentiate ourselves from the competition As we develop an enterprise-wide data and digital strategy that moves us toward greater focus on the use of data and data-driven insights, we are seeking a Senior Specialist for our Data Sourcing & Solutions team The role sits across the Innovation, Data & Analytics Department to ensure customer requirements are properly captured and transformed into actionable data specifications Success in the role will require focus on proactive management of the sourcing and management of data from source through usage What you ll be DOING What will your essential responsibilities include? Identify, evaluate, and acquire various data sources that align with the customer needs This may involve collaborating with business stakeholders, third party vendors and source system teams Design and implement data integration strategies to combine diverse datasets from internal and external sources This would include accountable for documenting data requirements to the ETL processes, APIs, and data pipelines Develop data solutions to address specific business challenges This might involve creating custom data models that provide actionable insights which integrate with the existing data assets Oversee the organization and management of data within databases, ensuring data security, integrity, and accessibility Able to work in Agile framework by defining and prioritizing the product backlog, collaborating with agile teams to deliver the business goals and customer needs Work closely with cross-functional teams, including Data Engineers, Data Science, Data Management, Data Governance, Data Quality, BI Solutions and Stakeholders Implement measures to maintain data accuracy, consistency, and completeness Perform data validation and cleansing as needed Adhere to data governance standards, ensuring compliance with regulations and internal policies related to data usage and privacy Proficiency in various data technologies such as SQL, Azure cloud technologies, Databricks to analyze and produce data insights Stay updated with emerging technologies in data management Developing expertise in the Insurance domain to better understand the context of the data Identify data related issues, troubleshoot problems, and recommend solutions to enhance data sourcing and integration processes Provide guidance and mentorship to junior analysts and team members, fostering a culture of continuous learning and improvement Translate complex technical concepts into understandable insights for non-technical stakeholders to drive data-informed decision-making Explore innovative approaches to data acquisition, integration, and solution development that can lead to improved efficiency and effectiveness It is pivotal in ensuring that an organization s data ecosystem is robust, well-integrated, and capable of providing accurate and actionable insights to become a data driven organization Instill a customer-first attitude, prioritizing service for our business stakeholders above all else You will report to Lead Specialist, Data Sourcing & Solutions What you will BRING We re looking for someone who has these abilities and skills: Required Skills and Abilities: Extensive experience in a data role (business analyst, data analyst, analytics) preferably in the Insurance industry and within a data division Excellent presentation, communication (oral & written), and relationship building skills, across all levels of management and customer interaction Excellent SQL knowledge, exposure to Azure cloud technologies (including Databricks) and technical ability to query AXA XL data sources to understand our data Deep insurance experience in data, underwriting, claims and/or operations, including influencing, collaborating, and leading efforts in complex, disparate and inter-related teams with competing priorities Passion for data and experience working within a data driven organization Integrate internal data with external industry data to deliver holistic solutions Work with unstructured data to unlock information needed by the business to create unique products for the insurance industry Possesses excellent exploratory analysis skills and high intellectual curiosity Displays exceptional organizational skills and is detail oriented Effective conceptual thinker who connects dots, critical thinking, and analytical skills Ability to take ownership, work under pressure, and meet deadlines Ability to work with team members across the globe and across departments Desired Skills and Abilities: Builds trust and rapport within and across groups Applies in-depth knowledge of business and specialized areas to solve business problems and understand integration challenges and long-term impact creatively and strategically Ability to manage data needs of an individual project(s) while being able to understand the broader enterprise data perspective Expected to recommend innovation and improvement to policies, procedures, deploying resources and performing core activities

