46 Loan Disbursement Jobs

As an Associate Relationship Manager-NBFC in the Wholesale Banking department, your main responsibility will be to prepare credit proposals in order to support credit committee decisions related to the clients" portfolio quality, capital adequacy, liquidity, management quality, and credit rating for the proposed financing. Your roles and responsibilities will include performing credit appraisals of NBFC & NBFC-MFI clients by analyzing factors such as AUM growth, portfolio quality & performance, portfolio growth, management quality, CAR, and balance sheet analysis. You will be responsible for preparing credit proposals that combine financial analysis with sectorial information to aid credit committee decisions. Additionally, you will liaise with Credit Risk and Compliance departments to ensure the credit memo is approved internally. You will be expected to handle Early Warning Signal meetings and provide appropriate responses for each observation to maintain overall portfolio hygiene. Supporting Relationship Managers & Senior Relationship Managers in client meetings, internal presentations, and MIS will be part of your duties. You will also be involved in loan disbursement & documentation functions, working closely with legal, compliance, and audit departments on proposal aspects. Building and improving business relationships with clients by visiting them will be essential. You will proactively assist RMs/SRMs in preparing business/account plans, identifying target clients, and conducting Centre & Branch visits for NBFC/MFIs. Regular interaction with clients, external rating analysts, and maintaining call reports will be crucial in this role. Analyzing quarterly financial performance, Receivable Audit, and highlighting trends and deviations in collections & overall portfolio quality periodically will also be part of your responsibilities. To qualify for this role, you should have a Graduation degree, preferably in any field, along with a Post-graduation degree. A professional qualification as a Chartered Accountant (CA) is required. A minimum of 2-5 years of experience in portfolio management & credit analysis roles is preferred.,

The Customer Sales Executive - Commercial Vehicle position at Tata Capital in Kolkata offers an exciting opportunity for individuals who are ready to drive their career forward. As a Customer Sales Executive, you will be a key player in the efficient disbursement of loans, thereby minimizing delinquency. Your role will involve identifying potential business opportunities, nurturing customer relationships, and contributing to overall growth. Working closely with your Supervisor/Manager, your responsibilities will include identifying potential customers for business opportunities, collecting and validating customer documents as per organizational norms, logging cases in the system following SOP and disbursement processes, achieving the required sanction ratio, meeting customer requirements, and cross-selling multiple products under the guidance of the Supervisor/Manager. You will also assist in the empanelment of new vendors and foster strong relationships with them, while ensuring compliance with all Audit and RBI regulations under the guidance of the Manager/Supervisor. The ideal candidate for this role is an Under Graduate or Graduate in any discipline with 0 - 4 years of experience. Candidates with a passion for sales, customer relationship management, and compliance are encouraged to apply. A degree in any discipline is required, while prior experience in sales, financial services, or related fields is advantageous but not mandatory. Joining Tata Capital means becoming a part of a leading financial services organization that prioritizes employee growth and development. We offer a competitive compensation package and opportunities for career advancement. While prior experience in financial services is beneficial, this role is open to candidates with 0 - 4 years of experience, welcoming fresh graduates and experienced professionals seeking to excel in the financial services sector. To apply for this exciting opportunity, register and log in to the Tata Capital portal to submit your application for consideration.,

As a Business Sourcing and Relationship Management professional, your primary responsibility will be managing sourcing channels and building strong relationships with them. You will be required to coordinate effectively with internal stakeholders to ensure smooth operations. Additionally, you will be responsible for overseeing the end-to-end process coordination of loan disbursement. Your role will be crucial in maintaining productive partnerships and ensuring efficient loan disbursement processes.,

As a key member of our team, you will be responsible for business sourcing and relationship management of sourcing channels. This involves effectively coordinating with internal stakeholders to ensure seamless communication and alignment of goals. Your role will also include overseeing the end-to-end process coordination of loan disbursement, ensuring timely and accurate execution of all related activities. Your ability to build and maintain strong relationships with various sourcing channels will be crucial in driving the success of our loan disbursement process. Join us in this exciting opportunity to contribute to our mission of providing financial assistance to our customers.,

As a Business Sourcing and Relationship Management professional, your primary responsibility will be to manage sourcing channels and build strong relationships with them. You will be required to coordinate with internal stakeholders to ensure smooth operations. Additionally, you will be responsible for end-to-end process coordination of loan disbursement. Your role will be crucial in ensuring efficient and effective sourcing processes and maintaining strong relationships with various partners.,

The Sales & Collections Head leads business growth through strategic sales and collections, demanding expertise in financial products, customer behavior, and recovery in retail lending, with strong leadership and large team management experience.

Role & responsibilities: We are looking for a highly motivated and relationship-driven professional to manage and expand our DSA (Direct Selling Agent) and Connector network for SME/Business Loan sales in Ballari and nearby areas. Key Responsibilities Identify, onboard, and manage DSAs/connectors for SME/business loan sourcing. Drive disbursals through channel partner engagement. Train partners on product knowledge and documentation. Monitor partner performance and implement productivity strategies. Ensure compliance with internal and regulatory norms. Liaise with Credit, Risk, and Ops for process efficiency. Travel regularly for partner meetings and lead generation. Preferred Candidate Profile Graduate/Postgraduate (MBA preferred) 48 years of experience in DSA/channel sales (SME/Business Loans) Strong understanding of unsecured lending and market practices Excellent interpersonal and communication skills Proficient in local language and Hindi/English Must be open to travel within the assigned region Preferred: Experience with NBFCs, fintechs, or banks; existing DSA network in Ballari and surrounding areas

You will be responsible for processing Loan Drawdowns, Rollovers, and Rate Fixing for all Bilateral and Syndicated transactions booked under various entities in Hong Kong, Singapore, Labuan, Taiwan, Tokyo, and Sydney. This involves coordinating funding and rate fixing with Treasury traders, reporting fund movements to treasury settlements, disbursing loans to clients, and recording drawdown and rollover details in LOAN IQ. Your role will also include monitoring the receipt and following up on non-receipt of principal installments, interests, and fees booking within the assigned portfolio. You will be coordinating disbursements to risk participants, insurance companies, participating banks, and other contracted parties. Additionally, you will support the Loan Syndication Team in loan sell-downs (primary and secondary) and handle deal settlements. Furthermore, you will be responsible for maintaining all administrative records of borrowers and lenders in LOAN IQ. Your technical skills should include proficiency in documentation review to extract operational information from facility agreements. Familiarity with Microsoft Windows applications such as Excel, Word, and PowerPoint is required. Knowledge of systems like Flexcube, Calypso, Matisse MSC, and Summit will be advantageous. If you meet the experience criteria of 1-3 years or 5-8 years in Loan Servicing and possess the necessary technical skills, please share your resume with girish.gowda@techwisedigital.com along with your current CTC and notice period.,

Preparation of CAM/Appraisal Note ,Preparation of loan documents & execution, Loan disbursement ,Portfolio quality, MIS preparation on ,Coordination in settlement and release of invoice ,Maintain approved TAT on loan proposals ,Portfolio monitoring

The Associate Relationship Manager - Personal Loan is responsible for initiating and managing personal loan services in the rural market. Your primary role involves identifying business owners and entrepreneurs in the designated area, assessing their loan requirements, and disbursing personal loans accordingly. You will need to map out potential business prospects in the town, conduct end-use checks post-loan disbursal, and meet monthly and annual loan booking targets. Additionally, you will be required to cross-sell products and services to new and existing customers based on their lifestyle, risk profile, and needs. Your contribution towards the penetration of liabilities business in rural markets through lead generation and account opening is vital. It is essential to maintain high collections efficiency, prepare accurate loan documentation, coordinate with operations for timely data entry, and encourage customers to transition to online banking. To qualify for this role, you need to have a graduation degree and possess 2 to 5 years of relevant branch banking experience. Compliance with bank requirements and driving behavioral changes in customers towards online banking are key aspects of the job. Your dedication, attention to detail, and ability to meet targets will be crucial in successfully managing personal loan services in the rural market.,

