🔹 Job Title: Relationship Manager - is responsible for acquiring and managing customers for Home Loan (HL) and Loan Against Property (LAP) products in the retail sector. This role involves building strong relationships with clients, sourcing new customers, and guiding them through the loan application and approval process. The officer will be expected to meet sales targets, ensure compliance with industry regulations, and provide exceptional service to all customers. 🔹 Experience: Min 1 to 2 Years 🔹 Employment Type: Full-time - Field Job Job Responsibilities: * Responsible for ensuring the achievement of sales targets (LAP) * Responsible for generating prospective sales lead * Responsible for generating direct lead (No DSA sourcing, only direct) * Responsible for making cold calls & generating leads from database • Responsible for achieving monthly business target of Rs 15 lacs minimum. * Coordinating with underwriting team for processing of application. * The candidate should have a minimum experience of 6 months of Banking/Finance industry/DSAs. * The candidate must have experience of LAP product of at least 6-7 months. * Should have experience of similar loan products i.e., home loan, mortgage, PL, secured, etc. * Only male candidates are preferred. * The candidate should be an experienced one with no gap. * If candidates are handling PL product, then they should be handling high ticket size. Work: Desired Candidates profile: * Thorough understanding of Secured loan, Lap. * The candidate should have a minimum experience of 6 months. * The candidate should have ability to handle sales call independently. * The candidate must have experience into cold calling * The candidate must have good Interpersonal Skills and Personality. * Ability to effectively Understand & communicate the product. * Good interpersonal, relationship management, customer service, and rapport building skills. * Ability to prioritize, multi-task, delegate, and proactively resolve problems * Good knowledge of local language

🔹 Job Title: Relationship Manager - is responsible for acquiring and managing customers for Home Loan (HL) and Loan Against Property (LAP) products in the retail sector. This role involves building strong relationships with clients, sourcing new customers, and guiding them through the loan application and approval process. The officer will be expected to meet sales targets, ensure compliance with industry regulations, and provide exceptional service to all customers. 🔹 Experience: Min 1 to 2 Years 🔹 Employment Type: Full-time - Field Job Job Responsibilities: * Responsible for ensuring the achievement of sales targets (LAP) * Responsible for generating prospective sales lead * Responsible for generating direct lead (No DSA sourcing, only direct) * Responsible for making cold calls & generating leads from database • Responsible for achieving monthly business target of Rs 15 lacs minimum. * Coordinating with underwriting team for processing of application. * The candidate should have a minimum experience of 6 months of Banking/Finance industry/DSAs. * The candidate must have experience of LAP product of at least 6-7 months. * Should have experience of similar loan products i.e., home loan, mortgage, PL, secured, etc. * Only male candidates are preferred. * The candidate should be an experienced one with no gap. * If candidates are handling PL product, then they should be handling high ticket size. Work: Desired Candidates profile: * Thorough understanding of Secured loan, Lap. * The candidate should have a minimum experience of 6 months. * The candidate should have ability to handle sales call independently. * The candidate must have experience into cold calling * The candidate must have good Interpersonal Skills and Personality. * Ability to effectively Understand & communicate the product. * Good interpersonal, relationship management, customer service, and rapport building skills. * Ability to prioritize, multi-task, delegate, and proactively resolve problems * Good knowledge of local language

🔹 Job Title: Relationship Manager - is responsible for acquiring and managing customers for Home Loan (HL) and Loan Against Property (LAP) products in the retail sector. This role involves building strong relationships with clients, sourcing new customers, and guiding them through the loan application and approval process. The officer will be expected to meet sales targets, ensure compliance with industry regulations, and provide exceptional service to all customers. 🔹 Experience: Min 1 to 2 Years 🔹 Employment Type: Full-time - Field Job Location - Indore Vijay Nagar and Rajendra Nagar Job Responsibilities: * Responsible for ensuring the achievement of sales targets (LAP) * Responsible for generating prospective sales lead * Responsible for generating direct lead (No DSA sourcing, only direct) * Responsible for making cold calls & generating leads from database • Responsible for achieving monthly business target of Rs 15 lacs minimum. * Coordinating with underwriting team for processing of application. * The candidate should have a minimum experience of 6 months of Banking/Finance industry/DSAs. * The candidate must have experience of LAP product of at least 6-7 months. * Should have experience of similar loan products i.e., home loan, mortgage, PL, secured, etc. * Only male candidates are preferred. * The candidate should be an experienced one with no gap. * If candidates are handling PL product, then they should be handling high ticket size. Work: Desired Candidates profile: * Thorough understanding of Secured loan, Lap. * The candidate should have a minimum experience of 6 months. * The candidate should have ability to handle sales call independently. * The candidate must have experience into cold calling * The candidate must have good Interpersonal Skills and Personality. * Ability to effectively Understand & communicate the product. * Good interpersonal, relationship management, customer service, and rapport building skills. * Ability to prioritize, multi-task, delegate, and proactively resolve problems * Good knowledge of local language

🔹 Job Title: Relationship Manager - is responsible for acquiring and managing customers for Home Loan (HL) and Loan Against Property (LAP) products in the retail sector. This role involves building strong relationships with clients, sourcing new customers, and guiding them through the loan application and approval process. The officer will be expected to meet sales targets, ensure compliance with industry regulations, and provide exceptional service to all customers. 🔹 Experience: Min 1 to 2 Years 🔹 Employment Type: Full-time - Field Job Location - Jaipur Job Responsibilities: * Responsible for ensuring the achievement of sales targets (LAP) * Responsible for generating prospective sales lead * Responsible for generating direct lead (No DSA sourcing, only direct) * Responsible for making cold calls & generating leads from database • Responsible for achieving monthly business target of Rs 15 lacs minimum. * Coordinating with underwriting team for processing of application. * The candidate should have a minimum experience of 6 months of Banking/Finance industry/DSAs. * The candidate must have experience of LAP product of at least 6-7 months. * Should have experience of similar loan products i.e., home loan, mortgage, PL, secured, etc. * Only male candidates are preferred. * The candidate should be an experienced one with no gap. * If candidates are handling PL product, then they should be handling high ticket size. Work: Desired Candidates profile: * Thorough understanding of Secured loan, Lap. * The candidate should have a minimum experience of 6 months. * The candidate should have ability to handle sales call independently. * The candidate must have experience into cold calling * The candidate must have good Interpersonal Skills and Personality. * Ability to effectively Understand & communicate the product. * Good interpersonal, relationship management, customer service, and rapport building skills. * Ability to prioritize, multi-task, delegate, and proactively resolve problems * Good knowledge of local language