We invent the new to help the world move forward Combining powerful analytics and deeper insights with bigger ideas and innovative solutions, we free up our clients potential, thereby fulfilling our own Take it seriously Make it fun Know it matters Finance Close team provides accounting support to various AXA XL legal entities based out of Americas, UK, and Eurasia The key activities of the team involve analysis of Balance Sheet and Profit & Loss including ratio analysis, preparation of balance sheet reconciliations along with commentaries, booking of manual adjustments to incorporate new treaties/entity level changes in GL, preparation of internal ceding treaties reconciliations for US, UK & APAC/Europe geography, booking of manual adjustments to correct ceding percentage changes, booking of post close cash adjustment journals, etc We are looking for a skilled professional who can bring valuable expertise and excellent experience to our team Your background and capabilities could play a significant role in enhancing our operations, providing essential support, and leading business-as-usual (BAU) activities effectively We believe that your insights and contributions would make a meaningful impact, and we re eager to discuss how your skills align with our needs Looking forward to speaking with you soon! What you ll be doing What will your essential responsibilities include? Preparation of balance sheet reconciliations such as Receivable/Payable, Losses, Unearned premium and Deferred acquisition cost Booking of manual adjustment to incorporate legal entity, operating units, and other chart field level restructuring / changes in General Ledger Executing the overall accounting of Frame External Quota Share (EQS) treaty in system - booking of true up entries (required, if any) and ensuring the treaty appliance Manage the BAU deliverables related to accounting/reporting of group treaties (Internal group treaties - IGR, others) Collaboration within/outside the team (including the BU Controllers/Business Partners) for the timely cleanup of the open reconciling items Booking of Post Close Cash Adjustments journals (Including internal / external ceding treaties adjustments) to account for claims paid transactions that take place after underwriting source systems close and adjust it with IBNR Preparing analysis/reports and reconciliations on various ad-hoc requests as and when requested Assist in managing requests from both external auditors and internal financial controls team to provide requested documentation, general ledger balances, other ad-hoc requests from auditors You will report to Manager, Chief Accounting & Capital Office What you ll bring We re looking for someone who has these abilities and skills: Required Skills and Abilities: A Graduate or Post-Graduate (B Com/M Com/ MBA in Finance) with relevant years of experience in accounting and financial reporting Ability to understand general business requirement and implement corresponding technical solution Excellent technical knowledge of all phase of applications system analysis Excellent communication & interpersonal skills to work effectively with internal/external teams across the globe Solid technical knowledge including ability to create and execute SQl queries/Power BI in support of incident and problem analysis Desired Skills and Abilities: Experience with Oracle EBS, Hyperion Financial Management (HFM) and Magnitude would be advantageous Organized, methodical, able to deal effectively with multiple priorities and do multitasking What we offer Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success That s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential It s about helping one another and our business to move forward and succeed Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at axaxl com / about-us / inclusion-and-diversity AXA XL is an Equal Opportunity Employer Total Rewards AXA XL s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security It provides competitive compensation and personalized, inclusive benefits that evolve as you do We re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence Sustainability At AXA XL, Sustainability is integral to our business strategy In an ever-changing world, AXA XL protects what matters most for our clients and communities We know that sustainability is at the root of a more resilient future Our 2023-26 Sustainability strategy, called Roots of resilience , focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations Our Pillars: Valuing nature: How we impact nature affects how nature impacts us Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future We re committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans Addressing climate change: The effects of a changing climate are far-reaching and significant Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption Were building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions Integrating ESG: All companies have a role to play in building a more resilient future Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business We re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL s Hearts in Action programs These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving For more information, please see axaxl com/sustainability Who we are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks For mid-sized companies, multinationals and even some inspirational individuals we don t just provide re/insurance, we reinvent it How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty With an innovative and flexible approach to risk solutions, we partner with those who move the world forward Learn more at axaxl com

MODIFI is a global FinTech company. We enable international commerce through a digital platform for B2B payments: With MODIFI, Exporters get paid instantly, while Importers have the option to pay later. In addition we provide trade management services. We empower businesses to grow, fostering strong international partnerships and benefitting local economies. As a global business payments company that helps exporters and importers finance and manage their international trades. We are looking for an experienced and energetic Credit Analytics Director to join our team in Mumbai and support MODIFI in its mission to change the world of international trade. Come and shape the future of global commerce with MODIFI! Your impact: Lead the credit analytics function for MODIFIs Trade Finance business in order to drive data-driven decision making and risk management strategies. Oversee the full customer lifecycle, from customer onboarding to identity screening (KYC/AML) to individual financing decisions Improve our underwriting