You will be responsible for managing Credit-Operations activities for retail mortgage loans, including Home Loans, Home Equity, Affordable Housing Loans, and Digital Loans at a cluster level, covering multiple branches. As a Credit-Operations Manager, your primary role will involve ensuring 100% process adherence, quality checks in line with credit policy, and compliance. You will act as a bridge between Credit and Operations teams to guarantee seamless loan processing. Your core responsibilities will include overseeing End-to-End Credit & Operations with a deep understanding of credit policy and processes. You will supervise and manage the login of loan applications, ensuring all required documents are in place as per policy guidelines, including KYC. Additionally, you will be responsible for ensuring gating rejections align with credit policy, monitoring login quality, and initiating internal reports and checks as mandated by the credit policy. Furthermore, you will oversee the preparation of Credit Appraisal Memos (CAM), ensuring completeness and accuracy before submission to credit approvers. You will conduct a final review of loan files before disbursement to ensure all documents are in place and compliant with internal and regulatory guidelines. It will be crucial to maintain 100% adherence to policies and SOPs across all credit-operations processes, identify and rectify process gaps, and manage queries from the Hind-Sighting Team and Internal Audit. You will work on Loan Origination System (LOS) and Finnone for loan processing, with familiarity in SFDC (Salesforce) and MS-Excel being an added advantage for tracking and reporting purposes. Supporting digital initiatives to streamline credit-operations processes and improve efficiency will also be part of your responsibilities. Managing a team of Credit Processing Associates (CPAs) across branches in the assigned region, providing regular training, conducting performance reviews, and ensuring team adherence to KPIs will be essential. Key Performance Indicators (KPIs) for this role include ensuring minimal errors in loan files (First Time Right), efficient loan processing turnaround time, strict compliance adherence, identifying and implementing improvements in workflows, driving E-NACH penetration for improved operational efficiency, and timely handling of property papers and PF/Balance PF Cheques. You will also be responsible for holding regular meetings with the business team, conducting training sessions for improvement, collaborating with internal partners for technological solutions, and managing critical projects for technology enablement. Qualifications required for this position include a Graduate degree (Preferred: Finance, Business Administration, Commerce, or related field) and a Masters/Postgraduate degree. CA/MBA (Finance) or an equivalent qualification would be advantageous.,

Role & responsibilities Operations associate ( PDD / Disbursemnt process)- Operations associate (DSMG Data base/ MIS) loan Processing Document Verification KYC operations Preferred candidate profile

Roles and Responsibilities Manage loan disbursements, ensuring timely release of funds to customers. Coordinate with internal teams for documentation processing, including loan documents review and verification. Oversee post-disbursement activities such as OTC and PDD. Ensure compliance with legal technical requirements related to loans and NOCs (No Objection Certificates).

As an Internal Auditor at our Kayamkulam based NBFC company, your primary responsibility will be to conduct internal audits across branches and departments in order to assess the effectiveness of internal controls and risk management practices. You will be expected to ensure compliance with RBI regulations, statutory requirements, and internal policies and procedures while reviewing and evaluating the adequacy and effectiveness of internal control systems. Your role will involve preparing detailed audit reports that include findings, risks, and actionable recommendations, as well as following up on previous audit observations to ensure timely closure of audit issues. Additionally, you will be required to identify process gaps, inefficiencies, or non-compliance and provide recommendations for improvements. Furthermore, you will play a key role in supporting the management in implementing robust financial and operational controls, monitoring adherence to credit policy, KYC norms, loan disbursement, and collection processes. You may also be called upon to perform surprise audits, branch inspections, and fraud investigations when necessary. Collaboration with statutory auditors and regulatory authorities, as well as staying up-to-date with changes in regulatory requirements, particularly NBFC guidelines issued by RBI, will be essential aspects of this role. Salary for this position ranges from 25K to 30K, with the age requirement being between 25 and 40 years. This position is specifically looking for a male candidate, and only one vacancy is available in Kochi. The job type is Full-time and Permanent. In terms of benefits, Provident Fund is provided, and the schedule involves day shifts with a performance bonus. The ability to commute or relocate to Ernakulam, Kerala is preferred. If you are a detail-oriented individual with strong analytical skills and a sound understanding of internal audit practices, we encourage you to apply for this position and be a valuable part of our team.,

Responsibilities: * Develop business plans & strategies Loan disbursements Work with ZH, RSM and BMs in the Zone/Region. Formulate the strategy to achieve the business targets Partner development Health insurance Provident fund Annual bonus Accidental insurance Gratuity

As the Credit-Operations Manager, you will be responsible for managing Credit-Operations activities for retail mortgage loans including Home Loans, Home Equity, Affordable Housing Loans, and Digital Loans at a cluster level, covering multiple branches. Your primary role will involve ensuring 100% process adherence, quality checks in lines with credit policy, and compliance. You will act as a bridge between Credit and Operations teams to ensure seamless loan processing. Your responsibilities will include overseeing End-to-End Credit & Operations with a thorough knowledge of credit policy and process. You will supervise the login of loan applications, ensuring all documents are in place as per policy guidelines including KYC. Moreover, you will ensure gating rejections in line with credit policy, monitor login quality, and initiate internal reports and checks as mandated by credit policy. Additionally, you will oversee the preparation of CAM (Credit Appraisal Memo) ensuring completeness and accuracy before submission to credit approvers. You will conduct a final review of loan files before disbursement, ensure compliance with internal and regulatory guidelines, and maintain 100% adherence to policies and SOPs across all credit-operations processes. Identifying and rectifying process gaps to enhance efficiency and accuracy will be a key aspect of your role. You will manage and resolve queries from the Hind-Sighting Team and Internal Audit, ensuring compliance with regulatory requirements and internal controls. Your role will also involve working on Loan Origination System (LOS) and Finnone for loan processing. Familiarity with SFDC (Salesforce) and MS-Excel is an added advantage for tracking and reporting. You will support digital initiatives to streamline credit-operations processes and improve efficiency. Furthermore, you will manage a team of Credit Processing Associates (CPAs) across branches in the assigned region. Regular training and upskilling of CPAs to enhance process knowledge and efficiency will be part of your responsibilities. You will conduct periodic performance reviews and ensure team adherence to KPIs. Foster collaboration between Credit, Sales, and Operations teams to ensure smooth loan processing. Key Performance Indicators (KPIs) that you will be evaluated on include First Time Right (FTR), Turnaround Time (TAT), Compliance Adherence, Process Efficiency, driving penetration of E-NACH for improved operational efficiency, ensuring acknowledgment of property papers from the credit team, and timely handover of PF/Balance PF Cheques to operations team. Qualifications required for this role include being a Graduate (Preferred: Finance, Business Administration, Commerce, or related field) with a Masters/Postgraduate degree. Additionally, a CA/MBA (Finance) or Equivalent qualification is preferred.,

You will be responsible for conducting internal audits across branches and departments to assess the effectiveness of internal controls and risk management practices. It will be your duty to ensure compliance with RBI regulations, statutory requirements, and internal policies and procedures. Your role will involve reviewing and evaluating the adequacy and effectiveness of internal control systems, and preparing detailed audit reports with findings, risks, and actionable recommendations. You will need to follow up on previous audit observations and ensure timely closure of audit issues. Identifying process gaps, inefficiencies, or non-compliance and recommending improvements will be crucial aspects of your job. Additionally, you will support the management in implementing robust financial and operational controls, and monitor adherence to credit policy, KYC norms, loan disbursement, and collection processes. Performing surprise audits, branch inspections, and fraud investigations when required will also be part of your responsibilities. You will need to coordinate with statutory auditors and regulatory authorities as necessary and stay up-to-date with changes in regulatory requirements, especially NBFC guidelines issued by RBI. This is a full-time, permanent position based in Kochi, with a salary range of 25K to 30K. The ideal candidate should be between 25 to 40 years old and male. The company offers benefits such as Provident Fund and a performance bonus. The work schedule is during the day shift. Applicants should be able to reliably commute to Ernakulam, Kerala, or be willing to relocate before starting work.,

