46 Loan Disbursement Jobs - Page 2

Role & responsibilities Manage overall branch Operations, Loan disbursement, Cash management etc. Achieve target for branch revenue generation through Cross of FD, SIP, Mutual fund, Health and General Insurance Handle customer queries, Complaints and ensure Customer Satisfaction Manager audit and Compliance of the branch and fulfil regulatory and Compliance requirement Coordinate with employee with every department to ensure smooth functioning and employee engagement Prepare various Branch MIS and ensure timely reporting Handle retail branch team and customer acquisition Preferred candidate profile Candidate with relevant experience from banking, Insurance and NBFC background will be preferred Candidates with good experience in Cross selling will be preferred

Operation Manager Retail Assets - Disbursement Experience Required: Minimum 3-6 years of experience in loan disbursement, specifically in: Key Skills & Knowledge: Hands-on experience in document preparation, checking, and timely disbursement of loan agreements Loan Against Property (LAP) Home Loans, CV CE Strong understanding of loan disbursement processes and compliance standards Excellent attention to detail and ability to work in a fast-paced environment Proficiency in Microsoft Excel

Location: Coimbatore, Chengalpattu Experience: New car/ used Car Key Responsibilities: Generate and convert leads for New car and used car loans at dealership level Conduct customer profiling , product pitching, and close auto loan sales Ensure accurate and timely loan documentation , file login, and disbursement process Coordinate with credit teams for loan approvals and eligibility clarifications Collect PDDs (Post Disbursement Documents) within defined TAT Visit customers' home/office for document collection as needed Build and maintain strong relationships with dealer sales teams Support in collections follow-ups for missed EMIs Track market intelligence about competitor loan products Ensure high customer satisfaction and resolution of queries Desired Candidate Profile: Education: Bachelor's Degree (any stream) Experience: 1 to 4 years in Auto Finance , NBFC , or Banking - Loan Sales Role Type: Field Sales / Frontline Sales / Finance Executive Key Skills: Auto Loan Sales, Loan Documentation, Field Sales, Credit Coordination, Dealer Relationship, Customer Handling, PDD Collection, TAT Management

Job Purpose: To manage and oversee both online and offline disbursement processes across all locations, ensuring timely disbursement of loans, adherence to internal and regulatory guidelines, insurance solvency, and coordination with branches for smooth operations. The role demands efficiency in TAT management, audit readiness, and continuous improvement in disbursement-related metrics. Key Responsibilities: 1. Disbursement Operations: Manage and monitor daily online & offline disbursements across all branches, ensuring adherence to laid-down norms and compliance. Ensure disbursement of TAT improvement: Share daily and weekly updates with management Ensure 100% engine & chassis number updation in the system before disbursement. Track and reduce branch file submission pendency ; send alerts to area in-charges for TAT exceedance. 2. Audit & Compliance: Coordinate and arrange disbursement files for audits ; respond to audit queries promptly. Conduct weekly internal audits to ensure process integrity and compliance. Perform IRR checking , ensuring alerts are raised if IRR falls below policy. 3. Insurance Management: Ensure pending insurance solvency is completed within the given days TAT. Track and share daily/weekly updates on insurance TAT with management. 4. Pre-Disbursement & Documentation: Improve Pre-Disbursement NACH activation ratio ; maintain and improve ratio with consistent follow-up. Manage tasks like penny drop follow-up , PDC pouch submission , file filling , file scanning , and franking . Ensure correct and timely vehicle number updates. Submit completed files to the PDD department post-disbursement. 5. Training & Branch Coordination: Conduct regular branch visits for training, process reviews, and on-ground issue resolution. Track and manage stationery orders and distribution to branches/markets. Preferred candidate profile Male Candidate with 8+ years of Loan Disbursement Experience Should have handled the operations team Should be able to handle and manage tight deadlines

Coordinate with the business partners and ensure operations flow is as per the agreed terms of the agreement, this would include process including but not limited to, adherence to TAT, quality check of the data received, KYC validations, accuracy of the repayment schedules, demand generation, collection reconciliation.- Managing the overall portfolios performance, overdue monitoring, follow up for legal recoveries with partners, vendors.- Ensure all data is timely and accurately available on the loan management system. - Manage the partnership team, and work towards their skills upgradation.- Process all types of the purchase order, invoices, bill financing, Lease financing, and export bill validation requests based on internal policies.- Establish payable amounts and create a repayment schedule.- Handling Client queries- Generating statement/advice and any other transaction statement or certificate as per customer request or as per internal or statutory compliance requirements.- Keeping track of maturities related to loans such as LAP.- Coordinate with all stakeholders (internal and external) and ensure smooth disbursements.- Responsible for product designing, processes, and procedures as per company policies.- Establish and maintain professional business relationships with the partner companies.- Experience with loans systems such as Loan LAP is preferred.- Ensures loan documentation, loan closings, loan files, audits, and operational risks are managed and conducted consistent with various LOB - Commercial loan operations experience preferred with knowledge of industry and regulatory requirements- Reviewing loan documentation and closing loans by signing off on final documents till disbursement Ability to set expectations with clients and internal stakeholders. - Ability to analyze and calculate figures and amounts on complex loan transactions. - Ability to resolve problems and escalated issues - Excellent MS Excel, Word, and PowerPoint skills Location - Dhole Patil Road, Pune Station, Pune / Akshay Complex, Near Madhuban Hotel, Pune Station, Pune