processes and principles, processes and automatization. Responsible for credit risk underwriting and managing of credit limits for MODIFIs Trade Finance customers and the final trade approval Develop and implement credit risk models and methodologies to assess the creditworthiness of trading partners in a global market. Collaborate with cross-functional teams and stakeholders including Risk, Finance, and Product to optimize credit policies and procedures. Stay updated on market and industry trends, regulatory changes, and best practices for credit analytics in the trade finance sector. Provide strategic recommendations to senior management based on analysis of credit data and market insights. Minimal 8+ years experience in Corporate Banking, Trade Finance, Credit Insurance, Factoring, Payment provider or similar underwriting position. Very good understanding of the Indian market and preferably also APAC, Bangladesh and/or Pakistan

Skill required: Asset Management - Asset Data Management Designation: Capital Markets Operations Analyst Qualifications: Any Graduation Years of Experience: 3 to 5 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? Applied Technology & Operations for Markets (ATOM) is a multi-client processing on-demand service platform. A trade processing service for the trading and treasury entities of our clients that they can plug onto – in parts or entirely – while focusing their efforts on what differentiates them on the market. ATOM BPaaS leverages cloud hosted architectures to deliver high quality run and change services. It integrates infrastructure and IT management services with business processes execution supported by an orchestrated layer of intelligent operations assets. You will be working as a part of Investment Banking team which specializes primarily in selling securities and underwriting the issuance of new equity shares to raise capital funds. They act as intermediaries between security issuers and investors and help new firms to public. Define and deliver asset data management solutions, to capture, validate and improve plant, equipment, bill of material and maintenance plan data and install base management. What are we looking for? Written and verbal communication Strong analytical skills Process-orientation Problem-solving skills Agility for quick learning Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts Any Graduation Show more Show less

Direct Walk-In Opportunity for Mortgage Underwriters at TATA Consultancy Services Chennai on 14th June 2025 Note: Candidates with relevant experience can directly attend the interview. Please go through the norms below before you attend. Job Role: Process Expert Process: Mortgage Underwriting Walk in Drive Date: Saturday, 14th June 2025. Location: Tata Consultancy Services, SIPCOT IT Park Navalur, Siruseri, Tamil Nadu 603103 Contact Person: Chitra Timing: 09:00 AM - 12:00 PM Candidate to Carry: Updated CV, Photocopy of Aadhaar and EPFO service history, All education /employment documents. Job Requirement: Any full-time graduate (10+2+3) with 2 - 6 years of experience in US Residential Mortgage Underwriting can attend. Willingness to work in all Shifts. Good Communication Skills Written and Oral. Mode of Salary credit should be through bank from all the employers (No Cash in hand) All educational and employment documents are mandatory to have. PFB the norms to be followed during the Interview process: We will not be responsible for any loss of original certificates viz, (X / XII / Graduation, PG, any other certificates etc.). It is the sole responsibility of the candidates. Two / four-wheelers can be parked in the parking area. Candidates must wait in the lounge. Water dispensers are available. Rest rooms are located near the wash area of the cafeteria. "TCS does not charge any fee at any stage of the recruitment & selection process. TCS has not authorized any person/agency/partner to collect any fee for recruitment from candidates. If you notice the above, please bring it to our attention immediately. *** Kindly share this information with your friends and bring them along with you ****

Hiring for underwriting for non voice We are looking for Candidates who have experience in underwriting of Business Loans, Insurance, Loans, Corporate Loans Salary upto 6 LPA, work location Bengaluru, whitefield Sania- 7829751189 or grace- 8951992039

In this role, you will: Support the Commercial Real Estate Underwriting functional area in servicing, underwriting, and asset management Work with individuals in more experienced roles to understand client needs and coordinate efforts to service clients by working closely with different departments in the Commercial Real Estate Underwriting functional area Perform moderately complex administrative, transactional, operational, and customer support tasks related to Commercial Real Estate Underwriting functional area Review credit reports from borrowers and ensure collected data meets all the regulatory requirements Receive direction from supervisor to understand client needs and provide services to achieve customer satisfaction Interact with immediate team and functional area on daily operational activities Interact with external customers to understand their needs Required Qualifications: 4+ years of more experienced Commercial Real Estate Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Responsible for evaluating financial performance of borrower / guarantor based on a variety of factors and determining an appropriate risk rating, both qualitative and quantitative. This would include review of financial statements and compare it against CRE guidelines. Analyzing historical cash flows and developing proforma based on historical performance of the property and relevant market data. Evaluate existing leases within the property to determine possible impact