🔹 Job Title: Relationship Manager - is responsible for acquiring and managing customers for Home Loan (HL) and Loan Against Property (LAP) products in the retail sector. This role involves building strong relationships with clients, sourcing new customers, and guiding them through the loan application and approval process. The officer will be expected to meet sales targets, ensure compliance with industry regulations, and provide exceptional service to all customers. 🔹 Experience: Min 1 to 2 Years 🔹 Employment Type: Full-time - Field Job Job Responsibilities: * Responsible for ensuring the achievement of sales targets (LAP) * Responsible for generating prospective sales lead * Responsible for generating direct lead (No DSA sourcing, only direct) * Responsible for making cold calls & generating leads from database • Responsible for achieving monthly business target of Rs 15 lacs minimum. * Coordinating with underwriting team for processing of application. * The candidate should have a minimum experience of 6 months of Banking/Finance industry/DSAs. * The candidate must have experience of LAP product of at least 6-7 months. * Should have experience of similar loan products i.e., home loan, mortgage, PL, secured, etc. * Only male candidates are preferred. * The candidate should be an experienced one with no gap. * If candidates are handling PL product, then they should be handling high ticket size. Work: Desired Candidates profile: * Thorough understanding of Secured loan, Lap. * The candidate should have a minimum experience of 6 months. * The candidate should have ability to handle sales call independently. * The candidate must have experience into cold calling * The candidate must have good Interpersonal Skills and Personality. * Ability to effectively Understand & communicate the product. * Good interpersonal, relationship management, customer service, and rapport building skills. * Ability to prioritize, multi-task, delegate, and proactively resolve problems * Good knowledge of local language

🔹 Job Title: Relationship Manager - is responsible for acquiring and managing customers for Home Loan (HL) and Loan Against Property (LAP) products in the retail sector. This role involves building strong relationships with clients, sourcing new customers, and guiding them through the loan application and approval process. The officer will be expected to meet sales targets, ensure compliance with industry regulations, and provide exceptional service to all customers. 🔹 Experience: Min 1 to 2 Years 🔹 Employment Type: Full-time - Field Job Job Responsibilities: * Responsible for ensuring the achievement of sales targets (LAP) * Responsible for generating prospective sales lead * Responsible for generating direct lead (No DSA sourcing, only direct) * Responsible for making cold calls & generating leads from database • Responsible for achieving monthly business target of Rs 15 lacs minimum. * Coordinating with underwriting team for processing of application. * The candidate should have a minimum experience of 6 months of Banking/Finance industry/DSAs. * The candidate must have experience of LAP product of at least 6-7 months. * Should have experience of similar loan products i.e., home loan, mortgage, PL, secured, etc. * Only male candidates are preferred. * The candidate should be an experienced one with no gap. * If candidates are handling PL product, then they should be handling high ticket size. Work: Desired Candidates profile: * Thorough understanding of Secured loan, Lap. * The candidate should have a minimum experience of 6 months. * The candidate should have ability to handle sales call independently. * The candidate must have experience into cold calling * The candidate must have good Interpersonal Skills and Personality. * Ability to effectively Understand & communicate the product. * Good interpersonal, relationship management, customer service, and rapport building skills. * Ability to prioritize, multi-task, delegate, and proactively resolve problems * Good knowledge of local language

🔹 Job Title: Relationship Manager - is responsible for acquiring and managing customers for Home Loan (HL) and Loan Against Property (LAP) products in the retail sector. This role involves building strong relationships with clients, sourcing new customers, and guiding them through the loan application and approval process. The officer will be expected to meet sales targets, ensure compliance with industry regulations, and provide exceptional service to all customers. 🔹 Experience: Min 1 Years 🔹 Employment Type: Full-time - Field Job Job Responsibilities: * Responsible for ensuring the achievement of sales targets (LAP) * Responsible for generating prospective sales lead * Responsible for generating direct lead (No DSA sourcing, only direct) * Responsible for making cold calls & generating leads from database • Responsible for achieving monthly business target of Rs 15 lacs minimum. * Coordinating with underwriting team for processing of application. * The candidate should have a minimum experience of 6 months of Banking/Financeindustry/DSAs. * The candidate must have experience of LAP product of at least 6-7 months. * Should have experience of similar loan products i.e., home loan, mortgage, PL, secured, etc. * Only male candidates are preferred. * The candidate should be an experienced one with no gap. * If candidates are handling PL product, then they should be handling high ticket size. Work: Desired Candidates profile: * Thorough understanding of Secured loan, Lap. * The candidate should have a minimum experience of 6 months. * The candidate should have ability to handle sales call independently. * The candidate must have experience into cold calling * The candidate must have good Interpersonal Skills and Personality. * Ability to effectively Understand & communicate the product. * Good interpersonal, relationship management, customer service, and rapport building skills. * Ability to prioritize, multi-task, delegate, and proactively resolve problems * Good knowledge of local language

🔹 Job Title: Relationship Manager - is responsible for acquiring and managing customers for Home Loan (HL) and Loan Against Property (LAP) products in the retail sector. This role involves building strong relationships with clients, sourcing new customers, and guiding them through the loan application and approval process. The officer will be expected to meet sales targets, ensure compliance with industry regulations, and provide exceptional service to all customers. 🔹 Experience: Min 1 Years 🔹 Employment Type: Full-time - Field Job Job Responsibilities: * Responsible for ensuring the achievement of sales targets (LAP) * Responsible for generating prospective sales lead * Responsible for generating direct lead (No DSA sourcing, only direct) * Responsible for making cold calls & generating leads from database • Responsible for achieving monthly business target of Rs 15 lacs minimum. * Coordinating with underwriting team for processing of application. * The candidate should have a minimum experience of 6 months of Banking/Financeindustry/DSAs. * The candidate must have experience of LAP product of at least 6-7 months. * Should have experience of similar loan products i.e., home loan, mortgage, PL, secured, etc. * Only male candidates are preferred. * The candidate should be an experienced one with no gap. * If candidates are handling PL product, then they should be handling high ticket size. Work: Desired Candidates profile: * Thorough understanding of Secured loan, Lap. * The candidate should have a minimum experience of 6 months. * The candidate should have ability to handle sales call independently. * The candidate must have experience into cold calling * The candidate must have good Interpersonal Skills and Personality. * Ability to effectively Understand & communicate the product. * Good interpersonal, relationship management, customer service, and rapport building skills. * Ability to prioritize, multi-task, delegate, and proactively resolve problems * Good knowledge of local language

