Senior Risk Analyst IND

Job Description

Job Purpose The role holder will be responsible for supporting Credit Risk ad hoc analytical requests, made by the UK based risk and compliance functions and wider business stakeholders as required. The group is currently in the process of enhancing its risk analytics capability and the creation of this new role will facilitate acceleration in the enhancement of insights provided to Senior Management and internal and Board risk committees. The role holder will also be responsible for periodic 2nd line thematic (deep dive) reviews (e.g. lending exceptions performance analysis), and periodic testing of the quality assurance / controls implemented and executed by the 1^st line business functions (i.e. lending underwriting assurance process). The risk team at OneSavings Bank PLC plays a central role in achieving the Bank’s ambitious growth plans and the successful candidate will have a unique opportunity to liaise with other parts of the Risk and Compliance team and the wider business functions and achieve personal development goals. Core Responsibilities Ad hoc risk analysis. Thematic risk specific deep dive reviews and controls testing across the business risk functions as required. As nominated Risk Champion for your function, work alongside the Risk function in developing and maintaining a risk management agenda, acting both to ensure the necessary levels of transparency for potential risks and promoting a positive culture of awareness and accountability throughout your function Maintain the company’s compliance standards and ensure timely completion of all mandatory on-line training modules and attestations Experience Requirements 4+ years’ experience of owning and running regular ad hoc risk analysis. 4+ years previous experience using SAS/SQL and PowerBI. Advanced excel user (i.e. proficient user with respect to Vlookups, VBA, other excel formulas) essential. Proficient user of Microsoft PowerPoint, creating presentations for senior management. 4+ years’ experience of undertaking a risk related role within a retail consumer finance business is desirable Knowledge Requirements Knowledge of risk management within the banking / financial services sector. Required Qualifications/Certifications A university degree in a quantitative field (i.e. Engineering or Mathematics) is essential. Responsibilities re Information Security Management System (as per ISO 27001 Certification Requirements) Ensure strict adherence to company’s security policies and procedures (for ex: Password policy, clear screen and clear desk policy, etc.) Take ownership of all the assets/information assigned and secure it in compliance with ISO 27001 standard implemented in the company. Co-operate and co-ordinate for the internal audits conducted in the company (complying to ISO 27001 standard). Report to the Incident Response Manager, any incidents you come across in the office with regard to Security threats like threats to physical asset & stored information or any risks detrimental to the Security Policies of the company, etc.,. Responsible to supervise in ensuring that all personnel reporting to you shall observe all Security requirements and be appropriately trained in Security.