182 Npa Jobs - Page 6

Location Recovery Manager-Tractors and Farm Equipments (TFE)-Recovery Branch Job Role / KRAs v Knowledge in recovery process and systems v To have 4-5 years experience in managing collection team of secured/unsecured. v To have adequate knowledge in repossession and legal activities. v To create a team of dedicated aggressive and ambitious team of Recovery Executives Collection Executive. v To motivate the existing TEAM members to deliver to their potential. v To Ensure Quality Service to Customers through his team v To focus on Improving Portfolio Performance in the respective Location. v To Manage NPAs efficiently in respective location/s. Disbursement. v To adhere to the BANKS processes and procedures. v To Ensure development of direct and indirect team v To ensure our Service Providers follow the Orginisations policy Parameters, when directly interacting with customers on our Behalf. v To maintain good Professional relationship with all in the Branch. To plan innovative strategies for reduction of NPAs & Optimise Loss Recovery, so as to ensure Quality Portfolio Job Requirements, Skills, Knowledge prerequisites v Willing to Take challenges and responsibility v Should have the ability to convince the customer for our terms and conditions v Should be able to coordinate effectively with all functions. v Should Ensure MOPP is followed efficiently. Ensure All Audit, Moral and Ethical requirements are met by his team Educational Qualifications Graduate / Post Graduate with working Knowledge of LAW. Experience Profile 4-6 years Benchmark Companies v CHOLA DBS SUBH LOANS v SHRIRAM FINANCE v MAGMA SUVIDHA v INDIA BULLS v SREI v HDFC BANK (Group Set up) v ICICI BANK(Group Set up) v SFL CITI

To lead the collection strategy for the zone, in line with the broad objective of company policy Driving incremental & step change improvements- with an objective of maximising collections, identifying alerts/red flags including high risk and high impact customers, therefore controlling loss rates and achieving cost efficiency Identify and deliver improvements to the range of account treatment and negotiation options available to collection agents PRINCIPAL ACCOUNTABILITIES Major Activities Responsibilities include Home loans / Mortgages 90+ collections (NPAs)+ flows for entire Zone, include Collection, Repossessions of secured assets under SARFAESI, Field investigation and legal actions against delinquent customers Good knowledge of all legal procedures for recovery of overdues Identification and appointment of new agencies for collections, repossession, field investigations Initiating SARFAESI notices, executing bailable and non-bailable warrants Taking possession of secured properties through court orders Portfolio Management Handing a team of more than 100 people, direct and indirect reportees Conducting training to news sales /underwriting teams Training and development of the officers and collection managers Having tie up and establishing relations with local police officials SKILLS AND KNOWLEDGE Educational Qualifications MBA or Equivalant Functional Skills Relevant and total years of Experience Overall 10-12 years with at least 5 years in the Mortgage Industry

We are looking for individuals who will be responsible for Two Wheeler Collections ( 90+ bucket)

Dear Candidate, PaisaBazaar is hiring for Tele Collection / Recovery Executive for Gurgaon, Sec-44. "ONLY EXPERIENCED CANDIDATES REQUIRED" ( Not for fresher candidates) "DRA CERTIFIED CANDIDATES ARE MOST WELCOME". "Interested ones should mention HR RASHI if you directly come for the face to face interview." Freshers don't Apply in this opportunity. NOTE:-NO FIELD COLLECTION / FIELD RECOVERY REQUIRED. For instant reply share your RESUME on WhatsApp @ 9667761607 Contact person- HR RASHI Roles and Responsibilities: 1.The Candidate must have experience in Tele Collection. 2. Candidate Should have DRA certificate 3. Experience in handling Financial Products 4. Should have knowledge of Financial Products (Personal Loans, Business Loans, Credit Cards) 5.Experience candidate can apply for this job. 6. Educational qualification candidate should have completed his/her Graduation Perks and Benefits: 1. Process - Collection 2. Shift - Day shift (9:30-6:30) 3. Working Days - 6 Days 4. Fixed Salary + Unlimited Incentive ( Up to LAKHS ) Interested candidates can WhatsApp their resumes @ 9667761607 or call on same. Mention " HR RASHI" on your resume if you come for interview. ALL THE BEST !!

Role & responsibilities Looking for candidates having sales experience of acquiring NPAs. The key responsibilities of the role will be as follows: Acquiring NTB customers with ticket sizes from 15 200 crs. Managing portfolio in terms of servicing all allocated clients. Structuring & customizing the products to suit the customers requirements Responsible for the end to end monitoring of the portfolio Building distribution to maximize loan book. Preferred candidate profile : Job Requirements : Min 5 years of experience in Banks / NBFCs Knowledge of Lending products, resolution strategies for NPAs and IBC process. DSA Management expertise Good Communication Skills.

