5751 Underwriting Jobs - Page 19

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving students' queries. Manage the process from eligibility to the sanctioning of the loan. About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving students' queries. Manage the process from eligibility to the sanctioning of the loan. About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving students' queries. Manage the process from eligibility to the sanctioning of the loan. About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving students' queries. Manage the process from eligibility to the sanctioning of the loan. About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving students' queries. Manage the process from eligibility to the sanctioning of the loan. About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

The incumbent will be responsible for Post appraisal review (PAR) / credit hind sighting activity based on sampling of sanctioned cases. The job involves audit (credit due diligence checks) of the sampled files for the assigned product (such as Commercial Vehicle loans and Construction Equipment loans) & share findings with the stakeholders such as Credit Senior Management (Zonal and Nation Credit heads) and Policy team along with steps for necessary corrections. Experience: Preferred Chartered Accountant / Post Graduate in Business Management, minimum relevant experience of 3 to 5 years in underwriting (Commercial Vehicle loans and Construction Equipment loans) / audit/ PAR/ Hindsighting in banks or large NBFC.,

As a Credit Manager at CV & INF under the Retail Banking division, your primary responsibility will be to manage a team and collaborate with the sales team to achieve the assigned area's target. You will directly engage with consumers to assess their creditworthiness, ensure verification completion, and comply with the company's credit policies. It is crucial that you execute these tasks in a manner that supports sales while mitigating risks, aligning with the bank's overall objectives. Your key roles and responsibilities will include underwriting secured and unsecured loan proposals based on established policies and procedures to meet SLAs and manage area business volumes effectively. You will lead a team of credit underwriters, providing necessary guidance, conduct personal discussions with customers to evaluate their creditworthiness, and proactively manage front-end delinquencies by promptly contacting customers upon initial presentation. Additionally, you will oversee the completion of credit/KYC documents through telephonic, field, and collateral visits, collaborate with the sales team to achieve targets, and ensure compliance with credit policies to uphold the set standards. To qualify for this position, you should hold a graduate degree in any discipline (full-time) and have a minimum of 2-5 years of experience in credit management. Join our team at CV & INF as a Credit Manager and play a pivotal role in driving business growth while maintaining credit quality standards.,

As a Mortgage Underwriter at our organization, you will be responsible for managing the mortgage business portfolio in the assigned branch or location. Your core responsibilities will include: Reviewing and assessing a wide range of complex loan applications within defined guidelines, making decisions, or recommending them for approval to higher authorities. Underwriting proposals in accordance with established policies and procedures to meet agreed service level agreements and manage business volumes in the city/area. Conducting personal discussions with customers to determine creditworthiness, ensuring completion of credit/KYC documents, and performing verification through telephonic, field, and collateral visits. Evaluating income to obligation ratios, loan to value ratios, and demonstrating in-depth knowledge of the rationale behind ratio calculations and their impact on loan performance over extended periods. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS for the cluster, and providing regular reports on the same. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients. Taking ownership of client queries, using industry knowledge and experience to address challenges, solve problems, and exceed service quality standards. Undertaking a critical review of credit proposals to identify industry, business, financial, management, and facility structure risks, and ensuring adequate collateral and credit risk mitigation. Ensuring quick turnaround time for credit lending proposals in the mortgage business, including loan against property and home loan businesses, in collaboration with the sales team. Conducting ongoing reviews of credit exposures to maintain their bankability. Facilitating critical review and documentation of proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking risk mitigation steps as needed while adhering to legal and documentation norms. Managing the credit underwriting function of the branch, ensuring quick turnaround of credit lending proposals in collaboration with local credit analysts and the sales team. Following up and ensuring recovery of quick mortality cases between 12-18 MOV. Qualifications: - Graduate, Masters/Post Graduate Certifications: - CA/MBA (Preferable),

