Analyst-Risk Management

The Fraud, Credit Bust Out (CBO), Banking Product & Payments Risk Organization is a global team of risk officers, data scientists, and product managers that are building innovative solutions and capabilities to manage external fraud and payment risk across AMEX’s card and banking portfolios.

Analyst

Key Responsibilities

• Support the RCSA program through administrative tasks related to process mapping, risk and control identification, assessment, and annual review
  
• Support monitoring of portfolio performance by calculating prescribed metrics and participating and documenting in root cause analysis and remediation plans
  
• Support through administrative tasks the timely updates of documentation and operational controls as new customer features & fraud capabilities are introduced
  
• Support the execution of BU’s risk assessment through analysis and data collation
  

·       Conduct controls testing in accordance with Internal Controls Policy

·       Lead victim fraud events analysis with operational risk lens and partner with functional experts to identify and remediate gaps

·       Support multiple compliance and regulatory programs, such as AML/BSA SARs referrals, elder fraud abuse detection, scams detection, etc.

·       Provide administrative support to evidence collection and explanatory responses to exams, audits, and any ad hoc governance requests

·       Provide administrative support to Track and identify issues and fraud events as outlined by the Issues and Events Policy 

Required Qualifications

·       Strong project management, communication, and interpersonal skills

·       Experience in process governance, with an understanding of processes that align with policies, regulatory frameworks, and/or operational standards

·       Proficient analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate Victim fraud risk scenarios effectively

·       Ability to navigate through ambiguous problems and be creative

·       High degree of organization, individual initiative and personal accountability

·       Positive “roll-up your sleeves” attitude, a proactive mentality, and a passion to win required

Preferred Qualifications

·       Bachelor's Degree in Finance, Business, Risk Mgmt., or related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous

·       Understanding of critical operational risk management lifecycle activities

·       GSIB Operational Risk or RCSA program experience

·       Experience managing operational risk events

·       Prior fraud experience

GUARDIAN

• Competitive base salaries 
• Bonus incentives 
• Support for financial-well-being and retirement 
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• Generous paid parental leave policies (depending on your location) 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities