221 Recovery Management Jobs

As an underwriter for mortgage business at the assigned branch/location, your primary responsibility will be to review and assess a wide range of complex loan applications within specified guidelines. Based on your assessment, you will make decisions on loan approvals or recommend them to higher authorities for approval. You will be required to underwrite proposals in adherence to the established policies and procedures to meet the agreed Service Level Agreements (SLAs) and manage the business volumes in the city/area. This will involve conducting personal discussions with customers to evaluate their creditworthiness, ensuring completion of credit/KYC documents, and conducting verification through telephonic, field, and collateral visits. Additionally, you will need to analyze income to obligation ratios, loan to value ratios, and possess an in-depth understanding of the rationale behind these calculations and their impact on loan performance over extended periods. It will also be your responsibility to maintain Portfolio MIS, Delinquency MIS, and other operation-related MIS for the cluster while providing regular reports. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients, handling client queries, and utilizing industry knowledge and experience to address challenges and solve problems will be crucial aspects of your role. You will be expected to exceed service quality standards, strive for continuous process improvement, and undertake critical reviews of credit proposals to identify risks. Ensuring collateral and other credit risk mitigation, facilitating quick turnaround time of credit lending proposals, ongoing review of credit exposures, and monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases are key responsibilities. You will also be required to manage the credit underwriting function of your branch, collaborate with local credit analysts and the sales team, and follow up on the recovery of overdue cases. To excel in this role, you should hold a Graduate or Masters/Post Graduate degree, with certifications such as CA or MBA being preferable.,

As a Mortgage Underwriter at our organization, you will be responsible for managing the mortgage business portfolio in the assigned branch or location. Your primary duties will involve reviewing and assessing a variety of complex loan applications, making decisions within defined guidelines, and recommending approvals to higher authorities. It will be essential to underwrite proposals in accordance with established policies and procedures to meet agreed service level agreements and effectively manage business volumes in the city or area. You will conduct personal discussions with customers to evaluate their creditworthiness, ensure completion of credit and KYC documents, and verify information through telephonic communication, field visits, and collateral inspections. Additionally, you will analyze income to obligation ratios, loan to value ratios, and have a deep understanding of the rationale behind these calculations and their impact on loan performance over extended periods. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS for the cluster will be part of your responsibilities, along with providing regular reports. Building strong relationships with third parties to achieve favorable outcomes for clients, addressing client queries effectively, and striving for continuous improvement in service quality are key aspects of this role. You will critically review credit proposals, identifying industry, business, financial, management, and facility structure risks. Ensuring appropriate collateral and credit risk mitigation measures are in place to support decision-making by approving authorities is crucial. Collaborating closely with the sales team, you will work towards quick turnaround times for credit lending proposals related to mortgage business, including loans against property and home loans. Ongoing review of credit exposures, documentation of proposals, monitoring client and collateral creditworthiness, and risk mitigation efforts are integral parts of your responsibilities from pre-sanction to post-disbursement phases. Managing the credit underwriting function within your branch, coordinating with local credit analysts and the sales team, and ensuring timely recovery of outstanding cases are also part of your role. Ideally, you should hold a graduate or post-graduate degree, with certifications such as CA or MBA being preferable. Your expertise in underwriting mortgages and managing credit risks will be instrumental in driving the success of our business operations.,

The Regional Debt Manager - Consumer Durable Flows, within the Collections department, plays a pivotal role in overseeing a team and coordinating operational recovery efforts to maintain the credit portfolio of the designated region. This individual is responsible for enforcing corporate policies and procedures to minimize delinquencies at the front end. By cultivating relationships internally and externally, opportunities for value creation are identified, aligning with the broader organizational goals of the bank. The Regional Debt Manager's role directly influences the financial institution's budget planning. Responsibilities include: - Accountable for the recovery of the designated product - Analyzing collection metrics to identify trends and collaborating with the Strategic Business Head to develop action plans that reduce delinquencies and maintain portfolio health - Monitoring performance of agency/collection executives based on set parameters to enhance productivity - Categorizing cases that require restructuring or legal intervention, creating and implementing action plans accordingly - Compiling information on competitor policies to establish an effective collection policy and trigger mechanism for the target customer segment - Ensuring team compliance with defined processes and policies when dealing with delinquent customers - Suggesting modifications to credit policies and monitoring processes based on NPA trends - Working closely with business and support teams to promptly address all issues - Overseeing agency management comprehensively and analyzing feedback received - Supervising recruitment, setting KRAs for direct reports, conducting performance evaluations, and monitoring overall team performance - Supporting subordinate development through feedback and regular training sessions Education Qualifications: - Graduation: Bachelors in Technology, Maths, Commerce, Arts, Science, Biology, Business, Computers, Engineering, or Management - Post-graduation: MBA, PGDM Experience: 10+ years of relevant experience,