🔹 Job Title: Relationship Manager - is responsible for acquiring and managing customers for Home Loan (HL) and Loan Against Property (LAP) products in the retail sector. This role involves building strong relationships with clients, sourcing new customers, and guiding them through the loan application and approval process. The officer will be expected to meet sales targets, ensure compliance with industry regulations, and provide exceptional service to all customers. 🔹 Experience: Min 1 Years 🔹 Employment Type: Full-time - Field Job Job Responsibilities: * Responsible for ensuring the achievement of sales targets (LAP) * Responsible for generating prospective sales lead * Responsible for generating direct lead (No DSA sourcing, only direct) * Responsible for making cold calls & generating leads from database • Responsible for achieving monthly business target of Rs 15 lacs minimum. * Coordinating with underwriting team for processing of application. * The candidate should have a minimum experience of 6 months of Banking/Financeindustry/DSAs. * The candidate must have experience of LAP product of at least 6-7 months. * Should have experience of similar loan products i.e., home loan, mortgage, PL, secured, etc. * Only male candidates are preferred. * The candidate should be an experienced one with no gap. * If candidates are handling PL product, then they should be handling high ticket size. Work: Desired Candidates profile: * Thorough understanding of Secured loan, Lap. * The candidate should have a minimum experience of 6 months. * The candidate should have ability to handle sales call independently. * The candidate must have experience into cold calling * The candidate must have good Interpersonal Skills and Personality. * Ability to effectively Understand & communicate the product. * Good interpersonal, relationship management, customer service, and rapport building skills. * Ability to prioritize, multi-task, delegate, and proactively resolve problems * Good knowledge of local language

🔹 Job Title: Relationship Manager - is responsible for acquiring and managing customers for Home Loan (HL) and Loan Against Property (LAP) products in the retail sector. This role involves building strong relationships with clients, sourcing new customers, and guiding them through the loan application and approval process. The officer will be expected to meet sales targets, ensure compliance with industry regulations, and provide exceptional service to all customers. 🔹 Experience: Min 1 Years 🔹 Employment Type: Full-time - Field Job Job Responsibilities: * Responsible for ensuring the achievement of sales targets (LAP) * Responsible for generating prospective sales lead * Responsible for generating direct lead (No DSA sourcing, only direct) * Responsible for making cold calls & generating leads from database • Responsible for achieving monthly business target of Rs 15 lacs minimum. * Coordinating with underwriting team for processing of application. * The candidate should have a minimum experience of 6 months of Banking/Financeindustry/DSAs. * The candidate must have experience of LAP product of at least 6-7 months. * Should have experience of similar loan products i.e., home loan, mortgage, PL, secured, etc. * Only male candidates are preferred. * The candidate should be an experienced one with no gap. * If candidates are handling PL product, then they should be handling high ticket size. Work: Desired Candidates profile: * Thorough understanding of Secured loan, Lap. * The candidate should have a minimum experience of 6 months. * The candidate should have ability to handle sales call independently. * The candidate must have experience into cold calling * The candidate must have good Interpersonal Skills and Personality. * Ability to effectively Understand & communicate the product. * Good interpersonal, relationship management, customer service, and rapport building skills. * Ability to prioritize, multi-task, delegate, and proactively resolve problems * Good knowledge of local language

🔹 Job Title: Relationship Manager - is responsible for acquiring and managing customers for Home Loan (HL) and Loan Against Property (LAP) products in the retail sector. This role involves building strong relationships with clients, sourcing new customers, and guiding them through the loan application and approval process. The officer will be expected to meet sales targets, ensure compliance with industry regulations, and provide exceptional service to all customers. 🔹 Experience: Min 1 Years 🔹 Employment Type: Full-time - Field Job Location - Pune - Hadapsar, J M Road Job Responsibilities: * Responsible for ensuring the achievement of sales targets (LAP) * Responsible for generating prospective sales lead * Responsible for generating direct lead (No DSA sourcing, only direct) * Responsible for making cold calls & generating leads from database • Responsible for achieving monthly business target of Rs 15 lacs minimum. * Coordinating with underwriting team for processing of application. * The candidate should have a minimum experience of 6 months of Banking/Finance industry/DSAs. * The candidate must have experience of LAP product of at least 6-7 months. * Should have experience of similar loan products i.e., home loan, mortgage, PL, secured, etc. * Only male candidates are preferred. * The candidate should be an experienced one with no gap. * If candidates are handling PL product, then they should be handling high ticket size. Work: Desired Candidates profile: * Thorough understanding of Secured loan, Lap. * The candidate should have a minimum experience of 6 months. * The candidate should have ability to handle sales call independently. * The candidate must have experience into cold calling * The candidate must have good Interpersonal Skills and Personality. * Ability to effectively Understand & communicate the product. * Good interpersonal, relationship management, customer service, and rapport building skills. * Ability to prioritize, multi-task, delegate, and proactively resolve problems * Good knowledge of local language

🔹 Job Title: Relationship Manager - is responsible for acquiring and managing customers for Home Loan (HL) and Loan Against Property (LAP) products in the retail sector. This role involves building strong relationships with clients, sourcing new customers, and guiding them through the loan application and approval process. The officer will be expected to meet sales targets, ensure compliance with industry regulations, and provide exceptional service to all customers. 🔹 Experience: Min 1 to 2 Years 🔹 Employment Type: Full-time - Field Job Job Responsibilities: * Responsible for ensuring the achievement of sales targets (LAP) * Responsible for generating prospective sales lead * Responsible for generating direct lead (No DSA sourcing, only direct) * Responsible for making cold calls & generating leads from database • Responsible for achieving monthly business target of Rs 15 lacs minimum. * Coordinating with underwriting team for processing of application. * The candidate should have a minimum experience of 6 months of Banking/Finance industry/DSAs. * The candidate must have experience of LAP product of at least 6-7 months. * Should have experience of similar loan products i.e., home loan, mortgage, PL, secured, etc. * Only male candidates are preferred. * The candidate should be an experienced one with no gap. * If candidates are handling PL product, then they should be handling high ticket size. Work: Desired Candidates profile: * Thorough understanding of Secured loan, Lap. * The candidate should have a minimum experience of 6 months. * The candidate should have ability to handle sales call independently. * The candidate must have experience into cold calling * The candidate must have good Interpersonal Skills and Personality. * Ability to effectively Understand & communicate the product. * Good interpersonal, relationship management, customer service, and rapport building skills. * Ability to prioritize, multi-task, delegate, and proactively resolve problems * Good knowledge of local language

