Operations and Finance Manager

About Spendng

Spendng, powered by Giftrix Technologies, is a fast-growing fintech platform revolutionizing rewards, loyalty, and expense management for both B2B and B2C customers. Our ecosystem includes co-branded prepaid Smart Cards, wallets, brand vouchers, payment solutions, and upcoming investment offerings. We are on a mission to empower individuals and businesses with smarter ways to spend, earn, and save.

We are looking for an Operations & Finance Manager who can ensure smooth operational execution, drive financial discipline, and support our growth journey.

Key ResponsibilitiesOperations Management

• Manage day-to-day operations across card issuance, wallet top-ups, brand voucher fulfillment, and partner integrations.
• Develop, implement, and monitor SOPs for operational excellence and compliance with RBI & partner guidelines.
• Coordinate with technology, customer support, sales, and brand partnership teams to ensure seamless service delivery.
• Oversee vendor & partner relationships (banks, payment processors, card issuers, and brand partners).
• Track and report on operational KPIs, SLAs, and service quality metrics.

Finance Management

• Lead budgeting, forecasting, and expense management processes.
• Monitor cash flows, reconciliations, commissions, MDR income, and other revenue streams.
• Prepare accurate and timely financial statements and MIS reports for leadership and investors.
• Ensure compliance with statutory regulations, GST, TDS, and financial audits.
• Implement cost optimization strategies without compromising operational efficiency.

Strategic & Leadership

• Support leadership in scaling Spendng’s fintech ecosystem with operational and financial insights.
• Identify process automation opportunities to improve efficiency.
• Mentor and lead operations & finance teams to achieve performance targets.
• Collaborate on new product rollouts and ensure operational readiness.

Requirements

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field (MBA/CA preferred).
• 5+ years of experience in operations and finance roles within fintech, payments, banking, or loyalty/rewards industry.
• Strong knowledge of payment systems, RBI compliance, KYC/AML norms, and card/wallet operations.
• Proficiency in financial tools and ERP systems (Tally, QuickBooks, Excel, etc.).
• Exceptional problem-solving, analytical, and stakeholder management skills.
• Ability to work in a fast-paced, high-growth startup environment.

What We Offer

• Competitive salary and performance-based incentives.
• Opportunity to shape the growth of a disruptive fintech brand.
• Professional development and leadership growth opportunities.
• Collaborative, innovative, and mission-driven work culture.

Job Types: Full-time, Permanent

Pay: ₹35,749.11 - ₹57,318.95 per month

Work Location: In person