Jobs

Interviews
Job Alerts
Tools

Upskill and Grow with AI

Mock Interview Practice interviews in realistic simulations

Coding Practice Improve your coding skills with challenges

Certification Earn certifications to validate your skills

AI Learning Get trained with AI expert sessions

Career Path AI insights for smarter career decisions

AI Job Match Score AI-Powered Job Match Against Your Resume and Optimize Your Resume

Career Tools and Resources

Resume Builder Build Professional Resume with Ease

ATS Friendliness Check Check Resume Friendliness for Applicant Tracking Systems

Auto Apply Apply to hundreds of jobs on any platform effortlessly

Co-Pilot (Chrome Extension) Your AI Assistant for Seamless Browsing Efficiency

Interview Questions Streamline interviews with ready-to-use questions

Salaries Discover market-driven salary insights across skillsets and geographies

Companies Explore leading companies actively hiring talent
For Employers

Home

Jobs

Home
>
Jobs in Mumbai
>
Tata Capital
>
Area Credit Manager - SC/CEQ/EF/Leasing/CV - Credit

Area Credit Manager - SC/CEQ/EF/Leasing/CV - Credit

Tata Capital

2 - 7 years

8 - 12 Lacs

Mumbai

Posted:5 days ago| Platform:

Apply

Skills Required

financial analysis risk assessment ce credit underwriting credit management cvs risk management balance sheet gl credit analysis credit risk auditing credit appraisal internal audit sales underwriting java collections fa taxation ca finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Credit Manager to join our team in Delhi. The ideal candidate will have 2-7 years of experience in credit management, with a strong background in financial analysis and risk assessment.
Roles and Responsibility

Prepare and amend notes and financial models with correct information.

Develop credit notes detailing transaction structuring and assessment.

Regularly interact with collections and sales teams to track delinquencies and study delinquent cases.

Meet customers to understand industry and market trends.

Pre-approve and rate clients with exposure over Rs 500L.

Conduct regular training sessions for sales, channel partners, and field staff on product policies and processes.

Control and monitor post-disbursement documents, invoices, insurance, and RC through interactions with sales and customers.

Manage the portfolio to meet quality documentation, post-disbursement document, and delinquency level requirements.

Work on projects and process improvements.

Critically evaluate transaction, business, financial, and industry risks involved in any given industry and identify relevant associated risks, submitting appropriate mitigation strategies.

Perform detailed financial analysis, attending to major movements in P&L and Balance sheet, and prepare credit notes detailing transaction structure and credit view, including risk and mitigants.

Develop market intelligence by engaging with people in other banks and FIs regarding their policies, focus areas, and portfolio health.

Identify automation opportunities in existing processes and new product development.

Ensure minimal audit queries, including RBI and statutory audits, and resolve them within prescribed timelines.

Maintain thorough knowledge of CE/CSV market practices and actively participate in customer visits.

Provide regular MIS on market intelligence.

Job

Minimum 2 years of experience in credit management or a related field.

Strong skills in financial analysis, risk assessment, and credit underwriting.

Excellent communication and interpersonal skills.

Ability to work in a fast-paced environment and meet deadlines.

Strong analytical and problem-solving skills.

Proficient in MS Office and other financial software.

A minimum degree is MBA/PGDBA/PGPM/CA or equivalent is required.

More Jobs at Tata Capital

Customer Service Executive

Trichy, Chennai, Madurai, Salem, Tirupur/Tiruppur, Coimbatore

Experience: Not specified

INR 3 - 6 Lacs

Customer Service Executive

Madurai

Experience: Not specified

INR 3 - 6 Lacs

Customer Sales Executive

Giridih

Experience: Not specified

INR 3 - 8 Lacs

Customer Sales Executive

Dibrugarh

Experience: Not specified

INR 3 - 8 Lacs

Collections Manager

Ahmedabad

3 - 8 yrs

INR 5 - 8 Lacs

Mock Interview

Practice Video Interview with JobPe AI

Start Java Interview

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

Enhance Your Java Skills

Practice Java coding challenges to boost your skills

Start Practicing Java Now

Tata Capital

Financial Services

Mumbai Maharashtra

Login to

Please Verify Your Phone or Email

Confirm Action

Search

Profile

Upskill and Grow with AI

Area Credit Manager - SC/CEQ/EF/Leasing/CV - Credit