OFFICER - HL DISBURSEMENT

LTFinance

1 - 4 years

3 - 6 Lacs

Kanpur

Posted:1 day ago| Platform:

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Skills Required

business loan hl credit underwriting credit analysis back office operations banking operations credit appraisal disbursement branch operations operations mortgage kyc housing loan loan operations home loans lap mortgage loans housing finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

LTFinance is looking for OFFICER - HL DISBURSEMENT to join our dynamic team and embark on a rewarding career journey.

Scrutinize home loan sanction documents and ensure accuracy, completeness, and compliance with internal policies and regulatory guidelines before disbursement
Coordinate with credit, legal, and technical teams to ensure all pre-disbursement conditions are met in a timely manner
Process disbursement requests by validating customer KYC, sanction letters, property-related documents, and other relevant paperwork
Prepare and verify disbursement memos and ensure timely fund transfers to the builder/seller/customer as applicable
Maintain accurate records of disbursed files and update disbursement data in the loan management system
Address queries from internal teams, customers, and external stakeholders regarding disbursement status or document requirements
Monitor TAT (Turnaround Time) and ensure compliance with SLAs for disbursement activities
Identify process improvement opportunities and ensure error-free and timely execution of disbursements
Coordinate with finance and operations for reconciliation and reporting of disbursed amounts
Ensure adherence to audit, compliance, and risk management protocols during the disbursement process

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