Product Manager 2 - Finance Platform

About Snapmint

Snapmint is a leading fintech redefining access to consumer credit in India. With over 10 million customers across 2,200+ cities, our zero-cost EMI platform enables responsible purchases without the need for a credit card across categories like fashion, electronics, and lifestyle.

India has over 300 million credit-eligible consumers, yet fewer than 35 million actively use credit cards. Snapmint addresses this gap by offering a trusted, transparent alternative grounded in financial inclusion and ethical lending practices.

Founded in 2017, Snapmint is a profitable, high-growth company doubling year-on-year. Our founding team, alumni of IIT Bombay and ISB, brings deep experience from companies like Oyo, Swiggy, Maruti Suzuki, and has successfully built and exited ventures in ad-tech, patent analytics, and bank-tech.

We are building the future of responsible consumer finance, simple, transparent, and customer-first.

Role Overview

Product Manager (TPM)

financial system integrity, reconciliation accuracy, accounting automation, merchant settlement, and post-disbursement process control

Key Responsibilities

1. Program Leadership & Delivery

• Lead large-scale Finance programs spanning

  merchant settlements, refunds, disbursements (personal loans, EMIs), collections, bank reconciliation, and reporting automation

  .
• Define clear milestones for Financial transformation initiatives across LOS–LMS–ERP systems.
• Drive end-to-end lifecycle: initiation → planning → execution → rollout → stabilization.
• Set up structured

  governance

  , covering dependency management, risk tracking, and change control.

2. Cross-Functional Execution

• Collaborate with

  Engineering, Product, Finance, Risk, and Accounting

  teams to streamline transaction and accounting flows.
• Ensure accurate reflection of financial events (disbursement, cancellation, refunds, settlements, reversals) in LMS and downstream accounting systems.

3. Technical & Financial System Alignment

• Partner with architects and finance system owners to design

  accounting rules engines

  that handle complex loan events such as:

• Full & Partial Cancellations

• Refunds, Chargebacks, and Reversals

• Adjustments and write-offs

• Ensure consistent

  debit/credit accounting entries

  across LOS, LMS, and ERP.
• Ensure compliance with

  RBI Digital Lending Guidelines, data privacy, and audit requirements.

4. Metrics, Reporting & Governance

• Define and track

  FinOps KPIs

  : reconciliation accuracy, accounting entry success rate, cancellation turnaround time, and automation coverage.
• Maintain a

  centralized FinOps program dashboard

  for leadership visibility.
• Lead

  post-implementation reviews, RCA

  , and continuous improvement exercises to minimize financial mismatches.
• Institutionalize

  accounting control checks

  for every critical transaction stage — disbursement, repayment, cancellation, and settlements.

5. People & Process Excellence

• Mentor FinOps and Tech PMs on process discipline, automation, and data accuracy.
• Promote

  Agile delivery practices

  across Finance–Tech workstreams.
• Build repeatable frameworks for

  cancellation workflows, accounting entry validation

  , and

  reconciliation automation.

• Foster a culture of ownership, transparency, and continuous improvement.

Required Skills & Experience

• 2-3 years

  of experience with

  managing technical FinOps OR digital lending OR credit products OR enterprise scale ERP implementation

• Working experience on

  LMS-LOS-ERP systems

  and understanding of

  digital lending guidelines

  .
• Hands-on program management of

  microservices, event-driven financial systems, and data integrations.

Preferred Qualifications

• Background in

  Technology consulting or Financial systems/ FinTech

• Master’s degree

  from Tier 1 institutes

  (IIM A/ B/ C/ ISB)

  or

  Chartered Accountant (CA)

Success Traits

• Ability to simplify complex transactional and accounting processes.
• High ownership mindset, structured execution style, and stakeholder empathy.
• Strong grasp of

  system controls, financial accuracy, and automation-first thinking.