Job Summary The TL-Performing Servicing role requires an experienced professional with 6 to 8 years of expertise primarily in MS Excel. The candidate will work from the office during night shifts focusing on mortgage loan servicing tasks. Familiarity with foreclosure claim file servicing and escrow administration is advantageous. This role does not require travel. Responsibilities The Team Leaders objective is to actively lead and motivate a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He she will report to the Team Manager Delivery Manager Operations who will be the first point of contact for any issues questions or concerns. Key Result Areas KRAs Leadership The Team Leader is expected to actively lead and motivate the team for whom he she is the primary point of contact. The Team Leader is expected to be close to the team and be aware of issues including potential issues within the team and appropriately resolve escalate the same. The Team Leader should be aware of the strengths and weaknesses of his her team members and provide them with appropriate guidance and direction. The Team Leader is expected to actively promote the company ethos and create and maintain an environment which encourages retention. The Team Leader is expected to identify and implement feasible solutions to issues which could lead to attrition. Operations Experience of working in US Mortgage Escrow experience Understand escrow lines or products Knowledge of core logic lareta proctor or assurant activities Understood Tax amount reporting pre boarding loans comprehension of HUD and Initial escrow statement working in Escrow set up Analysis and Cancellations. Knowledge of mobile homes good to have Mortgage Insurance cancellations Hazard Insurance Must have knowledge on loss drafts flood zones hazard claim filing etc The Team Leader is expected to ensure that all team members meet or exceed the productivity and quality targets and recommend corrective action necessary for underperformers. The Team Leader is expected to ensure smooth operations on a daily basis by ensuring all service level agreements are met in terms of quality productivity and turnaround time by active interaction with the business area. The Team Leader is expected to take ownership of identification and resolution of daily operational admin and technical issues. The Team Leader should ensure timely and accurate submission of all reports sought by the management or by the business area and ensure high levels of internal and external customer service. The Team Leader is expected to periodically review and suggest possible revision of the quality and productivity targets based on the teams performance in order to improve overall process efficiency and deliver excellent customer service. The Team Leader is expected to Initiate Training and Updates to the team members The Team Leader is expected to keep the Manager appraised of members needs staffing issues technical and performance issues The Team Leader is expected to interact with the BA in order to be transparent on the business front Teamwork The Team Leader is expected to create and maintain an environment that fosters teamwork in which each member is an eager contributor. The Team Leader is expected each team member is a functional unit of a very cohesive team and share a close bond with their peers. The Team Leader is expected to actively participate and encourage participation in team events. Continuous Improvement The Team Leader is expected to constantly improve upon current performances and raise the bar of expectations and standards. The Team Leader is also expected to contribute ideas suggestions which improve the process efficiency or enhance the way we work. The Team Leader should constantly strive to invite suggestions from the team and implement them if found feasible. Appraisals The Team Leader is expected to conduct and document appraisal reviews of the team members on at least a monthly basis. The Team Leader should give feedback to individual team members in a manner not offensive to the team member focusing on the performance rather than the personality of the individual in an unbiased and unprejudiced way. The Team Leader should be objective and specific while delivering feedback and avoid being general. The Team Leader is expected to be open and receptive to feedback. Qualification Graduate 6 plus years of experience in U.S Mortgage Servicing Default Servicing Escrow Good understanding of U.S. Mortgage Banking Loan Servicing cycle Minimum of two years in the team handling role Skill Sets Good interpersonal skills Prioritizing and Time Management Planning and Organizing Skills Good Knowledge of MS office Flexibility to work in different shifts Acceptability by the team Good written and verbal communication US Mortgage Industry knowledge Certifications Required Microsoft Office Specialist: Excel Certification

Job Requirements Job Requirements Role/ Job Title: Credit Manager-Commercial Vehicle Function/ Department: Retail Underwriting Job Purpose The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Roles & Responsibilities Responsible for underwriting CV &CE proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes. Conduct personal discussion with customers to establish credit worthiness. Secondary Responsibilities Portfolio Management. Managerial And Leadership Responsibilities Drive co-operation with the Sales, technology, analytics, and risk teams to ensure smooth functioning of business. Partner with Policies team to ensure all decisions are taken within the prescribed framework. Graduation: Any