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism. The Underwriter role is responsible for underwriting, closing and securitizing loans in coordination with the investment banking team. The overall objective is to finance new construction and the preservation of affordable and workforce rental housing, as well as office, retail, warehouse/industrial, multifamily, hotel, and self-storage properties for Citigroup. In this role, you’re expected to : Create written and oral work products to test the financial feasibility and credit worthiness of loan forwards, permanent loans, and permanent loan conversions. Review due diligence and prepare internal committee packages for approval, as well as, credit submissions required for the sale of the loans to Bond Investors and for Rating Agencies. Process transactions through internal systems to ensure regulatory requirements. Manage communications among a diverse mix of internal and external participants. Understand and analyze different local and national real estate markets. Travel to markets throughout the United States to conduct site inspections, meet with internal and external clients, and participate in training opportunities. Conduct analysis on firm special projects as needed. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. As a successful candidate, you’d ideally have the following skills and exposure : 2-4 years relevant experience Loan underwriting or equivalent experience. Individual must have excellent communication, organizational and interpersonal skills. Individual must work well under tight deadlines, manage priorities, and complete assigned tasks with minimal management follow up. Candidate has quantitative skills with a high proficiency with Excel and other Microsoft based programs. Excellent analytical and computer skills including the ability to quickly adopt new technology. The individual should have established working knowledge of lending Underwriting Guides and be familiar with the processes of Rating Agencies. The successful candidate will be comfortable analyzing real estate projects for financial feasibility as well as analyzing property and market risk factors. This person will be well versed in commercial real estate concepts such as NOI, Cap Rates, debt service coverage, etc. The individual will have the tact and composure to be client focused while also managing internal and external relationships. A successful Underwriter will take ownership while maintaining attention to details and working independently or among team members. This person will have the ability to read, comprehend, and summarize legal documents collected in the due diligence process. Working knowledge of the nuances of loan transactions will be very highly weighted in favor of the successful candidate. Ability to travel (20% of time) on short notice necessary. Education: Bachelor's/University degree or equivalent experience. ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Credit Decisions ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Policy and Procedure, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. Show more Show less

Team/Role Overview Citi Markets provide world-class solutions that are as diverse as the needs of the corporates, institutions, governments, and individual investors we serve in 160 countries and territories. The breadth, depth, and strength of our underwriting, sales and trading, and distribution capabilities span asset classes and currencies, sectors and industries, covering a vast array of products. The Markets Program Execution and Transformation team works with all Markets businesses and Citi functions, including Legal, Compliance, Finance, Risk and O&T to identify, mobilize and execute responses to regulatory and cross-business transformational projects. The primary focus of this role is working on the remediation related to the 2020 Consent Order. Key responsibilities: Assist with the PMO delivery of programs and projects across a number of Markets Programs Assist PMs with application of Citi’s Enterprise Program and Project Management Policy and Standards across the Markets book of work Prepare and maintain project plans, track tasks and commitments Contribute to the design and delivery of Markets specific project and PMO guidelines and provide subject matter expertise for internal queries relating to project management Assist with the identification, prioritization and tracking of risks, issues and dependencies Effectively communicate with key stakeholders and project teams Track documents, schedule meetings, document minutes of meetings Assist in submitting updates as needed to meet reporting requirements Experience, Skills And Competencies 6 + years experience in a Project Management role within Financial Services Experience of structured project management & PMO methodologies, processes and tools (Citi Project Tracking System (PTS), JIRA and SharePoint desirable) Advanced MS Excel experience including ability to manipulate and analyze large data sets Proficient in Word, Excel, PowerPoint, Microsoft Project Proficient in Tableau, dashboard creation and reporting Strong analytical and problem-solving skills, with high attention to detail Ability to drive outcomes independently and escalate issues where appropriate Strong interpersonal, influencing and organizational skills to mobilize and motivate delivery in a co-operative and collaborative working environment Clear and concise written and verbal communication skills, to effectively produce procedural documentation Experience on regulatory programs a plus Qualifications and Education: Bachelor’s/University degree or equivalent experience Recognized project management qualification preferred (e.g. PMP, PRINCE2, MSP) ------------------------------------------------------ Job Family Group: Project and Program Management ------------------------------------------------------ Job Family: Program Management ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. Show more Show less

About FinAGG Technologies FinAGG Technologies Private Limited is a dynamic fintech company revolutionizing credit access for India's Distributor and Retailer ecosystem. Founded and led by industry veterans with a track record of successful exits to global firms, FinAGG is at the forefront of digital lending innovation. Trusted by 20+ leading corporate houses, we are transforming SME/MSME financing and driving the vision of Atmanirbhar Bharat by empowering businesses with seamless working capital solutions. Role: Senior Manager/AVP - Credit & Risk 📍 Location: Noida (On-site) | 🏢 Full-time As a Senior Manager/AVP - Credit & Risk , you will play a key role in shaping FinAGG’s risk strategy and credit policies. You will be responsible for assessing and mitigating credit risks, developing robust underwriting frameworks, and driving financial risk management strategies to support our growing portfolio. Key Responsibilities: ✅ Oversee credit risk management frameworks and policies ✅ Conduct in-depth financial assessments and underwriting activities ✅ Implement risk management strategies to optimize portfolio performance ✅ Utilize analytical tools to evaluate creditworthiness and risk exposure ✅ Collaborate with cross-functional teams to enhance credit models and decision-making Qualifications & Skills: ✔ Proven experience in Credit Risk Management & Underwriting ✔ Strong analytical skills with expertise in financial modeling ✔ Deep understanding of credit assessment, finance, and risk management ✔ Background in financial services, fintech, or banking ✔ Ability to thrive in a fast-paced, high-growth environment ✔ Bachelor's or Master’s degree in Finance, Economics, Business , or a related field 🚀 Join us in redefining MSME financing and driving India’s economic growth! 📩 Interested? Apply now or reach out to learn more. Show more Show less

Role & responsibilities Ticket Size 15 lacs -30 lacs. Work closely with sales and relationship teams to ensure credit proposals align with business objectives. Oversee the credit approval process, ensuring adherence to company policies and risk guidelines. Prepare and present credit reports to senior management and recommend actions to improve credit performance. Preferred candidate profile - experience Min 3+years in Business loan credit underwriting mandatory Interested candidates may share their CV at Nagapurnaiah.madugula@piramal.com / dinesh.boga@piramal.com Immediate Joiners will be preferred.