on cash flows by reviewing for pertinent clauses, such as termination options / go dark. Perform market research of real estate using various third party applications and compare performance of subject property against market data to draw conclusion of overall performance. Review third party documents, such as appraisal, site inspection report, property condition assessment report to infer overall performance of the property and identify significant factors which may impact asset. Document and synthesize all of the findings based on above mentioned reviews. Quality check of work performed by junior team members and provide appropriate feedback on the same. Understand the feedback received from the onshore team members and disseminate the same to the team. Provide training to the team members and educate them on different scenarios. Effectively communicate with Underwriters and Asset Managers and make sure to deliver the desired output Job Expectations: Experience in Commercial Real Estate Underwriting, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education. 4 +years of overall experience in commercial real estate industry. Ability to read, comprehend and synthesize data regarding property performance / market related information from multiple sources into one prescribed template. Knowledge of mortgages, real estate market, and financial lending. Sound understanding of commercial credit analysis techniques including cash flow analysis, financial concepts and valuation of collateral. Good knowledge with excel skills. Excellent communication skills, with good comprehension and business writing skills. Analytical bent of mind and ability to draw pattern from discrete set of data. Master Degree in Accounting, Finance, Economics Any professional Finance/Accounting/Economics certification would be a plus

Job Description Team Summary: Visa Consulting & Analytics (VCA) is Visa's client-facing consulting division, serving Visa's clients (including card issuers, acquirers and merchants) and solving their strategic problems linked to money movement. Drawing on our expertise in strategy consulting, payments, data analytics, marketing, operational and macroeconomics, VCA drives high impact and tangible financial results. In Asia Pacific (AP), VCA has two types of teams – (1) Geo team, focused on serving the accounts in their geography and (2) Practice Area teams, focused on providing and deepening expertise in functional topics such as risk, digital, corporate banking, AI, etc. What A Consulting Sr. Manager – Credit Risk, Asia Pacific does at VISA: The VCA Credit Risk Advisory team is responsible for delivering advisory services to Visa’s clients across Credit Risk and Portfolio Optimization areas. The Senior Manager Credit Risk individual will bring expertise in both the Credit Risk functional domain and in risk analytics gained as Risk practitioner within a bank and/or a specialized risk consulting firm. We are looking for a motivated, analytically minded individual with a track record of using Risk expertise to unlock business value. As a Sr. Manager, you will play a pivotal role in developing and expanding our Credit Risk consulting services across the Asia Pacific region, focusing on key priority areas that will grow both Visa’s and the client’s business. One of the key priority areas will be issuer portfolio optimization. Potential projects include optimization of the client’s processes around cards acquisition, underwriting, portfolio management and collections, development of risk models and their use for decisioning across the credit lifecycle, etc. Key responsibilities for the Senior Manager Credit Risk include: Contribute to the delivery of Credit Risk advisory engagements across Asia Pacific Collaborating with the client’s team (both internal and external) to understand the business problem and desired business outcome Business Development: Prepare client proposals and project plans, identifying dependencies, roles and responsibilities, scope, and deliverables. End-to-end delivery of multiple projects within timelines, scope and budget requirements Ensuring all project documentation is up to date and maintain the highest levels of quality in deliverables Support the development and maintenance of consistency, standards and quality control of Credit Risk consulting methodologies, ensuring world-class best practices and efficiency through economies of scale. Thought Leadership, Practice, and Solution Development: Create consulting practice materials such as set-plays, pitch decks, whitepapers and other assets following best practices and the latest IP that Visa’s market teams can use to scale reach and impact. Why is this important to VISA: With a rapid change in the payment landscape, new regulations around open banking and the emergence of new Fintech players and AI technologies – the payment ecosystem is rapidly evolving, and our clients are looking to Visa as the payment experts to help them navigate through the opportunities and challenges that these changes pose. Visa with its global reach and rich transaction data set is ideally positioned to assist banks and merchants solve their strategic business problems and drive growth. As a Senior Manager, you will contribute to expanding VCA consulting engagements with our clients to drive new revenue streams. Qualifications What you will need: Candidate with 10+ years of risk experience in banking / consumer lending industry preferred. Graduate / Post Graduate degree (Masters or Ph.D.) in Quantitative field such as Statistics, Mathematics, Computer Science, Economics, or equivalent experience preferred. Domain expertise in Credit Risk Management. Deep understanding of the credit risk industry, key players, regulatory framework and credit risk management best practices. Understanding of the credit risk models