Job Description TBD Responsibilities Develop and implement software testing strategies, plans, and procedures. Define and execute test strategies, including manual test cases, automated scripts, and scenarios for web and API testing Identify, track, and ensure timely resolution of defects, including root cause analysis and process improvement Collaborate across development, and product teams to align on quality goals, timelines, and delivery expectations Participate in Agile ceremonies and sprint planning to advocate for quality throughout the development lifecycle Continuously enhance QA processes, tools, and standards to improve efficiency and product quality Identify edge cases, risks, and requirement gaps early in the planning process to strengthen story quality and test coverage Develop and maintain automated test suites to ensure consistent and reliable software quality Qualifications Bachelor’s degree in computer science or related field or equivalent experience 4+ years of proven experience in the software development industry, working in collaborative team environments 4+ years of experience using automation tools such as Selenium WebDriver with programming languages like Python/C#/ Java 3+ years of hands-on experience testing and automating web services, including RESTful APIs 2+ years of experience in performance testing using tools such as Apache JMeter Strong written and verbal communication skills Good to Have- Experience in CI/CD technologies such as Bamboo, Bitbucket, Octopus Deploy, and Maven Working knowledge of API testing tools such as RestAssured Knowledge of software engineering best practices across the full software development lifecycle, including coding standards, code reviews, source control, build processes, testing, and operations Experience or familiarity with AWS cloud services Familiarity with Atlassian tools, including Jira and Confluence Working knowledge of Agile methodologies, particularly Scrum Experience operating in a Continuous Integration (CI) environment About Us For over 50 years, Verisk has been the leading data analytics and technology partner to the global insurance industry by delivering value to our clients through expertise and scale. We empower communities and businesses to make better decisions on risk, faster. At Verisk, you'll have the chance to use your voice and build a rewarding career that's as unique as you are, with work flexibility and the support, coaching, and training you need to succeed. For the eighth consecutive year, Verisk is proudly recognized as a Great Place to Work® for outstanding workplace culture in the US, fourth consecutive year in the UK, Spain, and India, and second consecutive year in Poland. We value learning, caring and results and make inclusivity and diversity a top priority. In addition to our Great Place to Work® Certification, we’ve been recognized by The Wall Street Journal as one of the Best-Managed Companies and by Forbes as a World’s Best Employer and Best Employer for Women, testaments to the value we place on workplace culture. We’re 7,000 people strong. We relentlessly and ethically pursue innovation. And we are looking for people like you to help us translate big data into big ideas. Join us and create an exceptional experience for yourself and a better tomorrow for future generations. Verisk Businesses Underwriting Solutions — provides underwriting and rating solutions for auto and property, general liability, and excess and surplus to assess and price risk with speed and precision Claims Solutions — supports end-to-end claims handling with analytic and automation tools that streamline workflow, improve claims management, and support better customer experiences Property Estimating Solutions — offers property estimation software and tools for professionals in estimating all phases of building and repair to make day-to-day workflows the most efficient Extreme Event Solutions — provides risk modeling solutions to help individuals, businesses, and society become more resilient to extreme events. Specialty Business Solutions — provides an integrated suite of software for full end-to-end management of insurance and reinsurance business, helping companies manage their businesses through efficiency, flexibility, and data governance Marketing Solutions — delivers data and insights to improve the reach, timing, relevance, and compliance of every consumer engagement Life Insurance Solutions – offers end-to-end, data insight-driven core capabilities for carriers, distribution, and direct customers across the entire policy lifecycle of life and annuities for both individual and group. Verisk Maplecroft — provides intelligence on sustainability, resilience, and ESG, helping people, business, and societies become stronger Verisk Analytics is an equal opportunity employer. All members of the Verisk Analytics family of companies are equal opportunity employers. We consider all qualified applicants for employment without regard to race, religion, color, national origin, citizenship, sex, gender identity and/or expression, sexual orientation, veteran's status, age or disability. Verisk’s minimum hiring age is 18 except in countries with a higher age limit subject to applicable law. https://www.verisk.com/company/careers/ Unsolicited resumes sent to Verisk, including unsolicited resumes sent to a Verisk business mailing address, fax machine or email address, or directly to Verisk employees, will be considered Verisk property. Verisk will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Verisk Employee Privacy Notice