About the Role: We are seeking an experienced US Mortgage Specialist to join our dynamic team in Hyderabad. This role offers a hybrid work model, allowing for a balance of in-office collaboration and remote work. The ideal candidate will have a deep understanding of US mortgage underwriting processes, regulations, and guidelines, and will be responsible for ensuring the accuracy and completeness of mortgage loan applications. Key Responsibilities: Analyze and verify loan applications to ensure eligibility, creditworthiness, and compliance with US mortgage lending regulations and guidelines. Review financial statements, credit reports, and applicable ratios (i.e., Debt ratios, loan-to-value) to make loan eligibility decisions. Evaluate mortgage loan requests and assess risks based on credit, capacity, and collateral considerations. Ensure all required documentation is collected, reviewed, and accurately processed. Work closely with loan processors and officers to provide guidance and clarification on underwriting standards and requirements. Stay updated with changes in underwriting procedures, criteria, and regulatory requirements. Provide timely and constructive feedback to agents and clients regarding loan decisions, conditions, and additional requirements. Maintain a high level of customer service by being proactive in communication with clients and stakeholders. Qualifications: Bachelor’s degree in Finance, Business Administration, or a related field. Minimum of 5 years of experience in US mortgage underwriting. Strong understanding of current US mortgage lending laws, regulations, and guidelines. Familiarity with underwriting tools and software used in the US mortgage industry. Excellent analytical and decision-making skills. Strong attention to detail and accuracy. Effective communication skills, both written and verbal. Ability to work independently and collaboratively in a hybrid work environment. Preferred Skills: Experience with FHA, VA, and conventional loan underwriting. Certification in mortgage underwriting from a recognized institution. Proficiency in risk analysis and mitigation. Show more Show less

Summary Guidewire is searching for a unique individual who is ambitious, curious, and hungry for a rare chance to transform a 500-year-old industry from the inside out. Through our data listening capabilities, we collect more data (and more important data) than any other company in our market. We seek ways to make sense of it, showcase it, and transform it into insight that feeds billions of decision points every year across pricing, portfolio management, underwriting, claims management, and risk transfer. At Guidewire, we offer a combination of good working conditions, an excellent market opportunity, a rational and meritocratic company culture, quality software products, and a long history of careful hiring have allowed us to create an enviable work environment. Guidewire Analytics helps insurers and other financial institutions to model new and evolving risks such as cyber. By combining internet-scale data listening, adaptive machine learning, and insurance risk modeling, Guidewire Analytics insights help P&C customers face new risks, take advantage of new opportunities and develop new products. Job Description Responsibilities : Design and Development: Architect, design, and develop robust, scalable, and efficient data pipelines. Design and manage platform solutions to support data engineering needs to ensure seamless integration and performance. Write clean, efficient, and maintainable code. Leadership and Collaboration: Lead and mentor a team of Data engineers, providing technical guidance and fostering a collaborative environment. Collaborate with cross-functional teams including data scientists, analysts, and business stakeholders to understand data requirements and deliver solutions that meet business needs. Drive the adoption of best practices in software development lifecycle (SDLC), including code reviews, testing, and continuous integration/continuous deployment (CI/CD). Data Management and Optimization: Ensure data quality, integrity, and security across all data pipelines. Optimize data processing workflows for performance and cost-efficiency. Develop and maintain comprehensive documentation for data pipelines and related processes. Innovation and Continuous Improvement: Stay current with emerging technologies and industry trends in big data and cloud computing. Propose and implement innovative solutions to improve data processing and analytics capabilities. Continuously evaluate and improve existing data infrastructure and processes. Qualifications: Bachelor s or Master s degree in Computer Science, Engineering, or a related field. 8+ years of experience in software engineering with a focus on data engineering and building data platform Strong programming experience using Python or Java . Proven experience with Big data technologies like Apache Spark , Amazon EMR , Apache Iceberg , Amazon Redshift, etc or Similar technologies Proven experience in RDBMS (Postgres, MySql, etc) and NoSQL (MongoDB, DynamoDB, etc) database Proficient in AWS cloud services (e.g., Lambda , S3 , Athena , Glue ) or comparable cloud technologies. Demonstrated leadership experience, with a track record of leading and mentoring engineering teams. In-depth understanding of SDLC best practices, including Agile methodologies , code reviews, and CI/CD . Experience working in Event driven and Serverless Architecture Experience with platform solutions and containerization technologies (e.g., Docker , Kubernetes). Excellent problem-solving skills and the ability to work in a fast-paced, dynamic environment. Strong communication skills, both written and verbal.

. Risk Assessment and Underwriting - Underwriting decisions based on underwriting authority and specified individual policies/programs - Provide technical inputs and advisory to the market on emerging risks and changing scenarios -Review technical and complex proposal to offer effective solutions -Evaluate proposal thoroughly considering past claims/cases and assess conformance with underwriting guidelines -Conduct 360 degree review of risks along with any associated loss ratio; decide on standard terms and conditions for the proposal -Arrive at the quotes to covert accounts in our favor Premium Growth and Renewal retention - Develop relationships with broking RMs and IMDs - Negotiate terms & Ensure presence on accounts especially the high volume SME business - Advise clients and IMDs on products and covers -Visit the clients and IMDs; understand problem areas and issues / concerns -Provide guidance, if required and resolve any issues / concerns - analyze data to draw conclusions on performance and areas of opportunity Projects / Special Initiatives -Take up special projects / initiatives aimed at premium growth or strengthening the organizational processes & systems Product Training -Drive implementation of various training efforts in case of new / existing product launch in terms of premium calculation; product nuances, etc.; clarify doubts and resolve concerns, if any -Assess areas of improvement amongst the IMDs and provide effective training to them; address development issues / concerns and enable them to drive sales for the organization in an effective manner -Training Content Development for various training programs to be conducted . Manage centrally led underwriting and aid in central activities - BFL, Policy Bazaar and other web sales policies and partners - high volume and quick TAT - Manage and build pipeline for bundling business through various partners - Consolidate RI bordereaux for accurate cession and RI closings - Support in Audits - Support the global accounts team and take underwriting and cession decisions for global accounts- book size

