Senior Manager

We are looking for a Credit Risk Reporting and Impairment Insights Analyst to support risk reporting, monitoring, and insights generation. The ideal candidate will have 3-6 years of experience in the Credit Risk domain, with strong expertise in Python and data analytics. This role requires working with large datasets, developing reports, and providing meaningful risk insights to support decision-making.

Key Responsibilities:

• Develop, automate, and maintain credit risk reports and dashboards using Python and visualization tools.
• Analyze credit risk metrics, portfolio trends, and key risk indicators to generate actionable insights.
• Extract, clean, and process large datasets from various risk data sources.
• Collaborate with risk teams to improve existing risk monitoring frameworks and enhance reporting automation.
• Ensure data accuracy, integrity, and compliance with risk governance standards.
• Work closely with business stakeholders to provide deep dives into portfolio performance and risk trends.

Required Skills & Experience:

• 3-6 years of experience in credit risk analytics, reporting, or risk monitoring.
• Hands-on expertise in Python (Pandas, NumPy, SQLAlchemy, etc.) for data manipulation and reporting.
• Experience with SQL for querying large datasets.
• Strong understanding of credit risk concepts, including delinquency, PD/LGD, and portfolio performance monitoring.
• Exposure to risk reporting frameworks and regulatory requirements (Basel, IFRS9, CCAR, etc.) is a plus.
• Experience with data visualization tools (Power BI, Tableau, Matplotlib, Seaborn) for reporting and insights generation.
• Strong problem-solving skills and ability to communicate risk insights to stakeholders.
• Prior experience in automating reports and processes to improve efficiency.

Preferred Qualifications:

• Experience with cloud-based data platforms (AWS, GCP, or Azure) is a plus.
• Knowledge of credit bureau data and loan portfolio analysis.
• Familiarity with SAS or R (optional but beneficial).

Why Join Us?

• Opportunity to work on impactful credit risk reporting and analytics.
• Exposure to advanced risk management frameworks and data-driven decision-making.
• Collaborative work environment with opportunities for growth and upskilling.