As a Mortgage Underwriter, your primary responsibility will be to underwrite mortgage business and manage the portfolio in the assigned branch/location. You will review and assess a broad range of complex loan applications within defined guidelines, making decisions or recommending them for approval to higher authorities. It is essential to underwrite proposals in accordance with laid-down policies and procedures to meet agreed Service Level Agreements (SLAs) and effectively manage city/area business volumes. Conducting personal discussions with customers to determine creditworthiness, ensuring completion of credit/Know Your Customer (KYC) documents, and conducting verifications through telephonic, field visits, and collateral inspections will be part of your routine tasks. You will need to assess income to obligation ratios, loan to value ratios, and have in-depth knowledge of the rationale behind these calculations and their impact on loan performance over extended tenures. Maintaining Portfolio Management Information System (MIS), Delinquency MIS, and other operational MIS of the cluster while regularly reporting on them will be crucial. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients, addressing client queries using industry knowledge and experience, and striving for continuous process improvement are also key aspects of this role. You will critically review credit proposals to identify industry, business, financial, management, and facility structure risks contained within them. Ensuring collateral and other credit risk mitigation measures are in place to facilitate approving authorities" decisions on credit proposals is vital. Collaborating closely with the sales team, you will enable quick turnaround time of credit lending proposals for the mortgage business, which includes loan against property and home loan business. Undertaking ongoing reviews of credit exposures to ensure their bankability, facilitating critical review and documentation of proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking steps for risk mitigation when necessary will be part of your responsibilities. Managing the credit underwriting function of your branch, ensuring quick turnaround of credit lending proposals in coordination with local credit analysts and the sales team, and following up to ensure recovery of quick mortality cases between 12 - 18 months of vintage will be key to success in this role. Ideally, you should hold a Graduate or Masters/Post Graduate qualification, with additional certifications such as CA or MBA being preferable for this position.,

You have an exciting opportunity as a Regional Commercial Manager at Confidence Petroleum India Limited. As the Regional Commercial Manager, you will be responsible for managing all accounting transactions, regulating stock management, sending legal notices to customers with long outstanding dues, and onboarding new customers with proper agreements. To be successful in this role, you should have 5 to 8 years of experience, a graduation in commerce, and an MBA qualification. Fluency in English, Hindi, and the local language is preferred. Your salary range for this position is between 40,000 to 45,000 per month. Your primary responsibilities will include managing accounting transactions, regulating stock, sending legal notices to customers with outstanding dues, and onboarding new customers with proper agreements. You will also be responsible for planning daily routes, monitoring and managing stock, coordinating outstanding recovery, and stopping services for long dues. If you are interested in this position, please share your CV at 7875034811 or ruchitagolhar@confidencegroup.co. This is a full-time job with benefits such as Provident Fund and a yearly bonus. The work location is in person with day shifts required. Join Confidence Petroleum India Limited and take on the challenge of being a Regional Commercial Manager in the dynamic PCD DIRECT division.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. This includes reviewing and assessing a broad range of complex loan applications within defined guidelines. You will need to make decisions on loan applications or recommend them for approval to higher authorities. It is essential to underwrite proposals as per the laid down policies & procedures to meet agreed Service Level Agreements (SLAs) and manage city/area business volumes effectively. Your role will involve conducting personal discussions with customers to establish their creditworthiness. This includes ensuring the completion of credit/Know Your Customer (KYC) documents and verification through telephonic, field, and collateral visits. You will need to assess income to obligation ratios, loan to value ratios, and have in-depth knowledge of the rationale behind the calculation of these ratios and their impact on loan performance over long tenures. Maintaining Portfolio Management Information System (MIS), Delinquency MIS, and other operations-related MIS of the cluster will be part of your responsibilities. You will regularly report on these metrics. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients is crucial. Addressing client queries, using industry knowledge and experience to overcome challenges, and striving for continuous process improvement are expectations from this role. You will be required to undertake a critical review of credit proposals, identifying industry, business, financial, management, and facility structure risks. Ensuring collateral and other credit risk mitigation to facilitate decision-making on credit proposals is essential. Facilitating quick turnaround time of credit lending proposals for mortgage business, including loans against property and home loans, in close collaboration with the sales team will be part of your duties. Continuous monitoring of credit exposures to ensure bankable exposure, critical review, and documentation of proposals, monitoring client & collateral creditworthiness from pre-sanction to post-disbursement phases, and taking steps for risk mitigation when required, while adhering to legal & documentation norms & policies are key aspects of the role. Managing the credit underwriting function of your branch, facilitating quick turnaround of credit lending proposals by working closely with local credit analysts and the sales team are also part of the responsibilities. Additionally, you will need to follow up and ensure the recovery of quick mortality cases between 12 - 18 months of vintage. Qualifications required for this role include a Graduate degree, and preference will be given to candidates with Masters/Post Graduate qualifications. Certifications such as CA/MBA are preferable for this position.,