development approach, decisioning strategy definition and implementation, operational and regulatory reporting. Understanding of the consumer Credit risk landscape in AP preferred. Self-motivated, results oriented with strong analytical and problem-solving skills, with demonstrated ability to think creatively and strategically Excellent communication, storytelling and presentation skills. Detailed oriented, the candidate is expected to ensure the highest level of quality/rigor in deliverables, reports & data analysis. Proven skills in translating analytics output to actionable recommendations. Experience in presenting ideas and analysis to stakeholders with the ability to tailor data driven results to various audience levels. Expert proficiency in power point and excel. Team player with collaborative, diplomatic, and flexible style, able to work across cultures. Individual, that upholds and promotes the highest ethical standards and mutual respect in the workplace. Exhibit intellectual curiosity and strive to continually learn. What will also help: Strong financial acumen and understanding of profitability drivers of financial institutions Proficiency in some of the following statistical techniques: Linear and Logistic Regression, Decision Trees, Random Forests, Markov Chains, Support Vector Machines, Neural Networks, Clustering, Principal Component Analysis, Factor analysis etc. Show more Show less

Company Description We suggest you enter details here. Role Description This is a full-time on-site role for a Loan Clerk located in Patna. The Loan Clerk will be responsible for managing loan documentation, processing loan applications, underwriting, and communicating with clients regarding their loan status. Daily tasks will include verifying loan documents for accuracy, ensuring compliance with loan processing regulations, and maintaining clear communication with clients and team members. Qualifications Proficiency in handling Loan Documents and Loans Experience with Loan Processing and Underwriting Strong Communication skills Excellent organizational and time-management skills Attention to detail and accuracy Ability to work independently and as part of a team Bachelor's degree in Finance, Business Administration, or related field Experience in the financial industry is a plus Show more Show less

Job Description About Goldman Sachs At Goldman Sachs, we connect people, capital and ideas to help solve problems for our clients. We are a leading global financial services firm providing investment banking, securities and investment management services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. For us, it’s all about bringing together people who are curious, collaborative and have the drive to make things possible for our clients and communities. Asset Management About Bringing together traditional and alternative investments, we provide clients around the world with a dedicated partnership and focus on long-term performance. As the firm’s primary investment area, we provide investment and advisory services for some of the world’s leading pension plans, sovereign wealth funds, insurance companies, endowments, foundations, financial advisors and individuals, for which we oversee more than $2 trillion in assets under supervision. Working in a culture that values integrity and transparency, you will be part of a diverse team that is passionate about our craft, our clients, and building sustainable success. We are: Investors, spanning traditional and alternative markets offering products and services Advisors, understanding our clients’ priorities and poised to help provide investment advice and strategies that make sense for their portfolios Thought Leaders, providing timely insights across macro and secular themes to help inform our clients’ investment decisions Innovators, using our suite of digital solutions to help our clients address complex challenges and meet their financial goals Role Description AWM Private Credit is currently seeking Analysts to specialize in asset management across our large, diverse and dynamic portfolio. Team members will play an integral role in ongoing portfolio company monitoring, which is a critical element of the investing process, as well as portfolio management. Team members will be aligned by Private Credit strategy. Responsibilities This position description is intended to describe the duties most frequently performed by an individual in this position. It is not intended to be a complete list of assigned duties but to describe a position level. The role shall be performed within a professional office environment. Goldman Sachs has health and safety polices that are available for all workers upon request. There are no specific health risks associate with the role. Produce and present periodic portfolio company monitoring, including but not limited to company performance, comparison of actual results to company projections and the GS Private Credit underwriting case, ESG metrics and key company developments, particularly those with implications for investment performance Maintain portfolio company models as part of the asset management process Track company compliance with financial covenants Participate in portfolio company meetings with management teams and reflect key insights in updates to investment outlook Prepare and maintain portfolio analytics for portfolio management purposes Participate in strategic projects regarding portfolio management, portfolio monitoring and performance tracking. Prepare and maintain investment and fund level statistics used for internal tracking, investor reporting as well as marketing materials Liaise across internal business teams and external counterparties to service investment level requests Qualifications Strong academic background with an MBA or Chartered Accountant or equivalent Minimum of 1-3 years of relevant experience Accounting knowledge, valuation and financial modeling aptitude (required) Solid analytical / logical mindset and attention to detail Strong written and verbal communication skills Strong project planning, organization, and time management skills Ability to work under pressure and meet deadlines. About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: © The Goldman Sachs Group, Inc., 2025. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer Show more Show less

