Job
Description
Please prioritise looking for Business System Analyst profiles experienced in Mortgage Domain . Please prioritize candidates from only Kerala/Tamil Nadu / Karnataka . Kindly do the needful. Role Position Skills Experience Budget Senior Business System Analyst 3 Core BA with US Mortgage /Loan origination Experience Only 7 -12 Yrs 14 -22 LPA Checklist Criteria Details Must Have / Good to Have/ Notes Nice to Have Educational qualification B.E/B.Tech/BCA,MCA/M-Tech from reputed institutes. Must Have MBA Good to Have Relevant BA experience 7 year plus of relevant BA experience in IT firms Must Have Ensure 7+ years of relevant BA experience is present. Exclude Operations ,Dev , QA , Support experience from BA experience Core BA Skills Wireframes, User story creation, BRD/FRD, Requirement Analysis, Created Process flows, Done UAT. Tools - JIRA & Confluence, MS Applications, Balsemiq,MS Visio,Lucidchart,Draw.io Must Have Give preference to candidates who have independently worked in BA roles without onshore counterparts. Mortgage knowledge Strong knowledge in US Mortgage (At least 3 years of expertise) Must Have Look for keywords in the profile like Mortgage/Loan Origination, Servicing, Product Pricing, Credit Analysis, Automated Underwriting tools, Empower, Processing, Underwriting, Closing. System knowledge Adding this criteria since the role requires System knowledge (BSA role) Good to Have Look for keywords like Integrations, Third party vendors, Data Analysis, Profiling, SQL BA Certifications CCBA, CBAP,CSPO,SAFE POPM Nice to Have Give preference to candidates with one of these certifications Job Description / Duties And Responsibilities Requirement Gathering & Analysis: Collaborate with stakeholders to elicit, document, and validate business and functional requirements. Analyse mortgage processes, including origination, underwriting, servicing, and closing, to identify gaps and propose solutions. Documentation Create comprehensive Business Requirement Documents (BRDs), Functional Specification Documents (FSDs), and Use Cases. Maintain detailed records of process flows, system interactions, and data mapping. Stakeholder Management Act as a liaison between business stakeholders, IT teams, and third-party vendors. Facilitate effective communication to ensure alignment on project goals and deliverables. Data Analysis Analyse mortgage-related data to support decision-making, such as loan performance metrics and risk assessments. Collaborate with data teams to define data models and reporting requirements. Testing & Validation Support User Acceptance Testing (UAT) by defining test scenarios, reviewing test plans, and ensuring system functionality meets business needs. Validate data integrity and compliance within mortgage systems. Regulatory Compliance Stay updated on industry trends, legal changes, and compliance requirements in the mortgage domain. Ensure that solutions adhere to all relevant regulatory and legal standards. Process Improvement Evaluate existing mortgage workflows and recommend enhancements to improve efficiency and customer experience. Ensure alignment with regulatory standards, including TRID, RESPA, and HMDA (where applicable). To adhere to ISMS policies and procedures. Job Specification / Skills And Competencies 7+ years of experience as a Business Analyst with at least 4 years in the mortgage or financial services domain. Strong understanding of the mortgage lifecycle, including loan origination, underwriting, and servicing. Familiarity with various mortgage software systems (e.g., Origination Platforms, Processing platforms). Excellent analytical and problem-solving skills. Strong awareness of regulatory frameworks (e.g., TRID, RESPA, FHA guidelines). Knowledge of integrations with third-party systems, such as credit bureaus and appraisal services. Experience with Agile methodologies. Proficiency in tools such as Microsoft Office, Visio, and JIRA. Basic knowledge of SQL for data analysis is a plus. Strong communication and interpersonal skills to manage diverse stakeholders. Ability to prioritize tasks and manage time effectively in a fast-paced environment. Attention to detail and a focus on delivering high-quality outputs. Expected to work at least 4 hours overlap with US Pacific business hours. Show more Show less
