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3.0 - 7.0 years
0 Lacs
ahmedabad, gujarat
On-site
The Loan Relationship Manager is a key player in the financial services sector, serving as the main point of contact between borrowers and the lending institution. Your role is crucial in building and maintaining relationships with clients throughout the loan lifecycle, ensuring their needs are met while adhering to compliance and organizational policies. Your responsibilities include assessing client financial needs, recommending suitable loan products, guiding them through application and approval processes, and providing detailed information on loan products and terms. By maintaining strong connections and understanding client requirements, you contribute significantly to customer satisfaction and retention, ultimately driving the organization's profitability and growth. You will be responsible for developing and maintaining strong client relationships, analyzing clients" financial needs to provide personalized loan solutions, ensuring compliance with regulatory requirements, conducting credit assessments, collaborating with underwriting teams, and monitoring loan performance post-approval. Additionally, you will resolve customer inquiries and complaints effectively, stay updated on industry trends, and prepare reports on client activities and loan performance for management review. You must possess a keen understanding of the lending industry, effective interpersonal skills, and the ability to analyze financial data to provide the best solutions for clients. To qualify for this role, you should have a Bachelor's degree in Finance, Business Administration, or a related field, along with proven experience in loan management, relationship management, or client-facing roles. You must have a strong understanding of financial products, especially loan offerings, excellent verbal and written communication skills, and the ability to analyze financial statements and credit reports. Proficiency in loan processing software, MS Office Suite, strong organizational skills, attention to detail, and the ability to work independently and as part of a team are essential. Additionally, you should have experience with customer service excellence, conflict resolution, knowledge of regulatory lending guidelines and compliance standards, and familiarity with sales techniques and methodologies. Strong negotiation skills, adaptability to changing market conditions, and interest in continuous professional development are also required for this role.,
Posted 2 weeks ago
0.0 - 1.0 years
1 - 2 Lacs
nagercoil, pollachi, thuraiyur
Work from Office
LOAN PROCESS/DOCUMENT VERIFICATION ASPER CHECK LIST /DOCUMENT COLLECTION 50%FIELD WORK- 50%OFFICE WORK. BIKE & LICENCE IS MANDATORY 5KM RADIUS. Shift Timing:9.30 Am to 6.30 Pm Contact HR: SUGANTHI M- HR Executive Contact Number: 7010328708 Required Candidate profile QUALIFICATION : ANY UG/PG DEGREE (2023,2024,2025) PASSED OUT GENDER :ONLY MALE ARREARS NOT ELIGIBLE NEED PROVISIONAL FOR VERIFICATION LOCATION: COIMBATORE, TENKASI, NAGERCOIL, TIRUNELVELI, POLLACHI Perks and benefits ESI, PF, INCENTIVES AVAILABLE.
Posted 2 weeks ago
0.0 - 5.0 years
1 - 3 Lacs
thane, navi mumbai, mumbai (all areas)
Work from Office
Process:- Kotak Bank Process - Voice Process (Sales) Requirement- •Good comms required •Salary-14200 CTC & 12400 take home •Unlimited incentives •Shift timing- 9:30-6:30 •Fresher & Exp both can apply •Need immediate joiner. Required Candidate profile Qualification: Min HSC Work Location: Kapurbavadi junction, Majiwada Thane (w) 400607 To schedule your interview Call or send your CV through WhatsApp HR Kshitij - 9763458943 Perks and benefits High Incentives and growth opportunities !