Key Responsibilities Loan Disbursement & Processing: Oversee and manage the disbursement of loans. Conduct thorough verification and authentication of pre-sanction and post-sanction documents. Ensure all necessary loan processing documentation is complete and accurate. Vendor Management: Manage relationships with vendors to support operational efficiency. Customer Service & Discrepancy Resolution: Handle and resolve discrepancies and customer queries efficiently post-disbursement. Data Management & Compliance: Accurately update sanctioned customer details within the system. Manage CIBIL checks and ensure all minimum parameters are met for case login. Payments & Process Improvement: Ensure timely processing of customer payments within the agreed Turnaround Time (TAT). Manage a strong indent process for every case to maintain operational efficiency. Reporting: Perform basic analytics and prepare Management Information System (MIS) reports. Preferred Candidate Profile Proven experience in operations, preferably within the loans or financial services industry. Strong understanding of loan disbursement processes and documentation. Excellent attention to detail and accuracy. Ability to manage multiple tasks and prioritize effectively. Strong problem-solving skills and the ability to handle discrepancies and customer queries professionally. Basic analytical skills and experience with MIS reporting. Proficiency in using relevant software and systems for data entry and processing. Excellent communication and interpersonal skills.

Job Description : KYC Knowledge. Experience in Loan disbursement. Manage the productivity & quality of the process. Walk-in Customer management & query resolution. Cheque collection, deposition & maintenance of the accurate records. Banking Operations / process - NACH / CHQ presentations. FC cases updation & closure follow up. Impalementof new Vendor. Team Management

Key Responsibilities Manage and process payout requests for DSAs based on the banks commission structure and business rules. Validate DSA documentation, disbursal records, and associated incentive eligibility. Coordinate with Sales, Credit, and Finance departments to track loan disbursements and ensure accurate commission calculation. Maintain updated records of DSA onboarding, payout claims, and payment status. Resolve discrepancies and respond to DSA queries related to payout delays, short payments, or deductions. Generate periodic reports on DSA business volume, commission payouts, and outstanding dues. Ensure strict compliance with SBI’s regulatory and audit guidelines regarding third-party commission payments. Support audits, internal checks, and MIS reporting requirements. Required Skills & Qualifications Bachelor’s degree in Commerce, Finance, or related field. 2–5 years of experience in banking operations, preferably in DSA payout management. Familiarity with loan products (Home Loan, Personal Loan, Auto Loan, etc.) and related commission structures. Proficiency in MS Excel, banking systems, and ERP platforms (Finacle, CBS, etc. preferred). Strong analytical and reconciliation skills. Good communication and stakeholder coordination abilities. Preferred Attributes Experience in working with SBI or public sector banks. Knowledge of DSA agreements, RBI guidelines, and payout taxation norms (like TDS/GST). Attention to detail and ability to work under strict timelines.

Role & responsibilities Generate leads through field visits, and local market activities Engage with builders, DSA, connectors, and channel partners Build and manage a pipeline of customers interested in home loans or loan against property Explain loan products, eligibility Required Candidate profile Sourcing to loan disbursement of Home Loan Files. Min. 1-5 Years of Experience in Mortgage Sales or a related field (LAP/HL) DSA and DST both are vacancy available (Individual role).

Role & responsibilities Generate leads through field visits, and local market activities Engage with builders, DSA, connectors, and channel partners Build and manage a pipeline of customers interested in home loans or loan against property Explain loan products, eligibility Required Candidate profile Sourcing to loan disbursement of Home Loan Files. Min. 1-5 Years of Experience in Mortgage Sales or a related field (LAP/HL) DSA and DST both are vacancy available (Individual role).