Role & responsibilities Managing write off recoveries for unsecured products (PL, BL & STUL) of different regions. Can manage the team of Collection Managers and managing the portfolio with collection agencies. Identify the key defaulters by grouping of non-payment codes and made optimum plans for recovery from such customers. Plan to minimize the collection cost by proposing ROR level commission structures. Developed various MISs to show different cuts and trends which lead to corrective actions by team and show areas of improvements Plan and implemented periodic audits of collections team to ensure compliance with all relevant policies and regulations.

As consutant working within an Agie Team environment where IBM, Cient and Cient Partner empoyees are working. TCS Bancs customization experience as Designer & deveoper roes. Work as consutant within Core Banking (TCS Bancs) deveopment and support team where focus is to design & deveop strong, robust system Required education Bacheor's Degree Preferred education Master's Degree Required technica and professiona expertise Person with experience working on TCS BANCSLINK and Core banking soutions - TCS BANCS Technica skis experience required with BaNCS, Sq, Unix She Scripting; Must have experience with Enhancement, Customization and Impementation of Core Banking Soution -TCS BANCS Must have experience with TCS BANCS Modues ike Loans & NPA Shoud be abe to understand/design the transactions fow from Front End to FINET Core Banking Preferred technica and professiona experience Good to have banking domain knowedge.

Job Overview & Responsibilities: The individual will be part of Financial reporting team specifically leading accounting for Wholesale (WS) segment. Candidate would be primarily responsible for review o f: Responsible for financial reporting for a business segment including EIR, TDS, ECL, NPAs etc Preparing high quality deliverables with analysis for a business segment Ensuring reconciliation between Accounting and LMS systems Continuous interaction with senior management of business segment to have a full overview and understanding of business including specific loans Data analysis Yield analyses, Loan book analysis, Loan book movement, Interest and processing fee, Credit Cost Wholesale analysis, variance analysis SR Accounting and monitoring for Whole Sale business. Managing auditors and handling regulatory requirements Working closely with cross functional team Monthly book closure activities and Trial balance analysis Subsidiaries companies' financial statements Wholesale TDS monitoring and coordination with operations and tax team Any other activities related to Wholesale financial reporting QUALIFICATION: Chartered Accountant EXPERIENCE: Minimum 5+ years of post qualification experience in accounting/ financial domain SKILLS AND COMPETENCIES: IND AS Experience with Financial Services Background Familiarity with RBI Regulations for NBFC EIR model working expertise and automation Excellent SAP/ERP knowledge, Microsoft Excel and power point Strong leadership skills and team player Good communication skills

Dear Candidate, PaisaBazaar is hiring for Tele Collection / Recovery Executive for Gurgaon, Sec-44. "ONLY EXPERIENCED CANDIDATES REQUIRED" ( Not for fresher candidates) "DRA CERTIFIED CANDIDATES ARE MOST WELCOME". Freshers don't Apply in this opportunity. NOTE:-NO FIELD COLLECTION / FIELD RECOVERY REQUIRED. For instant reply share your RESUME on WhatsApp @ 9319884479 Contact person- HR JAISHREE Roles and Responsibilities: 1.The Candidate must have experience in Tele Collection. 2. Candidate Should have DRA certificate 3. Experience in handling Financial Products 4. Should have knowledge of Financial Products (Personal Loans, Business Loans, Credit Cards) 5.Experience candidate can apply for this job. 6. Educational qualification candidate should have completed his/her Graduation Perks and Benefits: 1. Process - Collection 2. Shift - Day shift (9:30-6:30) 3. Working Days - 6 Days 4. Fixed Salary + Unlimited Incentive ( Upto LAKHS ) Interested candidates can WhatsApp their resumes @ 9319884479 or call on same. Mention " HR JAISHREE" on your resume if you come for interview. ALL THE BEST !!

JOB DESCRIPTION Job Title: Collection Manager Team Handling Department: Collections & Recovery Location: Gurgaon Reports To: Head of Collections Experience: 6–10 years in collections with legal exposure Qualification: Graduate in any discipline; LLB mandatory or preferred Job Purpose: The Collections Manager - Legal & Team Lead will be responsible for overseeing and managing the end-to-end legal collections process for a designated portfolio, leading a team of collections professionals, and ensuring adherence to all legal and regulatory guidelines. This role is critical in maximizing recoveries, minimizing delinquencies, and mitigating legal risks through effective strategy implementation, team management, and legal expertise. Key Responsibilities: 1. Team Leadership & Management: Create, train, mentor, and motivate a team of collections executives/officers, providing clear objectives and performance targets. Conduct regular performance reviews, identify training needs, and foster a high-performance culture within the team. Provide guidance and support to the team on complex collection cases, legal procedures, and negotiation strategies. Monitor team productivity, ensure adherence to processes, and implement measures to improve efficiency and success rates. 2. Legal Collections Strategy & Execution: Develop, implement, and refine legal collections strategies for various loan products (e.g., retail loans, business loans, secured/unsecured loans) to maximize recovery rates and minimize losses. Oversee and manage all legal actions related to debt recovery, including but not limited to: Negotiable Instruments Act (NI Act), particularly Section 138 (Cheque Bounce cases): Initiation, tracking, and follow-up of criminal proceedings. SARFAESI Act (Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act): Handling secured asset repossessions, auctions, and legal compliances. Debt Recovery Tribunal (DRT) and Civil Suits: Filing and managing cases for larger defaults. Insolvency and Bankruptcy Code (IBC): Understanding and navigating the insolvency process for corporate and individual debtors. Arbitration & Conciliation Act: Managing arbitration proceedings for recovery. Lok Adalat and other alternative dispute resolution mechanisms: Driving amicable settlements. Coordinate with empaneled law firms, external legal counsels, and recovery agencies, ensuring timely and effective action on legal cases. Review and analyze legal documents, court orders, and settlement agreements. Prepare legal notices, affidavits, plaints, written statements, and other legal documents as required. 3. Portfolio Management & Performance: Own the legal collections portfolio, tracking key metrics such as recovery rates, cost of recovery, and portfolio quality (NPA reduction). Analyze collection data, identify trends, and develop actionable insights to improve legal recovery strategies. Implement robust internal controls and monitoring mechanisms to ensure compliance and mitigate operational risks. Prepare and present regular reports on legal collections status, performance, and key challenges to senior management. 4. Legal Compliance & Risk Mitigation: Ensure all collection activities, processes, and legal actions strictly comply with relevant Indian laws, including banking laws, consumer protection acts, RBI guidelines, and internal policies. Stay updated on legal changes, amendments, and court pronouncements affecting debt recovery and collections. Liaise with the internal legal and compliance departments to integrate policy changes and ensure legal soundness of all collection practices. Proactively identify potential legal risks and develop strategies to mitigate them. Conduct due diligence on cases escalated for legal action to ensure legal viability and minimize litigation risk. 5. Stakeholder Management: Collaborate effectively with internal departments such as Credit, Risk, Operations, Sales, and Compliance to streamline collection efforts and resolve complex cases. Maintain professional relationships with external stakeholders including law enforcement agencies, court officials, and debt recovery tribunals. Engage in negotiations with delinquent customers, providing legal perspectives to reach amicable settlements when appropriate. Qualifications: Mandatory: Bachelor of Laws (LLB) from a recognized university. Preferred: Post-graduate qualification in Law (LLM). Minimum 7-12 years of experience in collections, with a strong focus on legal recovery, in a bank, NBFC, or ARC. At least 3-5 years of experience in a team-leading or managerial role within collections. In-depth knowledge of Indian debt recovery laws and regulations, including NI Act, SARFAESI Act, DRT Act, IBC, Civil Procedure Code, Criminal Procedure Code, and relevant consumer protection laws. Proven track record of achieving legal recovery targets and managing a large portfolio. Excellent leadership, team management, and interpersonal skills. Strong negotiation, communication (verbal and written), and presentation skills. Analytical mindset with the ability to interpret legal documents and financial data. High ethical standards and ability to handle sensitive information with discretion. Proficiency in MS Office Suite and collections management software. Role & responsibilities Preferred candidate profile

Collection Manager-Ludhiana/Individual Roll CTC-7.50 LPA Expertise required. He is able to execute Sec 9 for repossession Able to execute Summon/BW/NBW One man show- Without team profile Able to understand machine product Able to understand legal -(138, Sec 9, sarfaesi act and police complaint ) For Suitable candidate you can find from Commercial vehicle , Machine. Send CV rahul.tiwari@efl.co.in

Join us for exciting career opportunity with Aditya Birla Capital . Here are a few quick details about the Position. Position : - Area Collections Manager Location: Vijayawada, Delhi - NCR, Pune, Ahmedabad, Bangalore Key Responsibilities: Achieve collections targets and financial goals for the area Portfolio review and monitoring Vendor Management Compliance and audit Customer escalations and complaints People Management If this opportunity aligns with your career aspirations or if you would like to learn more, Id be happy to connect and share further details. Looking forward to your response. vaishali.abitkar@adityabirlacapitla.com

