Product Manager

Job Title: Product Manager – Treasury & ALM (Capital Cube)

Location:

Experience:

Function:

Reports To:

About the Role

Product Manager

Key Responsibilities

1. Product Vision & Strategy

• Define and evolve the product vision and roadmap for

  ALM (Liquidity, IRRBB, FTP)

  and

  Investments

  modules.
• 
  
• Anticipate regulatory and market shifts (Basel IV, EBA, ILAAP, PRA, IFRS9, SAMA) and translate them into features.
• Identify white spaces for innovation and automation in traditional treasury operations.

2. Client & Market Engagement

• Interact directly with

  global and regional banks

  in the UK, Europe, Middle East, and India for product discovery and validation.
• Participate in pre-sales conversations and create customized value propositions for clients.
• Work closely with relationship teams, client partners, and business architects.

3. Cross-Functional Leadership

• Collaborate with Engineering, UX, QA, Implementation, and Support teams to drive quality product outcomes.
• Translate market needs into clear functional specifications and wireframes.
• 
  
• Lead sprint planning, backlog grooming, UAT and go-to-market execution.

4. Competitive & Regulatory Intelligence

• Track competitors like Murex, Finastra, Moody's, Adenza, Oracle, FIS, and Kyriba.
• Build deep understanding of treasury products used in India (e.g., Finacle Treasury, TCS BaNCS, Infosys Edgeverve, SunGard) and how they compare globally.
• 
  
• Integrate India-specific regulatory compliance (RBI, SEBI, GIFT City, NBFC norms) into product considerations, while also meeting global standards.

5. Evangelism & GTM

• Create detailed product collaterals, whitepapers, and demo scripts.
• 
  
• Participate in thought leadership webinars, client forums, and industry roundtables.
• Represent the product at analyst briefings and industry conferences.

Candidate Profile

Must-Have Skills

• 7–10 years of experience in

  banking treasury

  or

  product management

  , preferably in ALM, liquidity, FTP, or investment platforms.
• Prior experience working with or competing against key treasury platforms.
• 
  
• Experience in

  SaaS-based banking product management

  or Treasury consulting.
• 
  
• Deep understanding of:

• Asset Liability Management (ALM)

  including Liquidity, IRRBB, and behavioral modelling.

• Investment Boof of Records and Investment operations

  including primary/secondary market instruments, front-mid-backoffice functions.
• 
  

• Funds Transfer Pricing (FTP)

  frameworks

• Exposure to

  treasury operations in banks/NBFCs in India

  is an added advantage.
• Solid grasp of

  Basel regulations, EBA/PRA guidelines, SAMA norms, RBI ALM/ILM circulars

  .
• 
  
• Ability to interface with CXOs, CTOs, treasury heads, and IT/business stakeholders.

Desirable Add-ons

• Familiarity with

  Islamic Banking

  , Middle East liquidity structures, and structured investment products.
• 
  
• Experience in

  building cloud-native platforms or microservices-based products

  .
• Certification such as

  FRM / CFA / CA / MBA (Finance)

  is preferred.
• Awareness of

  Treasury digitization initiatives in India

  (GIFT City IFSC, RBI FX platforms, fintech API integrations).
• 
  
• Understanding of

  AI/ML-based ALM analytics

  and advanced scenario stress testing.

• Hedge Accounting

Target Profiles From:

• Product managers and business analysts in fintech firms.

• 
  

• Domain consultants in Big 4 / banking advisory teams.