: Monitoring of Loan disbursement, Documents/Profile verification Fraud monitoring and investigations Monitoring the process and policy adherence by staff MIS maintenance and Reporting

Key Responsibilities: Loan Application Review : Ensure loan applications and documents are accurate, complete, and comply with guidelines. Credit Risk Analysis Support : Assist in evaluating creditworthiness and conduct due diligence on borrowers. Documentation and Agreement Handling : Draft, execute, and store loan agreements and collateral documentation. Disbursement Processing : Coordinate timely loan disbursements and ensure pre-disbursement formalities are met. Post-Disbursement Monitoring : Track loan repayments, follow up on overdue payments, and ensure recovery compliance. Compliance : Ensure adherence to legal, regulatory, and internal policies. Customer Service : Address customer queries regarding loan terms, repayment, and documentation. Reporting : Prepare reports on loan status, delinquencies, and assist in audits. Qualifications: Education : Bachelors degree in finance, Accounting, Business Administration, or related field. Experience : 2-3 years in credit administration or loan processing in an NBFC or financial services company. Experience in education loans, overdrafts, or loans against property is preferred.

Job Overview: The Distribution Head for Off-book Personal Loans, Credit Cards, and Digital Gold will be responsible for building and scaling the distribution strategy for these products across multiple channels, ensuring business growth, and enhancing the customer acquisition strategy. The role will involve overseeing partnerships with external agents, digital platforms, and other distribution networks while optimizing the sales process, monitoring performance, and ensuring the alignment of distribution strategies with the company's overall business goals. Key Responsibilities: 1. Strategy and Planning - Develop and execute comprehensive distribution strategies for Off-book Personal Loans, Credit Cards, and Digital Gold products. - Identify and create strategic partnerships with external channels, including banks, fintech platforms, agents, and other financial institutions, to drive customer acquisition. - Monitor market trends and competitor activity to identify opportunities for distribution growth. - Lead the formulation of channel-specific goals and key performance indicators (KPIs), ensuring alignment with company revenue targets. 2. Sales and Channel Management - Drive the distribution and sales performance of Off-book Personal Loans, Credit Cards, and Digital Gold, ensuring alignment with business objectives and customer needs. - Establish and maintain a high-performance sales team, providing leadership and mentorship to achieve channel and product targets. - Develop robust training and enablement programs for agents and third-party partners, ensuring they have the tools and knowledge to sell effectively. - Expand and optimize digital and offline channels, ensuring maximum reach and penetration in key markets. 3. Performance Monitoring and Reporting - Track and analyze distribution channel performance, providing regular updates to senior management. - Lead performance reviews for sales partners and agents, ensuring targets are being met and providing corrective actions when necessary. - Monitor key metrics such as loan disbursement volume, credit card activation rates, digital gold transactions, and customer engagement levels. 4. Product Launches and Campaigns - Collaborate with product and marketing teams to design and roll out promotional campaigns for Off-book Personal Loans, Credit Cards, and Digital Gold. - Ensure the seamless launch of new products and features, coordinating with cross-functional teams to ensure successful adoption. - Lead product awareness initiatives through various channels, ensuring customers are well-informed about product features and benefits. 5. Risk Management and Compliance - Ensure all distribution activities are in compliance with applicable regulations, risk management frameworks, and the company's internal policies. - Work closely with the legal and compliance teams to ensure all third-party distributors and agents adhere to necessary regulatory requirements. - Implement and monitor risk mitigation strategies to minimize loan defaults and ensure sound credit card and digital gold portfolio performance. 6. Stakeholder Engagement - Build and maintain strong relationships with key stakeholders, including external partners, internal teams, and senior leadership. - Collaborate with internal teams, including marketing, technology, legal, and operations, to ensure smooth implementation and execution of distribution strategies. 7. Innovation and Technology Integration - Explore and integrate innovative solutions, such as AI-based credit scoring, mobile apps, or other fintech technologies to improve the distribution process. - Leverage data analytics and digital tools to optimize distribution, customer segmentation, and targeting. Qualifications and Skills: Education: - Master's degree in Business, Finance, Marketing, or a related field. Experience: - 6- 10 years of experience in distribution or sales roles within the fintech or banking industry, with a strong focus on personal loans, credit cards, and/or digital gold. - Proven experience managing large-scale distribution teams and driving business growth in a high-performance environment. - Experience in building and managing partnerships with external distribution networks (e.g., agents, third-party platforms). - Strong understanding of the fintech landscape, particularly in lending, digital payments, and digital gold. Skills: - Strong leadership and team management skills with the ability to motivate and inspire a diverse team. - Excellent communication and negotiation skills to manage relationships with internal and external stakeholders. - Analytical mindset with the ability to interpret data and use it for business strategy and decision-making. - In-depth knowledge of credit underwriting, risk assessment, and product distribution in the financial services sector. - Ability to work in a fast-paced, rapidly evolving environment and manage multiple priorities. Personal Attributes: - Strategic thinker with a growth mindset. - High level of initiative and self-motivation. - Results-driven with a focus on achieving business objectives. - Ability to manage complex projects and lead cross-functional teams. - Customer-centric approach with an understanding of digital customer journeys.

