Fraud and Risk Analyst

Job Profile- Fraud and Risk Analyst

Location- Bhubaneswar

Required

Experience required- 2-4 years

• We process around 2500 transactions per second by levering distributed & auto scale technology like K8.
• Our core platform combines of 1200+ micro services.
• Our customer list includes Fintech start-ups, top tier private banks to PSU bank. We operate in five countries and help customers constantly change the way financial institutions operate and innovate.
• Our solutions currently empowers over 20 banks and 250+ enterprises across India and abroad.
• Our platform seamlessly manages the entire transaction lifecycle, including withdrawals, deposits, transfers, payments, and lending through various channels like digital, branch, agents.
  

Requisite Experience & Skills

• KYC & Onboarding
• 2–4 years of experience in customer onboarding and KYC verification (preferably in BFSI, fintech, or NBFCs).
• Strong understanding of RBI KYC norms, AML guidelines, and PMLA requirements.
• Ability to identify and handle discrepancies in documentation.
• Familiarity with digital KYC tools and onboarding portals.
• Execution of Agreements
• Prior experience in drafting, reviewing, and executing merchant/partner agreements.
• Coordination with legal and compliance teams.
• Attention to detail to ensure completeness and accuracy of agreements.
• Understanding of standard clauses and risk-related legal language.
• MIS Preparation on Onboarding
• Proficiency in Excel (pivot tables, VLOOKUP, charts) and dashboard preparation.
• Experience in preparing onboarding funnel reports and tracking turnaround times (TAT).
• Ability to generate, interpret, and present weekly/monthly MIS reports to senior management.
• Risk Mitigation
• Knowledge of onboarding frauds, red flags, and risk indicators.
• Exposure to tools/systems used for fraud detection during onboarding.
• Experience in identifying risky profiles and suggesting preventive measures.
• Good understanding of transaction laundering and merchant risk profiling.
• Chargeback Management
• Hands-on experience in handling chargeback lifecycle (dispute receipt to resolution).
• Coordination with banks/networks to represent and mitigate chargebacks.
• Analytical skills to identify chargeback trends and propose mitigation strategies.
• Experience in merchant training or SOP creation to reduce chargeback exposure.
  

Requirements

• Min 6 months of Exp. in transaction monitoring.
• Strong knowledge of Chargeback process.
• Good understanding of KYC regulations.
• Good analytical and decision making skill.
• Good Excel and Advance excel knowledge.
  

Benefits

• Employee Health Insurance
• Competitive Salaries
• Sports Events
• Ongoing training and educational opportunities
• Career development
• product and industry trainings
• Guest house facility
• Fooding Facility
• Well facilitated Cafeteria