Manager - Loan Disbursement Operation ( Credlix )

Manager Operations | Credlix, EXIM | Location: Noida

Department / Function

Operations

Designation

Manager – Operations

Key Skills

• Disbursement Operations
  
• KYC & Customer Onboarding
  
• Risk Assessment
  
• Process Improvement
  
• Loan Documentation Review
  
• Compliance & Quality Checks
  
• MIS Preparation & Reporting
  

Role Objective

The incumbent will be responsible for evaluating and verifying loan disbursement requests to ensure they align with organizational guidelines and borrower requirements. The role involves reviewing documentation for various types of Supply Chain Finance, assessing fund appropriateness, and ensuring disbursements are accurate, compliant, and risk-free for a smooth loan process.

Responsibilities

• Maintain high disbursal productivity with proper understanding of supply chain finance documentation.
  
• Conduct quality checks to ensure minimal error rate in disbursals.
  
• Undertake activities as per prescribed processes (Accounting, MIS preparation).
  
• Monitor and minimize TAT breaches in pre-sanction and post-disbursement verification.
  
• Review documents in line with prescribed policies and coordinate with internal teams.
  
• Ensure all conditions and requirements are satisfied before disbursement approval and payment.
  
• Track and monitor Approval Rate, End-to-End TAT, Pending/ Rejection Reasons in real time.
  
• Process loan disbursements as per customer requests and defined timelines.
  

Qualifications & Experience

• Work Experience:

  6–10 years in risk assessment, KYC, onboarding, and disbursement operations.

• Education:

  Graduate / Post Graduate from a reputed institute.

• Skills Required:

• High ownership and ability to set up processes from scratch.
  
• Comfort working in an unstructured environment.
  
• Strong communication (written & verbal).
  

Reporting Structure

• Reporting Manager:

  Associate Director

• Direct Reportees:

  TBD