Associate Scientist - Data Sourcing & Solutions Gurgaon/Bangalore, India AXA XL recognises data and information as critical business assets, both in terms of managing risk and enabling new business opportunities This data should not only be high quality, but also actionable - enabling AXA XLs executive leadership team to maximise benefits and facilitate sustained enterprise advantage Our Innovation, Data, and Analytics Office (IDA) is focused on driving innovation by optimizing how we leverage data to drive strategy and create a new business model - disrupting the insurance market As we develop an enterprise-wide data and digital strategy that moves us toward a greater focus on the use of data and data-driven insights, we are seeking an Associate Scientist for our Data Sourcing & Solutions team The role sits across the IDA Department to make sure customer requirements are properly captured and transformed into actionable data specifications Success in the role will require a focus on proactive management of the sourcing and management of data from source through usage What you ll be DOING What will your essential responsibilities include? Accountable for documenting data requirements (Business and Function Requirements) and assessing the reusability of Axiom assets Build processes to simplify and expedite data sourcing to focus on delivering data to AXA XL business stakeholders frequently Develops and operationalizes strategic data products, and answers and proactively manages the sourcing and management of data from source through usage (reusable Policy and Claim Domain data assets) Data Validation Testing of the data products in partnership with the AXA XL business to ensure the accuracy of the data and validation of the requirements Assesses all data required as part of the Data Ecosystem to make sure data has a single version of the truth Respond to ad-hoc data requests to support AXA XLs business Instill a customer-first attitude, prioritizing service for our business stakeholders above all else Internalize and execute IDA and company-wide goals to become a data-driven organization Contribute to best practices and standards to make sure there is a consistent and efficient approach to capturing business requirements and translating them into functional, non-functional, and semantic specifications Develop a comprehensive understanding of the data and our customers Drive root cause analysis for identified data deficiencies within reusable data assets delivered via IDA Identify solution options to improve the consistency, accuracy, and quality of data when captured at its source You will report to the Team Lead - Data Sourcing & Solutions What you will BRING We re looking for someone who has these abilities and skills: Required Skills and Abilities: Experience in a data role (business analyst, data analyst, analytics) preferably in the Insurance industry and within a data division A minimum of a bachelor s or masters degree (preferred) in a relevant discipline Robust SQL knowledge and technical ability to query AXA XL data sources to understand our data Excellent presentation, communication (oral & written), and relationship-building skills, across all levels of management and customer interaction Insurance experience in data, underwriting, claims, and/or operations, including influencing, collaborating, and leading efforts in complex, disparate, and interrelated teams with competing priorities Passion for data and experience working within a data-driven organization Work together internal data with external industry data to deliver holistic answers Work with unstructured data to unlock information needed by the business to create unique products for the insurance industry Possesses robust exploratory analysis skills and high intellectual curiosity Displays exceptional organizational skills and is detail-oriented The robust conceptual thinker who connects dots, and has critical thinking, and analytical skills Desired Skills and Abilities: Ability to work with team members across the globe and departments Ability to take ownership, work under pressure, and meet deadlines Builds trust and rapport within and across groups Applies in-depth knowledge of business and specialized areas to solve business problems and understand integration challenges and long-term impact creatively and strategically Ability to manage data needs of an individual project(s) while being able to understand the broader enterprise data perspective Expected to recommend innovation and improvement to policies, and procedures, deploying resources, and performing core activities Experience with SQL Server, Azure Databricks Notebook, Qlikview, PowerBI, and Jira/Confluence a plus

Associate Specialist - Data Delivery & Operations Gurgaon/Bangalore, India AXA XL recognizes data and information as critical business assets, both in terms of managing risk and enabling new business opportunities This data should not only be high quality, but also actionable - enabling AXA XLs executive leadership team to maximize benefits and facilitate sustained enterprise advantage Our Innovation, Data, and Analytics Office (IDA) is focused on driving innovation by optimizing how we leverage data to drive strategy and create a new business model - disrupting the insurance market As we develop an enterprise-wide data and digital strategy that moves us toward a greater focus on the use of data and data-driven insights, we are seeking an Associate Scientist for our Data Sourcing & Solutions team The role sits across the IDA Department to make sure customer requirements are properly captured and transformed into actionable data specifications Success in the role will require a focus on proactive management of the sourcing and management of data from source through usage What you ll be DOING What will your essential responsibilities include? Accountable for documenting data requirements (Business and Function Requirements) and assessing the reusability of Axiom assets Build processes to simplify and expedite data sourcing to focus on delivering data to AXA XL business stakeholders frequently Develops and operationalizes strategic data products and answers and proactively manages the sourcing and management of data from source through usage (reusable Policy and Claim Domain data assets) Data Validation Testing of the data products in partnership with the AXA XL business to ensure the accuracy of the data and validation of the requirements Assesses all data required as part of the Data Ecosystem to make sure data has a single version of the truth Respond to ad-hoc data requests to support AXA XLs business Instill a customer-first attitude, prioritizing service for our business stakeholders above all else Internalize and execute IDA and company-wide goals to become a data-driven organization Contribute to best practices and standards to make sure there is a consistent and efficient approach to capturing business requirements and translating them into functional, non-functional, and semantic specifications Develop a comprehensive understanding of the data and our customers Drive root cause analysis for identified data deficiencies within reusable data assets delivered via IDA Identify solution options to improve the consistency, accuracy, and quality of data when captured at its source You will report to the Senior Scientist- Data Sourcing & Delivery & Operations What you will BRING We re looking for someone who has these abilities and skills: Required Skills and Abilities: A minimum of a bachelor s or masters degree (preferred) in a relevant discipline Experience in a data role (business analyst, data analyst, analytics) preferably in the Insurance industry and within a data division Robust SQL knowledge and technical ability to query AXA XL data sources to understand our data Excellent presentation, communication (oral & written), and relationship-building skills, across all levels of management and customer interaction Insurance experience in data, underwriting, claims, and/or operations, including influencing, collaborating, and leading efforts in complex, disparate, and interrelated teams with competing priorities Passion for data and experience working within a data-driven organization Work together internal data with external industry data to deliver holistic answers Work with unstructured data to unlock information needed by the business to create unique products for the insurance industry Possesses robust exploratory analysis skills and high intellectual curiosity Displays exceptional organizational skills and is detail oriented The robust conceptual thinker who connects dots, and has critical thinking, and analytical skills Desired Skills and Abilities: Ability to work with team members across the globe and departments Ability to take ownership, work under pressure, and meet deadlines Builds trust and rapport within and across groups Applies in-depth knowledge of business and specialized areas to solve business problems and understand integration challenges and long-term impact creatively and strategically Ability to manage data needs of an individual project(s) while being able to understand the broader enterprise data perspective Expected to recommend innovation and improvement to policies, and procedures, deploying resources, and performing core activities Experience with SQL Server, Azure Databricks Notebook, QlikView, Power BI, and Jira/Confluence a plus