Job Description TBD Responsibilities Provide leadership, mentorship, and guidance to business analysts and QA team members on manual and automated testing Collaborate with product owners and business analysts to ensure user stories are well-defined, testable, and include measurable acceptance criteria Identify edge cases, risks, and requirement gaps early in the planning process to strengthen story quality and test coverage Participate in Agile ceremonies and sprint planning to advocate for quality throughout the development lifecycle Define and execute test strategies, including manual test cases, automated scripts, and scenarios for web and API testing Develop and maintain automated test suites and ensure effective integration into the CI/CD pipeline Identify, track, and ensure timely resolution of defects, including root cause analysis and process improvement Continuously enhance QA processes, tools, and standards to improve efficiency and product quality Collaborate across QA, development, and product teams to align on quality goals, timelines, and delivery expectations Support User Acceptance Testing (UAT) and incorporate customer feedback to ensure a high-quality release Ensure the final product meets user expectations for functionality, performance, and usabili D Qualifications Bachelor’s degree in computer science or a related field, or equivalent practical experience 6+ years of proven experience in the software development industry, working in collaborative team environments 6+ years of experience using automation tools such as Selenium WebDriver with programming languages like Python, C#, or Java 5+ years of hands-on experience testing and automating web services, including RESTful APIs 3+ years of experience in performance testing using tools such as Apache JMeter 2+ years of experience in mobile web application testing automation using Appium Strong experience with object-oriented programming languages such as Java and C#/.NET Good to Have- Experience working with CI/CD technologies such as Bamboo, Bitbucket, Octopus Deploy, and Maven Working knowledge of API testing tools such as JavaScript, RestAssured Solid understanding of software engineering best practices across the full software development lifecycle, including coding standards, code reviews, source control, build processes, testing, and operations Experience or familiarity with AWS cloud services Demonstrate strong written and verbal communication skills Proven ability to learn new technologies and adapt in a dynamic environment Familiarity with Atlassian tools, including Jira and Confluence Working knowledge of Agile methodologies, particularly Scrum Experience operating in a Continuous Integration (CI) environment About Us For over 50 years, Verisk has been the leading data analytics and technology partner to the global insurance industry by delivering value to our clients through expertise and scale. We empower communities and businesses to make better decisions on risk, faster. At Verisk, you'll have the chance to use your voice and build a rewarding career that's as unique as you are, with work flexibility and the support, coaching, and training you need to succeed. For the eighth consecutive year, Verisk is proudly recognized as a Great Place to Work® for outstanding workplace culture in the US, fourth consecutive year in the UK, Spain, and India, and second consecutive year in Poland. We value learning, caring and results and make inclusivity and diversity a top priority. In addition to our Great Place to Work® Certification, we’ve been recognized by The Wall Street Journal as one of the Best-Managed Companies and by Forbes as a World’s Best Employer and Best Employer for Women, testaments to the value we place on workplace culture. We’re 7,000 people strong. We relentlessly and ethically pursue innovation. And we are looking for people like you to help us translate big data into big ideas. Join us and create an exceptional experience for yourself and a better tomorrow for future generations. Verisk Businesses Underwriting Solutions — provides underwriting and rating solutions for auto and property, general liability, and excess and surplus to assess and price risk with speed and precision Claims Solutions — supports end-to-end claims handling with analytic and automation tools that streamline workflow, improve claims management, and support better customer experiences Property Estimating Solutions — offers property estimation software and tools for professionals in estimating all phases of building and repair to make day-to-day workflows the most efficient Extreme Event Solutions — provides risk modeling solutions to help individuals, businesses, and society become more resilient to extreme events. Specialty Business Solutions — provides an integrated suite of software for full end-to-end management of insurance and reinsurance business, helping companies manage their businesses through efficiency, flexibility, and data governance Marketing Solutions — delivers data and insights to improve the reach, timing, relevance, and compliance of every consumer engagement Life Insurance Solutions – offers end-to-end, data insight-driven core capabilities for carriers, distribution, and direct customers across the entire policy lifecycle of life and annuities for both individual and group. Verisk Maplecroft — provides intelligence on sustainability, resilience, and ESG, helping people, business, and societies become stronger Verisk Analytics is an equal opportunity employer. All members of the Verisk Analytics family of companies are equal opportunity employers. We consider all qualified applicants for employment without regard to race, religion, color, national origin, citizenship, sex, gender identity and/or expression, sexual orientation, veteran's status, age or disability. Verisk’s minimum hiring age is 18 except in countries with a higher age limit subject to applicable law. https://www.verisk.com/company/careers/ Unsolicited resumes sent to Verisk, including unsolicited resumes sent to a Verisk business mailing address, fax machine or email address, or directly to Verisk employees, will be considered Verisk property. Verisk will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Verisk Employee Privacy Notice

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism. The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams. In this role, you’re expected to : Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration. Manages the risk associated with new and existing borrowing relationships through the following: Performs spreads of client business financial statements Creates Customer Accounting Systems’ through Credit Platform Recognizes potential client risk through early warning systems Performs periodic financial statement review Tracks established financial covenants Monitors compliance to borrowing base credit facility Accompanies Underwriting Manager on customer site visits (when appropriate) Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. As a successful candidate, you’d ideally have the following skills and exposure : 3-5 years previous experience in a financial institution with a focus on credit analysis and spreading software. Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis Education: Bachelor’s/University degree or equivalent experience Take the next step in your career, apply for this role at Citi today https://jobs.citi.com/dei This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Credit Decisions ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.

Underwriter and Sr Underwriter Experience required for the Job: 3+ years Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad Key skills: Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculation Salaried income, business income, retired other income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lender organization. Evaluating evidence of borrowers willingness and ability to repay the obligation Good communication, Presentation skills, Self-motivated and hard working About you: Minimum 3 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. If anybody interested Kindly share your resume hrd5@venpastaffing.com 9087302690

Responsible for complete assessment of customers , including cross-verification and due diligence. Conduct ground-level understanding of various business profiles , especially of self-employed non-professionals , through available documents and evidences. Ensure underwriting decisions are taken within defined turnaround times (TAT) to meet business requirements. Provide clear and sound recommendations on proposals in line with company credit policy and risk parameters . Be proactive and decisive, with the ability to take ownership of decisions in the best interest of the organization. Conduct training sessions for the Sales and Credit teams on product features and credit policies. Engage in periodic portfolio reviews , including vendor assessments, early delinquency analysis, and delinquent customer evaluation. Monitor and analyze portfolio trends to mitigate, transfer, or reduce credit, operational, or fraud-related risks. Collaborate closely with internal stakeholders to ensure high-quality underwriting and portfolio health. Other Details: This is a centralized underwriting role , fully based out of the Juinagar office no branch visits required. The ideal candidate must possess a strong understanding of credit, collateral, operational, and fraud risks within the NBFC space. Candidates with strong communication and documentation skills in Kannada & also Telugu, Gujarati, & Marathi required.