Engineer, Digital Data Development Gurgaon/ Bangalore, India AXA XL offers risk transfer and risk management solutions to clients globally. We offer worldwide capacity, flexible underwriting solutions, a wide variety of client-focused loss prevention services, and a team-based account management approach. AXA XL recognizes data and information as critical business assets, both in terms of managing risk and enabling new business opportunities. This data should not only be high quality, but also actionable - enabling AXA XL’s executive leadership team to maximize benefits and facilitate sustained dynamic advantage. Our Innovation, Data, and Analytics (IDA) organization is focused on driving innovation by optimizing how we leverage data to drive strategy and create a new business model - disrupting the insurance market. This role is part of the Digital Data Dev Division within the Digital Transformation vertical of IDA. It will be responsible for different aspects of Data Product development lifecycle activities, including but not limited to Data Production Support, business stakeholders’ engagement for usage & problem resolutions, Product migrations, and platform/data product rollouts, performance stability & reliability. What You’ll Be DOING What will your essential responsibilities include? Hands-on experience with CI/CD tools: Harness, Azure DevOps. Implement and manage DevSecOps tools and CI/CD pipelines with security controls. Automate security scanning and compliance checks (SAST, DAST, container scanning, etc.). Collaborate with development, operations, and security teams to embed security best practices. Conduct threat modeling, vulnerability assessments, and risk. Build, Release Management & DevSecOps support for various data solutions owned and managed by IDA organization. Experience with cloud platforms like Azure is preferred. Proficiency in scripting languages: Python, Bash, PowerShell. Familiarity with containerization and orchestration: Docker, Kubernetes, OpenShift. Experience using Tools like Git, JIRA, Confluence etc. Knowledge of Artifactory like JFrog / X-Ray. Experience of working with Agile methodologies. Good knowledge of OOP concepts & Microservice-based architecture. Analyze and mitigate risks (technical or otherwise) about Data Solution build & release delivery timelines. Provide top-class DevSecOps functionalities and support. Partner with the Product & Production Support team(s) as a Data/DevSecOps/Technical SME for migration of re-architected Product/Product functionalities to the new Cloud Platform. Demonstrate proactive communication with Business users, Development, Technology, Production Support, and Delivery Teams, and Senior Management. Provide day-to-day management of the DevSecOps services and ensure smooth operation of the Release pipelines to various Environments. Work in the “Follow the Sun” support model providing cross-team support coverage across Digital Data Dev division responsibilities. Build/Setup/Maintain various critical monitoring processes, alerts, and overall health reports (performance and functional) of production, and pre-production environments to be used by the Production Support Teams. Work with Product Teams to build deployment pipelines for various Data Science Products used within IDA/Pricing & Analytics Teams. Oversee the development and maintenance of Build & Release Management processes and their documentation. Ensure that all policies, standards, and best practices are followed and kept up to date. Timely and accurate completion of emergency Release pipelines/processes in a manner that is auditable, testable, and maintainable. Ensure any builds are consistent with Solution design, Security recommendations and business specifications. Achieve & maintain the highest business customer confidence and net promoter score (NPS). Good grasp of Azure fundamentals (Microsoft AZ-900). Robust understanding of Designing and Implementing DevOps/DevSecOps Solutions (Microsoft AZ-400). Knowledge of Python or R Programming Language is a plus. You will report to Senior Delivery Lead. What You Will BRING We’re looking for someone who has these abilities and skills: Required Skills And Abilities Excellent understanding of DevOps principles with integrated security practices. A minimum of an Undergraduate University Degree in Computer Science or related fields. Extensive experience in data-focused roles (analytics, specialist, or engineer) and one or more areas of Build, Release & Data Management. Distinctive problem-solving and analytical skills combined with robust business acumen. Experience/knowledge of Microservices, .NET, R Programming Language, Python, Azure, and Kibana. Experience with SQL, HIVE, ADLS, and Document Databases like Cosmos, SQL Databases & SQL DW Analytics. Experience/Understanding of systems integration, and developer support tools Azure DevOps/DevSecOps, CI/CD pipelines, Release Management, Configuration Management, and Automation. Data Engineering background or working experience with ETL and big data platforms (HDInsight / ADLS / Data Bricks) a plus. Desired Skills And Abilities Demonstrates a level of experience/ability to influence and understand business problems in technical terminology and able to liaise with staff at all levels in the organization. Excellent writing skills, with the ability to create clear requirements, specifications, and documentation for data systems. Experience with multiple software delivery models (Waterfall, Agile, etc.) is a plus. Previous experience leading small teams with a mix of onsite/offshore developers. Who WE are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it. How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty. With an innovative and flexible approach to risk solutions, we partner with those who move the world forward. Learn more at axaxl.com What we OFFER Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed. Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe. Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at axaxl.com/about-us/inclusion-and-diversity. AXA XL is an Equal Opportunity Employer. Total Rewards AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do. We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence. Sustainability At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations. Our Pillars Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future. We’re committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans. Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions. Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting. AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving. For more information, please see axaxl.com/sustainability. Show more Show less

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism. Leveraged Finance Underwriting – Snr Analyst The Global Leveraged Finance Underwriting Credit Team (“LFU”) within Institutional Credit Management (“ICM”) is seeking an Snr Analyst to join its Analytics team. The Snr Analyst is a professional with the goal to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to broader ICM Underwriting and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of wholesale lending across ICG. The Snr Analyst will work with the rest of the LFU team to create a best-in-class Leveraged Lending Underwriting organization with the primary goal of materially enhancing Citi’s end-to-end Leveraged Lending credit management process. The Snr Analyst will be responsible for writing Annual Reviews and Quarterly Reviews, and for supporting LFU Underwriters on transactions. In this role, you’re expected to: Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors Monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to LFU Underwriters, Risk and BCMA partners Evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities Assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors Provide analytical support across LFU’s core functions: (1) Leveraged Lending transaction origination and credit approval; (2) portfolio management and early problem recognition; (3) global leveraged lending related projects and strategic initiatives As a successful candidate, you’d ideally have the following skills and exposure: 4-7 years of credit analysis, origination, or relevant credit experience Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks) Team player with strong work ethic who also works well with others at all levels Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively Advanced knowledge of Microsoft Word, Excel, and PowerPoint Three statements financial modeling experience Ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once Awareness and adherence to the control environment including Quality Assurance and Quality Control Education: MBA or CFA or CA Global Benefits: We provide programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country. We have a variety of programs that help employees balance their work and life, including generous paid time off packages. Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact. Take the next step in your career, apply for this role at Citi today https://jobs.citi.com/dei This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Credit Decisions ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. Show more Show less

EXL’s 15+ years old ACTUARIAL practice is a multi-disciplinary group with an industry focus on the insurance sector (like Property & Casualty, Life Insurance, Health care, Retirement Benefits, Reinsurance). Our actuarial practice has a reputation for strong quantitative expertise and thought leadership in the industry. Through these years, our experienced practitioners have helped clients turn risk into opportunity by pairing science and art to develop solutions to their most pressing challenges around risk and insurance. We allow organizations to optimally balance their key business objectives in the context of their long-term business outlook. Actuarial - Non Life Reserving General Insurance Responsibilities: Collaborate with the Reserving Team to analyze and estimate reserves for our P&C insurance products, including performing loss reserve reviews and analyses. Apply various reserving methods and techniques to estimate liabilities, such as loss development, loss ratio, and loss triangle analyses. Analyze data and perform actuarial calculations to assess risks and determine appropriate reserve levels. Conduct research and stay updated with industry trends and regulatory changes related to reserving, including Solvency II or IFRS 17 requirements. Prepare and present actuarial findings and recommendations to management and other stakeholders. Collaborate with other departments, such as underwriting and finance, to ensure reserve estimates align with business goals and financial reporting requirements. Assist in the development and enhancement of reserving tools, models, and processes to improve accuracy and efficiency. Provide support in the preparation of financial reports, including reserve-related disclosures. Stay updated with best practices in actuarial reserving methodologies and techniques. Mentor and provide guidance to junior team members as needed. Qualifications: Bachelor’s/Master's degree in engineering, economics, mathematics, actuarial sciences, statistics. Affiliation to IAI or IFOA, with 5-9 CT actuarial exams, SP7 will be an added advantage Atleast 4yrs+ Actuarial experience in the P&C insurance industry Strong reserving experience or good knowledge of reserving methods and techniques. Experience with Solvency II or IFRS 17 is a plus. Advanced skills in Excel, VBA, SAS, and other relevant tools for data analysis and modeling. Excellent analytical and problem-solving skills, with the ability to analyze complex data and make data-driven decisions. Strong communication skills, including the ability to effectively communicate actuarial concepts to both technical and non-technical stakeholders. Ability to work independently and collaboratively in a team-oriented environment. Detail-oriented with strong organizational and time management skills. Ability to adapt to changing priorities and deadlines in a fast-paced environment. What we offer: EXL Analytics offers an exciting, fast paced and innovative environment, which brings together a group of sharp and entrepreneurial professionals who are eager to influence business decisions. From your very first day, you get an opportunity to work closely with highly experienced, world class analytics consultants. You can expect to learn many aspects of businesses that our clients engage in. You will also learn effective teamwork and time-management skills - key aspects for personal and professional growth Analytics requires different skill sets at different levels within the organization. At EXL Analytics, we invest heavily in training you in all aspects of analytics as well as in leading analytical tools and techniques. We provide guidance/ coaching to every employee through our mentoring program wherein every junior level employee is assigned a senior level professional as advisors. Sky is the limit for our team members. The unique experiences gathered at EXL Analytics sets the stage for further growth and development in our company and beyond. Show more Show less

About Credit Saison India: Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people. Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Based in Singapore, over 1,000 employees work across Saison’s global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Intern Job Summary: We are looking for a passionate and driven Software Engineer Intern to join our engineering team. As an intern, you will gain hands-on experience working on real-world software development projects alongside experienced engineers. This is an excellent opportunity to enhance your programming skills, contribute to impactful projects, and gain exposure to the software development lifecycle in a collaborative environment. Key Responsibilities: Collaborate with engineering teams to design, develop, test, and deploy software solutions. Write clean, maintainable, and efficient code in [programming languages used, e.g., Python, JavaScript, Java, etc.]. Assist in debugging and troubleshooting application issues. Participate in code reviews and team meetings. Work with modern development tools and frameworks (e.g., Git, Docker, React, Node.js, etc.). Learn and apply software development best practices. Qualifications: Currently pursuing a Bachelor's or Master’s degree in Computer Science, Software Engineering, Solid foundation in computer science fundamentals such as data structures, algorithms, and object-oriented programming. Familiarity with one or more programming languages (e.g., Python, Java, C++, JavaScript). Basic understanding of version control systems like Git. Excellent problem-solving, communication, and teamwork skills. Self-motivated and eager to learn new technologies. Nice to Have: Experience with web or mobile development. Exposure to databases (SQL/NoSQL) and APIs. Knowledge of cloud platforms (e.g., AWS, Azure, GCP). What You’ll Gain: Practical experience working on production-grade software. Mentorship from experienced engineers. Opportunity to contribute to real business outcomes. Insight into Agile/Scrum methodologies and professional software development processes. Networking opportunities within a growing tech company. Show more Show less

Scope of work Overall responsibility for coordinating development and implementation of the Aquaculture Insurance. Coordination with NFDB. Assist the PMU in implementation of insurance component of the Sub-scheme. Compiling statistics on claims, loss ratios, and other data to develop pricing models that determine insurance rates Qualification/ Experience + Expertise MBA with 10 years of Experience in the field of insurance, designing insurance products etc. Strong working knowledge of insurance products and underwriting guidelines Preference would be given to candidate worked with international organizations like World Bank, ADB, AFD, KFW, GIZ etc. Remuneration i. Candidate will be paid consolidated remuneration based on the experience, educational qualification and overall suitability of the candidate for the above-mentioned post. ii. Salary will be commensurate based upon experience and last drawn salary. iii. The candidates will be liable for tax liabilities under section 194 J of the Income Tax Act & Rules in force and the tax will be deducted at source. Contract Period The Project Based Contract Staff (PBCS) would be hired on contract basis initially for a period of 11 months which may be extended based on the requirement of the project and performance or will be co-terminus with the project period. How to Apply Interested candidates may apply online in the prescribed format within 10 days from 11 June 2025 to 20 June 2025 by clicking links and filling the details therein: Link to apply - https://forms.office.com/r/wyh0CYKWAD Last date for submission of online applications - 20 June 2025 Midnight