As an Underwriter for mortgage business in the assigned branch/location, your primary responsibility will involve reviewing and assessing a diverse range of complex loan applications within specified guidelines. You will need to make decisions on these applications or recommend them for approval to higher authorities. Your role will also include underwriting proposals in accordance with established policies and procedures to meet agreed Service Level Agreements (SLAs) and manage the business volumes in the city/area. You will be required to conduct personal discussions with customers to evaluate their creditworthiness, ensure completion of credit/KYC documents, and carry out verification through telephonic conversations, field visits, and collateral inspections. It is essential to analyze income to obligation ratios, loan to value ratios, and possess a deep understanding of the calculations behind these ratios and their impact on loan performance over extended periods. Maintaining Portfolio Management Information System (MIS), Delinquency MIS, and other operation-related MIS for the cluster will be part of your routine tasks. You will also be responsible for creating and nurturing effective relationships with third parties to achieve the best outcomes for clients, addressing client queries, and leveraging your industry knowledge and experience to resolve challenges efficiently. Ensuring adherence to service quality standards, striving for continuous process enhancement, critically reviewing credit proposals to identify various risks, and recommending appropriate risk mitigation strategies will be crucial aspects of your role. You will collaborate closely with the sales team to facilitate quick turnaround times for credit lending proposals related to mortgage business, including loan against property and home loan business. Your responsibilities will further extend to ongoing monitoring of credit exposures, managing the credit underwriting function of your branch, coordinating with local credit analysts and the sales team for streamlined operations, and ensuring timely recovery of delinquent cases within specified timelines. The ideal candidate for this position should hold a Graduate or Masters/Post Graduate degree, with additional certifications such as CA/MBA being preferable. This role demands a meticulous approach towards underwriting, risk assessment, and client relationship management to drive the success of the mortgage business in the assigned branch/location.,

Plan and execute daily field visits to follow up with delinquent customers. Visit & Negotiate on high poss cases, settlements, Track PTP, Prepare DPR, FOS allocation visit Planning & tracking. Coordinate with the TC & FOS for escalated recovery

Roles and Responsibilities Manage credit control functions, including receivables, payables, cash flow, and financial statements. Ensure accurate accounting entries in Tally ERP and maintain a healthy cash position by monitoring bank balances. Prepare MIS reports on a regular basis to track financial performance. Handle customer queries related to billing, invoicing, and collections. Coordinate with internal teams for smooth execution of tasks.