Detailed JD- Experience in insurance for product (sapiens) configuration and implementation Develop and maintain life insurance applications using [Sapiens platforms / Java / .NET, etc.]. Customize core insurance systems based on client specifications. Work with business analysts to understand requirements and deliver quality code. Participate in code reviews, debugging, and technical support. Design and execute test plans and test cases for life insurance systems. Perform functional, regression, integration, and UAT testing. Work with development teams to ensure quality and performance. Track and document test results and defects using tools like JIRA. 2 5 years of experience in the Life Insurance domain. Familiarity with policy administration systems (PAS) or insurance core systems. Understanding of life insurance products, underwriting, claims, and policy servicing. Experience in working with global teams and clients. Strong analytical and problem-solving skills. Good communication and documentation abilities. Experience with Sapiens CoreSuite for Life & Pension or other Sapiens products. Exposure to Agile methodologies. Knowledge of SQL, XML, or scripting languages. .

POSITION: Health Consulting Analyst INTERNAL DETAILS Job family: H&B Consulting / Job family group: Consulting Job profile: H&B Consulting Analyst Aligns to US-based role of Level D What a Typical Day Looks Like Assist associates and lead consultants in serving our clients by reviewing client needs, recommending suitable approaches, and helping implement benefit program strategies Become steeped in the details and documentation of a clients’ current state of US healthcare benefit and group programs, such as plan designs, healthcare cost factors, the carrier contract marketing and renewal processes, compliance reporting and open enrollment periods Draft and structure communications and collateral such as client emails, proposals, letters, reports, spreadsheets, and presentations Analyze, benchmark and compare and contrast healthcare data and then interpret results and present insights to the core team Aid in developing open enrollment benefit guides Engage with client vendors regarding client deliverables, documentation and data, and issue resolution Project manage and coordinate with internal stakeholders from specialty teams and centers of excellence to stay on top of client deliverables Coordinate with actuaries to ensure they have all data required for their underwriting and that their inputs are accurately captured in client materials Monitor day-to-day client interactions and offer support or escalate appropriately Support with client compliance requirements Manage and maintain client documentation and data files Use Mercer’s proprietary tools, templates and best practices Interact daily with US-based core client team members What We Value Excellent interpersonal, verbal, and written communication skills with an aptitude for presentation design and storytelling Strong analytical skills, both quantitative and qualitative, with the ability to articulate useful and noteworthy insights Competency in project management and superior organizational skills Intellectual curiosity; seeking opportunities to develop new skills and to deepen knowledge of the US Healthcare industry Ability to work in teams and independently across multiple clients Flexibility to work under tight deadlines and changing client needs Strong attention to detail Preferred Qualifications Prior 3+ years of work experience Prior experience in the US Healthcare industry A bachelor's degree with concentration(s) in business, math, statistics, economics, public health, and/or other related field is preferred Working knowledge of Microsoft Office—Word, Excel, and PowerPoint Desired work-shift 07:30 - 01:30 IST for significant overlap with US-based colleagues What Makes You Stand Out Experience working directly with US-based clients Track record of critical thinking beyond standard operating procedures Proven flair for building and sustaining relationships with onshore (US-based) colleagues Proven fast learner with a knack for taking initiative and emulating from example Mercer, a business of Marsh McLennan (NYSE: MMC), is a global leader in helping clients realize their investment objectives, shape the future of work and enhance health and retirement outcomes for their people. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businesses: Marsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $24 billion and more than 90,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective. For more information, visit mercer.com, or follow on LinkedIn and X. Marsh McLennan is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age, background, caste, disability, ethnic origin, family duties, gender orientation or expression, gender reassignment, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, or any other characteristic protected by applicable law. Marsh McLennan is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh McLennan colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one “anchor day” per week on which their full team will be together in person. R_311648

Requirements from Candidate Candidate should be from Tier 1 B-school with excellent academic background 5-8 years of experience in credit analysis, financial modelling, risk assessment in an organization of repute Excellent written and verbal communication skills Strong client management skills, with the ability to build and maintain relationships with key stakeholders Ability to work in a fast-paced environment, with strong analytical and problem-solving skills Strong understanding of financial markets, instruments, and regulatory frameworks Job Role Description Analyze Company s financial performance, including past financial and business performance, benchmarking against peers, and projecting future performance Independently undertake rigorous credit risk analysis, encompassing industry/business research and financial analysis of various large corporates Prepare rating reports that cogently capture the rationale behind the rating Ensure adherence to timelines and maintain high-quality analytics and presentations Manage client relationships, discuss with key management personnel, and communicate final ratings Make presentations to the Rating Committee and respond to questions/provide clarifications in support of the rating recommendation Work on franchise building activities, including but not limited to Sectoral Press Releases, Webinar presentations, thought leadership pieces and Industry conferences Ensure adherence and compliance with regulatory frameworks Collaborate with internal stakeholders, including research teams, to stay updated on market trends and developments Eventually manage a small team of Analysts/Senior Rating Analysts, ensuring quality and regulatory compliance of the team, and providing guidance and mentorship to team members