Posted 2 weeks ago
2.0 - 5.0 years
0 - 0 Lacs
bangalore
On-site
We are urgently hiring experienced professionals for the US Mortgage Pre-Closing process. If you have hands-on experience in loan processing and mortgage operations, this is an excellent opportunity to join a growing team. Role Details: Experience: 2 to 5 years CTC: 1 LPA 4.5 LPA Notice Period: 0 to 15 days (including serving notice) Location Preference: Candidates currently based in Bangalore only Key Responsibilities: Handle US mortgage pre-closing processes with accuracy and efficiency Review loan documentation for loan processing, loan origination, and closing Prepare and validate Closing Disclosure (CD), Initial Closing Disclosure (ICD), Loan Estimate (LE) Collaborate with stakeholders to ensure timely and accurate loan closings Ensure compliance with conventional loan regulations and company standards Requirements: Proven experience in US mortgage, pre-closing, and post-closing processes Strong understanding of mortgage documentation and loan compliance Excellent attention to detail and ability to work in a fast-paced environment Interested candidate can reach to 8494849452 HR (GOWTHAMI)
Posted 2 weeks ago
1.0 - 2.0 years
1 - 2 Lacs
jaipur
Work from Office
Were hiring a Sales Team Leader in Jaipur! Handle telesales team, train & motivate executives, track daily reporting & achieve targets. Salary up to 17K + Unlimited Incentives Growth to managerial roles! Sales incentives
Posted 2 weeks ago
2.0 - 5.0 years
3 - 5 Lacs
bengaluru
Work from Office
Profile- Mortgage Location- Bangalore Package- 4LPA-5.5LPA Exp- Min2yrs-5yrs Shifts- Night Anushika anushika.imaginators@gmail.com 9211073262
Posted 2 weeks ago
2.0 - 3.0 years
2 - 4 Lacs
bengaluru
Work from Office
Responsibilities: * Manage CRM database, generate leads, close deals. * Collaborate with sales team on strategic planning, execution. * Develop customer relationships through home loan sales. Accessible workspace Provident fund Annual bonus Health insurance
Posted 2 weeks ago
1.0 - 2.0 years
1 - 2 Lacs
rajkot
Work from Office
Responsibilities: * Ensure compliance with regulatory requirements * Verify loan documents accurately * Maintain confidentiality at all times * Collaborate with underwriting team on document issues Travel allowance Health insurance
Posted 2 weeks ago
2.0 - 7.0 years
1 - 4 Lacs
bengaluru
Work from Office
Mortgage Underwriter Exp- 2+ Years Loc- Bangalore Skills- Mortgage, Underwriting,Pre closing ,Loans etc Pkg- 5.5 LPA NP- 0 to 30 Days **Walking interview** Contact- Prabhsimer (9205018536) Email- Prabhsimer.imaginators@gmail.com
Posted 2 weeks ago
0.0 - 4.0 years
0 Lacs
vijayawada, andhra pradesh
On-site
The Branch Management Intern - Financial Services position at FlashFund Mortgages offers a unique opportunity to be part of a cutting-edge mortgage lending platform in Vijayawada. As an intern, you will play a crucial role in day-to-day branch management activities, focusing on customer service, loan processing, and financial analysis. Collaborating with various teams, you will work towards enhancing operational efficiency and ensuring customer satisfaction. Your responsibilities will include managing branch-level tasks and finance operations, maintaining records of borrowers and clients, guiding customers through lending and deposit processes, coordinating with the marketing team for lead follow-ups, and tracking all transactions using internal tools. Additionally, you will have the opportunity to learn software-based finance operations and gain hands-on experience in the fintech industry. We are looking for final-year students or recent graduates from any stream who possess strong communication and leadership skills, along with a basic knowledge of finance or a keen interest in banking. The ideal candidate should be located in or near Vijayawada to be considered for this role. In return for your contributions, you will receive a total stipend of 10,000 for the entire 6-month internship period, a Startup India Recognized Internship Certificate, free Banking & Finance Training, and a job placement opportunity for top performers. This internship will provide you with valuable experience in fintech branch operations and set you on the path towards a successful career in the financial services industry.,
Posted 2 weeks ago
2.0 - 6.0 years
0 Lacs
kerala
On-site