As an Underwriter for mortgage business in the assigned branch/location, your primary responsibility will be to review and assess a variety of complex loan applications within defined guidelines. You will be required to make decisions or recommend applications for approval to higher authorities. It is essential to underwrite proposals in accordance with established policies and procedures to meet agreed Service Level Agreements (SLAs) and effectively manage the business volumes in the city/area. Your role will involve conducting personal discussions with customers to evaluate their creditworthiness. This includes ensuring the completion of credit and Know Your Customer (KYC) documents through telephonic, field, and collateral visits. You will need to analyze income to obligation ratios, loan to value ratios, and possess in-depth knowledge of the rationale behind these ratios and their impact on loan performance over extended periods. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS for the cluster will be part of your routine tasks, along with providing regular reports. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients is crucial. Addressing client queries, utilizing industry knowledge and experience to overcome challenges, and ensuring service quality standards are exceeded are key aspects of your role. You will be responsible for critically reviewing credit proposals to identify industry, business, financial, management, and facility structure risks. Facilitating collateral and other credit risk mitigation measures to support the decision-making process on credit proposals is essential. Ensuring quick turnaround times for credit lending proposals related to mortgage business, such as loans against property and home loans, in collaboration with the sales team is a priority. Ongoing review of credit exposures to maintain their bankability, critically reviewing and documenting proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking risk mitigation steps when necessary are crucial tasks. Managing the credit underwriting function of your branch, ensuring quick turnaround of credit lending proposals in coordination with local credit analysts and the sales team, will be part of your daily responsibilities. Moreover, following up and ensuring the recovery of quick mortality cases between 12-18 MOV will be a key aspect of your role. Qualifications required for this position include a Graduate or Masters/Post Graduate degree, with certifications such as CA/MBA being preferable.,

As a Mortgage Underwriter, your primary responsibility will be to underwrite mortgage business and manage the portfolio in the assigned branch/location. You will be tasked with reviewing and assessing a wide range of complex loan applications within defined guidelines. Based on your assessment, you will need to make decisions or recommend them for approval to higher authorities. Your duties will include underwriting proposals in accordance with the established policies and procedures to meet the agreed service level agreements (SLAs) and effectively manage the business volumes in the city/area. This will involve conducting personal discussions with customers to evaluate their creditworthiness, ensuring the completion of credit/KYC documents, and performing verifications through telephonic, field, and collateral visits. You will be responsible for analyzing income to obligation ratios, loan to value ratios, and possessing an in-depth understanding of the rationale behind these calculations and their impact on loan performance over extended periods. Additionally, maintaining Portfolio MIS, Delinquency MIS, and other operational MIS of the cluster, along with regular reporting, will be part of your role. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients, addressing client queries, and utilizing industry knowledge to overcome challenges are crucial aspects of this position. You will be expected to exceed service quality standards, strive for continuous process improvement, and critically review credit proposals to identify risks associated with industry, business, finance, management, and facility structure. To facilitate quick turnaround times of credit lending proposals for mortgage business, including loan against property and home loan business, close collaboration with the sales team will be essential. Furthermore, you will need to conduct ongoing reviews of credit exposures to ensure their bankability, implement risk mitigation strategies, monitor client and collateral creditworthiness throughout the credit lifecycle, and adhere to legal and documentation norms and policies. Managing the credit underwriting function of your branch, ensuring the recovery of quick mortality cases, and collaborating with local credit analysts and the sales team to expedite credit lending proposals will also be part of your responsibilities. In terms of qualifications, a graduate or postgraduate degree is required, with certifications such as CA or MBA being preferable for this role.,