Real is a fast-growing national real estate brokerage powered by technology. Real is currently operating in all U.S. states, Canada, India, and the District of Columbia. Founded in 2014, Real is a trailblazer in the Residential Real Estate industry, as we lead the disruption with our cutting-edge technology platform. We are on a mission to revolutionize the home-buying and selling process, making agents' lives better while creating lucrative financial opportunities for them. For more information, visit https://www.onereal.com/ Working Schedule: 6:30PM - 3:30AM IST Job Summary: We are seeking a highly organized and detail-focused Mortgage Support Specialist to assist in the preparation, review, and coordination of mortgage loan files throughout the lending process. This role involves supporting loan officers, underwriters, and processors by ensuring all required documentation is accurate, complete, and submitted on time. The ideal candidate will have strong communication skills, a keen eye for detail, and the ability to manage multiple tasks in a fast-paced, deadline-driven environment. Key Responsibilities: Communication: Maintain clear and professional communication with internal teams, external partners, and stakeholders. Address questions, concerns, or issues in a timely and efficient manner to ensure smooth workflow and collaboration. Documentation: Maintain accurate, well-organized, and up-to-date records for operational, compliance, and reporting purposes. Ensure documentation standards meet regulatory and internal quality requirements. Continuous Improvement: Regularly assess and refine operational processes based on team feedback and evolving business needs. Identify areas for efficiency improvement and recommend actionable solutions. Loan Processing: Support post-closing activities, including audits and processing of mortgage files. Create comprehensive loan submission packages for the Underwriting department, ensuring all necessary documents and information are included. Review loan applications for completeness and accuracy, addressing any potential errors or omissions. Assemble and organize loan documents, ensuring they are properly prepared for underwriting and processing. Maintain strict adherence to deadlines required for loan applications. Correct any errors or discrepancies in loan applications. Support post-closing activities, including audits and processing of mortgage files. Collect documentation from third-party vendors (HOI, title, VOE, payoff, etc.) Review critical documents supplied by clients for completeness and accuracy prior to underwriting Ensure mortgage disclosures are complete, signed, and correctly dated Communicate with processors and underwriters regarding missing or incorrect documentation Maintain strong attention to detail and organizational accuracy Must Have: Ability to truly encompass our Company Core Values Work Hard, Be Kind Tech x Humanity “We” are bigger than “me” Real is proud to be an equal opportunity workplace employer. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status.

Req ID: 332875 NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now. We are currently seeking a Insurance Business Domain Architect to join our team in Bangalore, Karn taka (IN-KA), India (IN). "Job Duties: Job Summary: We are seeking a highly skilled Data & Analytics Business Domain Architect to bridge the gap between data-driven insights and business strategy across Insurance, Banking, Finance, Manufacturing, and Energy sectors. This hybrid role will combine deep technical expertise in data architecture and analytics solutions with a strategic understanding of the business domain to deliver transformative, scalable, and actionable data solutions. The Data & Analytics Business Domain Architect will lead the design and implementation of both business and data architecture strategies, ensuring that data is not only structured and accessible but also aligned with the companys business goals. The ideal candidate will have hands-on experience designing data solutions while ensuring alignment with business processes, operational needs, and industry-specific regulations. Key Responsibilities: 1. Business & Data Strategy Design: Insurance: Define a comprehensive data strategy that supports key business processes such as claims management, underwriting, risk analysis, and customer lifecycle management, aligning them with business objectives. Banking & Finance: Architect solutions that integrate data from various business functions (e.g., risk management, financial reporting, fraud detection) to enable more informed decision-making while ensuring compliance with financial regulations (e.g., SOX, Basel III). Manufacturing: Design integrated data solutions for optimizing business processes in production, supply chain, inventory management, and equipment maintenance, ensuring that data supports business continuity and operational excellence. Energy: Develop a unified data architecture that supports operational processes related to energy production, distribution, and consumption. Design solutions for predictive maintenance, energy forecasting, and optimization of resources. 2. Aligning Business Needs with Data Architecture: Work closely with business stakeholders to understand their goals, processes, and pain points, and translate these needs into data architecture and analytics requirements. Ensure the architecture supports business processes such as customer segmentation in insurance, transaction processing in banking, production planning in manufacturing, and load forecasting in energy. Design data flows and structures that enable business units to derive actionable insights and optimize decision-making through data-driven strategies. 3. Business-Centric Analytics Solutions: Insurance: Implement data analytics solutions for real-time policyholder insights, claims analysis, risk assessment, and predictive modeling for underwriting, fraud detection, and customer churn prediction. Banking & Finance: Architect solutions that support financial forecasting, portfolio management, and real-time transaction analysis, integrating data from risk management, credit, and fraud departments. Manufacturing: Leverage data for business intelligence, enhancing operational efficiency, inventory management, supply chain visibility, and predictive maintenance for critical equipment. Energy: Design analytics solutions that integrate operational and sensor data, supporting real-time decision-making for energy distribution, load forecasting, and asset optimization. 4. Data Integration with Business Applications: Lead the design and implementation of seamless integration between enterprise resource planning (ERP) systems, customer relationship management (CRM) tools, and data platforms in your respective domain. Insurance: Integrate claims management, policyholder, and underwriting data with business processes for more accurate risk assessments and claims predictions. Banking & Finance: Ensure smooth integration of financial data systems, fraud detection, regulatory compliance reporting, and portfolio management tools with the underlying data architecture. Manufacturing: Integrate"