This Opportunity is with a leading NBFC company for their office in Jammu & Hanumangarh locations Role: Collection Manager Experience: 3 - 9 Years Job Description: Roles & Responsibilities: Responsible for achieving bucket wise Budgeted targets assigned for NPA Bucket as may be defined from time to time. Effective agency Management and timely reporting of any issues and negotiate on critical delinquent accounts and obtain repayments to minimize losses. Appointment / Renewal of agencies & Driving agency efficiency and productivity. Ensure high level of integrity with external agencies. Following Collection Process starting from collection, reciting, repossession and surrender process. Understand the entire collection Process, System understanding end to end abide by the policies of the company Updating of feedback in collection module, updating of money receipts in collection module and updating of seizure entries / legal entries in collection module System upload of trails/ feedback and necessary entries with 100% coverage and timely updating adherence to implement HFCL policies and process at Agencies. Ensure proper documentation of collected cases and provide regular updates on the delinquency levels and case feedback Liaison with legal/ law enforcing authorities for speedy collections and repossessions on accounts and document the same through trails/feedback updating in the Collection system. Visit to tough/chronic cases with the collectors / agency supervisor, reviewing and guiding the agency team also entertain walk in customers for any queries on collection issues and negotiating for settlement amounts with the customers. Check on identifying/updating the negative areas and ensuring Remittance of money from channels within stipulated time frame Ensure updating of database for account holders change of address, allocation and trail updating management at DCAs, periodic audit of collectors / receipts and reconciliation. Training & Development for self and agencies / team. All responsibilities should be performed as per the Company Values and guidelines mentioned in the Company policies, as applicable and within the parameters of Company Code of Conduct. Ensure all payments collected by the Agencies to be deposited within the time frame laid out as per the process, no deviation on timely deposition of collected amount. Required Skillset: Financial Statement understanding and analysis. Strong understanding of Financial industry, good ability with financial statement analysis Relationship strength in building and managing relationships at senior level people. Stakeholder management, maturity, and relationship flair to build and nurture senior levels relationships. Strong Verbal & Written Communication. Experience: 4+ Years of experience candidates from relevant field/industry (NBFC / Banking) will be preferred. Qualification: Any Graduate - Full Time Interested Candidates can share their CV's at priyal@topgearconsultants.com

Qualification: Graduation is not mandatory Experience: Minimum 6 months experience in Banking or Non-Banking sector is required (Collection experience is mandatory) Please contact :HR Kameswari 81229 19784 Required Candidate profile Ability to convince the customers to pay their debts, Ability to work under pressure. Need to work for Banks and NBFC for their collection & recovery services. Preference to DRA passed candidates.

Role & responsibilities Responsible for Bkt Collection and W-off recovery in Two Wheeler portfolio. Managing a Team of Collection Associates and agencies. Ensuring adequate manpower & Agencies for portfolio coverage meeting CAPE norms. Ensuring Mobile App usage is 100% and quality feedback/trails are updated. Specific focus on Non starters and visiting delinquent cases. Co-ordination with the Sales, Credit underwriting, RIC team for portfolio quality management. Recommending legal actions for critical cases. No delay in deposition of money. Preferred candidate profile Graduate or Post Graduate in Marketing or any other field 5 - 7 yrs experience in Secured/Unsecured products financing is a must. Good communication and pleasing personality. High level of Self Drive/Enthusiasm

Role & responsibilities Managing recovery of secured and unsecured loan products within assigned territory Implement system in collections Mentoring and coaching the collection team onroll/offroll Delivering targets communicated by Collection Head Managing and maintaining relations with customer and within team. Coordination among cross functional teams (sales, Collections, Fraud, Risk) and central teams Preferred candidate profile Result/achievement orientation People management skills Well networked in locality with respect to customers and Association Office bearers Demonstrate core company values, including high integrity and ethics

About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Collection Manager handles the Risk 60 portfolio of specific products. The Collections manager ensures NPA resolution and manages the portfolio as per the existing process. The Collections Manager also ensures compliance with the audit procedures of the bank. Key Responsibilities • Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement • Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level • Ensure adherence to the set process and audit requirements in place • Ensure minimum forward flow from the buckets Qualifications Optimal qualification for success on the job is: • Graduation/ Post-Graduation from a recognized institute Role Proficiencies: For successful execution of the job, the candidate should possess the following: • Knowledge and understanding of collections and market dynamics. • Excellent vendor management skills. • Knowledge of regulatory guidelines and norms • Good communication (both verbal and written) skill in both English and the local language. • Ability to manage complex client situations. • Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. • Ability to handle pressure and meet deadlines

