Job
Description
This opportunity is with a product-based company into Fintech environment specializing in Cards & Payment Technology. Role - Subject Matter Expert Experience - 5 to 15 years NP - Immediate to 30 days Location - Pune Work Mode - 5 days WFO Budget - 18 LPA to 38 LPA Domain - Payments or Cards Primary Skills - Should have good experience in both Technical & Functional role, Java, PL/SQL, Cloud, Card Issuing. Please note - Only those candidates would be considered who have experience of working into Card Issuing. Objectives Lead advanced functional support to teams and address strategic client business needs. Serve as a trusted advisor to clients and internal stakeholders on card issuing, acquiring, switching, and digital payment ecosystems. Lead the definition of functional and technical roadmaps aligned with business goals and regulatory frameworks (e.g., PCI-DSS, EMV, ISO 8583, PSD2). Translate complex client requirements into scalable, secure, and compliant payment solutions. Guide the design of payment workflows including authorization, clearing, settlement, and dispute management. Oversee the implementation of functional specifications at a strategic level. Validate and approve key technical deliverables to ensure functional compliance. Provide expert-level guidance to development teams on transaction flows, authorization logic, fraud rules, and settlement processes. Lead end-to-end functional test strategies including UAT, regression, and certification with schemes (Visa, Mastercard, etc.) and oversee client acceptance phases. Pioneer thought leadership and innovation in electronic payment practices . Monitor emerging trends in digital payments, tokenization, real-time payments, and regulatory changes. Develop and deliver advanced training modules for internal and external stakeholders. Domain & Technical Expertise Cards & Payments Industry (Issuing, Acquiring, Switching) PowerCARD or equivalent payment platforms Functional Specification & Business Rule Design Payment Standards (ISO 8583, EMV, PCI-DSS, 3DS, etc.) Testing & Certification (UAT, Scheme Certification) Regulatory & Compliance (RBI, PSD2, GDPR) API Integration (Java, Spring boot) & Digital Payments (NFC, QR, Tokenization) Strategic Thinking & Roadmap Planning Cross-functional Collaboration & Stakeholder Management Presentation & Training Show more Show less