As a Relationship Manager Gold Loan at IDFC FIRST Bharat Limited, you will play a crucial role in achieving business targets through effective relationship building and customer management. Your primary responsibilities will include assessing customer needs, processing gold loan applications, ensuring timely follow-up for interest collection and renewals, and maintaining continuous engagement with customers. In addition, you will be required to conduct field visits for business development and client servicing. To excel in this role, you should possess proficiency in relationship management and customer service skills. Experience in loan processing, particularly in Gold Loans, will be advantageous. Strong communication and interpersonal skills are essential for successful interactions with customers. Your ability to plan and execute field visits for business development, along with analytical and problem-solving skills, will contribute to your success in this position. You should be capable of working independently, managing multiple tasks efficiently, and demonstrating adaptability in a dynamic work environment. While prior experience in the banking or financial services industry is a plus, your dedication to achieving the economic sustainability of customers and empowering women and their families on social and cultural fronts will be highly valued in our organization. Join us at IDFC FIRST Bharat Limited as we continue to scale up our operational regions and diversify our portfolio using innovative digital avenues to make a positive impact on millions of households across 11 states.,
Posted 2 weeks ago
1.0 - 5.0 years
0 Lacs
maharashtra
On-site
Job Description: As a Junior Credit Processing Associate at Krayontek, you will be responsible for reviewing and processing loan applications, ensuring documentation accuracy, and supporting compliance with regulatory guidelines. Your role will involve reviewing and verifying loan application forms and supporting documents, performing document verification for authenticity and consistency, and conducting KYC checks to ensure compliance with RBI and internal guidelines. It is essential to maintain accurate records of loan applications, documents, and reports in digital and/or physical format. Additionally, you will be required to follow up with the sales team or customers for pending documentation and ensure timely escalation of discrepancies or red flags. Your support will be crucial in daily reporting and data entry tasks while adhering to internal credit policies and RBI guidelines. Key Responsibilities: - Review and verify loan application forms and supporting documents. - Perform document verification for authenticity and consistency. - Conduct KYC checks and ensure compliance with RBI and internal guidelines. - Maintain accurate and up-to-date records of loan applications, documents, and reports. - Follow up with the sales team or customers for pending documentation. - Ensure timely escalation of discrepancies or red flags. - Provide support in daily reporting and data entry tasks. - Adhere to internal credit policies and RBI guidelines. Key Skills Required: - Basic understanding of loan processing and credit documentation. - Familiarity with KYC norms and RBI guidelines. - Good communication and coordination skills. - Proficient in MS Office (Excel, Word). - Attention to detail and ability to handle repetitive tasks efficiently. If you meet the qualifications and are interested in this opportunity, please share your CV to careers@krayontek.com.,
Posted 2 weeks ago
1.0 - 5.0 years
0 Lacs
kochi, kerala
On-site
As a Bank Follow-up Officer, your primary responsibility will be to review customer profiles prepared by financial analysts and coordinate with bank managers for profile sharing and follow-ups. You will be required to review and analyze income documents, bank statements, and loan history, as well as conduct visits to banks for case finalization. In this role, you will collect legal documents from customers, ensure technical and legal clearances from banks, and coordinate with legal and technical officers to clear pending issues. Additionally, you will be responsible for collecting additional document requirements from bank managers and verifying legal reports from advocates. Application filling and submission, along with follow-up on loan login status with banks, will be part of your daily tasks. You will also conduct bank visits for case follow-ups, track sanction status, and follow up with banks post-sanction. Furthermore, you will conduct pending follow-ups post-sanction and reconfirm loan details with customers. Verifying disbursement documents, collecting and handing over cheques to customers, and informing customers about cheque details and EMI schedules are essential aspects of this role. You will also coordinate subsequent disbursements and ensure proper documentation handover to customers. Collecting file numbers and executive email IDs post-disbursement will be part of your responsibilities. Maintaining daily MIS with customer status updates, updating pending/challenging reasons in group discussions, and customer details in the profile tracker are crucial tasks. You will also be responsible for maintaining physical customer files and documents, as well as preparing and sending office-use emails as required. This is a full-time position with benefits including cell phone reimbursement and leave encashment. The work schedule is during the day shift, and the preferred experience for this role is 1 year as a Bank Follow-up Officer. The work location is in person, and the application deadline is 15/06/2025.,
Posted 2 weeks ago
2.0 - 6.0 years
0 Lacs
kochi, kerala
On-site
The main responsibilities of this role involve providing Customer Financing Support by assisting customers in understanding finance options, explaining interest rates and financing terms, as well as collecting and verifying financial documents. Additionally, the role includes Loan Processing tasks such as submitting loan applications, following up on approvals, and ensuring timely communication between customers and finance providers. Another key aspect of the role is Documentation & Compliance, where the incumbent is responsible for ensuring all finance-related documents are complete, accurate, and compliant with company and regulatory requirements. This includes maintaining records of all finance deals and preparing reports on finance approvals, rejections, and pending applications. Coordination is a crucial part of this role, involving acting as a liaison between the sales team, customers, and financial institutions. The incumbent will also work closely with the accounts team for reconciliation and finance-related reporting, as well as support the delivery team in ensuring timely vehicle delivery post-finance clearance. Reporting & Analysis tasks include monitoring and reporting on finance conversion rates, as well as providing feedback on customer preferences and banking partner performance. This full-time, permanent position offers benefits such as cell phone reimbursement, health insurance, and a Provident Fund. The work schedule is during the day shift, with the opportunity for a performance bonus. The work location is in person.,
Posted 2 weeks ago
1.0 - 5.0 years
0 Lacs
chennai, tamil nadu
On-site
The Loan Doc & Proc Analyst 1 role is a trainee professional position that requires a good understanding of various processes, procedures, and systems necessary for carrying out assigned tasks. You should have a basic grasp of the underlying concepts and principles relevant to the job. It is essential to comprehend how your team interacts with others to achieve common goals. Your role involves making evaluative judgments based on factual information and resolving problems by applying acquired technical experience, guided by precedents. Effective communication skills are crucial for exchanging information concisely and logically, considering audience diversity. Your impact on the business is limited to your own job responsibilities. Your responsibilities include having knowledge of Term, Revolver, Prime, SOFR loans, and hands-on experience in booking/servicing these products. You may interact with other counterparties regarding positions and outstanding balances/claims. Supporting a wide range of products/services, you will follow established procedures to identify and resolve problems related to loan documentation/processing activities, making recommendations for process improvement. Designing and analyzing loan documentation reports for management requirements, support/control activities, and product/service launches are also part of your role. Ensuring minimal risk to the bank, you will monitor errors, suggest solutions, and adhere to audit and control policies. Timely management and escalation of inquiries/issues related to loan processing are crucial, along with demonstrating a strong understanding of loan products and processes and engaging with external customers to disseminate information. To excel in this role, you should have solid industry experience, particularly in Syndications/Bilateral Loans. Being proactive, collaborative, and able to work well under pressure with a sense of urgency are important attributes. A sound level of education, such as a Bachelors/University degree or equivalent experience, is required. This job description offers an overview of the tasks performed, with potential for additional job-related duties. As a part of the Operations - Transaction Services Job Family and Loan Documentation and Processing Job Family at Citigroup, Inc., this role provides an opportunity for professional growth and development. Citi is an equal opportunity and affirmative action employer, encouraging all qualified applicants to apply for career opportunities. If you have a disability and require accommodation to use search tools or apply for a job, refer to the Accessibility at Citi guidelines for assistance.,
Posted 2 weeks ago
2.0 - 7.0 years
0 - 3 Lacs
pune
Work from Office