'1. Responsible for driving achievement of assigned collections for the Area Office 2. Responsible for ensuring maintenance of quality collections portfolio and managing NCL within budgets at the Branch 3. Liaise with Legal Team for support in Collections 4. Manage Branch Collections team

Role & responsibilities A Regional Collection Manager job description typically involves overseeing and optimizing debt recovery efforts within a specific geographical region . This includes managing a team of Area and Branch level executives, setting performance targets, implementing strategies to improve collections, and ensuring adherence to compliance and company policies. Key Responsibilities & Requirements 1. Ensure collections of defaulter payments in the region of responsibilities, across all buckets 2. Track and ensure maintenance of a quality collections portfolio 3. Lead and manage the team of collection managers at the area and branch levels 4. Have working knowledge of Home loan product.

Roles and Responsibilities Responsible for collection of affordable home loans and mortgages. Oversee recovery under Sarfaesi Act and NPA management. Ensure timely payment from customers through effective communication and negotiation techniques. Develop strategies to improve collection efficiency, reduce delinquencies, and minimize losses. Prior Agency handling experience. Desired Candidate Profile 3-10 years of experience in agency management, collections of affordable home loan and mortgage. Bachelor's degree in Any Specialization (B.A., B.B.A/ B.M.S.). Strong understanding of laws governing lending activities such as Sarfaesi Act. Excellent communication skills with ability to negotiate effectively with customers. Note : Apply only if you are currently handling Affordable home loan & mortgage collections.

Contact customers to follow up on overdue payments and negotiate repayment plans. Monitor accounts to track outstanding debts and encourage timely payments. Negotiate settlements and ensure compliance with company policies. Contact Sarita -9167259648

Filed Collection Executive Qualification: Graduation is not mandatory Experience: Minimum 6 months of experience in Banking or Non-Banking sector is required (Collection experience is mandatory) Please contact :HR Kameswari 81229 19784 Required Candidate profile Ability to convince the customers to pay their debts, Ability to work under pressure. Need to work for Banks and NBFC for their collection & recovery services. Preference to DRA passed candidates.

'1. Responsible for achievement of assigned collections for the respective buckets 2. Ensure remittance of cash and cheque, within stipulated timelines and ensure diligent receipting 3. Liaise with legal team for Collections support 4. Provide support for repossession of vehicles

We are looking for a highly skilled and experienced Receivable Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-4 years of experience in the BFSI industry, preferably with a background in receivables management. Roles and Responsibility Manage and oversee the collection process to ensure timely recovery of outstanding amounts. Develop and implement effective strategies to minimize non-performing assets (NPA) and improve cash flow. Collaborate with internal teams to resolve customer complaints and disputes related to loan recoveries. Analyze and report on delinquency trends and provide insights to senior management. Ensure compliance with regulatory requirements and company policies regarding debt collection practices. Maintain accurate records and reports of all interactions with customers and stakeholders. Job Strong knowledge of financial regulations and laws governing debt collection practices. Excellent communication and interpersonal skills to build strong relationships with customers and internal teams. Ability to work in a fast-paced environment and meet deadlines while maintaining attention to detail. Proficiency in MS Office and other software applications relevant to receivables management. Strong analytical and problem-solving skills to identify areas for improvement and implement solutions. Experience working with NPA and other financial metrics is an added advantage.

Job Title: Collection Officer Product: Commercial Vehicle JOB SUMMARY:- Monitor and achieve collection targets set by the company. Responsible for processing the monthly status to the concerned authority related to the recoveries. KEY RESPONSIBILITIES Responsible for regularly updating the client on the cases assigned for debt recovery from their delinquent customer. Reviewing customers and analyzing potential defaulters. Understanding default reasons and reporting to management. Inform to the management the monthly sublease database. To keep a tab on due calling data and update the new contacts and addresses of the customer and guarantor. Provide collection review of the relationship officer to the Management. Responsible for process implementation of Cash Receiving and Cash Register. Review problematic accounts by understanding the issues and provide them better repayment structure. Visiting customers, guarantor and references. Holding weekly meeting to understand collection and solve them. Issue repossession order in co-ordination with BM. Follow up with clients & identify problematic areas to get prompt collection. Collection of due payments effectively and efficiently. Timely invoicing and collection in the region. EDUCATIONAL QUALIFICATIONS & CERTIFICATIONS Minimum Bachelor's degree / higher diploma EXPERIENCE: - 0 - 2 years of experience in Banking/ Collections. SKILLS & COMPETENCIES Good communication and listening skills Confidence and Presentation skills Understanding and interest in financial / banking products and markets Ability to analyse and research information Ability to explain complex information clearly and simply Good sales and negotiation skills