Role & responsibilities 1. Client Credit Management Assess the creditworthiness of hospitals, clinics, corporate clients, and third-party payers. Approve credit terms and limits for institutional and bulk clients. Monitor adherence to agreed credit terms and proactively manage risk. 2. Billing & Collections Oversight Ensure timely invoicing of laboratory services rendered. Monitor outstanding accounts receivable, especially from institutional clients and insurance companies. Coordinate with billing and accounts teams to follow up on unpaid or disputed invoices. 3. Insurance & Third-Party Coordination Liaise with insurance companies and TPAs (Third Party Administrators) to resolve claim denials and delays. Monitor trends in claim rejections and advise on documentation improvements. Ensure compliance with regulatory and insurance billing requirements. 4. Dispute and Query Resolution Handle queries and disputes regarding billing, pricing, or payment terms professionally and efficiently. Work with internal lab, billing, and sales teams to resolve issues and maintain client satisfaction. 5. Cash Flow and Risk Monitoring Track incoming payments to maintain healthy cash flow. Identify overdue accounts and escalate risk cases appropriately. Recommend write-offs or provisions for bad debts after due diligence. 6. Process and Compliance Management Ensure all billing and collections processes follow applicable health and financial regulations. Maintain accurate and auditable credit control documentation and records. 7. Reporting and Analysis Prepare regular reports for management on: Receivables aging DSO (Days Sales Outstanding) Cash collected vs. targets Bad debt trends Suggest strategies to reduce credit exposure and improve collections. Preferred candidate profile Background in finance, accounting, or credit control (preferably in a laboratory). Strong negotiation, communication, and analytical skills. Proficiency in accounting

Achieving the target allocated for the hub Reducing the flow rate to the next buckets Managing the Cos & maintaining their performance Managing the Agencies & monitoring their performance

Job title :- AM - IPD Billing & TPA (Deduction Recovery) To Manage the TPA/Insurance Agreement and tariff updation and coordinate with TPA Insurance for payment follow up along with max internal team as well for day-to-day work. Role & responsibilities To ensure customers TPA outstanding recovery within defined timelines. Achievement of assigned collection Targets. To maintain Insurance Tracker and updating of case status in E Prapti on weekly basis. Recovery of Top up deduction cases. TPA status of Outstanding cases prior to 30 days (Inclusive of Less than Rs. 10000). Bill docket receiving status prior to 30 days (Real time status basis on TPA records). Outstanding details to be shared with TPAs by 7th of every month. Relationship building with TPA key persons and arranging value added services across Pan max units. Working with TPAs networking/ Operation Managers to identify payout delay reasons and mitigate any issues being seen at TPA/MHC end. To provide NEFT dump to On Account team on fortnight/ Monthly basis. Resolution of On Account Team concerns/ requirements with in TAT of 72 hours. To capture correct status, TIN/CIN, Insurance Company name in Insurance Tracker. Post discharge Query resolution and updating in E Prapti. To identify reasons of wrong settlement cases and correction to be done with help of On-Account & Finance Team. Weekly report on action done against cheque Re Issue/paid by TPA but payout not received cases. Weekly TPA Visit Call Report. (Format already shared). On Account Settlement Prior to 90 days. Cashless Troubleshooting Assisting unit Front office/ Billing teams on day-to-day issues faced during hospitalization of patient. Data/ records maintaining of support extending to unit TPA teams for cashless troubleshooting cases. Maintaining relationship & regular visits to Pan Max units. Preferred candidate profile Qualifications - Graduate Experience - 3 to 5 years; Preferably with 2 years of healthcare experience Please share your CV deen.dayal@maxhealthcare.com

The role of an Area Collection Manager-Consumer Loans and Cross Sell based in Mumbai within the Retail Banking unit focuses on managing a team and coordinating operational recovery activities for an area credit portfolio in the assigned territory. The primary responsibility is to administer corporate policies, minimize front delinquencies, and work closely with the legal team to provide legal advice on managing delinquencies. This role involves end-to-end collection responsibility and contributes to the larger organizational objectives of the bank. Planning, organizing, directing, and overseeing Recoveries department activities are part of the role, along with managing associated agencies in the assigned area. The efficient retrieval of EMIs from customers while adhering to company guidelines is crucial for meeting organizational objectives and directly impacts budget planning. Key Responsibilities include: - Handling collections for specific products in the assigned area - Ensuring collection efficiency and cost optimization - Tracking and controlling delinquency by buckets and days past due (DPD) - Reviewing account allocations and collection targets - Following up with default customers through a dedicated team - Ensuring adherence to legal guidelines by collection agencies and executives - Monitoring productivity and performance, setting parameters, and conducting daily reviews - Ensuring availability of resources for effective collections - Conducting background checks on agencies and evaluating their performance - Collaborating with the legal team to initiate legal action when necessary - Building relationships with clients to facilitate timely collections - Implementing suitable tactics and strategies for timely collections Managerial & Leadership Responsibilities: - Attracting and retaining top talent for key roles within the reporting structure Educational Qualifications: - Graduate in any field - Post Graduate in any field Experience: - Minimum of 8+ years of relevant experience in collections This critical role requires strong leadership, strategic thinking, and the ability to drive efficient recovery activities while aligning with the bank's larger objectives.,