We have scheduled a WALK-IN drive for Senior Analyst & Team Lead (2-9 years) professionals who have relevant experience into Loan Syndication, Bilateral Loans, Loan Servicing . **Loan IQ exposure would be an added advantage but is not a must have. Walk-In date- 1st & 2nd September Time - 11.00 - 2.00 pm POC - Neha Kumari (Contact - 9608494493) Job Description Finance- Loans- Senior Analyst & Tam Lead Job Title -Finance- Loans- Senior Analyst &Team Lead India-Pune-Maharashtra | Full-time (FT) | Financial Markets | Job ID _ Shift Timings: Flexible to all shifts | Reports to: | Travel Requirements: NA Specialism Loans As part of our Loans team, you will be working with our client partners to improve processes and controls that build capacity and scale. Your role will be Processing of Syndicated Loans - Participation/Agented /Bilateral Deals. The ideal candidate must possess strong communication skills, with an ability to listen and comprehend information and share it with all the key stakeholders, highlighting opportunities for improvement and concerns, if any. He/she must be able to work collaboratively with teams to execute tasks within defined timeframes while maintaining high quality standards and superior service levels. The ability to take proactive actions and willingness to take up responsibility beyond the assigned work area is a plus. The ideal candidate should possess strong business understanding of finance industry with special focus on Processing of Syndicated Loans - Participation/Agented /Bilateral Deals. He/She should be good with numbers and ability to derive information from data with excellent multi-tasking and creative problem solving. He/She should have strong capabilities in PowerPoint, MS Word and MS Excel and should be able to build domain expertise and lead from the front with the ability to work under pressure, handle multiple priorities and work as part of the team. Loans- Senior Analyst- Responsibilities Support business analysis and drive end-to-end delivery in the areas of process transformation, data and change management. Act as a single point of contact for all program related queries and escalations. Prepare and drive the monthly business reviews meetings with the client. Administration of various governance pillars which would include client engagement, knowledge management, resource management & BCP and Control & compliance. Ensure timely execution of all project deliverables as per the agreed quantity and quality SLAs Responsible for lead hiring, training, Onboarding, resource allocation, delivery management, performance appraisals, mentoring, attrition management. Liaising with shared services to facilitate timely completion of business deliverables, as necessary. Minimum Qualifications- Graduation (Bcom, BBA, BBM, BCA) / Post Graduation (Mcom, MBA, PGDM) 2 to 9years of experience in Processing of Syndicated Loans - Participation/Agented /Bilateral Deals. Should have basic knowledge of finance, trade life cycle, investment banking, and derivatives. High levels of energy enthusiasm, commitment and productivity, Proactive, effective influencer, result oriented. Should be good with logical and quantitative abilities to derive information from data. Time management and ability to resolve for issues speedily. Above average in planning, organizing and time management. Preferred Qualifications- Ability to manage and complete specific tasks with minimal direction Should be able to act fast and decisively when dealing with critical situations ability to read situations and act in minutes Willingness to continuously learn, upgrade skills and stay relevant to business demands Excellent interpersonal skills ability to network and earn confidence of diverse Client personnel plus interaction with and management of eClerx India based operations team. eClerx provides critical business operations services to over fifty global Fortune 500 clients, including some of the worlds leading companies across financial services, cable & telecom, retail, fashion, media & entertainment, manufacturing, travel & leisure, software, and high-tech. Incorporated in 2000, eClerx is one of Indias leading process management and data analytics companies and is today traded on both the Bombay and National Stock Exchanges of India. eClerx employs 9,500-plus people across its global sites in the US, UK, India, Italy, Germany, Singapore, Thailand. For financial organizations across the world, eClerx Markets offers consulting, technological innovation, and process management expertise to uniquely solve operational challenges. With nearly two decades of industry experience complemented by the application of smart automation and robotics, our team of experts deliver holistic solutions across the trade life cycle, change management, data analytics, compliance, cash securities operations, document digitization and generation, and outreach. eClerx is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or protected veteran status, or any other legally protected basis, per applicable law. Role & responsibilities Preferred candidate profile
Posted 2 weeks ago
0.0 - 3.0 years
1 - 3 Lacs
mumbai, thane, mumbai (all areas)
Work from Office
- HSC passed or Above. - Freshers & Experienced both can Apply. - Gender- Male & Female both can Apply - Need Good & basic & Good Communication - Salary -15k To 18k plus incentive - Shift Time- 9:30am to 6:30pm. Required Candidate profile - Qualification:- HSC passed or Above. -location:- Symphony IT Park, Chandivali - Salary -15k To 18k plus incentive For more details Call HR Shivani:- 9168991284 Perks and benefits Good salary range with Friendly work culture !
