Risk Analyst

About Company

Role & Responsibilities

• Gain a deep understanding of credit policies across Banks and NBFCs in the Indian lending ecosystem.
• Offer strategic insights to enhance customer acquisition, build statistical credit models, and communicate analytical recommendations.
• Track and evaluate existing models by designing experiments to assess customer credit behavior.
• Monitor acquisition funnels, model outcomes, and portfolio trends to generate lending and business insights.
• Collaborate with technology and business teams to develop and refine credit acquisition and risk management capabilities.
• Contribute ideas and support the launch of innovative lending products and structures.
• Review monthly transactions and prepare reports for planning and risk management.
  

Desired Candidate Profile

• Minimum 3 years’ experience in credit policy, underwriting strategy, or risk modeling.
• Strong background in credit risk for short-term unsecured products such as personal loans and credit cards in the Indian market.
• Experience in developing strategies for lending, customer acquisition, and portfolio management.
• Proficient in analytical tools like Excel and BI dashboards; knowledge of Python or R is an added advantage.
• Comfortable pushing boundaries and passionate about cutting-edge work in unsecured credit risk.
  

Benefits & Perks

• Informal dress code
• Supportive work culture
• Opportunities for upskilling and career growth
• Approachable and friendly founders
• Flexible work options during emergencies (limited WFH otherwise)
• Recreational activities and engagement programs
• Skill-development and training opportunities
• Potential for strong salary hikes depending on the role
• An environment that encourages ownership and meaningful impact
• Benefits and flexibility may vary based on position