Consultant-Premium Accounting & Credit Control To ensure timely collection and allocation of premiums and cash hence preventing building up Bad Debt and reducing outstanding unallocated cash in order to ensure adequate corporate liquidity Role holder supports managers by providing functional insights to teams that provide services to a variety of stakeholders by acting as the primary point of contact from an operational perspective The role is meant to be completely self-directed What you ll be DOING What will your essential responsibilities include? Acting as SME and a role model on process and tools used Managing the workflow of multiple tasks and maintaining a detailed understanding of the status of various tasks owned by Underwriters, Brokers, Reinsurers, AXA XL internal network, and Network Partners around the world Performing tasks that require advanced knowledge, ideally in direct contact with UWs and/or external clients Proactive problem-solving to balance and manage client/broke/UW expectations with internal service standards Building effective relations with MO/UW to timely resolve escalated queries and supporting performance improvement Performing quality control on complex tasks completed by senior analysts and associate consultants, whenever required Might be supporting more than one team, offering support across various products, countries, regions, departments and/or functions Working in conjunction with managers in creating & overseeing training & development/performance improvement plans for band A roles Constantly elaborating existing processes, looking for improvement opportunities and leading comprehensive projects between ESS and MO/UW based on knowledge and experience Adhering to Service Level Agreements and quality targets set by Global Operations in agreement with Middle Office / Credit Control Using workflow and time-tracking tools to ensure proper work organization and reporting Creating & overseeing training & development/performance improvement plans for band A roles Actively supporting transition planning & execution You will report to the Manager-Premium Accounting & Credit Control What you will BRING We re looking for someone who has these abilities and skills: Required Skills and Abilities: Candidate with relevant years of experience Majority of experience in Debt management is preferrable Graduate in any discipline, preferably in Insurance, Commerce or Finance & Accounting Outstanding knowledge of debt & cash management tools Excellent knowledge of Insurance/Credit Control/Underwriting Ability to read and comprehend insurance industry related correspondence and memos Desired Skills and Abilities: Excellent presentation & written and verbal communication skills Confidence to speak up in team meetings as well as with senior colleagues and stakeholders Deadline driven with ability to work under pressure Problem-solving attitude, great work organization skills Ability to manage the processes with zero supervision Understanding business needs in order to proactively identify transition opportunities and drive their business line/region without manager support Nice to have knowledge of BFSI (Banking, Financial, Service Industry) Who WE are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks For mid-sized companies, multinationals and even some inspirational individuals we don t just provide re/insurance, we reinvent it How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty With an innovative and flexible approach to risk solutions, we partner with those who move the world forward Learn more at axaxl com What we OFFER Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success That s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential It s about helping one another and our business to move forward and succeed Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at axaxl com / about-us / inclusion-and-diversity AXA XL is an Equal Opportunity Employer Total Rewards AXA XL s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security It provides competitive compensation and personalized, inclusive benefits that evolve as you do We re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence Sustainability At AXA XL, Sustainability is integral to our business strategy In an ever-changing world, AXA XL protects what matters most for our clients and communities We know that sustainability is at the root of a more resilient future Our 2023-26 Sustainability strategy, called Roots of resilience , focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations Our Pillars: Valuing nature: How we impact nature affects how nature impacts us Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future We re committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans Addressing climate change: The effects of a changing climate are far-reaching and significant Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption Were building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions Integrating ESG: All companies have a role to play in building a more resilient future Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business We re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL s Hearts in Action programs These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving For more information, please see axaxl com/sustainability

ob Title: Assistant Manager / Manager (Credit & Risk) Job Level: Mid-Level Report to: Chief Business Officer Department: Lending Organization: airpay money pvt ltd ( http://www.airpay.money) Location: Gurgaon Job Summary: The Assistant Manager / Manager (Credit & Risk) is responsible for developing and implementing credit risk assessment models, monitoring credit portfolios, ensuring compliance with credit policies, and optimizing lending strategies. This role involves data-driven risk management, policy refinement, and collaboration with key stakeholders to enhance Airpay s lending portfolio while maintaining regulatory compliance. Key Responsibilities: Credit Risk Assessment: Develop and implement credit risk assessment models and methodologies to evaluate the creditworthiness of potential borrowers. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Monitor and review credit portfolios regularly to identify potential risks and make recommendations for risk mitigation strategies. Collaborate with other departments such as underwriting, collections, and compliance to ensure adherence to credit policies and regulatory requirements. Analytics and Data Management: Utilize advanced analytics and statistical techniques for credit risk assessment. Develop predictive models for default probabilities and loan performance. Ensure data accuracy by extracting, cleaning, and managing datasets from multiple sources. Implement data governance practices for consistency and integrity. Stay updated on credit risk analytics trends and incorporate best practices. Portfolio Management: Monitor and optimize the lending portfolio s performance. Conduct stress testing and scenario analysis to assess economic impact. Develop risk-return strategies while ensuring compliance with regulatory guidelines. Provide recommendations for portfolio diversification and capital allocation. Credit Policy Development: Assist in refining credit policies based on risk assessments and data insights. Evaluate and enhance credit policies to mitigate emerging risks. Ensure alignment between credit policies, business objectives, and risk strategies. Conduct periodic reviews and audits to maintain compliance. Reporting and Communication: Prepare and present reports on credit risk metrics and portfolio performance. Effectively communicate risk findings to stakeholders and decision-makers. Develop reports and dashboards for real-time insights into credit risk trends. Continuous Improvement: Identify opportunities to enhance efficiency through process automation. Participate in cross-functional projects to strengthen risk management frameworks. Foster a culture of continuous learning and development within the credit risk team. Required Qualifications: Inter CA/CA or Master s degree in Finance, Business, Economics, or a related field. 2+ years of experience in credit risk assessment, portfolio management, or financial analytics. Strong understanding of credit risk modeling, financial analysis, and data analytics. Knowledge of regulatory frameworks related to lending and risk management. Excellent communication and stakeholder management skills. Certification in risk management (FRM, CFA, or equivalent) is a plus.