Evaluate creditworthiness and process loan applications Oversee credit monitoring, borrower ratings, and compliance filings Manage loan documentation, disbursal, and inter-lender coordination Ensure alignment with ROC/CERSAI requirements Required Candidate profile Provide regular reporting to regulatory bodies and internal teams Recommend policy enhancements and explore new loan structures

Job Title : Sales Manager Prime Home Loans Designation : Sales Manager Grade : Executive Location : Thane, Maharashtra Function : Sales (Home Loans) Job Purpose: To generate business for Prime Home Loans primarily through field sourcing from the open market, ensuring quality customer acquisition, smooth processing, and achievement of disbursement targets. Role: The role requires extensive fieldwork to source home loan customers directly from the open market. The Sales Manager will be responsible for identifying potential buyers through market visits, cold calls, referrals, and self-sourcing. The candidate will guide customers through the complete home loan process from documentation to disbursement while ensuring excellent service and strong relationship management. Meeting monthly login and disbursement targets is a core responsibility. Qualification and Experience: Graduate in any stream (MBA preferred) 3 to 5 years of experience in Home Loan Sales, specifically from the open market Must be comfortable with extensive field work and customer interaction Strong local market knowledge Essential Skills: Expertise in open market sourcing Strong sales and negotiation skills Field sales experience in financial products Customer acquisition and relationship building Self-motivated and target-driven Understanding of home loan documentation and compliance Good communication and interpersonal skills

As a Loan Analyst at Techwise Digital Private Ltd, you will be responsible for processing Loan Drawdowns, Rollovers, and Rate Fixing for various transactions across multiple entities. Specifically, you will handle transactions pertaining to Hong Kong, Singapore, Labuan, Taiwan, Tokyo, and Sydney entities. This includes coordinating funding and rate fixing with Treasury traders, reporting fund movements to treasury settlements, disbursing loans to clients, and accurately recording drawdown and rollover details in LOAN IQ. Furthermore, your role will involve monitoring the receipt and following up on non-receipt of principal installments, interests, and fees within your assigned portfolio. You will be required to arrange disbursements to risk participants, insurance companies, participating banks, and other relevant parties as well as support the Loan Syndication Team in loan sell-down processes and deal settlements. Maintaining accurate administrative records of borrowers and lenders in LOAN IQ will be a crucial aspect of your responsibilities. Additionally, you should possess strong documentation review skills to extract operational information from facility agreements. Proficiency in Microsoft Windows applications such as Excel, Word, and PowerPoint is essential for this role. While not mandatory, familiarity with systems like Flexcube, Calypso, Matisse MSC, and Summit will be considered advantageous. The successful candidate for this position will have 1-3 years or 5-8 years of experience in Loan Servicing. If you believe you possess the necessary skills and experience for this role, please share your resume with us at girish.gowda@techwisedigital.com. Kindly include details of your current CTC and notice period in your application. We are specifically looking for candidates who can join immediately or within 15 days.,

Client Management SPOC for the client for all interiors and customization Inter department coordiantion for customisation, loan disbursement, possession of property Coordinate for documentation process Post Sales Customer Service