Posted 2 weeks ago
3.0 - 7.0 years
0 Lacs
hyderabad, telangana
On-site
As a skilled and detail-oriented US Mortgage Underwriter with over 3 years of experience in mortgage underwriting and processing, you will play a crucial role in assessing borrower eligibility, evaluating risk, and ensuring loans meet investor and regulatory guidelines. Your responsibilities will include reviewing loan files for completeness and accuracy, analyzing income, assets, credit, and collateral, as well as verifying data from loan documents. Additionally, you will need to determine loan conditions, communicate requirements, and provide underwriting decisions while identifying and mitigating portfolio risks associated with client business practices. Your expertise in US mortgage guidelines, compliance, and loan processing requirements will be essential in ensuring compliance with regulations and guidelines set forth by FNMA, FHLMC, FHA, VA, and USDA. Proficiency in mortgage software and loan origination systems will be a key asset in carrying out your responsibilities effectively. Strong analytical, communication, and decision-making skills are required to excel in this role, along with the ability to thrive in a fast-paced, deadline-driven environment. If you meet the above requirements and are seeking a dynamic opportunity to further your career in US mortgage underwriting, we encourage you to apply for this position in Hyderabad today.,
Posted 2 weeks ago
2.0 - 6.0 years
0 Lacs
bareilly, uttar pradesh
On-site
You will be responsible for conducting area prefeasibility and survey activities as part of your role. This includes mobilization and organizing group meetings to supervise groups and borrowers while monitoring their daily activities. You will be required to verify, review, and propose/endorse loans for approval, restructuring, paralegal, and legal action. Additionally, preparing documents and files of approved loans and ensuring their safekeeping will be a crucial part of your responsibilities. You must strive to achieve microfinance program deposit and loan targets set by the Branch Manager and/or senior management of the organization. Depositing all cash collected daily/monthly to the branch for safekeeping and documentation is also a key task. Conducting client re-briefing during loan release and ensuring 100% on-time collection of loan amortizations are essential components of this role. Regular submission of monthly accomplishment reports detailing actual performance versus targets to the Branch Manager is required. Attending all training activities organized by the organization is mandatory. You may also be assigned other tasks by the Branch Manager or higher authorities as needed. This is a full-time position with benefits including cell phone reimbursement and a performance bonus. The work schedule is during the day shift. The ideal candidate should have a Bachelor's degree (Preferred) and at least 2 years of total work experience with a minimum of 3 years in microfinance. A valid Driving License is required for this role, and the work location is in person.,
Posted 2 weeks ago
3.0 - 5.0 years
3 - 4 Lacs
jaunpur, gorakhpur, banda
Work from Office
Roles and Responsibilities Manage dealer relationships, ensuring timely disbursements and collections. Conduct field investigations to assess creditworthiness of farmers and rural clients. Oversee loan processing, sales collection, and target achievement for tractor loans, farm equipment finance, agri finance, and farmer finance. Ensure compliance with regulatory requirements related to rural finance. Develop strategies to increase sales volume through effective dealer management and relationship building. Desired Candidate Profile 3-5 years of experience in business development or a similar role in the financial services industry. Strong understanding of agricultural lending products such as tractor loans, farm equipment finance, agri finance, etc. . Excellent communication skills for effective dealer relationship management and negotiation. Ability to work independently with minimal supervision while meeting targets and deadlines.
Posted 2 weeks ago
4.0 - 8.0 years
4 - 6 Lacs
mirzapur, kunda, jaunpur
Work from Office
Roles and Responsibilities Manage branch operations, ensuring efficient customer service delivery and compliance with regulatory requirements. Oversee loan processing, disbursement, and retail assets management to achieve business targets. Develop and implement strategies for cross-selling products, increasing revenue growth through effective sales techniques. Ensure audit compliance by maintaining accurate records and adhering to internal policies. Lead a team of professionals in achieving branch goals, providing guidance on customer relationship building and team management. Manage end to end Branch Operation, Cash management, branch administration, Customer acquisition, Branch audit and Compliance, Branch revenue generation, Customer queries and escalation etc.
Posted 2 weeks ago
0.0 - 2.0 years
1 - 2 Lacs
jaipur
Work from Office
Were hiring Business Development Executives in Mansarovar, Jaipur! Salary 10K–15K + unlimited incentives. Freshers welcome (0–2 yrs). Training provided, growth to TL in 12–18 months. Apply now & start your sales career with Driveasy Loan!