Role & responsibilities Achieve individual collection targets Adhere to outbound dialing protocols (predictive, preview, progressive) Follow collection code of conduct Resolve customer queries and complaints within TAT Perform skip tracing as needed Preferred candidate profile Job Highlights Excellent communication and convincing skills required Multilingual fluency (Tamil, Kannada, Malayalam, Telugu) is mandatory Proficiency in MS Excel, Word, Email, and Internet Experience in dialer-based outbound calling and skip tracing Required Skills & Qualifications Graduate or Fresher candidates welcome Strong communication and negotiation skills Ability to work in teams and meet timelines Disciplined and proactive in customer engagement Fluent reading, writing, and speaking in multiple languages Understanding of banking processes and customer resolution Language Proficiency Must-Have (2 Positions)- Tamil, Kannada, Malayalam, Telugu Additional (3 Positions)- English, Hindi, Marathi, Gujarati, Assamese, Bengali Salary Structure Experience Level- Fresher (01 yr- )15,000 - 20,000 Experienced (2 yrs)- 20,000- 25,000 Incentives- Performance-based For any further assistance, please do not hesitate to contact us via: Email: customercare@del-capital.com Telephone: 0141-494-1158

Role & responsibilities To visit in the banks to take new NPA cases in our companys name for recovery. To assign the work to the subordinate staff and monitor them on daily basis. To take the reporting from their staff by email/as per company norms. To visit the banks to know about the bankers feedback about our staffs working. To visit defaulting borrowers (high value) for pressurizing them to pay the Banks dues and further follow-up with them for settlement with the Bank. To know their borrowers financial position and willingness to pay the bank's dues & assess the market value/status of the property mortgaged. To Visit their mortgaged property for survey and knowing its status, market value, occupancy etc. , and take its photo for company and Bank reporting purpose. In case borrower does not deposit any money (within limited time), push the process further for seizing the mortgaged property (with police and magistrate help) after obtaining DMs orders (legal process). Finding buyers for the property, assist the Bank in auctioning the same and recovering the banks dues. Raising the bills to banks (through our Delhi office) as per their respective fee schedules and getting our payment from banks. To call the banker to know the status of each case and remove hurdle (if any) and move forward to push the cases towards finality. Thereby help in growing the business in the area allocated To make 6-7 visits per day, send google location from each site, and send daily report to Head office through whats app and email. Preferred candidate profile Minimum 7 - 10 year of relevant recovery experience. Should have own vehicle to commute. Should have experience of team handling from 4-5 people Excellent communication in regional language. Should be willing to travel to different locations across state. Candidates having DRA certificate are first preferable. Preferred Sarfesi experience or, BANK RECOVERY/ CREDIT CARD/INSURANCE.

Role & responsibilities Manage the assets collection portfolio for the region and ensure the set objectives are met on recoveries and delinquency numbers Manage the overall collection and portfolio risk management structure through the optimal mix of: In-house collection team Recovery agencies Additional interventions like legal, civic authorities, etc. Ensure the process compliance across internal and external team members Manage the portfolio risk and ensure high standards of compliance on collections, organization reputation, etc. Manage team and region performance Work closely with CM and other stakeholders like business, operation, legal and compliance Highlight variance in previous months performance. Monitor timely cash deposition and ensure reflection of the same on system in less than 24 hours Ensure timely Crisis Management. Ensure coverage of portfolios through regular reviews. Daily monitoring of all groups for the locations assigned Ensure locations targets are aligned to targets for Pan India Location travel as and when required for review and to ensure performance Target to achieve monthly targets for all assigned locations and monitor performance To ensure minimal flows to higher buckets / Group Monitoring of Bucket movement within each group Update feedback trails on system and sending daily collection reports to the concerned reporting head. To regularly visit delinquent customer / merchant for the updating of overdue amounts To effectively manage all customer/ merchant related complaints and issues. Preferred candidate profile Team Management and Field Executives Experience in handling mass data volumes Should be presentable with good communication skills. Should have knowledge of the Collection Process. Professional approach towards the Customer. Ability to command authority but humble and sincere in behaviour Good convincing skills Aware of Collection Code of Conduct Handled Hard buckets/Post-dated cheque cases of Large Ticket size Should have relevant work experience; with the latest stint being in collections Good data management, analytical and team management skills. Proficiency in local language for the region is essential Kindly send your CV : mohan.h@hindujahousingfinance.com / 9513375225.