Senior Specialist, BA/DA Gurgaon/Bangalore, India AXA XL recognizes data and information as critical business assets, both in terms of managing risk and enabling new business opportunities This data should not only be high quality, but also actionable - enabling AXA XL s executive leadership team to maximize benefits and facilitate sustained dynamic advantage Our Innovation, Data & Analytics function is focused on driving innovation through optimizing how we leverage data to drive strategy and differentiate ourselves from the competition As we develop an enterprise-wide data and digital strategy that moves us toward greater focus on the use of data and data-driven insights, we are seeking a Senior Specialist for our Data Sourcing & Solutions team The role sits across the Innovation, Data & Analytics Department to ensure customer requirements are properly captured and transformed into actionable data specifications Success in the role will require focus on proactive management of the sourcing and management of data from source through usage What you ll be DOING What will your essential responsibilities include? Identify, evaluate, and acquire various data sources that align with the customer needs This may involve collaborating with business stakeholders, third party vendors and source system teams Design and implement data integration strategies to combine diverse datasets from internal and external sources This would include accountable for documenting data requirements to the ETL processes, APIs, and data pipelines Develop data solutions to address specific business challenges This might involve creating custom data models that provide actionable insights which integrate with the existing data assets Oversee the organization and management of data within databases, ensuring data security, integrity, and accessibility Able to work in Agile framework by defining and prioritizing the product backlog, collaborating with agile teams to deliver the business goals and customer needs Work closely with cross-functional teams, including Data Engineers, Data Science, Data Management, Data Governance, Data Quality, BI Solutions and Stakeholders Implement measures to maintain data accuracy, consistency, and completeness Perform data validation and cleansing as needed Adhere to data governance standards, ensuring compliance with regulations and internal policies related to data usage and privacy Proficiency in various data technologies such as SQL, Azure cloud technologies, Databricks to analyze and produce data insights Stay updated with emerging technologies in data management Developing expertise in the Insurance domain to better understand the context of the data Identify data related issues, troubleshoot problems, and recommend solutions to enhance data sourcing and integration processes Provide guidance and mentorship to junior analysts and team members, fostering a culture of continuous learning and improvement Translate complex technical concepts into understandable insights for non-technical stakeholders to drive data-informed decision-making Explore innovative approaches to data acquisition, integration, and solution development that can lead to improved efficiency and effectiveness It is pivotal in ensuring that an organization s data ecosystem is robust, well-integrated, and capable of providing accurate and actionable insights to become a data driven organization Instill a customer-first attitude, prioritizing service for our business stakeholders above all else You will report to Lead Specialist, Data Sourcing & Solutions What you will BRING We re looking for someone who has these abilities and skills: Required Skills and Abilities: Extensive experience in a data role (business analyst, data analyst, analytics) preferably in the Insurance industry and within a data division Excellent presentation, communication (oral & written), and relationship building skills, across all levels of management and customer interaction Excellent SQL knowledge, exposure to Azure cloud technologies (including Databricks) and technical ability to query AXA XL data sources to understand our data Deep insurance experience in data, underwriting, claims and/or operations, including influencing, collaborating, and leading efforts in complex, disparate and inter-related teams with competing priorities Passion for data and experience working within a data driven organization Integrate internal data with external industry data to deliver holistic solutions Work with unstructured data to unlock information needed by the business to create unique products for the insurance industry Possesses excellent exploratory analysis skills and high intellectual curiosity Displays exceptional organizational skills and is detail oriented Effective conceptual thinker who connects dots, critical thinking, and analytical skills Ability to take ownership, work under pressure, and meet deadlines Ability to work with team members across the globe and across departments Desired Skills and Abilities: Builds trust and rapport within and across groups Applies in-depth knowledge of business and specialized areas to solve business problems and understand integration challenges and long-term impact creatively and strategically Ability to manage data needs of an individual project(s) while being able to understand the broader enterprise data perspective Expected to recommend innovation and improvement to policies, procedures, deploying resources and performing core activities

We invent the new to help the world move forward Combining powerful analytics and deeper insights with bigger ideas and innovative solutions, we free up our clients potential, thereby fulfilling our own Take it seriously Make it fun Know it matters Finance Close team provides accounting support to various AXA XL legal entities based out of Americas, UK, and Eurasia The key activities of the team involve analysis of Balance Sheet and Profit & Loss including ratio analysis, preparation of balance sheet reconciliations along with commentaries, booking of manual adjustments to incorporate new treaties/entity level changes in GL, preparation of internal ceding treaties reconciliations for US, UK & APAC/Europe geography, booking of manual adjustments to correct ceding percentage changes, booking of post close cash adjustment journals, etc We are looking for a skilled professional who can bring valuable expertise and excellent experience to our team Your background and capabilities could play a significant role in enhancing our operations, providing essential support, and leading business-as-usual (BAU) activities effectively We believe that your insights and contributions would make a meaningful impact, and we re eager to discuss how your skills align with our needs Looking forward to speaking with you soon! What you ll be doing What will your essential responsibilities include? Preparation of balance sheet reconciliations such as Receivable/Payable, Losses, Unearned premium and Deferred acquisition cost Booking of manual adjustment to incorporate legal entity, operating units, and other chart field level restructuring / changes in General Ledger Executing the overall accounting of Frame External Quota Share (EQS) treaty in system - booking of true up entries (required, if any) and ensuring the treaty appliance Manage the BAU deliverables related to accounting/reporting of group treaties (Internal group treaties - IGR, others) Collaboration within/outside the team (including the BU Controllers/Business Partners) for the timely cleanup of the open reconciling items Booking of Post Close Cash Adjustments journals (Including internal / external ceding treaties adjustments) to account for claims paid transactions that take place after underwriting source systems close and adjust it with IBNR Preparing analysis/reports and reconciliations on various ad-hoc requests as and when requested Assist in managing requests from both external auditors and internal financial controls team to provide requested documentation, general ledger balances, other ad-hoc requests from auditors You will report to Manager, Chief Accounting & Capital Office What you ll bring We re looking for someone who has these abilities and skills: Required Skills and Abilities: A Graduate or Post-Graduate (B Com/M Com/ MBA in Finance) with relevant years of experience in accounting and financial reporting Ability to understand general business requirement and implement corresponding technical solution Excellent technical knowledge of all phase of applications system analysis Excellent communication & interpersonal skills to work effectively with internal/external teams across the globe Solid technical knowledge including ability to create and execute SQl queries/Power BI in support of incident and problem analysis Desired Skills and Abilities: Experience with Oracle EBS, Hyperion Financial Management (HFM) and Magnitude would be advantageous Organized, methodical, able to deal effectively with multiple priorities and do multitasking What we offer Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success That s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential It s about helping one another and our business to move forward and succeed Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at axaxl com / about-us / inclusion-and-diversity AXA XL is an Equal Opportunity Employer Total Rewards AXA XL s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security It provides competitive compensation and personalized, inclusive benefits that evolve as you do We re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence Sustainability At AXA XL, Sustainability is integral to our business strategy In an ever-changing world, AXA XL protects what matters most for our clients and communities We know that sustainability is at the root of a more resilient future Our 2023-26 Sustainability strategy, called Roots of resilience , focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations Our Pillars: Valuing nature: How we impact nature affects how nature impacts us Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future We re committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans Addressing climate change: The effects of a changing climate are far-reaching and significant Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption Were building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions Integrating ESG: All companies have a role to play in building a more resilient future Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business We re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL s Hearts in Action programs These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving For more information, please see axaxl com/sustainability Who we are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks For mid-sized companies, multinationals and even some inspirational individuals we don t just provide re/insurance, we reinvent it How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty With an innovative and flexible approach to risk solutions, we partner with those who move the world forward Learn more at axaxl com