Posted 2 weeks ago
0.0 - 2.0 years
1 - 2 Lacs
ahmedabad
Work from Office
Role & responsibilities Manage disbursement process from loan sanction to final disbursal. Ensure timely processing of loan applications within TAT (Turnaround Time). Coordinate with sales team for lead generation and conversion. Conduct credit operations, including risk assessment and documentation. Maintain accurate records of customer interactions and transactions. Preferred candidate profile 0-4 years of experience in banking or finance industry. Strong understanding of Credit Operations, Disbursement, Sanction processes. Excellent communication skills for effective customer interaction. Ability to work independently with minimal supervision. Interested candidate can share updated cv Surbhi.tekriwal@aavas.in on or what's up 9251620748
Posted 2 weeks ago
2.0 - 6.0 years
0 Lacs
noida, uttar pradesh
On-site
As a Loan Sales Executive, your primary responsibility will be to generate leads using various channels such as cold calling, field visits, referrals, and digital platforms. You will have the opportunity to meet with potential customers to understand their loan requirements and recommend suitable loan products based on their needs. In this role, you will be required to explain the features of different loan products, including eligibility criteria, documentation requirements, interest rates, EMIs, and processing timelines. You will also assist clients throughout the loan application process, which includes collecting and verifying documents, as well as coordinating with back-end processing teams to ensure a smooth and efficient process. Achieving monthly and quarterly loan disbursement targets will be a key performance indicator in this role. Additionally, you will be expected to maintain relationships with customers to encourage future cross-selling opportunities and referrals. To excel in this position, it is essential to stay updated on current loan products, competitor offerings, and RBI policies. You may also be required to participate in marketing campaigns and promotional activities to promote loan products effectively. This is a full-time position with a day shift schedule and the opportunity for a performance bonus. The work location is in person, and if you are interested in this exciting opportunity, please reach out to the employer at +91 9871356350.,
Posted 2 weeks ago
3.0 - 7.0 years
0 Lacs
rajkot, gujarat
On-site
As a Senior Credit Officer at Khushbu Auto Finance Ltd. in Rajkot, Gujarat, you will be a crucial part of our team dedicated to providing customized financing solutions while prioritizing customer satisfaction and ethical lending practices. Your role will involve managing the credit evaluation process for auto finance loans to maintain the quality of our loan portfolio, evaluate risk, and facilitate sustainable business growth through informed credit decisions. Your responsibilities will include evaluating loan applications, conducting credit risk analysis, and making credit decisions in alignment with company policies. You will be responsible for performing financial assessments of borrowers, verifying information through client visits when necessary, and collaborating with sales and operations teams to ensure smooth loan processing. Monitoring overdue accounts, ensuring policy compliance, and presenting credit reports to management will also be integral parts of your role. Additionally, you will contribute to training and mentoring junior credit staff to enhance team capabilities. To excel in this position, you should hold a Bachelor's degree in Finance, Commerce, or a related field, with an MBA/CA/ICWA being advantageous. A minimum of 3-5 years of experience in credit appraisal, particularly in auto finance or NBFC sectors, is required. Strong familiarity with credit underwriting processes, risk assessment, local market knowledge in and around Rajkot, and proficiency in MS Office and financial analysis tools are essential. Your analytical skills, effective communication, and sound decision-making abilities will be critical to your success in this role. Joining our team comes with various benefits including Provident Fund (PF), Employees State Insurance (ESIC), Gratuity, Mediclaim Coverage, Group Mediclaim Policy, and Annual Paid Leaves. This is a full-time position with additional benefits such as health insurance, paid sick time, paid time off, and yearly bonuses. The work schedule is during the day, and the role requires in-person work at the specified location. If you are ready to contribute to our mission of responsible lending and customer-focused financial solutions, we look forward to speaking with you. For further inquiries or to apply, please contact us at +91 6351009501.,
Posted 2 weeks ago
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