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. This includes reviewing and assessing a wide range of complex loan applications within defined guidelines, making decisions or recommending for approval to higher authorities. You will underwrite proposals according to established policies and procedures to meet agreed service level agreements and manage business volumes in the city/area. Additionally, your role will involve conducting personal discussions with customers to evaluate their creditworthiness, ensuring completion of credit/KYC documents, and conducting verifications through telephonic, field, and collateral visits. You will need to assess income to obligation ratios, loan to value ratios, and have in-depth knowledge of the rationale behind these calculations and their impact on loan performance over long tenures. Maintaining Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster will be part of your responsibilities. You will be expected to build effective relationships with third parties to achieve the best outcomes for clients, take ownership of client queries, and leverage industry knowledge and experience to solve problems and overcome challenges. Your role will also involve critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. You will ensure collateral and other credit risk mitigation to support the approving authority in decision-making, enable quick turnaround time of credit lending proposals for mortgage business, and conduct ongoing reviews of credit exposures. Moreover, you will facilitate critical review and documentation of proposals, monitor client and collateral creditworthiness from pre-sanction to post-disbursement phases, and take steps for risk mitigation while ensuring adherence to legal and documentation norms and policies. Managing the credit underwriting function of the branch, collaborating with local credit analysts and sales team, and ensuring recovery of quick mortality cases between 12 - 18 MOV will also be part of your responsibilities. Qualifications required for this role include a Graduate or Masters/Post Graduate degree. Certifications such as CA/MBA are preferable.,

As a Mortgage Underwriter at our organization, you will be responsible for managing the mortgage business portfolio at the assigned branch/location. Your primary duties will include reviewing and assessing a variety of complex loan applications, making decisions or recommendations for approval, and ensuring compliance with established policies and procedures to meet service level agreements. You will be required to conduct personal discussions with customers to evaluate their creditworthiness, verify credit/KYC documents through telephonic, field, and collateral visits, and analyze income to obligation ratios and loan to value ratios. Maintaining Portfolio MIS, Delinquency MIS, and other operational reports for the cluster will be crucial, along with building effective relationships with third parties to achieve the best outcomes for clients. In addition, you will play a key role in the critical review of credit proposals, identifying industry, business, financial, management, and facility structure risks, and ensuring appropriate credit risk mitigation strategies are in place. Quick turnaround time on credit lending proposals, ongoing credit exposure reviews, and effective monitoring of client and collateral creditworthiness will be part of your responsibilities. You will collaborate closely with the sales team, local credit analysts, and approving authorities to facilitate the underwriting process, manage client queries, and drive continuous process improvement. Your focus will be on exceeding service quality standards, resolving challenges, and ensuring adherence to legal and documentation norms and policies. The ideal candidate for this role should have a Graduate or Masters/Post Graduate qualification, with CA/MBA certifications being preferable. Strong analytical skills, attention to detail, and the ability to manage multiple tasks efficiently will be essential for success in this position. Your dedication to maintaining high service quality standards and driving continuous improvement will be key to achieving success in this role.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch or location. Your core responsibilities will include reviewing and assessing a variety of complex loan applications within defined guidelines, making decisions or recommending them for approval to higher authorities. You will need to underwrite proposals according to the laid-down policies and procedures to meet agreed service level agreements and manage city/area business volumes effectively. Conducting personal discussions with customers to establish their creditworthiness, ensuring completion of credit/KYC documents, and conducting verifications through telephonic, field visits, and collateral inspections will be part of your role. You will also assess income to obligation ratios, loan to value ratios, and have in-depth knowledge of the rationale behind these calculations and their impact on loan performance over long tenures. Maintaining Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and providing regular reports will be essential. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients, taking ownership of client queries, and using industry knowledge and experience to overcome challenges are key aspects of your job. You will need to exceed service quality standards, strive for continuous process improvement, and undertake critical reviews of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensuring collateral and other credit risk mitigation to facilitate decision-making on credit proposals by the approving authority is crucial. Ensuring quick turnaround time for credit lending proposals for the mortgage business, including loan against property and home loan business, in collaboration with the sales team is a significant responsibility. Ongoing review of credit exposures to ensure bankability, critical review and documentation of proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking steps for risk mitigation when required are part of your duties. Managing the credit underwriting function of your branch, facilitating quick turnaround of credit lending proposals in close collaboration with local credit analysts and the sales team, as well as following up and ensuring recovery of quick mortality cases between 12-18 MOV are also key responsibilities. Qualifications required for this role include a Graduate or Masters/Post Graduate degree. Certifications like CA/MBA are preferable.,