Company Description Singh Vikas Finance, part of Singh Vikas Group, is a fintech company pioneering short-term credit through an online underwriting process in India. We offer personal, cash, instant, housing, and property loans to consumers and businesses through NBFCs and banks. Our innovative algorithm uses artificial intelligence and social media behavior to predict customer repayment behavior. Singh Vikas Finance bridges the gap between customers and financial institutions, and we are the first company in India to disburse loans within an hour for new customers and within 30 minutes for repeat customers. Role Description This is a full-time on-site role for a Sales Executive & Collection Executive located in New Delhi. The Sales Executive & Collection Executive will be responsible for driving sales, managing customer relationships, and ensuring timely collections. Daily tasks include identifying prospective customers, pitching financial products, negotiating loan terms, processing loan applications, following up on collections, and maintaining accurate records. The role combines sales strategies with efficient collection practices to meet company objectives. Qualifications Sales and negotiation skills Customer relationship management and communication skills Time management and organizational skills Basic understanding of financial products and loan processing Collection and follow-up skills Ability to work independently and as part of a team Experience in fintech or financial services is a plus Bachelor's degree in Finance, Business, or related field

Job Summary: We are looking for a seasoned operations leader with deep expertise in underwriting to lead a high-performing team. The role involves managing day-to-day underwriting operations, ensuring compliance with SLAs, enhancing productivity, and driving continuous improvement across teams. Key Responsibilities: Lead and manage underwriting operations across multiple teams to deliver high-quality outcomes within defined SLAs and turnaround times (TATs). Develop and implement strategic plans to optimize team performance, capacity planning, and resource utilization. Monitor underwriting decisions for adherence to client guidelines and regulatory standards. Collaborate with quality, training, and compliance teams to drive accuracy and reduce error rates. Analyze process gaps and implement improvement initiatives using Lean/Six Sigma methodologies. Ensure effective communication and coordination between cross-functional teams and external stakeholders. Review and interpret underwriting data and trends to provide business insights and recommend operational strategies. Drive performance reviews, governance reporting, and client presentations. Manage team escalations, mentor managers and team leads, and promote a culture of accountability. Maintain operational compliance with internal policies, industry regulations, and client-specific requirements. Key Skills & Competencies: In-depth understanding of underwriting processes (mortgage/loan/insurance). Strong leadership and team management skills in a high-volume operations environment. Decision-making ability in complex underwriting scenarios. Proficiency in workflow management, reporting tools, and operational metrics. Excellent communication, client management, and stakeholder engagement abilities. Experience in process improvement, automation, and change management. Strong analytical skills and familiarity with quality tools (RCA, Pareto, etc.). Qualifications & Experience: Graduate/Postgraduate in Finance, Commerce, Business Administration, or related field. 12 years of total experience with at least 6 years in underwriting operations leadership. Experience in US/UK/AU mortgage or financial underwriting processes preferred. Certification in Six Sigma, PMP, or similar methodologies is an added advantage.

Job Purpose / Role The main purpose of this role is to u nderwrite profitable new and renewal business to meet . Negotia te, participate and pricing and terms and conditions . Have o wnership of accounts and clients . To d evelop and maintain strong relationships with brokers and clients . K ey responsibilities \uFF1A Underwrite new and renewal accounts to meet top and bottom line targets (local and/or regional). Negotiate participation, pricing and terms and conditions withbrokers. Proactively manage capacity . Underwrite in line with LoB governance framework - e.g. Underwriting Authorities, global MSU, Underwriting Guidelines, Rules and Principles Ensure contract certainty is achieved on all accounts at time of inception. Ensure accurate policy documentation issued to broker (where AGCS responsibility to do so) or broker has issued documentation (where broker responsibility). File maintenance ensure file is established (whether electronic or paper) and maintained for each risk and transaction handled. Proactively support acqusition of new business and retention of existing business( including client and broker negotiations where necessary). Proactively liaise with Distribution Management team on market management initiatives. Positively represent AGCS externally to the market. Proactively drive involvement of functional areas in Underwriting process, including e.g. MMC, ARC, Claims, Operations. Develop and maintain strong relationships with key brokers and clients and other relevant stakeholders (e.g. risk managers. Key Experience / Requirements / Skills \uFF1A Proven track record in Underwriting profitable business in Property, Engineering Domain . Good understanding of LoB products and portfolio . Demonstrable, established relationships with brokers at peer group level and established within market. Understanding of legal and regulatory framework Required Education/ Experience\uFF1A Engineering Degree/ Graduate Degree. Completion of professional insurance qualifcation ( e.g. CII) Required General skills \uFF1A Fluent in English Written and verbal communication skills . Presentation skills in a various internal and external settings Organisational and interpersonal skills Business knowledge and professional disposition 75173 | Underwriting | Professional| Allianz Commercial | Full-Time | Permanent What in it for you Let care about everything that makes you, you We are committed to nurturing an inclusive environment where everyone feels they belong .We offer a hybrid working model, which recognizes the value of striking a balance between in-person collaboration and remote working.Please feel free to discuss flexible working arrangements with us. Let care for your financial wellbeing We believe in rewarding performance with a great compensation and benefits package (details vary by location), including a generous bonus scheme and pension. Let care for your opportunities to progress From career development and digital learning programmes to international career mobility, we offer lifelong learning for our employees worldwide and an environment where innovation, delivery and empowerment are fostered. Let care for lifetwists and turns From our support for flexible working, health, and wellbeing (including private healthcare and generous parental leave benefits), to helping people return from career breaks with experience that nothing else can teach. Weve got your back. Let care for our society and our planet With opportunities to be engaged in shaping a future that is safe, inclusive, and sustainable, we care for the tomorrows of our people, our industry, and our clients. Care to join us Allianz Commercial is a global corporate insurance carrier and part of Allianz Group. We provide risk consultancy, Property-Casualty insurance solutions and alternative risk transfer for a wide spectrum of commercial, corporate and specialty risks across 10 dedicated lines of business. Learn more about us by clicking here . Allianz is an equal opportunity employer, and therefore welcomes applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability, sexual orientation, or any other protected characteristic.Diversity of thinking is an important part of our company culture. #LI-LP1 #LI-Hybrid

A key role within Allianz Services responsible for development and maintenance of efficient Insurance operations through service delivery for Allianz Life US business. As a Manager Operations of the team, you will support the delivery function catering to the needs of Az Life Operations. You will ensure that resource in Az Services are fully utilised and processes and efficiencies are optimised. You will support the Insurance Operations leadership and act as an important conduit between Az Life and our teams in Az Services, establishing and maintaining relationships and business practices. You will also pay specific attention to the identification of any potential fraud and develop a culture of secure and trustworthy Az Life operations in India. As a Manager in Az Services operations, you will be responsible for the day to day operational issues pertaining to people management, process and stakeholder management in accordance with Company and Regulatory requirements whilst providing a high standard of customer service. The successful post holder will provide support, guidance and training to Assistant manager operations, supervisors and other team members as required. Requirements - Proven people management and negotiation skills experience of a12 plus years in contact centre. - Operation management expertise and detailed knowledge of Az Services & Az Life insurance business (Desired) - Experienced in team development and managing team performance in diverse roles including claims operations - Experience in leading continuous improvement projects or change projects - Knowledge on Life Insurance will be an added advantage( Desirable) - Exposure to external / ISO / QMS audit, and able to assist Assistant Managers when required. - Project Management skills. - Capable of maintaining and ensuring customer delight and satisfaction. - Support with reporting requirements for the process / function. - Work in close co-ordination with other team members to attain targets and objectives. - Provide adequate support to Senior manager and other customers (both internal and external). - Progressing towards relevant insurance qualifications and commitment to complete within agreed timelines. 71605 | Underwriting | Professional | PG09 | Allianz Technology | Full-Time | Permanent Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us. We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love or what you believe in. We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability or sexual orientation. Join us. Lets care for tomorrow.

Designation: Analyst- CAT Modelling Experience: 2 to 7 years Job Location: Pune (Work from Office), Night Shift Qualification: Graduate Skill Required: PC insurance, CAT Modelling Job Requirement: Experience in Catastrophe modelling (Data Modelling, Data Cleansing, Risk Analysis) In depth knowledge in property casualty insurance - policy admin - renewal, endorsement, cancellation etc. Must have at least 2 years of experience in NATCAT process, Policy Admin in PC Insurance Technical understanding of key insurance processes e.g. underwriting, claims handing, or non-trading processes Should be capable of acquiring in-depth knowledge of assigned process risks and sharing acquired expertise with the process owners and Underwriters Strong interpersonal skills including, collaborating, communication, facilitation, conflict management and team building 63626 | Underwriting | Professional | Non-Executive | Allianz Services | Full-Time | Permanent Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us. We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love or what you believe in. We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability or sexual orientation. Join us. Lets care for tomorrow.