Note: Candidates having below mentioned relevant skills should apply on the link. https://forms.gle/tyZf41YWk5QfcQnz8 Job description : Credit Proposal & Documentation: Assist in the preparation of new and existing credit proposals, renewals, and enhancements by compiling required financial and operational information including detailed financial analysis as required. Loan Disbursement: Manage documentation and compliance checks for disbursement of term loans; liaise with lenders to ensure timely release of funds. Banking Compliances: Ensure timely and accurate compliance with all banking requirements, including regulatory submissions, statutory obligations, and periodic filings with lenders. Covenant Tracking: Monitor and track financial and non-financial covenants stipulated in loan agreements; ensure timely reporting and flag any deviations for corrective action. Audit Support: Prepare and submit requisite documents and schedules for internal and external audits, ensuring completeness and compliance with audit requirements. Credit Rating Support: Assist in the periodic review and submission of information for credit rating assessments and surveillance. ASM Audit Support: Act as the single point of contact for ASM audits; manage data collation, clarification responses, and ensure timely submission of information as per the agencys requirements. Finance Cost Tracking: Monitor and track finance costs across facilities; prepare periodic reports on interest expenses and ensure alignment with budgets and forecasts. Information Management: Act as a nodal point for data sharing with banks and financial institutions, ensuring accuracy, consistency, and confidentiality. Experience: 3-8 years Educational Qualification: MBA/CA/ any post-graduate with relevant experience in Banking and Treasury Domain

Lead the team of CRM Executives & Managers Client Management SPOC for the client for all interiors and customization Inter department coordination for customization, loan disbursement, possession of property Coordinate for documentation process Coordinate with the legal team for Registration of Property Post Sales Customer Service till possession

Educational Qualifications: Graduate/postgraduate (B.Com, M.Com, MBAfinance preferred) Experience : 0-2 years Notice period : Immediate/Short joiners (Serving np) Note : Only profiles that matches above criteria will be contacted further. Role Overview This function supports the endtoend flow of retail lending operationsincluding colending, supply chain finance, trade finance, and traditional loan products. It serves as a bridge between risk management, finance, technology partners, internal teams, and external lending partners. You’ll be responsible for ensuring timely, accurate, compliant processing of transactions, documentation, disbursements, reconciliations, audits, and troubleshooting complex workflow issues Key Responsibilities CoLending & Disbursements Liaise daily with lending originators/partners to manage disbursement schedules and ensure CoLending TAT compliance. Coordinate with internal teams (finance, IT, MIS) to meet deadlines System Administration & Enhancements Use and maintain loan software; partner with tech vendors for updates, UX enhancements, user access controls, and system testing/UAT Loan Processing & Escrow Handle loan input, payoffs, escrows, draw requests, payment postings (NACH/NEFT/RTGS/IMPS/cheque/cash), and document management postdisbursement Compliance, Controls & Risk Liaise with audit/compliance teams; monitor CTQ/CTP metrics; manage operational risk and exceptions; proactively flag issues Workflow & SOP Optimization Review and update SOPs, checklists and operational workflows; conduct audits and training to embed procedural changes Reporting & Documentation Prepare monthly/quarterly MIS; communicate data to stakeholders (RBI, credit bureaus, management); maintain comprehensive records Stakeholder Management Interface with legal teams, originators, escrow bankers, internal teams (product, credit, IT, analytics); build trusted relationships Required Skills & Experience Hard Skills: 0–2 years experience in financial services (NBFC, bank, HFC, microfinance or fintech), focusing on retail/institutional lending, CoLending, supply chain finance, trade finance, etc. Good financial literacy—P&L statements, ratios, balance sheet analysis. Knowledge of lending products (retail/B2B), colending structures, workingcapital, supplychain finance. Strong MSOffice proficiency; analytical mindset; attention to detail Soft Skills: Excellent communication and stakeholder management. High emotional intelligence; team player with crossfunctional collaboration. Planning-oriented, with strong presentation capability. Why You’ll Love It Get visibility into the entire retail lending process, from loan origination to accounting and compliance.

• Ensure that loans are disbursed on time and in accordance with company’s standard operating procedure and policies • Manage all operations & disbursement related activities Like non discrepancy checklist record management.