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Area Credit Manager-CSFD-Credit Digital-Mumbai - Lower Parel-JM

3 - 8 years

6 - 10 Lacs

Posted:1 day ago| Platform: Naukri logo

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Full Time

Job Description



We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai. The ideal candidate will have 3 to 8 years of experience in corporate finance, credit underwriting, and portfolio management.

 Roles and Responsibility
  • Support and collaborate with business teams to manage end-to-end credit approval for the designated region.
  • Underwrite for all customer segments for corporate finance products and present to senior level.
  • Authorize deviations documented by underwriters in compliance with credit policy.
  • Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests.
  • Lead a team of credit approvers to ensure portfolio quality and minimize delinquencies.
  • Develop, implement, review, and monitor various credit programs, providing training and coaching to continuously upgrade the competency of the team.
  • Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays.
  • Coordinate with the recoveries team and generate business insights.
  • Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio.
  • Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems.


  •  Job
  • MBA/PGDBA/PGPM/CA or equivalent degree.
  • Minimum 3 years of experience in corporate finance, credit underwriting, and portfolio management.
  • Possess strong knowledge of credit underwriting, financial services, and banking operations.
  • Demonstrate excellent leadership and team management skills.
  • Exhibit strong analytical and problem-solving skills.
  • Ability to work in a fast-paced environment and meet deadlines is essential.
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    Tata Capital
    Tata Capital

    Financial Services

    Mumbai Maharashtra

    5001-10000 Employees

    3543 Jobs

      Key People

    • Rajesh Sethi

      Managing Director & CEO
    • Supratim Bandyopadhyay

      Chief Financial Officer

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