Coordinate with lending partners to facilitate the login-to-disbursement process Track application progress & provide timely updates Identify and escalate any issues & collaborate for quick resolution. Maintain accurate records in internal systems. Required Candidate profile Excellent communication skills Ability to build relationships and convince customers Proficiency in MS Office tools and CRM systems or similar platforms.

Job Title: Credit Executive / Credit Manager -Agricultural Lend Location: Dunlop (Near Bara Nagar Metro Station), Kolkata Job Type: Full-Time Salary: As per Industry Standards Job Summary: We are looking for a dedicated and experienced Credit Executive/Manager to join our Credit Management team, with a specialized focus on agricultural loan processing. The ideal candidate will bring 4-6 years of experience in agricultural lending, credit underwriting, loan disbursement, and agriculture-specific-credit risk assessment, preferably in NBFCs or cooperative banking sectors. Key Responsibilities: 1. Agricultural Credit Assessment Evaluate agricultural loan applications including crop loans, equipment loans, and seasonal finance. Assess applicant creditworthiness using credit reports, farm financials, and feild data. Make informed decisions on loan approvals based on risk profiles and lending policies. Engage with rural customers to explain loan terms and repayment structures. 2. Loan Disbursement & Processing Oversee the end-to-end processing and disbursement of agri-loans. Ensure accurate documentation and compliance with internal credit policies and regulatory norms. Maintain quality checks for disbursal processes and turnaround me. 3. Risk Management & Compliance Conduct agricultural credit risk assessments and recommend mitigation strategies. Monitor borrower performance and take prevenve acons in cases of potenal delinquencies. Ensure adherence to NBFC and RBI regulatory frameworks for rural/agriculture lending. 4. Portfolio Monitoring & Reporting Regularly review the agricultural loan portfolio to identify stress signals and areas for improvement. Optmize credit performance and minimize losses through data-driven decision-making. 5. Cross-functional Collaboration Work in sync with Legal, and Field Teams to resolve credit-related issues. Guide junior team members in agri-lending processes and best practices. Qualification: Bachelor's degree in Agriculture, Finance, Business Administration, or related-field. 4-6 years of experience in agricultural lending and credit underwriting within NBFCs or cooperative banks. Deep understanding of agri-loan products, rural customer profiles, and agri-risk frameworks. Proficiency in credit scoring models and agricultural loan software/tools. Strong interpersonal, analytical, and decision-making skills.

Job Description Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage Skills Skill Fixers Survivability Commercial Design Highest Education HSC Working Language Tamil English

Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage Skills Skill Post-conflict Highest Education Diploma Working Language English Tamil

Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage Skills Economic Research Highest Education Master of Business Administration Working Language Tamil, English

Ensure regular filed visit to customer sourced by the branches Raise incident reports on the field visit done Ensure member Audit ,Center audit & Center meeting audit. Retail customer audit & risk property assessment Regular Branch visit to be done Resolution of gaps discrepancies identified as part of risk activity (Policy & process deviations) Identify the process & policy Gaps and ensure the same are plugged to avoid such incident dont repeat in future. Loan disbursement audit & cash audit FRO activity sheet to be followed regularly Regularly field visit to be done for risk identification. Skills Skill Risk & Quality Risk Analytics Highest Education B.Sc Working Language Marathi Hindi English

Ensure regular filed visit to customer sourced by the branches Raise incident reports on the field visit done Ensure member Audit ,Center audit & Center meeting audit. Retail customer audit & risk property assessment R egular Branch visit to be done Resolution of gaps discrepancies identified as part of risk activity (Policy & process deviations) Identify the process & policy Gaps and ensure the same are plugged to avoid such incident dont repeat in future. Loan disbursement audit & cash audit FRO activity sheet to be followed regularly Regularly field visit to be done for risk identification. Skills Risk & Quality Risk Analytics Highest Education B.Sc Working Language Marathi Hindi English

Ensure regular filed visit to customer sourced by the branches Raise incident reports on the field visit done Ensure member Audit ,Center audit & Center meeting audit. Retail customer audit & risk property assessment R egular Branch visit to be done Resolution of gaps discrepancies identified as part of risk activity (Policy & process deviations) Identify the process & policy Gaps and ensure the same are plugged to avoid such incident dont repeat in future. Loan disbursement audit & cash audit FRO activity sheet to be followed regularly Regularly field visit to be done for risk identification. Skills Risk & Quality Risk Analytics Highest Education B.Sc Working Language Marathi Hindi English