Role & responsibilities: Lead field collections team across North Karnataka (Hubli, Belgaum, Ballari, etc.) Ensure timely recovery of dues for unsecured/business loans Manage in-house and agency field staff (2030 members) Regularly monitor collection buckets (X to 90+) and drive resolution Conduct field audits, verifications, and handle escalated cases Prepare collection MIS reports and present to State Head Maintain compliance with legal and regulatory norms Preferred candidate profile: 610 years of experience in field collections (NBFC/Bank/Fintech) Team handling and agency management experience is a must Kannada-speaking and based in or near North Karnataka Strong understanding of loan recovery practices and rural customer behavior

This role is primarily responsible for collections and recovery of overdue payments from customers in identified stressed accounts to maximize overall profitability Minimum relevant experience in SME collections Secured/Unsecured products in Banks or NBFCs for minimum 2 years Handled inhouse and outsourced collection setup including agency management and handling team Ensure collection and recovery in identified stressed accounts with focus on critical NPA cases Continuously monitor collection recovery status and take corrective actions to ensure closure of critical NPA cases in the assigned zone Ensure collection and recovery for identified accounts and periodically monitor the processes to enhance efficiency in collections Execute plans as per the MIS reports on number of cases current portfolio size security deposition etc of critical NPA cases and strategize collections and recovery based on forward flow backward flow resolution bucketing etc Regular follow up with customers for settlement and collection payment Undertake necessary actions in coordination with the legal department for cases that need to be restructured repossession of asset and for the booked loss cases that can be recovered through legal intervention

JOB DESCRIPTION Basic InformationPosition Title Territory Debt Recovery Manager Grade/Level O1 Department Debt Management Location Organizational RelationshipsPosition reporting to Area Debt Recovery Manager No. of Direct Reports Job Purpose This position is responsible to drive collections in the respective territory (s) and ensure sustainability of the business through timely collection & recovery Key ResponsibilitiesManagerial Responsibilities Recruitment & training for the collections team for effective collections & recovery Review the activities of the collections teams operating in different areas on a daily basis; ensure collectors are productive and efficient Ensure adherence to collection processes in the territory, i.e., system allocation, tracking, monitoring delayed cash deposition; identifying & reporting fraudulent practices Functional Responsibilities Allocation of accounts to collectors / agencies, monitoring their performance on a daily basis Monitor and ensure adherence to collection process and report the fraudulent practices of agencies / agents Conduct regular filed visits for handling customer grievances & provide required assistance; ensure on-time collection / repossession Job RequirementsQualifications Graduate Experience 5 years of experience in handling collections Functional Competencies Ability to work with integrated systems used for tracking & monitoring collections Operational execution Behavioral Competencies Relationship Management (critical for retaining key customers) Strong communication and interpersonal skills

Responsibilities: Collaborate with stakeholders on strategic planning & execution Manage collections process from start to finish Lead, coach & motivate collection team for optimal results