Relationship Manager

Position Title: Relationship Manager - Home Loan Sales Department: Sales Location: Bangalore/Mumbai/Delhi NCR Reports To: Area Sales Manager Job Summary: The Relationship Manager for Home Loan Sales will be responsible for driving sales of home loans and related products through direct sales efforts, focusing on relationship building with potential customers. This role involves meeting sales targets, managing relationships with leads, and ensuring that the entire loan process runs smoothly from inquiry to disbursement. The Relationship Manager will work closely with other team members and stakeholders to ensure a seamless customer experience. Key Responsibilities: 1.      Sales & Business Development: o  Generate and close home loan sales through direct marketing and referrals. o  Identify and onboard consultants to expand sales network o  Meet monthly and quarterly sales targets for home loan products. o  Build and maintain relationships with builders, real estate agents, consultants, CA and other stakeholders to generate leads. o  Prospect potential customers through various channels, including tele-calling, customer visits, and online lead generation. 2.      Customer Relationship Management: o  Build and maintain strong relationships with customers from the initial inquiry to loan disbursement. o  Provide excellent customer service and ensure all queries are addressed promptly. o  Educate customers on loan products, interest rates, and the application process. 3.      Loan Process Management: o  Assist customers in completing loan applications and gathering necessary documentation. o  Coordinate with the credit team to ensure timely processing and approval of home loan applications. o  Track the loan application status and ensure smooth disbursement by working with relevant teams. 4.      Market Knowledge: o  Keep up-to-date with market trends, product offerings, and competitor activities. o  Provide valuable insights and feedback to the sales team and product heads regarding market conditions and customer preferences. 5.      Documentation & Compliance: o  Ensure proper documentation and KYC (Know Your Customer) compliance. o  Follow up on loan documentation and ensure all documentation is complete and accurate for successful loan approval. 6.      Reporting & Analytics: o  Maintain and report daily, weekly, and monthly sales progress. o  Track individual performance against targets and ensure alignment with organizational goals. o  Analyze customer feedback and provide insights for product development. ·      Key Skills: o  Excellent communication and interpersonal skills. o  Strong negotiation and persuasion abilities. o  Ability to work independently and as part of a team. Personal Attributes: ·      Self-motivated with a drive to meet sales targets. ·      Goal-oriented with a customer-first approach. ·      Ability to work in a fast-paced and dynamic environment. ·      Strong problem-solving skills and attention to detail. Work Environment: ·      Full-time role with flexibility in working hours. ·      Combination of in-office and field work (customer meetings and site visits).