Manager

Experience

Job Summary

Key Responsibilities

• Oversee daily operations within the credit department, including credit analysis, risk assessment, and loan processing.
• Develop and implement credit policies and procedures to ensure effective management of credit risk and compliance with regulatory standards.
• Lead and mentor a team of credit professionals, providing guidance, training, and performance evaluations.
• Analyze credit data and financial statements to determine the creditworthiness of potential and existing clients.
• Prepare and present detailed reports on credit performance, risk exposure, and operational metrics to senior management.
• Ensure timely and accurate processing of credit applications and loan disbursements.
• Collaborate with other departments to support cross-functional initiatives and improve overall service delivery.
• Monitor industry trends and regulatory changes to adapt credit policies and practices accordingly.
• Manage relationships with key clients, addressing their needs and resolving any issues related to credit services.
• Implement strategies to enhance customer satisfaction and optimize credit processes for efficiency and effectiveness.
  

• Education: Bachelor’s or Master’s degree in Commerce (B.Com/M.Com) or a related field.
• Experience: 8 to 10 years of progressive managerial experience in a credit institution or financial services environment.
• Technical Skills: Proficiency in using financial software and credit management systems.
• Analytical Skills: Strong understanding of credit risk management, financial analysis, and regulatory compliance.
• Leadership Skills: Proven leadership skills with the ability to motivate and manage a team effectively.
• Communication Skills: Strong communication and interpersonal skills, capable of interacting with clients and senior management.
• Interpersonal Skills: Strong interpersonal skills, with the ability to collaborate effectively with cross-functional teams.
  

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